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What happens when life insurance companies track fitness data?

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What happens when life insurance companies track fitness data? Last week, life insurance company John Hancock Financial announced that it would only sell so-called interactive policies that allow customers to share fitness data in exchange for discounts. Though customers can opt out of the program, the 156-year-old company’s decision has created worry about privacy precedents and unintended consequences.

Broadly speaking, “interactive policy” means the company receives extra data and then uses it to adjust premiums or give discounts, according to Reginald Mazyck, a life actuary at the National Association of Insurance Commissioners. These policies are frequently used in the United Kingdom and are becoming more popular in health insurance and with individual companies, but one of the most well-known... Reported by The Verge 9 hours ago.

Amerigroup Ranked Top Medicaid Plan in Georgia by NCQA

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ATLANTA--(BUSINESS WIRE)--AMGP Georgia Managed Care Company, Inc. d/b/a Amerigroup Community Care placed top in the state in the recently released National Committee for Quality Assurance (NCQA) Medicaid Health Insurance Plan Ratings 2018-2019. The NCQA, a nonprofit organization dedicated to improving health care quality, publicly released its 2018-19 Health Insurance Plan Ratings at healthinsuranceratings.ncqa.org. The annual report rates more than 1,000 commercial, Medicaid and Medicare plans Reported by Business Wire 8 hours ago.

Dueling Obamacare Lawsuits Could Tip Close Midterm Races

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Dueling Obamacare Lawsuits Could Tip Close Midterm Races Watch VideoThe fate of Obamacare is again at stake in the courts -- this time just weeks before the midterm elections. And the legal battles are having a big impact in key races.

Protections for people with pre-existing conditions like asthma or cancer are at the center of the legal debate. 

Democrats have jumped on the GOP for supporting legal challenges that could see people with pre-existing conditions lose their health insurance. Republicans, meanwhile are trying to reconcile their distaste for Obamacare with the health care worries of their base. 

"They’re running into a contradiction, and that is that a lot of the same people that have been sympathetic to the hostile view of Obamacare... A lot of those people at the same time are dependent on the affordable care act for their health insurance," said Dr. M. Gregg Bloche, a legal professor at Georgetown University and a former health care policy advisor for President Barack Obama's 2008 campaign.  

To understand the lawsuits, we have to go back and look at how the Affordable Care Act works and how it’s been changed since the 2016 election. 

The Affordable Care Act is often referred to as a three-legged stool. The first leg is the regulations on health insurers. They can’t deny anyone coverage because of a pre-existing condition, and they have to provide coverage for essential health care needs like maternity care, prescription drugs and mental health services.  

The second is the requirement that all Americans buy health insurance. This was known as the individual mandate and it was enforced through a tax penalty. 

The third leg is government subsidies to help make the insurance more affordable.

When Congress couldn’t reach a deal to repeal and replace Obamacare, Republicans chipped away at the legs of the stool. President Donald Trump cut off payments for key subsidies under the Affordable Care Act and he signed executive orders to allow insurers to sell skimpier plans that don’t cover pre-existing conditions. 

*SEE MORE: Trump's Short-Term Health Insurance Chips Away At Obamacare*

Meanwhile, Congress passed a tax reform bill that made the individual mandate tax penalty for Americans who don’t get health insurance zero dollars. 

Now, 20 conservative State Attorneys General are arguing that removing the tax penalty invalidates the rest of Obamacare’s regulations. 

"The argument is that now the enforcement piece of the individual mandate is taken out because the tax has been brought to zero and therefore insurers are being required to limit their rates and required to take all customers, so-called guaranteed issue and that deal is broken and therefore at least that part of the affordable care act should be struck down as unconstitutional," Dr. Bloche explained. 

If that lawsuit, which was argued in a District Court in Texas earlier this month, is successful people who have pre-existing conditions might not be able to afford health insurance anymore. 

Red State Democrats like West Virginia Sen. Joe Manchin have seized on this lawsuit in their campaign messaging. 

Trump won in West Virginia by over 40 points, but Manchin is holding on to a tight lead in the polls, and experts say it’s because voters are worried about their health care.

"These folks are saying 'Oh my God. My health insurance, my family’s health insurance, my kids. They’re threatened by a loss of the protections of the Affordable Care Act,'" Dr. Bloche said.

Even Republicans who support the lawsuit are trying to reassure voters that they won’t lose their health insurance if they have a pre-existing condition. 

Missouri GOP Senate Candidate Josh Hawley vowed in a recent ad to protect people with pre-existing conditions. Hawley is one of the 20 Attorneys General who filed the lawsuit. 

In Maryland, there’s another lawsuit aimed at protecting the Affordable Care Act by striking down Trump’s executive actions that have chipped away at it. 

That case, brought by patient groups, argues that Trump’s new health care regulations are “contrary to the law, arbitrary and capricious.” 

It’s unclear when judges will make any rulings on the two lawsuits, but it is likely that they will end up going to the Supreme Court, where a newly appointed Justice could have a big impact on the final decision. 

It’s unclear when judges will make any rulings on the two lawsuits, but it is likely that they will end up going to the Supreme Court, where a newly appointed Justice could have a big impact on the final decision. 

"People talk a lot about abortion and Roe V. Wade... but I submit that that seat will be at least as important, probably more important in the lives of lots of Americans because of its potential impact on health care and a whole host of other bread and butter issues," Dr. Bloche said.  Reported by Newsy 5 hours ago.

PMJAY to cover all urological disorders; a big relief for prostate cancer patients

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The recently implemented world's largest government-funded health insurance scheme- Pradhan Mantri Jan Arogya Yojana (PMJAY) under Ayushman Bharat Mission, will cover all urological disorder treatments including prostate cancers. Doctors say that advancing age requires regular screenings to check the prostate problems, and thus this will immensely help patients from weaker sections who were so far neglecting the critical disease due to the unaffordable cost of treatments.

"Under PM-JAY, the government, in consultations with healthcare providers has fixed up charges for treatments for all urological disorders and that will be reimbursed by the insurers. Due to lack of awareness in rural areas people tend to ignore prostate problems and now with PM-JAY in place, a large number of people can avail treatments for Prostate cancer which is the second largest cancer in the country," said Dr Anup Kumar, Head of Department, Department of Urology and Renal Transplant, VMMC and Safdarjang Hospital.

In India, prostate cancer is the second most common cancer in Indian males as per ICMR and various state cancer registries. The incidence rate in India is 9-10/100000 population which is higher than in other parts of Asia and Africa but lower than the USA and Europe. Healthy lifestyle, exercise, avoiding preserved foods, good control of Hypertension/Diabetes and specialized medical intervention help in prevention, cure and care of the disease.

"The cancer projection data shows that the number of cases will become doubled by 2020. Delhi Cancer registry shows cancer of the prostate is the second most frequently diagnosed cancer among men in Delhi where the incidence of cancer is 10-12 percent and after oral cancers, the prostate is the leading problem," he added.

Surveys and registries reveal that prostate is the second leading site of cancer among males in large Indian cities like Delhi, Kolkata, Pune and Thiruvananthapuram, third leading site of cancer in cities like Bangalore and Mumbai and it is among the top ten leading sites of cancers in the rest of the Population-Based Registries for Cancers (PBRCs) of India.

-*MOSTCOMMON*-

In India, prostate cancer is the second most common cancer in Indian males as per ICMR and various state cancer registries. The incidence rate in India is 9-10/100000 population which is higher than in other parts of Asia

Article Type: 
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Pradhan Mantri Jan Arogya Yojana (PMJAY)
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Safdarjang Hospital
Delhi Cancer Registry
Thu, 27 Sep 2018-06:05am
Date updated: 
Thursday, 27 September 2018 - 6:05am
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Highlights:  Reported by DNA 1 hour ago.

US telemarketer fined US$82M for making 21 million robo-calls in 3 months

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US telemarketer fined US$82M for making 21 million robo-calls in 3 months The Federal Communications Commission of the United States on Wednesday imposed an US$82 million ($123 million) fine against a telemarketer who made more than 21 million unsolicited calls to consumers to try to sell health insurance... Reported by New Zealand Herald 4 hours ago.

Group of Pro Football Hall of Famers threaten boycott

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Group of Pro Football Hall of Famers threaten boycott A group of Pro Football Hall of Famers led by Eric Dickerson is demanding health insurance coverage and a share of NFL revenues Reported by FOX Sports 1 week ago.

RegQuest Executive Director to Serve as Luncheon Keynote Speaker at NAIRO Annual Symposium

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RegQuest™, the nation’s premier online regulatory compliance resource focused on health insurance functions including medical management and appeals, today announced that Executive Director Jessica Grillo, JD, will serve as the luncheon keynote speaker at the National Association of Independent Review Organizations (NAIRO) Annual Symposium, which will be held October 16-17, 2018 in San Diego, California.

ANNAPOLIS, Md. (PRWEB) September 19, 2018

RegQuest™, the nation’s premier online regulatory compliance resource focused on health insurance functions including medical management and appeals, today announced that Executive Director Jessica Grillo, JD, will serve as the luncheon keynote speaker at the National Association of Independent Review Organizations (NAIRO) Annual Symposium, which will be held October 16-17, 2018 in San Diego, California.

Each year, NAIRO’s annual Symposium discusses the latest developments and trends in independent medical review. The Symposium delivers in-depth educational content, along with networking opportunities, to meet and exchange ideas with others in the industry.

The theme for the 2018 NAIRO Symposium is “Navigating the Changes in Healthcare,” highlighting changes in compliance, regulatory, and other requirements to help Independent Review Organizations (IROs) and Utilization Review Organizations (UROs) navigate the dynamic and ever-evolving healthcare landscape.

Ms. Grillo’s luncheon keynote will center on RegQuest’s unique ability to deliver an on-demand, subscription-based breakdown of all 50 states’ utilization management, external review, grievance procedure and Workers’ Compensation utilization management laws and regulations. RegQuest’s research is conducted by a team of legal experts, vetted by state regulators and regularly updated. In addition, RegQuest provides its subscribers with quick reference tables, trend reports and educational webinars.

“NAIRO and its Symposiums provide a terrific avenue for collaboration, education and networking amongst IROs and UROs,” said Garry Carneal, JD, MA, RegQuest founder. Carneal added, “We are honored to provide NAIRO’s membership base with a keynote that highlights real-world examples of the information RegQuest is poised to deliver.”

RegQuest not only summarizes key regulatory and industry trends, but also works with key stakeholders, including The Kennedy Forum and Schooner Strategies, LLC, to develop new model regulations and policies that promote value, transparency and accountability in health care.

To register for the 2018 NAIRO Symposium, visit: https://www.nairo.org/symposium/.

About RegQuest
RegQuest, an online, subscription-based tracking and reporting service, details many of the business, legal and regulatory forces directly impacting health insurance companies, medical management organizations, third party administrators and other key players in the health insurance industry. RegQuest is an essential current awareness tool for employers and health plans, making compliance easier and more efficient by offering accurate information in a user-friendly format via its 50 state regulatory surveys, quick reference summary tables, and subscriber alerts. RegQuest is well on its way to complete the “DNA sequencing” of all medical management regulations. For more information or to subscribe, please visit http://www.RegQuest.com.

About NAIRO
NAIRO (The National Association of Independent Review Organizations) was formed by the majority of URAC-accredited IROs. The mission of NAIRO is to promote the quality and integrity of the independent review process at the internal and external levels. Utilizing the expertise of board-certified clinicians throughout the country, NAIRO members embrace an evidence-based approach to independent medical peer review, in order to help resolve coverage disputes between enrollees and their health plans. More information can be found at http://www.nairo.org. Reported by PRWeb 1 week ago.

Hillary Clinton to Keynote Becker's Hospital Review 7th Annual CEO + CFO Roundtable

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Former Secretary of State and presidential candidate Hillary Rodham Clinton will be a keynote speaker at the Becker's Hospital Review 7th Annual CEO +CFO Roundtable in November.

CHICAGO (PRWEB) September 19, 2018

Becker's Hospital Review is pleased to welcome Hillary Rodham Clinton as a celebrity keynote for Becker's 7th Annual CEO + CFO Roundtable, Nov. 12-14 at the Swissôtel Chicago.

A Chicago native and the author of five best-selling books, Ms. Clinton has devoted four decades to public service. After graduating from New Haven, Conn.-based Yale Law School, she married Bill Clinton and became a successful attorney. During her 12 years as first lady of Arkansas, she was chairwoman of the Arkansas Education Standards Committee, co-founded the Arkansas Advocates for Children and Families, and served on the Arkansas Children's Hospital and Children's Defense Fund boards.

Ms. Clinton was first lady of the U.S. from 1993 to 2001, during which time she led efforts to improve the adoption and foster care systems, decrease teen pregnancy rates, and establish the Children's Health Insurance Program. In 2000, Ms. Clinton was elected U.S. senator from New York. As senator, she worked to expand access to quality, affordable healthcare and secured funding to rebuild New York after the Sept. 11 terrorist attacks in 2001. Ms. Clinton was re-elected to the Senate in 2006, winning 58 out of New York's 62 counties.

The following year, Ms. Clinton became the first woman to win a presidential primary or caucus state, receiving 18 million votes. After campaigning for Barack Obama and Joe Biden in the 2008 general election, she was named secretary of state. Over four years, Ms. Clinton worked to strengthen the country's global leadership and visited 112 countries. Her notable efforts include backing crippling sanctions on Iran and negotiating a cease-fire between Israel and Hamas.

Ms. Clinton made history again in 2016, becoming the first woman nominated for president by a major U.S. political party. As the Democratic presidential candidate, she won the national popular vote by earning support from nearly 66 million Americans.

Ms. Clinton will speak at Becker's conference Wednesday, Nov. 14. She joins more than 135 executive speakers, including 78 CEOs and 50 CFOs, who make up a full three-day agenda of sessions on key topics such as strategy, leadership, finance, physician alignment and more.

To hear Hillary Clinton and other fascinating speakers, join Becker's Hospital Review at Becker's 7th Annual CEO + CFO Roundtable, Nov. 12-14 by registering here: https://www.regonline.com/registration/Checkin.aspx?EventID=2247278 or contact Jess Cole by email at jcole@beckershealthcare.com or by phone at 312-929-3675.

For the complete conference brochure, click here: https://www.beckershospitalreview.com/november-ceo-roundtable-conference/.

About Becker's Hospital Review
Becker's Hospital Review is a monthly publication offering up-to-date business and legal news and analysis relating to hospitals and health systems. Articles are geared toward high-level hospital leaders, and we work to provide valuable information, including hospital and health system news, best practices and legal guidance specifically for these decision-makers. Each issue of Becker's Hospital Review reaches more than 18,000 people, primarily acute care hospital CEOs, CFOs and CIOs.

### Reported by PRWeb 1 week ago.

Nashville health care firm names new CEO

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A Nashville-based company that provides care-management services to health insurance companies has a new leader. KEPRO announced Wednesday that Joel Portice has been named CEO of the company. He succeeds Joseph Dougher, who has retired, according to a news release.  Portice was most recently CEO of Nashville-based Intermedix Corp., a health care revenue-cycle management and data-analytic firm that was sold in February to Chicago-based R1 RCM Inc. in a deal valued at $460 million. Prior to Intermedix,… Reported by bizjournals 1 week ago.

Humana tax break in doubt after past wage allegations surface

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Some members of a state board expressed concern that the health insurance giant may have misrepresented its history of alleged labor-law violations. Reported by bizjournals 1 week ago.

Jennifer Bailey Joins Cognosante as Chief People Officer

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Jennifer Bailey, an industry veteran with more than 20 years of experience, spearheads all HR functions as Chief People Officer at Cognosante.

FALLS CHURCH, Va. (PRWEB) September 19, 2018

Cognosante, a leader in health information technology solutions and services for Federal and state public health agencies, today announced the appointment of Jennifer Bailey as Chief People Officer. Bailey, an industry veteran with more than 20 years of experience, will spearhead all Human Resources (HR) functions, including acquiring, developing, and retaining talent; building and advancing organizational capabilities, and driving employee engagement.

“We are thrilled to welcome Jennifer to the team,” said Cognosante founder and CEO Michele Kang. “She recognizes the unique challenges and tremendous opportunities associated with a rapidly growing, fast-paced environment, and understands how establishing the right people strategy is critical to the success of our organization. Jennifer’s proven ability to provide strategic direction, leadership, coordination, and management of all facets of HR operations will support Cognosante’s strategic direction, creating alignment with the mission, vision, values, goals, and overall culture of the company.”

Bailey joins Cognosante from Perspecta, where she served as Vice President of Human Resources for the past four years. In this role, she was responsible for all aspects of HR including talent acquisition, talent management, total rewards, and HR business partnerships. Prior to Perspecta, Bailey spent 13 years at Vangent Inc. which was later acquired by General Dynamics Information Technology. As Vice President of HR for the Health and Civilian Solutions Division, she served as a trusted advisor to senior business leaders and drove the implementation of workforce strategies.

“I look forward to contributing and providing insights that are meaningful to both business and people,” said Bailey. “This opportunity strikes a perfect balance for me—one that allows me to apply government contracting industry knowledge to human capital strategy while also participating as a member of the executive team. I believe business growth comes from a happy and thriving workforce, and from what I’ve heard, that exceptional talent already exists at Cognosante.”

About Cognosante
Cognosante provides technology solutions, business process outsourcing, and consulting services to Federal, state, and local government health agencies. The company has nearly three decades of experience working with 48 states and the Federal government, developing, managing, and executing large, complex health information programs. Its expertise includes Medicaid; Medicare; military and Veterans’ health; the health insurance marketplace; data standards and analytics; modular system development and integration; and fraud, waste, and abuse detection and prevention. Visit cognosante.com for more information.

# # #

Media Contact
Heidi Gerarde
Communications Manager, Cognosante
(703) 658-8414
communications@cognosante.com
http://www.twitter.com/cognosante
http://www.facebook.com/Cognosante
http://www.linkedin.com/company/cognosante/ Reported by PRWeb 1 week ago.

DFV Deutsche Familienversicherung AG: Digital property insurance

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DFV Deutsche Familienversicherung AG: Digital property insurance *FRANKFURT AM MAIN, GERMANY / ACCESSWIRE / September 20, 2018 /* Deutsche Familienversicherung has been offering a new household insurance policy since 19.09.2018. DFV-HausratSchutz is therefore the first of a total of three new digital property insurance policies that the Frankfurt-based Insurtech will be launching on the market in the coming weeks. "16 Matrix" therefore consists of household contents, liability insurance, motor legal protection and accident insurance. The latter was launched on the market last year and is the first "on demand" accident insurance in Germany, and was awarded a "very good" rating (1.3) by the German consumer organisation, Stiftung Warentest on Wednesday. The structure of "16 Matrix Property" is based on the simple and clear structure of "16 Matrix health" and in terms of costs is available in the variants Basic, Comfort, Premium and Exclusive. Dr. Stefan M. Knoll, CEO and founder of Deutsche Familienversicherung says: "In 2007 we launched the property insurance package Combi-5-plus onto the German insurance market which offered a revolutionary new product solution. So, in 2018 we will be implementing the new 16^th Matrix Property"; a product portfolio that is easy to understand and is based the level of digitisation of our supplementary health insurance.

*Customers want things to be quick and easy - the digital customer journey*

The digital customer journey begins once the customer has chosen one of the insurance products Basic, Comfort, Premium or Exclusive, and Deutsche Familienversicherung offers the mobile payment methods PayPal, AmazonPay and Amazon Login. Once the 2-minute online process is complete, the customer will receive an email with the login data for the DFV customer portal, the link to download the DFV app and an insurance card in wallet format. The digital wallet card has replaced the old plastic card. Customers can use the DFV app and the DFV customer portal to make changes to their contract data which the Java-based IT-system then implements in real time and notifies the customer direct via email. The conclusion and business processing of the new DFV property insurance therefore takes place exclusively online and digitally. Dr. Stefan M. Knoll: "Customers want things to be quick, easy, clear and transparent, convenient is the key. We can guarantee this with our digital customer journey and achieve new standards in terms of customer orientation."

*Claims settlement - the digital 48-hour guarantee*

A claims settlement starts with a scan or image of the invoice which customers can upload to their DFV app or the DFV customer portal. The digital claims settlement process can then begin. With accident insurance, the Insurtech uses ICD-10 codes, an international classification of medical interventions and health conditions that would frequently appear on a medical invoice. The artificial intelligence then compares the data with the codes stipulated in the insurance policy conditions as covered, and the AI uses a fully automated process to decide if the costs will be reimbursed. Deutsche Familienversicherung also uses AI to settle claims relating to other property insurance cases. However, the Insurtech is only in the early stages of the application; Dr. Stefan M. Knoll adds: "The vulnerability to fraud in household contents and liability insurance is much higher than in accident insurance or supplementary health insurance, and this is why we have already incorporated AI into our systems to learn from employee judgments and decisions. But it will be some time until the settlement processing of claims for legal expenses, household and liability insurance is fully automated."

*About Deutsche Familienversicherung*

Deutsche Familienversicherung is based in Frankfurt am Main. It is an Insurtech operating on the German market and the first digitised insurance company. The 16 Matrix, with its clear, prudent and excellent insurance policies, has set new standards in the industry. Simply enter your age and the process is complete. Simple. Sensible. For more information, please visit: www.deutsche-familienversicherung.de

Contact:

Lutz Kiesewetter
Head of Corporate Communications
Telefon: +49 69 74 30 46 396
Telefax: +49 69 74 30 46 46
E-Mail: lutz.kiesewetter@deutsche-familienversicherung.de*SOURCE:* DFV Deutsche Familienversicherung AG

View source version on accesswire.com:
https://www.accesswire.com/512293/DFV-Deutsche-Familienversicherung-AG-Digital-property-insurance Reported by Accesswire 1 week ago.

CareVoice, China’s TripAdvisor-style health insurance start-up, launches in Hong Kong as it eyes Asian expansion

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A start-up that was the first to allow people in China to review and rate hospitals, clinics and doctors – a medical equivalent of TripAdvisor – launched its services in Hong Kong on Thursday. Shanghai-based CareVoice, which now provides a range of digital services in the insurance technology sector, sees the move as the first stage of a broader Asian expansion plan. The company started in 2014 as a mobile app for people to review and evaluate health-care services before moving into... Reported by S.China Morning Post 19 hours ago.

Why You Should Compare Medicare Drug Plans - Comparison of Drug Prices Finds Extreme Variation in Costs, According to Analysis Released by The Senior Citizens League

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There can be more than a thousand dollars in price difference among drug plans for the very same drug. Comparing plans doesn’t have to be a mind-numbing chore. Medicare beneficiaries can get free one-on-one counseling from State Health Insurance Program (SHIP) counselors by contacting your local Area Agency on Aging or senior center.

WASHINGTON (PRWEB) September 27, 2018

A new analysis of the highest and lowest prices of ten of the most frequently prescribed brand name drugs found extreme price variations among Medicare Part D drug plans, according to a new analysis released by The Senior Citizens League. “One look at the price comparison chart illustrates why Medicare beneficiaries need to check and compare drug plan prices during this fall’s Medicare’s Open Enrollment,” says Mary Johnson, a Medicare policy analyst for The Senior Citizens League.

There can be more than a thousand dollars in price difference among drug plans for the very same drug, the analysis found. In addition, due to recent legislative changes that limit the co-insurance charged during the “doughnut hole” stage of coverage, some brand name drugs are now less expensive in the “doughnut hole” than in the initial coverage stage, where costs are typically the lowest.

“Because Medicare isn’t negotiating prices on our behalf, there’s no consistency in drug pricing among Medicare Part D drug plans,” says Johnson, who performed the comparisons using the Medicare website’s Drug Plan Finder. The disparity in pricing is highest when the drug isn’t listed on the plan’s formulary or list of covered drugs. The diabetes drug Novolog Flexpen, for example, had a low price of $37 and a high of $2,012 in a plan where the drug is not on the formulary.

A monthly supply of Lyrica, which is used to treat the nerve and muscle pain of fibromyalgia and seizures, costs a low of $37 and a high of $178. The $178 is higher than what drug plan enrollees would pay in the “doughnut hole” coverage-gap phase, which is $155. In 2019, enrollees will pay 25 percent co-insurance for covered brand name drugs in the doughnut hole. However, in a number of plans, initial coverage co-insurance for top formulary tiers can be as high as 50 percent, which would be twice as much as the doughnut hole in 2019.

In one case, the comparison found the cost of the drug was driven up when the high drug plan premium was factored in. For example, Voltaren Topical Gel ranges from $28 to $37 per month. However, the plan in which the drug cost the least had an unusually high premium. Once the premium of $159 was added to the $28, the total cost was $187 ($28 + 159), versus $63 for the lowest-costing plan ($37 + 26).

“Most people 65 and over take more than one prescription drug. To get the lowest-cost and best plan, people need to compare plans based on all the drugs they actually take,” Johnson explains. “The Medicare Drug Plan Finder shows the combined cost of drugs and the premium with the lowest costing plan shown first. In addition, consumers should carefully compare prices between in-network walk-in and mail-order pharmacies — those prices can also vary,” Johnson notes.

Information on all drug plans, premiums and drug costs can be found on the Medicare Drug Plan Finder at http://www.Medicare.gov. The drug plan finder allows personalized searches based on the drugs one actually uses.

Comparing plans doesn’t have to be a mind-numbing chore. Medicare beneficiaries can get free one-on-one counseling from State Health Insurance Program (SHIP) counselors by contacting your local Area Agency on Aging or senior center. SHIP contact info can be found at https://www.shiptacenter.org. Medicare beneficiaries can compare plans and make changes during Medicare Open Enrollment, which runs October 15 — December 7, 2018.

###

With 1.2 million supporters, The Senior Citizens League is one of the nation’s largest nonpartisan seniors groups. Its mission is to promote and assist members and supporters, to educate and alert senior citizens about their rights and freedoms as U.S. Citizens, and to protect and defend the benefits senior citizens have earned and paid for. The Senior Citizens League is a proud affiliate of The Retired Enlisted Association. Visit http://www.SeniorsLeague.org for more information.

The list of drugs and costs is available here. Drugs and Costs Spreadsheet. Reported by PRWeb 18 hours ago.

Medix survey uncovers Hong Kong's fear and confusion around cancer

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Medix survey uncovers Hong Kong's fear and confusion around cancer Lack of knowledge on which preventive measures are essential, and a significant reliance on Google and family for additional advice, highlights the need for much more to be done to help educate citizens on the diagnostics, treatment options, technologies and lifestyle needed to tackle cancer
· Survey finds 75% of Hong Kong respondents are worried about being diagnosed one day with cancer, with 69% knowing at least one person in their close social circle who has been diagnosed. Despite this, only about a third undergo cancer related tests to prevent or diagnose the disease. For example, only 36% of women have pap smear/breast examinations, which is known to save lives.
· Knowing where to turn to for advice is another area of concern, with almost a third of respondents looking to Google (32%) and family/friends (31%) for additional advice after a diagnosis, rather than a family doctor (30%).
· Ensuring the best treatment is applied at the time of diagnosis is another area of concern, with less than half identifying the following as the singular most important step in the treatment of cancer: staging of the disease before deciding on treatment (13%); genetic testing of the tumour to match best treatment option (13%); and biopsy of the tumour in obtaining final diagnosis (13%).
· Currently, when it comes to treatment, nearly half (49%) combine conventional medicine with traditional Chinese; on the other hand, 85% of respondents would use advanced new technologies focusing on identifying the genetic makeup of the tumour to enable targeted, personalised cancer care, if made available.
· 78% are strongly interested and would seek for Personal Medical Case Management services should they be diagnosed with cancer (compared to 76% last year).

HONG KONG, Sept. 27, 2018 /PRNewswire/ -- A new survey commissioned by Medix has uncovered a worrying trend across Hong Kong when it comes to the perception, diagnosis and treatment of cancer. Across every age group and gender, there is a clear fear of being diagnosed with cancer, yet a lack of sufficient screening and actions taken to prevent and early diagnose cancer. Further, confusion is seen over the best resource to turn to for advice on treatment, along with a strong desire for Personal Medical Case Management and access to new diagnostic medical technologies to obtain personalised, targeted treatment.Medix survey uncovers Hong Kong's fear and confusion around cancer

 

"What's clear from the survey, and our own experience managing patients, is that people are missing the chance to save a Hong Kong life. It's as simple as that," said Sigal Atzmon, CEO, Medix. "Take breast cancer for example, in Hong Kong it is the most common cause of cancer and the third leading cause of cancer related death among women, yet there is a worrying number of female respondents who do not have regular breast examinations of any kind."^[1]

"There is a clear need here to re-address how everyone from the government to insurers and doctors help educate people on the importance of taking a preventative and early diagnosis approach."

One of the most striking aspects of the findings is that they are very similar across the different age groups and genders. Take the initial steps after diagnosis, Google (32%) and family/friends (31%) are two of the most popular ways people seek advice, behind only seeing an oncologist (74%). When asked about how they would approach cancer for themselves or their family, there is a strong demand to obtain Personal Medical Case Management services (78%). Worryingly, only a few (13%) view undergoing a biopsy to obtain a final diagnosis as being the most singular important step in the cancer treatment journey. Additionally, only 13% consider staging of the disease the most important step before deciding on treatment. Both of these steps have proved to have a big impact on quality of care provided, medical outcomes, survival rates and cost of treatment if carried out on time.

The survey also showed that there is still a belief that Traditional Chinese Medicine (TCM) complements conventional cancer treatment, with nearly half (49%) of cancer patients having combined Western treatment with TCM.

"This is quite worrying as medical literature & research has indicated there can be potentially negative side-effects for the patient when combining conventional Western treatments with Traditional Chinese Medicine,^[2]" said Professor David Zeltser, Global Medical Director at Medix. "For example, Asian Ginseng, is used in Chinese medicine to prevent cancer and restore strength. However, this induces the activity of CYP3A in the liver, which in turn reduces the effectiveness of many proven chemotherapy drugs. Physicians should be more proactive in obtaining a complete medication history, including herbal medicine use, when advising on suitable courses of treatment.^[3]"

"This survey clearly shows that Hong Kong citizens need to change their attitude and approach to cancer. In our opinion, while there is strong awareness of the risks of cancer, people are not taking the right preventative measures until it's too late. There is a lack of understanding about the best resources for information, and the first crucial steps on how best to tackle cancer. This means Hong Kong people are potentially pursuing treatments without receiving all of the right advice."

Ms. Atzmon added, "Seeking Personal Medical Case Management once you have already started treatment could often be too late, when actually it should be the first thing that you do. This should be alongside a measured and smart approach to speaking to different specialists, undergoing a biopsy and staging of your disease. The desire to find out more about new technologies focusing on identifying the genetic makeup of the tumour and using them to enable targeted, personalised cancer care if available is promising and shows there is a consumer appetite for innovative and more personalised ways to tackle cancer."

Professor Zeltser said the survey results, coupled with Medix' deep understanding of specialised Personal Medical Case Management services, pointed to a very clear set of guidelines to better help Hong Kong people deal with cancer. These include:

· Conduct screening tests based on your risk profile and family history.
· Insist on a biopsy and staging before starting treatment.
· Seek additional opinions and apply a multidisciplinary approach.
· Ask about new treatment options and genetic testing of your tumour to personalise your treatment plan.
· Assess and evaluate before rushing into surgery or starting your treatment plan.
· Consult an oncologist before combining TCM with Western Medicine.
· Seek treatment at specialist medical and academic centres which have access to clinical trials -- remember, famous doctors and private facilities are not always the best option.

Further, Ms. Atzmon called on the HKSAR Government to take additional steps to better educate Hong Kong people about cancer prevention and treatment, improve accessibility to subsidised cancer screening tests and shorten waiting times for cancer treatment at public hospitals. "There is a pressing need for greater transparency and reporting on cancer treatment provided by the private sector as well," she added.

The survey was carried out with 500 respondents from a diverse background of income, age and gender. A presentation deck outlining the results in detail can be provided on request.

*About Medix Medical Services
*Established in 2006, Medix is a global and leading provider of innovative, high quality, medical management solutions. With offices in London, Hong Kong, Shanghai, Singapore and Tel Aviv, and a client base exceeding 3 million members in over 90 countries, Medix offers its clients -- primarily global health & life insurers, financial groups, large corporates and government institutions -- significant value-added services in the world of healthcare. Medix' team is comprised of 300 in-house doctors alongside nurses, research experts, medical admin teams and a quality accredited global network of over 3,000 specialists and 1,500 leading hospitals.

Medix is proud to provide its customers with proven better medical outcomes. For example, on global yearly average, Medix has changed the initial diagnosis in over 20% of the cases and improved treatment choices in over 43% of the cases. In Asia, these numbers are even higher. By doing so, Medix provides its customers with fast-track solutions to the right diagnosis and optimised treatment pathways. In over 55% of the cases unnecessary consultations, tests, treatments and procedures were avoided, which led to significant improvement in overall medical quality, efficiency and cost management.

Further, Medix also provides disease prevention management services, digital health solutions and medical governance services to insurers, large corporates and government institutions.

Medix is a Shared Value company that strives to enable people around the world to receive the best medical care possible while eliminating unwarranted healthcare variations and helping to control medical cost inflation. Believing that the accessibility, quality and sustainability of medical care are important components of social rights, Medix is very passionate about these issues and is globally fully dedicated to these activities.
www.medix-global.com

*About Medix Medical Monitor Research 
*The Medix Medical Monitor Research was structured to investigate Hong Kong consumers' awareness and behaviour towards health issues and cancer. The research data was collected through computer-assisted web interviews of 500 people, who are health insurance policy holders aged 30 to 59 with average or above personal income. The quotas on gender, age, personal income and geographical coverage applied reflect the representation of the target consumers in Hong Kong. The research was conducted in August, 2018 by Kantar Millward Brown, a leading multinational market research firm.
[1] https://pdfs.semanticscholar.org/bf78/6f856db171441921cff015debc2175efb6fb.pdf

[2] https://cancerforum.org.au/wp-content/uploads/2015/06/Mar11_Table1_p19.jpg

[3] https://cancerforum.org.au/forum/2011/march/interaction-between-complementary-and-alternative-medicine-with-conventional-anti-cancer-medicine/

Photo - https://photos.prnasia.com/prnh/20180927/2250385-1-a
Logo - https://photos.prnasia.com/prnh/20180927/2250385-1LOGO

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http://www.medix-global.com Reported by PR Newswire Asia 16 hours ago.

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SAN FRANCISCO (PRWEB) September 28, 2018

Performance Lab Technologies, the leader in patented and proven activity behavior change technology, and Vivametrica, the gold standard in activity-based health scoring, insurance underwriting and rating, announce the formation of EngageRate. Based in San Francisco, EngageRate leverages Performance Lab’s patented activity analytics and personalized participant experience along with Vivametrica’s reinsurance-validated use of activity data to more quickly, accurately and cost-effectively underwrite life and health insurance. The company will bring to market a turnkey solution for life and health insurers looking to better underwrite their risks while improving client engagement, satisfaction and wellbeing through an interactive mobile experience.

“For over 25 years, we’ve helped world class athletes and professional teams achieve their full physiological potential,” says Performance Lab’s CEO Waynne Dartnall. “Our ARDA™ platform delivers patented activity behavior change technology that provides guidance for those working to improve their health, weight and fitness; guidance that is as personalized as one receives from a personal coach or clinician but with the continuous feedback one can receive from an activity tracker. Moving into the health and insurance market was a natural extension for us and we were looking to do so with the right partner. We found that ideal partner in Vivametrica.”

“Vivametrica VScore delivers activity-based underwriting that is faster, more accurate and more cost effective than traditional underwriting approaches,” says Christy Lane, Ph.D., Co-CEO of Vivametrica. “We’ve conducted many studies – including those with Munich Re and SCOR – to prove that our mortality and morbidity risk scoring tools are truly game-changing for the insurance industry. Our research has shown that other than age, physical activity is the strongest predictor of mortality and up to 10X more impact on mortality risk than smoking. In fact, we can say with scientific confidence that when it comes to measuring and managing mortality risk, sitting really is the new smoking.”

“Performance Lab and Vivametrica recognized their synergies early on,” says Mark Agnew, EngageRate’s CEO. “Vivametrica can assess mortality and health risk in real time using just the data from an individual’s smart phone. Likewise, Performance Lab can leverage a person’s smart phone and wearable to establish an individual’s physiological fingerprint and then deliver personalized activity plans and coaching. Each company could have simply cross-licensed the other’s technology; but instead chose to establish EngageRate as a world class, standalone company whose sole focus will be to bring to market the integrated IP of both companies.”

“Activity is the new currency in the insurance industry,” says Agnew. “Fitness is the goal, but increased activity of all types is the means to that end. If done right, lasting activity behavior change can produce life-changing results.” Performance Lab conducted a 1,500-participant study in a corporate setting that resulted in impressive average results: 5 percent reductions in BMI and total cholesterol, an 11 percent reduction in resting heart rate and a 22 percent increase in aerobic fitness. Program adherence was also impressive. 9 out of 10 participants using Performance Lab’s methodology met their fitness goal every year for five years while only 1 in 10 in a control group were able to do so when left on their own to pursue similar activity goals.

“These results and their patented technology spoke volumes to us,” says Vivametrica’s Lane. “Given our proprietary expertise around the relationship between activity and health, one of our goals has always been to provide carriers with tools that will help them better engage with their customers, increase activity, and improve overall population health and wellbeing. Performance Lab brings the complementary, consumer-facing “how” of activity behavior engagement to our joint venture.”

“It’s well-established that increased activity is essential to health and longevity,” says Performance Lab’s Dartnall. “Yet helping people take that first step is the key. For some, it might be a financial incentive, a health concern or an emotional trigger. Performance Lab knows how to get people moving and then keep them moving when the inevitable interruptions of life intervene. We also bring blockchain-enabled security, privacy and incentives to the offering.”

Concludes EngageRate’s Agnew, “Combining Performance Lab’s Ironman-proven activity behavior change with Vivametrica’s reinsurance-validated underwriting and risk assessment creates a powerful combined offering for the insurance industry. It will enable them to play an increasing, continual and positive role in the lives of their clientele.”

About Performance Lab Technologies
Performance Lab Technologies is an activity analytics company. The company makes sense of the terabytes of personal activity data collected from smart phones and wearable sensors to help our clients meet their activity goals; whether those goals are to get off the couch, get to the starting line, or improve their health and wellbeing. Using patented IP, a state-of-the-art mobile experience and industry partnerships, Performance Lab is setting the standard in terms of activity analytics and dynamic coaching to help our clients live their best life.

About Vivametrica
Vivametrica is a health analytics company that provides measurement of mortality and chronic disease risk using digital biomarkers developed from personal sensor data. Vivametrica was started in 2013 by physicians and researchers with expertise in big data, physical activity, wearable devices, and evidence-based health measurement. Members of the team are also founders of the Wearable Health Lab at Stanford University. Vivametrica’s patent-pending algorithms are based on the world’s largest known dataset including physical activity. Analyses are used by life and health insurers to streamline underwriting, personalize insurance products, and provide engagement tools to customers. Vivametrica’s device-agnostic platform also supports health and wellness organizations.

For more information:
Mike Bradshaw
Connect Marketing
mikeb(at)connectmarketing.com
801-373-7888 (office)
801-361-2580 (mobile) Reported by PRWeb 14 hours ago.
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