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Auto Injury Lawyer, Mitchel S. Drantch, serving Denver, Colorado, and all surrounding Colorado locations

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The law office of Mitchel S. Drantch is now serving car accident and motor vehicle related claims in every Colorado location. With over 20 years of legal service, Mitchel S. Drantch takes auto injury seriously.

Denver, Colorado (PRWEB) March 09, 2014

Attorney Mitchel S. Drantch introduces a personal injury practice AutoInjuryLaw.com, dedicated to car accident and motor vehicle related claims in Colorado. Specializing in personalized legal expertise and counsel, Mitchel S. Drantch provides a free initial online consultation twenty-four hours a day, seven days a week, for every aspect of personal injury. As an experienced trial attorney, he is versed in wrongful death claims as well as uninsured or underinsured motorists. He has worked directly with cases involving bicycles, commercial vehicles, motorcycles, and trucks. He has experience with on-the-job collisions, drunk drivers, and other incidents where serious injuries have resulted. Mitchel S. Drantch has worked with clients through various serious situations including spinal injuries, paralysis, and traumatic brain injury.

The law offices of Mitchel S. Drantch serve Colorado at an opportune time, when technology is changing the world like never before, and motorists are carelessly involved behind the wheel. The law offices are dedicated not only to auto injury claims of every type, but also to securing medical treatment for injured whether or not they have health insurance or medical payments coverage (although Colorado law requires owners and operators of motor vehicles to carry liability and uninsured motorist insurance and medical payments coverage). In his article, Finding the Right Car Accident Lawyer, he answers some important questions for car accident injury victims.

Visit the AutoInjuryLaw.com website and contact Mitchel S. Drantch today for a free consultation. He contacts his clients personally by email or phone.

About AutoInjuryLaw.com

Mitchel S. Drantch, Esq., has a Bachelor of Arts degree from the University of Massachusetts, Amherst. He received a Juris Doctorate from the University of Denver College of Law in May 1993. He was admitted to practice as a lawyer in the State of Colorado in October 1993. Along with memberships in the Colorado Bar and Trial Lawyers Association as well the CTLA Auto Litigation Committee, Mitchel S. Drantch also co-authored Handling the Automobile Injury Claim in Colorado, an attorney reference manual. He is actively involved in teaching and lecturing lawyers in the fields of auto injury and insurance bad-faith law.

Contact Information

Phone         303-322-3190
Address        1780 South Bellaire Street, Suite 584, Denver, Colorado 80222
Website/Email    http://www.autoinjurylaw.com
Contact Us         http://autoinjurylaw.com/contact/ Reported by PRWeb 5 hours ago.

Teachers OK New Contract Calling for 5.5% Raise Over 3 Years

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Teachers OK New Contract Calling for 5.5% Raise Over 3 Years Patch Gaithersburg, MD --

Montgomery County teachers will receive a 5.5 percent pay raise over the next three years, and pay more for their health insurance. Reported by Patch 10 hours ago.

HRAs Are Still a Viable Tax Savings Device

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Steve Kielman, VP of Microbusiness Sales for Total Administrative Services Corporation (TASC), highlights Section 105 Health Reimbursement Arrangement plan designs that remain unaffected by PPACA market reforms and still permitted as a pre-tax benefit.

Madison, WI (PRWEB) March 10, 2014

Health Reimbursement Arrangements (HRAs) are a popular way for small business owners to save thousands of dollars each year on their taxes. The good news is that contrary to popular belief, many categories of HRAs will not change under the Patient Protection and Affordable Care Act (PPACA).

Based on Section 105 of the Internal Revenue Code, HRA benefit programs allow small business owners to deduct 100% of family out-of-pocket medical expenses as business tax deductions. This includes insurance premiums for health, long-term care, vision, and dental. The savings can be substantial: On average, families are able to save $5,000 a year on their taxes with a Section 105 HRA.

IRS Notice 2013-54 has caused a great deal of confusion and misinformation in the marketplace, even among industry experts. In fact, Section 105 itself was not amended by the PPACA. Rather, the new ACA “market reform” provisions impose a penalty on some categories of HRAs. But the following Section 105 HRA plan designs are not affected by these “market reforms” and are still permitted as a pre-tax benefit:·     One Employee HRA – These types of HRAs are typically offered to a spousal employee and can be available with or without Group or Individual insurance. This HRA category does not change: It can be used for medical, dental and vision expenses and can include or not include a maximum limit cap.
·     Limited Purpose HRA – These HRAs provide coverage for dental, orthodontia, vision or long-term care only and also remain unchanged.
·     Integrated HRA – These are multiple-employee HRAs that are integrated with Group insurance. Each benefit eligible participant must be enrolled in a Group health insurance plan to qualify.
·     Health Indemnity HRA – This HRA type reimburses premiums for certain limited scope policies, including most traditional hospital indemnity and other fixed payment policies and specific illness policies (e.g., cancer).
·     Retiree HRA – For these plans, the employer controls the cost of retiree medical coverage by funding a fixed amount each year from the general assets of the business.

According to Andy Biebl, a well-known agricultural tax authority, CPA, and principal with CliftonLarsonAllen LLP, “These HRAs (listed above) remain legitimate, logical and suitable methods of tax avoidance. I personally have recommended HRA plans to small business owners who qualify.”

If you find this all a bit confusing, contact a national third-party benefits administrator or a tax professional who specializes in small business taxes and changing Healthcare Reform legislation.

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About TASC - TASC is an award-winning nationwide third-party benefits administrator of tax-advantaged health benefits plans offering comprehensive services and serving companies ranging in size from one employee to thousands! New product development, innovative tools, and outstanding transparent service keep TASC’s products and services at the forefront of third-party benefits administration.

AgriPlanNOW and BizPlanNOW (Section 105 HRA) are products that fall under TASC’s Microbusiness umbrella. AgriPlanNOW and BizPlanNOW save small business owners an average of $5,000 a year on their out-of-pocket medical expenses! Reported by PRWeb 10 hours ago.

Those Pesky Facts in the War on Poverty

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Facts and evidence can be a mixed bag. There are facts and evidence that sometimes reinforce and other times dispute the thoughts, beliefs and ideology that each of us hold. We should all be open to hearing facts and evidence that challenge our preconceived notions and beliefs. As Mary Roach wrote, "In my experience, the most staunchly held views are based on ignorance or accepted dogma, not carefully considered accumulations of facts. The more you expose the intricacies and realities of the situation, the less clear-cut things become."

In that light, House Budget Committee Chairman Paul Ryan (R-WI) and his staff are embarking on a review of whether President Johnson's "War on Poverty" has been effective over the last 50 years. As they reviewed the evidence for the report entitled "The War on Poverty: 50 Years Later," their task was undoubtedly a difficult one and sometimes they were able to look at the evidence and recognize facts that challenged their deeply held notions.

For example, they specifically highlight how programs, including the Veterans Health Administration, the Child Tax Credit, the Earned Income Tax Credit, Title X Family Planning, Ryan White HIV/AIDS Program, Housing Opportunity for Persons with AIDS, Federal Health Centers, Homeless Assistance Grants, Low Income Subsidy for Medicare Part D, the Maternal and Child Health Services Block Grant, Elderly Nutrition Program, Supplemental Nutrition Program for Women, Infants, and Children (WIC), School Breakfast Program, Education for Homeless Children and Youth, the Child Care and Development Block Grant, and YouthBuild, are effective. Thus, they concluded, "Not every program is counterproductive or unnecessary; indeed, some are very important."

This is significant because it flies in the face of the report's overall conclusion, which is that, "Federal programs are not only failing to address the problem, they are also in some significant respects making it worse." Therefore, the House Budget Committee staff is acknowledging, to some extent, that there are success stories with respect to the overall picture, even if their conclusion is far more one-sided.

The Budget Committee Report also highlights other important points for children, such as the problem that 21.8 percent of children live in poverty and the importance that education makes in reducing poverty. In short, we do applaud the Budget Committee staff for raising these points in the report.

But, in other cases, they failed to be open to clear evidence and facts that would challenge their preconceived conclusions and create what can best be described as "losey, goosey" categories to justify a conclusion.

In the hope that the report was issued to actually engage start and engage in a dialogue, there are at least five major problems with the report and the subsequent conclusions that are reached.

First, in order to reach the report's conclusion that the program's that are intended to "combat poverty" are largely ineffective and create a "poverty trap," the 204-page paper completely ignores the dramatic role that Social Security, Medicare, and Medicaid -- all cornerstone programs by President Lyndon Johnson in his "War on Poverty" -- have played in dramatically driving down poverty, improving health and increasing longevity among our nation's senior citizens. They are, in fact, significant success stories.

As Ron Haskins of the Brookings Institution wrote:
In 1966, a year after [President Lyndon] Johnson expanded Social Security and enacted Medicare and Medicaid, elderly poverty was 28.5 percent. By 2012, it had fallen to 9.1 percent, a decline of about 68 percent.
While the House Budget Committee report rightfully points that an unacceptably high "21.8 percent of children live below the poverty rate" today, how is it they completely ignore the roles played by Social Security, Medicare and Medicaid in reducing poverty among senior citizens by 68 percent? Since Social Security, Medicare are the two largest programs in the federal budget and could not be simply overlooked by the House Budget Committee staff, is it simply because these success stories runs counter to their overall conclusion? Major success simply cannot be acknowledged if your point is that government does not work.

So, to ignore successful "universal" programs like Social Security and Medicare, the House Budget Report only looks at "means-tested" programs as the focus of their report. But, in trying to make the case that means-tested programs can be "poverty traps" or a "hammock," an obvious solution one might draw is that the nation should adopt universal entitlements instead.

Clearly, this would be a non-starter in conservative circles that have long pushed for means-tested programs rather than universal entitlements. It is conservatives, in fact, that are leading the charge to impose more means-testing into the Medicare program.

Interestingly, Chairman Ryan recently proposed that the country consider adopting a "Universal Credit" that would, as Rob Garver at The Fiscal Times wrote, "[B]oth streamline the various social safety net payments and tax credits the poor receive and, rather than cutting off abruptly when recipients cross a certain income threshold, would taper off as income rises, thereby reducing the disincentive to finding work."

But, as Garver added:
Given the general animosity toward entitlement benefit recipients among a large segment of the voting public -- including much of Ryan's base -- the likelihood of passing legislation that would increase the freedom of benefits recipients to spend money as they see fit is virtually nil.
Second and related to the first point, the report purposely understates the nation's progress toward reducing the overall poverty rate by using misleading data. According to the report, "In 1965, the poverty rate was 17.3 percent. In 2012, it was 15 percent." But then, the footnote to that statistic reads, "The Official Poverty Rate does not include government transfers to low-income households."

While the footnote is appreciated, if you are measuring the impact that government programs have on reducing poverty, then the measure that really matters is the adjusted poverty rate. Buried on page 201 of the House Budget Committee Report, it is acknowledged that an anchored Supplemental Poverty Measure (SPM) is a much better measure than the Official Poverty Rate and that "researchers at Columbia indicate that poverty fell from 22 percent in 1969 to 16 percent in 2012."

Unfortunately, even that buried acknowledgement in the report's Appendix is a manipulation of the data. According to Garver, in another article for The Fiscal Times:
The Columbia researchers found that, using their model of the SPM, the poverty rate fell from 26 percent in 1967 to 15 percent in 2012. Ryan only cites data from 1969 onward, ignoring a full 36 percent of the decline.
Clearly, the "War on Poverty" has been far more successful than the House Budget Committee staff would care to acknowledge.

Third, the report misrepresents the purpose of a number of federal programs. For example, although the report states that there are "92 programs to combat poverty," the fact is that programs like the Maternal and Child Health Services Block Grant, the Ryan White HIV/AIDS Program, and the Fresh Fruit and Vegetable Program appear to be counted among the 92 poverty programs to "combat poverty" when, instead, such programs were designed to either provide health services to certain targeted populations or healthy eating options among children.

Therefore, although the Maternal and Child Health Services Block Grant may not be effective at lifting people out of poverty, it is not the program's intent. Instead, the program has been rated "effective" by the Office of Management and Budget in contributing to the reduction in infant mortality rates in this country. In Ryan's construct, you might repeal it and roll it into some sort of "Universal Credit," but at potential serious consequences to maternal and child health outcomes, including higher rates of maternal and infant mortality.

Fourth, since the House Budget Committee Chairman has long cited welfare reform and the enactment of Temporary Assistance to Needy Families (TANF) as a model for the reform of other programs such as Medicaid and food stamps, the report takes an unfortunate one-sided look at TANF. For example, according to the report, "Using the Supplemental Poverty Measure, Christopher Wimer et al. show that child poverty plummeted beginning in 1994. In fact, for almost all demographic groups (except the elderly) poverty begins a sharp decline in the early to mid-90s."

However, according to Wimer, that would be a significant overstatement of his findings. As Garver again reported:
Chris Wimer, the lead author on the paper and a researcher at Columbia, said Ryan's conclusion ignores the major expansion of the earned income tax credit in 1993 and the roaring dotcom economy of the mid-to-late 1990s. "While our data can't disentangle those three things, attributing the decline in poverty after 1993 to the welfare reform of 1996 seems to go beyond what the data show," Wimer said.
In addition, the Budget Committee Report professes to be a 50-year review of the "War on Poverty." While child poverty did initially drop after the enactment of the Temporary Assistance to Needy Families (TANF) program, the fact is that child poverty today stands at 21.8 percent - hardly a resounding success story. In fact, using it as a model for block granting and slashing the Medicaid and food stamps would be a disaster.

And last, the report does a hatchet job on a few select programs of importance to children, including both Medicaid and the Children's Health Insurance Program (CHIP). In the case of Medicaid, the House Budget Report is clearly trying to justify last year's budget proposal to block grant and slash $810 billion out of Medicaid. However, the fact is that, for millions of Americans, "Medicaid works."

Fortunately, within a few hours of the House Budget Report's release, Aaron E. Carroll and Austin Frakt, editors of The Incidental Economist, had published a blog entitled "Zombie Medicaid Arguments" that systematically and thoroughly counters the attacks on Medicaid in the Ryan report. There are over 25 hyperlinks in the Carroll/Frakt blog to reams of evidence about how Medicaid works to improve the circumstances of low-income children, the disabled and senior citizens.

The House Budget Report also cites a number of studies from the 1990s -- some nearly 25-years-old -- that simply cannot be taken seriously.

Furthermore, the report highlights the fact that Medicaid and CHIP serve a disproportionate number of children with disabilities, as if that is some sort of negative. Since Medicaid is specifically set up to serve low-income people with disabilities, foster care kids that have suffered enormous trauma in their lives, senior citizens in need of nursing home care, etc., this is obvious and an enormous positive about Medicaid -- not a negative. Attacking Medicaid for this fact is akin to attacking a cancer center for having a disproportionate number of patients who have greater than average health care needs. Both Medicaid and cancer centers purposely serve people with special and serious health care needs and that is a great and important thing.

Although Medicaid certainly faces challenges such as low provider payment rates, slashing the program by $810 billion, as proposed by Chairman Ryan, would certainly not improve the program and would only serve to harm these most vulnerable citizens among us who, by definition, desperately need their Medicaid coverage.

As Carroll and Frakt wrote:
Does anyone really dispute that having health insurance is better than not having health insurance? Anyone who does should put their money where their mouth is. Medicaid isn't welfare. You don't get cash. It pays for health care if you need it. And, like all health insurance, it makes people healthier and saves lives. Lots of people say so. Studies confirm this.
With respect to CHIP, the House Budget Report is simply ludicrous. Under a heading entitled "CHIP" on page 112, there is actually not a single bulleted reference below the reference to "CHIP" that has anything related to CHIP itself. All references are actually related to Medicaid, including two bullets citing studies recommending higher Medicaid provider payments (again, highlighting why the proposed Medicaid reform by the House Budget Committee to cut the program by $810 billion over 10 years makes no sense), a positive bullet emphasizing how Medicaid enhances access to care and reduces child deaths, and a final bullet that does not speak to CHIP either. The evidence in the report against CHIP is: zero, zilch and nada.

The fact is that CHIP does not even serve families living in poverty -- Medicaid does. CHIP serves families above the poverty level and up to a median 235 percent of poverty in states across the country. What makes it unique is CHIP is child-focused -- meaning that it includes pediatric-specific networks, benefits, and quality measures. As a result, CHIP has obtained enormous support with the parents of the children it serves, our nation's pediatricians, our nation's children's hospitals, and the overwhelming majority of Americans, who supported its reauthorization in 2009 by a more than 8-to-1 margin (82-10 percent). And more recently, voters strongly oppose any cuts to CHIP to order to address the federal budget deficit (67-21 percent). The fact is that the American people simply do not believe that the health of children should suffer in order to address a budget deficit that children did not create. They see it as a false choice.

As for real research on CHIP, the HHS Office of the Assistant Secretary for Planning and Evaluation (ASPE) summarized some of their research findings:


· During the period from 1997 to 2012, the share of children with incomes at or below 200 percent of poverty who are uninsured was cut nearly by half, from 25 percent in 1997 to 13 percent in 2012.
· The gains in coverage have been experienced among low-income children in all racial and ethnic groups, but are especially striking for low-income Latino children: the share of low-income Latino children who are uninsured fell from 34 percent in 1997 to 17 percent in 2012.
· The availability of CHIP has improved children's access to health care services: four-fifths of children received a preventive visit and 86 percent had a doctor or other health professional visit in 2012.
· Most parents of CHIP enrollees (84 percent) were never or not very often stressed about meeting their child's health care needs, and 92 percent of parents of CHIP enrollees never or rarely had problems paying their child's medical bills for care. In contrast, almost half of the uninsured are not confident that they can pay for the health care services they need.


The ASPE report concluded:
Looking at the big picture, CHIPRA's successes include:
· Increased health insurance coverage;· Improved access to health care; and· Reduced financial burdens and stress for parents.


The important point here is that not all means-tested programs are strapped up as combatants in the "War on Poverty." So no, CHIP does not lift children out of poverty, but that is because it is: (1) a child health program; and, (2) it does not cover a single child living in poverty (Medicaid does). Therefore, it should be judged based on what it was actually set up to do. And, on that measure, CHIP effectively improves the lives, health and well-being of 8 million children in our country, and thereby, is quite deserving of continued support.

If Chairman Ryan is serious about addressing poverty and we appreciate his raising the specific concern of child poverty, there are some very important lessons from the "War on Poverty." Rather than suggesting that the nation eliminate the Maternal and Child Health Services Block Grant or block grant and slash Medicaid, CHIP and food stamps, which would only make the health and nutrition of our nation's children much worse, Mark Shriver of Save the Children is absolutely right that we need a much different approach.

As one of many examples, both First Focus (see here and here) and the American Academy of Pediatrics have called for the adoption of a Child Poverty Target in the United States, just as has been successfully adopted by Great Britain. Such an approach would set in place a national commitment to reduce child poverty in half over 10 years and it is supported by American voters by an overwhelming 82-13 percent margin.

Therefore, those pesky facts show us that the "War on Poverty" has seen some incredible successes for seniors but has been a mixed bag for children. Fortunately, the American people understand that, just as we have done for seniors, improving the lives of our nation's children is not the right thing to do, but it's one of the best investments we can make as a nation. They recognize a pathway to progress when they see it. And, with a full set of facts and a dose of political will, maybe our nation's political leaders will see it, too. Reported by Huffington Post 10 hours ago.

Moms know best, White House says

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With three weeks to go before the March 31 health insurance enrollment deadline, the White House is picking up the pace -- this week spotlighting women and moms with “Moms Know Best” week. Reported by Miami Herald 10 hours ago.

Feds to investigate Maryland's health exchange

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Federal investigators will be looking into how Maryland spent million of dollars in federal grants for its troubled health exchange. The federal health department’s inspector general will be investigating the Maryland Health Benefit Exchange and its online health insurance marketplace, Rep. Andy Harris told the Baltimore Sun. Harris, a Republican from Baltimore County, was among the lawmakers who requested the audit from the federal health department. The inspector general declined to comment… Reported by bizjournals 9 hours ago.

Blue Cross Blue Shield of Texas "Countdown to Coverage" Campaign Encourages Enrollment in Health Insurance Marketplace

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RICHARDSON, Texas, March 10, 2014 /PRNewswire/ -- Blue Cross and Blue Shield of Texas (BCBSTX) has launched "Countdown to Coverage," a community-based effort to enroll Texans in the Health Insurance Marketplace before the enrollment period ends on March 31. BCBSTX is offering health... Reported by PR Newswire 8 hours ago.

Health law cited as US uninsured rate drops

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WASHINGTON—The share of Americans without health insurance is dropping to the lowest levels since President Barack Obama took office, but sign-ups under his health care law lag among Hispanics—a big pool of potential beneficiaries. Reported by TwinCities.com 7 hours ago.

State exchange denies insurers details on poor

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The New Mexico Health Insurance Exchange is refusing to give commercial insurance companies personal information from thousands of the state's poor residents. Reported by Miami Herald 8 hours ago.

NH Medicaid expansion debate moves to House

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A bill to use federal Medicaid money to pay for private health insurance for an estimated 50,000 poor adults is moving quickly through New Hampshire's House. Reported by Miami Herald 8 hours ago.

Last call: The health overhauls March 31 deadline

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Uninsured Americans face an important deadline at the end of this month, and many dont realize it. March 31 is the last day to sign up for health insurance coverage and avoid a penalty for failing to obtain insurance for 2014 under the federal health care overhaul. The Obama administration says about 4 million people have signed up so far through the overhauls insurance exchanges, which allow customers to buy coverage with help from income-based tax credits or subsidies. Reported by MyNorthwest.com 8 hours ago.

Indonesia launches world's largest health insurance system

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The roll out of Indonesia's new health care program for its 247 million people, over a decade in the works, has been bumpy. Full implementation will take effect in 2019. Reported by Christian Science Monitor 7 hours ago.

President Obama's Pitch To Latinos To Enroll In Obamacare

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WASHINGTON, March 10, 2014 /PRNewswire-USNewswire/ -- I was impressed by President Obama's joint interview for UNIVISION and Telemundo's audiences this past Thursday, to pitch them on enrolling by March 31st for new health insurance plans offered this year. This interview was much needed... Reported by PR Newswire 7 hours ago.

Viverae Recognizes Ensign Services, Inc. with the Vanguard Award for Delivering Best Practices in a Wellness Program

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Ensign Services, Inc., a progressive healthcare-services company, has been named as a top performer among clients offering their employees a health management program.

Dallas, Texas (PRWEB) March 10, 2014

The Vanguard Award was presented to Ensign Services by Viverae, a national leader in health management solutions. Viverae reviewed health management programs for more than 200 clients to determine excellence in best-practice categories such as population requirements, incentive design and value, program participation, strong leadership support and an effective communication strategy. Additionally, eligible clients must have a designated wellness coordinator and provide Biometric Screenings.

Key factors for Ensign Service’s leadership in these best practices include the following:·     Award-winning program offered to more than 15,000 employees in 138 locations in 11 states
·     An inclusive program offered to all employees, including those not covered under their health plan
·     More than 50,000 Viverae educational courses and webinars completed by program members
·     Steady year-over-year reduction in 11 of the 12 primary risk factors
·     Increase from 80.6 to 85.9 average Viverae Health Score, which calculates data from members’ health assessments and Biometric Screenings on a 100-point scale
·     Regional wellness champions tasked with encouraging participation
·     Strong incentives for participation including cash deposits into a Health Savings Account

“When best practices in health management are combined with a supportive culture for wellness, it makes a powerful difference in employees’ lives and extends to the health of their families,” said Mike Lamb, President and Chief Operating Officer at Viverae. “We are pleased to recognize Ensign Services for making the health of their employees a priority.”

Ensign Services has been a client of Viverae since 2011. During this time, Jennifer Weinstein, Benefits, Compensation and HRIS Director at Ensign Services was awarded the Benefits Professional of the Year Benny Award from Employee Benefits News; this award acknowledges outstanding professionals in the employee benefits and human resources field.

“Viverae’s Vanguard Award is a proud acknowledgement of our employees’ commitment to healthier lives,” said Weinstein. “Healthcare professionals’ compassionate nature can make them prone to focusing more on others’ well-being than their own health. Viverae has equipped us with a health management program that works, and our employees are healthier and more loyal.”

All of Viverae’s health management programs adhere to the requirements set forth in the Affordable Care Act and other applicable law.

About Viverae
Founded in 2003, Viverae (viv-AIR-ā) is a national leader in health management solutions based in Dallas. Viverae provides partners a platform for tying health behaviors to health insurance premiums, and supports members with the tools and resources needed to create a healthy lifestyle. Viverae’s solutions are a unique combination of comprehensive health assessments, employee incentives, creative engagement strategies, and proprietary software to manage client programs from beginning to end. All of Viverae’s health management programs adhere to the requirements set forth in the Affordable Care Act and other applicable law. To learn more, visit http://www.viverae.com.

About Ensign Services, Inc.
Ensign Services, Inc. (ESI) is the most progressive company in the exploding healthcare-services field today. ESI currently serves 136 healthcare operations in the Western United States, and is expanding. These operations are supported by ESI’s “Service Center,” a world-class service team that provides clinical, legal, human resources, accounting, compliance, information technology, construction and other resources necessary to allow on-site leaders to focus squarely on day-to-day business. Reported by PRWeb 6 hours ago.

GOP Senate Candidate Who Wants To Repeal Obamacare Once Backed Federal Solution

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A Georgia Republican Senate candidate who has called for a "full repeal" of the Affordable Care Act -- characterizing it as an "overreaching federal program" -- once argued in favor of a federal health care solution.

David Perdue, the former CEO of Dollar General, spoke of the need for a federal solution to the nation's high uninsured rate in 2006 at a meeting of the Retail Industry Leaders Association, The Daily Caller reported Monday.

"It's a tragedy that so many people are uninsured," Perdue said at the meeting, according to the Dallas Morning News, adding that he did not want the issue left to the states. "It needs to be addressed at the federal level," Perdue said.

A spokesman for Perdue's campaign told The Daily Caller that there was no conflict in Perdue's previous support for the idea of a federal health care law and his current opposition to the Affordable Care Act.

“David supports the full repeal of Obamacare," spokesman Derrick Dickey said. "However, he along with many other Republicans recognize that there are issues that must be addressed at the federal level. For example, Georgia Congressman Dr. Tom Price has a great patient-centered alternative to replace Obamacare."

Perdue, the cousin of former Georgia Gov. Sonny Perdue (R) and a former director of the Georgia Ports Authority, has been critical of the health care law throughout his Senate bid. The candidate's website calls it "an overreaching federal program that will actually reduce the quality of health care and increase costs."

In January, Perdue wrote in a blog post that he and his wife's health insurance was canceled and their insurance premium doubled because of the Affordable Care Act.

"We did not have a 'substandard' plan with a second rate company," Perdue wrote. "We had done our research and picked a plan that met our needs. However, our federal government, in its infinite wisdom, decided that we grandparents needed maternity coverage among other things."

One of Perdue's primary opponents, Rep. Jack Kingston (R-Ga.), drew criticism from conservatives after he said Republicans should improve, rather than repeal, the Affordable Care Act.

"A lot of conservatives say, 'Nah, let’s just step back and let this thing fall to pieces on its own.' But I don’t think that’s always the responsible thing to do," Kingston said. "I think we need to be looking for things that improve health care overall for all of us. And if there is something in ObamaCare, we need to know about it." Kingston later said his comments had been misinterpreted.

Perdue and Kingston are two of many candidates running in the May 20 Republican primary. Michelle Nunn, the daughter of former Sen. Sam Nunn (D-Ga.), is expected to be the Democratic nominee. Reported by Huffington Post 5 hours ago.

Countering Sexism in East Germany

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In March 1990, just after the first and only democratic elections in East Germany, I visited the House of Democracy in East Berlin. In this building on Friedrichstrasse, at a prime location near Unter den Linden and the luxurious Grand Hotel, were located all of the major civic initiatives that had ushered democracy into the country. "Ushered" is the operative word here, for these groups did not play a prominent role in the ensuing drama of the elections. The primary coalition of these groups - Alliance 90 - received less than 3 percent of the vote. The Independent Women's Association (UFV) teamed up with the Green Party and captured only 2 percent, which translated into eight seats in the parliament.

When I talked to Petra Wunderlich of the UFV on that day in March in 1990, she was not happy about the electoral turnout or the fact that the Green Party alliance partner had grabbed all eight parliamentary seats. Under East Germany's Communist-era constitution, women enjoyed the same rights as men. Childcare was widely available, and abortion was not restricted. But the society remained traditionally patriarchal in many respects. It was hard not to see the marginalizing of the UFV in this context.

Twenty-three years later, the House of Democracy has moved to another part of Berlin and changed its name to the House of Democracy and Human Rights. It's a large building with a tremendous variety of civic associations including the Tibet Initiative, the Bangladesh Forum, and the Anti-Discrimination Bureau. The UFV is no more, and I couldn't track down Petra Wunderlich. Even her former colleagues were not sure where she was, though they thought that she'd perhaps left for western Germany.

But I did have a chance to interview Tatjana Bohm, a founding member of the UFV who participated in the Round Table, where she co-authored the social charter, and served as a minister without portfolio in the second government of Hans Modrow. For the last two decades, she has worked in the Brandenburg regional government in the ministry of labor, social affairs, health, and women.

The major group inside Alliance 90 - Neues Forum - was not interested in the message of the UFV, Bohm remembered. But other influential activists were determined to ensure that she participated in the Round Table. "Our demands were not like the feminist demands in the West," she told me. "We were not that radical. I, myself, would have been more radical, but here it was about social rights - we were all still very socialist during this autumn - and those social rights were legitimate. These social rights, like the protection of child welfare institutions, quotas, unemployment benefits, many of these have again become mainstream issues. It was all about equal rights for equal qualifications."

It was not an easy fight - during either that brief democratic period in East Germany or in the new reunified Germany. Bohm relishes a good fight, however. "There is this saying: 'If you don't fight back, if you don't resist, you will end up in the kitchen.' By saying this we could acquire greater legitimacy for our movement: if we don't do something now, we will lose in this process. It was also about improving childcare institutions, not closing them. It was about getting rid of the ideology within those institutions. And then when things were going really fast, there was also one issue everybody agreed on: to keep abortion rights. A big majority was in favor of keeping the provisions in East Germany."

Childcare centers closed. A more restrictive abortion eventually went into effect (legal in the first trimester but only with counseling and not covered by public health insurance except for low-income women). But the government of Angela Merkel - one of the founding members of the East German group Democratic Awakening, which aligned with the Christian Democratic party in the 1990 elections - has revived at least one of the features of the old East German system: guaranteed childcare.

For Bohm, it is a confirmation of what she's been saying along. "Yesterday, I was reading in the magazine Der Spiegel about the 'German family policy,'" she related. "This is just what I've been saying for the last 20 years: exactly the same arguments. It seems we had to wait for such a long time before it became a public debate. The current policy includes spousal joint tax declaration and other incentives. This is what we've been telling them for 20 years. And finally we have a discussion about sexism, about victimization, about rape. Women are talking now. For the first time ever in Germany we have a debate about the relationship between the sexes and especially concerning the workplace, all those things that happen daily and people just say: 'Oh, don't take it seriously, it is not so bad after all.'"

*The Interview*

How did you think die Wende would affect women? Especially here in the East, in GDR?

First of all there was our message: You cannot make a state without women. This message was due to the fact that we were also academics: sociologists, philosophers, and so on. Women were active in all the groups, including those groups that didn't specifically deal with women's issues. Actually if you go through such a process women will create their own issues: this had been clear to us before. Such fundamental changes within a society always carry the danger that women are marginalized or that their situation deteriorates. This was the reason why we organized ourselves as a separate association of groups to focus on women's issues, and we organized neither as a party nor a movement.

What kind of reaction did you get from groups like Neues Forum and the Greens, from the Bürgerbewegung?

Neues Forum was not interested at all. We received support for our issues from IFM (Initiative for Peace and Human Rights), from people like Reinhard Weißhuhn. Wolfgang Ullmann, who was a very important person in Demokratie Jetzt and at the Round Table, also supported us very much so that we could join the Round Table. Also Ibrahim Böhme and Gerd Poppe, important people who had been in the opposition for a long time. They supported us to participate in the Round Table.

When I talked with Petra Wunderlich 23 years ago, she used the German word Emanzen to describe a negative perception of the Independent Women's Association as too feminist.

To me it is more a term of honor. The terms "women's rights" and "emancipation of women" were not perceived as bad back then as they are perceived today. I would disagree with Petra on this. Our demands were not like the feminist demands in the West. We were not that radical. I, myself, would have been more radical, but here it was about social rights - we were all still very socialist during this autumn - and those social rights were legitimate. These social rights, like the protection of child welfare institutions, quotas, unemployment benefits, many of these have again become mainstream issues. It was all about equal rights for equal qualifications. Back then women here were highly qualified, just like it is nowadays for the new generation. As we grew older we realized that in the GDR to get higher professional positions, you had to meet criteria based on political attitudes as well as on gender. If you didn't meet those criteria, you were excluded. The GDR society was a very paternalistic society.

There is this saying: "If you don't fight back, if you don't resist, you will end up in the kitchen." By saying this we could acquire greater legitimacy for our movement: if we don't do something now, we will lose in this process. It was also about improving childcare institutions, not closing them. It was about getting rid of the ideology within those institutions. And then when things were going really fast, there was also one issue everybody agreed on: to keep abortion rights. A big majority was in favor of keeping the provisions in East Germany.

During the Round Table discussion, do you feel that you as a movement were successful in raising the concerns of women and getting the government to hear you?

Yes.

Can you give me examples?

To read the rest of the interview, click here. Reported by Huffington Post 5 hours ago.

Get ready to hear more about the individual mandate again

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Today marks three weeks before the end of Obamacare open enrollment which will also mark the start of penalties for skipping health insurance coverage.

Much of the messaging from supporters of the health care law during the enrollment period has focused on the value of having insurance, as opposed to the tax hit for not obtaining coverage. Reported by Washington Post 4 hours ago.

Zane Benefits Publishes New Information on the ACA 90-Day Waiting Period Rule

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Affordable Care Act Limits Health Plan Waiting Periods to 90 Days

Park City, Utah (PRWEB) March 10, 2014

Today, Zane Benefits, the #1 Online Health Benefits Solution, published new information on the ACA 90-Day Waiting Period rule.

According to Zane Benefits’ website, the Affordable Care Act (ACA) mandates that coverage under a group health plan be made available to “otherwise eligible” employees and their dependents no later than 90 calendar days from an employee’s eligibility date.

The 90-day Waiting Period provision applies to employers of all sizes and all plan types, including grandfathered plans and self-insured plans. The provision takes effect on the first day of the new plan year in 2014.

According to Zane Benefits’ website, the final regulations provide that a group health plan, and a health insurance issuer offering group health insurance coverage, may not apply a Waiting Period that is longer than 90 calendar days. If an individual can elect coverage that becomes effective on a date that does not exceed 90 calendar days, the coverage will comply with the 90-day Waiting Period limitation.

Click here to read the full article.

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About Zane Benefits
Zane Benefits, the #1 Online Health Benefits Solution, was founded in 2006 to revolutionize the way employers provide employee health benefits in America. We empower employees to take control over their own healthcare, while helping employers recruit and retain the best talent. Our online solutions allow small and medium-sized businesses to successfully transition to a health benefits program that creates happier employees, reduces costs and frees up more time to serve their customers. For more information about ZaneHealth, visit http://www.zanebenefits.com. Reported by PRWeb 4 hours ago.

Prisons and jails signing inmates up for health insurance under the Affordable Care Act

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Prisons and jails are taking advantage of the expansion of Medicaid under the Affordable Care Act and signing their inmates up for health insurance. The law lets states extend coverage to single and childless adults—a major part of the prison population, the New York Times reports.… Reported by ABA Journal 4 hours ago.

There's No Evidence To Hold Up Some Of Sarah Palin's Obamacare Claims

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The Following post first appeared on FactCheck.org.
Sarah Palin told her fellow conservatives at CPAC that “there are more uninsured today than when Obama began all of this,” referring to the Affordable Care Act. But there is no evidence of that. Annual Census surveys show the percentage of uninsured Americans in 2010, when the ACA became law, was 16.3 percent. It dropped to 15.7 percent in 2011 and 15.4 percent in 2012. Gallup surveys show the percentage of uninsured Americans hit a five-year low in the first two months of this year.

The former Alaska governor gave the closing speech Saturday evening at the annual Conservative Political Action Conference, a three-day affair hosted annually by the American Conservative Union. Palin brought the confab to a “rousing finish,” as the conservative Newsmax put it, attacking both Democrats and establishment Republicans.

The 2008 Republican vice presidential nominee saved some of her sharpest barbs (beginning at about the 22 minute mark) for the man, President Obama, who defeated her and her running mate, John McCain, six years ago.



*Palin, March 8*: This is the guy who promised to provide for the sick, but there are more uninsured today than when Obama began all of this.



It is too early to determine the full impact of the ACA, but the fact is that the percentage of uninsured Americans has been on the decline since the law took effect — and, conversely, the percentage of the insured has increased. Congressional budget experts project that the law will reduce the number of the uninsured by 13 million by the end of this year.

The Census Bureau’s annual Current Population Survey shows 16.3 percent of Americans were without health insurance in 2010, when the law took effect. Since then, the rate has fallen to 15.7 percent in 2011 and 15.4 percent in 2012. (The raw numbers have gone down, too, from 50 million uninsured in 2010 to 48 million in 2012.)

As for the state of the “uninsured today,” which was Palin’s time frame, Gallup regularly conducts a survey called the Well-Being Index of more than 28,000 Americans. On March 10, Gallup issued a press release on its latest survey that carried the headline, “U.S. Uninsured Rate Continues to Fall.” The survey, which covered Jan. 2 to Feb. 28, shows the percentage of uninsured Americans hit a new five-year low at 15.9 percent, down from 17.1 percent in the final quarter of 2013.

By the end of 2014, the nonpartisan Congressional Budget Office estimates the law will reduce the number of uninsured Americans by 13 million people. The report (see table B2) says there will be 25 million fewer uninsured Americans in 2024 because of the law.

The Medicaid expansion and the subsidized (and nonsubsidized) policies sold on the health care exchanges did not take effect until January of this year, and there isn’t any good data yet on how many uninsured Americans have gained coverage through the exchanges. We have written that the law’s supporters have overstated the effect of the exchanges in covering the previously uninsured. But there’s no doubt that the Medicaid expansion and the exchanges will extend coverage to millions of uninsured. And other provisions have already helped Americans gain coverage. For example, the provision that allows young adults to stay on their parents’ insurance policies until age 26 took effect Sept. 23, 2010, extending insurance to about 3.1 million young people who otherwise would not have been covered.

The evidence simply does not support Palin’s claim that “there are more uninsured today than when Obama began all of this.” Reported by Huffington Post 3 hours ago.
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