Articles on this Page
- 09/07/18--20:17: _How hard is it to s...
- 09/08/18--11:57: _Letters: Managed ca...
- 09/10/18--10:18: _Health Insurance In...
- 09/11/18--00:41: _Policybazaar.com La...
- 09/11/18--01:03: _Spears Insurance Ed...
- 09/11/18--04:11: _Humana bringing mor...
- 09/11/18--14:40: _Downtown Chicago ho...
- 09/12/18--06:03: _Health insurance sc...
- 09/11/18--23:15: _Are you better off ...
- 09/11/18--22:41: _Dermapharm Holding ...
- 09/12/18--01:03: _Challenges in Obtai...
- 09/12/18--05:04: _FMCA Begins Registr...
- 09/12/18--07:05: _GoHealth Hiring 600...
- 09/12/18--08:19: _10 Years After The ...
- 09/12/18--11:24: _Uninsured rates in ...
- 09/12/18--11:09: _Bonify Signs Bindin...
- 09/12/18--11:09: _American National U...
- 09/12/18--11:47: _UnitedHealthcare CE...
- 09/12/18--13:30: _While Republicans t...
- 09/12/18--14:12: _Insurers Move Again...
- 09/07/18--20:17: How hard is it to say Nazis are bad: Obama asks Donald Trump
- 09/11/18--04:11: Humana bringing more than 120 jobs to Tampa area
- 09/11/18--14:40: Downtown Chicago hotel workers spend 5th day on strike
- 09/12/18--06:03: Health insurance scams soar amid Obamacare changes
- 09/11/18--23:15: Are you better off without health insurance policy?
- 09/11/18--22:41: Dermapharm Holding SE publishes report for first half of 2018
- 09/12/18--05:04: FMCA Begins Registration for 99th Convention and RV Expo
- 09/12/18--08:19: 10 Years After The Recession, Millennials Still Struggle Financially
- 09/12/18--11:24: Uninsured rates in New Jersey, Pennsylvania remain low in 2017
- 09/12/18--11:09: American National Urges Claims Preparedness for Hurricane Florence
- 09/12/18--14:12: Insurers Move Against OxyContin
Former US President Barack Obama during his hour-long speech at Illinois University asked Donald Trump why he did not condemn Nazi sympathisers and white supremacists.
“How hard can that be? Saying that Nazis are bad,” Obama said during a fiery Illinois University speech Friday, in a comment clearly directed at President Trump’s seeming inability to explicitly condemn a white nationalist and neo-Nazi rally in Charlottesville, Virginia, last year.
Earlier, Obama came out in open against his successor Donald Trump, blasting his policies and reminding voters that the economic recovery began on his watch and not in this regime, saying "he is a symptom and not the cause".
Addressing at the University of Illinois, Urbana-Champaign, less than two months before the mid-term elections that could determine the course of Trump's presidency, he said that the democracy in the US was facing the biggest threat of "indifference" and "cynicism".
"In the end, the threat to our democracy doesn't just come from Donald Trump or the current batch of Republicans in Congress or the Koch Brothers and their lobbyists, or too much compromise from Democrats, or Russian hacking. The biggest threat to our democracy is indifference," Obama said.
"The biggest threat to our democracy is cynicism - a cynicism that's led too many people to turn away from politics and stay home on Election Day. To all the young people who are here today, there are now more eligible voters in your generation than in any other, which means your generation now has more power than anybody to change things.
"If you want it, you can make sure America gets out of its current funk," he added.
Launching an unprecedented attack on Trump and his policies, Obama said: "It did not start with Donald Trump. He is a symptom, not the cause.""He's just capitalising on resentments that politicians have been fanning for years. A fear and anger that's rooted in our past, but it's also born out of the enormous upheavals that have taken place in your brief lifetimes," he said.
The former president said his presidency of eight years pulled the US economy out of crisis.
"But to this day, too many people who once felt solidly middle-class still feel very real and very personal economic insecurity.""Even though we took out bin Laden and wound down the wars in Iraq and our combat role in Afghanistan, and got Iran to halt its nuclear programme, the world's still full of threats and disorder," he said, adding that comes streaming through people's televisions every single day.
"And these challenges get people worried. And it frays our civic trust. And it makes a lot of people feel like the fix is in and the game is rigged, and nobody's looking out for them. Especially those communities outside our big urban centers, Obama said.
During his hour long speech, Obama said this Congress has championed the unwinding of campaign finance laws to give billionaires outsized influence over our politics; systemically attacked voting rights to make it harder for the young people, the minorities, and the poor to vote.
Slamming Trump's policies, he further said that he handed out tax cuts without regard to deficits, slashed the safety net wherever it could.
"Cast dozens of votes to take away health insurance from ordinary Americans. Embraced wild conspiracy theories, like those surrounding Benghazi, or my birth certificate," he added He further said that Trump rejected science, rejected facts on things like climate change, embraced a rising absolutism from a willingness to default on America's debt by not paying our bills, to a refusal to even meet, much less consider, a qualified nominee for the Supreme Court because he happened to be nominated by a Democratic President.
"None of this is conservative," Obama said.
"I don't mean to pretend I am channelling Abraham Lincoln now, but that's not what he had in mind, I think, when he helped form the Republican Party. It's not conservative. It sure isn't normal. It's radical. It's a vision that says the protection of our power and those who back us is all that matters, even when it hurts the country," Obama said.
"It's a vision that says the few who can afford a high-priced lobbyist and unlimited campaign contributions set the agenda. And over the past two years, this vision is now nearing its logical conclusion," he said.
Sat, 8 Sep 2018-08:32am
Saturday, 8 September 2018 - 8:32am
Hide lead image:
From Print Edition:
Highlights: Reported by DNA 18 hours ago.
Reported by DallasNews 2 hours ago.
Reported by SeekingAlpha 1 day ago.
*Policybazaar.com* (twitter handle: @policybazaar), world's leading insurtech brand, and India’s largest insurance website and comparison portal, has launched a new version of self-video cashless claims feature on its app for easy and faster claims processing & settlement.
*Policybazaar.com - Self Video Cashless Claim*Public Sector Insurers, New India Assurance and United India Insurance, have been the first ones to adopt the new feature and have joined hands with PolicyBazaar.com to offer consumers’ settlement of accidental claims through this feature using the Policybazaar.com app.The new feature allows consumers to overcome the hassle of physical inspection for claims and allows them to self-upload a video through the app for evaluation of damages on a vehicle, making the entire inspection process a matter of minutes and the approval process a matter of few hours.
With the human element of in-person inspection done away with and process largely automated, it significantly improves on the efficiency of the process, with the intent being to improve the overall consumer experience around the settlement of claims, a pain point for the industry in the past.Speaking about how the newly launched feature will benefit the consumer, *Mr**.** Yashish Dahiya, Co-founder & CEO, Policybazaar.com* said, “Customer-centricity is ingrained in the DNA of our organization's ethos. Continuing on our journey to make insurance a seamless experience we have launched this new PB Claims feature. The app is expected to reduce the timeline of approval/non-repair timelines from two days to two hours.”In India, it is estimated that for every 100 policies, there are roughly about 15 of those that go for claims, and these require physical inspection of the vehicle and documentation, which takes anywhere between two to three working days.Commenting on the new initiative,* **Mr.** K B Vijay Srinivas, CMD* (Joint in Charge) at United India Insurance, said, "We are a leading non-life insurer which keeps abreast of the latest technology trends with the objective of leveraging them to enhance our customer service levels. We at United India are very happy to pioneer a video app exclusively developed for motor vehicle damage claims. We laud the first of its kind customer-friendly initiative of Policybazaar.com in this regard. This initiative will have the twin benefits of fast turnaround times in claims settlement and making life easy for the customer."
The feature also provides with real-time updates to customers on the progress of their claims, which can be tracked through ‘*my account*’ section on the Policybazaar.com website or App.
To further strengthen the process, the company is also running a pilot on Artifical Intelligence (AI) being used to assess the estimate of the damage and quotation of repairs, which was earlier being provided only by the garage.
For the uninitiated, the new version builds on the first version that helped consumers to renew lapsed motor insurance by using the self-inspection video feature. The first version has won industry accolades for making renewal a matter a few hours for lapsed cases and reducing cost on the whole process.
*About ETechAces Marketing & Consulting Pvt. Ltd. *(“*PolicyBazaar Group*”)
ETechAces is the parent company that holds India’s leading insurtech brand, PolicyBazaar.com and India’s leading lending marketplace, PaisaBazaar.com. The company has backing from a host of investors including the likes of Softbank, Temasek, Tiger Global Management, True North, InfoEdge (Naukri.com), Premji Invest, besides investments from other PE funds and family offices.
PolicyBazaar.com started with a purpose to educate people on insurance products and has had a significant influence on how insurance is bought in India. It has helped in driving penetration of pure life insurance, health insurance, and such products which were barely bought earlier.
From receiving traffic of 1,80,000 visitors in 2008, PolicyBazaar.com has come a long way and today hosts over 100 million visitors yearly and records sale of nearly 3,00,000 transactions a month. Currently, PolicyBazaar.com accounts for nearly 25% of India’s life cover, and over 7% of India’s retail health business. It accounts for roughly half of all internet based insurance purchase in the country and is more than doubling annually.
In 2014, ETechAces started PaisaBazaar.com, an online financial marketplace for investment and lending products. Today, Paisabazaar.com is India’s largest online financial marketplace for loans and credit cards. It currently partners with more than 75 partners across lending and investment categories with 300+ products on offer. Since its inception in early 2014, the company has marked a staggering growth, and today disburses loans worth Rs. 360 crore in a month to more than 450 cities and towns.
We have received several accolades in India and globally. The most noteworthy being recognized as India’s top and world’s leading “*Fin Tech Innovator*” by the Global consultancy firm, KPMG and venture capital fund, H2 Ventures for 2015 & 2016. It has won a range of awards in the last couple of years, many of them consecutively. These include The Financial Express “*Best Fintech Marketplace*”, Internet & amp; Mobile Association of India (IAMAI) Digital India Award for “*Best Financial Website*” &; “*Most Innovating Insurance Service*”, IDC Iconic Award for “*Tech Implementation leading to Operational Excellence*”, to name a few.
Reported by NewsVoir 14 hours ago.
Spears Insurance Inc. hosts Affordable Health Care Information workshop presented at three different times.
PONDERAY, Idaho (PRWEB) September 11, 2018
Spears Insurance Inc. will be holding a workshop entitled “Getting Ready for 2019 Health Insurance Enrollment.” This seminar will take place on Wednesday, September 26, at Spears Insurance, which is located inside the Bonner Mall, 300 Bonner Mall Way, Suite 48, in the conference room. For your convenience, the workshop will be presented at 10:30 a.m., 1:30 p.m. and 5:30 p.m.
“We will be reviewing the application process as well as the steps needed to recertify for the Tax Credit for 2019,” explained Carey Spears, owner of Spears Insurance. “These workshops are open for both our clients and the general public.”
In this seminar, topics to be covered include who to contact for your Tax Credit evaluation (Idaho Department of Health and Welfare), documents that you may need and steps needed to enroll in Health Insurance for 2019.
“We will review the process as well as some of the changes for the coming year,” concluded Spears.
Each workshop will last approximately one hour with time for questions. To RSVP call 208-265-2026. Seating is limited.
About Carey Spears, Spears Insurance Inc.
Spears Insurance offers several lines of personal coverage. Carey Spears specializes in insurance plans for seniors. She offers Medicare Advantage, Medicare Supplement Insurance, and Medicare Part D Prescription plans, as well as health and life insurance. Danelle Baumgarten-Pickett specializes in health and life insurance. For more information, please call (208) 265-2026, or visit http://www.careyspears.com.
About the NALA™
The NALA offers small and medium-sized businesses effective ways to reach customers through new media. As a single-agency source, the NALA helps businesses flourish in their local community. The NALA’s mission is to promote a business’ relevant and newsworthy events and achievements, both online and through traditional media. The information and content in this article are not in conjunction with the views of the NALA. For media inquiries, please call 805.650.6121, ext. 361. Reported by PRWeb 14 hours ago.
Health insurance company Humana Inc. is creating opportunity in Tampa Bay. The Fortune 100 company currently employs 4,100 people in Tampa bay, but Humana (NYSE: HUM) said in a release this week it will be hiring 124 additional full-time customer service positions. The new positions will offer customer service support to the company's Medicare Advantage membership, as well as its now statewide participation in the Managed Care program for Medicaid recipients in Florida. Specifically, employees…
Reported by bizjournals 10 hours ago.
CHICAGO (AP) — Striking Chicago hotel workers spent a fifth day on picket lines as the walkout grew to 26 downtown hotels. Some visitors say hotels have scrambled to clean rooms and check in guests. The strike has targeted large chains including Hyatt, Hilton and Marriott. The Chicago Tribune reports employees at the Cambria Chicago Magnificent Mile joined the strike Tuesday. A main demand of the hotel workers' union, Unite Here Local 1, is for year-round health insurance for employees laid off during slower months. Visitor Kristian Hulgard of Dallas said it took eight hours to check into Palmer House Hilton. He said at $300 a night you'd expect things to go smoothly, but that the inconvenience wasn't "a big deal.
Reported by SeattlePI.com 23 hours ago.
A massive surge in health care-related robocalls shows how crooks follow the news to find new victims
Reported by CBS News 8 hours ago.
Private insurers in India have a poor record of paying up when customers need the cover, leading to a high complaints rate
Reported by IndiaTimes 15 hours ago.
DGAP-News: Dermapharm Holding SE / Key word(s): Half Year Results
12.09.2018 / 07:30
The issuer is solely responsible for the content of this announcement.
*Dermapharm Holding SE publishes report **for first half of 2018*
· Group revenues increased by 19.7% to EUR 280.3 million
· Adjusted EBITDA rose by 29.9% to EUR 70.9 million; EBITDA margin improved to 25.3%
· New growth opportunities thanks to the acquisitions of Strathmann and Trommsdorff, organic growth and successfully introduced proprietary developments
· Management Board confirms forecast for fiscal year 2018
*Grünwald, September 12, 2018 - Dermapharm Holding SE ("Dermapharm"), a leading producer of patent-free branded pharmaceuticals for select therapeutic areas based in Germany with a growing international presence, published its report for the first six months of 2018 today. The company increased its revenues by 19.7% to EUR 280.3 million in the reporting period (previous year: EUR 234.2 million). Earnings before interest, taxes, depreciation and amortization (EBITDA) adjusted for IPO preparations and the acquisitions of Strathmann and Trommsdorff in the amount of EUR 3.8 million increased by 29.9% to EUR 70.9 million (same period of the previous year: EUR 54.6 million). Accordingly, the adjusted EBITDA margin was 25.3%, 2 percentage points above the margin of the previous year. Unadjusted EBITDA amounted to EUR 67.1 million and the unadjusted EBITDA margin was 23.9%.*
"The figures for the first half of 2018 reflect the success of our consistent growth strategy. With our latest acquisitions of Strathmann and Trommsdorff, we have not only expanded our current portfolio to include established brand products such as Keltican(R) forte, but have also gained a significant market share in the new therapeutic area of pain treatment. Ambitious products such as Myopridin(R) and Ebenol(R) from Strathmann ideally complement our portfolio in this therapeutic area. This new market rounds off our strategic therapeutic areas, which also include dermatologics, systemic corticoids, women's healthcare, ophthalmologics and vitamins, minerals and enzymes. In addition, Dermapharm achieved further market approvals in the first half of the year, such as Verrucutan(R), Calcilac mono(R) and Summavit materna(R), and is also working on more than 40 ongoing development projects. We have also succeeded in opening up new European markets for our hyperthermia medical devices bite away(R) and Herpotherm(R) in Northern, Eastern and Central Europe and plan to market the products in the UK, Western Europe, Asia and the US in the future," commented Dr. Hans-Georg Feldmeier, CEO of Dermapharm Holding SE.
Revenues in the segment "Branded pharmaceuticals and other healthcare products" rose by 48.1% to EUR 163.2 million (same period of the previous year: EUR 110.2 million). Therefore, reported EBITDA in this segment increased by 25.7% to EUR 64.5 million (same period of the previous year: EUR 51.3 million). This increase is due in large part to positive gross profit development along with reductions in expenditures for discounts from direct contracts with health insurance companies and in material costs. Due to the integration of the new acquisitions, the segment's EBITDA margin of 39.5% was below the corresponding prior-year figure of 46.6%.
In the "Parallel import business" segment, revenues decreased by 5.6% to EUR 117.1 million in the reporting period (same period of the previous year: EUR 124.0 million). This decline was caused primarily by the concentration on high-margin yet small-volume pharmaceuticals. EBITDA for the Parallel import business increased significantly by 63.1% to EUR 5.4 million in the first half of the year (same period of the previous year: EUR 3.3 million). Dermapharm achieved this by optimizing its product portfolio, increasing its gross profit margin through demand-oriented purchasing and constant cost optimization by relocating its reimported narcotics business in-house. The EBITDA margin in this segment increased accordingly from 2.6% in the prior-year period to 4.6%.
In light of the positive business development in the first half of 2018 and assuming positive market prospects, the Management Board confirms its full-year forecast of revenue growth of 20 to 25% and an improvement in EBITDA of 22 to 27% over fiscal year 2017.
The complete half-year report is available as of today online at ir.dermapharm.com.*Key financial figures for H1 2018 year-on-year*
*in EUR million* *H1/2018* * H1/2017* *Change*
*Group revenues* *280.3* *234.2* *19.7%*
Branded pharmaceuticals and
other healthcare products 163.2 110.2
Parallel import business 117.1 124.0 - 5.6%
Reconciliation / Group Holding - - -
*Adjusted¹ Group EBITDA* *70.9* *54.6* *+ 29.9%*
*Adjusted¹ EBITDA margin (in %)* *25.3* *23.3* *+ 2.0pp*
*Group EBITDA* *67.1* *54.6* *+ 22.9%*
Branded pharmaceuticals and
other healthcare products 64.5 51.3
Parallel import business 5.4 3.3 + 63.1%
Reconciliation / Group Holding - 2.7 - -
*EBITDA Margin (in %)* *23.9* *23.3* *+ 0.6pp*
Branded pharmaceuticals and
other healthcare products 39.5 46.6
Parallel import business 4.6 2.6 + 2pp
¹ H1/2018 EBITDA adjusted for one-off costs in connection with the IPO and the acquisitions of Strathmann and Trommsdorff in the amount of EUR 3.8 million
*Company profile: *
*Dermapharm - Pharmaceutical Excellence "Made in Germany"*
Dermapharm is a leading manufacturer of patent-free branded pharmaceuticals for selected markets in Germany. Founded in 1991, the company is based in Grünwald near Munich and has its main manufacturing facility in Brehna near Leipzig. The company's integrated business model comprises in-house development, in-house production and distribution of pharmaceuticals and other healthcare products for specifically targeted markets by a medical and pharmaceutical sales force. Dermapharm holds approximately 950 marketing authorizations (Arzneimittelzulassungen) for more than 250 active pharmaceutical ingredients, which are marketed as pharmaceuticals, dietary supplements or supplemental balanced diets. This assortment makes the company unique. In addition to Germany, the company's core markets also include Austria and Switzerland. The company plans to further expand its international presence. Dermapharm's business model also includes a parallel import business, which operates under the "axicorp" brand. Based on revenues, Dermapharm was among the top five parallel import companies in Germany in the first half-year 2018.
With a consistent development strategy and numerous successful product and company acquisitions over the past 25 years, Dermapharm has continuously optimized its business and provided external growth impulses in addition to organic growth. Dermapharm intends to continue this profitable growth course in the future. The company is focusing on three strategic growth drivers: in-house development of new products, increase of its international footprint and further acquisitions. These include the acquisition of the pharmaceuticals manufacturer and distributor Trommsdorff in January 2018, whose portfolio includes the well-known brands Keltican^(R) forte and Tromcardin^(R) complex.*Contact*
Phone: +49 (0)611 - 205855-28
Fax: +49 (0)611 - 205855-66
12.09.2018 Dissemination of a Corporate News, transmitted by DGAP - a service of EQS Group AG.
The issuer is solely responsible for the content of this announcement.
The DGAP Distribution Services include Regulatory Announcements, Financial/Corporate News and Press Releases.
Archive at www.dgap.de --------------------
Company: Dermapharm Holding SE
Phone: +49 (0)89 64 86-0
Listed: Regulated Market in Frankfurt (Prime Standard); Regulated Unofficial Market in Berlin, Dusseldorf, Stuttgart, Tradegate Exchange
End of News DGAP News Service Reported by EQS Group 15 hours ago.
California attorney Brian W. Freeman, of Workers’ Compensation Lawyer, Inc., discusses the challenges regarding medical treatment for the injured, even attorneys.
CORONA, Calif. (PRWEB) September 12, 2018
Medical treatment can be challenging for anyone. “Even attorneys for injured workers,” said attorney Brian W. Freeman, founder of Workers’ Compensation Lawyer, Inc., a law firm dedicated to helping workers injured on the job.
Normally, Freeman is fighting insurance companies to get the necessary treatment for his clients to help cure or relieve the effects of their work-related injury. But in August of 2018, Freeman found himself right in his clients’ shoes with his own disabling back injury.
“I wasn’t doing anything crazy, but one day I bent over to lift a jug of water and my back popped and sent searing pain through my back and down my leg,” Freeman recounts. “I hoped I could sleep it off but the pain was so intense I spent that first night not sleeping at all. The pain got worse and worse until one day I could not get myself up off the floor and I had to call 911.”
Freeman has private health insurance through a major provider and he was able to get an emergency MRI, which revealed he had suffered a 9 mm disc herniation at L4-L5. However, after he was discharged from the emergency room there was no follow-up plan and only a bottle of pain medication provided.
“I was still in so much pain, I could not walk. My left leg stopped working. I could not get out of bed to even use the toilet. It was the scariest, most painful and depressing thing I had ever felt in my life,” Freeman noted.
After two weeks of being confined to bed, Freeman took matters into his own hands and starting researching his condition and medical solutions. He found Doctor David Ditsworth, a neurosurgeon, of the Back Institute, who performs nano discectomies for this medical condition. His unique approach and procedure involve no cutting, no bleeding, and no scarring, unlike most other microdiscectomies. There is no removal of bone, only removal of the parts of the herniated disc which is causing the pain.
“Since my insurance wasn’t going to do anything for months, I decided it was worth paying out of pocket to try for this cure. I was able to secure a surgery date for the following week with Dr. Ditsworth,” Freeman explained.
On August 22, 2018, Dr. Ditsworth performed the surgery at his surgical center in Beverly Hills, California, where he has operated on many other doctors, lawyers, and even judges. Freeman went from wheelchair bound that day to waking up and able to walk and feeling no more pain. A two weeks later, he still had no need for any pain pills of any kind.
“It felt surreal like a miracle had just happened. I could not believe that an hour ago I was in 10/10 pain and now I feel no pain and am mobile again,” Freeman exclaimed. “I can only hope to use this knowledge and experience to help my clients through their injuries and guide them to the best doctors possible. There is nothing more important in life than maintaining one's health. I hope to be the best advocate possible to guide my clients to the best possible cure and to the best professionals available.”
About Brian W. Freeman, Workers’ Compensation Lawyer, Inc.
Brian W. Freeman handles all kinds of work-related injury cases, from catastrophic loss of limb to psychological-stress injuries. With a background in civil litigation, Brian is passionate about fighting for the rights of California’s injured workers in the complex workers’ compensation system. He seeks to receive maximum value for his clients and there is no fee to the injured worker unless they win a recovery. CA Lic. # 256439. For more information, please call (844) 428-4563, or visit http://www.workerscompensationlawyerinc.com. The law office is located at 11762 De Palma Road, Suite 1C PMB 301, Corona, CA, 92883.
About the NALA™
The NALA offers small and medium-sized businesses effective ways to reach customers through new media. As a single-agency source, the NALA helps businesses flourish in their local community. The NALA’s mission is to promote a business’ relevant and newsworthy events and achievements, both online and through traditional media. The information and content in this article are not in conjunction with the views of the NALA. For media inquiries, please call 805.650.6121, ext. 361. Reported by PRWeb 13 hours ago.
Members of this association for RV owners will gather in Perry, Georgia, March 13 through 16, 2019, and sign-ups are under way.
CINCINNATI (PRWEB) September 12, 2018
FMCA, a Cincinnati-based international association for RV owners, is now accepting registrations for its 99th International Convention and RV Expo. Set to take place March 13 through 16, 2019, at the Georgia National Fairgrounds & Agricenter in Perry, Georgia, the FMCA event packs in four days of RV education; daytime and nightly entertainment; shopping for RVs, related components, and accessories; and opportunities for fun and socializing with other RV enthusiasts.
“I’m super excited to get the ball rolling for Perry, our home away from home,” said Doug Uhlenbrock, director of events. “While registration may have just opened, we’re already deep into planning for what should be another outstanding show. I can’t wait to start talking about all of the new and exciting things we have in store for attendees who join us for FMCA’s 99th convention.”
The location of the Georgia National Fairgrounds & Agricenter, just off Interstate 75, a main north-south route for snowbirds, makes it an ideal venue for an RV-related gathering in March. A number of FMCA’s largest, most successful events have taken place there, most recently in March 2018. The convention in 2019, which has been dubbed “Peachy In Perry,” will mark FMCA’s 11th event at the fairgrounds.
A variety of registration options are available – ranging from a $10 single-day pass that provides admission only to the exhibits to a $225 full-access pass ($215 with cash or check payment discount). The full-access pass enables the attendee to bring their RV, stay right at the fairgrounds, and enjoy all of the activities with others who share a passion for the RV lifestyle. Early-bird rates currently are in effect and represent a savings of $20 off the gate registration price. Electric hookups can be added for an additional fee.
With so much going on at an FMCA event, one common complaint afterward is that attendees didn’t have enough time to do everything they wanted to. One solution is to sign up for RV Basics. This two-and-a-half-day workshop led by RV experts takes place right at the convention site and right before the event itself starts. The RV Basics course is designed for those new to the RV lifestyle or even those just contemplating the idea, as well as more seasoned RVers looking to brush up on their knowledge.
The cost for the two and a half days of classes — March 10 through 12, 2019 — is $250 per person or $400 per couple. This includes an additional three nights of camping for those who also register for the convention. To learn more, visit http://www.fmca.com/academy.
To register for the convention, RV Basics, or both, visit http://www.fmca.com or call (513) 474-3622 or (800) 543-3622.
FMCA is an international organization for families who own and enjoy the use of self-contained recreation vehicles (RVs). The association maintains its national headquarters in Cincinnati, Ohio, and currently has more than 75,000 active member families. FMCA offers its members a number of benefits, including a subscription to its monthly magazine, Family RVing; a medical emergency and travel assistance program valued at $105 per family; a tire purchasing program; group rates on a roadside assistance program, RV and auto insurance, and health insurance; discounted rates for RV tours and caravans; and discounts on mobile internet access plans from Verizon and Sprint. Perhaps the most important benefit of FMCA membership is the camaraderie and friendships that develop among people enjoying the common interest of RV travel. The organization can be reached at (513) 474-3622 or (800) 543-3622 and on the web at FMCA.com. Reported by PRWeb 9 hours ago.
LINDON, Utah--(BUSINESS WIRE)--#GoHealth--GoHealth, a health insurance marketplace, has opened a new location in Lindon, UT—hiring 400 employees in the past 6 weeks with plans to hire 200 more
Reported by Business Wire 7 hours ago.
Watch VideoSeptember 15 will mark ten years since U.S. investment bank Lehman Brothers collapsed, foreshadowing a global financial crisis known as the Great Recession. The U.S. economy may seem healthier now, but the recovery hasn't been felt across the board.
“The Great Recession has really, even officially, we tend to think it ended about two years in,” said Aparna Mathur, resident scholar in economic policy at the American Enterprise Institute. “Actually, in many many ways, and I think for a lot of people around the country, it continued even until a few years back.”
That couldn't be truer for millennials, many of whom may never fully recover from the recession. According to the St. Louis Fed, the net wealth of Americans born between 1981 and 1996 is 34 percent below what they would have if the financial crisis never happened.
There are a few reasons why.
"While you do see corporate profits at record highs and you do see unemployment at record lows, wages are really flat," said Alan Barber, director of domestic policy at the Center for Economic and Policy Research. "Nobody’s really seeing that recovery in their paychecks."
While wage growth has somewhat recovered, we're still not averaging pre-recession levels, meaning we're making less money even though the cost of living keeps rising.
"Hand in hand with that lack of wage growth is also a very different kind of career trajectory in which you might not be in the same job for forty years, and it’s not a straight and steady path of raises," said millennial finance expert Stefanie O'Connell. "There are often career interruptions and that means benefit interruptions, and those present new challenges like paying for your own health insurance and saving for your own retirement."
That's made it hard for young people to save for things like a house or a car. It's also making it difficult to start a family, which poses unique problems for the greater economy.
"We already have in the U.S. the lowest birth rates that we've ever seen. We have a baby boomer generation that’s retiring, so we have this huge demand in the workforce that's not going to be filled unless fertility rates go back up, unless we adopt the right policies on immigration, and getting a workforce that's ready for those jobs," Mathur said.
In a recent New York Times survey, men and women ages 20 to 45 said they're not having kids for a variety of economic factors — most notably because it's too expensive. In fact, average child care costs in the U.S. range from nearly $700 to almost $3,000 per month.
With all of these economic challenges, it's hard to tell how millennials will manage paying off their student debt — perhaps the most infamous issue they face. On average, students graduate with over $30,000 in loans, further hampering the ability to save. If you ask economists, there's one silver lining in this situation.
*SEE MORE: Parents Are Going Further Into Debt To Send Their Kids To College*
"I do think that if the future is technology, then this generation is the best adapted to using it and to using and acquiring those skills and being prepared for those jobs," Mathur said.
It is true that millennials are very adept at using technology, meaning they might be able to adapt better to the digital changes in the workforce than their predecessors. And, economists say, they still have their whole lives ahead of them.
"An important thing to think about here is that, since millennials are on the younger side, there is time," Barber said. Reported by Newsy 6 hours ago.
The portion of New Jersey and Pennsylvania residents without health insurance remained low in 2017, as insurance markets stabilized following sweeping changes by the federal Affordable Care Act to expand access to coverage.
Reported by philly.com 3 hours ago.
WINNIPEG, Manitoba, Sept. 12, 2018 (GLOBE NEWSWIRE) -- Bonify, Manitoba’s largest licensed producer of quality-assured medical cannabis, is pleased to announce it has signed a binding Supply Agreement with ADREXpharma, a leading Germany-based distributor of medical cannabis products. Under the terms of the agreement, Bonify will provide ADREXpharma with monthly exports of its premium cannabis solutions to meet the needs of Germany’s medical cannabis patients. Deliveries to Germany will begin immediately following Bonify’s anticipated receipt of European Medical Agency Good Manufacturing Practices ("GMP") certification and export permit from Health Canada.
Germany is fast becoming the largest federally regulated medical cannabis market in the world, with a population of over 82 million, approximately 89% of whom are covered by the public health insurance program and the remainder covered by private insurance plans. Domestic demand for medical cannabis product in Germany is expected to far outstrip domestic supply for years to come. Additionally, the German market is well positioned as a potential gateway to supplying other European markets.
Dalbir Bains, Bonify’s President and CEO states, “We are thrilled to be working with ADREXpharma to extend our reach across the globe and add to the number of patients we are helping live better lives.” Reinforcing the sentiment, Mario Eimuth, CEO of ADREXpharma states, “Bonify, who shares our patient-centric focus, is an ideal partner for us to work with to serve German patients in need.”
*About Bonify *
Bonify is a Canadian-owned leading provider of quality medical Cannabis. By maximizing research findings and strictly adhering to best in class practices, quality standards and procedures, Bonify produces Cannabis solutions to help individuals get the most out of life each and every day.
To learn more, please visit www.bonify.com
*About ADREXpharma GmbH*
ADREXpharma® GmbH is an independent German pharmaceutical company with a strong focus on Controlled Drugs and Medical Cannabis distribution. Committed to quality, authenticity and innovation, as well as to contributing to the growing body of evidence-based research regarding the benefits and efficacy of cannabis to validate new therapy options for patients, ADREXpharma’s aim is to provide the best possible treatment for medical cannabis patients - today and always.
Forward Looking Statements:
The statements contained herein may include prospects, statements of future expectations and other forward-looking statements that are based on management's current views and assumptions and involve known and unknown risks and uncertainties. Actual results, performance or events may differ materially from those expressed or implied in such forward-looking statements.
CONTACT: Contact Information
Please call 1.844.586.3556 or contact email@example.com with any media related questions or requests. Reported by GlobeNewswire 3 hours ago.
SPRINGFIELD, Mo., Sept. 12, 2018 (GLOBE NEWSWIRE) -- As Hurricane Florence approaches the East Coast, American National Insurance Company strongly encourages its policyholders to prepare for their insurance needs.*If you are an American National policyholder:*
There are several ways to report a claim (to ensure efficient claims service, check that your login credentials are up to date):
1. *Mobile*: Use the AN Mobile app, available for free at the iTunes app store or Google Play. An account is required.
2. *Online*: Go to AmericanNational.com and login to your account. To create an account, go to AmericanNational.com > Customer Login > Personal Insurance – Log In > Register.
3. *Phone*: Call the 24-hour claims hotline at 1.800.333.2860.
*Stay alert, stay safe:*
Refer to the National Hurricane Center at www.nhc.noaa.gov for hurricane preparedness, weather tracking and additional updates.
Check your local area forecast and follow instructions from local authorities to protect yourself, your family and your property. Be sure to secure your home and property, follow your disaster plan and heed all storm warnings.
For more information on how to protect your property and loved ones, visit www.pciaa.net.
*About American National*
American National Insurance Company (American National), headquartered in Galveston, Texas, was founded in 1905 and is licensed in all states except New York. American National and its subsidiaries offer a broad line of products and services, which include life insurance, annuities, health insurance, credit insurance, pension products and property and casualty insurance for personal lines, agribusiness and certain commercial exposures. American National and its subsidiaries operate in all 50 states.
American National established a dedicated property and casualty division in 1973 with American National Property And Casualty Company, Springfield, MO. This company serves 38 states not including NY. To better serve the unique insurance needs of the agricultural market, American National acquired the Farm Family group of insurance companies based in NY in 2001. For corporate and investor relations information, please visit American National’s website at www.AmericanNational.com.
CONTACT: CONTACT: Jeff Mills, Executive Vice President–Chief Claims Officer
417.887.4990, Ext. 2199
firstname.lastname@example.org Reported by GlobeNewswire 3 hours ago.
This is an excerpt from a note from Business Insider Intelligence's new Digital Health coverage. Click here to learn how to access to full interview.
The US healthcare industry is in a state of flux, as rising costs, shifting consumer expectations, and a changing reimbursement model threaten a fragmented healthcare system. Insurers are tasked with the balancing act of controlling customer healthcare costs while also encouraging healthcare providers to move to a reimbursement system that emphasizes value over volume.
Business Insider Intelligence recently spoke with UnitedHealthcare CEO Steve Nelson to understand how UnitedHealthcare — the largest health insurance company in the US — has implemented a digital health strategy to address these challenges. We discussed what’s been successful in UnitedHealthcare’s adoption of digital health, and the obstacles it faced in executing digital health solutions. We also spoke about the disruptive role non-traditional entrants could have in the future digital health landscape — and when digital health will be synonymous with health. Below are some of the highlights of our conversation.
The following has been edited for brevity and clarity.
*Business Insider Intelligence: What's pressured UnitedHealthcare to adopt digital health solutions?*
*Steve Nelson:* It’s no secret that the healthcare system needs some work. In fact, it’s not really a system at all. It’s confusing, it’s difficult to navigate, and it’s too expensive. When you combine that with some of the demographic trends that you see in our country — the population is getting older, we’re experiencing more chronic disease — it gets even more complicated and more expensive. And consumer expectations are changing dramatically as well. So, this creates an opportunity for an organization like ours to lead this digital transformation.
*BII: Is there a sense of urgency around adopting digital health?*
*SN:* Yes — it’s hard to articulate how restless and urgent we are. We really are committed to the idea that we have got to drive change. But it’s not just technology and tools that will create change. It’s your mindset.
When you’re restless and you’re urgent, then you’re willing to think about things like a startup or a disruptor would. We’re not stuck to the traditional ways, and so partnering with industries that might be further along in the consumer mindset perhaps can bring in new thinking — we’re bringing talent into our organization from industries outside of healthcare. The CIO of UnitedHealthcare is from Target, our head of operations just came from T-Mobile, and our head of human resources came from Apple. We’re in a great spot where we can attract really talented leaders from other industries — and then combine their thinking and strengths with the incredible capabilities that we have.
*BII: Who needs to buy in to facilitate the shift to digital health?*
*SN:* Some of the most important stakeholders in the healthcare system are the people who are the closest to the actual delivery of care. One of the things that’s a real challenge in the healthcare system right now is the need for providers and health systems to move from volume to value. We’re trying to drive that shift in a productive way that’s good for patients by using more evidence-based medicine, eliminating redundancies and unnecessary care, and providing more alternatives to traditional care in acute settings. These improvements in medical care will be driven by the use of more technology — such as AI that informs physicians to alternative courses of treatment that they may not have had access to in the past.
A lot of times people think of us as a payer. But the real payers are state governments, federal governments, and employers. Helping them see the benefits and the value in these new tools can help with this idea of simplifying healthcare and bringing more value. I think really giving these stakeholders the information and the incentives to make the transformation is something that we’ve had some success with.
*BII: UnitedHealthcare has been a leader in digital health. Do you expect more organizations to follow a similar route? *
*SN:* I actually think we’re going to see more players from outside traditional healthcare come into this space, as opposed to more organizations following UnitedHealthcare’s example. I think folks that have a unique skill set and a core capability will also come in, and I think that will add value, and continue to help us improve.
Look at our PreCheck MyScript capability, for example. I think about Netflix and how it recommends movies you might like and is customized to your viewing history. Our PreCheck app was built with that same type of experience in mind; it helps physicians find the most effective, low-cost medicine in real time — customized to a patient’s benefit plan and preferred local pharmacy — and it’s all delivered straight to their e-prescribing platform at the very moment the physician is writing out the prescription.
*BII: How long until digital health is just health?*
*SN:* Obviously, it’d be difficult to pin down an exact date. But we do see a day in the very near future where digital health is just a normal part of your day. When you wake up in the morning, you’re going to get health inputs. As you go through your day, you’re going to be getting alerts about your kids and your elderly parents. You’re going to have the opportunity to share data with your clinician. And you’re going to have better access to healthcare through other remote vehicles — like telehealth, or other kinds of sources.
You think about some of the technologies that we enjoy today that we couldn't have imagined seven or eight years ago. And I don’t think it’s going to take us too long until we get to the place where digital health is as normal as doing your banking by phone. I think we’re already broaching the arena of digital health just being health. I don’t think we’re there yet, but I would say it’s not too distant.
Join the conversation about this story » Reported by Business Insider 2 hours ago.
The percentage of Americans with no health insurance in Trump's first year remained the same as during the last year of the Obama administration.
Reported by USATODAY.com 39 minutes ago.
Health insurance giant Blue Cross Blue Shield of Tennessee will stop covering OxyContin prescriptions next year. Instead, they'll promote the prescribing of two "abuse deterrent" alternatives.
Reported by NPR 1 day ago.