Colorado Gov. John Hickenlooper, in conjunction with Ohio Gov. John Kasich, today outlined a series of proposed incremental reforms to the federal Affordable Care Act that they have presented to Congress. Hickenlooper, a Democrat, and Kasich, a Republican, believe their proposals will encourage more young and healthy people to buy individual health-insurance policies and, in doing so, will slow the rapidly rising costs of that type of insurance. The long-awaited plan was described in a joint letter…
Reported by bizjournals 8 hours ago.
Govs. Hickenlooper, Kasich unveil plan to shore up health insurance markets
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What's Causing Health Insurance Innovations to Drop 12% Today?
Worries that healthcare reform could reduce demand for its health insurance products have sent shares tumbling.
Reported by Motley Fool 6 hours ago.
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Non-Healthcare.gov state exchanges untouched by Trump marketing cuts
The marketing budget cuts announced this week apply only to states that rely on the federal health insurance marketplace, Healthcare.gov.
Reported by PRWeek 5 hours ago.
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How employers and employees can make effective health care decisions
When health insurance was launched in the 1930s by happenstance and necessity, no one fathomed that it would evolve from a simple plan intended to cover the hospital costs of Dallas public school teachers into the large, sometimes confusing, industry it is today. Even more unfathomable was the concept of shopping for health care and healthcare benefits. Of course, the healthcare universe has dramatically progressed – accompanied by the availability of more health insurance choices, state-of-the-art…
Reported by bizjournals 5 hours ago.
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United States: Payment Of Hospital Liens And Health Insurance Subrogation Claims In Third-Party Claims In Texas And California - Lewis Brisbois Bisgaard & Smith LLP
In Texas, if a person is admitted into a hospital within 72 hours of an injury for treatment of the injury, both the admitting hospital and hospitals to which the patient is transferred have liens
Reported by Mondaq 3 days ago.
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BenefitPackages.com Reveals How Anthem Blue Cross Members in California Will Lose Coverage in 2018
About 153,000 policy-holders in California will be affected by this change. Anthem Blue Cross will no longer offer health plans for 16 of 19 of Covered California regions starting in 2018. Anthem policy-holders will need to make a proactive change to find a new carrier and plan. BenefitPackages.com reveals how members will need to find coverage in 2018.
Calabasas, California (PRWEB) August 30, 2017
BenefitPackages.com, a leading health insurance agency in California reveals how Anthem Blue Cross will no longer offer health plans for 16 of 19 of Covered California regions starting in 2018.
About 153,000 policy-holders will be affected in California. Los Angeles being one of the main regions.
“If you live in California and have an Anthem Individual Family plan, your coverage will most likely end this year,” said Larry Hurwitz, President of BenefitPackages. “Ensure you maintain your benefits by reaching out to an agent at BenefitPackages.com to go over your plan.”
Anthem members who are currently holding policies through Covered California and don’t proactively make a carrier and plan change will be automatically migrated into the cheapest plan through other carriers at the same metal tier. Whether a policy holder has a PPO or HMO, it will not be taken into consideration. For example, if a member has a Silver Anthem 70 EPO plan, they will be migrated into the Silver 70 HMO plan if that is the cheapest available Silver plan.
If a policy holder is enrolled directly in Anthem Blue Cross (Not Covered California), then they will be left without coverage altogether. Current Anthem members will need to find another carrier!
Anthem policy holders are encouraged to shop for coverage and use BenefitPackages as a resource to help determine the best action plan for 2018. BenefitPackages will also determine if policy holders doctors and prescriptions are covered amongst the various carrier choices. Open enrollment begins in November, but members are encouraged to get a head start on finding the best carrier options in their area.
Learn more now at: http://losinganthem.com
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Losing Anthem was created to help individuals make the switch to a new carrier and plan in 2018. Contact us at 1-800-356-3615 for more information. Don’t be left without coverage. Reported by PRWeb 4 days ago.
Calabasas, California (PRWEB) August 30, 2017
BenefitPackages.com, a leading health insurance agency in California reveals how Anthem Blue Cross will no longer offer health plans for 16 of 19 of Covered California regions starting in 2018.
About 153,000 policy-holders will be affected in California. Los Angeles being one of the main regions.
“If you live in California and have an Anthem Individual Family plan, your coverage will most likely end this year,” said Larry Hurwitz, President of BenefitPackages. “Ensure you maintain your benefits by reaching out to an agent at BenefitPackages.com to go over your plan.”
Anthem members who are currently holding policies through Covered California and don’t proactively make a carrier and plan change will be automatically migrated into the cheapest plan through other carriers at the same metal tier. Whether a policy holder has a PPO or HMO, it will not be taken into consideration. For example, if a member has a Silver Anthem 70 EPO plan, they will be migrated into the Silver 70 HMO plan if that is the cheapest available Silver plan.
If a policy holder is enrolled directly in Anthem Blue Cross (Not Covered California), then they will be left without coverage altogether. Current Anthem members will need to find another carrier!
Anthem policy holders are encouraged to shop for coverage and use BenefitPackages as a resource to help determine the best action plan for 2018. BenefitPackages will also determine if policy holders doctors and prescriptions are covered amongst the various carrier choices. Open enrollment begins in November, but members are encouraged to get a head start on finding the best carrier options in their area.
Learn more now at: http://losinganthem.com
###
Losing Anthem was created to help individuals make the switch to a new carrier and plan in 2018. Contact us at 1-800-356-3615 for more information. Don’t be left without coverage. Reported by PRWeb 4 days ago.
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The health insurance market gets its strength back
Health policy numbers perk up significantly as sector reaches for its 2008 heyday
Reported by Irish Times 20 hours ago.
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Minnesota Finds a Quick Fix for Soaring Health Premiums
A new state program is holding down health insurance costs in Minnesota, and it’s a possible model for other states and for Congress.
Reported by NYTimes.com 8 hours ago.
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Minnesota Finds a Way to Slow Soaring Health Premiums
A new state program is holding down health insurance costs in Minnesota, and it’s a possible model for other states and for Congress.
Reported by NYTimes.com 11 hours ago.
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As some in Congress look to move past the Obamacare standoff, states offer a more bipartisan model
With interest growing among congressional Republicans and Democrats in modifying the Affordable Care Act to bolster the nation’s health insurance markets, states are emerging as potential models for bipartisan cooperation.
The political battling over the 2010 healthcare law, widely known as Obamacare,... Reported by L.A. Times 13 hours ago.
The political battling over the 2010 healthcare law, widely known as Obamacare,... Reported by L.A. Times 13 hours ago.
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Frustration mounts over premiums for individual health plans
WASHINGTON (AP) — Millions of people who buy individual health insurance policies and get no financial help from the Affordable Care Act are bracing for another year of double-digit premium increases, and their frustration is boiling over. Some are expecting premiums for 2018 to rival a mortgage payment. What they pay is tied to the price of coverage on the health insurance markets created by the Obama-era law, but these consumers get no protection from the law's tax credits, which cushion against rising premiums. Instead they pay full freight and bear the brunt of market problems such as high costs and diminished competition. On Capitol Hill, there's a chance that upcoming bipartisan hearings by Sens. Lamar Alexander, R-Tenn.
Reported by SeattlePI.com 12 hours ago.
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Frustration mounts over premiums for Affordable Care Act individual health plans
Millions of people who buy individual health insurance policies and get no financial help from the Affordable Care Act are bracing for another year of double-digit premium increases, and their frustration is boiling over.
Reported by Denver Post 23 hours ago.
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Joyce Au-Yeung Joins MetLife as VP, Head of Health for Asia Region
*Business Wire India*MetLife announced today that Joyce Au-Yeung has joined the company as vice president, Head of Health covering the Asia region. Au-Yeung will be based in Hong Kong and will report to Serge Raffard, MetLife senior vice president and Regional Head of Strategy, Product, Health for Asia. "I am pleased that Joyce is joining the MetLife Health team in Asia," said Raffard. "Health is a centre piece of our regional strategy, and we are investing in resources and capabilities to adapt our offering to suit the changing needs and wants of the customer. Joyce’s broad based expertise and understanding of the health insurance business will be advantageous as we bolster the range of health services along the Care Pathway for serious diseases and develop our digital capabilities around health." Au-Yeung joins from FWD Insurance where she served as the Group Vice President, Distribution strategy focusing on the development and regional deployment of the omni –channel distribution model across Asia. Prior to that role, she was the Chief Officer – Health Business at Sovereign, the insurance arm of Commonwealth Bank of Australia and was based in New Zealand where Au-Yeung was responsible for the establishment of their vertically integrated health business and digital platform. Earlier in her career, Au-Yeung held various roles in areas such as M&A, strategy and actuarial consulting. Au-Yeung holds a Bachelor of Laws/ Bachelor of Commerce (Actuarial Studies) from the University of Melbourne, Australia and is an alumnus from Melbourne Business School, Australia from where she holds an MBA (Senior Executive). She is also a Fellow of the Institute of Actuaries Australia (FIAA) and a legal practitioner admitted in the Supreme Court of Victoria, Australia. *About MetLife* MetLife, Inc. (NYSE:MET), through its subsidiaries and affiliates (“MetLife”), is one of the world’s leading financial services companies, providing insurance, annuities, employee benefits and asset management to help its individual and institutional customers navigate their changing world. Founded in 1868, MetLife has operations in more than 40 countries and holds leading market positions in the United States, Japan, Latin America, Asia, Europe and the Middle East. For more information, visit www.metlife.com. View source version on businesswire.com: http://www.businesswire.com/news/home/20170903005009/en/ Reported by Business Wire India 17 hours ago.
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Millions who buy health insurance brace for sharp increases
WASHINGTON (AP) — Millions of people who buy individual health insurance policies and get no financial help from the Affordable Care Act are bracing for another year of double-digit premium increases, and their frustration is boiling over. Some are expecting premiums for 2018 to rival a mortgage payment. What they pay is tied to the price of coverage on the health insurance markets created by the Obama-era law, but these consumers get no protection from the law's tax credits, which cushion against rising premiums. Instead they pay full freight and bear the brunt of market problems such as high costs and diminished competition. On Capitol Hill, there's a chance that upcoming bipartisan hearings by Sens. Lamar Alexander, R-Tenn.
Reported by SeattlePI.com 16 hours ago.
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Millions Who Buy Health Insurance Brace for Sharp Increases
Millions of people who buy individual health insurance policies and get no financial help from the Affordable Care Act are bracing for another year of double-digit premium increases, and their frustration is boiling over.
Reported by Newsmax 11 hours ago.
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Cant Get No—What? Appliances Are More Satisfying Than Cars?
-When Mick Jagger sang, “I can’t get no satisfaction,” he could have been talking about his car, but he was probably talking about his dishwasher. At least that’s the implication from the latest American Customer Satisfaction Index, in which we learn that consumers are more likely to be charmed by an appliance than by a new car.
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Among the 43 industries the ACSI measures, cars ranked ninth in satisfaction, tying with computer software and shipping companies such as UPS. The score, 81 out of 100, is extrapolated from just three questions that ask respondents, on a one-to-10 scale, how well they’re “satisfied.”
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Cable-TV and internet service providers are last, at 64. Health insurance, at 72, is only slightly more aggravating than social media and the U.S. Postal Service, both of which rate a 73. Soft drinks and breweries took the second and third spots, at 84 and 83. But who the hell likes beer less than TVs and video players, which top the list with a commanding score of 87?
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When we asked the ACSI what all this meant, research director Forrest Morgeson III said that while the company cautions against making such comparisons, the data is designed to be compared in this way. Since Kia and LG are both Korean companies, you could compare the ACSI’s ratings of an Optima with that of a front-load washing machine.
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The ACSI surveyed 3934 people who bought a new car within the past three years. Roughly 30 questions in total cover 10 broad topics, including style, comfort, gas mileage, and the manufacturer’s website. While some questions address topics like breakdown occurrences, the ACSI survey, as Morgeson describes it, is a mix of subjective and objective answers.
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· J.D. Power Generates Metrics that Automakers Pay to Examine—What Does It Mean?
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· What Our Car-Shopping Survey Revealed About Enthusiasts vs. Non-Enthusiasts
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· Left-Brain vs. Left Lane: We Add Some Life to Consumer Reports Car Reliability Survey
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Overall, the ACSI results track those of other large consumer surveys. Lexus and Toyota lead, while Mitsubishi and Fiat trail behind. The spread of satisfaction among all 25 listed automakers is 75 to 86. If you’re interested, you can read the ACSI’s full report here. We’ll wager you’d rather take a clean glass out of the dishwasher, pour yourself a beer, and flick on the television. Now that’s satisfaction.
- Reported by Car and Driver 11 hours ago.
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Deadline Looms for Insurers to File Rate Proposals
A deadline for insurers to file 2018 prices for health insurance sold through Affordable Care Act exchanges arrives Tuesday, but state regulators are still struggling to make decisions about pricing and coverage amid uncertainty in federal-health policy.
Reported by Wall Street Journal 1 hour ago.
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Cigna Hong Kong Launches Medical Insurance Solution for Diabetics
Mr. Ramsy Yeung (left), Chief Marketing Officer of Cigna Hong Kong; Dr. Enoch Wu (middle), Specialist in Endocrinology, Diabetes & Metabolism; and Ms. Kammie Yu (right), Founder, Angel of Diabetic discuss the trends in diabetes, challenges and support needed by diabetics in Hong Kong and announce the launch of Cigna HealthFirst DiaMedic Plan.- Tailored medical coverage for Type 1 and Type 2 diabetes, and pre-diabetes patients
- Access to healthy lifestyle incentives and community support
HONG KONG, Sep 5, 2017 - (ACN Newswire) - Cigna Hong Kong has today launched Cigna HealthFirst DiaMedic Plan ("DiaMedic"), a medical insurance solution tailored to the needs of individuals suffering from diabetes and pre-diabetes in Hong Kong. One in 10 people in Hong Kong suffer from diabetes[1], and the Hong Kong Hospital Authority reported a 31.5% increase in patients seeking consultation between 2009/10 and 2014/15[2]. DiaMedic is specifically designed to address the rising medical bills of these patients, who are frequently denied medical insurance coverage or face large premiums.
According to a recent survey conducted by local diabetes patient support group Angel of Diabetic ("AOD"), over 90% of diabetics want medical insurance but only around 32% are protected by a medical insurance plan. The survey also found that some diabetes patients have been denied medical insurance (55%), and have had diabetes-related complications excluded from their policy (30%).
"Cigna understands that people in Hong Kong who are at risk of diabetes, or are already a diabetic, find it difficult to obtain adequate protection locally. This is why we developed Cigna HealthFirst DiaMedic Plan, which offers a holistic solution to address Hong Kong people's diabetes rehabilitation needs," said Mr. Ramsy Yeung, Chief Marketing Officer, Cigna Hong Kong.
"While diabetes is a chronic disease, it can be effectively managed through a combination of smart diet, exercise and medicine. Patients with manageable conditions can live a normal life through community support and contact with others afflicted with the disease. We have introduced additional health and well-being related features to DiaMedic, to offer a comprehensive medical insurance plan to help people manage their health proactively and cultivate a healthier lifestyle with tailored services and rewards," added Mr. Yeung.
In addition to reimbursements of most incurred expenses for in-patient treatment[3], DiaMedic provides for up to 12 General Practitioner Outpatient Consultations every policy year. Customers with inpatient treatment due to diabetes will be assisted by a designated Care Manager upon hospital admission, in-hospital support and post-discharge follow-ups.
Customers are entitled to a free annual diabetic medical check-up under DiaMedic. They can enjoy an annual health reward of up to HK$3,500 based on the results of their latest report[4]. A one-year free trial of the premium version of a top healthcare mobile app is also available, to help customers monitor their blood glucose level and support a healthy lifestyle. Customers will also be automatically enrolled as a member of Angel of Diabetic, where they can join classes on healthy lifestyles, receive diabetes-related consultation services and, most importantly, receive support from others facing the same situation as they strive towards a healthier lifestyle.
"Cigna is dedicated to providing the right solutions to meet Hong Kong's diverse medical insurance needs. The Cigna HealthFirst DiaMedic Plan demonstrates our mission to improve the health, well-being, and sense of security not only of our customers, but of the whole community where we live and work," concluded Mr. Yeung.
About Cigna Corporation
Cigna Corporation (NYSE: CI) is a global health service company dedicated to helping people improve their health, well-being and sense of security. All products and services are provided exclusively by or through operating subsidiaries of Cigna Corporation, including Connecticut General Life Insurance Company, Cigna Health and Life Insurance Company, Life Insurance Company of North America and Cigna Life Insurance Company of New York. Such products and services include an integrated suite of health services, such as medical, dental, behavioural health, pharmacy, vision, supplemental benefits, and other related products including group life, accident and disability insurance. Cigna maintains sales capability in over 30 countries and jurisdictions, and has more than 95 million customer relationships throughout the world.
About Cigna Hong Kong
Since its presence in Hong Kong in 1933, Cigna has been offering insurance solutions at the right place and the right time, providing advice to customers throughout the different stages of their life journeys. Cigna delivers comprehensive health and wellness solutions to employers, employees and individual customers. Leveraging an extensive global healthcare network, Cigna provides group medical benefits that are suitable for international companies with a worldwide workforce, but also tailors cost-effective plans for local small and medium-sized enterprises that fit specific needs of the company and its employees. For individual customers, Cigna offers a full suite of health insurance products that caters for consumers' diverse needs. For more details, please visit www.cigna.com.hk.
Notes:
[1] Source: Hospital Authority, Hong Kong (http://bit.ly/2wBH9mC)
[2] Source: Centre for Health Protection, Department of Health, Let's beat diabetes, World Health Day, 7 April 2016, P.9 (http://gia.info.gov.hk/general/201604/07/P201604070251_0251_162590.pdf)
[3] For more details of coverage, please refer to the Benefit Schedule of Cigna HealthFirst DiaMedic Plan.
[4] For more details on the eligibility of the annual health reward, please refer to the "Health Reward" section under the "Important Information" section of the relevant product brochure.
MEDIA CONTACT:
Cigna Worldwide Life Insurance Co. Ltd. & Cigna Worldwide General Insurance Co. Ltd.
Stella Tsang
Email: stella.tsang@cigna.com
Tel: +852 2539 9327
Copyright 2017 ACN Newswire. All rights reserved. www.acnnewswire.com Reported by ACN Newswire 14 hours ago.
- Access to healthy lifestyle incentives and community support
HONG KONG, Sep 5, 2017 - (ACN Newswire) - Cigna Hong Kong has today launched Cigna HealthFirst DiaMedic Plan ("DiaMedic"), a medical insurance solution tailored to the needs of individuals suffering from diabetes and pre-diabetes in Hong Kong. One in 10 people in Hong Kong suffer from diabetes[1], and the Hong Kong Hospital Authority reported a 31.5% increase in patients seeking consultation between 2009/10 and 2014/15[2]. DiaMedic is specifically designed to address the rising medical bills of these patients, who are frequently denied medical insurance coverage or face large premiums.
According to a recent survey conducted by local diabetes patient support group Angel of Diabetic ("AOD"), over 90% of diabetics want medical insurance but only around 32% are protected by a medical insurance plan. The survey also found that some diabetes patients have been denied medical insurance (55%), and have had diabetes-related complications excluded from their policy (30%).
"Cigna understands that people in Hong Kong who are at risk of diabetes, or are already a diabetic, find it difficult to obtain adequate protection locally. This is why we developed Cigna HealthFirst DiaMedic Plan, which offers a holistic solution to address Hong Kong people's diabetes rehabilitation needs," said Mr. Ramsy Yeung, Chief Marketing Officer, Cigna Hong Kong.
"While diabetes is a chronic disease, it can be effectively managed through a combination of smart diet, exercise and medicine. Patients with manageable conditions can live a normal life through community support and contact with others afflicted with the disease. We have introduced additional health and well-being related features to DiaMedic, to offer a comprehensive medical insurance plan to help people manage their health proactively and cultivate a healthier lifestyle with tailored services and rewards," added Mr. Yeung.
In addition to reimbursements of most incurred expenses for in-patient treatment[3], DiaMedic provides for up to 12 General Practitioner Outpatient Consultations every policy year. Customers with inpatient treatment due to diabetes will be assisted by a designated Care Manager upon hospital admission, in-hospital support and post-discharge follow-ups.
Customers are entitled to a free annual diabetic medical check-up under DiaMedic. They can enjoy an annual health reward of up to HK$3,500 based on the results of their latest report[4]. A one-year free trial of the premium version of a top healthcare mobile app is also available, to help customers monitor their blood glucose level and support a healthy lifestyle. Customers will also be automatically enrolled as a member of Angel of Diabetic, where they can join classes on healthy lifestyles, receive diabetes-related consultation services and, most importantly, receive support from others facing the same situation as they strive towards a healthier lifestyle.
"Cigna is dedicated to providing the right solutions to meet Hong Kong's diverse medical insurance needs. The Cigna HealthFirst DiaMedic Plan demonstrates our mission to improve the health, well-being, and sense of security not only of our customers, but of the whole community where we live and work," concluded Mr. Yeung.
About Cigna Corporation
Cigna Corporation (NYSE: CI) is a global health service company dedicated to helping people improve their health, well-being and sense of security. All products and services are provided exclusively by or through operating subsidiaries of Cigna Corporation, including Connecticut General Life Insurance Company, Cigna Health and Life Insurance Company, Life Insurance Company of North America and Cigna Life Insurance Company of New York. Such products and services include an integrated suite of health services, such as medical, dental, behavioural health, pharmacy, vision, supplemental benefits, and other related products including group life, accident and disability insurance. Cigna maintains sales capability in over 30 countries and jurisdictions, and has more than 95 million customer relationships throughout the world.
About Cigna Hong Kong
Since its presence in Hong Kong in 1933, Cigna has been offering insurance solutions at the right place and the right time, providing advice to customers throughout the different stages of their life journeys. Cigna delivers comprehensive health and wellness solutions to employers, employees and individual customers. Leveraging an extensive global healthcare network, Cigna provides group medical benefits that are suitable for international companies with a worldwide workforce, but also tailors cost-effective plans for local small and medium-sized enterprises that fit specific needs of the company and its employees. For individual customers, Cigna offers a full suite of health insurance products that caters for consumers' diverse needs. For more details, please visit www.cigna.com.hk.
Notes:
[1] Source: Hospital Authority, Hong Kong (http://bit.ly/2wBH9mC)
[2] Source: Centre for Health Protection, Department of Health, Let's beat diabetes, World Health Day, 7 April 2016, P.9 (http://gia.info.gov.hk/general/201604/07/P201604070251_0251_162590.pdf)
[3] For more details of coverage, please refer to the Benefit Schedule of Cigna HealthFirst DiaMedic Plan.
[4] For more details on the eligibility of the annual health reward, please refer to the "Health Reward" section under the "Important Information" section of the relevant product brochure.
MEDIA CONTACT:
Cigna Worldwide Life Insurance Co. Ltd. & Cigna Worldwide General Insurance Co. Ltd.
Stella Tsang
Email: stella.tsang@cigna.com
Tel: +852 2539 9327
Copyright 2017 ACN Newswire. All rights reserved. www.acnnewswire.com Reported by ACN Newswire 14 hours ago.
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NHIS risks imminent collapse from under-funding
According to a recent report, the National Health Insurance Scheme (NHIS), which has received worldwide acclamation, is gradually losing financial stamina for survival.
Reported by Myjoyonline 17 hours ago.
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'Overwatch' highest-paid pro had his mom sign his $150,000 contract, because he's still a minor
Watch out for Jay Won. The North American Overwatch star is the esport game's highest-paid league pro, after inking a $150,000 per year contract with NRG Esports, ESPN reports.
But he didn't get the pleasure of signing the huge contract — his mother did, because he's only 17.
SEE ALSO: This NBA team's female esports players are living the gamer dream
Won, who plays as "sinatraa," was reportedly the subject of a bidding war between NRG and Cloud9. The $150,000 puts him at threefold the minimum Overwatch salary of $50,000 per annum set by Blizzard, which doesn't include health insurance and a retirement savings plan, on top of that. Read more...
More about Gaming, Games, North America, Esports, and Blizzard Reported by Mashable 16 hours ago.
But he didn't get the pleasure of signing the huge contract — his mother did, because he's only 17.
SEE ALSO: This NBA team's female esports players are living the gamer dream
Won, who plays as "sinatraa," was reportedly the subject of a bidding war between NRG and Cloud9. The $150,000 puts him at threefold the minimum Overwatch salary of $50,000 per annum set by Blizzard, which doesn't include health insurance and a retirement savings plan, on top of that. Read more...
More about Gaming, Games, North America, Esports, and Blizzard Reported by Mashable 16 hours ago.
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