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The Republican healthcare plan looks really and truly dead — but that doesn't mean Obamacare is safe

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The Republican healthcare plan looks really and truly dead — but that doesn't mean Obamacare is safe· *The GOP effort to repeal Obamacare appears dead for now.*
· *One GOP senator says the party is "too divided" for a restart right now on healthcare.*
· *The Trump administration could seek to weaken Obamacare through a number of executive measures.*

After numerous resurrections, false starts, and missteps, the Republican attempt to repeal and replace Obamacare on a straight party-line basis looks like it is truly dead.

The defeat of the attempted "skinny repeal" of Obamacare on Thursday appears to be enough to put the idea to rest for now. GOP lawmakers expressed doubts that another bill would come up, and the brutal stretch of must-pass legislation ahead on the calendar likely puts the GOP Obamacare effort on the back burner.

Nevertheless, the White House has attempted to revive the push by getting behind a plan advanced by Republican Sens. Bill Cassidy, Lindsey Graham, and Dean Heller. The plan would have shifted the funding for Medicaid and other healthcare needs to the states in a block-grant form.

According to reports, the trio met with President Donald Trump regarding the plan and brought in Rep. Mark Meadows, the head of the conservative House Freedom Caucus.

Trump used the bully pulpit of Twitter over the weekend to lay into Republicans for failing to pass a repeal and replace bill, even going so far as to call GOP senators "quitters" and threaten the healthcare of members of Congress.

But many Republican leaders have simply moved on.

Senate Majority Leader Mitch McConnell said it was "time to move on" after last week's healthcare bill failure and focus on other priorities before the Senate recesses in mid-August.

Seante Majority Whip john Cornyn, the second-highest ranking Republican, said in floor remarks on Tuesday that the way forward on healthcare was a bipartisan approach before pivoting to talk about tax reform.

Sen. Orrin Hatch, the head of the Finance Committee, told Reuters that the Republican conference was too far apart on the issue to sustain another attempt on repeal and replace.

"There’s just too much animosity and we’re too divided on healthcare," Hatch said.

And Sen. John Thune — the third-highest ranking GOP senator — told Politico's Burgess Everett and Jennifer Haberkorn that the healthcare effort is off the table.

"Until somebody shows us a way to get that elusive 50th vote, I think it's over," Thune told Politico. “Maybe lightning will strike and something will come together but I'm not holding my breath."

Additionally, the math makes any sort of revival for the repeal and replace bill nearly impossible. With Sen. John McCain gone through August for treatment on brain cancer, McConnell could only lose a single Republican vote to pass a bill. Sens. Susan Collins and Lisa Murkowski, who voted against every GOP healthcare measure, are enough to sink any push.

*There's still work to be done*

The US healthcare system could still see some adjustments throughout the rest of the year.

For instance, there have been repeated calls from both sides of the aisle to work on a bill that would stabilize the individual marketplace — in other words, what people think of as the Obamacare exchanges. Ideas include guaranteeing critical cost-sharing subsidies via congressional appropriation, setting up a stability fund for states to try to bring down premiums, and rolling back parts of the employer mandate.

Those could happen in separate legislation or as part of the Children's Health Insurance Program (CHIP) reauthorization, which must be passed by the end of September.

While the end of GOP-overhaul efforts could mean fixes to the Obamacare markets, it does not mean the law is free of danger.

The White House and the Department of Health and Human Services could use a variety of tactics to stir up trouble in the Obamacare markets and cause its "collapse," including yanking the cost-sharing payments, halting the enforcement of the individual mandate, and cutting off funding for key programs designed to get people into the markets.

Complicating all of this is a jam-packed schedule for Congress in the back half of the year. Before the end of September alone, Congress needs to pass legislation to avoid a shutdown, raise the debt ceiling, and reauthorize several government programs.

Throw on top of that the GOP's pivot to tax reform, which the White House wants done by the end of 2017.

A revived health bill would "take time," said Greg Valliere, chief strategist at Horizon Investments. "Lots and lots of time."

*SEE ALSO: Trump is threatening a move that could make Obamacare implode and hurt lawmakers' coverage*

Join the conversation about this story »

NOW WATCH: Watch the most bizarre moments from Trump’s speech to the Boy Scouts of America Reported by Business Insider 11 hours ago.

Trump is threatening a move that could make Obamacare implode — here's which states have the most to lose

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Trump is threatening a move that could make Obamacare implode — here's which states have the most to lose The Trump administration is threatening a move that could make Obamacare implode.

On Tuesday, the administration is expected to make a decision on whether it will stop payments  to insurers that that help offset healthcare costs. President Donald Trump referred to these payments as "bailouts" in a a tweet on Saturday.

"If a new HealthCare Bill is not approved quickly, BAILOUTS for Insurance Companies and BAILOUTS for Members of Congress will end very soon!" Trump tweeted.

If the Trump administration does decide to end the payments, known as cost-sharing reductions, it could lead to higher premiums and fewer insurance plan choices in the exchanges. CSRs are paid to insurance companies to help offset the cost of discount health plans they provide to Americans making 200% of the federal poverty limit.

Here's which states benefit the most from cost-sharing reduction payments. 

*Deadline for 2018 coverage*

Insurance companies have until late September to raise rates and finalize their coverage areas for 2018. Not receiving CSRs in 2018 could have a serious impact on what those look like. 

Already, the market is in flux. On Wednesday, Anthem, the second-largest insurer in the US, said it might leave more markets in 2018. And on Monday, Ohio said it had managed to find insurers for 19 of the 20 counties that had no insurance plans on the exchanges. Ultimately, without the CSRs, many Americans could lose their health insurance. 

*SEE ALSO: Trump is threatening a move that could make Obamacare implode and hurt lawmakers' coverage*

Join the conversation about this story »

NOW WATCH: ABC calls out Kellyanne Conway over Trump Jr.'s meeting with a Russian lawyer after previously denying any contact with Russians Reported by Business Insider 10 hours ago.

Covered California premiums to rise 12.5 percent in 2018

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The roughly 1.4 million Californians who buy health insurance through the state exchange Covered California will see their premiums increase by an average of 12.5 percent next year. Covered California, which was created under the Affordable Care Act and is in its fourth year of operation, announced the proposed 2018 prices on Tuesday. 12.5 percent is the average increase statewide; several Bay Area counties will see smaller increases. Covered California is the state-run exchange through which consumers who receive ACA subsidies can buy health insurance. All 11 insurance companies that sold plans on the exchange last year are returning in 2018 — notable because insurers have been exiting exchanges in other states, leaving consumers in some counties without a single health insurer option. Though Covered California is considered one of the most stable exchanges in the country, it is not immune to the uncertainty caused by congressional Republicans and the Trump administration’s push to repeal the ACA. The legislative repeal is stalled for now, but Trump has repeatedly said his administration will halt the payment of a critical stream of federal money that currently goes to insurance companies to reimburse them for the high cost of covering the lowest income consumers. For the first time, Covered California — which negotiates directly with insurance companies to estalish agreed-upon rates — is allowing insurers to propose two sets of rates for one of the most commonly bought health plans on the exchange, known as the silver plan. Reported by SFGate 9 hours ago.

Obamacare rates in Illinois could soar up to 43 percent next year

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Insurers want to raise health insurance prices by as much as 43 percent next year for Illinois consumers who buy coverage through the Obamacare exchange, according to proposed rates released Tuesday.

Most people in Illinois get coverage through employers or government programs such as Medicaid... Reported by ChicagoTribune 8 hours ago.

What it means for Kentucky if Trump cuts health insurance subsidies

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Kentucky could be one of the least affected states in the nation if President Donald Trump decides to stop paying cost-sharing subsidies to health insurers that provide plans through state insurance exchanges. According to a report by Axios, Kentucky is among the states with the fewest citizens who qualify for cost-sharing subsidies for health insurance purchased through state exchanges, suggesting that a move by the president to stop those subsidies might not affect Kentucky as much as it would… Reported by bizjournals 8 hours ago.

Congress Could Stop Trump From Exploding The Health Insurance Market. It Hasn't.

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The president keeps threatening to cut off funds to health insurers. GOP lawmakers could order the government to pay what it owes. Reported by Huffington Post 7 hours ago.

Senate plans September hearings on health insurance market

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The chairman of the U.S. Senate health committee on Tuesday urged U.S. President Donald Trump to drop his threat to cut government subsidy payments to insurers that make Obamacare plans affordable and allow the payments through September. Republican Senator Lamar Alexander said his committee would b... Reported by Raw Story 8 hours ago.

Covered California premiums will rise 12.5%, and Anthem Blue Cross cuts coverage

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Monthly premiums for California health insurance plans sold under the Affordable Care Act will rise by an average of 12.5% next year.

About 10% of people enrolled through Covered California will also have to look for a new plan, as Anthem Blue Cross plans to end its coverage in most of the state.... Reported by L.A. Times 7 hours ago.

3 states proved that one move from Trump could send healthcare costs skyrocketing for millions of Americans

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3 states proved that one move from Trump could send healthcare costs skyrocketing for millions of Americans **

· *California, Idaho, and Arizona joined a growing number of states saying Obamacare premiums could shoot up unless President Trump guarantees important cost sharing reduction (CSR) payments.*
· *Trump has threatened to yank these payments to get Democrats to the negotiating table on healthcare.*
· *These payments help offset costs for insurers to provide low out-of-pocket costs for poorer Americans. If they are pulled, insurers in those three states would be forced to jack up premiums in 2018 to offset the loss in funding.*

In his push for healthcare reform, President Donald Trump has consistently pointed to the "collapse" of markets under the Affordable Care Act and rising healthcare costs as the main reason the law must be repealed and replaced.

But over the past two days, insurance groups in Idaho, California, and Arizona have shown that Trump's actions could be the biggest source of soaring healthcare costs in Obamacare markets next year.

The uncertainty Trump has created surrounding payments to bring down out-of-pocket costs has led insurers in those states to consider massive insurance premium increases for 2018, and it could cause costs for millions of Americans in the exchanges to skyrocket.

Perhaps the most stark example came in Idaho, which released its preliminary rate increases for 2018 in the state's individual insurance marketplace. The department projected premiums for Obamacare plans would increase by an average of 38% next year compared to 2017.

A significant portion of that increase, according to the Idaho Insurance Department, would be due to uncertainty surrounding Obamacare's cost sharing reduction (CSR) payments. The increases would hit mid-level, silver-tier plans particularly hard, the department said.

"The proposed increases for Silver level plans on the exchange are significantly higher this year, even more than the increases for Bronze or Gold level plans, due to the potential refusal by the federal government to fund the Cost Share Reduction (CSR) mechanism," the department said in a statement.

*What are CSR payments?*

CSR payments are provided to low-income Americans on the exchanges to help offset out-of-pocket costs and mitigate possible losses for insurers. The payments are currently appropriated by the executive branch, but they became the subject of a lawsuit between the Republican-controlled House and the Obama administration. After a judge ruled in favor of the House in 2016, President Barack Obama launched an appeal in the case.

Trump, however, has the option to drop the appeal. Such a move would end the CSR payments immediately. In May, the two sides asked for a 90-day delay on the appeal.Trump has repeatedly threatened these payments in tweets over the weekend, and senior administration officials have said a decision on the future of CSR payments would come this week.

Idaho Insurance Department Director Dean Cameron urged lawmakers to guarantee the payments and stabilize the markets.

"I call on Congress to either repeal the CSR requirement or fund the program," Cameron said in a statement Monday. "That action alone would reduce the proposed increase by at least 20% on the Silver plans."

A similar message came out of California on Tuesday, as Covered California — the department in charge of the state's Obamacare exchange — said a failure to provide CSR payments would lead to a drastic increase in premiums.

According to Covered California, a current average premium increase of 12.5% could be even higher, as much as an additional 27 percentage points. Covered California Director Peter Lee said a decision from the Trump administration about the state of CSRs for 2018 needs to come soon to endure lower costs.

"A decision by the federal government is needed in the next few weeks," Lee said in a statement. "Without clear confirmation from the administration that these payments are secured, we will be forced to have health insurance companies in California add a CSR surcharge to the Silver-tier rates."

*'Critical for providing some sort of affordability'*

Blue Cross and Blue Shield of Arizona also said that if CSR payments were cut off, premiums would increase.

Jeff Stelnik, senior vice president of strategy, sales, and marketing at BCBS Arizona told azcentral.com that premiums for benchmark silver-level plans would increase by 16% in 2018 compared to the year before. But if CSR payments were guaranteed, it would be "something like a flat increase across all plans."

"Continuing with cost-sharing reduction payments is critical for providing some sort of affordability in the future," Jeff Stelnik said. 

BCBS Arizona provides insurance on the exchanges in all but two counties in the state.

The states new statements follow along with states like Pennsylvania and North Carolina, both of which previously announced marketplace enrollees would see much larger premiums hikes in 2018 if CSR payments are yanked.

While the legal status of the payments is up in the air, there is a renewed push from members of Congress on both sides of the aisle to guarantee the payments and take the decision out of Trump's hands.

GOP Sen. Lamar Alexander, chair of the Senate Health, Education, Labor, and Pension (HELP) Committee, said Tuesday that the committee would consider a bipartisan bill that would seek to stabilize the markets, including guaranteeing CSR payments for at least the next year.

*SEE ALSO: The Republican healthcare plan looks really and truly dead — but that doesn't mean Obamacare is safe*

Join the conversation about this story »

NOW WATCH: Watch the most bizarre moments from Trump’s speech to the Boy Scouts of America Reported by Business Insider 6 hours ago.

Catholic group fighting HHS mandate disappointed exemption still unissued

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Denver, Colo., Aug 1, 2017 / 03:02 pm (CNA/EWTN News).- After the US Department of Justice did not drop its appeal of a contraceptive mandate lawsuit by the Catholic Benefits Association on Monday, the group expressed its disappointment.

“It is disappointing that that process hasn’t moved forward. It does seem to be stalled currently,” Douglas Wilson, CEO of the Catholic Benefits Association, told CNA Tuesday.

Catholic Benefits Association is comprised of over 700 Catholic employers, including dioceses, schools, hospitals, and social service agencies. The group helps the employers provide quality Catholic health care in accordance with Church teaching.

The association had previously asked the Department of Health and Human Services and the Department of Justice to drop the government’s appeal of their lawsuit against the HHS contraceptive mandate. The Tenth U.S. Circuit Court of Appeals gave the government until July 31 to reply to CBA’s request.

In a July 27 statement, Wilson said that “President Trump took an important first step by instructing these agencies to change their mandate and to protect religious liberty.”

“HHS and DOJ need to follow President Trump's lead by dropping their appeal by July 31,” he said.

CBA had filed a motion in court asking either for “summary affirmance” of its claim that the HHS contraceptive mandate was illegal, or for the administration to drop its appeal of the case.

The Department of Justice was given until July 31 by the Tenth Circuit Court to reply, and said on Monday that it was still working on a final rule on exemptions from the contraceptive mandate.

Wilson said on Tuesday that the CBA wants the administration “to get those interim regulations filed and promulgated as soon as possible.”

The Catholic Benefits Association is one of dozens of non-profit organizations which sued the Department of Health and Human Services during the Obama administration over the contraceptive mandate and its “accommodation” offered to objecting entities.

While the mandate ordered employers to provide cost-free coverage in their employee health plans for contraceptives, sterilizations, and abortion-inducing drugs, the government offered an “accommodation” to non-profits that conscientiously objected to complying with the mandate. They would notify the government or the third party administrator of their plan of their objection, and their administrator would then provide the coverage to the employees.

Many non-profits, including the Archdiocese of Washington and the Little Sisters of the Poor, claimed that this “accommodation” still forced them to cooperate with morally-objectionable practices of providing access to contraceptives.

Last year, in the middle of the contraceptive mandate case Zubik v. Burwell, the Supreme Court sent the case back to the lower courts and directed both parties to come to an agreement where the interests of the government – providing coverage for contraceptives and the other drugs and procedures – were respected, while the religious liberty of objecting parties was also respected.

However, even under the Trump administration the Department of Justice had not stopped its appeals of the HHS mandate cases. On May 4, however, President Donald Trump announced that, as part of his religious freedom executive order, the objecting religious non-profits would receive relief from the mandate.

He told the non-profits and the nuns present from the Little Sisters of the Poor that “your long ordeal will soon be over” and that “we are ending the attacks on your religious freedom.”

HHS Secretary Tom Price said the agency “will be taking action in short order to follow the President’s instruction to safeguard the deeply held religious beliefs of Americans who provide health insurance to their employees.”

A draft interim final rule from the HHS was leaked in May, which reportedly carved out religious exemptions from the mandate for the objecting non-profits that were more broad than the narrow exemptions determined by the Obama administration, which applied to churches and very few other religious groups.

Becket, a religious freedom law firm defending many of the objectors to the HHS mandate, said the language in the draft would offer sufficient protections from the mandate for the religious groups.

In the draft, the government also admitted in the draft that the contraceptive mandate did not advance a compelling governmental interest, which is one of the necessary qualifications for a law that infringes upon someone’s sincere religious beliefs to succeed the test, under the Religious Freedom Restoration Act.

However, the administration’s rule has not yet been released. The Catholic Benefits Association finally filed a motion in court asking the government to drop its appeal of the HHS mandate case, and citing the government’s admission in the draft rule that the mandate did not further a “compelling governmental interest.”

The court gave the government a July 31 deadline to reply to the motion. On Monday, the Department of Justice replied that the administration was still in the process of crafting the final rule for religious non-profits and the contraceptive mandate, and asked the court to suspend the motion until the process was finished.

“As we explained in our status report of July 14, 2017, the new Administration has initiated the rulemaking process to amend the regulations at issue here,” the agency said on Monday. “That process has not, however, reached conclusion. This Court has properly maintained abeyances in related cases while the rulemaking process proceeds, and it should do the same here.”

In response, Wilson said that “the Tenth Circuit made clear that it wanted the government’s response to address ‘with specificity’ the arguments in our motion, which of course they have not done to date.”

The agency had initially requested from CBA an extension to reply to the motion, which CBA would have opposed, Wilson said. However, later on Monday, the agency instead filed a short brief in response to the motion.

“We’re disappointed in that all of the facts come to our side of the equation, they favor our argument,” Wilson said. He said that “we’re very heartened that the response that they filed is in our opinion lacking in substance, and we feel hopeful that the court’s going to see it the same way.” Reported by CNA 6 hours ago.

Health insurer files for rate decrease for Alaska market

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JUNEAU, Alaska (AP) — The lone insurer offering policies on Alaska's individual health insurance market has filed for an average rate decrease of about 22 percent next year. Premera Blue Cross Blue Shield attributes the requested drop in rates to factors including a sharp reduction in the use of medical services by customers and the payment of high-cost claims through a state program. Reported by SeattlePI.com 5 hours ago.

Senators Plan Bipartisan Hearings On Health Care

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Dave Anderson, CEO of HealthNow New York, talks with Steve Inskeep about lawmakers' plans to hold bipartisan hearings on health insurance exchanges. NPR's Scott Horsley has details and analysis. Reported by NPR 18 hours ago.

Morning News Brief: Signs Of Bipartisanship On Health Care, Corruption Vote In Brazil

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Lawmakers have showed interest of working across party linesies on improving health insurance markets. Also, Brazil's Congress votes on corruption charges against the president. Reported by NPR 18 hours ago.

etherFAX Launches Sixth Data Center in Colorado, Expanding its Global Point of Presence to Support Secure Fax and Messaging Communications

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etherFAX’s Patented Technology Provides Healthcare, Finance, Legal and Enterprise Organizations the Capability to Securely Send and Receive Fax Documents via the Internet

Holmdel, New Jersey (PRWEB) August 02, 2017

etherFAX today announced the expansion of its North American operations with a new data center in Denver, Colorado. etherFAX’s patented technology provides healthcare, finance, legal and enterprise organizations the capability to send and receive fax documents via the Internet with end-to-end encryption and guaranteed delivery.

The etherFAX Secure Exchange Network (SEN) is the world’s largest fax network with over six million connected endpoints supporting every major fax server, application and fax-enabled device. etherFAX SEN leverages military-grade encryption and hybrid cloud technology to provide 100 percent secure communications. By extending existing fax server solutions to the cloud, etherFAX removes the need for costly components such as fax boards, media gateways and FoIP drivers. It also eliminates recurring telephony expenses such as T1, PRI and analog circuits.

“The etherFAX ecosystem continues to grow with the launch of our sixth data center in Denver,” Paul Banco, CEO of etherFAX said. “etherFAX is committed to redefining the future of fax, and this new facility will enable secure document delivery for all business-critical operations.”

To ensure information remains safe between fax servers and/or other integrated applications, etherFAX is compliant with the PCI Data Security Standard (PCI-DSS) and holds a Level 1 PCI-DSS certification. This certification is the highest required for service providers and is available across all etherFAX data centers, including the Denver location. In addition, etherFAX is compliant with the Health Insurance Portability and Accountability Act (HIPAA) to protect sensitive patient data.

The new data center in Denver bolsters etherFAX’s operations throughout the United States and provides added capacity on a global scale. etherFAX data centers are located in Newark, NJ, Singapore, Malaysia, Czech Republic and Canada.

About etherFAX
Founded in 2009, etherFAX® offers a unique solution that extends existing fax server solutions to the cloud. By eliminating the need for costly network fax systems, such as fax boards and recurring telephony fees, etherFAX’s patented technology leverages the Internet to manage all business-critical fax communications. For more information, visit http://www.etherfax.net, follow us out on Twitter at http://www.twitter.com/etherfax, call us at 877-384-9866, or email sales(at)etherfax(dot)net.

# # # Reported by PRWeb 15 hours ago.

Insurers seeking huge premium hikes on ObamaCare plans

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Top health insurance companies in numerous states are looking to hike premiums by double-digits – some by roughly 30 percent or more – for ObamaCare plans in 2018, according to newly released figures that could light a fire under stalled efforts on Capitol Hill to fix the program. Reported by FOXNews.com 15 hours ago.

Kyle Dietz Joins Pivot Health to Lead Sales and Marketing

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Rapidly-growing insurance management and online marketing company adds to its senior leadership team

Scottsdale, Ariz. (PRWEB) August 02, 2017

Pivot Health, a leading management and marketing organization for short term medical, supplemental insurance and limited medical benefit plans, announced that Kyle Dietz has joined its senior leadership team as Vice President of Sales and Marketing. He will focus on strategic broker and call center partnerships, help grow lead opportunities and build relationship innovation for Pivot Health.

Dietz is an experienced insurance industry professional, beginning his career as an account executive for UnitedHealthcare, and rising to National Sales Manager by the end of his tenure. From there Dietz served as Vice President of Business Development for AgentCubed until recently. Dietz is the co-founder of StirSide, a challenge-based social media platform, and sits on the Board of Advisors for WeRecover, the world’s first online marketplace for addiction recovery centers.

Pivot Health offers both direct-to-consumer and agent-assisted solutions that help individuals and families enroll in plans that either serve as an alternative to Obamacare coverage or compliment existing high deductible health insurance plans. The rapidly growing company has nearly 1,500 contracted insurance brokers offering plans through agent-assisted web pages.

“At Pivot Health, we are committed to helping consumers find affordable health insurance products, and supporting insurance brokers looking for alternative solutions for their clients,” said Jeff Smedsrud, Chief Executive Officer of Pivot Health. “Kyle Dietz has a reputation of forming relationships that make business grow. I look forward to working alongside Kyle as he helps Pivot Health move from a health insurance startup to transformational company that helps change healthcare for the better.”

“I feel truly blessed to be joining Jeff and the Pivot Health team. The staff is amazing and the products they offer are truly unique. The need for affordable health insurance is at an all time high and the Affordable Care Act continues to struggle to keep carriers engaged in the market. Consumers want flexibility and cost effective options; Pivot provides that. I look forward to continuing to innovate new products and help Pivot continue to grow,” said Dietz.

About Pivot Health
Launched in 2016, Pivot Health is an insurance product development, management and marketing company led by an experienced team of health insurance professionals that has managed more than $7 billion of insurance premium. The company has proprietary products and dedicated relationships with many national carriers. The founders of Pivot Health have led previous firms that were acquired by NYSE companies or that rank in the Top 100 for fastest growing private companies in the U.S.

Media Contact: Colleen McGuire | colleen(at)colleenmcguire(dot)com | 651-338-8822 Reported by PRWeb 15 hours ago.

Essential California: Covered California premiums will rise, and Anthem Blue Cross plans to cut coverage

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Good morning, and welcome to the Essential California newsletter. It’s Wednesday, Aug. 2, and here’s what’s happening across California:

TOP STORIES

Premiums to rise

Monthly premiums for California health insurance plans sold under the Affordable Care Act will rise by an average of 12.5% next year.... Reported by L.A. Times 15 hours ago.

EverythingBenefits Establishes Partnership with Kronos Workforce Ready Marketplace

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EverythingBenefits to provide carrier connectivity, COBRA, and financial integrations services.

New Providence, NJ (PRWEB) August 02, 2017

EverythingBenefits, a provider of comprehensive, next-generation benefits technology solutions and services, announces today that the company has established a partnership agreement with Kronos Incorporated to provide its products and services in the Kronos Workforce Ready Marketplace, which offers Workforce Ready customers with access to pre-integrated, add-on solutions.

EverythingBenefits has integrated the following products and services into the Kronos Workforce Ready Marketplace:·     Carrier Connectivity – The company’s flagship product communicates benefit enrollment and change information to benefits providers, including health, life, vision, and dental to help HCM platforms deliver a single system of record experience for any size company.
·     COBRA Administration – A full-service solution that integrates with the HCM platform to proactively monitor for COBRA qualifying events and provide a one-stop location for virtually all their COBRA needs, all while reducing noncompliance risk and lowering costs of manual administration.
·     180° & 360° 401(k)/Retirement Plan Integrations – 180° integrations allow contributions and payroll deductions for retirement plans along with employee demographic data to be delivered directly to financial institutions. With 360° integrations, changes to financial data such as contributions, loan data, and other information originating from the retirement plan vendor can flow back into the payroll platform to be processed and approved as new deductions.

Kronos Workforce Ready is an award-winning unified cloud platform from Kronos that supports the entire employee lifecycle from pre-hire to retire, including human resources, talent acquisition, performance management, benefits and compensation, scheduling, time and attendance, Affordable Care Act (ACA) management, attestation, and payroll, while also offering its online marketplace with complimentary, integrated services and applications, including EverythingBenefits’ solutions.

EverythingBenefits offers HCM/Payroll platforms ways to expand and enhance every stage of the employee benefits dialogue by integrating its complementary benefits technology solutions into payroll and HR software. For employers, these solutions eliminate redundant processes and save organizations time, money, and frustration when managing their benefits. The company leverages their growing partner network of Payroll Service Bureaus (PSBs), health insurance carriers, and retirement plan vendors with their solutions to meet the benefits needs of their clients.

“This partnership with Kronos helps customers get more out of their HCM platform,” commented Rachel Lyubovitzky, CEO of EverythingBenefits. "Our solutions let them to tap into the power of technology to experience their HCM software in a whole new way, meaning they can now manage virtually all of their benefits needs in-house via Workforce Ready.”

About EverythingBenefits
EverythingBenefits is a leading provider of next-generation, end-to-end benefit technology solutions and services that help businesses of all sizes and their employees experience benefits in more meaningful ways. By leveraging an open business model, EverythingBenefits partners with benefit brokers, independent agents, insurers, payroll or human capital management companies, and other providers. The company’s philosophy is that technology should make life simpler, more rewarding, and more enjoyable. For more information, please visit our web site at http://www.everythingbenefits.com or connect with us via LinkedIn, Twitter, or Facebook. Reported by PRWeb 14 hours ago.

'No, stop for a second!': Trump budget chief gets in fiery exchange with CNN's Chris Cuomo over critical Obamacare payments

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'No, stop for a second!': Trump budget chief gets in fiery exchange with CNN's Chris Cuomo over critical Obamacare payments Office of Management and Budget Director Mick Mulvaney and CNN anchor Chris Cuomo engaged Wednesday in a fiery exchange about the future of a key piece of the Affordable Care Act.

During an interview on "New Day," Mulvaney and Cuomo argued the merits of what are known as cost-sharing reduction payments.

The CSR payments help reimburse insurers for providing plans with low deductibles and low out-of-pocket costs for poorer Americans on the exchanges. Over the past few months, a slew of insurers and state insurance commissions reported that without the payments, premiums on the exchanges would increase substantially in 2018.

The future of the payments are embroiled in a lawsuit and whether to pay them going forward is essentially up to the Trump administration.

Mulvaney said the administration was deciding whether to pay for the CSR payments on a "month-by-month basis."

When Cuomo asked whether the administration thought it might be hurting people by "holding those payments hostage"— pointing to the comments from insurers about the dangers of cutting them off — Mulvaney argued that the payments made little difference, since the Obamacare exchanges were already in trouble.

"Yes, because I feel like you're dancing around the reality that you need those payments in order to stabilize the markets," Cuomo said. "And if you're holding them hostage, you're essentially putting people at risk."

"Chris, stop for a second," Mulvaney replied. "Stop for a second. These payments have been there for years. The markets are not stable."

Premiums on these exchanges have increased, though some evidence suggests it is due in part to insurers pricing plans too low in the early years of the law's implementation. A study by The Kaiser Family Foundation, a nonpartisan health policy think tank, showed the Obamacare markets have stabilized and would continue to do so in future years.

Cuomo and Mulvaney also argued about the White House's repeated attempts to discredit the Congressional Budget Office's analysis of the various Republican healthcare bills and the reasons Obamacare markets were not stable over the past few years.

"When has that ever worked in the insurance world?" Cuomo asked when Mulvaney suggest Obamacare prevented the market from bringing down insurance costs. "When have we ever seen that this free enterprise notion makes things cheaper for people when it comes to health insurance? People were crippled by the cost before the ACA. You know that." 

"Yes, I'd love to have a long conversation about what was broken with health insurance before Obamacare, what continues to be broken with insurance on Obamacare," Mulvaney replied.

"Certainly still problems," Cuomo said.

**Watch the exchange:**

 

*SEE ALSO: It just became harder for Trump to blow up Obamacare*

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NOW WATCH: A mother and daughter stopped speaking after Trump was elected — here's their emotional first conversation 6 months later Reported by Business Insider 11 hours ago.

Trump's Mistake: McCain Now Most Powerful Man in D.C. - It's Personal Now

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*McCare: Payback is a Bitch, Donald*

Written By Brian Brady for MarketSlant

[Comment: Brian is a GOP Voice in the California Wilderness -  Vince  Lanci]

Question:  Who is the most powerful man in the health insurance debate?
Answer:  Senator John McCain

Question:  Why Didn't McCain Vote For a Repeal ?
Answer:  Some moron said "I like people who weren't captured".

Politics is personal.  You might LIKE that Trump is your Uncle Gus but the tenured political faculty doesn't and McCain is Professor Emeritus Maverikus of the tenured political faculty. McCain didn't think Trump was qualified to be President, Trump insulted the crap out of him, and McCain is not going to hand him a political victory.  The personal bonus from McCain's defection?  *John McCain is the most powerful man in Washington now.*

Here are three reasons why the "repeal and replace" will have McCain's fingerprints all over it:

*1-McCain has a sense of urgency*

John McCain's health problems make it likely that he won't serve more than a year or two.  McCain, for all of his detractors on the right and left, is still respected by his colleagues.  If ANYONE can broker a deal with Democratic support, it's John McCain. The American people are impatient and a mid-term election is 15 months away but McCain has to GSD.  He will invoke his illness, if he deems it necessary, to get both sides to the table.  Does this make your blood boil?  It shouldn't when you read reason #2.

*2- McCain is a political animal.*

McCain sells himself as a "mavericky statesman" but he's not.  He is a crafty, old politician who knows how things work in DC and his home state.  He sidestepped the "Keating Five" scandal, beat down a popular news anchor in 2010, and crushed a Trump-supporting, tea party type in 2016.  When the powerful Maricopa County GOP censured him for not being conservative enough, McCain picked off the grass roots activists, one precinct at a time-- it was an exercise in raw political power at the grassroots level.

McCain sincerely believed that he deserved to be President in 2008.  He went to Annapolis,  He served as a Naval officer.  He spent 5.5 years as a prisoner of war.  He served in the House from 1982 until he won his Senate seat in 1986.  He stepped aside after he lost the Republican nomination in 2000 and "waited his turn".  *McCain believed that he has spent his life in service to America and rightfully should have been elected President in 2008.*  When he referred to Obama as "that one", it was only a reference to his youth and inexperience.  I have met McCain and I don't think he has a racist bone in his body but, like so many retired military officers, he abhors those who don't "pay their dues".  McCain never thought Obama paid his dues and he thinks that Trump is a charlatan.

McCain is a brawler.  He was Trump before Trump was Trump.  Consider what he said in his 1982 primary election when he was accused of being a carpet bagger:

Listen, pal. I spent 22 years in the Navy. My father was in the Navy. My grandfather was in the Navy. We in the military service tend to move a lot. We have to live in all parts of the country, all parts of the world. I wish I could have had the luxury, like you, of growing up and living and spending my entire life in a nice place like the First District of Arizona, but I was doing other things. As a matter of fact, when I think about it now, the place I lived longest in my life was Hanoi.

He will do whatever it takes to win,  He loves to call political opponents "weird". McCain is a brawler.

*3- McCain is a statist.*

I believe, at his core, McCain mistrusts the free market and trusts government.  He suspended his Presidential campaign, in 2008, to pass TARP--this was no political ploy.  John McCain sincerely believed that only government could save the economy from another Great Depression (then said he was lied to when he felt the heat in 2010).  Like many (not all)  retired military officers who run for public office, McCain lacks an understanding of how small businesses operate.  He has never had to meet a $4,000 payroll with $3,000 in the bank.  He has never had to increase his advertising budget because of a poor location.  McCain has never had to miss an electric bill payment so he could a buy a ticket to his best customer's favorite charity's gala.

McCain is looking at the health insurance crisis like a commanding officer might view a logistics problem; *beg for more money and make do with what we get*.  I expect him to lead the health insurance compromise that way.  Expect the eventual "bi-partisan" health insurance plan (I call it McCare) to:  retain the individual mandate and pre-existing condition requirements, open up markets by letting insurers compete across state lines, expand health savings accounts, and offer more Medicare expansion for the states.

McCare is going to suck.  It will suck a little bit less than Obamacare but it's still going to suck.  McCain has a heightened sense of urgency, the political will to say f*** y*** to Trump, and the political acumen to bring big government Republicans and Democrats together.

McCare, like Obamacare, will suck and be unsustainable.  The government will always be begging us for more money and we will all have to make to do with what we get.  McCare is coming because this "my friends", is John McCain's last stand.

About Brian Brady: San Diego-based real estate and mortgage broker. He writes about both HERE.  Libertarianish Tea Party conservative with 25 years experience in capital markets. "Still waiting to watch the rEVOLution on television and, wouldn't you know it's happening on the internet"

Brian Brady's Blog
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