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Visit One News Page for Health Insurance news from around the world, aggregated from leading sources including newswires, newspapers and broadcast media. Search millions of archived news headlines. This feed provides the Health Insurance news headlines.
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    The Truth-o-Meter says: False | Attack ad falsely claims that Dean Phillips doesn't provide health coverage to his employeesAs the midterm elections draw closer, a warzone of attack ads are airing in Minnesota’s 3rd Congressional District. The seat, held by Republican Erik Paulsen and challenged by Democrat Dean Phillips, has been widely considered a toss up. Now, a particularly incendiary claim has made its way into a TV ad created by the National Republican Congressional Committee. The ad, which aired on Sept. 15, criticizes Phillips for not offering health insurance to his coffee shop’s employees. Phillips has made health care a focus of his campaign. The same claim is mentioned in a Congressional Leadership ...

    >> More Reported by PolitiFact 20 hours ago.

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    IT managed service provider officially compliant with major healthcare industry security and privacy law

    CHICAGO (PRWEB) October 09, 2018

    Stratosphere Networks has announced that it is now officially compliant with the Health Insurance Portability and Accountability Act (HIPAA). This opens up more opportunities for the Chicago-based IT managed service provider to partner with healthcare providers and other organizations in the healthcare industry.

    “We’re very pleased to announce that we have achieved HIPAA compliance,” said Steve Melchiorre, CEO of Stratosphere Networks. “We understand that ensuring patient information stays secure under this regulation is a top priority not only for organizations in the healthcare industry but also for companies in other industries with clients in the healthcare space that must meet higher standards under laws like HIPAA. They can now rest assured that if they choose us as their technology partner, we’ll safeguard all sensitive data in line with HIPAA requirements.”

    HIPAA was passed in 1996 to make the U.S. healthcare system more efficient and effective, according to the Department of Health & Human Services (HHS). The law set nationwide standards for electronic healthcare transactions, security, code sets, and unique health identifiers. Due to advances in technology in the healthcare industry, Congress recognized it was necessary to enact privacy protections for individually identifiable health information, a.k.a. protected health information (PHI).

    Any organization that works with PHI (i.e., a covered entity under HIPAA) must have proper security measures in place in line with the law. These covered entities include not only certain healthcare providers, health plans, and healthcare clearinghouses but also business associates of those covered entities that access PHI.

    Stratosphere Networks delivers comprehensive technology services and solutions to businesses across all industries, including healthcare. In addition to best-in-class Chicago IT support and managed IT services, the company also offers managed cybersecurity solutions, as well as cloud consulting services. For more information, please call 877-599-3999 or email

    About Stratosphere Networks

    Stratosphere Networks is a Chicago-based multifaceted IT managed service provider focused on delivering comprehensive technology services and solutions to meet and exceed the always-changing, diverse business needs. Since 2003, Stratosphere Networks has grown exponentially and continues to provide the best-in-class and cost-effective solutions to businesses in all industries. Visit for more information.

    For more information contact:

    Lori Leonardo
    847-440-8608 Reported by PRWeb 3 hours ago.

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    Texas-based startup launches new membership portal as QSEHRA demand continues to rise

    DALLAS (PRWEB) October 09, 2018

    Take Command Health, the leading resource for affordable, personalized benefits for small businesses, is excited to announce their new-and-improved member portal is officially live. The updated interface caters to new directives from the IRS regarding tax-advantaged QSEHRAs, growing demand, and valuable insights from their innovative roster of clients.

    The health technology startup updated their portal, a cornerstone of their QSEHRA administration, with the latest strategies in experience design for small employer health benefits. The result is a user interface that delivers more clarity and data, better compliance, and helpful tips for administrators and employees alike.

    “With QSEHRA taking off in popularity, our portal updates will help us effectively scale from our current client list to ten times that,” shares Take Command Health CEO, Jack Hooper. “Our team has applied what we’ve learned firsthand about how employers and employees use QSEHRA and delivered a portal for QSEHRA administration that’s much more mobile-friendly, user-friendly, and automated to give us a solid base to build on going forward.”

    Design highlights of the QSEHRA software include:· Flexible, On-Demand Reporting: Instead of sending PDFs back and forth, administrators can now simply download reports from the portal and can adjust to align with payroll schedules.
    · More Automation: The ability to create recurring premium expenses for payments toward health plans, dental plans and other regular premiums.
    · Greater Transparency: Increased visibility into claims, allowances and balances that paint the full picture of how a reimbursement was calculated.
    · Intuitive: An easier and more intuitive compliance process.
    · Awesome Upgrades: Greater integration with Smart Benefits, the optional upgrade to offer employees perks like dental and vision discount plans, Teledoc, bill negotiation, and personal health advocacy.

    About Take Command Health
    Take Command Health launched three years ago with the goal of bringing awareness, advocacy, and transparency to the confusing world of health insurance for small businesses and individuals. Take Command Health is at the forefront of this issue, a recognized leader in QSEHRA administration, with customers in every state. It operates in Arizona, Florida, Georgia, Indiana, Michigan, Texas, Tennessee, and Wisconsin for individual insurance and offers small business HRA administration nationwide. Reported by PRWeb 21 hours ago.

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    New Acquisitions Expand Southwestern Presence

    DEERFIELD, Ill. (PRWEB) October 09, 2018

    Alera Group, a leading national employee benefits, property and casualty, risk management and wealth management firm, has acquired two new firms: Distinctive Insurance and GLB Insurance Group of Nevada.

    Distinctive Insurance is an employee benefits consulting and insurance firm located in Southern Nevada. Distinctive creates tailored benefit solutions through thoughtful strategic planning, valuable professional services, and technology-based solutions. Since 1990, the firm has sought to function as an extension of the companies that it represents by working collaboratively with them to achieve their financial goals.

    GLB Insurance Group of Nevada is a full-service insurance agency committed to creating innovative policies and providing unparalleled customer service since 1941. Located in Las Vegas, the group serves over ten different industries in the areas of commercial insurance, life and health insurance, workers compensation, personal insurance and surety bonds.

    “Both of these firms bring a multi-disciplined approach to solving their clients’ unique challenges. In addition, these firms enhance our presence in the southwestern United States,” said Alan Levitz, CEO of Alera Group. “We are excited to welcome these firms to Alera Group and look forward to their contribution as we continue to enhance the client experience.”

    Alera Group was formed in early 2017 and is one of the nation’s foremost independent insurance agencies and privately-held employee benefits firms. For more information on partnering with Alera Group, visit Partnership Opportunities at

    About Alera Group
    Based in Deerfield, IL, Alera Group’s over 1,000 employees serve thousands of clients nationally in employee benefits, property and casualty, risk management and wealth management. Alera Group is the 15th largest independent insurance agency in the country. For more information, visit or follow Alera Group on Twitter: @AleraGroupUS.

    M&A Contact
    Rob Lieblein, Chief Development Officer
    Email: rob.lieblein(at)
    Phone: 717-329-2451 Reported by PRWeb 21 hours ago.

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    Patient Education Genius needed to prove HIPAA compliance to deal with Athenahealth. With the Jumpstart program from Compliance Helper they achieved this rapidly for under $1,000

    LAFAYETTE, Calif. (PRWEB) October 09, 2018

    The Jumpstart program from Compliance Helper and ACR2 Solutions streamlines and accelerates the HIPAA compliance process on the NIST CSF. The NIST CSF is the accepted standard in healthcare and the SaaS model is the most efficient method of delivering results.

    The Jumpstart program from Compliance Helper helped us achieve HIPAA compliance for the Athenahealth marketplace. Our Certified NIST CSF Risk Assessment was achieved in just a handful of days at a cost of less than $1,000. Thanks, Compliance Helper!

    Email Website

    The Jumpstart portal provided templates of NIST policies and a HIPAA expert called a Helper to provide oversight of the editing process. Data pulled from the portal was used to update the risk assessment and deliver quarterly risk assessment reports. The on-line security awareness training program documented staff training to complete the Cycle of Compliance.

    Patient Education Genius is a groundbreaking solution that streamlines patient education delivery, automates online reputation management, and drives patient-to-patient referrals.

    Compliance Helper and their parent organization Accreditation Helper, LLC have been leaders in providing Hi Value compliance solutions since 2007. Solutions to complex problems delivered simply has been the founder’s goal since his first software program for healthcare delivered in 1978. Human Helpers assigned to each client provide low cost but extremely effective alternatives to expensive on-site consultants.

    ACR 2 Solutions Inc. (ACR 2) has developed cloud based highly scalable automated information security risk management software, tools, remediation and support services. These automated tools assist organizations in securing and complying with numerous regulations including the Health Insurance Portability and Accountability Act (HIPAA), the Gramm Leach Bliley Act (GLBA), the Payment Card Industry Data Security Standard (PCI DSS), and the Federal Information Security Act (FISMA).

    ACR2’s web based platform can rapidly deploy numerous automated compliance services that organize, simplify and reduce the total cost of compliance for organizations by as much as a factor of 10, while dramatically increasing the accountability and traceability. These services allow any sized business to secure their information assets to Federal standards at relatively low cost, simultaneously improving compliance and reducing costs. The creation of the ACR 2 continuously updated real time risk management system coincides with US Federal automation mandates under NIST 800-37 and 800-39. Reported by PRWeb 18 hours ago.

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    RV owners look to FMCA for the peace of mind membership provides, and the fun!

    CINCINNATI (PRWEB) October 10, 2018

    Signs of fall and the resulting arrival of cooler weather are all around us. It’s a great time to be an RVer! Many RV owners plan fall leaf-peeping trips. Others hop in their RVs and head to one of the many fall festivals, or book a site at a nearby campground to enjoy autumn activities. Soon, RVing snowbirds will set a course for their annual migration to warmer climates. Members of FMCA, a Cincinnati, Ohio-based organization for RV owners, are among those making such travel plans.

    FMCA members look to the association, the world’s largest member-owned RV organization, to provide them with benefits and services that enhance their travels. A vote of the membership in late 2017 made those valuable offerings available to a wider audience of RV owners. FMCA now welcomes owners of all self-contained RVs, branching out from its previous motorized-RV focus. And member benefits continue to be added.

    For many RVers, coverage via the FMCAssist Medical Emergency and Travel Assistance Plan, valued at $105 per family and included in the annual dues, provides reason enough to become a member of FMCA. But that’s actually just the beginning.

    Need new tires before your next outing? FMCA offers special member rates via its tire-purchasing program, with options from Michelin; Continental; and — coming soon — Hankook. No RVer should leave home without a roadside assistance plan, and FMCA has RVers covered with a special member-only rate of $69 per year for FMCA Roadside Rescue®.

    RV insurance is paramount to peace of mind also, and FMCA offers members group rates and a choice of plans and providers. Keeping up with your mail while snowbirding or full-time RVing is made easy by Your Best Address, FMCA’s preferred mail forwarding provider. Staying connected while traveling is facilitated by group rates on mobile internet plans from Verizon and Sprint.

    RVers under 65 who are looking to hit the road but concerned about how to handle health insurance will want to explore the offerings of the new FMCA Health Plan.

    The cost to join FMCA is just $60 for the first year and $50 per year thereafter. The first-year fee includes a set of membership plates to display on one’s RV. Multiyear dues discounts are available.

    FMCA is unique among the major RV clubs, because it is a not-for-profit organization, and the only one owned and governed by its membership.

    To join or to learn more, visit or call (800) 543-3622 or (513) 474-3622.

    FMCA is an international organization for families who own and enjoy the use of self-contained recreation vehicles (RVs). The association maintains its national headquarters in Cincinnati, Ohio, and currently has more than 75,000 active member families. FMCA offers its members a number of benefits, including a subscription to its monthly magazine, Family RVing; a medical emergency and travel assistance program valued at $105 per family; a tire purchasing program; group rates on a roadside assistance program, RV and auto insurance, and health insurance; discounted rates for RV tours and caravans; and discounts on mobile internet access plans from Verizon and Sprint. Perhaps the most important benefit of FMCA membership is the camaraderie and friendships that develop among people enjoying the common interest of RV travel. The organization can be reached at (513) 474-3622 or (800) 543-3622 and on the web at Reported by PRWeb 1 day ago.

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    Embrace Pet Insurance has partnered with the Human Animal Bond Research Institute to support research on the human health benefits of companion animals.

    CLEVELAND (PRWEB) October 10, 2018

    The Human Animal Bond Research Institute (HABRI) announced today that Embrace Pet Insurance, one of the highest-rated U.S. pet insurance companies, has become an official supporter of HABRI and its research on the human health benefits of companion animals.

    “When pet owners become part of the Embrace family, we strive to strengthen the human-animal bond, especially when pet parents need it most,” said Ambrish Jaiswal, CEO of Embrace Pet Insurance. “By supporting HABRI, Embrace Pet Insurance is proudly helping to advance human-animal bond research that demonstrates the positive role that healthy pets play in our lives.”

    “We know from research that pets are considered part of the family, and that pet owners want what’s best for their four-legged family members,” said Steven Feldman, Executive Director of HABRI. “Embrace helps to provide and sustain healthy pets, so that, as family, they are protected against unexpected accidents and illnesses.”

    Scientific evidence increasingly shows that pets improve heart health; alleviate depression; increase well-being; support child health and development; and contribute to healthy aging. In addition, companion animals can assist in the treatment of a broad range of conditions from post-traumatic stress to Alzheimer’s disease to autism spectrum disorder.

    The benefits of the human-animal bond impact more than just human health. Findings from a recent HABRI survey of 2,000 pet owners demonstrate that knowledge of the scientific research on the human-animal bond motivates pet owners to take better care of their pets. From providing pets with higher quality nutrition to purchasing pet health insurance, spreading awareness of the health benefits of pet ownership improves pet health and welfare.

    “Embrace believes in giving back to the pet care community, and supporting HABRI research is perfectly aligned with our company values. We look forward to playing a supportive role for HABRI and helping discover more ways in which pets improve our well-being,” added Jaiswal.

    Embrace Pet Insurance is a top-rated pet health insurance provider for dogs and cats in the United States. Embrace offers one simple yet comprehensive accident and illness insurance plan that is underwritten by American Modern Insurance Group, Inc. In addition to insurance, Embrace offers Wellness Rewards, an optional preventative care product that is unique to the industry. Wellness Rewards reimburses for routine veterinary visits, grooming, vaccinations, training, and much more with no itemized limitations. Embrace is a proud member of the North American Pet Health Insurance Association (NAPHIA) and continues to innovate and improve the pet insurance experience for pet parents across the country. For more information about Embrace Pet Insurance, visit or call (800) 511-9172.

    The Human Animal Bond Research Institute (HABRI) is a not-for-profit organization that maintains the world’s largest online library of human-animal bond research and information; funds innovative research projects to scientifically document the health benefits of companion animals; and informs the public about human-animal bond research and the beneficial role of companion animals in society. For more information about the HABRI Foundation, please visit Reported by PRWeb 23 hours ago.

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    Walgreens is increasing hourly wages at the cost of altering the benefit structure for employees and eliminating health insurance for eligible retirees.  The Deerfield, Illinois-based company will raise the number of hours employees must work to qualify for paid time off from 20 hours per week to 30 hours, according to the Chicago Tribune. The change will occur in 2019. Regarding health coverage, Walgreens retirees under the age of 65 who currently receive health insurance benefits will continue… Reported by bizjournals 23 hours ago.

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    Do you shop at CVS? Reported by Daily Caller 17 hours ago.

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    CVS and Aetna are gaining ground after their $69 billion merger gets the green light (CVS, AET)· CVS and Aetna received regulatory approval for their $69 billion merger — with some conditions. 
    · Stocks were down sharply on Wednesday, but shares of both companies were higher.
    · The merger remains on track to close in the early part of the fourth quarter, according to CVS.
    · Watch CVS and Aetna trade in real time here.

    Stocks were down sharply on Wednesday, but CVS and Aetna provided a rare bright spot. Both stocks were higher after the companies received regulatory approval for their $69 billion merger. CVS was up 0.9% and Aetna was higher by 1.3%.

    CVS announced Wednesday that it has entered into an agreement with the US Department of Justice that allows it to proceed with its proposed acquisition of Aetna, the nation’s third-largest health insurance company, on the condition that Aetna sells off its Medicare Part D prescription-drug business.

    The merger remains on track to close in the early part of the fourth quarter, according to CVS. Aetna will operate as a standalone business within the CVS Health enterprise and will be led by members of its current management team after the close of the transition.

    "DOJ clearance is an important step toward bringing together the strengths and capabilities of our two companies to improve the consumer health care experience," CVS CEO Larry Merloin said in the press release.

    "We are pleased to have reached an agreement with the DOJ that maintains the strategic benefits and value creation potential of our combination with Aetna. We are now working to complete the remaining state reviews."

    CVS was up 9% this year and Aetna was higher by 14%.

    *Now read:*

    · Howard Marks made billions piling into the market at the depths of the financial crisis — here's why he's continuing to buy now, and what it would take for him to stop
    · Palo Alto Networks is down 11% in the past month — but Morgan Stanley thinks all the bad news about hacking is about to boost its fortunes
    · The world's biggest stock bear predicts 'immediate and severe consequences' for the record-setting market — and explains why $20 trillion will be wiped from stocks

    Join the conversation about this story »

    NOW WATCH: Apple might introduce three new iPhones this year — here’s what we know Reported by Business Insider 18 hours ago.

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    A new study published in an official journal of the AAAAI suggests young adults with asthma who remain on parental health plans until age 26 experience increased health insurance coverage and decreased financial obstacles to health care.

    MILWAUKEE (PRWEB) October 10, 2018

    A new study published in The Journal of Allergy and Clinical Immunology: In Practice, an official journal of the American Academy of Allergy, Asthma & Immunology (AAAAI), reports increased health care coverage and reduced cost barriers to health care for asthma sufferers utilizing the Dependent Coverage Extension (DCE).

    “While research has begun to filter in concerning the impact of DCE on health care usage among young adults, until now data specific to asthma patients has been unavailable,” said first author Joy Hsu, MD, MS. “We’ve only just started to understand the effects the DCE has had on people with asthma. Further research could help us better understand the influence the Affordable Care Act has had on people with asthma and their treatment options.”

    The study, performed by Hsu and colleagues at the Centers for Disease Control and Prevention’s National Center for Environmental Health, focused on adults with current asthma between the ages of 19 and 32; adults aged 19 to 25 were affected by the DCE while those aged 26 to 32 acted as the comparison group. The Behavioral Risk Factor Surveillance System (BRFSS) was utilized to complete the study. Data from 2006 to 2009 (before DCE implementation) and data from 2011 to 2016 (after DCE implementation) were analyzed.

    The responses to two BRFSS questions were used for the purpose of this study: “Do you have any kind of health care coverage, including health insurance, prepaid plans such as HMOs, or government plans such as Medicare?” and “Was there a time in the past 12 months when you needed to see a doctor but could not because of cost?” Analysis of the latter question included two subanalyses; one analysis focused on insured adults with current asthma while the other focused on uninsured adults with current asthma. The study results were compiled based on 48,194 survey responses.

    In 2006 to 2009 adults with current asthma aged 19 to 25 years were less likely to report health insurance coverage than those aged 26 to32. After DCE was implemented, the data from 2011 to 2016 shows that adults with current asthma aged 19 to 25 years were more likely to report health coverage than adults aged 26 to 32 years.

    Additionally, the study divulges that from 2011 to 2016, the population group covered by the DCE noted fewer cost barriers to medical care than the comparison group. This is in stark contrast to data recorded from 2006 to 2009 when there were no significant differences reported across age groups regarding cost of care. This pattern was consistent across the subanalysis restricted to insured adults, though differences were less prominent among uninsured adults with current asthma.

    This study is a first step in understanding the potential effects of the Affordable Care Act on young adults with asthma. Its methods and results could be used to inform future studies on how this national policy change has affected people with asthma.

    Additional information about asthma treatments and management can be found at the AAAAI’s website,

    The American Academy of Allergy, Asthma & Immunology (AAAAI) represents allergists, asthma specialists, clinical immunologists, allied health professionals and others with a special interest in the research and treatment of allergic and immunologic diseases. Established in 1943, the AAAAI has nearly 7,000 members in the United States, Canada and 72 other countries. The AAAAI’s Find an Allergist/Immunologist service is a trusted resource to help you find a specialist close to home. Reported by PRWeb 17 hours ago.

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    Democrats just made a play to make their signature healthcare issue stand out on the campaign trail· Senate Democrats forced a vote to roll back the Trump administration's new rule expanding the use of short-term, limited-duration health insurance plans on Wednesday.
    · Short-term, limited-duration plans are cheap alternatives to Obamacare marketplace plans.
    · But they lack key protections for Americans with preexisting conditions.
    · Democrats say the expanded use of short-term plans would harm people with preexisting conditions, while the GOP argue expanding the plans gave consumers more choice.
    · The vote ultimately failed, but bringing the preexisting condition issue to the forefront could still be a win for Democrats.

    Senate Democrats failed to push through a key healthcare vote on Wednesday, but in defeat looked toward a boost in their midterm election prospects.

    Sen. Tammy Baldwin used a procedure called a discharge petition to force a vote that would have repealed President Donald Trump's plan to expand short-term, limited-duration health insurance plans — which Democrats called "junk" plans.

    The petition ultimately failed in the Senate by a vote of 50-50, with GOP Sen. Susan Collins crossing party lines to vote with Democrats.

    But Democrats may still have gotten a big win from the vote.

    In the run up to the midterm elections, Democrats are hammering the GOP on healthcare — particularly protections for people with preexisting conditions. And the stark divide between the two parties in the petition vote could give add another wrinkle to the fight.

    *Preexisting condition protections vs. consumer choice*

    The discharge petition was designed to roll back a regulatory change from Trump's Department of Health and Human Services. The rule change allowed the expanded use of short-term, limited-duration health insurance plans.

    These plans are cheaper but also less generous in what they cover. Under the Affordable Care Act, or ACA, the use of short-term plans was limited to three months and were generally used by people as a bridge in case of a job loss.

    The new Trump rule would allow Americans to stay on the short-term plans for up to 12 months and allow renewals for up to three years.

    Health policy experts say the problem with these plans is that they do not have to abide by the ACA's basic coverage rules:

    · This means that while insurers can't deny people short-term plans based on a preexisting condition, they can charge more for people who are sick and possibly even price those people out of the market.
    · The short-term plans do not need to abide by the ACA's essential health benefits rules, which force all insurance plans to offer baseline coverage like prescription drug payments and maternity care.
    · Experts warn that the short-term plans could pull healthier, younger people out of the ACA market. That would leave a more expensive pool of people in the Obamacare marketplace, potentially pushing up prices for everyone.

    Democrats argued the expansion of these plans will undermine preexisting condition protections and harm sicker Americans.

    Sen. Joe Manchin, a moderate Democrat facing a tough reelection race in West Virginia, supported the petition.

    "I am fighting to ensure that every West Virginian with preexisting conditions, and those who may someday have a pre-existing condition, cannot be denied healthcare coverage or be charged more for their coverage," Manchin said in a statement after the vote.

    While Democrats hammered the issue as a vote on preexisting conditions protections, Republicans cast the discharge petition in a very different light.

    To Republicans, the short-term healthcare plans were about consumer choice. 

    "We don’t need more command and control, more paternalism out of Washington that thinks it knows what’s best for you," said Sen. John Cornyn, the second-highest ranking Republican. "We need more choices for consumers so they can buy healthcare at a price they can afford and that suits their needs."

    Others like Sen. Ron Johnson argued that the short-term plans do not undermine Obamacare's preexisting condition protections.

    "The rule expands affordable options and leaves Obamacare plans’ pre-existing conditions provisions untouched," Johnson said.

    While it is true that the plans don't eliminate the ACA's preexisting conditions provisions, it would undermine them for people on the plans. According to the Congressional Budget Office, 1.6 million in the first four years under the rule would be on those types of plans without protections.

    Collins, the lone GOP vote for the petition, framed preexisting conditions as the decisive factor in her vote.

    "Short-Term Limited Duration plans do not provide protections for enrollees who suffer from preexisting conditions," Collins said. "As I have often emphasized, it is essential that individuals who suffer from preexisting conditions are covered."

    *A political winner?*

    Polling shows that protections of people with preexisting conditions are important to voters.

    According to a poll by the Kaiser Family Foundation, a nonpartisan health policy think tank:

    · 75% of people surveyed said protections to ensure people are not denied coverage due to a preexisting condition are "very important."
    · 72% said ensuring people are not charged more because of preexisting conditions is very important.
    · 56% of Republicans polled by Kaiser said protecting sick people from being charged more from insurance was important.
    · Another poll, from Morning Consult and Politico, found that 81% of voters said that it should be illegal for insurers to deny people coverage due to a preexisting condition.
    · 71% said it should be illegal for insurers to charge more.

    And more people said they trusted the Democratic Party to ensure those protections: 42% of people surveyed by Morning Consult/Politico said that they trust Democrats to protect people with preexisting conditions, while only 20% preferred Republicans.

    It's obvious Democrats know their advantage. Roughly half of all ad spending by Democratic midterm candidates or groups focuses on healthcare, far and way the largest focus for the party.

    *SEE ALSO: A bipartisan pair of senators want more answers from the company accused of selling Apple and Amazon data servers compromised by Chinese spies*

    Join the conversation about this story »

    NOW WATCH: Inside the Trump 'MAGA' hat factory Reported by Business Insider 14 hours ago.

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    FactChecking Trump’s Medicare Op-Ed In an op-ed for USA Today, President Donald Trump made a series of false and misleading statements about Medicare and health insurance in general.

    The post FactChecking Trump’s Medicare Op-Ed appeared first on Reported by 10 hours ago.

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    Discover the New Automated Marketing System Developed by Traister Creative LLC That Gives Veterinarian Insurance a Competitive Advantage in Insurance Brokerage Industry

    JUPITER, Fla., and SARASOTA, Fla. (PRWEB) October 10, 2018

    Traister Creative LLC, a digital marketing services provider specializing in automation, persuasive copywriting, website design and social media marketing management and Veterinarian Insurance Inc, a leading risk management and insurance brokerage for the veterinary medicine industry, announce today the launch of a new website and newsletter to help veterinarians lower financial risk.

    The new website, provides a unique source of information to educate veterinarians on trends that could impact their financial risks. The website includes well-researched blog articles, podcasts and quiz. Plus, an email newsletter to those who opt-in. Social media posts. And webinars veterinarians can attend at a convenient time to learn about new types of insurance plans to lower their financial risk, including a new type of group health plan that can provide a premium refund.

    Unlike other insurance brokers that sell the same product to all people, Jack Lungmus and Veterinarian Insurance focus exclusively on serving veterinarians and the veterinary medicine market. Understanding unique financial risks to veterinarians, such as loss of income due to injury, bites and contagious disease from working with animals, and property damage to veterinary clinics from natural disasters, Veterinarian Insurance is able to identify specific insurance coverage best suited for these professionals. Plus, add insurance riders to cover gaps or exclusions in the primary policy, so clients can have peace of mind.

    Veterinarians can save time with one trustworthy source. Veterinarian Insurance provides professional liability, property, life, disability, plus individual and group health insurances nationwide.

    Joe Frost, Veterinarian Owner of the Frost Family Pet Clinic in Illinois says, “Due to new health care laws our insurance company decided to terminate our plan. We were angry and frustrated, but Jack Lungmus of Veterinarian Insurance got us set up with a new plan that looks to be every bit as good as our old plan….and a bit cheaper too... If any premiums come back to us in a refund, it will be fantastic. It’s the best health insurance I’ve had in a long time!”

    Traister Creative LLC under the leadership of Jeff Traister, created the new marketing strategy for Veterinarian Insurance. This includes development of a custom-built marketing automation system, design of the website, plus persuasive writing and educational content such as blogs and production of podcasts and interactive quizzes. Plus, creation and execution of social media marketing campaigns.

    “Wow! My sales conversion process is now at rocket speed... with no more cold-calling. I can wake up each morning with a full schedule of booked appointments with clients ready to buy… again. All because of the marketing services by Jeff Traister & his company Traister Creative LLC who built a sales campaign funnel that integrates 1) persuasive emails with higher click-through rates, 2) well-designed landing pages that compel visitors to act fast, and 3) short, yet powerful webinars that motivate attendees to want my services immediately – all automated and measurable to help my business achieve maximum ROI.” Jack Lungmus, President of Veterinarian Insurance Inc.

    Go here for more information about either company and their success stories, products and services, or call Jeff Traister at 561-228-1600.

    About Traister Creative LLC
    Founded by Jeff Traister, Traister Creative LLC has headquarters in Jupiter Florida and provides digital marketing services to small, medium and large-sized business worldwide, particularly those in the health, healthcare and medical products and services niches. These services include marketing automation, persuasive copywriting, social media marketing management, website design and public relations. Jeff Traister is an American Writers and Artists Circle of Success Copywriter, Ontraport Certified Marketing Automation Consultant and Sendible Certified Social Media Manager. Plus he earned an MBA in Entrepreneurship & Marketing from Karl Eller Center for Study of the Private Market Economy at the University of Arizona. Go here to the website or call Jeff Traister at 561-228-1600 for more information.

    About Veterinarian Insurance Inc.
    Founded by Jack Lungmus, a veteran of risk management, Veterinarian Insurance fulfills an unmet need in the veterinary medicine market. With headquarters in Sarasota, Florida, Veterinarian Insurance is a one-stop center that provides veterinarians plus their families and employees throughout the United States with access to ALL of their insurance needs. Providing high quality services at affordable costs. This includes professional liability, property, life, disability, and individual & group health insurances. So veterinarians can save time with one trustworthy source. Go here for more information. Reported by PRWeb 9 hours ago.

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    There is only so far you can go insisting one moment that you despise government health insurance and claiming the next moment that you'll protect seniors' beloved government health insurance. Reported by 9 hours ago.

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    In less than a month, individuals and families will be able to enroll in health insurance for a January 1, 2019, effective date.

    LOUISVILLE, Colo (PRWEB) October 11, 2018

    Eric Smith, president of CO Health Brokers, offers tips and insight for understanding how to take advantage of this critical month for health insurance.

    Once per year the general public has a short window of open enrollment to shop for and select critical health insurance that will cover an individual and their family for the upcoming calendar year. Health insurance expert Eric Smith and his team at CO Health Brokers have been helping the community stay one step ahead of this often overwhelming and confusing process by going the extra mile and finding the right health insurance that fits for each client.

    Smith, who is certified on Connect for health to assist clients, answers the following essential questions CO Health Brokers receives to help the Louisville and surrounding Boulder County community realize the importance of this open enrollment timeframe and why using a brokerage can be a gamechanger.

    When is the window of time for open enrollment?
    Beginning November 1 and ending on December 15, individuals and families can shop for and select a health insurance plan that fit their overall needs and budget. “Once purchased, the health insurance plan will go into effect January 1, 2019,” noted Smith.

    Why use a health insurance agent or broker?
    Being represented by an expert takes the guesswork out of shopping for and choosing the right health insurance plan. Agents and brokers have licensed access to federal programs to assist lower-income clients and other alternative plans for those that are healthy. “There is no one-size-fits-all solution, so it’s always wise to explore all options,” added Smith.

    What if I can’t afford health insurance?
    Brokers and agents can assess each client’s situation and walk them through the application process for medicaid or receiving program subsidies. A subsidy is financial assistance to help pay for a monthly health insurance premium, and does not need to be paid back unless there is an increase in income that calendar year.

    How can I prepare for open enrollment and working with a broker?
    Refer to the prior year tax return and estimate what the total taxable income might look like for 2018. “This will help a broker quickly estimate which products may fit best for your current financial situation,” advised Smith.

    Will the upcoming administration changes affect health insurance?
    Health insurance plans and current federal programs available to the public have not changed. “On the contrary, there is now more access to health insurance plans than before and the personal mandate penalty will be going away starting in 2019,” concluded Smith.

    About Eric Smith, Colorado Health Brokers
    For the last 15 years, Eric Smith has specialized exclusively in health insurance for individuals, families, and businesses. Eric has received numerous awards as a top producer and was hired by Colorado to help train other brokers on Colorado Health Brokers is located at 400 McCaslin Blvd #400, Louisville, C0 80027. For more information, please call (303) 541-9533, or visit

    For media inquiries, please call the NALA at 805.650.6121, ext. 361. Reported by PRWeb 3 hours ago.

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    You Are What You Eat: The Nexus of Food & Health to take place October 11, 2018 at Le Meridien Chambers Minneapolis, MN

    MINNEAPOLIS (PRWEB) October 11, 2018

    Furthering its efforts to convene leading experts and ideas on the forefront of food and agriculture innovation, Larta Institute’s Global Ag Innovation Network (GAIN) will join forces with AURI (Agriculture Utilization Research Institute), MyFormulary USA, and Mercy Hospitality to host an aptly-named forum, You Are What You Eat: The Nexus of Food & Health, highlighting how food and ingredients play a role in health and their importance to disease prevention and treatment, on October 11, 2018 at-Le Meridien Chambers Minneapolis.

    While it is well-understood that diet and food play a central role in health, the recent explosion of public interest in wellness products has underscored the importance of “whole body” approaches to health, including exciting developments in the study of the microbiome, and the conflict between fact-based choices and popular opinion. Consumer-centric products are gaining market popularity, disrupting traditional relationships between food companies and the marketplace, while underscoring the need for health education and regulation to maintain public health standards.

    In response to the increasing dialog over food and health, this forum will feature experts in data modeling, disease management and actuarial insurance, along with entrepreneurs who are charting the arc of innovation in the broader field of food and health. The agenda features panels, keynotes, and presentations from well-respected experts in the field, including Dr. Elizabeth Kordas, Founder and CEO of Step One Foods, Greg Thompson, Chief Food Law Counsel of General Mills and and Mark Kaster, Partner at Dorsey and Whitney LLP.

    Other sessions include Disease Management Through Food: How the Prevention and Treatment Landscape is Being Reshaped and Health Insurance & Functional Food: A Vision for The Future.

    You Are What You Eat: The Nexus of Food & Health will showcase an impressive selection of speakers including Ed Rogers, Founder & CEO of Bonumose, Tammy Lee, President and CEO of Recombinetics, Dr. Jaeyun Sung, Asst. Professor of Surgery at Mayo Clinic Ventures Microbiome Project, and representatives of AURI, Larta Institute, My Formulary USA, and Mercy Hospitality.

    Additionally, local executive chefs will demonstrate the preparation of nutritious and delicious foods for a tasting lunch followed by a keynote on how to bring Functional Foods into our daily lives. Following the event, a cocktail reception will be held for all attendees and speakers.

    “We are excited to explore the intersection of food, agriculture, medicine, and health in Minnesota, which, by any standard is one of the leading centers of food production and agribusiness in the world,” says Rohit Shukla, CEO of Larta Institute, who will also be speaking at the event. “Together with AURI, which is at the forefront of Minnesota’s efforts for agriculturally-based innovation, we will envision the issues and opportunities that will mark the future of ag for the region, and for the world.”

    “This is sure to be a one-of-a-kind event focusing on innovative opportunities and approaches to the food and health intersection. By partnering with Larta Institute and MyFormulary, we can further explore how consumers are taking a greater interest in their food choices,” says Shannon Schlecht, AURI Executive Director. “This event will provide a great opportunity to highlight a breadth of industry leading perspectives to inform participants of new health and food options.”

    This event also aims to drive conversations around how foods can likely lead to better management of the health care trifecta of cancer, heart disease and diabetes. Additionally, discussions will look at how food ingredients can improve human health to help advance opportunities in the health-food nexus revolution.

    Registration for the full day event is still open, please find more information here:

    About Larta Institute
    Larta Institute, founded in Los Angeles in 1993, is an internationally recognized and mission-driven innovation accelerator that provides a runway of success for world-changing ideas in healthcare, agriculture and energy. Larta Institute has helped more than 10,000 companies transform ideas into commercialized innovations that feed, fuel and heal the world. With a global network of entrepreneurs, mentors, investors, industry leaders, research institutions, government agencies and support organizations, Larta conducts commercialization assistance programs throughout the U.S. and in more than 20 countries. Follow us on Twitter @LartaInstitute.

    About AURI
    The Agricultural Utilization Research Institute (AURI) helps develop new uses for agricultural products through science and technology, partnering with businesses and entrepreneurs to bring ideas to reality. We generate economic impact in Minnesota communities by helping businesses take advantage of innovative opportunities in four focus areas: biobased products, renewable energy, coproducts and food.

    About MyFormulary
    MyFormulary is an online resource and retailer for the health-curious and health-conscious consumer to learn about and purchase healthy foods, vitamins, and supplements. Their patented Efficacy Engine™ synthesizes an individual’s health conditions, fitness goals, and preferences to deliver highly personalized product and recipe recommendations derived from peer-reviewed clinical research. By making nutrition products and information accessible, MyFormulary empowers consumers with Functional Foods for Optimal Health™. Reported by PRWeb 23 hours ago.

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    Most Walgreen retirees under 65 will no longer be eligible for company health insurance coverage after 2019.  -More-  Reported by SmartBrief 21 hours ago.

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    The Truth-o-Meter says: Mostly True | Are Mike Braun's employees on the hook for first $10,000 of health care?Incumbent Sen. Joe Donnelly painted himself as a guardian of health insurance and Republican opponent Mike Braun as its main threat during their first debate. "I was the final vote to save health care," Donnelly said of his opposition to the so-called skinny repeal of the Affordable Care Act. "At (Braun’s) company, the deductible on his health care if $10,000, which is completely unaffordable. He has every time tried to take away pre-existing conditions coverage and supports the lawsuit today that would do that." Braun did not respond to the attack in the debate, but in his rebuttal he said ...

    >> More Reported by PolitiFact 21 hours ago.

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    Concerns Over the Rise in ER Visits On October 31 Prompt College Families To Download Popular Safety App

    PACIFIC PALISADES, Calif. (PRWEB) October 11, 2018

    Halloween has become a favorite holiday among college students. While these undergraduates take great care in planning their costumes and evening celebrations, many do not realize they could be making an unexpected trip to the emergency room.

    Studies show that more than 4 million college-aged adults already visit the ER every year, and you can expect to see an upsurge in these numbers during Halloween due to increased alcohol consumption, assaults and accidents.

    In today’s era of heightened concerns, thousands of college families have found solace by downloading Umergency, the all-in-one safety app that provides the tools for students and parents to navigate any emergency, health or safety situation.

    “As a mom with a child in college studying across the country, I’m always worried for his safety,” said Elena Cates of Los Angeles, one of thousands of parents using the app. “Kids will always feel like nothing can happen to them, and I am particularly concerned during Halloween and want to be prepared in case of any emergency.”

    Although Halloween may appear to be a light-hearted holiday, consider the following:· Alcohol consumption increases by 30 percent on Halloween.
    · Of the 85 percent of students that consume alcohol during Halloween, 57 percent will drink to intoxication.
    · More than 50 percent of college sexual assaults occur in the fall.
    · A 2015 study revealed 30 percent more ER admissions among adults on Halloween than there were on New Year's Eve.

    Umergency is growing. Downloads of the popular safety app have increased exponentially since the start of the 2018 back-to-school season:

    “We built Umergency with both parents and students in mind, and now thousands of college families are using this sorely need resource to stay prepared,” said Gail Schenbaum, co-founder of Umergency whose harrowing experience when her daughter was away at college was the impetus for creating the app. “Umergency gives parents and students peace of mind, especially around holidays like Halloween when there is a rise in binge drinking and assaults on and off campuses.”

    Available for download in the App Store and Google Play, Umergency provides a variety of accessible resources, including an:

    · Urgent Alert beacon with the student’s GPS location that notifies parents and trusted contacts when immediate help is needed;
    · “I am safe” function that alerts contacts when a student is okay;
    · Digital medical consent form, granting families the ability to speak with medical professionals; and
    · Insurance card upload and share function.

    The app also comes pre-populated with local and on-campus emergency resource contacts customized to each college or university, including police, fire, ER, and urgent care personnel, health centers, psychological and other after-hours services hotlines. It also provides built-in access to three of the most used national crisis hotlines, such as suicide, sexual assault and poison control.

    The Umergency app is currently available for free to college students in the United States, and costs $9.99 per year or $19.99 for lifetime access for parents, family members, or other non-students.

    About Umergency™
    Umergency is an emergency, health and safety app designed for college students and their families. The local and on-campus information comes pre-populated and is specific to each student’s campus, while the user-entered data is unique to each student and allows them to decide what to share and with whom. An Urgent Alert beacon notifies trusted contacts when immediate help is needed, along with the student’s GPS location. Additional features include the ability to upload and share a secure copy of the student’s health insurance card, and a digital medical consent form which can allow the student’s trusted friends and family to speak with medical personnel. Learn more about the app by visiting or follow on Facebook @Umergency, Twitter @Umergency and Instagram @Umergency. Reported by PRWeb 19 hours ago.

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    In an op-ed for USA TODAY, President Donald Trump made a series of false and misleading statements about Medicare and health insurance in general.

      Reported by Delawareonline 16 hours ago.

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    J.Lodge serves Fortune 500 companies with a team of Americans with disabilities and Veterans

    FALLS CHURCH, Va. (PRWEB) October 11, 2018

    Cognosante, a leader in health information technology solutions and services, today announced the acquisition of J.Lodge, an industry leader in contact center monitoring and quality assurance.

    Inspired by Jackie Lodge’s personal story—a lifelong survivor of a debilitating medical condition—J. Lodge supports alternative work environments and flexible schedules, providing remote job opportunities to an under-employed segment of the U.S. population. Cognosante’s acquisition of J.Lodge will expand meaningful career opportunities for disabled persons, Veterans, caregivers, and the spouses of servicemembers.

    J.Lodge employs innovative technology and an exceptional U.S.-based workforce, combining practical experience with modern data science methods. J.Lodge uses proprietary MyQuality software and industry-leading speech analytics to deliver metrics-driven solutions that identify business improvement opportunities and measure tangible results. This acquisition allows Cognosante to offer differentiated quality monitoring services to its health-focused clients.

    “We are extremely excited about joining forces with the right partner that shares the same vision and passion. This is an exciting time for us as we prepare to accelerate and grow our employee and customer bases,” said Mike Schrider, who cofounded J.Lodge with Kolleen Schrider.

    “My entrepreneurial goal has long been to maintain the dual mission of doing exceptional work for our customers and doing good for society. J.Lodge is that kind of company, and it is why I am so excited to build upon the foundation Mike and Kolleen have built,” said Michele Kang, founder and CEO of Cognosante.

    Reflecting its mission-focused legacy, J.Lodge will maintain its name and will operate as a wholly-owned subsidiary of Cognosante. J.Lodge senior executives will continue to support the company as Cognosante employees.

    About Cognosante
    Cognosante provides technology solutions, business process outsourcing, and consulting services to Federal, state, and local government health agencies. The company has nearly three decades of experience working with 48 states and the Federal government, developing, managing, and executing large, complex health information programs. Its expertise includes Medicaid; Medicare; military and Veterans’ health; the health insurance marketplace; data standards and analytics; modular system development and integration; and fraud, waste, and abuse detection and prevention. Visit for more information.

    About J.Lodge
    J.Lodge, a Cognosante company, provides superior quality monitoring services and solutions for contact centers that improve customer experience and their bottom line. The company pairs the latest in speech analytics technology with top-of-the-line call, email, and chat monitoring. J.Lodge is mission-driven, and provides meaningful career opportunities for Veterans, people with disabilities, and their caregivers. Visit for more information.

    Media Contact
    Lisa Amore for J.Lodge/Cognosante
    206.954.8006 Reported by PRWeb 18 hours ago.

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    It wasn’t long ago that health insurance brokers had one primary focus: to sell insurance policies to clients. But the increasingly complex – and costly – nature of health insurance means that clients often want someone who can not only present different plan options but will advise on which plan might work best and how to save money. Lisa Engler is a health care actuary at M&T Insurance Agency Inc. in Buffalo. As director of analytics for the group benefits team, she uses data to help clients… Reported by bizjournals 3 hours ago.

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    The price of the most popular level of health insurance sold under the Affordable Care Act will drop slightly next year, the first time rates have dropped since the law was implemented, The New York Times reports. Reported by Newsmax 21 hours ago.

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    Ex-Brick employee and daughter of a disgraced mayor served only 10 months of a 5-year sentence for stealing nearly $1M from the town's health insurance program to help brother's failing business. Reported by 13 hours ago.