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Visit One News Page for Health Insurance news from around the world, aggregated from leading sources including newswires, newspapers and broadcast media. Search millions of archived news headlines. This feed provides the Health Insurance news headlines.
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    First of its kind MIPS Guarantee for therapists eases the transition to value-based care by protecting providers and practices from costly MIPS penalties.

    AUSTIN, Texas (PRWEB) November 08, 2018

    Keet Health Inc., (“Keet”), a leading patient engagement company, announced today its Merit Based Incentive Payment System (MIPS) Guarantee (1) for outpatient rehab therapists. The MIPS Guarantee aims to make it easier for eligible clinicians to participate in MIPS by shielding providers and practices from downward payment adjustment thresholds under the Centers for Medicare and Medicaid (CMS) reimbursement program. In the event a reporting provider or practice receives a penalty under the CMS MIPS reimbursement program, the cost of Keet Outcomes™ and the annual fees associated with the Medicare submission are guaranteed by Keet Health, Inc.

    “At a time when the transition to value-based care (VBC) is picking up speed, the new MIPS eligibility for therapists offers an opportunity for our industry to develop the competencies needed to thrive in the new reimbursement landscape,” said Holly Taylor, Vice President and General Manager, Keet Health, Inc. “At Keet, MIPS isn’t seen as another reporting burden, but an opportunity to advance our profession into the future. We are committed to supporting physical therapy in the transition to VBC and, by offering this guarantee, are looking to mitigate any risk associated with quality reporting requirements.”

    Keet Outcomes™ enables clinicians to measure the quality of care delivered and provides intuitive tools to drive continuous quality improvement - competencies that are instrumental for the transition from fee-for-service to value-based care. The solution supports outpatient rehab therapists in meeting payer incentive program requirements associated with alternative payment models. This includes MIPS which requires eligible clinicians to provide high-quality, efficient care that is supported by certified technology. For the first time since the inception of MIPS, therapists will be eligible clinicians beginning in 2019. With Keet Outcomes™, required data is automatically collected and submitted in a way that’s easy and convenient for patients, efficient for clinics, useful for providers, and actionable for management teams.

    Keet Outcomes™ is powered by Intermountain Healthcare’s Rehab Outcomes Management System (Intermountain ROMS), the premier clinical outcomes registry and quality reporting system for physical and occupational therapy. Intermountain ROMS is backed by 18 years of experience and 10 years of peer-reviewed research published in such journals as Spine, Archives of Physical Medicine and Rehabilitation, Journal of Arthroplasty, JOSPT and PTJ. Intermountain Healthcare is a leading innovator in value-based care delivery.

    “The Intermountain ROMS team is excited to help power the Keet Outcomes™ solution. With this offering, therapists can demonstrate their value, reduce variation in practice, and provide higher quality patient-centered care. We are confident that Keet Outcomes™ combined with Intermountain ROMS will help clinicians make better clinical decisions, improve the patient experience, and allow practices to thrive,” said Stephen Hunter PT, DPT, OCS, Rehab Services Internal Process Control Director at Intermountain Healthcare.

    Keet believes that quality improvement starts with data and has designed Keet Outcomes™ to capture patient reported outcomes, identify care improvement opportunities through robust analytics, and handle quality reporting so providers can focus on increasing the value of their patient interactions without adding administrative burden.

    “While many clinical outcome registries look to measure the care provided, Keet is focused on providing a holistic solution to improve patient care, not just measure it,” said Taylor. “We feel this is a natural progression of patient engagement and key to Keet’s overall strategy of helping clinicians move towards value-based care.”

    About Keet Health, Inc.
    Keet Health, Inc., is a health tech company on a mission to restore humanity in healthcare. Since 2015, Keet has been committed to helping providers, employers, and health systems facilitate and deliver more connected, personalized care through our patient engagement platform. Keet Health, Inc. is a wholly-owned subsidiary company of Clinicient, Inc. For more information, visit

    About Intermountain Healthcare
    Intermountain Healthcare is a not-for-profit health system based in Salt Lake City with 23 hospitals, 180 clinics, and a health insurance plan, SelectHealth. Recognized for its excellent clinical care and low costs, Intermountain is helping people live the healthiest lives possible©. For more information, visit

    1 Available to new Keet Health, Inc., clients, using Keet Outcomes™ and with a go-live date by December 19th, 2018. Client agrees to Guarantee terms in an effective Business Services Agreement. Guarantee is subject to reporting year and limited to service credits, up to and including the subscription Keet Outcomes™ fee and annual fees associated with the Medicare submission. Amounts guaranteed under this program are the client’s sole and exclusive remedy with respect to any downward payment adjustment to their Medicare fee schedule during the applicable MIPS year. Additional terms may apply.

    To learn more about Keet Health, Inc., MIPS Guarantee, please visit Reported by PRWeb 14 hours ago.

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    The personality looming over the 2018 midterms was President Donald Trump. The issue was health care, the top concern for... Reported by Deseret News 14 hours ago.

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    Google is reportedly about to hire a big name in healthcare to coordinate all of its healthcare initiatives· Google is about to hire Geisinger Health CEO David Feinberg to lead its healthcare efforts, The Wall Street Journal reported Thursday. 
    · The Journal reports Feinberg's role will be to coordinate all of the healthcare-related initiatives Google already has underway. 

    Google is reportedly expected to hire Geisinger Health CEO David Feinberg to a new role leading the company's healthcare efforts. 

    The Wall Street Journal reported Thursday that Feinberg's role will be to coordinate the health initiatives Google has underway, including the work happening in artificial intelligence and devices. 

    Feinberg has been at Geisinger, a health system in Pennsylvania that provides health insurance as well as care through its medical centers, since 2015. Prior to that he served as CEO of UCLA's health system.

    A representative from Google did not immediately return a request for comment. A Geisinger spokesman declined to comment.

    Alphabet, Google's parent company, has a number of bets in healthcare from Verily, its life sciences arm that's developing everything from glucose-monitoring contact lenses to surgical robots, to Calico, its life-extension spinoff. Google AI has some projects in the healthcare space as well as through DeepMind.

    The company has also made a number of investments in healthcare through its venture funds GV and Capital G as well as through Alphabet itself. 

    This isn't the first time Feinberg has had a brush with tech. In June, CNBC reported that he was in talks to lead the Amazon, Berkshire Hathaway, and JPMorgan healthcare joint venture. That role ultimately went to Dr. Atul Gawande. 

    At Google, Feinberg will join former Cleveland Clinic Toby Cosgrove, who recently joined as an advisor to Google Cloud. 

    Join the conversation about this story »

    NOW WATCH: This mind-melting thought experiment of Einstein's reveals how to manipulate time Reported by Business Insider 12 hours ago.

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    Ez1095 2018 software is now available and makes it easy to print and file ACA Form 1095 C, 1094 C, 1095 B & 1094 B. Customers can now test drive ez1095 software for 30 days at no cost or obligation at

    PEORIA, Ill. (PRWEB) November 09, 2018 developer’s have just released the 2018 version of ez1095 to the US. Companies and accountants seeking an easier way to file the ACA form 1095 and 1094 can download the latest ez1095 software and begin processing immediately. Ez1095 software can prepare and print form 1095 B, 1094 B, 1095 C and 1095 B.

    Current customers of the 2017 version can easily roll data forward from last year to this year in record time. This software remains compatible with Windows 10, 8.1, 8, 7, and Vista.

    “Developers at have just released the 2018 version of ez1095 software for the upcoming 2019 tax season.” said Dr. Ge, the founder of

    The quick start guide for ez1095 software allows for easy installation and setup. ez1095 2018 software’s graphical interface leads customers step-by-step through setting up company, adding employees, add forms and print forms. Customers can also click form level help links to get more details regarding the software.

    Potential customers can download and try this software at no obligation by visiting

    The main features include:· Print ACA forms 1095 and 1094 on blank paper with inkjet or laser printer.
    · Print Form 1095 C: Employer-Provided Health Insurance Offer and Coverage Insurance
    · Print Form 1094 C: Transmittal of Employer-Provided Health Insurance Offer and Coverage Information Returns
    · Print Form 1095-B: Health Coverage
    · Print Form 1094-B: Transmittal of Health Coverage Information Return
    · Print recipient copies in PDF format.
    · Support unlimited companies.
    · Support unlimited number of recipients.
    · Print unlimited number of 1095 and 1094 forms.
    · Fast data import feature

    Priced at just $195, ($295.00 for efile feature) this ACA forms filing software saves employers time and money. To learn more about ez1095 ACA software, customers can visit

    Founded in 2003, has established itself as a leader in meeting the software needs of small businesses around the world with its payroll software, employee attendance tracking software, check printing software, W2 software, 1099 software and barcode generating software. It continues to grow with its philosophy that small business owners need affordable, user friendly, super simple, and totally risk-free software. Reported by PRWeb 30 minutes ago.

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    Spain is on track to have the world's longest life expectancy by 2040 with a lifespan of 85.8 years, surpassing Japan.  

    A report from the Institute for Health Metrics and Evaluation, which formed in 2007 with funding from the Bill and Melinda Gates Foundation, found that Japan will fall to second place with a life expectancy of 85.7 years. Although the report does not provide reasoning for each country's ranking, the institute analyzed 250 different causes of death to reach conclusions.

    Researchers took into account high blood pressure, tobacco usage, unsafe water and sanitation, air pollution, child malnutrition, and many other factors. 

    *Read more:* Spain will have the world's longest life expectancy in the next 20 years — and the US will fall behind China in the rankings

    Spain is one of only four countries set to exceed an 85-year life expectancy by 2040. The country spends about 10% of its GDP on healthcare, according to the online expat guide Expatica. Spain also ranks very highly in global lists of healthcare systems. In the World Economic Forum's 2018 Global Competitiveness Report, for example, Spain tied for the healthiest country in the world.

    Here are some of the reasons why people in Spain live so long. 

    *SEE ALSO: Spain will have the world's longest life expectancy in the next 20 years — and the US will fall behind China in the rankings*

    -Spain is famous for its Mediterranean diet, and some residents see it as the main reason for their high life expectancy.-

    Fernando de la Fuente, who has run a fruit and vegetable stall in a Madrid market for 47 years, told The Guardian he was unsurprised that researchers see a connection between Spaniards' diet and longevity. 

    He said people in Spain eat well because they include fruits, vegetables, and fish in their diet all year. Fruits and vegetables are generally both accessible and affordable throughout Spain.

    "A Spanish diet without fruit and vegetables is just unthinkable," de la Fuente told The Guardian.

    There is growing evidence that the Mediterranean diet — which emphasizes vegetables, fish, olive oil, nuts, and whole grains while slashing processed foods and red meat — can help protect people from aging. 

    *Read more: *There's even more evidence that one type of diet is the best for your body and brain — and it could save you money, too

    Studies show that people who follow this diet have a reduced risk of heart problems, diabetes, and some types of cancer. The diet is also rich in healthy fats that have been linked to higher cognitive performance and a lower risk of dementia.-The country also boasts an excellent healthcare system.-

    The healthcare system in Spain ranks as one of the world's best.

    All Spanish citizens have a constitutionally guaranteed access to the country's universal healthcare system, and less than 20% of residents choose to obtain private health insurance.-Spain is also a tight-knit country where people place great emphasis on family.-

    Antonio Abellán, who conducts research on aging at the National Research Council in Spain, told The Guardian that social relationships play a large role in Spaniards' longevity. 

    Spain is not the only Mediterranean country to value family so much, but Abellán said being close with one's relatives goes a long way for health.

    "It's not the only thing — nor the most important thing — but I think it goes some way to explaining the differences between Spain and other countries," Abellán told The Guardian. "It's a bonus. If you live better, you end up living longer."
    See the rest of the story at Business Insider Reported by Business Insider 21 hours ago.

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    Washington D.C., Nov 9, 2018 / 04:00 pm (CNA).- The USCCB has welcomed the Trump administration’s new rules providing enhanced conscience protections against the HHS contraceptive mandate.


    In a statement released Nov. 9, the U.S. bishops’ conference called the new exemptions, announced Wednesday, a victory for common sense.


    “We are grateful for the Administration’s decision to finalize common-sense regulations that allows those with sincerely held religious or moral convictions opposing abortion-inducing drugs, sterilization, and contraception to exclude such drugs and devices from their health plans,” said the statement.


    The bishops’ response was co-signed by USCCB President Cardinal Daniel DiNardo of Galveston-Houston and Archbishop Joseph E. Kurtz of Louisville. Kurtz leads the USCCB’s Office of Liberty.


    The finalized rules from the Department and Health and Human Services exempt companies, organizations and individuals from having to provide coverage that includes contraceptive methods to which they have strong religious or moral objections.


    The new rules do not make contraceptives illegal nor do they prevent various third-party groups from providing alternative coverage.


    The new protections restores free-exercise rights to those with legitimate objections to providing contraceptives, abortifacient drugs, or sterilization methods to employees as part of their health insurance, the bishops’ statement said.


    “The regulations allow people like the Little Sisters of the Poor, faith-based schools, and others to live out their faith in daily life and to continue to serve others, without fear of punishing fines from the federal government.”


    After the HHS contraception mandate was announced in January 2012, many religious-based employers, including EWTN, filed suit against the federal government in opposition to the mandate. The mandate required that all employers whose insurance plans were not grandfathered in by the Affordable Care Act to provide certain contraceptives free of charge to their employees.


    When the mandate was announced, bishops throughout the United States drafted letters expressing their opposition and explaining the Church’s position. These letters were then read at Sunday Masses over the weekend. Reported by CNA 14 hours ago.

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    Despite health insurance, terminally ill patients have to hunt around the world and on the internet for ways to stay alive. Reported by 7 hours ago.

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    Senior Leader Brings a Combination of Technical Skill and Business Savvy to RTP-Based Management Consulting Firm

    RESEARCH TRIANGLE PARK, N.C. (PRWEB) November 12, 2018

    CREO, Inc., a Research Triangle Park-based management consulting firm specializing in the life sciences, healthcare, and technology services industries, has named Rett Summerville principal consultant and practice area lead for Cybersecurity and Compliance. Summerville will be responsible for overseeing CREO’s work with clients to help improve their IT security posture, manage cybersecurity risks and efficiently comply with regulatory requirements such as General Data Protection Regulation (GDPR), the Federal Information Security Management Act (FISMA), the Health Insurance Portability and Accountability Act (HIPAA) and the Payment Card Industry Data Security Standard (PCI-DSS).

    Summerville previously held leadership roles in companies spanning financial services, computer security, and IT consulting. He was a senior manager for RSA Security Global Services, a division of DELL Technologies, for 10 years, responsible for growing US and Latin American professional services teams with expertise in governance, risk management and compliance (GRC); identity and access management; security information and event management (SIEM); data analytics and incident response.

    Prior to joining RSA, Summerville was based in the UK for VISA International, leading a European Commission-funded project to standardize identity authentication procedures across EU member states. He holds the Certified Information Security Systems Professional (CISSP) designation and is certified in Hyperledger blockchain technologies, which informs his understanding of applying blockchain technology and its underpinning cryptography procedures to solve business problems.

    “Rett brings both a deep understanding of technology and a practical approach to helping companies achieve their business goals,” says Mike Townley, CREO managing partner. “With greater demands being placed on Chief Information Security Officers and technical support staff to ensure data privacy in the industries CREO serves, Rett’s expertise is a valuable addition to our team. His collaborative style and interest in helping others do their best work and grow in confidence make him the right person to lead our cybersecurity practice,” Townley says.

    “The volume and sophistication of cyber attacks is on the rise and companies are facing big compliance hurdles today,” says Summerville. “Many are still coming to grips with their responsibilities and obligations under new data privacy regulations, such as GDPR, which is driven by the European Union but has far-reaching implications extending to US businesses. It can be challenging to put together the right security controls to meet all these demands. That’s why taking a strategic, risk management approach is critical. Compliance is important but it’s not the end game. The fact is that secure companies are able to make better decisions more quickly and confidently,” he says.

    Summerville’s interest in risk management originates from his college sport, pole vault. “Pole vaulting is a dangerous sport. You’re 17 feet in the air, upside down over a metal box. You have a nice soft landing on one side, and a concrete surface on the other,” says Summerville. “You can mitigate your risk by taking steps to land safely. Running speed, technique, pole selection, looking at other factors beyond your control such as wind, temperature – they all go into the sport. It’s not a big step to apply those same skills to a business setting,” he says.

    Summerville received his undergraduate degree in Risk Management from the University of Wisconsin-Madison and an MBA from Saint Mary’s College of California. He continues to serve as a volunteer pole vault coach at Green Hope High School in Cary, NC.

    About CREO:
    CREO, Inc. is an innovative management consulting and advisory firm based in Research Triangle Park. CREO helps its clients operate effectively, freeing them to apply their talents, pursue their mission, and realize their vision through a focus on effective operations and organizational health. CREO’s senior team of C-level advisors works shoulder-to-shoulder with clients to solve their toughest challenges and realize their biggest opportunities. To learn more, visit Reported by PRWeb 15 hours ago.

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    BenePro, a Royal Oak based, privately held, growing benefit consulting firm, recently named the 3rd coolest place to work in Michigan by Crain’s Detroit, today announced the acquisition of BBG Employee Benefits, a benefits brokerage firm headquartered in St. Clair Shores, MI.

    ROYAL OAK, Mich. (PRWEB) November 12, 2018

    BenePro, a Royal Oak based, privately held, growing benefit consulting firm, recently named the 3rd coolest place to work in Michigan by Crain’s Detroit, today announced the acquisition of BBG Employee Benefits, a benefits brokerage firm headquartered in St. Clair Shores, MI.

    BBG Employee Benefits will bring their expertise on small business and individual health insurance to BenePro, who currently specializes in providing top level service to employee benefit plans. BenePro’s sister company HRPro handles human resource and benefit administration along with HR professional services, allowing the two companies to offer a total People Solution.

    John Cook, previous owner of BBG Employee Benefits, will assume the role of Executive Vice President of BenePro where he will help lead a growing team of benefit advisors, account managers and consultants on the benefits side, as well as HR advisory services for HRPro.

    “The acquisition of BBG Benefits fits exceptionally well in our organization, enhances our portfolio and expands our offerings to better serve our clients,” said Kristopher Powell, President and CEO of BenePro/HRPro. “We are excited to have John join the BenePro/HRPro team. This is a great opportunity not only for us, but for our clients as well. John’s experience and tenure in the industry will strengthen our ability to provide our clients with a fully integrated HR and benefit solution.”

    BBG’s John Cook stated, “We are excited to be joining Kris Powell and his team at BenePro/HRPro. We look forward to the opportunity to increase our support for our existing clients, as well as expand our footprint in the Southeast Michigan area. I have personally known Kris for years; he and his team are highly respected in the industry and we are looking forward to being a part of it.”

    About BenePro/HRPro
    BenePro/HRPro together are one of Michigan's top HR and benefit advisory and administration firms, offering a total People Solution for small to large-sized companies. BenePro/HRPro strives to create a fun, collaborative culture that puts an emphasis on customer relationships and personalized service. With over 29 years’ experience, they are constantly working to stay ahead of latest trends and needs in the industry. Their mission is to work closely with organizations to understand and help them achieve their human capital goals. For more information visit the company’s website at Reported by PRWeb 14 hours ago.

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    New clinic services address crucial gaps found nationwide in diabetes care

    HARTFORD, Conn. and QUINCY, Mass. (PRWEB) November 12, 2018

    Hartford HealthCare has ushered in a new level of care in Connecticut to enhance the care provided to the state’s diabetes population.

    The Hartford HealthCare Specialty Pharmacy is an outpatient care and medication program dedicated to providing patients with the support necessary to manage complex medication regimens. This new approach combines traditional clinic care with radically enhanced care from Hartford Hospital’s specialty pharmacy and aims to improve the health in our community while reducing the total cost of care for other chronic illnesses, such as MS, HIV, Rheumatoid Arthritis, and now diabetes. The pharmacy is managed in partnership with Shields Health Solutions.

    Many patients of the Hartford HealthCare Specialty Pharmacy living with chronic illnesses today have access to fully integrated services including clinical pharmacists and on-site “patient liaisons” to deliver the highest quality of care. The liaison works directly with each patient’s healthcare provider to ensure all specialty medication and care needs are delivered accurately and on time.

    In the first phase of the new diabetes program at the specialty pharmacy, a patient liaison will be embedded in the Diabetes Lifecare clinic at Hartford Hospital. The liaison, trained in diabetic care coordination, can help take care of critical details such as insurance prior authorizations, insurance benefits investigation, medication adherence and financial assistance.

    In phase two of the program, a team of clinical pharmacists will begin conducting targeted outreach to “at-risk” patients to make sure they receive the support they need to remain adherent to medications, address side effects, and keep blood sugar levels under control. Future phases of the program will bring Diabetes Lifecare services such as nutritional counseling and insulin pump support to more patients.

    “As a Type 1 diabetes patient, I understand how difficult diabetes can be to manage, and the importance of comprehensive care and patient engagement to maintain good blood glucose control,” said Bill McElnea, Director of Ancillary Services and Diabetes Management, at Shields. “Unfortunately, most diabetes patients today are neither receiving the comprehensive care they need nor are they adequately engaged in their own care to successfully control their diabetes. As the first health system in the nation to launch such a program, it is a visionary step forward in care.”

    “Diabetes is one of the most prominent disease states in this country and in our statewide community. At least 30% of people with diabetes are non-compliant with medication plans, many for understandable reasons such as affordability or complexity of treatment. The negative outcomes caused by non-adherence to medications can be catastrophic for patients and incredibly costly for them and their insurance providers,” said Bimal Patel, President, Hartford Hospital. “By extending our Specialty Pharmacy program to diabetes, our aim is to increase medication adherence for high risk patients to around 85%, as our partners at Shields have helped other health systems do with different chronic illnesses. By doing so, we are bringing high-touch, high-intensity care to an illness that has never received that kind of attention, and that impacts a significant percentage of Connecticut.”

    “This is truly a groundbreaking way to approach diabetes care in a way that can transform the lives of patients and everyone who loves and cares for them,” said Jack Shields, CEO, Shields Health Solutions. “It really is far more effective care at a lower total cost to patients, care providers and insurance payers.”

    About Hartford Hospital
    Hartford Hospital, founded in 1854, is one of the largest teaching hospitals and tertiary care centers in New England with one of the region's busiest surgery practices. It is annually ranked among America's Best Hospitals by US News & World Report and has been recognized nationally for the quality of many of its programs, including cardiology, cancer, stroke and joint and spine care. The 867-bed regional referral center provides high-quality care in all clinical disciplines. Among its divisions is The Institute of Living, a 114-bed mental health facility with a national and international reputation of excellence. Jefferson House, a 104-bed long-term care facility, is also a special division of Hartford Hospital. The hospital’s major centers of clinical excellence include cardiology, oncology, emergency services and trauma, mental health, women’s health, orthopedics, bloodless surgery and advanced organ transplantation. Hartford Hospital owns and operates the state’s first air ambulance system, LIFE STAR.

    About Shields Health Solutions
    Shields Health Solutions is a specialty pharmacy integrator and care provider, partnering with hospital leaders to create, grow and manage health-system-owned specialty pharmacies. Shields provides the fastest, lowest risk path for health systems to create or grow an existing specialty pharmacy program.

    Started in 2012, Shields partners with health systems to provide on-site pharmacy and care professionals, a purpose-built specialty pharmacy technology platform, access to 80+ percent of all limited distribution drugs (LDDs) and most (health insurance) payers in the nation. Shields provides ownership of all specialty pharmacy assets in a health system’s name.

    Today many of the most respected health systems in the nation, including UMass Memorial, NY Presbyterian, Houston Methodist, Dignity, Rush Memorial and NYU Langone rely on Shields Health Solutions to start, grow and manage their specialty pharmacy programs. For more information about the company, visit

                                                                                         # # # Reported by PRWeb 13 hours ago.

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    Advanced healthcare administrative platform provides superior functionality and flexibility for Medicare Advantage health plans.

    FORT WASHINGTON, Pa. (PRWEB) November 13, 2018

    RAM Technologies, Inc., the perennial leader in the development of enterprise software solutions for health plans administering Medicare Advantage and Managed Medicaid, is pleased to announce that Doctors Healthcare Plans, Inc. has selected their core administrative platform, HEALTHsuite® Mercato, to administer their new Medicare Advantage business. HEALTHsuite will provide Doctors Healthcare Plans with an end-to-end solution to manage the entire administrative process.

    Doctors Healthcare Plans, Inc. (DHCP) is a new for-profit Medicare Advantage Health Plan located in Miami, Florida. DHCP is organized as a Health Maintenance Organization (HMO) and serves the Medicare population of Miami-Dade County. The Company’s healthcare services will be provided through an Independent Practice Association (IPA) delivery system.

    “We did an in-depth evaluation of vendors in the market and found that RAM Technologies offered the most comprehensive, end-to-end suite to administer our business,” said Rafael Perez, President and CEO of Doctors Healthcare Plans, Inc. “As a new Medicare Advantage plan it is essential for us to offer our beneficiaries high quality, affordable healthcare services that are timely and accessible. The RAM platform (HEALTHsuite Mercato) will play a significant role in helping us meet our objectives.”

    “For the past several years we have focused our energies on developing the premier solution for health plans administering Medicare Advantage and Managed Medicaid,” said Christopher P. Minton, Executive Vice President of RAM Technologies. “We focus specifically on health plans that offer Medicare Advantage and Managed Medicaid health insurance. This concentration has allowed RAM to move HEALTHsuite beyond the competition and deliver the specific capabilities our clients need to administer government sponsored healthcare programs. We welcome Doctors Healthcare Plans to the growing family of RAM clients.”

    HEALTHsuite Mercato is a highly adaptable, browser-based solution designed to streamline the administration of government sponsored healthcare programs (Medicare Advantage, Managed Medicaid, Financial Alignment Initiative-Duals, Federal Employee Health Benefits, etc.). HEALTHsuite Mercato provides unparalleled automation across health plan operations including eligibility and enrollment, benefit administration, provider contracting and reimbursement, provider credentialing, medical & utilization management, care management, premium billing, encounter / claims administration, overpayment recovery, customer service, contact management, capitation, subrogation, fulfillment, EDI integration, management & operational reporting and more.

    In addition to the enterprise capabilities provided by HEALTHsuite Mercato, RAM’s web portal product eHealthsuite™ enables providers and members to interact with the health plan in real time through a secure Internet connection. This self-service functionality, available 24 x 7, lowers administrative costs by reducing the demands on the health plan’s customer service personnel.

    About RAM Technologies, Inc.
    RAM Technologies is the industry leader in helping organizations enter the Medicare Advantage market. Every day more and more people are asking, “How Do I Become a Medicare Advantage Health Plan?” We offer a step-by-step process to succeed. Whether you are a health system looking to transition to Medicare Advantage or a new entity looking for Steps to Succeed as a Medicare Advantage start-up, we can help. To learn more about “What do I need to do to start a Medicare Advantage Health Plan?” call (877) 654-8810 x 4 or visit Reported by PRWeb 12 hours ago.

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    Ez1095 2018 software is now available for Affordable Care Act Forms 1095 C, 1094 C, 1095 B & 1094 B for efiling. Test drive for up to 30 days at no cost or obligation at

    JACKSONVILLE, Fla. (PRWEB) November 13, 2018

    Employers and tax professionals that prefer to efile 1095 forms for year 2018 are switching to the latest release of ez1095 software from ez1095 can print form 1095 C, 1094 C, 1095 B and 1094 B. It has also been approved by IRS to generate the efile documents that customers can upload to IRS for ACA form electronic filing.

    ez1095 software allows customers to import data quickly from external file and makes it easy to print ACA forms for recipients. Priced from just $195 per installation ($295 for efile version), ez1095 can support multiple company accounts on the same computer at no additional charge.

    “The new efile version of ez1095 2018 software for printing ACA forms 1095 and 1094 has just been released by” said Dr. Ge, the Founder of

    Customers that need to file Form 1095C, 1094C, 1095B and 1094B can download and try out this ACA software from before purchasing with no obligation by visiting

    The main features include but are not limited to :· Print ACA Form 1095-C, 1094-C, 1095-B and 1094-B on white paper for recipients and IRS
    · PDF print 1095-C and 1095-B recipient copies
    · Efile version available for additional cost.
    · Support unlimited companies.
    · Support unlimited number of recipients.
    · Print unlimited number of 1095 and 1094 forms.
    · Fast data import feature
    · Print Form 1095 C: Employer-Provided Health Insurance Offer and Coverage Insurance
    · Print Form 1094 C: Transmittal of Employer-Provided Health Insurance Offer and Coverage Information Returns
    · Print Form 1095-B: Health Coverage
    · Print Form 1094-B: Transmittal of Health Coverage Information Return

    ez1095 software is compatible Windows 10, 8.1, 8, 7, Vista, XP and other Windows systems. Designed with simplicity in mind, ez1095 software is easy to use and flexible. ez1095 software’s graphical interface leads customers step-by-step through setting up company, adding employees, add forms and print forms. Customers can also click form level help links to get more details regarding the software.

    To learn more about ez1095 ACA software, customers can visit

    Founded in 2003, has established itself as a leader in meeting the software needs of small businesses around the world with its payroll software, employee attendance tracking software, check printing software, W2 software, 1099 software and barcode generating software. It continues to grow with its philosophy that small business owners need affordable, user friendly, super simple, and totally risk-free software. Reported by PRWeb 10 hours ago.

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    Young Company Seeks to End Mental Health Stigma Through Science and Technology

    SEATTLE (PRWEB) November 13, 2018

    Enlyte, LLC took the Healthcare Revolution Conference by storm this past weekend in Orlando, Florida. Enlyte received 1 of 30 coveted spots available globally for the event’s “Innovation Awards”, which recognizes the most innovative leaders in “Transforming the Business of Health”. Enlyte is just rounding the corner from start-up to market competitor, yet they stood out as an innovator in the health and wellness industries.

    “True innovation is difficult and often rare to deliver. Today, innovation and disruption require dedication, risk taking, resilience, and speed to be first to market,” said Renée-Marie Stephano, founder of the Healthcare Revolution Conference. “Even if you achieve a miracle and create something truly disruptive, it is almost impossible to get noticed and break through the white noise and distractions that consumes the industry every day.”

    Enlyte is doing just this. Enlyte’s team of scientists, strategists and industry executives offer a unique perspective as to what is driving the increased loss of productivity and efficiency in the workplace, resulting ultimately in financial losses at astounding numbers. “While many organizations offer Employee Assistance Programs (EAPs), they can often be inconvenient, irrelevant to the employee’s specific situation or simply not used due to the stigma surrounding mental health,” said Don Hernandez, CEO of Enlyte. “Beyond helping to reduce costs and aid employee wellness at a corporate level, Enlyte’s platform is designed to deliver aid to individuals, families, and societies on the path to mental and physical wellness.”

    While originally created for the corporate marketplace, Enlyte offers a free app for personal use, as well as a comprehensive dashboard for treatment facilities with an unprecedented support system and view into the lives of those and their families who have completed a therapy program. The machine learning algorithms that form the basis of the Enlyte technology platform provide early warning to treatment facilities and therapists of patients with a high probability of relapse on a particular day, providing the means for a proactive intervention.

    Working in conjunction with partners in the scientific and health care communities, Enlyte delivers an evidence-based solution utilizing Cognitive Behavioral Therapy along with a robust user experience that helps individual users manage anxiety, stress, depression and addiction for a better work and life experience.

    About Enlyte

    Enlyte LLC is an innovator in conversational bot technology to promote health and wellness. Designed for organizations looking to help people manage stress and addictions, Enlyte offers a robust bot platform that can adapt to different types of users, conversations, and challenges.

    Enlyte brings decades of experience in understanding how people learn and consume information, coupled with domain experience in the scientific healthcare community, to deliver a scalable health and wellness bot application to help improve the lives and productivity of individuals and the workforce. For more information, visit and follow @enlyte_bot on Twitter.

    About Global Healthcare Resource (GHR)

    Global Healthcare Resources (GHR) is a solutions firm of international experts providing consulting to organizations and government bodies seeking strategy, development and market penetration services for healthcare, wellness, well-being, medical and wellness travel, employee benefits, insurance, precision medicine, and genomics. GHR touches over 2.5 million C-Suite, HR, insurance, healthcare and travel executives, and has a reach of over 1.25 million members in the leading LinkedIn Groups it manages.

    GHR works with the CEO’s of the most influential health insurance companies, corporations, hospitals, and brokerage firms and organizes the leading VIP events in the industry, including HEALTHCARE ЯEVOLUTION®. Reported by PRWeb 6 hours ago.

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    Many nannies also said they may not take a job that didn't pay them legally reducing pool of professional caregivers available to families hiring 'off the books' according to surveys by GTM Payroll Services.

    CLIFTON PARK, N.Y. (PRWEB) November 13, 2018

    Surveys of nannies and the families that employ in-home caregivers to look after their children highlighted the importance nannies place on being paid “on the books” as well as other key insights on the professional relationship between caregiver and family and how families find their employees.

    While there are several benefits to being paid legally and having taxes withheld from their pay, nannies placed an emphasis on eligibility for Social Security and Medicare benefits (77% said important or very important) and peace of mind being compliant with the law (also registering 77%). Having a legal employment history in order to obtain credit or a loan was important or very important to 73% of respondents.

    Also, 61% of nannies said it was at least somewhat unlikely they would take a job that didn’t pay them legally.

    “Insisting on paying a nanny ‘off the books’ could significantly reduce the number of quality candidates when your family is looking to hire,” said Guy Maddalone, founder and CEO of GTM Payroll Services and author of How to Hire a Nanny: Your Complete Guide to Finding, Hiring, and Retaining Household Help. “Considering the importance of this person’s job – caring for your children while you work – you’ll want a large pool of professionals to choose from as well as establish a strong working relationship once they’re on the job to help with retainment.”

    “Poor benefits” was the top response as to what nannies like least about their profession. Families will want to consider bonuses, health insurance, and possibly a retirement plan as ways to keep their favorite caregivers. Only half of nannies receive an annual bonus and just 17% get health insurance through their employer. Less than 5% receive retirement benefits.

    Among the top benefits for nannies – and a starting point for families when making a job offer include:· 88% enjoy paid holidays
    · 85% get paid vacations
    · 74% receive paid sick days

    Also, 79% of nannies have a work agreement, which is a critical component to a successful nanny-family relationship. A work agreement details job responsibilities and expectations, work schedule, rate of pay, benefits, and more. It’s one of the first steps for families in establishing clear communications with their nanny. A lack of communication with their employer was cited by 28% of nannies as a reason to leave their current job.

    For families, hiring a nanny through a job search website may seem like an efficient way to find household help.

    However, the survey results showed that a family who hires a nanny through a placement agency saves time during the hiring process and will retain a nanny for a longer period of time than a family who uses a job search website to find a caregiver.· 39% of families that found their nanny through a placement agency spent 20 or more hours on the hiring process compared to 67% that hired on their own using a job search website
    · 67% of families that hired a nanny through a placement agency retained their nanny for five years compared to only 51% of families that hired a nanny using a job search website

    Other key findings from the survey include:· The top three qualities that families seek in a nanny are responsibility and trustworthiness, personality fit, and passion for child care.
    · Nannies also place trust and a personality match at the top of their “wish list” followed by rate of pay
    · 59% of families say schedule flexibility is one of their top three reasons they like having an in-home caregiver. The other two top reasons were more personal attention for their children (56%) and no hassles of day care drop-offs and pick-ups (51%).
    · 90% of nannies were satisfied or very satisfied with their jobs


    An online survey of household employers who currently employ nannies was conducted in August 2018 and collected more than 200 responses. Also in August 2018, an online survey of nannies was fielded and received more than 300 responses.

    About GTM Payroll Services

    Founded in 1991, GTM Payroll Services is a recognized leader in household payroll, nanny taxes, insurance and compliance management for families that employ domestic help. GTM’s online, secure, and easy-to-use solutions help families reduce the risks, hassles, and worries of getting nanny taxes right while freeing up more time for the things they truly enjoy in life. Today, GTM processes more than $1 billion in payroll every year for more than 44,000 employees nationwide. GTM’s client support staff includes certified payroll professionals, household employment tax experts, licensed insurance brokers, and CPAs. For more information, visit GTM Payroll Services at Reported by PRWeb 5 hours ago.

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    Trumpet Behavioral Health Opens Ten New Locations With No Current Wait List to Serve Children with Autism Spectrum Disorder.

    LAKEWOOD, Colo. (PRWEB) November 13, 2018

    Trumpet Behavioral Health Opens Eleven New Locations With No Current Wait List to Serve Children with Autism Spectrum Disorder.

    Trumpet Behavioral Health (“Trumpet”) is pleased to announce the opening of 10 new locations. New Trumpet locations offering high-quality ABA therapy services include:
    Austin, TX; Cincinnati, OH; Columbus, OH; Dallas, TX; Fort Worth, TX; Long Beach, CA; Park Ridge, IL; San Diego, CA; Tucson, AZ; and Warren, MI.

    Families in these areas can access industry-leading applied behavior analysis (ABA) therapy today without any delay. All new Trumpet locations welcome private health insurance plans and TRICARE, and the Colorado and Michigan locations are also able to accept Medicaid patients.

    “We are incredibly excited to expand our mission by providing individualized ABA therapy programs into new communities throughout Arizona, California, Illinois, Ohio, and Texas,” said Ned Carlson, chief executive officer of Trumpet. “Our client first approach actively engages each family and patient at every step in the care plan to ensure clinical quality and collaboration. These communities will be able to benefit and join a trusted, supportive and experienced ABA treatment provider that does not have a current wait list at these new locations.”

    Trumpet provides evidence-based therapy for children and adolescents diagnosed with autism spectrum disorder (ASD) in a variety of settings including: centers, patient homes, schools, and local communities.

    To learn more, please call (855) 824-5669 or visit Trumpet online at or find a location near you by visiting

    About Trumpet Behavioral Health

    Trumpet Behavioral Health offers evidence-based applied behavior analysis (ABA) therapy to children with autism spectrum disorder (ASD) and other developmental disabilities. A team of more than 1,000 passionate and highly-skilled individuals, including numerous Ph.D. and Master’s-level Board Certified Behavior Analysts®, provides center-based, home-based, and school-based services throughout Arizona, California, Colorado, Illinois, Kansas, Michigan, Ohio, and Texas. For more information, please visit Reported by PRWeb 27 minutes ago.

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    *Ageas announces that it has signed today an agreement to acquire 40% of the share capital of the Indian Non-Life insurance company Royal Sundaram General Insurance Co. Limited (RSGI) for a total consideration of EUR 186 million^[1].*


    RSGI is a top 10 privately owned player in the Indian general insurance market with strong positions in Motor and Health insurance. The company benefits from extended distribution capabilities with a nationwide network of more than 5,600 agents, 700 branches, and well-established relationships with banks and other distribution partners off- and online. In 2018^[2] RSGI generated EUR 321 million inflows and EUR 10 million net profit and realised between 2015 and 2018, an average annual growth rate of 19% and 55% in inflows and net profit respectively.

    The transaction is subject to the approval of regulatory authorities, and is expected to close in the first half of 2019. After completion, Ageas will hold 40% of RSGI's share capital, Sundaram Finance 50% and various other shareholders the remaining 10%.

    The acquisition fits Ageas's strategy, as reconfirmed in its recently announced 3-year strategic plan Connect21, to expand its activities in fast growing markets in which it already operates, focussing on Non-Life insurance in particular.

    The acquisition will reduce the Group Solvency II by approximately 5%.

    This transaction will have no impact on Ageas's share buy-back commitment under its Connect21 strategic plan as announced on 19 September 2018.

    *Commenting on the agreement, Bart De Smet, CEO of Ageas, said:* "Partnering with Sundaram Finance, a well-established company with a vast knowledge of the Indian insurance market, offers us a great opportunity to benefit from the potential of what is one of the world's largest economies with an insurance industry that is expected to grow significantly in the coming years. Being already present in the Indian Life insurance market, we now will be able, through this new joint venture, to also fully grasp opportunities in the Non-Life market. We are confident that Ageas's insurance expertise combined with Sundaram Finance's market knowledge and position will take RSGI to a next level in terms of size and profitability."

    *Commenting on the agreement, T T Srinivasaraghavan, Managing Director of SFL said: *"Over the past 18 years, Royal Sundaram has built a sterling reputation in the market for its customer service excellence, notably in claims management. The Company has demonstrated strong growth in its chosen segments and is witnessing a rapid growth in its profitability. For the next phase of growth, we are delighted to be partnering with Ageas, whose global experience, including several Asian countries, will be an asset. Ageas is unique in its approach of working through local partnerships and joint ventures across Asia and we believe this can create significant value for Royal Sundaram."

    *Ageas* is a listed international insurance Group with a heritage spanning 190 years. It offers Retail and Business customers Life and Non-Life insurance products designed to suit their specific needs, today and tomorrow. As one of Europe's larger insurance companies, Ageas concentrates its activities in Europe and Asia, which together make up the major part of the global insurance market. It operates successful insurance businesses in Belgium, the UK, Luxembourg, France, Portugal, Turkey, China, Malaysia, India, Thailand, Vietnam, Laos, Cambodia, Singapore, and the Philippines through a combination of wholly owned subsidiaries and long term partnerships with strong financial institutions and key distributors. Ageas ranks among the market leaders in the countries in which it operates. It represents a staff force of over 50,000 people and reported annual inflows close to EUR 34 billion in 2017 (all figures at 100%).

    *Royal Sundaram General Insurance Co. Ltd*. is a subsidiary of Sundaram Finance, a leading financial services provider based in Chennai, Southern India. Sundaram Finance is a listed company with a market capitalisation of EUR 1.9 billion that offers services including general insurance, financing, mutual funds, business process outsourcing ("BPO"), IT services and retail distribution. Royal Sundaram General Insurance Co Ltd. is India's 1^st privately owned general insurance company (licensed in 2000) and currently holds the 9^th position in that market segment (ex-standalone health insurers) offering innovative general insurance solutions to individuals, families and businesses directly as well as through its intermediaries and affinity partners. The company offers Motor, Health, Personal Accident, Home & Travel Insurance to individual customers and offers specialised insurance products in Fire, Marine, Engineering, Liability & Business Interruption risks to commercial customers. Royal Sundaram also offers specially designed products to the small & medium enterprises and rural customers as well.
    ^[1] Agreement to acquire at a price of INR 15.2 billion, corresponding to an amount of EUR 186 million calculated at the 13/11/2018 EUR/INR rate of 81.74.

    ^[2] Indian accounting years with year-end in March


    · Pdf version of the press release.pdf Reported by GlobeNewswire 15 hours ago.

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    Medicine in Motion reminds patients to take full advantage of health insurance benefits before end of year

    AUSTIN, Texas (PRWEB) November 14, 2018

    The Austin-area sports medicine team at Medicine in Motion is reminding patients that as the New Year approaches, it’s time to pull out the healthcare plan paperwork to review coverage and assess how many unused insurance benefits remains. Whether it was a self-purchased plan or sponsored by an employer, most people can benefit by taking a few minutes for an insurance plan evaluation.

    “With the holidays upon us, it’s easy to forget to take advantage of your annual benefits, but patients can save hundreds of dollars by using their health insurance benefits before the end of the year,” said Dr. Martha Pyron, owner of Medicine in Motion. “Most insurance plans run on a calendar year, so now is the time to use-them or lose-them. You’ve worked hard for your health care benefits – make sure you take advantage of them.”

    Here is a look at eight points to remember for saving money in conjunction with health insurance:

    1. Annual Benefits – Any benefits with a calendar limit should be taken advantage of before the end of the year. These may include certain types of checkups and preventative health services.

    2. Disappearing Benefits – Carefully read through the insurance information provided by the employer and/or insurance company after enrolling to see if any benefits are changing with the New Year. If some are being reduced or outright eliminated, get the most of the current coverage before treatment costs go up.

    3. Health Savings Accounts (HSA) – An HSA is a medical savings account available to those who are enrolled in a high-deductible health plan. Funds contributed to an HSA aren’t subject to income tax at the time of deposit. A contributor can maximize tax savings by fulling funding their HSA account. Unused HSA funds will rollover and continue to grow each year.

    4. Flexible Spending Accounts (FSA) – This is an account established through employers for employees to place some of their pre-tax dollars into. Unlike HSA funds, unspent FSA money will NOT rollover, so it’s important to utilize those contributions before they’re gone. FSA dollars can be used for annual physicals, as co-payments for doctor visits, prescription refills, eyes exams and much more.

    5. Deductibles – The deductible is the amount of money that a patient must pay their health provider out of pocket before the insurance company will pay for any services. This fee varies from one plan to another and could be higher if a patient chooses an out-of-network doctor. Deductibles also reset when plans roll over with a new year, so those who have met their deductibles for the current year should attempt to continue or finish treatment before the fees return.

    6. Premiums – If a patient is paying his or her health insurance premiums every month, they should be using their benefits. Even if there are no signs of problems, patients should always have their annual checkups and exams as a measure of prevention and to detect any early signs of health issues that cannot be detected without a professional healthcare provider.

    7. Health Problems Can Worsen – By delaying treatment or even a checkup, patients are risking more extensive and expensive treatment in the future. What may be a simple ailment now could turn into a much bigger and costlier health issue later.

    8. Long Term Care – Insured individuals may want to confer with their employer or health insurance company to see if they offer any wellness incentives or gym membership discounts. Taking advantage of these type of health initiatives can save cash in the short term, but they can also save money in the long term by improving physical fitness and, therefore, keeping medical and insurance costs down.

    Medicine in Motion (MIM) specializes in providing top quality family medicine and treatment for sports injuries in Austin, Texas, for athletic individuals of all ages and levels. The staff at MIM believes active bodies are healthy bodies, therefore it is the office's goal to keep patients energetic and fit. To that end, MIM provides treatment of injuries and illnesses, including the use of physical rehabilitation; promotes healthy living with personal training and nutrition coaching; and offers comprehensive sports, work, and daily life injury evaluations to optimize health, activity level and sports performance. For more information or for questions regarding athlete care in Austin, contact Medicine in Motion at 512-257-2500 or visit the website at Reported by PRWeb 13 hours ago.

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    Prior to enrolling in the Health Insurance Marketplace, consumers will need to prepare by gathering necessary supporting information for each household member included on the plan.

    BEDFORD PARK, Ill. (PRWEB) November 14, 2018

    “The Health Insurance Marketplace six-week Open Enrollment Period (OEP) is now underway began Nov. 1, 2018 and continues through Dec. 15, 2018). Enrolling in the Marketplace can be daunting. But, if consumers are prepared and gather necessary information, it does not have to be an overwhelming process,” explained Bob Dial, Chief Compliance Officer, Preferred Health Insurance Solutions (PHIS).

    Dial further explained that funding for Navigators has been reduced. There are fewer resources available to assist consumers with shopping for a plan, calculating their subsidies and enrolling them for coverage for their 2019 health plan. In fact, no federally funded Navigators will be available in the states of Montana, Iowa and New Hampshire.

    The insurance professionals at PHIS are prepared to assist consumers with all their enrollment needs. Their dedicated PHIS Call Center consists of a team of CMS-certified, state-licensed, multi-lingual health, insurance professionals, that are trained to walk a client through the entire process of selecting a health insurance plan. In addition, they can respond to any questions the client may have regarding their new health insurance policy.

    PHIS provides the following checklist to assist consumers with applying or re-enrolling in the Health Insurance Marketplace:

    1. Prior to starting the application, determine who in your household needs to apply or re-enroll for coverage. The PHIS Call Center has licensed insurance professionals that provide direction to ensure the enrollee(s) get placed with a plan that best suits their health needs and budget.

    2. Information about everyone applying for coverage, such as home address, Social Security Numbers, birthdates,

    3. For re-enrollees, policy numbers and plan IDs, for any current health plans covering members of the household.

    4. Information about how taxes are filed. To reference, having past tax documents available will help ensure financial information is entered correctly.

    5. Document information for legal immigrants.

    6. Employer and income information for every member of your household that will be included on the policy. Pay stubs or W2 forms will need to be provided.

    7. Estimated household income for 2019. “Calculating household income can be confusing. It is critical that accurate financial and tax information be properly calculated in order to determine if the insured is eligible for any premium subsidies. This is why working with a licensed health insurance agent is so important. The PHIS Call Center team of multi-lingual, health insurance professionals are trained to walk a client through the entire process of selecting a healthcare plan, calculating subsidies and enrolling them for their coverage. They possess an in-depth understanding of the Health Insurance Marketplace, which allows them to respond to any questions Dial explained.

    8. Verify that there are no outstanding premium balances on their current health plan.

    Dial concluded, “PHIS licensed insurance agents are available to assist consumers with selecting the most comprehensive health insurance plan that best meets their specific needs and budget. Consumers have numerous affordable health care insurance options available to them. Working with a licensed insurance professional will provide the assurance that the best option is selected.”

    About Preferred Health Insurance Solutions: Headquartered in Bedford Park, Illinois, Preferred Health Insurance Solutions (PHIS) is a national enrollment firm specializing in the Health Insurance Marketplace as well as a variety of other ancillary health insurance products, including Dental, Critical Illness, Short Term Medical, and others. PHIS, formerly known as ACA Marketplace Enrollment Solutions (, provides enrollments services throughout the country, and through national and regional insurance carriers. Effective November 1, 2018, the health insurance Marketplace opened for enrollment. The PHIS Call Center is available to assist consumers enrolling for their 2019 health plan. Consumers can call the PHIS Call Center at 800-342-0631 or access the company’s website at Reported by PRWeb 13 hours ago.

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    A MAN used fake details to make bogus health insurance claims for himself and a made-up wife and children. Reported by The Argus 12 hours ago.

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    Older people are generally paying too much for their health insurance. Reported by 11 hours ago.

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    Revised rule would allow employers to use tax-advantaged health reimbursement arrangements as a vehicle for providing mandatory health insurance coverage, notes Cowden Associates. Proposal could affect 800,000 employers and up to 10 million workers.

    PITTSBURGH (PRWEB) November 14, 2018

    On October 29, the Trump administration published a proposed new rule permitting the use of employer-funded, tax-advantaged accounts called health reimbursement arrangements (HRAs) to purchase individual health-insurance coverage. According to preliminary estimates from the Treasury Department, once employers and employees have fully adjusted to the new rule, roughly 800,000 employers are expected to provide HRAs to pay for individual health insurance coverage to over 10 million employees.[1] “The proposal is clearly meant to provide an alternative approach to employee health coverage,” says Cowden Associates President and CEO Elliot Dinkin, a nationally known expert in actuarial, compensation, and employee benefits issues. “If it works the way it is apparently designed to work, it could have a significant impact on the health insurance market.”

    Prior to the enactment of the Affordable Care Act (ACA), Dinkin explains, HRAs served as a vehicle that allowed employees to purchase a non-group plan of their choice. Employees submitted receipts, for which their employers would reimburse them with pre-tax dollars. Several requirements in the ACA, including the creation of essential health benefits and removal of annual and lifetime limits on health insurance, curtailed this option.

    The administration’s proposal restores the ability to use HRAs for purchasing individual market insurance. A preliminary analysis by the Treasury Department indicates that the new rule could boost individual market enrollment, stabilizing the market while decreasing the number of people without insurance. The proposed rule predicts that in the absence of restrictions, employers would seek to place their unhealthy employees into HRAs so they could take on less risk in their traditional group plans. Such a scenario would increase adverse selection in the individual market and increase premiums. The proposed rule seeks to prevent this by placing restrictions on how employers decide who receives an HRA versus traditional group insurance. Employers could only discriminate based on different classes of employees (full time, part time, seasonal, covered by a collective bargaining agreement, etc.) [2]

    Payer industry groups and healthcare organizations, however, believe that changes in the regulatory environment may negatively affect health plan affordability and essential health benefit access for private insurance consumers. The experts believe that healthier individuals could drop ACA-compliant coverage for association health plans (AHPs), which would likely create a less healthy and costlier ACA risk pool. In addition, the American Medical Association and other leading provider organizations have objected to short-term health plan rules that allow individuals to enroll in plans that don’t cover essential health benefits for three years.[3]

    The proposed regulation, Dinkin notes, also eliminates the ACA employer mandate that requires the offering of a healthcare option to 95% of eligible employees and creates a new standard of affordability of the HRA tied to certain exchange level offerings.

    “Does this mean employers could offer tax-free money for health benefits completely separate from a qualified individual or group plan? The answer,” says Dinkin, “appears to be yes. The proposed rules appear to provide some flexibility to employers who would hitherto have been effectively forced either to provide benefits or cancel coverage. It also, by limiting application to entire large classes of employees, offers some protection to covered individuals. We will continue to monitor development on this topic.”

    About Cowden Associates:
    Cowden Associates, Inc., headquartered in Pittsburgh, PA, was created in 2001 by the merger of Halliwell and Associates and MMC&P Spectrum Benefits, which was founded by Jere Cowden in 1986. Currently led by President & CEO Elliot Dinkin, Cowden Associates specializes in helping corporate clients find the best solutions, both for the enterprise and for its employees, with regard to compensation, healthcare benefits, retirement and pension issues, and Taft-Hartley fund consulting. Winning Workplaces and The Wall Street Journal have recognized Cowden Associates as a “Top Small Workplace,” a lifetime designation awarded to executives for their ability to build and lead savvy organizations. For more information, visit

    1.    Morse, Susan, “Trump administration to expand use of HRAs to individual marketplace,” Healthcare Finance News, October 24, 2018.
    2.    Keisling, Jonathan, “Sizing Up The Proposed HRA Rule,” American Action Forum, October 25, 2018.
    3.    Beaton, Thomas, “Proposed Rule Alters HRAs to Allow Direct Reimbursement to Employees,” Healthpayer Intelligence, October 24, 2018. Reported by PRWeb 8 hours ago.

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    Albany, N.Y., Nov. 14, 2018 (GLOBE NEWSWIRE) -- CDPHP Insights, a vibrant online community made up of health care consumers sharing valuable feedback with CDPHP, is hosting a membership drive during the month of November to benefit the YWCA of the Greater Capital Region. For every person who joins CDPHP Insights, CDPHP will donate $1 to the YWCA, up to $2,500. 

    “I’m excited that CDPHP is partnering with the YWCA of the Capital Region for this inspiring membership drive,” said Victoria Carosella Baecker, director of community relations and corporate events at CDPHP. “We both win – CDPHP Insights, with more people whose opinions we’re interested in hearing, and the YWCA, with donations that will help further their mission of eliminating racism and empowering women within our community.” 

    “I am thrilled that CDPHP selected the YWCA of the Greater Capital Region to benefit from this year’s CDPHP Insights membership drive,” said Daquetta P. Jones, executive director of the YWCA of the Greater Capital Region. “This is an opportunity to bring awareness to our mission and the services and programs we offer to empower women and create opportunities to help them reach self-sufficiency. On behalf of our board, staff, and those we serve – thank you!”

    CDPHP launched CDPHP Insights in the spring of 2016 as a way of gathering opinions on a variety of topics, from health care and insurance, to nutrition and fitness, and more. The community currently has more than 1,400 active participants providing important feedback.

    About CDPHP
    Established in 1984, CDPHP is a physician-founded, member-focused and community-based not-for-profit health plan that offers high-quality affordable health insurance plans to members in 26 counties throughout New York. CDPHP is also on Facebook, Twitter, LinkedIn, and Instagram.CONTACT: Natalia Burkart
    518-641-5046 Reported by GlobeNewswire 5 hours ago.

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    New video shares tips for introducing dogs to each other and to new people.

    CLEVELAND (PRWEB) November 14, 2018

    With the holidays just around the corner and loved ones coming to town, now is the time for pet parents to focus on training their dogs for introductions. In Safety FURst, a new video training series produced by Embrace Pet Insurance, celebrity dog mom and certified dog trainer Laura Nativo shares helpful training tips for introducing dogs to each other and to new people.

    “While dogs are naturally social animals that are brilliant in their species-to-species communications, they don’t always automatically get along with each other. It’s important to take care of our dog’s well-being when meeting new dogs and people alike,” advises Nativo. She also notes that the key to a successful introduction is listening to your dog. “Be proactive with your dog by learning to read their body language, enrolling them in socialization classes, or hiring a positive reinforcement trainer to help your pet be less anxious about greetings,” says Nativo. It’s important to recognize that dogs are individuals with their own personalities, and some are inherently less social than others.

    Check out Laura’s full list of training tips on how to properly introduce dogs here:

    For additional video resources and information regarding dog training, check out the full Safety FURst series here:

    About Embrace Pet Insurance
    Embrace Pet Insurance is a top-rated pet health insurance provider for dogs and cats in the United States. Embrace offers one simple yet comprehensive accident and illness insurance plan that is underwritten by American Modern Insurance Group, Inc. In addition to insurance, Embrace offers Wellness Rewards, an optional preventative care product that is unique to the industry. Wellness Rewards reimburses for routine veterinary visits, grooming, vaccinations, training, and much more with no itemized limitations. Embrace is a proud member of the North American Pet Health Insurance Association (NAPHIA) and continues to innovate and improve the pet insurance experience for pet parents across the country. For more information about Embrace Pet Insurance, visit or call (800) 511-9172

    About Laura Nativo
    Laura Nativo is a TV host, pet lifestyle expert, Certified Professional Dog Trainer, Karen Pryor Certified Training Partner, and proud dog mom. After appearing on the CBS reality series Greatest American Dog in 2008, Laura embarked on a mission to make the world a better place for pets, in honor of her Pomeranian sidekick, Preston. Ten years later, Laura remains more passionate than ever about the power of positive reinforcement training to better the human-canine bond. Laura served for four years as the resident pet expert “family member” on the Emmy-nominated lifestyle show Home & Family on Hallmark Channel. She hosted two seasons of Dog Park Superstars for the Game Show Network, and has appeared on countless news and talk shows, including The TODAY Show and Inside Edition. Laura is currently in the final stages of development for a new dog TV series that will air on a major cable network. Laura’s three dogs, Preston Casanova (15), Penelope Supafly (8), and Delilah Jane Sassafras (4) all #embraced their work as professional actors, models, and their mom’s demo dogs. Look for them starring in the feature films A Dog & Pony Show and The Puppy Swap. They are the inspiration for Laura’s dedication to helping pet parents communicate with their four-legged best friends. Laura trains dogs all along the California coast, and is determined to make dog training easy, accessible, and fun for both ends of the leash.

    ### Reported by PRWeb 4 hours ago.

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    Square wants to make benefits a no-brainer for small businesses· *Payments business Square announced Wednesday it would add benefit offerings to its payroll platform.*
    · *This will allow small businesses to give employees access to benefits like health insurance and retirement savings.*
    · *This can reduce businesses' payroll tax burden, and after one-time enrollment, it will automatically factor benefits into the payroll.*

    For small businesses, it can be difficult to offer employees benefits, but now Square is making it easier.

    On Wednesday, Square announced employee benefit offerings with Square Payroll, which allows small businesses to give their employees access to benefits like health insurance, retirement savings, pre-tax spending, and workers' compensation.

    "We believe everyone should have access to great benefits and the financial security that comes with it," said Caroline Hollis, head of Square Payroll.

    Square surveyed businesses on what to add the Square Payroll, and businesses agreed that adding benefits is one of the most difficult parts. Businesses can face some red tape when it comes to benefits, but by offering benefits, this can help reduce businesses' payroll tax burden.

    "We've heard again and again from sellers what a pain point payroll is," said Alyssa Henry, seller lead at Square. "We've heard that many of them are doing it on paper or avoiding taxes."

    On Square Payroll, business owners can select benefits that fit their budgets, and after they enroll, the benefits will automatically sync with the payroll. And they can access payroll information such as benefits enrollments and contributions on a dashboard.


    *Read more: Square, the $30 billion payments company, is finally launching the futuristic cash register it's dreamed of since day one*


    To make these benefits possible, Square Payroll partnered with companies like SimplyInsured, Guideline 401(k), Alice, and AP Intego.

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    Villers-lès-Nancy, 14 November 2018 - 6:00 p.m. (CET)


    · *Q3 2018 revenue: + 19.20 %*
    · *9 month revenue: + 15.69 %*
    · *Very positive outlook for international markets*

    *€m (IFRS 15)* *2018* *2017* *Change*
    Q1 34.59 30.83  + 12.19 %
    Q2 37.56 32.44  + 15.81 %
    *Q3 **(unaudited)* *35.43* *29.72* *+ 19.20 %*
    9 month YTD 107.58 92.99 + 15.69 %

    · Application of IFRS 15 "Revenue from contracts with customers" as from 1 January 2018. All figures presented in the press release have been restated to eliminate the impact of IFRS 15's application. 

           In Q3 2018, the impact for the Group of IFRS 15's application is €5.03 million on a restated basis. Year-to-date at 30 September 2018, the impact for the Group of IFRS 15's application is €16.96 million on a restated basis. These changes are derived almost entirely from the Fintech Division, with the impact on the other activities nonsignificant.
       ·       Pharmagest Group achieved excellent performances in Q3 2018 with revenue reaching €35.43 million up 19.20% from Q3 2017 (€29.72 million).

           Like-for-like (restatement of CAREMEDS-MULTIMEDS, AXIGATE, MACROSOFT HOLDING), Q3 2018 revenue amounted to €34.09 million, already representing solid growth of 14.69% vs. Q3 2017.
       ·       All Pharmagest Group Divisions registered gains and contributed to this performance.
       ·       For the first nine months of 2018, revenue reached €107.58 million with 15.69% growth same period last year. Like-for-like (excluding the acquisitions of CAREMEDS-MULTIMEDS, AXIGATE, MACROSOFT HOLDING), revenue year-to-date was €101.11 million, up 8.74% compared to the first nine months of 2017.
     *Operating highlights at 30 September 2018*

    · *The Pharmacy - Europe Solutions Division* was up 14.63% (vs. Q3 2017) on revenue of €27.20 million. At 30 September 2018, the Division sustained a good level of growth (+11.77% in relation to 30/09/2017) with revenue of €83.53 million; the Italy Pharmacy Business Line contributed €3.65 million since its integration on 01/04/2018. This Division accounts for 77.65% of the Group's total revenue.
    · *The Health and Social Care Facilities Solutions Division* confirmed its very strong momentum in Q3 2018, up 61.36% with revenue reaching €5.10 million. This excellent performance was boosted by the effects of MALTA/DICSIT's commercial entities restructuring and the integration of the first results of the AXIGATE solution linked to the call for tenders of the Armor regional hospital group awarded in 05/2018 (€1.9 million in Q3 2018). At 30 September 2018, this Division had revenue of €13.95 million, up 47.64% from 30 September 2017 and representing 12.97% of the Group's total revenue.
    · *The e-Health Solutions Division* had revenue of €2.76 million, up 8.71% from the Q3 2017. The e-Connect Business Line, benefiting from the impact of the SMR (Shared Medical Record), contributed €2.09 million. At 30 September 2018, this Division had revenue of €8.83 million (including €0.95 million from the integration of CAREMEDS-MULTIMEDS), up 13.33% from one year earlier and representing 8.21% of the Group's total revenue.
    · *The Fintech Division* achieved further gains in Q3 2018 with revenue maintaining the pace of 25% registered at 30 June (revenue: €0.37 million). This Division at 30 September 2018 had revenue of €1.27 million compared to €1.01 million one year earlier and representing 1.18% of the Group's total revenue.

    *Significant events after 30 September*

    As part of its strategy to build a global European ecosystem, *the Group is continuing to develop additional technological building blocks to reach new users.* On that basis, its subsidiary MALTA INFORMATIQUE recently confirmed the launch of a new innovative tele-consultation solution for elderly assisted-living facilities (EHPAD) for improving continuity of care and facilitating communication between the patients and their care network (medical and family).

    At the same time, *Pharmagest Group is opening up its healthcare platform and building a genuine portfolio of collaborative partnerships.* Most recently, the Group has announced the signature of decisive strategic partnerships:

    · through the agreement with Korian (manager of the largest European network of nursing homes, specialised clinics, assisted living facilities, home-based care and hospitalisations), Pharmagest Group reinforces its position as a leading provider of innovative assisted living solutions by helping seniors remain in their homes while demonstrating CareLib home-based care digital solutions in action;
    · by partnering with the Nancy Regional and University Hospital in implementing a remote monitoring solution for chronic kidney disease patients through its eNephro solution, the Group demonstrates the efficacy of its telemedicine and AI solution when applied to a chronic illness. This system was moreover qualified for the French ETAPES programme (experimental telemedicine solutions for improving health care pathways) spearheaded by the French Directorate-General for Healthcare Services (Direction Générale de l'Offre de Soins or DGOS). This entity ensures the coverage of financial costs and reimbursement by the French health insurance system for monitoring patients in certain dialysis units (UAD - autonomous dialysis units), (UDM - medical supervised dialysis). This advance thus highlights the originality and innovation of this technology and supports Pharmagest Group's ambitions to develop and test new telemedicine and remote monitoring solutions;
    · by combining its software expertise with that of Cegedim, these major two providers of technological innovations for healthcare will propose a reliable and secure system for exchanging information providing interoperability for all healthcare professionals in both the non-hospital and hospital segments, and in this way contribute to greater efficiencies across healthcare pathways in France and improve patient care.


    With solid growth to date that will contribute positively to FY 2018 earnings, Pharmagest Group's management is confident in meeting its targets at year-end. 

    In Europe, Pharmagest Group has ramped up communications initiatives and the presentation of its innovative solutions and will continue its policy of developing strategic technological partnerships.

    In international markets, the recent expansion of the Group's offerings is opening up new opportunities and growth prospects for its businesses outside of Europe. The Group confirms its upcoming participation in leading international trade fairs (MEDICA in Düsseldorf, 12-15 Nov. 2018 and CES Las Vegas, 8-11 Jan. 2019). It also intends to build on the recent achievement of Box Noviacare(TM) as the Product of the Year Award and Gold Award Winner in the Innovation and Technology category at the Hong Kong Electronics Fair to raise the visibility of its offering and illustrate the relevance of its solutions. This recognition further bolsters its promising growth prospects, particularly in Asia, for all its innovative technologies.

    *Financial calendar:*

    · Publication of 2018 annual revenue: 14 February 2019

    *About PHARMAGEST Group**:*

    Pharmagest Group is the French pharmacy information technology leader, with a market share of more than 42% and more than 1,000 employees. The Group's strategy is based on a core business of improving healthcare through information technology innovation and developing two priority areas: 1/ Services and technologies for healthcare professionals, with a focus on assisting pharmacies in the area of patient medication compliance; and 2/ technologies for improving the efficacy of healthcare systems.
    This strategy is executed through specialised business lines developed by Pharmagest Group: pharmacy IT solutions, e-Health solutions, solutions for healthcare professionals, solutions for pharmaceutical laboratories, connected health devices and apps, and a sales financing marketplace...
    These businesses are divided into four divisions: Pharmacy - Europe Solutions, Health and Social Care Facilities Solutions, e-Health Solutions and FinTech.

    Listed on Euronext Paris(TM) - Compartment B
    Indices: CAC^® SMALL and CAC^® All-Tradable par inclusion
    Eligible for the Long-Only Deferred Settlement Service (SRD)
    ISIN: FR 0012882389 - Reuters: PHA.PA  - Bloomberg: - PMGI FP

    *For all the latest news go to *


    *Analyst and Investor Relations : *
    Chief Administrative and Financial Officer : Jean-Yves SAMSON
    Tel. +33 (0)3 83 15 90 67 -

    *Media Relations: *
    Tel. +33 (0)1 39 97 61 22 -


    · PHARMAGEST INTERACTIVE: Q3 2018 revenue: + 19.20 %.pdf Reported by GlobeNewswire 4 hours ago.