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Visit One News Page for Health Insurance news from around the world, aggregated from leading sources including newswires, newspapers and broadcast media. Search millions of archived news headlines. This feed provides the Health Insurance news headlines.

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    The idea of launching a reinsurance program to save Colorado’s flailing individual health-insurance market was big and it was bold. But in the end, it wasn’t bipartisan enough. Republicans on the Senate State, Veterans and Military Affairs Committee on Friday killed House Bill 1392 3-2 on a party-line vote. That decision came after its Republican Senate co-sponsor, Don Coram of Montrose, looked at his colleagues on the committee and acknowledged that he didn’t know exactly what the answer… Reported by bizjournals 18 hours ago.

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    BOISE, Idaho (AP) — Idaho officials say they may add more requirements from former President Barack Obama’s health care law to their proposal to let health insurance companies sell so-called state-based policies that skirt some “Obamacare” rules. Idaho Department of Insurance Director Dean Cameron says he and other officials have been negotiating with the U.S. […] Reported by Seattle Times 14 hours ago.

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    BOISE, Idaho (AP) — Idaho officials say they may add more requirements from former President Barack Obama's health care law to their proposal to let health insurance companies sell so-called state-based policies that skirt some "Obamacare" rules. Idaho Department of Insurance Director Dean Cameron says he and other officials have been negotiating with the U.S. Department of Health and Human Services. Their goal is to come up with a modified approach to the state-based plans that will pass federal muster while still ditching some Affordable Care Act provisions. Idaho Gov. C.L. "Butch" Otter and Lt. Gov. Brad Little announced in January that they would let insurance companies sell cheaper policies that don't fully comply with "Obamacare. Reported by 14 hours ago.

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    BOISE, Idaho (AP) — Idaho officials are hoping to allow insurers to sell plans that don't comply with former President Barack Obama's health care law. The move is needed to save Idaho's insurance exchange as premiums continue to rise and some healthy residents opt to go uninsured, Idaho Department of Insurance Director Dean Cameron says. But the federal government hasn't signed off, with agency leaders noting they are bound by law to enforce the Obama-era health insurance rules. Still, Cameron and other state leaders are negotiating with federal officials in hopes of coming up with a plan they can sell. Reported by 14 hours ago.

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    Delawareans enrolled on Obamacare are paying a monthly average of $750 in premiums, compared to the national average of $621, state officials said.

      Reported by Delawareonline 4 hours ago.

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    THE INSURANCE AND THE IoT REPORT: How insurers are using connected devices to cut costs and more accurately price policies This is a preview of a research report from Business Insider Intelligence, Business Insider's premium research service. To learn more about Business Insider Intelligence, click here.

    Insurance companies have long based their pricing models and strategies on assumptions about the demographics of their customers. Auto insurers, for example, have traditionally charged higher premiums for parents of teenage drivers based on the assumption that members of this demographic are more likely to get into an accident.

    But those assumptions are inherently flawed, since they often aren't based on the actual behaviors and characteristics of individual customers. As new IoT technologies increasingly move into the mainstream, insurers are able to collect and analyze data to more accurately price premiums, helping them to protect the assets they insure and enabling more efficient assessment of damages to conserve resources.

    A new report from Business Insider Intelligence explains how companies in the auto, health, and home insurance markets are using the data produced by IoT solutions to augment their existing policy pricing models and grow their customer bases. In addition, it examines areas where IoT devices have the potential to open up new insurance segments.

     Here are some of the key takeaways:

    · The world's largest auto insurers now offer usage-based policies, which price premiums based on vehicle usage data collected directly from the car.
    · Large home and commercial property insurers are using drones to inspect damaged properties, which can improve workflow efficiency and reduce their reliance on human labor.
    · Health and life insurance firms are offering customers fitness trackers to encourage healthy behavior, and discounts for meeting certain goals.
    · Home insurers are offering discounts on smart home devices to current customers, and in some cases, free devices to entice new customers.

    In full, the report:

    · Forecasts the number of Americans who will have tried usage-based auto insurance by 2021.
    · Explains why narrowly tailored wearables could be what's next for the health insurance industry.
    · Analyzes the market for potential future insurance products on IoT devices.
    · Discusses and analyzes the barriers to consumers opting in to policies that collect their data.

    * Subscribe to an All-Access pass to Business Insider Intelligence and gain immediate access to: * This report and more than 250 other expertly researched reports

    Access to all future reports and daily newsletters

    Forecasts of new and emerging technologies in your industry

    And more!

    Learn MorePurchase & download the full report from our research store


    Join the conversation about this story » Reported by Business Insider 4 hours ago.

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    Babel Health is pleased to announce that it has been approved as an ACAP Preferred Vendor.

    PITTSBURGH (PRWEB) May 07, 2018

    Babel Health, LLC, a provider of an integrated suite of Risk Adjustment software and services to government health plans, is pleased to announce that it has been approved as an Association for Community Affiliated Plans (ACAP) Preferred Vendor. ACAP is a national trade association which represents not-for-profit Safety Net Health Plans with more than twenty million enrollees, collectively.

    The ACAP Preferred Vendor Program provides streamlined access to pre-qualified vendors in areas of interest specific to ACAP plans and their membership. Each vendor must be recommended by an ACAP-member plan and then reviewed by ACAP Board members for service levels.

    “Babel Health is honored to have been chosen as an ACAP Preferred Vendor,” said Robert Dunn, Chief Executive Office of Babel Health. “We are excited to be able to support ACAP members in their risk submission and compliance efforts through our unique, cloud-based software solutions with self-service, hybrid and BPO delivery models.”

    To learn more about Babel, visit

    Babel Health provides an innovative, customer-focused approach to the entire risk adjustment submission process for health plans. The company’s integrated SaaS ETL (extract-transform-load) data management platform provides health plans with full transparency and control of the underlying data for business insight and critical day-to-day business decision making across all lines of business. Unlike other solutions in the marketplace, Babel enables its customers to take control of an extraordinarily complex process and provides user-friendly access to the data in order to solve the business problems inherent to risk adjustment submissions. In addition, the Babel team is committed to continually improving our customer’s experience through product enhancements, streamlined processes, clear communication and ethical interactions.

    About ACAP
    ACAP represents 61 nonprofit safety-net health plans in 29 states, which collectively serve more than 21 million people enrolled in Medicaid, Medicare, the Children’s Health Insurance Program (CHIP), and other public health programs. For more information, visit Reported by PRWeb 1 day ago.

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    The first glimpse of what health-insurance companies plan to charge for Obamacare plans next year suggests there's no relief ahead for consumers saddled with high premiums.Several insurers in Maryland and Virginia are seeking double-digit percentage increases in monthly... Reported by Newsmax 8 hours ago.

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    RAM Technologies to highlight end-to-end Medicare Advantage solution at annual meeting of America’s Health Insurance Plans, Institute 2018.

    FORT WASHINGTON, Pa. (PRWEB) May 08, 2018

    RAM Technologies, Inc., the perennial leader in the development of enterprise software solutions for healthcare payers is pleased to announce its continued support of America’s Health Insurance Plans (AHIP) with the sponsorship of Institute 2018. RAM is participating in the event as both a sponsor and exhibitor. This year’s conference will be held June 20th through 22nd in San Diego, California.

    “The AHIP event is the pinnacle of innovation for healthcare payers,” states Christopher P. Minton, Executive Vice President of RAM Technologies. “We are very pleased to be able to showcase our comprehensive, end-to-end solution for Medicare Advantage health plans at this year’s event. We truly believe this solution set will revolutionize the way health plans administer their MA business and create a better member experience for all beneficiaries.”

    AHIP’s Institute 2018 is the consummate event for healthcare payers (health plans and benefit administrators). This year’s program covers visionary concepts and strategies to solve the most immediate day-to-day challenges that health plans face. The learning continues in the exhibit hall where hundreds of solution providers will offer firsthand looks into the products and services that are driving higher quality and more affordable care.

    RAM will be showcasing their latest innovation, the end-to-end Medicare Advantage solution, including the core administrative platform, HEALTHsuite® Mercato. This offering provides a real-time solution for Medicare Advantage plans to automate the complicated Medicare Advantage enrollment process from quote to card, all from the senior’s living room or telephone.

    The RAM solution suite, HEALTHsuite Mercato and eHealthsuite™ (web portal) is known for its superior capabilities in streamlining administration and compliance for Medicare Advantage, Managed Medicaid and other government sponsored healthcare programs. The solutions are highly adaptable and feature extensive functionality to improve productivity and reduce total cost of ownership.

    About America’s Health Insurance Plans (AHIP)
    AHIP is the national trade association representing the health insurance industry. AHIP’s members provide health and supplemental benefits to 200 million Americans through employer-sponsored coverage, the individual insurance market, and public programs such as Medicare and Medicaid. AHIP advocates for public policies that expand access to affordable health care coverage to all Americans through a competitive marketplace that fosters choice, quality and innovation. For more information visit

    About RAM Technologies, Inc.
    RAM Technologies is the leading provider of enterprise claims processing software and claims adjudication software for health plans. For over 37 years RAM Technologies has led the way in the creation of Medicaid software solutions, Medicare software solutions and software for dual eligible processing (the Medicare-Medicaid Financial Alignment Initiative). RAM Technologies has been recognized on Inc. Magazine’s List of Fastest Growing Private Companies and the Philadelphia Business Journal’s List of Top Software Developers for their advancements in the creation of comprehensive claims management software for Medicare and Medicaid administration. To learn more about RAM Technologies’ healthcare claims processing and managed care software solutions call (877) 654-8810 or visit Reported by PRWeb 1 day ago.

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    With natural disasters on the rise, Embrace Pet Insurance recommends having a plan in place for pets.

    CLEVELAND (PRWEB) May 08, 2018

    It’s common to make plans for human family members for things like tornados, hurricanes, earthquakes, and other natural disasters. Unfortunately, however, many pet parents forget to factor their furry family members into these plans. Last year, thousands of pets were displaced during Hurricanes Irma and Harvey and more than 600,000 pets were displaced or killed during Hurricane Katrina, according to The Atlantic. These numbers are staggering, but there’s hope. In honor of National Animal Disaster Preparedness Day (May 12th), Embrace Pet Insurance has put together some simple tips to help pet parents prepare for the worst.

    Pet Owners Should Plan Ahead

    First, it’s important for pet owners to know what disasters could affect their area. Keeping a weather radio or downloading the FEMA app, which sends weather alerts from the National Weather Service straight to a cell phone, are reliable ways to stay in the know. Next, making a plan for all family members, including pets, is key.

    Emergency situations can be chaotic and stressful for both pet owners and pets, so we recommend having a ready-to-go emergency kit for pets (stored in an airtight, waterproof container in a safe place) that includes the following:· Pet first aid items including: pet medical thermometer, assorted bandages and gauze, tweezers, antiseptics, antibiotic ointment, latex gloves, medications, etc.
    · Microchip or tag (preferably both) on pets at all times, in case they are frightened and flee, or in the event that they get separated from their owner
    · Five days of canned or dry food, water, and some sort of portable bowls or trays for feeding
    · Waste clean-up needs (disposable litter tray, litter, paper towels, plastic bags)
    · A collar/harness with contact info (using a sharpie on an old collar is fine, especially to display a temporary number)
    · Leashes and crates or carriers with bedding or blankets
    · A copy of all pet’s shot records and prescription information
    · Recent photos of pet parents with pets, so it’s easier to document ownership in case of separation
    · Contact information for veterinarians or animal hospitals in the area
    · Familiar items such as treats, toys, and bedding to help calm pet’s nerves

    Pet Owners Should Advocate for their Pets

    Pet parents should make sure a trustworthy neighbor or friend has a key to check in on pets, so they can facilitate alternative care (boarding, etc.) in case of emergency. Someone close to home may be essential, in case the neighborhood is evacuated.

    It’s also a good idea for pet owners to have a pet rescue decal on windows or doors, so rescue workers know that there may be pets in the home, if no one is there to tell them.

    Lastly, pet owners should pay attention to where their pets like to hide when frightened, to quickly find them in case they must evacuate.

    Pet Owners Should Act Early

    At the first sign of an emergency or disaster, pet parents should move pets indoors, or to a pre-determined safety location. According to the Federal Emergency Management Agency (FEMA), vacating without pets is never a good idea. They may become lost if they can escape through damaged windows, or they may be overlooked during rescue efforts.

    Though it’s not always top-of-mind, creating a natural disaster plan that includes your pets only takes a few extra minutes of planning and organization to prevent a potentially heart-breaking situation.

    For more helpful tips regarding emergency preparation for pets, check out this article.

    About Embrace Pet Insurance
    Embrace Pet Insurance is a top-rated pet health insurance provider for dogs and cats in the United States. Embrace offers one simple yet comprehensive accident and illness insurance plan that is underwritten by American Modern Insurance Group, Inc. In addition to insurance, Embrace offers Wellness Rewards, an optional preventative care product that is unique to the industry. Wellness Rewards reimburses for routine veterinary visits, grooming, vaccinations, training, and much more with no itemized limitations. Embrace is a proud member of the North American Pet Health Insurance Association (NAPHIA) and continues to innovate and improve the pet insurance experience for pet parents across the country. For more information about Embrace Pet Insurance, visit or call (800) 511-9172. Reported by PRWeb 23 hours ago.

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    Workers said chaos has subsided at the facilities since temporary management was imposed, but some said they have been left with no health insurance despite having paid for it through payroll deductions. Reported by 22 hours ago.

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    The platform, created by Datica™ and built for healthcare developers, had its cloud-based healthcare solution showcased, and general availability on Microsoft Azure was announced

    SEATTLE and MADISON, Wis. (PRWEB) May 08, 2018

    Datica, a Microsoft solution provider, was featured at this year’s Microsoft Build 2018 Developer Conference, May 7-9. Engineers and executives leading the way in the cloud heard how Datica’s platform, which is HIPAA, HITRUST, GDPR and GxP compliant, works in concert with Microsoft Azure to help break-through real-world workflows within clinical settings. During Build 2018, Datica’s compliant cloud technology was highlighted for its success in connecting Microsoft 365 Business tools with Electronic Health Records (EHRs). The new integration tooling that bridges Microsoft Teams with EHRs will work within the bot framework of Teams. An announcement of the tooling’s general availability in the Azure Marketplace was also made in Seattle during Microsoft Build 2018.

    Travis Good, MD, CEO and chief privacy officer of Datica, said “Announcing this new tooling on top of our new Kubernetes-based platform as being generally available for enterprise customers in Microsoft’s ecosystem while simultaneously being featured at Microsoft Build 2018, is a huge honor.”

    In the healthcare IT field, Datica’s technology is recognized for its compliance with HIPAA and HITRUST, as well as its security-focused approach. Datica engineers made healthcare compliance a non-issue for application developers when they built the HITRUST CSF Certified platform to assume all liabilities in the cloud associated with HIPAA, GDPR, and GxP. The new integration tooling that works to connect Microsoft further with healthcare and yet in a compliant way is good for the healthcare field.

    “We are pleased to see Datica build technologies that help solve healthcare’s technology challenges,” said Kristina Behr, General Manager, Office for Healthcare, Microsoft Corp. “By bringing Electronic Health Record data into Microsoft Teams for secure collaboration, Datica is meeting the challenging workflow demands of the healthcare enterprise.”

    Following Microsoft Build 2018, customers will also be able to license Datica’s platform, putting it on their own Azure account, or for additional security and compliance oversight, have it managed within Datica’s Cloud on Azure.

    About Datica
    The Datica Platform manages all ongoing compliance and security burdens found within the exacting standards of HIPAA, HITRUST, GDPR, and GxP. Customers can license and deploy cloud-native healthcare applications on their own cloud account, or tap Datica’s compliance and security expertise to launch and manage applications on Datica’s cloud account, as well as receive integration guidance for connecting to electronic health records (EHRs). Datica built the HITRUST CSF Certified Platform for those who collect, store, manage and share protected health information (PHI) in the cloud. Datica’s customers range from mid-to-late stage startups to Fortune 100 companies across the healthcare spectrum: solution providers, hospital organizations, pharmaceutical giants and nationwide health insurance payers. For more information, go to Reported by PRWeb 21 hours ago.

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    Complex health insurance coverage rules, along with market trends that leave consumers open to more out-of-pocket costs, lead to mounting medical debt and hurt credit ratings for consumers. Reported by CNNMoney 20 hours ago.

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    Portland's veteran financial services firm and one of the top global producers in life and disability insurance industry appoints vice president and director of operations

    PORTLAND, Ore. (PRWEB) May 08, 2018

    With the financial security of the next generation in mind, veteran Portland financial services professional Jim Pittman, founder and president of Insurance Consulting Services (ICS), taps the talent of husband/wife team, John Mather and Abby Mather. John Mather will serve as Vice President, and Abby Mather serves as the firm’s Director of Operations.

    Both executives bring a high level of expertise in financial planning and insurance products and services. John has extensive experience in long term care, disability, and life insurance with over 13 years in the insurance brokerage arena. He will support clients with complex personal and business planning techniques having most recently served on the advanced markets team at M Financial Group. John will also be responsible for growing all aspects of the ICS business and offering expert research, advice and options to clients.

    Abby brings over a decade of customer service experience having spent the last several years in the life and health insurance industries. She will not only manage day-to-day operations, but help clients navigate the options available for planning for a successful and healthy future.

    The team offers insights and knowledge that will help the next generations utilize financial and insurance services and products to plan for a healthy future.

    Pittman, who currently serves as President of the prestigious Million Dollar Round Table (MDRT), still leads the renowned consultancy but wants to better educate and serve the next generation of financial services and insurance clients. He adds this new talent to expand ICS reach and expertise.

    “We’ve seen the research—millennials want to retire earlier than older generations but aren’t necessarily taking the action to plan their retirement, financial security and consider future needs,” says Pittman. “Adding the fresh talent and perspectives of John and Abby will better position ICS to support this demographic and continue growing our business for decades to come.”

    A recent study by the Million Dollar Round Table finds that millennials understand the need for a financial plan and are committed to developing one over the next five years, but they need help getting there. Rather than researching and purchasing such important long-term financial services over the internet, Pittman advises newcomers to get face-to-face advice and information.

    “As millennials ourselves with careers in financial services and planning, we really understand what our peers need to be thinking about—but probably aren’t,” says Abby Mather.
    “We’ve all been there—you think you’re bullet-proof and that you’ve got a lifetime to plan ahead, but without these safety nets in place it’s really a false sense of security. We are here to educate our friends and colleagues on all of their options to protect their income and assets,” adds John Mather.

    Just some of the reasons millennials should seek professional advice and plan for life and disability insurance:· They are critically important safety nets.
    · Income protection in the event of an accident.
    · College debt may not go away—protect your family from the burden.
    · If you don’t know anything about the products, it’s probably better not to buy off of the internet.
    · The pros do the shopping for you to find the best option for your situation.
    · Even Term Life insurance is complicated today with conversion rights, optional riders, and the ability to decrease coverage in the future…you want options and flexibility if your situation changes.
    · Benefits provided by your employer are typically very limited.
    · GoFundMe and social fundraising only go so far.
    · A permanent life insurance policy with access to tax advantaged distributions could be beneficial in the event you need liquidity.
    · Believe it or not, there’s no time like the present.

    And John Mather likes to quote John F. Kennedy Jr. when talking to peers and colleagues about the benefits of planning for the future: “The time to repair the roof is when the sun is shining.”—State of the Union Address, January, 11, 1962

    Pittman’s new role leading MDRT aligns perfectly with his goals for his own company: As an insurance professional, to grow and serve people is most important—and it’s time now to engage the next generation about what they should be considering to plan for a successful and healthy future.

    “We want the next generations to really understand the importance of life, disability and long-term care insurance in a sound financial plan—how do you put a price on peace of mind and freedom to live without worry about the future?” says Pittman. “What we want the next generation to understand is that what we put into play today will have an incredibly positive impact tomorrow.”

    As a member of the Society of Financial Services Professionals, Pittman is constantly studying and researching. He has been designated an expert in a number of categories in his efforts to stay current on industry services and products to keep his clients informed. In 2009, Pittman, who is one of a handful of Licensed Insurance Consultants in the State of Oregon, won the prestigious Bud Horn award from the Oregon Association of Insurance and Financial Planners. This award is presented periodically to a professional who has shown dedicated commitment and has made a significant positive impact on the insurance community.

    As Pittman continues to serve as global industry leader, Insurance Consulting Services is well-poised to continue serving its vast clientele as well as educate and inform succeeding generations.

    About Insurance Consulting Services, Inc.

    Based in Portland, Oregon, Insurance Consulting Services, Inc. (ICS) is a recognized leader in life insurance, wealth transfer and estate planning, and business continuation for business owners and ultra-affluent individuals. ICS provides consulting services and products to help people plan for long-term care, life insurance and disability. ICS’s planning process focuses on continuous collaboration with all of the key advisors who work on their clients’ behalf to ensure successful, quality outcomes. As an Affiliate Firm of M Financial Group, ICS offers clients access to institutionally priced, proprietary insurance products that are not available through traditional retail or brokerage channels. For more information about Insurance Consulting Services, Inc., please visit For more information about M Financial Group, please visit

    Securities and/or Advisory Services offered through M Holding Securities, Inc., a registered Broker/Dealer, member SIPC/FINRA. Insurance Consulting Services, Inc. is independently owned and operated. This report is prepared from information sources deemed reliable. However, this summary is not the official record for your policies. You should rely on statements from the insurance companies as the official record of your policies. The data shown in the report was obtained directly from the carrier and was manually entered into the report. Insurance Consulting Services, Inc. has made reasonable steps to accurately reproduce the information from your official account custodians. Differences in positions and valuations may occur due to the reporting dates used. In the event of a discrepancy your official account statement valuations would prevail. Please contact the carrier or your financial representative if you have any questions about your statements. Product guarantees, including the death and any living benefits, are subject to the claims paying ability of the issuing insurance company. Please refer to your insurance policy and prospectus for the contract details and definitions of the terms used in this report. This material is not intended to present an opinion on legal or tax matters. Please consult with your attorney or tax advisor, and compare this document to your custodial statement for accuracy, as applicable.
    File #0663-2018 Reported by PRWeb 19 hours ago.

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    As more and more Americans struggle to pay out-of-pocket for basic healthcare needs on top of rising health insurance premiums for shrinking healthcare coverage, they are turning to Personalabs - a leading healthcare services company and pioneer in the evolution of digital healthcare - for basic healthcare services that are delivered quickly and efficiently at a price they can afford.

    (PRWEB) May 08, 2018

    As more and more Americans struggle to pay out-of-pocket for basic healthcare needs on top of rising health insurance premiums for shrinking healthcare coverage, they are turning to Personalabs for basic healthcare services that are delivered quickly and efficiently at a price they can afford.

    Personalabs is a visionary company leading the evolution and delivery of digital healthcare services for the growing number of uninsured Americans and those with high-deductible insurance policies who are seeking to control their out-of-pocket health care costs.

    Personalabs provides an online health hub and one-stop shop for American consumers in need of:· Blood tests that can provide insights to their current state of health
    · Physician consultations from the comfort of their home or office
    · Prescriptions for some conditions

    “Many Americans are not aware that they can purchase their own blood tests directly without having to visit a doctor or get insurance approval first,” says Dr. Edward Salko, Personalabs Co-Founder. “While Personalabs is not intended to replace a patient’s primary care physician, we do empower American consumers to take greater control of their own healthcare decisions and make it easier to be proactive in managing their personal health.”

    “Americans who are currently without health insurance or who have high-deductible health insurance policies that require them to pay out-of-pocket for lab tests and doctor visits until their deductible is met can enjoy substantial savings on lab tests and physician consultations through Personalabs,” Salko says.

    Personalabs has more than 1,300 verified reviews from satisfied customers, including comments such as these about their experience with Personalabs:

    "I wish I had discovered Personalabs a long time ago! Easy to navigate, thorough descriptions of tests, great prices and promotions. I've never hit a glitch while shopping, transactions are super simple."

    "I’m self pay but could not get doc or hospital to commit on cost. With (Personalabs) I saw what the charge was and as they promised, my results were in my computer in 2 days. If you pay your own way go with Personalabs."

    "I had to get 2 labs done and was astounded at the cost. I had to out-of-pocket the full cash for it. They suggested going online to Personalabs, and boy was I sure glad I did! My cost went from $389 to $113!! That is unbelievable!"

    Personalabs affordable direct-to-consumer healthcare services include:

    · Discount pricing on more than 300 blood and lab tests
    · Doctor order (if appropriate), oversight and critical follow-up included
    · More than 2,300 patient service centers nationwide
    · Convenient physician consultations via telephone or video
    · Easy online ordering
    · Easy online access to lab test results
    · Privacy protections of personal health information
    · Caring and personalized customer service
    · Prescription services for some health conditions

    Lab test results are uploaded directly to each customer’s secure Personalabs patient portal in as little as 24-48 hours, and visually displayed in a manner that is easy to understand.

    In addition to providing access to a wide range of lab tests at discount prices, Personalabs' Doctor in a Day service also enables customers to schedule same-day or next-day phone or video consultations from the comfort of their home or office. The Personalabs independent network of board-certified physicians can provide pre-test education to patients on lab tests, review patient test results and provide expert medical advice to guide patient healthcare decisions.

    About Personalabs

    Personalabs is a pioneering health care services company leading the evolution and delivery of digital health care services to American consumers. A privately-held company based in Fort Myers, Florida, Personalabs empowers individuals to take control of their own health through money-saving direct access to more than 300 different blood tests as well as physician consultations and prescriptions for oral contraceptives and some health conditions.

    For More Information, Contact:

    Yvonne Herbst, Public Information Officer
    Phone: (540) 729-4076
    Email: yvonne(at) Reported by PRWeb 19 hours ago.

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    Rise of School Shootings Have Ignited Fears Among Teens and Parents; College Students See Value in the Popular Safety Resource.

    PACIFIC PALISADES, Calif. (PRWEB) May 08, 2018

    As the U.S. continues to experience an increase in school-related shootings, teens and their parents are worried about campus safety.

    A recent survey by the Pew Research Center found that most teens and their parents are fearful that a shooting can occur at school, with 20 percent of 13- to 17-year-olds extremely worried about the possibility of gun violence erupting on campus.

    “School-related shootings have increased dramatically over the last decade prompting students and parents to take advantage of Umergency as a resource to help them stay prepared if and when a crisis occurs,” said Gail Schenbaum, co-founder of Umergency™, the all-in-one safety app that helps students and families navigate through any emergency, health or safety situation. “While no app can prevent a shooting from happening, being prepared for any emergency, whether it’s an active shooter or a visit to the ER, certainly will help students and their families stay connected with all the resources needed at their fingertips.”

    Targeted primarily for college families, Umergency™ is ideal for graduating high school seniors who soon will be making the leap to higher education. Free for students and available for download on both Android and iOS devices, Umergency offers a variety of pre-populated on- and off-campus resources, including an Urgent Alert beacon that notifies trusted contacts when immediate help is needed, along with the student’s GPS location.

    As fears about school safety grow across America, an increasing amount of collegians and their families are downloading Umergency.

    “My favorite thing about Umergency is that it makes me feel so secure on campus,” said Katie Parzych, a student at the University of Connecticut. “My parents love the app because they were a little nervous sending me away to college, but now they know that I’m going to be prepared no matter what, and that they will be contacted if anything happens.”

    “Umergency benefits everyone, college students and parents. You never know what type of situation you might be in, so anyone can use it,” added Anna Lusnia of the University of South Florida.

    “It [Umergency] gives you the ability to have control of situations before it escalates,” said Patrick Maruffi who is studying communications at Ithaca College.

    “I can honestly say it is one of the most helpful resources for me on campus, and my mom loves the app too,” said Jacob Lusnia, a student at Stonehill College. “She feels more comfortable knowing that if I’m ever in a situation where I need some help, I can connect with her and my roommates just by clicking the Urgent Alert button.”

    Umergency also includes an “I am safe” function that alerts trusted contacts when the student is okay, as well as the ability to upload and share a secure copy of the student’s health insurance card. A digital medical consent form allows the student’s trusted friends and family to speak with medical personnel. Additionally, the app provides built-in access to three of the most used national crisis hotlines, including suicide, sexual assault and poison control.

    “The transition from high school to college is both exciting and challenging, and Umergency can be a valuable tool for high school seniors that empowers them to take control of their safety, while giving their parents sorely needed peace of mind,” added Schenbaum.

    About Umergency™
    Umergency is an emergency, health and safety app designed for college students and their families. The local and on-campus information comes pre-populated and is specific to each student’s campus, while the user-entered data is unique to each student and allows them to decide what to share and with whom. An Urgent Alert beacon notifies trusted contacts when immediate help is needed, along with the student’s GPS location. Additional features include the ability to upload and share a secure copy of the student’s health insurance card, and a digital medical consent form which can allow the student’s trusted friends and family to speak with medical personnel. Umergency is available in the App Store and Google Play. Learn more about the app by visiting or follow on Facebook, Twitter and Instagram. Reported by PRWeb 16 hours ago.

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    Those of us with long memories — defined in this turbocharged world as memories that date back more than 90 days — will recall that one of the biggest cliffhangers of that bygone season involved the funding of the Children’s Health Insurance Program, or CHIP.

    CHIP, which costs the federal government... Reported by L.A. Times 9 hours ago.

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    President Donald Trump’s proposal to roll back $7 billion from the popular Children’s Health Insurance Program drew bipartisan concern. Reported by Wall Street Journal 3 hours ago.

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    In response to this growing need in the Spanish-speaking market, Empower Brokerage, a Texas-based insurance FMO (field marketing organization) announced that it will be expanding its operations in the Texas Valley region.

    SOUTHLAKE, Texas (PRWEB) May 09, 2018

    It’s no secret that the demographics in the state of Texas have changed significantly over the past few years. Since 2010, there have been 2.7 million new Texans – over half of which are Latinos. According to the Census Bureau, Latinos represent about 40 percent of the state’s population. These numbers will only continue to go up, experts say. As the Hispanic community expands so does the Spanish-speaking consumer market.

    In response to this growing need in the Spanish-speaking market, Empower Brokerage, a Texas-based insurance FMO (field marketing organization) announced that it will be expanding its operations in the Texas Valley region. In addition to their office in Laredo, which opened in 2016, Empower Brokerage will now have offices located in McAllen, TX and Harlingen, TX. According to William Bronson, Marketing Director, "When we see the opportunity to help people in a big way, we take it."

    President and owner of Empower Brokerage, Rodney Culp says that “Empower has serviced over 200,000 Spanish-speaking consumers since the opening of the Laredo call center.” With two more offices opening up in the Texas Valley, Culp plans to double their outreach.

    Not only is Empower opening more locations to support their outreach efforts in the Hispanic community, but they are also recruiting Spanish-speaking insurance representatives. As of December 2017, Empower Brokerage welcomed Sherry Cortez to the team. As the new Regional Sales Manager, Cortez is stationed at the McAllen office and also manages the Harlingen office, both of which opened in March of this year.

    Familiar with the specific needs of the Hispanic community in the Texas Valley region, as well as knowledgeable in Medicare, Medicaid, and LIS (low income subsidies), Cortez’s expertise and recruitment efforts are already making an impact not only for Empower’s organization but for the overall community.

    “Because of the low cost of living and employment opportunities, Latinos are moving to Texas in droves,” says Cortez. “However, despite their growing numbers, they are an under-served community. We need to change that.”

    Change begins with knowledge. Therefore, one of Empower’s primary objectives is to educate the Hispanic community by conducting call programs, free Medicare reviews, and seminars in the Texas Valley. According to Cortez, “Many people spend more on their health insurance than they should because they don’t know that they qualify for government subsidies. Or, they have one plan when they should have another because they don’t know the differences.” By educating consumers, Empower Brokerage aims to save people money and ensure people are have the right coverage that meets their specific needs.

    As for the Harlingen office, it will follow a similar model as Empower’s Laredo call center, managed by Deyanira Rodriquez, under the direction of Regional Sales Director, Robert Martinez. The Harlingen office will house bilingual insurance agents, who are licensed in all 50 states and who represent big-name insurance companies in the senior health market, as well as the under-65 individual health and life insurance markets. Empower Brokerage’s extensive training and mentorship programs have given its agents the advantage of being some of the most educated and versatile insurance agents in the market.

    Martinez says that “Our agents are certified and know the Medicare Advantage market, Medicare Supplements, Life Insurance, Health Insurance, Dental, Hospital Indemnity, Accident Plans and more”. Reported by PRWeb 19 hours ago.

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    Those of us with long memories — defined in this turbocharged world as memories that date back more than 90 days — will recall that one of the biggest cliffhangers of that bygone season involved the funding of the Children’s Health Insurance Program, or CHIP.

    CHIP, which costs the federal government... Reported by L.A. Times 16 hours ago.

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