Could blockchain technologies make a difference to health insurance data, oil inventory tracking, and very large business-to-business transactions? These companies think so.
Reported by Motley Fool 6 hours ago.
Here's How 3 Big Companies Are Betting on a Blockchain Future
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LISI Adds Oscar Health to Small Business Product Portfolio for LA and Orange Counties
LISI added Oscar Health to their small group portfolio.
SAN MATEO, Calif. (PRWEB) May 01, 2018
LISI Inc., a prominent general agency, added Oscar Health to their small group portfolio. Six small group Exclusive Provider Organizations (EPO) plans are available for coverage effective June 1, 2018 for Los Angeles and Orange Counties. Oscar Health was built with integrated technology for a streamlined and transparent health care experience. Technology built for brokers makes it easy to sell Oscar plans, so you spend less time on paperwork and more time on everything else.
Members never need referrals to network specialists. At the same time, the EPOs are extremely cost-competitive with HMOs, while being 20% less expensive than PPOs. Flexible participation rules make them ideal for a range of employers. The plans are available at every metal level with two plans being HSA-compatible.
Oscar Health has customer satisfaction scores that are three times the industry average.* A curated network features top quality providers including UCLA, Keck USC, Providence St. Joseph, Good Samaritan Hospital and more. Every plan comes with free, unlimited telemedicine with a doctor on call 24/7. Oscar Health offers tools built just for brokers along with a dedicated support team.
Michael Lujan, California Market Director for Oscar Health said, "We are proud to partner with LISI to help deliver Oscar's unique healthcare solution for the LA and Orange County employee benefits market. Southern California small businesses now have a new option for group health insurance that strikes a great balance of affordability and provider choice. LISI is a respected and valued general agency for the employee benefits industry, and we're glad to have their support to help share our message and drive membership growth for Oscar."
Ken Doyle, LISI’s Senior Vice President of Sales said, “We are pleased to partner with Oscar Health. Innovative market entrants keep the landscape competitive. When there are more choices, consumers always benefit.”
About Oscar Health
Oscar is a data-driven, consumer-focused health insurer that is committed to improving the member experience by making it easier for members to navigate the complex health care system. Oscar achieves this through personalized, technology-enabled service that helps members along their health journey and empowers them to choose quality, affordable care. The Oscar member experience includes a personalized concierge team, free, 24/7 telemedicine, mobile and web apps to access health information easily, and a tightly integrated network of first-rate physicians and hospitals. Oscar has been offering individual plans in California since 2016 and has now added small business coverage to its California portfolio. To learn more visit Oscar.
About LISI
As California’s premier general agency, LISI serves more than 8,000 affiliated brokers who offer Medical, Dental, Vision and Specialty coverage for large and small employers from over two dozen carriers. LISI offers a highly responsive, regional approach with offices throughout California. LISI’s statewide scale leverages their strength in working with carriers on brokers’ behalf. LISI Inc. has served health insurance brokers since 1977. For more information, please visit LISI.
*Source: Oscar Internal Net Promoter Score and the Deft Research 2017 Individual & Family Member Experience Report.
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Media Contact
Jeff Grocky, Marketing Director of LISI, Inc., JGrocky(at)lisibroker.com, 818-518-2079 Reported by PRWeb 1 day ago.
SAN MATEO, Calif. (PRWEB) May 01, 2018
LISI Inc., a prominent general agency, added Oscar Health to their small group portfolio. Six small group Exclusive Provider Organizations (EPO) plans are available for coverage effective June 1, 2018 for Los Angeles and Orange Counties. Oscar Health was built with integrated technology for a streamlined and transparent health care experience. Technology built for brokers makes it easy to sell Oscar plans, so you spend less time on paperwork and more time on everything else.
Members never need referrals to network specialists. At the same time, the EPOs are extremely cost-competitive with HMOs, while being 20% less expensive than PPOs. Flexible participation rules make them ideal for a range of employers. The plans are available at every metal level with two plans being HSA-compatible.
Oscar Health has customer satisfaction scores that are three times the industry average.* A curated network features top quality providers including UCLA, Keck USC, Providence St. Joseph, Good Samaritan Hospital and more. Every plan comes with free, unlimited telemedicine with a doctor on call 24/7. Oscar Health offers tools built just for brokers along with a dedicated support team.
Michael Lujan, California Market Director for Oscar Health said, "We are proud to partner with LISI to help deliver Oscar's unique healthcare solution for the LA and Orange County employee benefits market. Southern California small businesses now have a new option for group health insurance that strikes a great balance of affordability and provider choice. LISI is a respected and valued general agency for the employee benefits industry, and we're glad to have their support to help share our message and drive membership growth for Oscar."
Ken Doyle, LISI’s Senior Vice President of Sales said, “We are pleased to partner with Oscar Health. Innovative market entrants keep the landscape competitive. When there are more choices, consumers always benefit.”
About Oscar Health
Oscar is a data-driven, consumer-focused health insurer that is committed to improving the member experience by making it easier for members to navigate the complex health care system. Oscar achieves this through personalized, technology-enabled service that helps members along their health journey and empowers them to choose quality, affordable care. The Oscar member experience includes a personalized concierge team, free, 24/7 telemedicine, mobile and web apps to access health information easily, and a tightly integrated network of first-rate physicians and hospitals. Oscar has been offering individual plans in California since 2016 and has now added small business coverage to its California portfolio. To learn more visit Oscar.
About LISI
As California’s premier general agency, LISI serves more than 8,000 affiliated brokers who offer Medical, Dental, Vision and Specialty coverage for large and small employers from over two dozen carriers. LISI offers a highly responsive, regional approach with offices throughout California. LISI’s statewide scale leverages their strength in working with carriers on brokers’ behalf. LISI Inc. has served health insurance brokers since 1977. For more information, please visit LISI.
*Source: Oscar Internal Net Promoter Score and the Deft Research 2017 Individual & Family Member Experience Report.
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Media Contact
Jeff Grocky, Marketing Director of LISI, Inc., JGrocky(at)lisibroker.com, 818-518-2079 Reported by PRWeb 1 day ago.
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As Some States Allow Obscure Healthcare Prices, Self-Insured Employers Pay Much More
A new report from MyMedicalShopper shows that self-insured businesses and individuals may pay more for their healthcare compared to fully-insured consumers, often due to higher provider reimbursement rates negotiated by their insurance companies. The only way to combat such higher prices is with greater transparency regarding the true costs of healthcare.
PORTSMOUTH, N.H. (PRWEB) May 01, 2018
As businesses across the United States look for ways to trim healthcare costs, many turn to self-funding as a way to save money when providing health insurance to employees. And even though self-funding hasn’t caught on on a grand scale, third-party payers are ramping up efforts to recruit more businesses into this insurance model. However, in a startling new analysis from MyMedicalShopper, data suggests that self-insured businesses and individual consumers may pay substantially more for the same procedures at the same healthcare providers as compared to fully-insured individuals.(1) MyMedicalShopper, the industry-leading producer of medical price transparency tools, says that both employers and employees should push for greater transparency in healthcare costs in order to take back control of their healthcare spending.
In many cases, insurance companies negotiate reimbursement deals with healthcare providers which ultimately harm self-insured employers and individuals. In MyMedicalShopper’s recent analysis of the impact of self-funding on healthcare costs in the state of New Hampshire, evidence was found of higher negotiated reimbursement rates to healthcare providers when the consumer was self-insured:(2)· Evidence suggests that providers received 7.01% more financial reimbursement on average for an Anthem self-insured HMO plan consumer as compared to a fully-insured HMO plan.
· The average provider reimbursement for a self-insured patient using Harvard Pilgrim Health Care’s (HPHC) HMO was 3.17% higher as compared to individuals using a fully-insured HPHC HMO plan.
· Some employers using an insurance carrier’s administrative services only (ASO) contract may pay as much as 40% more—across all the same procedures at the same provider—than fully-insured counterparts under the same insurance carrier.
Most healthcare consumers have no idea how much reimbursement actually goes to providers, and most don’t realize that higher reimbursement rates mean higher premiums—which they have to pay. Because provider reimbursement rates vary so widely among different types of insurance plans, the only way to take control of healthcare spending is through the use of price transparency tools. Price transparency applications such as MyMedicalShopper help break down barriers that shield the industry from scrutiny by making the costs of medical procedures more widely known.
Mark Galvin, CEO of MyMedicalShopper, says, “We were shocked to discover the differences in pricing for self-insured vs. fully-insured businesses and individual consumers in New Hampshire. But this example certainly isn’t the only such case within the U.S. Putting price transparency tools into the hands of self-insured business owners and employees helps consumers make healthcare decisions based on realistic data, not obscure cost manipulation.”
For many small businesses, self-funding represents a substantial risk, and only about 13% of small businesses in the country have adopted this model.(2) Businesses that self-fund pay for employee healthcare claims from their own coffers, which can be devastating for a business if an employee needs medical care costing hundreds of thousands of dollars. Still, many insurance companies are pushing businesses to adopt this type of insurance as a way to save on their healthcare costs—and many of the Affordable Care Act mandates don’t apply to self-funded insurance plans, including the requirements known as “essential health benefits”.(2) Self-funding may seem like a good option at first glance, but employers can lose any possible financial benefits gained from leaving a fully-insured plan to these higher negotiated reimbursements rates for self-funded plans. Better price transparency helps protect consumers by helping them understand the true costs of their healthcare, so they can make more informed choices about their healthcare options.
About MYMEDICALSHOPPER:
MMS Analytics, Inc., dba MyMedicalShopperTM, is a big data company with big dreams for healthcare. Co-founder and CEO Mark Galvin gave rise to the company out of the need to provide consumers and companies which provide healthcare benefits to their employees with transparency—the leverage needed to make solid decisions on their healthcare and improve their quality of life. Consumers previously ignorant of price variations in procedures and testing can utilize real-time health insurance plan pricing information, making it possible to choose care based on price, quality and convenience. Experts document that as much as $1 trillion could be slashed annually from the cost of healthcare in the U.S. MyMedicalShopper’s goal is to transform the healthcare industry into a fair market for consumers. For more information, visit http://www.MyMedicalShopper.com.
Sources:
(1) MMS Analytics Report: Differential Contracted Reimbursement Rates for Self-Funded Groups versus Fully-Insured Groups. MMS Analytics, 2017, MMS Analytics Report: Differential Contracted Reimbursement Rates for Self-Funded Groups versus Fully-Insured Groups.
(2) Meet The Future of Small-Business Health Insurance: Self-Funding. Forbes. https://www.forbes.com/sites/robbmandelbaum/2017/08/30/meet-the-future-of-small-business-health-insurance-self-funding/#6e3dc5234714.
(3) The Impact of Self-Funding on Healthcare Costs in the State of New Hampshire. MyMedicalShopper. White paper. Reported by PRWeb 19 hours ago.
PORTSMOUTH, N.H. (PRWEB) May 01, 2018
As businesses across the United States look for ways to trim healthcare costs, many turn to self-funding as a way to save money when providing health insurance to employees. And even though self-funding hasn’t caught on on a grand scale, third-party payers are ramping up efforts to recruit more businesses into this insurance model. However, in a startling new analysis from MyMedicalShopper, data suggests that self-insured businesses and individual consumers may pay substantially more for the same procedures at the same healthcare providers as compared to fully-insured individuals.(1) MyMedicalShopper, the industry-leading producer of medical price transparency tools, says that both employers and employees should push for greater transparency in healthcare costs in order to take back control of their healthcare spending.
In many cases, insurance companies negotiate reimbursement deals with healthcare providers which ultimately harm self-insured employers and individuals. In MyMedicalShopper’s recent analysis of the impact of self-funding on healthcare costs in the state of New Hampshire, evidence was found of higher negotiated reimbursement rates to healthcare providers when the consumer was self-insured:(2)· Evidence suggests that providers received 7.01% more financial reimbursement on average for an Anthem self-insured HMO plan consumer as compared to a fully-insured HMO plan.
· The average provider reimbursement for a self-insured patient using Harvard Pilgrim Health Care’s (HPHC) HMO was 3.17% higher as compared to individuals using a fully-insured HPHC HMO plan.
· Some employers using an insurance carrier’s administrative services only (ASO) contract may pay as much as 40% more—across all the same procedures at the same provider—than fully-insured counterparts under the same insurance carrier.
Most healthcare consumers have no idea how much reimbursement actually goes to providers, and most don’t realize that higher reimbursement rates mean higher premiums—which they have to pay. Because provider reimbursement rates vary so widely among different types of insurance plans, the only way to take control of healthcare spending is through the use of price transparency tools. Price transparency applications such as MyMedicalShopper help break down barriers that shield the industry from scrutiny by making the costs of medical procedures more widely known.
Mark Galvin, CEO of MyMedicalShopper, says, “We were shocked to discover the differences in pricing for self-insured vs. fully-insured businesses and individual consumers in New Hampshire. But this example certainly isn’t the only such case within the U.S. Putting price transparency tools into the hands of self-insured business owners and employees helps consumers make healthcare decisions based on realistic data, not obscure cost manipulation.”
For many small businesses, self-funding represents a substantial risk, and only about 13% of small businesses in the country have adopted this model.(2) Businesses that self-fund pay for employee healthcare claims from their own coffers, which can be devastating for a business if an employee needs medical care costing hundreds of thousands of dollars. Still, many insurance companies are pushing businesses to adopt this type of insurance as a way to save on their healthcare costs—and many of the Affordable Care Act mandates don’t apply to self-funded insurance plans, including the requirements known as “essential health benefits”.(2) Self-funding may seem like a good option at first glance, but employers can lose any possible financial benefits gained from leaving a fully-insured plan to these higher negotiated reimbursements rates for self-funded plans. Better price transparency helps protect consumers by helping them understand the true costs of their healthcare, so they can make more informed choices about their healthcare options.
About MYMEDICALSHOPPER:
MMS Analytics, Inc., dba MyMedicalShopperTM, is a big data company with big dreams for healthcare. Co-founder and CEO Mark Galvin gave rise to the company out of the need to provide consumers and companies which provide healthcare benefits to their employees with transparency—the leverage needed to make solid decisions on their healthcare and improve their quality of life. Consumers previously ignorant of price variations in procedures and testing can utilize real-time health insurance plan pricing information, making it possible to choose care based on price, quality and convenience. Experts document that as much as $1 trillion could be slashed annually from the cost of healthcare in the U.S. MyMedicalShopper’s goal is to transform the healthcare industry into a fair market for consumers. For more information, visit http://www.MyMedicalShopper.com.
Sources:
(1) MMS Analytics Report: Differential Contracted Reimbursement Rates for Self-Funded Groups versus Fully-Insured Groups. MMS Analytics, 2017, MMS Analytics Report: Differential Contracted Reimbursement Rates for Self-Funded Groups versus Fully-Insured Groups.
(2) Meet The Future of Small-Business Health Insurance: Self-Funding. Forbes. https://www.forbes.com/sites/robbmandelbaum/2017/08/30/meet-the-future-of-small-business-health-insurance-self-funding/#6e3dc5234714.
(3) The Impact of Self-Funding on Healthcare Costs in the State of New Hampshire. MyMedicalShopper. White paper. Reported by PRWeb 19 hours ago.
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Prism Expands Services to Tampa
Prism is expanding its health advocacy services to residents of the Tampa Bay Area
TAMPA, Fla. (PRWEB) May 01, 2018
“The gaps in the U.S. Healthcare system can lead people to personal and financial ruin,” says former trauma RN, EMT, firefighter and current CEO of Prism Health Advocates Deborah Bain. Bain was so infuriated by the financial messes and family chaos that often surprise patients after a healthcare crisis that she started a company called Prism Health Advocates in her home state of Connecticut, which is now expanding its services to the Tampa Bay Area. Bain has hired a group of Registered Nurses based in Tampa Bay to identify, coordinate and advocate for clients in need.
The Tampa Bay Area is especially in need of healthcare advocacy services. “According to the Florida Policy Institute, an astonishing 2.6 million Floridians do not have health insurance. This stat means that many people in the Tampa Bay Area will be on the hook financially for an ER visit or an emergency medical procedure. Many Floridians also lack basic knowledge about how to cost-effectively use their health insurance plans to gain maximum quality at the lowest price.”
Veterans in the Tampa Bay Area also face a unique set of challenges that a healthcare advocate can solve. “Wait times at the VA and confusing paperwork do a great disservice to our men and women in uniform. Prism can help veterans in Tampa Bay cut through the red tape and get the care they deserve.” These systemic problems have brought the Florida healthcare industry to the brink of chaos.
Prism serves its clients by researching specialists, laying out treatment options in plain English, comparing pricing on medical procedures, negotiating down the cost of medical bills and setting up payment plans with healthcare providers. Prism saves its patients an average of 20% off medical bills and once saved a client $57,000 in healthcare expenses.
A healthcare advocate thankfully is well versed in the complexities of the U.S. healthcare bureaucracy and knows how to find the best doctors and clinics, make sure the proper questions get asked and coordinate appointments and schedules for multiple providers. Prism’s health advocates also professionally navigate through the healthcare maze with an experienced, targeted approach in order to negotiate cost reductions and payment plans where needed. All the advocates in Prism's Tampa Bay division have a fierce desire to fight for their client's access to quality healthcare and protect their wallet.
Moreover, Prism has expanded its services to meet the needs of corporations and organizations. This program is a value added benefit to employees, helps employers cut down on the astronomical cost of health insurance and works cohesively with a company’s healthcare benefits package. Prism’s program provides this added value through an advocacy managed care system that helps control benefits spending without impacting access to quality. This feature is especially valuable for the high risk, high insurance cost employees in a corporation’s workforce. Prism accomplishes this cost savings through education, early detection screenings, preventative care, coordinated usage of the healthcare system, support with management of chronic diseases and effective organization and negotiation of unpaid medical bills.
“I’m looking forward to working with our advocates in Tampa Bay to help our clients overcome the hurdles our healthcare system throws at them,” Bain said. “You wouldn’t step into a court room without a lawyer, so why would you step into a hospital without an advocate looking out for your well-being?”
For more information, please visit: https://www.prismhealthadvocates.com/ . Reported by PRWeb 18 hours ago.
TAMPA, Fla. (PRWEB) May 01, 2018
“The gaps in the U.S. Healthcare system can lead people to personal and financial ruin,” says former trauma RN, EMT, firefighter and current CEO of Prism Health Advocates Deborah Bain. Bain was so infuriated by the financial messes and family chaos that often surprise patients after a healthcare crisis that she started a company called Prism Health Advocates in her home state of Connecticut, which is now expanding its services to the Tampa Bay Area. Bain has hired a group of Registered Nurses based in Tampa Bay to identify, coordinate and advocate for clients in need.
The Tampa Bay Area is especially in need of healthcare advocacy services. “According to the Florida Policy Institute, an astonishing 2.6 million Floridians do not have health insurance. This stat means that many people in the Tampa Bay Area will be on the hook financially for an ER visit or an emergency medical procedure. Many Floridians also lack basic knowledge about how to cost-effectively use their health insurance plans to gain maximum quality at the lowest price.”
Veterans in the Tampa Bay Area also face a unique set of challenges that a healthcare advocate can solve. “Wait times at the VA and confusing paperwork do a great disservice to our men and women in uniform. Prism can help veterans in Tampa Bay cut through the red tape and get the care they deserve.” These systemic problems have brought the Florida healthcare industry to the brink of chaos.
Prism serves its clients by researching specialists, laying out treatment options in plain English, comparing pricing on medical procedures, negotiating down the cost of medical bills and setting up payment plans with healthcare providers. Prism saves its patients an average of 20% off medical bills and once saved a client $57,000 in healthcare expenses.
A healthcare advocate thankfully is well versed in the complexities of the U.S. healthcare bureaucracy and knows how to find the best doctors and clinics, make sure the proper questions get asked and coordinate appointments and schedules for multiple providers. Prism’s health advocates also professionally navigate through the healthcare maze with an experienced, targeted approach in order to negotiate cost reductions and payment plans where needed. All the advocates in Prism's Tampa Bay division have a fierce desire to fight for their client's access to quality healthcare and protect their wallet.
Moreover, Prism has expanded its services to meet the needs of corporations and organizations. This program is a value added benefit to employees, helps employers cut down on the astronomical cost of health insurance and works cohesively with a company’s healthcare benefits package. Prism’s program provides this added value through an advocacy managed care system that helps control benefits spending without impacting access to quality. This feature is especially valuable for the high risk, high insurance cost employees in a corporation’s workforce. Prism accomplishes this cost savings through education, early detection screenings, preventative care, coordinated usage of the healthcare system, support with management of chronic diseases and effective organization and negotiation of unpaid medical bills.
“I’m looking forward to working with our advocates in Tampa Bay to help our clients overcome the hurdles our healthcare system throws at them,” Bain said. “You wouldn’t step into a court room without a lawyer, so why would you step into a hospital without an advocate looking out for your well-being?”
For more information, please visit: https://www.prismhealthadvocates.com/ . Reported by PRWeb 18 hours ago.
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Weighing your health insurance options? Here are the Top 10 things to consider
88% of employees ranked employee health insurance as a the top employee benefit consideration. Which makes sense considering that you can’t put a price on a clean bill of health. There are many considerations to have on your radar and here is a list of top ten.
Reported by USATODAY.com 16 hours ago.
Reported by USATODAY.com 16 hours ago.
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Former HHS Sec. Price: Repealing the individual mandate 'will harm' people insured through Obamacare
Former Health and Human Services Secretary Tom Price said Tuesday that the GOP repeal of the individual mandate could actually make it more expensive for people who keep their health insurance. It's a position that contradicts what he said when he was in office.
Reported by USATODAY.com 15 hours ago.
Reported by USATODAY.com 15 hours ago.
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Indiana candidate’s rhetoric, business record don’t line up
INDIANAPOLIS (AP) — Oklahoma truck driver Timothy Jackson was recovering from emergency heart surgery when he learned he’d lost his job — and his health insurance along with it — because managers at the company’s Indiana headquarters decided he wasn’t healthy enough to work. The multimillionaire who owns that business, former Indiana state Rep. Mike […]
Reported by Seattle Times 13 hours ago.
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Why Millions Of Californians Eligible For Food Stamps Don't Get Them
The state ranks near the bottom in enrolling people for food assistance. To change that, it's taking lessons from its robust Medi-Cal health insurance program, which targets much the same population.
Reported by NPR 12 hours ago.
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Mission Paws-ible: Insurance Grants Protect Police Dogs
Petplan and the National Police Dog Foundation will fund pet insurance policies for 50 K-9s
NEWTOWN SQUARE, Pa. (PRWEB) May 01, 2018
This year, Petplan pet insurance welcomes 50 new working police dogs to its pack of protected pets. Thanks to a joint effort with the National Police Dog Foundation, the company was able to offer grants for a year of fully funded pet insurance to 50 K-9s (a tenfold increase from the five grants awarded last year).
Recipients were selected from a nationwide pool of applicants, many of whom represent police departments in small towns without funding for their K-9 program. Often, the cost of the dogs’ care must come from donations or their handlers’ pockets. No one knows better than Petplan how unexpected veterinary bills can wreak havoc on budgets, so the company committed to helping ease this financial burden on our public servants — while guaranteeing the best possible medical care for hardworking police dogs.
Many police departments cited concern for the K-9s’ occupational hazards in their applications. Seth Hager, a police sergeant in Huntersville, NC, wrote, “Huntersville is a suburb of Charlotte, which calls for extreme and dangerous K-9 deployments. [Our K-9s] conduct narcotic sniffs, article searches, apprehension of fleeing suspects, high-risk SWAT warrants, and assist the VICE narcotics division on a daily basis.”
Richard McAuliffe, chief of police in Hawthorne, NJ, also worries about the risk of drug exposure to his K-9. “[Neighboring city] Paterson is the third largest city in New Jersey with a large volume and impact of narcotics trafficking in and out of our municipality. Nero is the only municipal narcotics K-9 in Passaic County,” he wrote.
The concern is valid — according to Petplan claims data, treatment for illegal drug exposure cost an average of $782 in 2017.
Toxic substances aren’t the only threat K-9s face in the course of duty. Titan, a K-9 based in Fullerton, CA, is trained in suspect apprehension as well as narcotic detection. Fullerton police officer Matt Green wrote, “Being a suspect apprehension K-9, Titan will be exposed to dangerous situations. Thus, his chances of being injured are greater.”
Injuries related to altercations with suspects could include fractures (averaging $1,365* to treat), lacerations ($707*) and puncture wounds ($761*). Should any of the 50 new Petplan grant recipients sustain these injuries, the cost of their care will be covered.
Of course, in addition to the job-related hazards that come with being a police dog, K-9s face the same risks of illness and accidental injury as any family pet — as the Latrobe, PA police department learned the hard way when their previous K-9 had to be put down after receiving several surgeries to treat an aggressive cancer.
Latrobe Chief of Police James Bumar wrote, “Rocky had many health problems … we accumulated thousands of dollars of vet bills.” Luckily, Latrobe’s new K-9 will be covered by Petplan — and cancer treatments (at an average cost of $2,321*) are covered as standard under Petplan’s policies.**
“Police dogs put their lives on the line every day for their communities, and they deserve access to the best possible medical care,” says Jim Reilly, President of the National Police Dog Foundation. “We’re so grateful to Petplan for helping to protect the health of these four-legged heroes.”
The K-9 Health Insurance Fund was first created in 2017 with a donation from Petplan, which was used to fund the initial five grants. Petplan donates $50 to the fund for each new pet insurance policy booked using the campaign code “NPDF10,” with further funds being raised by the National Police Dog Foundation and contributed by public donors.
Following is a complete list of all 50 winners of the Petplan and National Police Dog Foundation grants for 2018.· Kratos, Cottonwood Police Department (Cottonwood, AZ)
· Axel, Village of Apple Creek Police Department (Apple Creek, OH)
· Rico, Prairie du Chien Police Department (Prairie du Chien, WI)
· Kaz, Huntington Park Police Department (Huntington Park, CA)
· Tracker, Silver Spring Township Police Department (Mechanicsburg, PA)
· Edo, Perryville Police Department (Perryville, MO)
· Max, Upper Moreland Township Police Department (Willow Grove, PA)
· Nero, Hawthorne Police Department (Hawthorne, NJ)
· Elvis, Waxhaw Police Department (Waxhaw, NC)
· LucyJo, Albion Department of Public Safety (Albion, MI)
· Sniper, Geauga Park District (Chardon, OH)
· Cupa, Paris Police Department (Paris, TX)
· Rudy, Upland Police Department (Upland, CA)
· Coale, Amory Police Department (Amory, MS)
· Jackson, Pound Police Department (Pound, VA)
· Norris, St. Clair Township Police Department (East Liverpool, OH)
· Charr, Clintonville Police Department (Clintonville, WI)
· Blitz, Bradley Police Department (Bradley, IL)
· Bragi, Ripley Police Department (Ripley, OH)
· Bryan Lawrence, Superior Police Department (Superior, AZ)
· Stihl, Huntersville Police Department (Huntersville, NC)
· Pancho, Newton Police Department (Newton, KS)
· Nitro, Gulf Shores Police Department (Gulf Shores, AL)
· Nanuk, Gladstone Police Department (Gladstone, OR)
· Lobo, Glendale Heights Police Department (Glendale, IL)
· Zane, New Braunfels Police Department (New Braunfels, TX)
· Vito, Bernalillo County Sheriff’s Department (Albuquerque, NM)
· Ayke, Ector County Sheriff’s Office (Odessa, TX)
· Radko, Borough of Berlin Police Department (Berlin, NJ)
· Ivar, Decatur Police Department (Decatur, IN)
· Jet, Park Rapids Police Department (Park Rapids, MN)
· Jake, Dayton Police Department (Dayton, OH)
· Oskar, Tremonton Police Department (Tremonton, UT)
· Ranger, Benton Police Department (Benton, IL)
· Axel, Pflugerville Police Department (Pflugerville, TX)
· Trexx, Highland Park Police Department (Highland Park, MI)
· Luke, Atascadero Police Department (Atascadero, CA)
· Titan, Fullerton Police Department (Fullerton, CA)
· Zane, Lewisboro Town Police Department (South Salem, NY)
· Akiro, Santa Fe County Sheriff’s Office (Santa Fe, NM)
· Zeus, Latrobe Police Department (Latrobe, PA)
· Takoda, Fort Bragg Police Department (Fort Bragg, CA)
· Robbi, Franklin Police Department (Franklin, MA)
· Hulk, Brookings Police Department (Brookings, OR)
· Max, Sedona Police Department (Sedona, AZ)
· Puma, Green Bay Police Department (Green Bay, WI)
· Axel, East Ridge Police Department (East Ridge, TN)
· Max, Altoona Police Department (Altoona, WI)
· Tello, California City Police Department (California City, CA)
· Lando, Oshkosh Police Department (Oshkosh, WI)
*Average treatment costs according to Petplan 2017 claims data. **Subject to Petplan policy terms and conditions.
ABOUT PETPLAN
Petplan has built an industry-leading pet insurance policy for pet parents who demand a higher pedigree of care for their best friends. We’ve leveraged 40 years of global experience to create completely customizable coverage pet parents can feel confident in, and world-class claims service — 24 hours a day, every day.
Petplan’s innovative approach to pet insurance has been recognized by Forbes, Financial Times, Bloomberg, Inc. magazine, Smart CEO, the Communicator Awards, Ernst & Young and many others.
Petplan policies are underwritten in the U.S. by AGCS Marine Insurance Company, a member of the Allianz Group (rated A+ A.M. Best), and XL Specialty Insurance Company; and in Canada by XL Specialty Insurance Company - Canadian Branch. XL Specialty Insurance Company is rated A+ by S&P (2018). Coverage may not be available in all jurisdictions. For more information about Petplan pet insurance, visit http://www.petplan.com or call 1-866-467-3875.
ABOUT NATIONAL POLICE DOG FOUNDATION
The National Police Dog Foundation is a volunteer organization that promotes education and awareness, and raises funds for the purchase, training and ongoing veterinary care of active and retired police K-9s.
In 1998 the National Police Dog Foundation (formally known as the Ventura Police Dog Foundation) began as a local group helping to fund the K-9 program for the City of Ventura, CA., and in 2004, the National Police Dog Foundation expanded its support to law enforcement K-9 units throughout the United States.
Most law enforcement agencies simply cannot meet their ever-increasing costs related to their K-9 units. The Foundation fills this need thanks to corporate and public donations to its specialized set of funds, that award grants to law enforcement agencies. The grants have become a much-needed resource for these agencies in need.
The Foundation’s efforts are all done to support America’s selfless and courageous K-9 heroes.
For more information about The National Police Dog Foundation, visit http://www.nationalpolicedogfoundation.org or call 1-888-459-7768. Reported by PRWeb 11 hours ago.
NEWTOWN SQUARE, Pa. (PRWEB) May 01, 2018
This year, Petplan pet insurance welcomes 50 new working police dogs to its pack of protected pets. Thanks to a joint effort with the National Police Dog Foundation, the company was able to offer grants for a year of fully funded pet insurance to 50 K-9s (a tenfold increase from the five grants awarded last year).
Recipients were selected from a nationwide pool of applicants, many of whom represent police departments in small towns without funding for their K-9 program. Often, the cost of the dogs’ care must come from donations or their handlers’ pockets. No one knows better than Petplan how unexpected veterinary bills can wreak havoc on budgets, so the company committed to helping ease this financial burden on our public servants — while guaranteeing the best possible medical care for hardworking police dogs.
Many police departments cited concern for the K-9s’ occupational hazards in their applications. Seth Hager, a police sergeant in Huntersville, NC, wrote, “Huntersville is a suburb of Charlotte, which calls for extreme and dangerous K-9 deployments. [Our K-9s] conduct narcotic sniffs, article searches, apprehension of fleeing suspects, high-risk SWAT warrants, and assist the VICE narcotics division on a daily basis.”
Richard McAuliffe, chief of police in Hawthorne, NJ, also worries about the risk of drug exposure to his K-9. “[Neighboring city] Paterson is the third largest city in New Jersey with a large volume and impact of narcotics trafficking in and out of our municipality. Nero is the only municipal narcotics K-9 in Passaic County,” he wrote.
The concern is valid — according to Petplan claims data, treatment for illegal drug exposure cost an average of $782 in 2017.
Toxic substances aren’t the only threat K-9s face in the course of duty. Titan, a K-9 based in Fullerton, CA, is trained in suspect apprehension as well as narcotic detection. Fullerton police officer Matt Green wrote, “Being a suspect apprehension K-9, Titan will be exposed to dangerous situations. Thus, his chances of being injured are greater.”
Injuries related to altercations with suspects could include fractures (averaging $1,365* to treat), lacerations ($707*) and puncture wounds ($761*). Should any of the 50 new Petplan grant recipients sustain these injuries, the cost of their care will be covered.
Of course, in addition to the job-related hazards that come with being a police dog, K-9s face the same risks of illness and accidental injury as any family pet — as the Latrobe, PA police department learned the hard way when their previous K-9 had to be put down after receiving several surgeries to treat an aggressive cancer.
Latrobe Chief of Police James Bumar wrote, “Rocky had many health problems … we accumulated thousands of dollars of vet bills.” Luckily, Latrobe’s new K-9 will be covered by Petplan — and cancer treatments (at an average cost of $2,321*) are covered as standard under Petplan’s policies.**
“Police dogs put their lives on the line every day for their communities, and they deserve access to the best possible medical care,” says Jim Reilly, President of the National Police Dog Foundation. “We’re so grateful to Petplan for helping to protect the health of these four-legged heroes.”
The K-9 Health Insurance Fund was first created in 2017 with a donation from Petplan, which was used to fund the initial five grants. Petplan donates $50 to the fund for each new pet insurance policy booked using the campaign code “NPDF10,” with further funds being raised by the National Police Dog Foundation and contributed by public donors.
Following is a complete list of all 50 winners of the Petplan and National Police Dog Foundation grants for 2018.· Kratos, Cottonwood Police Department (Cottonwood, AZ)
· Axel, Village of Apple Creek Police Department (Apple Creek, OH)
· Rico, Prairie du Chien Police Department (Prairie du Chien, WI)
· Kaz, Huntington Park Police Department (Huntington Park, CA)
· Tracker, Silver Spring Township Police Department (Mechanicsburg, PA)
· Edo, Perryville Police Department (Perryville, MO)
· Max, Upper Moreland Township Police Department (Willow Grove, PA)
· Nero, Hawthorne Police Department (Hawthorne, NJ)
· Elvis, Waxhaw Police Department (Waxhaw, NC)
· LucyJo, Albion Department of Public Safety (Albion, MI)
· Sniper, Geauga Park District (Chardon, OH)
· Cupa, Paris Police Department (Paris, TX)
· Rudy, Upland Police Department (Upland, CA)
· Coale, Amory Police Department (Amory, MS)
· Jackson, Pound Police Department (Pound, VA)
· Norris, St. Clair Township Police Department (East Liverpool, OH)
· Charr, Clintonville Police Department (Clintonville, WI)
· Blitz, Bradley Police Department (Bradley, IL)
· Bragi, Ripley Police Department (Ripley, OH)
· Bryan Lawrence, Superior Police Department (Superior, AZ)
· Stihl, Huntersville Police Department (Huntersville, NC)
· Pancho, Newton Police Department (Newton, KS)
· Nitro, Gulf Shores Police Department (Gulf Shores, AL)
· Nanuk, Gladstone Police Department (Gladstone, OR)
· Lobo, Glendale Heights Police Department (Glendale, IL)
· Zane, New Braunfels Police Department (New Braunfels, TX)
· Vito, Bernalillo County Sheriff’s Department (Albuquerque, NM)
· Ayke, Ector County Sheriff’s Office (Odessa, TX)
· Radko, Borough of Berlin Police Department (Berlin, NJ)
· Ivar, Decatur Police Department (Decatur, IN)
· Jet, Park Rapids Police Department (Park Rapids, MN)
· Jake, Dayton Police Department (Dayton, OH)
· Oskar, Tremonton Police Department (Tremonton, UT)
· Ranger, Benton Police Department (Benton, IL)
· Axel, Pflugerville Police Department (Pflugerville, TX)
· Trexx, Highland Park Police Department (Highland Park, MI)
· Luke, Atascadero Police Department (Atascadero, CA)
· Titan, Fullerton Police Department (Fullerton, CA)
· Zane, Lewisboro Town Police Department (South Salem, NY)
· Akiro, Santa Fe County Sheriff’s Office (Santa Fe, NM)
· Zeus, Latrobe Police Department (Latrobe, PA)
· Takoda, Fort Bragg Police Department (Fort Bragg, CA)
· Robbi, Franklin Police Department (Franklin, MA)
· Hulk, Brookings Police Department (Brookings, OR)
· Max, Sedona Police Department (Sedona, AZ)
· Puma, Green Bay Police Department (Green Bay, WI)
· Axel, East Ridge Police Department (East Ridge, TN)
· Max, Altoona Police Department (Altoona, WI)
· Tello, California City Police Department (California City, CA)
· Lando, Oshkosh Police Department (Oshkosh, WI)
*Average treatment costs according to Petplan 2017 claims data. **Subject to Petplan policy terms and conditions.
ABOUT PETPLAN
Petplan has built an industry-leading pet insurance policy for pet parents who demand a higher pedigree of care for their best friends. We’ve leveraged 40 years of global experience to create completely customizable coverage pet parents can feel confident in, and world-class claims service — 24 hours a day, every day.
Petplan’s innovative approach to pet insurance has been recognized by Forbes, Financial Times, Bloomberg, Inc. magazine, Smart CEO, the Communicator Awards, Ernst & Young and many others.
Petplan policies are underwritten in the U.S. by AGCS Marine Insurance Company, a member of the Allianz Group (rated A+ A.M. Best), and XL Specialty Insurance Company; and in Canada by XL Specialty Insurance Company - Canadian Branch. XL Specialty Insurance Company is rated A+ by S&P (2018). Coverage may not be available in all jurisdictions. For more information about Petplan pet insurance, visit http://www.petplan.com or call 1-866-467-3875.
ABOUT NATIONAL POLICE DOG FOUNDATION
The National Police Dog Foundation is a volunteer organization that promotes education and awareness, and raises funds for the purchase, training and ongoing veterinary care of active and retired police K-9s.
In 1998 the National Police Dog Foundation (formally known as the Ventura Police Dog Foundation) began as a local group helping to fund the K-9 program for the City of Ventura, CA., and in 2004, the National Police Dog Foundation expanded its support to law enforcement K-9 units throughout the United States.
Most law enforcement agencies simply cannot meet their ever-increasing costs related to their K-9 units. The Foundation fills this need thanks to corporate and public donations to its specialized set of funds, that award grants to law enforcement agencies. The grants have become a much-needed resource for these agencies in need.
The Foundation’s efforts are all done to support America’s selfless and courageous K-9 heroes.
For more information about The National Police Dog Foundation, visit http://www.nationalpolicedogfoundation.org or call 1-888-459-7768. Reported by PRWeb 11 hours ago.
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IM4US Aims for Justice and Equity in Healthcare Policy and Practice at 8th Annual Conference
This summer, Integrative Medicine for the Underserved (IM4US) will head to Washington, DC for its 8th Annual Conference with the goal of educating and mobilizing its membership to take action on ensuring greater justice and equity in healthcare policy and practice for the underserved. Participants will have the opportunity to gain the tools needed to take action to attain health equity not only nationally, but in their own local communities.
SAN FRANCISCO (PRWEB) May 02, 2018
As the passing of the GOP tax bill aims for the most sweeping overhaul of the US tax system in more than 30 years, the bill also aims to affect healthcare policy in a significant way. The impact of the bill could mean the loss of health insurance for about 13 million people in the next decade or an increase in premiums of up to 10 percent. Many of those affected represent the most vulnerable of populations – the underserved. In addition, the opioid epidemic is a major health threat to the underserved, along with millions of Americans. Now more than ever, Integrative Medicine and nonpharmacological approaches are needed to ensure the health and well-being of those affected by these healthcare issues. A solution that is strongly endorsed by the Joint Commission, as well as many other organizations, including Integrative Medicine for the Underserved (IM4US).
IM4US fundamentally believes that healthcare is a right, not a privilege. The organization advocates to preserve those rights and promote the benefits of Integrative Medicine and the impact it can have on not only improving health outcomes for chronic diseases, but also in addressing the opioid epidemic.
This summer, IM4US will head to Washington, DC for its eighth annual conference with the goal of educating and mobilizing its membership to take action on this belief. Hence, this year’s conference will focus on ensuring greater justice and equity in healthcare policy and practice for the underserved. Conference participants will learn from, as well as interact and make connections with, organizations, policymakers, and legislators working to attain health equity. Participants will also have the opportunity to gain the tools needed to take action not only nationally, but in their own local communities.
Integrative health and wellness, when incorporated in a primary care framework, has the ability to improve outcomes and reduce healthcare costs. This is even more pronounced in underserved settings where these approaches can also be effective in reducing health disparities.
“The poor struggle to meet their basic needs such as access to affordable healthy food, a safe place to live, opportunities for work and an environment that is free of pollutants. Unfortunately, the underserved can suffer from oppression often due to due to their race, ethnicity, sexual identity, religion, gender, etc. We know that living with oppression leads to more stress and poorer health outcomes including chronic medical conditions. An integrative approach to health care can help reduce these health disparities. It is our job as an organization not only to advocate for affordable health care for all but also advocate for access to quality and equitable healthcare for all,” says Priscilla Abercrombie, RN, NP, PhD and President of the Board, IM4US.
“As our nation faces a crisis of mounting chronic diseases, integrative approaches are well suited to bring us back to health. This is especially true in the underserved setting where many patients and communities are excluded from the current health care system and often can’t access care. We must empower patients to take their health into their own hands with a focus on prevention, lifestyle changes, nutrition, mind-body interventions, and more,” says Sharad Kohli, MD, Secretary of the Board, IM4US and Co-chair, 2018 Conference Planning Committee.
The 2018 IM4US Conference will be held at George Washington University in Washington, DC. The Samueli Foundation is participating as Lead Sponsor and the AIM Health Institute--a DC based organization whose mission is to bring the world of integrative medicine to all regardless of their ability to pay--will be co-sponsoring the conference. “I’m excited that George Washington University is the host site for the IM4US 2018 annual conference. The annual conference is the best event to learn practical ways of making all people healthier. The IM4US conferences always refuel my personal commitment to the underserved community and continues to teach me innovative ways of providing holistic care to every patient I see regardless of their ability to pay, or where they live," Mikhail Kogan, MD, Medical Director at the George Washington Center for Integrative Medicine and Assistant Professor of Medicine at the university, and Co-chair of the 2018 IM4US Conference Planning Committee.
Those interested in attending the IM4US 8th Annual Conference can learn more at http://www.im4us.org. Conference registration is now open. For information about conference sponsorship opportunities email info(at)im4us(dot)org.
About IM4US
Integrative Medicine for the Underserved IM4US is a nonprofit organization that was founded by a small group of very committed family practice physicians providing primary care to the underserved. They strongly believed that integrative health care should be accessible to their patients as well as the wealthy. It is a collaborative, multidisciplinary group of people committed to affordable, accessible integrative health care for all. Through outreach, education, research, and advocacy, we support those dedicated to promoting health in underserved populations. IM4US works to shift the current health care paradigm towards wellness, prevention, patient empowerment, and self-care. Reported by PRWeb 1 day ago.
SAN FRANCISCO (PRWEB) May 02, 2018
As the passing of the GOP tax bill aims for the most sweeping overhaul of the US tax system in more than 30 years, the bill also aims to affect healthcare policy in a significant way. The impact of the bill could mean the loss of health insurance for about 13 million people in the next decade or an increase in premiums of up to 10 percent. Many of those affected represent the most vulnerable of populations – the underserved. In addition, the opioid epidemic is a major health threat to the underserved, along with millions of Americans. Now more than ever, Integrative Medicine and nonpharmacological approaches are needed to ensure the health and well-being of those affected by these healthcare issues. A solution that is strongly endorsed by the Joint Commission, as well as many other organizations, including Integrative Medicine for the Underserved (IM4US).
IM4US fundamentally believes that healthcare is a right, not a privilege. The organization advocates to preserve those rights and promote the benefits of Integrative Medicine and the impact it can have on not only improving health outcomes for chronic diseases, but also in addressing the opioid epidemic.
This summer, IM4US will head to Washington, DC for its eighth annual conference with the goal of educating and mobilizing its membership to take action on this belief. Hence, this year’s conference will focus on ensuring greater justice and equity in healthcare policy and practice for the underserved. Conference participants will learn from, as well as interact and make connections with, organizations, policymakers, and legislators working to attain health equity. Participants will also have the opportunity to gain the tools needed to take action not only nationally, but in their own local communities.
Integrative health and wellness, when incorporated in a primary care framework, has the ability to improve outcomes and reduce healthcare costs. This is even more pronounced in underserved settings where these approaches can also be effective in reducing health disparities.
“The poor struggle to meet their basic needs such as access to affordable healthy food, a safe place to live, opportunities for work and an environment that is free of pollutants. Unfortunately, the underserved can suffer from oppression often due to due to their race, ethnicity, sexual identity, religion, gender, etc. We know that living with oppression leads to more stress and poorer health outcomes including chronic medical conditions. An integrative approach to health care can help reduce these health disparities. It is our job as an organization not only to advocate for affordable health care for all but also advocate for access to quality and equitable healthcare for all,” says Priscilla Abercrombie, RN, NP, PhD and President of the Board, IM4US.
“As our nation faces a crisis of mounting chronic diseases, integrative approaches are well suited to bring us back to health. This is especially true in the underserved setting where many patients and communities are excluded from the current health care system and often can’t access care. We must empower patients to take their health into their own hands with a focus on prevention, lifestyle changes, nutrition, mind-body interventions, and more,” says Sharad Kohli, MD, Secretary of the Board, IM4US and Co-chair, 2018 Conference Planning Committee.
The 2018 IM4US Conference will be held at George Washington University in Washington, DC. The Samueli Foundation is participating as Lead Sponsor and the AIM Health Institute--a DC based organization whose mission is to bring the world of integrative medicine to all regardless of their ability to pay--will be co-sponsoring the conference. “I’m excited that George Washington University is the host site for the IM4US 2018 annual conference. The annual conference is the best event to learn practical ways of making all people healthier. The IM4US conferences always refuel my personal commitment to the underserved community and continues to teach me innovative ways of providing holistic care to every patient I see regardless of their ability to pay, or where they live," Mikhail Kogan, MD, Medical Director at the George Washington Center for Integrative Medicine and Assistant Professor of Medicine at the university, and Co-chair of the 2018 IM4US Conference Planning Committee.
Those interested in attending the IM4US 8th Annual Conference can learn more at http://www.im4us.org. Conference registration is now open. For information about conference sponsorship opportunities email info(at)im4us(dot)org.
About IM4US
Integrative Medicine for the Underserved IM4US is a nonprofit organization that was founded by a small group of very committed family practice physicians providing primary care to the underserved. They strongly believed that integrative health care should be accessible to their patients as well as the wealthy. It is a collaborative, multidisciplinary group of people committed to affordable, accessible integrative health care for all. Through outreach, education, research, and advocacy, we support those dedicated to promoting health in underserved populations. IM4US works to shift the current health care paradigm towards wellness, prevention, patient empowerment, and self-care. Reported by PRWeb 1 day ago.
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Sheriff loses health insurance in controversy over remarks
JACKSON, Mich. (AP) — A southern Michigan county will stop paying for a sheriff’s health insurance in the latest effort to get him to quit over insulting remarks about women and minorities. The Jackson Citizen Patriot says Jackson County commissioners had pledged to take away benefits if Sheriff Steven Rand didn’t resign by Tuesday. He […]
Reported by Seattle Times 21 hours ago.
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Kelly Brewer takes major step towards CHFC completion
LD Lowe Wealth Advisory is pleased to announce that Kelly Brewer has completed another major step towards his designation as a Chartered Financial Consultant, one of the highest standards of trust in the financial planning profession.
DALLAS (PRWEB) May 03, 2018
LD Lowe Wealth Advisory is pleased to announce that Kelly Brewer has completed another major step towards his designation as a Chartered Financial Consultant, one of the highest standards of trust in the financial planning profession.
According to the American College of Financial Planning, the non-profit educational institution that offers the program, the Charted Financial Consultant (ChFC) course of study prepares financial planners to meet the advanced planning needs of individuals, professionals and small business owners. Through a series of nine courses that require more than 400 hours of study, ChFC candidates are prepared to operate with the highest integrity while holistically applying contemporary knowledge and practices to the areas of insurance, income taxation, retirement planning, investments and estate planning.
Of the nine total courses to achieve his designation Kelly has only one remaining which he will complete in the coming weeks.
“Earning the ChFC designation is no small feat – it takes an exceptional level of dedication and a good deal of sacrifice to see it through,” said Lloyd Lowe Sr., founder and CEO of LD Lowe Wealth Advisory. “I have always been impressed with Kelly’s commitment to furthering his education to better serve our clients.”
Kelly has been a member of the LD Lowe Wealth Advisory team for more than ten years. During his tenure, he has also earned a designation as a general lines life and health insurance agent.
As a lead paraplanner for LD Lowe, Kelly is responsible for providing the highest level of client service to individual and business clients alike.
In addition to the continuing education he currently completes each year Kelly will complete an additional 30 hours of continuing education every two years to maintain his ChFC designation.
For more information, please visit http://www.ldloweplan.com.
LD Lowe Wealth Advisory is a SEC Registered Investment Advisor. Registration does not imply any certain level of skill or training. LD Lowe encourages investors to review the training, tenure and track record of a potential advisor. Reported by PRWeb 5 minutes ago.
DALLAS (PRWEB) May 03, 2018
LD Lowe Wealth Advisory is pleased to announce that Kelly Brewer has completed another major step towards his designation as a Chartered Financial Consultant, one of the highest standards of trust in the financial planning profession.
According to the American College of Financial Planning, the non-profit educational institution that offers the program, the Charted Financial Consultant (ChFC) course of study prepares financial planners to meet the advanced planning needs of individuals, professionals and small business owners. Through a series of nine courses that require more than 400 hours of study, ChFC candidates are prepared to operate with the highest integrity while holistically applying contemporary knowledge and practices to the areas of insurance, income taxation, retirement planning, investments and estate planning.
Of the nine total courses to achieve his designation Kelly has only one remaining which he will complete in the coming weeks.
“Earning the ChFC designation is no small feat – it takes an exceptional level of dedication and a good deal of sacrifice to see it through,” said Lloyd Lowe Sr., founder and CEO of LD Lowe Wealth Advisory. “I have always been impressed with Kelly’s commitment to furthering his education to better serve our clients.”
Kelly has been a member of the LD Lowe Wealth Advisory team for more than ten years. During his tenure, he has also earned a designation as a general lines life and health insurance agent.
As a lead paraplanner for LD Lowe, Kelly is responsible for providing the highest level of client service to individual and business clients alike.
In addition to the continuing education he currently completes each year Kelly will complete an additional 30 hours of continuing education every two years to maintain his ChFC designation.
For more information, please visit http://www.ldloweplan.com.
LD Lowe Wealth Advisory is a SEC Registered Investment Advisor. Registration does not imply any certain level of skill or training. LD Lowe encourages investors to review the training, tenure and track record of a potential advisor. Reported by PRWeb 5 minutes ago.
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India Network Visitor Health Insurance Announces Special Visitor Insurance Plans With Comprehensive Pre-Existing Conditions Coverage with American Insurance Companies
India Network introduces visitor health insurance plans with full pre-existing coverage without Acute Onset limitation for visitors aged 0 to 99 years. Comprehensive and fixed benefit options are available and anyone can Apply online from around the World..
ORLANDO, Fla. (PRWEB) May 03, 2018
India Network Foundation, a non-profit community organization in USA announces immediate availability of visitor health insurance plans covering pre-existing medical conditions for in-patient and out-patient care for all age groups without Acute onset limitations. India Network establishes itself as a trend setter in providing innovative visitor health insurance plan designs oriented towards its members and their families. The main goal of India Network visitor health insurance programs is to provide the best possible cover for elderly visitors from India at the lowest cost possible using only USA based underwriting companies.
In the context of healthcare in the United States, a pre-existing condition such as high blood pressure, diabetes, asthma, etc., is a pre-existing medical condition that started before person's health benefits went into effect. Many visitors feel healthy and fit but they might have a condition that they don’t know about. Most insurance companies DO NOT cover pre-existing conditions at all and even if they cover, coverage is very limited to Acute onset coverage and recurrence of pre-existing sickness associated with strict time line. There are many exceptions exist and may nullify the benefits when under acute onset definition. For most insurance companies, insured persons must seek medical attention within 12 or 24 hour window after initial symptoms manifestation in order to be considered. When it comes to extreme conditions like a heart attack or stroke, people need to get immediate care since these conditions can be very severe, and could cost a lot of money and tremendous pressure on family. Any pre-existing coverage that uses "acute onset" definition is likely to deny almost all claims for pre-existing conditions in normal course.
Dr. KV Rao, Founder President, India Network Foundation says, "Visitors should stay away from health insurance plans that have pre-existing condition coverage with acute onset definition if they have pre-existing medical conditions. The Acute Onset definition pretty much nullifies the coverage for pre-existing conditions as it is impossible to run to the hospital immediately after feeling some discomfort. Due to this reason, any plans that offer millions of dollars of pre-existing conditions coverage using the "ACUTE ONSET" definition at a very low price. As you see very well, most claims do not qualify under the definition of "acute onset" and you will soon realize that plan has no practical coverage for pre-existing conditions."
India Network Health Insurance offers CHUBB Network Comprehensive plan and CHUBB Premier Plan for visitors with pre-existing conditions that will help with different life threatening episodes caused by pre-existing conditions as well as doctor visits and out patient care. These plans DO NOT use Acute Onset definition; hence, they provide great coverage with fewer restrictions. CHUBB Premier and Network Plans sponsored by India Network Foundation cover pre-existing conditions, new problems and accidents for inpatient, outpatient care, labs, x-ray and other diagnostic procedures.. These plans are recommended for older people (50 years and up), and for people with pre-existing conditions. Pre-existing condition coverage comes with a separate deductible. CHUBB Network plan and CHUBB Premier plan are the only ones in the country that provide great coverage for elderly parents and grand parents visiting the United States.
CHUBB Network plan covers 80 percent of medical expenses, and the insured is responsible for the remaining 20 percent up to the policy maximum. This is a great plan for older people (50+ years), and people with pre-existing conditions. CHUBB Premier is another cost effective option for people who are looking for pre-existing coverage and willing to take some risk. This is a fixed benefit plan and is more affordable to fit different budgets. All plans offer online application and payment by credit card from anywhere in the World.
About India Network Foundation
India Network Foundation, established as a US non-profit organization, has been helping the Asian Indian community in North America with programs and grants to academics from India for more than two decades. India Network Foundation sponsors visitor health insurance to tourists, students, temporary workers (H1 visa holders) and their families. All insurance products are administered by India Network Services.
For more information please visit http://www.indianetwork.org
About India Network Health Insurance
India Network Services is a US-based company that administers visitor health insurance to tourists, students, temporary workers and their families. Visitor medical plans are offered for all age groups with both fixed coverage, comprehensive coverage and with pre-existing condition coverage.
For more information please visit https://www.kvrao.org Reported by PRWeb 22 hours ago.
ORLANDO, Fla. (PRWEB) May 03, 2018
India Network Foundation, a non-profit community organization in USA announces immediate availability of visitor health insurance plans covering pre-existing medical conditions for in-patient and out-patient care for all age groups without Acute onset limitations. India Network establishes itself as a trend setter in providing innovative visitor health insurance plan designs oriented towards its members and their families. The main goal of India Network visitor health insurance programs is to provide the best possible cover for elderly visitors from India at the lowest cost possible using only USA based underwriting companies.
In the context of healthcare in the United States, a pre-existing condition such as high blood pressure, diabetes, asthma, etc., is a pre-existing medical condition that started before person's health benefits went into effect. Many visitors feel healthy and fit but they might have a condition that they don’t know about. Most insurance companies DO NOT cover pre-existing conditions at all and even if they cover, coverage is very limited to Acute onset coverage and recurrence of pre-existing sickness associated with strict time line. There are many exceptions exist and may nullify the benefits when under acute onset definition. For most insurance companies, insured persons must seek medical attention within 12 or 24 hour window after initial symptoms manifestation in order to be considered. When it comes to extreme conditions like a heart attack or stroke, people need to get immediate care since these conditions can be very severe, and could cost a lot of money and tremendous pressure on family. Any pre-existing coverage that uses "acute onset" definition is likely to deny almost all claims for pre-existing conditions in normal course.
Dr. KV Rao, Founder President, India Network Foundation says, "Visitors should stay away from health insurance plans that have pre-existing condition coverage with acute onset definition if they have pre-existing medical conditions. The Acute Onset definition pretty much nullifies the coverage for pre-existing conditions as it is impossible to run to the hospital immediately after feeling some discomfort. Due to this reason, any plans that offer millions of dollars of pre-existing conditions coverage using the "ACUTE ONSET" definition at a very low price. As you see very well, most claims do not qualify under the definition of "acute onset" and you will soon realize that plan has no practical coverage for pre-existing conditions."
India Network Health Insurance offers CHUBB Network Comprehensive plan and CHUBB Premier Plan for visitors with pre-existing conditions that will help with different life threatening episodes caused by pre-existing conditions as well as doctor visits and out patient care. These plans DO NOT use Acute Onset definition; hence, they provide great coverage with fewer restrictions. CHUBB Premier and Network Plans sponsored by India Network Foundation cover pre-existing conditions, new problems and accidents for inpatient, outpatient care, labs, x-ray and other diagnostic procedures.. These plans are recommended for older people (50 years and up), and for people with pre-existing conditions. Pre-existing condition coverage comes with a separate deductible. CHUBB Network plan and CHUBB Premier plan are the only ones in the country that provide great coverage for elderly parents and grand parents visiting the United States.
CHUBB Network plan covers 80 percent of medical expenses, and the insured is responsible for the remaining 20 percent up to the policy maximum. This is a great plan for older people (50+ years), and people with pre-existing conditions. CHUBB Premier is another cost effective option for people who are looking for pre-existing coverage and willing to take some risk. This is a fixed benefit plan and is more affordable to fit different budgets. All plans offer online application and payment by credit card from anywhere in the World.
About India Network Foundation
India Network Foundation, established as a US non-profit organization, has been helping the Asian Indian community in North America with programs and grants to academics from India for more than two decades. India Network Foundation sponsors visitor health insurance to tourists, students, temporary workers (H1 visa holders) and their families. All insurance products are administered by India Network Services.
For more information please visit http://www.indianetwork.org
About India Network Health Insurance
India Network Services is a US-based company that administers visitor health insurance to tourists, students, temporary workers and their families. Visitor medical plans are offered for all age groups with both fixed coverage, comprehensive coverage and with pre-existing condition coverage.
For more information please visit https://www.kvrao.org Reported by PRWeb 22 hours ago.
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Sprained Your Ankle? The Cost Of A Walking Boot Could Sprain Your Wallet
Your health insurance plan might not cover items such as wheelchairs, walkers, crutches, boots and braces. The cost is small compared with many medical bills, but adds up if you pay out-of-pocket.
Reported by NPR 20 hours ago.
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SignUpGenius Named a Best Employer in North Carolina
Fast-growing Charlotte tech company also receives Silver Stevie Award for homepage design.
CHARLOTTE, N.C. (PRWEB) May 03, 2018
SignUpGenius, the leading online sign up service for event and volunteer management, earned a spot on the Best Employers in North Carolina list for the third consecutive year.
The company ranked 12th among small and mid-size companies, up two places from the previous year’s list. SignUpGenius employees receive benefits such as 100% paid health insurance, a 401(k) match, flexible hours, paid family leave, free snacks and drinks and a $500 company match for mission trips and nonprofit donations.
“Our team is passionate about making it easy for groups to organize online and make a difference in their communities,” Human Resources Administrator Dottie Bedell said. “We laugh together often and balance innovative work with a fun team environment.”
The SignUpGenius team shares a desire to serve others with its users, volunteering together often with giving partners and other nonprofits in the Charlotte area. SignUpGenius also advances the missions of its partner nonprofits with financial support, donating $50,000 in honor of Giving Tuesday in 2017.
Business North Carolina magazine published the Best Employers in North Carolina ranking in its May issue. Results were based on a review of company benefits and employee satisfaction surveys.
SignUpGenius also recently received a Silver Stevie Award for Best Home/Welcome Page as part of the American Business Awards. Judges cited the home page as being “visually engaging and easy to navigate.”
SignUpGenius is one of the fastest-growing private companies in Charlotte, placing in the Charlotte Business Journal’s Fast 50 for three years in a row. More than 77 million unique users visited SignUpGenius last year — an increase of 11 million users from 2016. Revenue rose 41 percent in 2017 from the year before.
About SignUpGenius
SignUpGenius simplifies the process of coordinating events and people by providing online sign ups for nonprofits, schools, sports, churches, families, colleges, businesses and organizations. By enabling up to 14 million unique visitors per month to sign up for tasks online, SignUpGenius has done away with the need for paper sign ups, "reply-all" emails and phone trees. Reported by PRWeb 17 hours ago.
CHARLOTTE, N.C. (PRWEB) May 03, 2018
SignUpGenius, the leading online sign up service for event and volunteer management, earned a spot on the Best Employers in North Carolina list for the third consecutive year.
The company ranked 12th among small and mid-size companies, up two places from the previous year’s list. SignUpGenius employees receive benefits such as 100% paid health insurance, a 401(k) match, flexible hours, paid family leave, free snacks and drinks and a $500 company match for mission trips and nonprofit donations.
“Our team is passionate about making it easy for groups to organize online and make a difference in their communities,” Human Resources Administrator Dottie Bedell said. “We laugh together often and balance innovative work with a fun team environment.”
The SignUpGenius team shares a desire to serve others with its users, volunteering together often with giving partners and other nonprofits in the Charlotte area. SignUpGenius also advances the missions of its partner nonprofits with financial support, donating $50,000 in honor of Giving Tuesday in 2017.
Business North Carolina magazine published the Best Employers in North Carolina ranking in its May issue. Results were based on a review of company benefits and employee satisfaction surveys.
SignUpGenius also recently received a Silver Stevie Award for Best Home/Welcome Page as part of the American Business Awards. Judges cited the home page as being “visually engaging and easy to navigate.”
SignUpGenius is one of the fastest-growing private companies in Charlotte, placing in the Charlotte Business Journal’s Fast 50 for three years in a row. More than 77 million unique users visited SignUpGenius last year — an increase of 11 million users from 2016. Revenue rose 41 percent in 2017 from the year before.
About SignUpGenius
SignUpGenius simplifies the process of coordinating events and people by providing online sign ups for nonprofits, schools, sports, churches, families, colleges, businesses and organizations. By enabling up to 14 million unique visitors per month to sign up for tasks online, SignUpGenius has done away with the need for paper sign ups, "reply-all" emails and phone trees. Reported by PRWeb 17 hours ago.
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A Triple Play: Seniors and Minor League Baseball Players Living Together at St. Paul's
For the third straight season, two South Bend Cubs minor league baseball players are living with the seniors of Saint Joseph Health System St. Paul's.
MISHAWAKA, Ind. (PRWEB) May 03, 2018
As spring emerges, baseball takes center stage for many Americans. While fans look forward to the crack of the bat, baseball fare and making memories, a special group of seniors at Saint Joseph Health System St. Paul’s has been anticipating more than just the game itself — for the third straight year, they welcomed two minor-league baseball players to live with them in their senior community.
“Spring training starts the anticipation from residents trying to guess which players will be joining our family this year,” said Shari Binkley, executive director of St. Paul’s Life Plan Community. “Our residents even keep track of our past ‘honorary residents’ through the minor leagues to see how close they are getting to the majors.”
This unique partnership began in 2016, with South Bend Cubs players Craig Brooks and Carson Sands pioneering this intergenerational living arrangement at St. Paul’s. Since then, six additional players have become honorary residents.
“The bond these players and residents build throughout the season is incredible to see unfold,” said Joe Hart, president of the South Bend Cubs. “And everyone knows when the St. Paul’s fan club comes to the field to cheer on their fellow residents with their fan club T-shirts and pom-poms.”
This year, outfielder Chris Singleton of Charleston, South Carolina, and pitcher Brendan King of Brookline, Massachusetts, became the newest South Bend Cubs players to join St. Paul’s. Their apartments, right in the middle of the community, lend to an intergenerational environment not many get to experience.
“Being halfway across the country can be intimidating,” added King. “And I appreciate all the support and being welcomed with open arms here.”
Next door neighbor Singleton has already joined an exercise class at the community and plans to meet as many residents as he can. “This is something I know will be with me for the rest of my life,” he added. “I look forward to the wisdom that I can take into the future with me.”
About Saint Joseph Health System
Saint Joseph Health System (SJHS) is a not-for-profit health care system located in North Central Indiana that offers acute-based hospital care and post-acute services including: community wellness, physical rehabilitation, home care, physician clinics, outpatient services, independent and assisted senior living, memory care and affordable senior apartments. SJHS includes: Mishawaka Medical Center; Plymouth Medical Center; Rehabilitation Institute; Outpatient services of the Elm Road Medical Campus; Health Insurance Services; Saint Joseph Physician Network; VNA Home Care; the Senior Living Communities at St. Paul's, Holy Cross and Trinity Tower; and Saint Joseph PACE. SJHS serves more than 200,000 members of the Michiana community annually. SJHS is a Regional Health Ministry of Trinity Health in Livonia, Michigan.
About the South Bend Cubs
The South Bend Cubs are the Class A minor league affiliate of the World Series Champion Chicago Cubs. Over the past 29 seasons, the team has won five Midwest League titles, most recently in 2005, and has captured 12 division titles. In 2015, the team was named Ballpark Digest’s Team of the Year and received the John H. Johnson President’s Award, the highest award in minor league baseball. The team is owned and operated by Swing-Batter-Swing, LLC whose sole shareholder is Andrew T. Berlin of Chicago. More information is available at http://www.SouthBendCubs.com.
### Reported by PRWeb 16 hours ago.
MISHAWAKA, Ind. (PRWEB) May 03, 2018
As spring emerges, baseball takes center stage for many Americans. While fans look forward to the crack of the bat, baseball fare and making memories, a special group of seniors at Saint Joseph Health System St. Paul’s has been anticipating more than just the game itself — for the third straight year, they welcomed two minor-league baseball players to live with them in their senior community.
“Spring training starts the anticipation from residents trying to guess which players will be joining our family this year,” said Shari Binkley, executive director of St. Paul’s Life Plan Community. “Our residents even keep track of our past ‘honorary residents’ through the minor leagues to see how close they are getting to the majors.”
This unique partnership began in 2016, with South Bend Cubs players Craig Brooks and Carson Sands pioneering this intergenerational living arrangement at St. Paul’s. Since then, six additional players have become honorary residents.
“The bond these players and residents build throughout the season is incredible to see unfold,” said Joe Hart, president of the South Bend Cubs. “And everyone knows when the St. Paul’s fan club comes to the field to cheer on their fellow residents with their fan club T-shirts and pom-poms.”
This year, outfielder Chris Singleton of Charleston, South Carolina, and pitcher Brendan King of Brookline, Massachusetts, became the newest South Bend Cubs players to join St. Paul’s. Their apartments, right in the middle of the community, lend to an intergenerational environment not many get to experience.
“Being halfway across the country can be intimidating,” added King. “And I appreciate all the support and being welcomed with open arms here.”
Next door neighbor Singleton has already joined an exercise class at the community and plans to meet as many residents as he can. “This is something I know will be with me for the rest of my life,” he added. “I look forward to the wisdom that I can take into the future with me.”
About Saint Joseph Health System
Saint Joseph Health System (SJHS) is a not-for-profit health care system located in North Central Indiana that offers acute-based hospital care and post-acute services including: community wellness, physical rehabilitation, home care, physician clinics, outpatient services, independent and assisted senior living, memory care and affordable senior apartments. SJHS includes: Mishawaka Medical Center; Plymouth Medical Center; Rehabilitation Institute; Outpatient services of the Elm Road Medical Campus; Health Insurance Services; Saint Joseph Physician Network; VNA Home Care; the Senior Living Communities at St. Paul's, Holy Cross and Trinity Tower; and Saint Joseph PACE. SJHS serves more than 200,000 members of the Michiana community annually. SJHS is a Regional Health Ministry of Trinity Health in Livonia, Michigan.
About the South Bend Cubs
The South Bend Cubs are the Class A minor league affiliate of the World Series Champion Chicago Cubs. Over the past 29 seasons, the team has won five Midwest League titles, most recently in 2005, and has captured 12 division titles. In 2015, the team was named Ballpark Digest’s Team of the Year and received the John H. Johnson President’s Award, the highest award in minor league baseball. The team is owned and operated by Swing-Batter-Swing, LLC whose sole shareholder is Andrew T. Berlin of Chicago. More information is available at http://www.SouthBendCubs.com.
### Reported by PRWeb 16 hours ago.
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Health Insurance Innovations' (HIIQ) CEO Gavin Southwell on Q1 2018 Results - Earnings Call Transcript
Reported by SeekingAlpha 10 hours ago.
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More small employers moving to self-funded health insurance plans
More small employers are moving to self-funded health insurance plans, with an Employee Benefit Research Institute study show -More-
Reported by SmartBrief 13 hours ago.
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After years of increases, new health reinsurance program could cause 30% drop in prices
Officials with the Maryland Health Benefit Exchange said a new reinsurance program for the state's individual insurance market could save consumers up to 30 percent on their premiums in 2019, after years of price spikes. The exchange applied in April for a federal “innovation waiver” under Section 1332 of the Affordable Care Act, which would allow the state to forego certain Affordable Care Act rules and experiment with different strategies to try and stabilize volatile health insurance markets.…
Reported by bizjournals 11 hours ago.
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Evaluating maternity cover in insurance plans
The maternity cover in your health insurance saves you the trouble of having to pay out of your own pocket.
Reported by Khaleej Times 2 hours ago.
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