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Visit One News Page for Health Insurance news from around the world, aggregated from leading sources including newswires, newspapers and broadcast media. Search millions of archived news headlines. This feed provides the Health Insurance news headlines.
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    The Times carried a story on Friday, citing that the Britons will from next week start receiving weekly information bulletins from the UK government about how to ensure they’re ready for a disorderly Brexit, Reuters reports.

    The newspaper added that the information will be distributed as “bundles” to consumers and companies as the UK prepares for the exit from the European Union (EU) on March 29, 2019.

    Further, the small businesses will be given information about how to make customs declarations while British holidaymakers will be told to buy health insurance in case current reciprocal deals end, the newspaper noted.

      Reported by FXstreet.com 23 hours ago.

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    The latest offering follows a template that has worked well in the past. Reported by Motley Fool 19 hours ago.

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    Friday: Diversity at the newest U.C. campus, increasing health insurance premiums and “The Brady Bunch” house is for sale in Los Angeles. Reported by NYTimes.com 19 hours ago.

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    Cigna's CEO explains why the problem with healthcare in America has nothing to do with employers· *The CEO of health insurer Cigna, David Cordani, says the problem with America's healthcare system is that most of the money is being spent on intervention after people already are sick. Cordani believes we need to spend more money and resources keeping people healthy in the first place.*
    · *Cordani says that it makes sense for Americans to get health insurance through their jobs. He argues that employers have a vested interest in keeping employees healthy.*
    · *Cordani is disappointed that America let the opioid crisis get to where it is today. He believes the solution to that problem, and many other problems in healthcare, will rely on more personalization. *

    --------------------

    David Cordani is the CEO of health insurance company Cigna. Cigna is acquiring Express Scripts, the largest standalone pharmacy benefit manager, in a $67 billion deal that includes $15 billion of debt. Cordani sat down with Business Insider's Sara Silverstein to talk about the merger, the future of healthcare, and his new book “The Courage To Go Forward.” Following is a transcript of the video. 

    *Sara Silverstein*: So first tell me what the plan is with Express Scripts, why merge with them?

    *David Cordani:* Sure, so we're a global health service company we're fortunate, we have 95 million customer relationships around the world. As we look at all of our business including in the United States, we see that still the number one need for Americans is to improve affordability and to do so in a very personalized fashion. Pharmaceutical services have quickly grown to about 25% of the overall cost equation, with specialty pharmacy being about two-thirds of that 25% and about half of that is in the medical part of the promise. So, it presents an opportunity to further improve affordability. Also, further improve quality because in America when there's a gap in healthcare, so evidence based care is not followed, it typically ties to a pharmaceutical. So that's point one. Point two is it expands our distribution reach. There's a lot of ways in which Express Scripts distributes to employers, health plans, or governmental agencies that we don't. So it expands our distribution reach to touch more lives with our behavioral services, our well-being services. So, improve affordability and personalization for our clients and customers, improve quality, and then expand reach, or touch more lives.

    *Silverstein*: And how are you going to increase affordability?

    *Cordani:* Yeah, so first you always need to have a strong foundation. Cigna's delivered the lowest or the best medical cost trend in the industry five years running. And 2018 will be six years running. And we do so by engaging the individuals, trying to lower health risks, keep people healthy, and then improve the quality of healthcare that's delivered. Express Scripts has also delivered differentiated medical cost trends. So we're building off of strength. But the way we further build off that strength is further tighten and strengthen the relationship between an individual or patient with their physician — we do that quite well through our “Collaborative Accountable Care” relationships. Two, use actionable information to predict or identify health risks before they happen, So, a prediabetic before they become diabetic, a coronary risk patient before they have the heart attack, a high-risk maternity mom, and help that mom go full-term, that's how you improve overall cost and quality, and the combined capabilities, as well as information, enable us to do that even better.

    *Silverstein*: And what do you think will change about the way that healthcare looks in the future?

    *Cordani:* I think the biggest change we aspire for and as a company we're driving toward, is more personalization. So what do I mean by that? Typically in the United States, most healthcare is purchased, the programs are purchased, insurance and related services, through some intermediary, an employer, a governmental agency. And they do good jobs to try to get the right package for the benefit of individuals, but nobody's average, we're all very unique. So, through information, and through technological innovation, you get a lot more personalization to the coverage, to the modalities of communication, to the access profile that works best for an individual so I think you'll see a lot more personalization of engagement from that standpoint. And secondly, for the medical professionals, doctors, as well as the manufacturers of devices, and pharmaceuticals, the rewards need to be much more oriented around the outcomes and the quality than the consumption. So those are the two big changes we see and we're fueling and driving as a corporation.

    *Silverstein*: And do you think it makes sense at all for healthcare to be tied to employers anymore given how much our workforce has changed?

    *Cordani:* Yeah so in the United States greater than 50% of Americans today get their health services support through an employer. That, that is a manifestation from a long time ago post World War II wage controls that existed, but, but we are where we are. Answer to your question is yes, I do. And the reason why is: an employer actually has a vested interest in helping to keep their employees healthy, and productive, and present from a work standpoint. Two, the worksite and the culture of an employer create some mechanisms to engage an individual, ways to communicate, ways to provide on-site care, ways to provide peer support, program support, etc. So there's incentive alignment, there's culture you could pull against and support it, and then there's delivery mechanism. So we think the answer is yes, and we have a ton of bright spots where we could point to employers that have innovated with us and we've innovated with them. And their employees and therefore their business is better off and those employees family members are better off 'cause they're getting better, more comprehensive healthcare.

    *Silverstein*: And what do you think makes America different? Why are we spending so much on healthcare? Can you point to one thing that like our policies, or something in America that is a problem?

    *Cordani:* Yeah, so our system is quite different, right? We're a global company, we do business all over the world. So we're able to see systems in the most developed OECD countries and developing countries around the world. There's multiple differences. First and foremost, the United States is the largest sick care interventionist system in the world. We spend the majority of our money and resources addressing people once they're sick. We need to spend some more of our resources keeping people healthy in the first case, and identifying people who are at risk of health events and lowering those health risks. Some other countries do that better through social service support, poor community based health support, etc. Secondly, we have more specialists and more hospitals per capita than any other OECD countries and less primary care, be it OBGYN, pediatrician, family practitioners, and, and we need to moderate that a little bit, to, again, help coordinate the whole person on the front end. There's trade-offs in the way we've built our system. As a company we've had great success partnering with physicians through what we call, “Collaborative Accountable Care” relationships, we have 375 of which that are up and running with physicians, and another 125 with hospitals, and we're working more comprehensively. But in a nutshell, we wait too long in terms of trying to fix somebody once they're sick, as opposed to engage on the front-end and keep people healthy in the first place, that's where Cigna expends a lot of resources. Secondly, we spend a lot more money on the high cost intervention, as opposed to enabling the primary care physician, the geriatrician, the pediatrician, to have more resources to help to coordinate care for individuals. And we have a different pricing scheme relative to some of our services, be they pharmaceutical or otherwise, versus other parts of the world.

    *Silverstein*: And when you look at the opioid crisis, what do you think is something — what will help that? What do we need to do?

    *Cordani:* In a way the opioid crisis is first, it's something our country should be quite disappointed we allowed to transpire, because essentially we've systematically poisoned our population in a way in-terms of the mass consumption of opioids. But if you step back, it's another example that reinforces we try to answer problems with interventions. So, have a problem, have an intervention. As opposed to more comprehensively helping individuals manage pain. So stepping back, we consume the vast majority of the worlds pharmaceutical opioids for 5% of the world's population. That doesn't really make sense. As a company we stepped forward about two and a half years ago and said we're going to reduce the consumption of pharmaceutical opioids by 25% for our customers working hand in glove with physicians to bring the consumption back to pre-epidemic levels. And we sought to do that in three years. I'm proud our company did it in 22 months. And now we step forward and said in cities around the United States, we're stepping forward with a pledge to reduce the rate of opioid and overdose related deaths by 25%. And the way you do that is one person at a time, and working hand in glove with medical professionals and community leaders. So, to me it's a problem that is really symptomatic of an overconsumption of health services unnecessarily and not addressing the whole person in coordination with the physician and the bright spot is when you work collaboratively with the physician and the individual you could move the needle forward, and I'm proud of what our company did.

    *Silverstein*: And how do you do that on such a large scale, because like you said it is a very one-to-one thing and how do you create an incentive to not — to reduce the number of prescriptions without hurting people?

    *Cordani:* Yeah, I know, really important and powerful question. So, when you're a large corporation, no matter what industry you're in, the risk is that you kind of come at things in a homogeneous way. We believe everything is local. All healthcare is personal, all healthcare is local. So we operate a very localized model, aided by global resources. So the engagement happens with the local practicing physician, with our physician leaders talking hand and glove with those individuals. It comes with convening community leaders, faith based leaders, employers, elected officials, locally. Because the solution in Community A is different than the solution in Community B based on the local orientation. And in fact, our strategy is: “go deeper, go local, go beyond.” So we're quite serious about that localization in terms of the personalization, the engagement at the local level, and trying to drive it. But it's with the clinicians, not to the clinicians. And it's with the consumer or patient not to the consumer or patient.

    *Silverstein*: And going back to Express Scripts when you look at a merger and when you look beyond just the synergies and the business opportunities, what else are you looking for? What culture or management things are you concerned about?

    *Cordani:* Yeah, I think which culture is quite important because, again, we're a global health service company we're not an insurance company. We exist to improve the health, well-being, and sense of security of the people we serve. We're a service based company. So you start with a notion of purpose. What is your purpose? We're a publicly traded company, and we get that. We're a performance oriented company, we get that. But you could also be mission based. So looking at a culture that is market oriented, commercially oriented, consumer oriented, respect and understand the clinical community, and want to work with others, and partner with others. Second, a deep empathy and humanity. So, I was with the Express Scripts team on Monday of this week, all day in Saint Louis, meeting with colleagues talking about — and there's a deep passion of community based orientation. When you have those ingredients and an open mindedness relative to sustained innovation, success is possible. If you're not commercially oriented, if you're not consumer oriented, if you don't deeply respect the clinical community, if you're not community oriented, if you don't have the empathy and humanity in your, in your coworkers — we have 47,000 colleagues, they have 27,000 colleagues, it's tough to be a service company. So that fiber is quite important and both companies share that fiber.

    *Silverstein*: Great, and you have a new book, “The Courage To Go Forward,” can you tell me what inspired that?

    *Cordani:* Yeah it's my only book, it's not the new book so it's the only one I ever penned. And I was fortunate to coauthor it with the founder of Achilles International. Achilles International is a not-for-profit that focuses resources on helping people, largely with disabilities, both physical and otherwise, set goals, pursue those goals have support around them, and complete those goals. We've partnered with them for about a decade. I've personally been highly active with them for eight of those 10 years, and there are some really powerful stories that we wanted to tell, their founder and myself, in the book around these profiles in courage of individuals overcoming phenomenal obstacles, to set goals that many people would think are impossible and then introduce a little recipe of how you pursue those goals, because you just don't will them to happen. And then we introduce this theme of micro communities, how very small aggregations of individuals one, two, or three could wrap around and support an individual in pursuit of that goal. So we wanted to tell the stories, because there's many stories in there, we wanted to introduce the recipe, and with an objective of helping people have the courage to set goals that they may think are out of their reach, and help individuals realize that you can change people's lives one at a time by activating in these micro communities and lastly the purpose was quite noble because 100% of the proceeds go to benefit Achilles International and further that mission.

    *Silverstein*: And can you tell me what a micro community is?

    *Cordani:* So, a micro community it’s a term we made up, right? So what it means to me is, I'll give you a concrete example. Double amputee wounded veteran, sets a goal to — of running their first ever marathon on prosthetics. Never ran a marathon before they had prosthetics. Not a goal that's seems achievable. One or two people wrap around that individual, and do everything humanly possible to enable that goal to be achieved, they're gonna pull from other resources but, the intimacy of those one or two people and I've had the blessing and fortune of being that one or two persons many times, and seeing the power of that, and failure is not an option, and we're going to achieve that goal and then the leverage effect afterward for that person who realizes that goal was achieved to set other goals in their lives. One of the — one of the gentlemen, the first person I ever guided, Matias, he set a goal to actually become a police officer. He was a double amputee. Well he had to accomplish all of the able-body tests, which were largely deemed to be impossible, failed multiple times along the journey, today he's a Long Island Police officer. So that’s — those are the powerful messages you want to get through. But the micro communities are essentially to instill the ability for one or two individuals to make huge change, and then the leverage effect of that.

    Join the conversation about this story » Reported by Business Insider 15 hours ago.

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    For the first time in six years, the portion of U.S. workers offered health insurance through their employer has risen, a sign a tighter labor market is prompting businesses to offer more generous benefits. Reported by Wall Street Journal 13 hours ago.

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    Four months post launch, the Israeli-based global insurance quotes marketplace platform now have over 70 companies and over 12,000 agents on board.

    REHOVOT, Israel (PRWEB) July 21, 2018

    Insuranks.com, the Israeli technology startup company and global intermediary online insurance quotes marketplace platform, was officially launched several months ago, yet it already has over 70 registered insurance companies and 12,000 insurance agents on board.

    The free marketplace & community platform allows insurance companies and agents to join and participate in bidding on insurance consumer quote requests. The winning bidders can then manage the policyholder online through desktop or mobile devices.

    Insurance consumers, which are named Insurankers on the platform, for their great role in the community of submitting feedback on their chosen insurers service levels, rankings that then aggregates in to an overall Insuranks Score. Which serves as the insurance companies and agents reputation on the platform.

    Insuranks ranks the best insurance companies and agents based on these rankings for over 200 supported insurance categories and serves the 10 best insurers to their users, among the categories:

    Car Insurance Quotes
    Motorcycle Insurance Quotes
    Life Insurance Quotes
    Health Insurance Quotes
    Home Insurance Quotes
    Business Insurance Quotes
    Travel Insurance Quotes
    Pet Insurance
    Auto Insurance

    And many many others. Even some less mainstream ones, like:

    Nuclear Incident Insurance
    Celebrity body parts insurance
    Zombie Apocalypse Insurance
    And Alien Abduction Insurance

    The online marketplace and community was created to create a better global insurance experience for all sides of the industry and make insurance more accessible, simple and friendly, which includes mobile friendliness.

    The platform is currently free for use for all sides of the industry and is looking to evolve globally and technologically in order to disrupt and recreate insurance for everyone’s benefit.

    Sources:

    Facebook
    YouTube
    Inc.com
    Twitter
    LinkedIn
    CrunchBase
    YCombinator
    Tumblr
    Bloomberg
    Manta
    USA Today
    Washington Post Reported by PRWeb 22 hours ago.

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    Analysts at Australia and New Zealand Banking Group (ANZ) offer their insights on the *Australian *Q2 CPI report due out this Wednesday at 0130 GMT.

    *Key Quotes:*

    “We expect Q2 inflation data to show that any acceleration in inflationary pressures remains very gradual. Headline inflation will likely tick up to 0.5% q/q, due to a rise in petrol prices, the seasonal increase in health insurance premiums and the regular tobacco indexation. 

    Core inflation is expected to be steady at 0.5% q/q and 1.9% y/y, just below the RBA's target band. Weak wage pressures and retail competition continue to weigh on core inflation.”

      Reported by FXstreet.com 5 hours ago.

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    A recent federal court lawsuit by a private individual accusing Laboratory Corporation of America (LabCorp) of violating the Health Insurance Portability and Accountability Act was dismissed Reported by Mondaq 18 hours ago.

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    The five counties in the Philadelphia market will be among the 31 in Pennsylvania that will see more health insurers offering Obamacare coverage in 2019. The Pennsylvania Department of Insurance on Monday released company-specific rate filing requests for individual and small group health insurance plans under the Affordable Care Act, which state Insurance Commissioner Jessica Altman said contained minimal rate increases and increased choices for many consumers. “The rate filings indicate that… Reported by bizjournals 15 hours ago.

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    State regulators require health insurers to disclose executive pay as part of extensive annual financial filings used to monitor the companies' finances. Here's a look at the 20 companies that filed the disclosures in Pennsylvania and New Jersey for 2017. Reported by philly.com 12 hours ago.

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    Many Medicare and Medicare Advantage patients could find that Walmart's $4 generic prescription drug program could be cheaper than their own health insurance plan. Reported by nola.com 16 hours ago.

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    Jared Kushner's brother is engaged to model Karlie Kloss. Here's everything we know about the millionaire power couple.· *The millionaire entrepreneur and investor Joshua Kushner and his girlfriend, the model Karlie Kloss, announced their engagement on Tuesday. *
    · *The couple has been together for six years but has mostly attempted to keep their relationship private. *
    · *Here's what we know about the couple's relationship — as well as their unconventional relationship with the White House. *

    --------------------

    Joshua Kushner, the younger brother of the White House adviser Jared Kushner, is officially engaged to model Karlie Kloss. 

    The pair seems to have confirmed People magazine's report of their engagement on Instagram, with Kushner posting a photo of Kloss captioned "fiancé."

    "I love you more than I have words to express. Josh, you're my best friend and my soulmate. I can't wait for forever together. Yes a million times over," Kloss captioned her own Instagram post. 

    The couple made headlines earlier this year when they posted photos from the March for Our Lives, the anti-gun-violence rally in support of stricter gun-control measures that took place in many US cities and towns in March.

    Kushner and Kloss had remained quiet on politics, including about their connections to the Trump family. And while the duo have dated for more than five years, they rarely speak publicly about their relationship.

    In light of the well-connected couple's engagement, here's a look at the life of Joshua Kushner and Karlie Kloss:

    *SEE ALSO: 2 under-the-radar members of the Trump family are quietly speaking out in support of gun control*

    -Joshua Kushner rose to prominence in his 20s as an entrepreneur and venture capitalist.-

    In 2009, at age 24, Kushner founded the venture-capital firm Thrive Capital.

    Two years later, he raised $40 million from investors including Princeton University and Peter Thiel, a venture capitalist known for his investments in tech companies such as Facebook and his support of Trump in the 2016 presidential campaign.

    Thrive was an early investor in Instagram, as well as in startups including Warby Parker, Kickstarter, and ClassPass.-Kushner helped found Oscar Health in 2012.-

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    The health-insurance startup, which aims to use tech to provide a more consumer-friendly insurance option, is now worth $2.7 billion.-Karlie Kloss, meanwhile, has been working as a model since her teenage years.-

    Kloss skyrocketed to prominence in 2007, when she was 15.

    By 2010, she was a big enough name to appear on "Gossip Girl" as herself. (Ironically, Ivanka Trump and Jared Kushner also appeared on the show in 2010, though in a different episode.)

    The model has often made headlines because of her close friendship with Taylor Swift. In 2015, Kloss started Kode With Klossy, a charity that encourages girls to get involved in coding and tech.
    See the rest of the story at Business Insider Reported by Business Insider 13 hours ago.

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    Rob Shriver brings track record of success in health reform implementation, health exchange turnaround and multi-state partnerships

    WASHINGTON (PRWEB) July 25, 2018

    Strategy, enterprise design and technology service provider IdeaCrew today announced that Rob Shriver has joined the company as Vice President for Business Development. He will focus on business strategy and further expanding IdeaCrew’s growing presence in cloud-based benefits enrollment and health services for individuals and businesses.
    Shriver comes to the position after four years as a top executive at the DC Health Benefit Exchange Authority. There, he directed all operations and technology for DC Health Link, the District’s on-line health insurance marketplace serving 100,000 customers. Rob led a turnaround effort that took DC Health Link to the top of the class among exchanges in the country, garnering multiple national awards for DC Health Link. Rob also conceived of, negotiated, and oversaw implementation of the first-in-the-nation partnership between DC Health Link and the Massachusetts Health Connector under which DC deployed and now operates Massachusetts’ small business health insurance exchange.

    “Rob is an innovative leader with a uniquely well-rounded record of success,” said Dan Thomas, CEO of IdeaCrew. “His previous work as an exchange operations executive, CIO, policy-maker, and government lawyer means that he understands the full range of challenges that government and industry leaders face. We are excited to have Rob’s strategic leadership as we shape our cloud-based technical solutions to empower industry executives and government leaders to carry out their mission.”

    “IdeaCrew’s customer-centric focus sets it apart from its competitors,” said Shriver. “States and businesses are recognizing that they need nimble solutions that empower them to deliver services rapidly and transparently, with the ability to scale up and down to meet demand. IdeaCrew has the commitment, experience and smarts to deliver what they need.”

    Previously, Rob worked in President Obama’s Administration at the U.S. Office of Personnel Management. At OPM, Rob stood up a new Affordable Care Act program that reached nearly 40 states covering half a million people at its apex. Rob also served as the agency’s deputy general counsel for policy. Before that, he was a lawyer for the National Treasury Employees Union.

    IdeaCrew is a full-service technology consultancy that develops and operates modern technology solutions for public and private organizations. Clients in need of new ideas and better solutions turn to IdeaCrew as a trusted source and partner.  For 15 years, IdeaCrew’s service-oriented culture has extended the reach of our clients as they do important work. Learn more at ideacrew.com.

    CONTACT: media(at)ideacrew(dot)com Reported by PRWeb 21 hours ago.

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    Growing Number of Healthcare Data Breaches and Rise in Medical Identity Theft Underscore Need for Greater Concern About Health Data Safety

    ATLANTA (PRWEB) July 25, 2018

    Americans may have a false sense of security about the privacy and safety of their personal medical information, suggests a new survey from SCOUT, a healthcare marketing agency specializing in rare diseases.

    The survey, conducted with The Harris Poll as part of a new research series called SCOUT Rare Insights, found that less than half of American adults (49 percent) are extremely or very concerned about the security of their personal health information (e.g., diagnoses, health history, test results), despite a mounting number of medical data breaches and a booming market in medical identity theft.

    By contrast, 69 percent of U.S. adults said they are extremely or very concerned about the security of their personal financial information (e.g., credit card details, bank account numbers, financial passwords).

    "We need to be much more aware and concerned about the safety of our health data," said Raffi Siyahian, principal at SCOUT. "First, the risk of having your medical data exposed is pretty significant. And second, the consequences of someone gaining unauthorized access to your personal health information can be far more damaging than having someone illegally access your personal financial information."

    According to the Health and Human Services Office of Civil Rights, healthcare data breaches are on the rise, with millions of medical records being lost, stolen or inappropriately disclosed each year. Some breaches result in the exposure of extremely sensitive data -- last year more than 7,000 patients of a Manhattan hospital center had their private health information revealed online, linking their names and home addresses to such details as their medical and mental health diagnoses, HIV status, addiction histories, and exposure to domestic violence.

    The thriving business of medical identity theft is another threat to the safety of personal health information. Stolen medical files command top dollar because criminals can use them in a multitude of ways, from obtaining prescription drugs and expensive medical services to perpetuating insurance and tax fraud.

    "If your financial information is stolen, your bank will usually tip you off pretty quickly and there are laws in place to help limit your liability," said Siyahian. "By contrast, it can take months to spot something unusual in your medical record, and there aren't the same protections to reduce your damages. We need to guard and monitor our health insurance cards and medical service statements as rigorously as we guard and monitor our credit cards and bank statements."

    In other findings, the Scout Rare Insights survey revealed that only 36 percent of American adults currently use an online portal to access their personal health information, with those aged 35 and up more likely to use a portal than those aged 18 to 34 (39 percent vs. 28 percent). Among the 64 percent of U.S. adults who choose not to use an online health portal, the top reasons cited were a preference for discussing their health in person (47 percent) and concerns about the security of accessing their health information online (39 percent).

    The survey also found that the type of personal health information Americans are most concerned about being mishandled or shared without their permission is information related to diagnosed medical conditions and diseases (31 percent).

    About SCOUT Rare Insights

    SCOUT Rare Insights is a new series of survey-based reports examining topical issues from a healthcare perspective. The surveys will be sponsored by SCOUT and conducted by The Harris Poll. Both companies are members of The Stagwell Group.

    About the Survey

    This first SCOUT Rare Insights survey was conducted online within the United States by The Harris Poll from May 10-14, 2018 among 2,033 U.S. adults ages 18 and older. The survey is not based on a probability sample and therefore no estimate of theoretical sampling error can be calculated. For complete survey methodology, including weighting variables and subgroup sample sizes, contact Raffi Siyahian at Rsiyahian@findscout.com.

    About SCOUT

    SCOUT is a leading healthcare marketing firm with special expertise in rare diseases, orphan drugs and specialty pharmaceuticals. Headquartered in Atlanta, with additional offices in Chicago, San Diego and New York, the company has successfully helped clients achieve their business and brand goals since 1999. A separate division of the company is a driving force in consumer marketing. To learn more, visit https://findscout.com/.

    About The Harris Poll

    The Harris Poll, part of Harris Insights & Analytics, is one of the longest running surveys in the U.S., tracking public opinion, motivations and social sentiment since 1963. The company works with clients in three primary areas: building corporate reputation, crafting brand strategy and performance tracking, and earning organic media through public relations research. Learn more by visiting http://www.theharrispoll.com. Reported by PRWeb 13 hours ago.

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    Free food may become a thing of the past in Silicon Valley — but there are plenty of other incredible perks companies like Facebook and Google offer their employees· *Facebook, Google, Netflix, and other top companies in the US are competing for the best talent out there.*
    · *To compete, they offer some of the best benefits and perks around.*
    · *But, considering a recent ban in Mountain View, California, on free cafeteria food — and another ban that may soon follow in San Francisco — companies may have to look beyond free grub to attract new hires.*
    · *See which companies are raising the bar and going beyond free food to attract top talent.*

    --------------------Most of us spend a majority of our waking hours at work, so it's only natural that we want to enjoy our time in the office as much as we can. And perks help with that — a lot.

    According to career site Glassdoor, more than half (57%) of all workers say perks and benefits are among the top things they consider when deciding whether to accept a job, and almost 80% of employees say they would prefer new benefits over a pay raise.

    That's why some employers are raising the bar and going beyond standard vacation days, health insurance benefits, and 401k matching to attract top talent.

    Companies like Airbnb and Google offer unique and surprising perks like travel stipends and death benefits, Glassdoor reports, while Facebook and Netflix have upped the ante for companies wanting to support new parents.

    "Benefits and perks matter because they're an added piece of the total compensation puzzle," Scott Dobroski, Glassdoor's career trends analyst, told Business Insider. "Job seekers should understand what benefits and perks an employer may be offering, and do their research ahead of time to find companies that offer benefits that matter most to them."

    Employees rated some of their favorite employee benefits on Glassdoor. The following perks are not only unique, but they also received a rating of at least 4.0 out of 5.0 on Glassdoor.

    *SEE ALSO: San Francisco Bay Area cities are cracking down on free food at Facebook and other tech companies*

    *DON'T MISS: The 20 most flexible jobs for working parents*

    -Generous paid parental leave at Netflix-

    Netflix offers one paid year of maternity and paternity leave to new parents. The company also allows parents to return part-time or full-time and take time off as needed throughout the year.-'Yay Days' at REI-

    REI encourages its employees to get outside by offering two paid days off each year, called "Yay Days," to enjoy their favorite outside activity.-Paid time off for volunteering at Salesforce-

    Salesforce employees receive six days of paid volunteer time off a year, as well as $1,000 a year to donate to a charity of their choice.
    See the rest of the story at Business Insider Reported by Business Insider 6 hours ago.

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    High Schools are now utilizing the latest ezPaycheck 2018 payroll software to teach students about income tax and other deductions from paychecks. Get the details at http://www.halfpricesoft.com.

    NEW YORK (PRWEB) July 27, 2018

    Updated ezPaycheck 2018 payroll software from Halfpricesoft.com is available for teachers teaching tool to teach students in High Schools just how far a paycheck really goes. Students can now view the deductions that are taken out of paychecks and how much the employee actually brings home in a paycheck.

    "Latest ezPaycheck payroll software can provide a valuable learning tool to High Schools around the US in how to prepare for the job world." said Dr. Ge, founder of Halfpricesoft.com.

    Students in the program receive a weekly or monthly paycheck printed by ezPaycheck that will reflect the wage level of the chosen career. Students get to see what the take-home pay would be after deductions for taxes, health insurance and savings plans.

    ezPaycheck payroll software is ideal for school programs because teachers have the following features:· Set up virtual bank accounts
    · Print life-like checks (based on virtual funds)
    · Create unlimited virtual businesses
    · Use with an unlimited number of students
    · Assign pay rates to students that reflect real-world wages for chosen careers
    · Program deductions for taxes using actual federal, state and local tax rates (updated annually)
    · Program deductions for health insurance and savings plans

    Customers can sample ezPaycheck payroll software and all of the features for up to 30 days. Beyond 30 days, a full-use license key can be purchased for just $99 per installation, per single user version. (Released each calendar year)

    There is never a cost or obligation to test this low cost, high quality software application. Download at http://www.halfpricesoft.com/index.asp.

    About Halfpricesoft.com
    Halfpricesoft.com is a leading provider of small business software, including payroll software, employee attendance tracking software, accounting software, check printing software, W2, software, 1099 software, and ezACH direct deposit software. Software from halfpricesoft.com is trusted by thousands of customers and will help small business owners simplify their payroll processing and business management. Reported by PRWeb 16 hours ago.

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    Embrace breaks down how pet parents ID their pets, how many have ever had a lost/stolen pet, and what to do if a pet does go missing.

    CLEVELAND (PRWEB) July 27, 2018

    The American Humane Association estimates more than 10 million dogs and cats are lost or stolen in the U.S. each year. And only one in ten make it back to their owner. In honor of July being National Lost Pet Prevention Month, Embrace Pet Insurance surveyed 3,000 pet parents about how they ID their pets.

    The survey results found that more than 57% of pet parents ID their pets with both an ID tag and microchip, 20% ID their pets with just a microchip, 10% ID their pets with name ID tag, 4% use a GPS tracking collar, and 3% don’t ID their pets at all. Ten percent of pet parents have also had their pet lost or stolen at some point in their pet’s life.

    Minimizing the number of pets lost each year starts with prevention. There are steps that pet parents can take ahead of time to prepare themselves should their pet ever get lost. Pet parents can download a lost pet flyer template in advance and fill it out so that it’s readily available if they should ever need it. Most importantly though, pet parents should ID their pet by getting them a microchip, using tags on their collar, registering them, and keeping all their information up to date. Microchipping can be reimbursed under Embrace’s Wellness Rewards.

    If a pet does go missing, the first few hours can be chaotic, but they are also the most crucial. It’s best for pet parents to have a plan in place so they can jump into action to find their furry family member. Pet parents should follow these five steps to help find their beloved pets.

    1. Utilize social media to help find their pet. Post a photo and description of the pet right away with the pet’s last known location, contact information, and behavior/personality traits. Remember to make the post public and ask friends to share far and wide to help bring the pet home.

    2. Post on lost pet boards/apps. There are a variety of missing pet apps out there such as PiP and Finding Rover, which use facial recognition software to help identify lost pets. Find one that works best, has good coverage, and is easy to use in order to create a lost pet alert on the fly.

    3. Put up printed flyers. Don’t discount the effectiveness of old-school paper flyers posted or handed out at dog parks, shelters, intersections, vet offices, etc. Ask friends and family to help cover as much territory as possible, spreading out in concentric circles from the last known sighting of the pet.

    4. Check with animal control or local shelters. It’s possible that someone may have picked up the pet and turned them in to the local shelter or animal control department. It’s always best to call and find out.

    5. Don’t hesitate to ask for help. It can be difficult to carry out a successful search without the help of friends and family; the more who participate in the search, the more likely the pet will be found.

    For additional information around what to do to prevent a pet from going missing, check out this Embrace Pet Insurance blog post.

    ###

    About Embrace Pet Insurance
    Embrace Pet Insurance is a top-rated pet health insurance provider for dogs and cats in the United States. Embrace offers one simple yet comprehensive accident and illness insurance plan that is underwritten by American Modern Insurance Group, Inc. In addition to insurance, Embrace offers Wellness Rewards, an optional preventative care product that is unique to the industry. Wellness Rewards reimburses for routine veterinary visits, grooming, vaccinations, training, and much more with no itemized limitations. Embrace is a proud member of the North American Pet Health Insurance Association (NAPHIA) and continues to innovate and improve the pet insurance experience for pet parents across the country. For more information about Embrace Pet Insurance, visit http://www.embracepetinsurance.com or call (800) 511-9172 Reported by PRWeb 16 hours ago.

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    Flexefits, a leader in direct pay alternatives to traditional health insurance, has just launched a program that provides care that is affordable, accessible, and is easy to use. It eliminates all the middle men and middle steps required in the insurance world, so you only pay for what you need, when you need it.

    FAIRFIELD, N.J. (PRWEB) July 27, 2018

    With the fall health care insurance open enrollment season soon upon us, Flexefits has announced a direct access, fixed price service – a “direct care” alternative to traditional insurance.

    It claims shorter wait times, dramatically lower prices at the point of care, the convenience of virtual doctor’s visits, and a Health Matching Account that allows for payment of even elective procedures…and matches your account balance doubling unused funds.

    “Traditional insurance doesn’t work for many of us” stated Peter Gallic, founder of Flexefits. So his company combined technology, aggregation of tens of thousands of providers who agree to offer lower fixed prices, and a health savings program that matches deposits (Health Matching Account - HMA). “What you get is ‘Direct Care’, a non-insurance membership plan for a small monthly fee, plus low, pre-negotiated rates at the doctor, dentist, optician or surgeon. It takes away the “middle money” cost burdens of traditional insurance, including claims processing, so providers are willing to give our members pricing sometimes as much as 50% less than market rates.” Pharmacy costs are also reduced to cents on a dollar.

    The company estimates 40-50 million potential customers, including those who will leave traditional programs at the January ACA mandate expiration, and those who are not on employer sponsored plans like gig economy participants, independent contractors and businesses that receive 1099 income. Flexefits recommends that even those with high deductible plans take a look, and if concerned about catastrophic illnesses or emergency room visits, supplemental traditional insurance should be considered. “That is why we have included a modest limit catastrophic and accident option which is traditional insurance for those whose family or personal health history indicate they may want to purchase greater coverage,” Gallic explained.

    According to the executive, most people share similar opinions about health insurance, in that they know they spend thousands before benefits kick in, they know they can’t afford it, but don’t know what to do. “that is why we say we make healthcare great again – to make it affordable again,” he concluded. Find out more about the program at http://www.flexefits.com.

    Refer to: Peter Dugan: pdugan@sociallitygroup.com ; 862-239-8005 (Media)

    Peter Gallic: pgallic@sociallitygroup.com ; 862-239-8013 (Provider Partnerships)

    SOURCE Flexefits LLC

    Related Links

    http://www.flexefits.com
    http://rethinkmyhealthcare.com Reported by PRWeb 16 hours ago.

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    Trump Jumps the Gun (Again) on Health Plans President Donald Trump touted "record business" for new health insurance plans under a federal rule that hasn't yet gone into effect. In fact, since at least December 2017, he has periodically, and prematurely, boasted that "millions" of people are already signing up for these association health plans.

    The post Trump Jumps the Gun (Again) on Health Plans appeared first on FactCheck.org. Reported by FactCheck.org 6 hours ago.

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    The rate increase requests were submitted July 18 and await the final approval from the Murphy adminstration. Reported by NJ.com 6 hours ago.

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    Cigna's CEO says that the problem with healthcare in America has nothing to do with employers The CEO of health insurer Cigna, David Cordani, says the problem with America's healthcare system is that most of the money is being spent on intervention after people already are sick. Cordani believes we need to spend more money and resources keeping people healthy in the first place.

    Cordani says that it makes sense for Americans to get health insurance through their jobs. He argues that employers have a vested interest in keeping employees healthy. Following is a transcript of the video.

    *Silverstein*: And do you think it makes sense at all for healthcare to be tied to employers anymore given how much our workforce has changed?

    *Cordani:* Yeah so in the United States greater than 50% of Americans today get their health services support through an employer. That, that is a manifestation from a long time ago post World War II wage controls that existed, but, but we are where we are. Answer to your question is yes, I do. And the reason why is: an employer actually has a vested interest in helping to keep their employees healthy, and productive, and present from a work standpoint. Two, the worksite and the culture of an employer create some mechanisms to engage an individual, ways to communicate, ways to provide on-site care, ways to provide peer support, program support, etc. So there's incentive alignment, there's culture you could pull against and support it, and then there's delivery mechanism. So we think the answer is yes, and we have a ton of bright spots where we could point to employers that have innovated with us and we've innovated with them. And their employees and therefore their business is better off and those employees family members are better off because they're getting better, more comprehensive healthcare.

    *Silverstein*: And what do you think makes America different? Why are we spending so much on healthcare? Can you point to one thing that like our policies, or something in America that is a problem?

    *Cordani:* Yeah, so our system is quite different, right? We're a global company, we do business all over the world. So we're able to see systems in the most developed OECD countries and developing countries around the world. There's multiple differences. First and foremost, the United States is the largest sick care interventionist system in the world. We spend the majority of our money and resources addressing people once they're sick. We need to spend some more of our resources keeping people healthy in the first case, and identifying people who are at risk of health events and lowering those health risks. Some other countries do that better through social service support, poor community based health support, etc. Secondly, we have more specialists and more hospitals per capita than any other OECD countries and less primary care, be it OBGYN, pediatrician, family practitioners, and, and we need to moderate that a little bit, to, again, help coordinate the whole person on the front end. There's trade-offs in the way we've built our system. As a company we've had great success partnering with physicians through what we c--all, “Collaborative Accountable Care” relationships, we have 375 of which that are up and running with physicians, and another 125 with hospitals, and working more comprehensively. But in a nutshell, we wait too long in terms of trying to fix somebody once they're sick, as opposed to engage on the front-end and keep people healthy in the first place, that's where Cigna expends a lot of resources. Secondly, we spend a lot more money on the high cost intervention, as opposed to enabling the primary care physician, the geriatrician, the pediatrician, to have more resources to help to coordinate care for individuals. And we have a different pricing scheme relative to some of our services, be they pharmaceutical or otherwise, versus other parts of the world.

    *WATCH THE FULL INTERVIEW HERE: *The CEO of health insurer Cigna on the Express Scripts merger, the problem with healthcare, and America's opioid crisis

    Join the conversation about this story » Reported by Business Insider 5 hours ago.