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Mike Lee: Republicans Should Stop Talking About Ronald Reagan And Start Acting Like Him

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Sen. Mike Lee (R-Utah) said Republicans need to stop talking about former President Ronald Reagan and start acting like him.

During a speech at the 2014 Conservative Political Action Conference, Lee said conservatives can't "win elections by default."

"We are taking our agenda to the American people," Lee said. "And the Washington Establishment can join us, follow us, or get out of the way."

*Read Lee's remarks as prepared for delivery below, and scroll down for more CPAC updates: *


It’s an honor to be back at CPAC. But more than that, it’s an honor to speak to this CPAC.

2014 is an important year for conservatives.

Yes, the White House agenda is crumbling. Obamacare is a disaster. And President Obama has lost the confidence of the American people.

With things going this badly for the Left, especially in an election year, conventional wisdom in Washington is that the best thing conservatives can do is nothing. That our strategy should be to sit on our hands, keep our heads down, and let President Obama’s failures preserve a Republican majority in the House and win one in the Senate.

But I am here to tell you that conventional wisdom in Washington, as usual, is dead wrong. That counsel is unworthy of the Party of Lincoln and Reagan, and unequal to the task before us.

President Obama and the Democrats have done everything they can to deserve defeat. But the Republican Party has not yet done what it must to deserve victory. We have not yet won back the trust of the American people, or explained exactly why they should give it to us. 2014 must be the year we change that.

Most of the speakers you’ll hear this week will come to inspire you, or flatter you, or claim solidarity with you. I have come to challenge you.

The work remaining before us, this year and for the next three years, is the most important work conservatives have faced in a generation. It is the work of redefining our movement, rebuilding our party, and rescuing our nation.

That work will not be easy, or fun, or glamorous. Most of the time it won’t even be noticed. But it is essential to our success.

If conservatives do not do this work, we will lose in 2014, and 2016, and beyond. We will lose, and we will deserve to lose.

And whether the people at this podium are willing to do that work depends on whether the people in this audience – and conservatives in communities around the country – demand it.

The last time conservatives faced this challenge was thirty-seven years ago at the fourth annual CPAC Conference.

It was February 1977. And that winter, Ronald Reagan and his conservatives were being attacked by the Washington Republican Establishment for challenging President Ford in the 1976 primaries. They were being blamed for handing victory to Jimmy Carter and the Democrats.

But Reagan knew that it was the party Establishment that had lost that election by losing touch and losing credibility. He knew the future of the G.O.P. was not the old Party of Republican insiders, it was a new Party of Conservative Ideas.

And so Ronald Reagan came to CPAC and called for a New Republican Party, a party of principles and confidence and a positive agenda for change.

Conservatives then went about the hard, heroic work of applying timeless principles to timely problems to pivot from purges to persuasion, from protest to reform.

And those in the establishment never knew what hit them.

We can never forget that in 1976, anti-establishment conservatives found a leader for the ages - yet they still lost. By 1980, they had developed an agenda for their time - and they won.

My fellow conservatives, it’s time to do it again.

An agenda for our time must meet the challenge of our time – and of your generation. That challenge is America’s growing opportunity deficit.

We see this opportunity deficit at the bottom of our economy, where dysfunctional welfare policies trap poor families in poverty.

We see it in the middle class, where Washington drives up the costs of gas and groceries, homes and health care, of raising kids and getting a good education.

And we see it at the top, where political and corporate elites rig the system to benefit themselves at the expense of small businesses and working families.

Taken together, these challenges represent America’s real problem of inequality: not the income gap between the rich and the poor, but the opportunity gap between Washington, D.C and everybody else.

Progressives believe the solution to this inequality is bigger government. But big government dysfunction is the single biggest cause of all these problems.

There are conservative solutions to these problems, to close America’s Opportunity Deficit, and rescue our economy and our society from government dysfunction.

But I am here to tell you, those solutions are not coming from the Washington establishment.

A new generation of conservative ideas must come from a new generation of conservative leaders, and for the first time in a long time, they are.

Leaders like my friends, Senators Ted Cruz, Rand Paul, Marco Rubio, John Cornyn, John Thune, Tim Scott… and Congressmen Mike Pompeo, Jim Jordan, Jeb Hensarling, Tom Graves, and Paul Ryan, among others are developing policies that, taken together, are delivering a new, conservative reform agenda to once again clarify and unify the Republican Party.

We have concrete, specific proposals to help lower-income families overcome welfare, improve education and job training, and rescue at-risk communities with too few jobs, too few fathers, and too little hope.

We have solutions to end cronyist privilege and corporate welfare, to close the Beltway Favor Bank, and put America’s political and corporate elites back to work for the rest of us.

And we have introduced legislation to rescue America’s working families from the middle class squeeze. To make it more affordable to raise and educate their kids, and afford health insurance and a home of their own.

We have an agenda. And contrary to the Establishment’s advice, we’re not hiding it from the media or the American people, or from you. It’s time for the Republican Party to stop talking about Ronald Reagan and start acting like him.

Conservatives can’t afford to win elections by default. We need to win elections with a mandate.

We are taking our agenda to the American people. And the Washington Establishment can join us, follow us, or get out of the way!

A new generation of conservative leaders is rising to meet the challenges of this new era. But to build a new conservative reform party, that party needs this new conservative reform agenda. That’s where you come in.

This year, when candidates ask for your vote make them earn it. Forget their personalities and focus on their policies. Don’t settle for spin. Ask for specifics.

The kind of leaders we need won’t just tell you what they’re against. They’ll tell you what they’re for, and why.

My challenge to you is not simply to find and support true conservative reformers. My challenge to you is to become one. Become the kind of thoughtful, positive, principled conservative our movement wants, the Establishment fears, and our country needs.

Before conservatives can celebrate victory, we first must deserve it.

Just as our Founding generation made their way from the Tea Party in Boston to the Constitutional Convention in Philadelphia; just as Reagan’s generation made their way from defeat in 1976 to victory in 1980; so too our generation must now turn from protest to reform, from criticism to leadership, from division to unity.

Together, this new generation of reform conservatives can revive our movement, rebuild our party, and restore opportunity to our neighbors and prosperity to our nation.

My fellow conservatives, let’s get to work.

Reported by Huffington Post 8 hours ago.

The 25 Best Companies For LGBT Employees

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The 25 Best Companies For LGBT Employees In today's workforce, employees still face persistent discrimination and unfair treatment due to their gender, age, race, and sexual orientation. But some companies have been better at embracing diversity than others.

Glassdoor.com, an online jobs and career community where people share workplace insights, recently ranked the 25 best companies for lesbian, gay, bisexual, and transgender (LGBT) employees.

To compile its list, Glassdoor looked at the 250-plus companies on the Human Rights Campaign Best Places to Work 2013 list and compared the companies' overall ratings on Glassdoor.com, which are based on employee-generated reviews from Feb. 2013 through Feb. 2014.

"This list underscores the companies where diversity is appreciated, supported, and embraced," says Scott Dobroski, Glassdoor's Community Expert. "At several of these firms we're seeing some efforts that specifically support their LGBT employees, from employee groups to community outreach."

Here are the 25 most LGBT-friendly employers, with an employee testimonial for each:

*1.** **Bain & Company
*"If there was ever a company that invested in its people it's Bain. Local and global training, formal mentorship and sponsor programs, diversity initiatives, customized learning, learning through apprenticeship — that's all Bain."—Bain & Company Manager (Sydney, Australia)

*2. Orbitz Worldwide
*"Diverse, very LGBT friendly, flexible work environment, and great benefits."—Orbitz Worldwide Employee (Chicago, IL)

*3. Google
*"Very pro-women, pro-LGBT, pro-minority environment. I'm a female software engineer and have not seen a shred of the sexism or attitude towards women that I've experienced at other workplaces."—Google Software Engineer III (Mountain View, CA)

*4. McKinsey & Company
*"Big brains, large network, fantastic diversity of people, studies, geographies, great support teams (research), superb professional development framework."—McKinsey & Company Associate (Brussels, Belgium)

*5. Boston Consulting Group
*"You get to work with very, very smart people. Unrivaled HR support related to diversity, benefits and life events."—Boston Consulting Group Employee (location n/a)

*6.** **NIKE
*"Employee groups for African Americans, Asian Americans, Disabled, Native Americans, Latinos/Latinas, and Gay, Lesbian, Bi-Sexual, Transgender people."—NIKE Senior Business Systems Analyst (Beaverton, OR)

*7. Intuit
*"There is ton of diversity and some of the best people I've had a chance to work with."—Intuit Software Engineer (San Diego, CA)

*8. Genentech
*"Excellent benefits. High-performance culture. Company cares about its employees and patients. Promotes diversity and inclusion more than any employer I have ever worked for."—Genentech Employee (Oceanside, CA)

*9. Chevron
*"Good procedures and nice people around. Focus on safety, environment and diversity."—Chevron Senior Facilities Eng (Buenos Aires, Argentina)

*10. **Apple
*"Apple covers same-sex couples on health insurance and includes the difference one has to pay for imputed income. Stock purchase plan is good, and so is the 401(k)."—Apple Business Specialist (Bellevue, WA)

*11. Ford Motor
*"Employees in the company value diversity."—Ford Motor Employee (location n/a)

*12. Hyatt
*"Hyatt offers endless career opportunities, always supports different organizations around the community, promotes and celebrates diversity!"—Hyatt Recruiting Manager (San Diego, CA)

*13. **eBay
*"Employees are some of the most talented and intelligent I have met. Cultural diversity is amazing."—eBay Employee (San Jose, CA)

*14. **Bristol-Myers Squibb
*"Very strong talent development culture and programs. Outstanding group of people to work with. Happy place to work."—Bristol-Myers Squibb Director (Lawrenceville, NJ)

*15. **Disney
*"Overall fun perks, people who are passionate about the Disney Brands, engaging and inclusive environment, embrace diversity and promotes internal movement."—Disney Employee (location n/a)

*16. **Monsanto & Company
*"Good atmosphere and the company's efforts toward diversity are best reasons to work for Monsanto."—Monsanto & Company IT Co-Op Employee (Creve Coeur, MO)

*17.** **Johnson & Johnson
*"Excellent compensation and benefits if you are a permanent hire. Great place for diversity! Most senior leaders are happy to spend time mentoring younger hires."—Johnson & Johnson Communications Specialist (New Brunswick, NJ)

*18.** **Sony Pictures Entertainment
*"Generally regarded as the best, most positive work culture amongst all the Hollywood studios. Extensive employee training opportunities, flexible working hours, supportive management, excellent benefits and pay, embraces all forms of diversity."—Sony Pictures Entertainment Executive Director (Culver City, CA)

*19. **Unilever
*"Lots of talented colleagues one can learn from, a shape up or ship out performance culture, good gender balance and diversity initiatives support a great mix in teams."—Unilever Supply Chain Manager (Hamburg, Germany)

*20. Microsoft
*"Encouraging diversity (employee action committees for everything from gay & lesbian group to discussion groups for homeowners); flexible work environment (wired everywhere); and good amenities."—Microsoft Employee (location n/a)

*21. A.T. Kearney
*"Beyond just the typical business growth, their targets also include employee engagement, workplace diversity, and workplace flexibility. All of these growth initiatives manifest themselves into opportunities for employees to get unparalleled experiences."—A.T. Kearney Associate (Chicago, IL)

*22. Yahoo
*"Diversity, not just ethnicity and gender, but age, shapes, sizes, styles, heights, and pretty much anything else you can imagine. Great work life balance. Now is a rare time to personally make a big impact at a very large company."—Yahoo Employee (Sunnyvale, CA)

*23. **GlaxoSmithKline
*"Feels great working with some of the best brains in the business, Strong emphasis on employee health, resilience and diversity."—GlaxoSmithKline Director (New York, NY)

*24. **Cisco Systems
*"The employees are hard-working, and are top notch. There are very nice employee programs for diversity, women, and role-specific communities."—Cisco Systems Program Manager (location n/a)

*25. **General Mills
*"Most importantly, the company's dedication to ethical behavior, community outreach, and diversity is impressive and are the top reasons I'm proud to work for this company!"—General Mills Senior Engineer (Minneapolis, MN)

At Bain, which tops the list as the No. 1 LGBT-friendly company, "we see a theme of employees speaking very highly of the company investing in its people and supporting its workforce, which includes encouraging and valuing diversity across teams and the work itself," Dobroski says.

The Bain LGBT Association for Diversity (BGLAD) was established over 10 years ago to support the recruitment and retention of talented LGBT colleagues. For over two decades, the company has also had a non-discrimination policy that provides LGBT employees with the opportunity to work as openly and "out" as they feel comfortable, the Bain website says. The company is also the first global consulting firm in the U.S. to offer reimbursement to same-sex couples for federal taxes levied on domestic partner health benefits.

At Orbitz, the No. 2 company, Dobroski says employees admire the company culture, which not only supports, but seeks out diversity in its workers. "Employees speak very favorably about an incredibly LGBT-friendly atmosphere that embraces employees' differences."

Orbitz, the only online travel agency with a perfect Corporate Equality Index from the Human Rights Campaign, has an LGBT employee group, which is open to gay and straight employees and meets on a monthly basis. It also signed the Amicus brief sent to the Supreme Court in 2013 calling for the repeal of the Defense of Marriage Act and has won the GLAAD Advertising Award twice for LGBT-inclusive TV advertising.  

Google rounded out the top three. Dobroski says employees "appreciate the diverse environment, which includes embracing their LGBT employees and providing community support for them and their families." For example, Google has increased its transgender benefits, it has taken a public stance on Proposition 8 in California, it has established its "Gayglers LGBT network," and encourages employees to take part in pride parades.

Dobroski says more and more companies are seeking out diversity in their workforce today as they're realizing that a diverse workforce often leads to new ideas and new initiatives, "which can only support business objectives."

*SEE ALSO: The 10 Best Jobs For Introverts*

Join the conversation about this story »

 
 
 
  Reported by Business Insider 7 hours ago.

Health insurance marketplaces signing up few uninsured Americans, surveys say

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The new health insurance marketplaces appear to be making little headway so far in signing up Americans who lack health insurance, the Affordable Care Act’s central goal.

A pair of surveys released on Thursday suggest that just one in 10 uninsured people who qualify for private health plans through the new marketplace have signed up for one — and that about half of uninsured adults has looked for information on the online exchanges or plans to look. Reported by Washington Post 8 hours ago.

Get ready to explain your personnel decisions to the IRS

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Reducing your work force to avoid Obamacare's employer mandate? The Internal Revenue Service may have a problem with that. That's according to regulations issued by the IRS in February, when the Obama administration announced that businesses with under 100 employees won't face penalties until 2016 for failing to provide health insurance to their workers. The Affordable Care Act called for this employer mandate to start in 2014 for businesses with more than 50 employees, but the Obama administration… Reported by bizjournals 8 hours ago.

NH Senate OKs Medicaid money for private coverage

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CONCORD, N.H. (AP) — The New Hampshire Senate on Thursday approved using federal Medicaid money to buy private health insurance for thousands of poor adults, with supporters emphasizing the benefits to the state's economy and the health of its residents and opponents arguing taxpayers would be stuck with the bill when federal money drops off.
 
 
 
  Reported by Boston.com 7 hours ago.

Obamacare Regulator Accused of Misleading Congress Will Resign

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Gary Cohen, the top U.S. health insurance regulator accused by congressional Republicans of misleading them before the troubled start of the Obamacare insurance website, will resign. Reported by Newsmax 7 hours ago.

What Budget Autonomy? D.C.'s Reproductive Health, Voting Rights Under Threat in FY15

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On Tuesday, the White House released its budget proposal for the 2015 fiscal year. The President's proposal would grant limited forms of "budget autonomy" and local legislative control to the 646,000 citizens of Washington, D.C. -- a population greater than in either the states of Vermont or Wyoming -- whose city tax dollars and legal affairs are currently overseen by Congress.

Reactions from many D.C. activists and news outlets were nothing short of celebratory. Here, finally, was some substantive support from the White House for democracy in the District, at least where D.C.'s local laws and spending decisions are concerned.

But Obama's FY15 budget places some notable restrictions on how the federal government allocates funds to Washington, D.C. -- restrictions that do not apply for other states in the nation. Granted, there is precedent for singling out the District within the federal budgetary process. Historically, Congress has prohibited the federal government and often D.C.'s local government from funding specific social welfare programs in the District. There is on ongoing ban, imposed by Congress, that prevents D.C. from spending its locally-raised tax dollars on abortions for low-income women, for example. In previous years, Congress has prohibited the use of federal and local D.C. tax dollars for needle exchange HIV/AIDS-reduction initiatives, voting rights advocacy, and marijuana legalization.

The budget the White House has put forward for 2015 recycles a number of previously-imposed limits on how federal funds can be used in Washington, D.C. The President's budget proposes:

· A ban on federal funds for D.C legislative advocacy to Congress or state legislative bodies.· A ban on federal funds for D.C.'s elected Representative and Senators. (So in addition to being denied a vote in Congress, they are also denied a salary.)· A ban on federal funds for D.C. voting rights advocacy.· A ban on federal funds for needle exchange programs.· The inclusion of a "conscience clause" with respect to contraception coverage in D.C. health insurance plans.· A ban on federal funds to legalize or decriminalize marijuana in D.C.· A ban on federal funds for abortion in the District (except in cases where the mother's life is in danger, or in cases of rape or incest).

Notably, the President doesn't propose bans on how D.C.'s local tax dollars can be spent, but his budget still includes language that requires D.C. to submit its proposed budget to Congress, to defer to Congressional oversight and overrule in certain legal and budgetary situations, and to honor "amendments and supplements" to its city budget prior to making expenditures.

But the White House budget's selective interpretation of D.C. budget autonomy is hardly unusual. During the 2013 government shutdown, Congress held D.C.'s local tax dollars hostage while it debated the federal budget -- forcing D.C. to draw down its emergency fund to pay for essential services like trash collection. The D.C. fiasco embarrassed Congress, which prefers as little media attention to D.C disenfranchisement as possible. In response, Congress passed D.C. "budget autonomy" for the rest of the fiscal year, meaning that Congress cannot disrupt how D.C. allocates its already accounted for, local tax revenues through November of 2014. However, the Congressional ban on D.C. using local tax dollars for abortion still stands. Congress seems willing to accept the premise of D.C. budget autonomy -- but only after it has the chance to approve D.C.'s annual budget first.

If history is any guide, Congress will tinker with the President's language about the District before it approves a budget for the fiscal year. The residents of D.C. are watching closely to see which decisions of our elected officials will be overturned in 2015, and which marginalized populations in our city (Low-income pregnant women? People affected by HIV/AIDS?) the federal government will find politically advantageous to target with austerity this time. Reported by Huffington Post 7 hours ago.

Uninsured Americans yawn at trillion-dollar boondoggle designed to help them

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Remember how there were supposedly 38, 41, 50, or 55 million uninsured Americans out there, on the verge of keeling over in the middle of the street, and that's why we had to let Barack Obama wreck the health insurance industry?  

The Washington Post has details about a couple of new surveys which "suggest that just one in 10 uninsured people who qualify for private health plans through the new marketplace have signed up for one - and that about half of uninsured adults has looked for information on the online exchanges or plans to look."

Yippee!  Only half of the uninsured even bothered to look at TrainWreck.gov or its choo-choo line of state exchange disasters, some of which have yet to process an insurance purchase for anyone.  And only 10% of them actually bought a policy!  That means the rest of that feeble tally of ObamaCare purchases is churn from people who learned the hard way that Obama was lying when he said that thing he said about keeping your plan if you liked your plan.  (That's according to one survey; the other said previously uninsured people made up 25% of ObamaCare shoppers, which isn't exactly a soaring triumph either.)

It gets better: over half of the previously uninsured polled in these surveys said they haven't paid their first premium, so their insurance isn't even valid.  The payment rate for the previously insured is said to be somewhere between 80% and 90%.  We don't know for sure, because the Administration won't tell us.  They also claim they're not keeping careful track of how many ObamaCare customers were previously uninsured.  In fact, the online insurance application doesn't even have a check box to indicate if the applicant is currently uninsured.  A hundred thousand bureaucrats, a trillion dollars spent, and nobody remembered to track whether the Affordable Care Act was accomplishing its core mission?

Try chewing on this chunk of bureaucratic fudge:



“We are a looking at a range of data sources to determine how many marketplace enrollees previously had coverage,” said Julie Bataille, director of the Office of Communication in the Centers for Medicare and Medicaid Services, the HHS agency overseeing the insurance marketplaces. “Previous insurance coverage is an important metric, and we hope to have additional information in the future.”



We'll have to look at a range of data sources to figure out whether we're meeting this important metric, and we hope to have a slightly better thumbnail guesstimate for you at some time in the future.  Call us, maybe.

If you're wondering how many people are accepting President Obama's invitation to ignore his idiotic law for a couple of years and buy insurance outside the exchanges... well, you're out of luck, because the Health and Human Services gremlins aren't tracking that, either, even though officials agree "it is a really important question because obviously the goal is to get as many people insured as possible."

For the ObamaCare bureaucrat, ignorance is bliss.  Evidently the uninsured Americans offered a chance to buy overpriced mandate-festooned insurance policies from ObamaCare's buggy exchanges feel the same way.

 
 
 
  Reported by Breitbart 7 hours ago.

National Alliance for Hispanic Health: Health Insurance Enrollment Assistance at ¡Vive tu vida! Get Up! Get Moving!® Phoenix

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Free event this weekend offers fun physical activity and good nutrition activities for the whole family along with free health screenings and health insurance enrollment assistance.

Phoenix, AZ (PRWEB) March 06, 2014

On Saturday, March 8, 2014, the National Alliance for Hispanic Health kicks off the 2014 ¡Vive tu vida! Get Up! Get Moving!® 10-event series in Phoenix, Arizona with local community-based organization partner, Concilio Latino de Salud.

The event will feature bilingual health insurance navigators to answer questions and offer attendees assistance with enrollment for new health insurance options for adults and children under the Arizona Health Insurance Marketplace and Medicaid. The event this weekend is free and open to the public and will be held at the John R. Davis Elementary School at 6209 S. 15th Avenue in Phoenix, from 8:00 am to 2:00 pm.

“¡Vive tu vida! Get Up! Get Moving!® is a great opportunity to learn fun, safe, affordable, and effective ways for the whole family to be physically active,” said Elizabeth Ortíz de Valdez, President and CEO of Concilio Latino de Salud.

Made possible by an extraordinary group of partners and volunteers, the Phoenix event will also feature free health information and screenings, including blood pressure, blood glucose, mammograms, and dental exams for kids; a Zumbathon, jump rope exercises, and youth soccer clinics. Participants will also have the chance to win prizes, enjoy healthy snacks, listen to music, watch folkloric dances, and much more.

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About the National Alliance for Hispanic Health (The Alliance)
The Alliance is the nation's foremost science-based source of information and trusted advocate for the health of Hispanics in the United States. The Alliance represents thousands of Hispanic health providers across the nation providing services to more than 15 million each year, making a daily difference in the lives of Hispanic communities and families. For more information, visit http://www.hispanichealth.org or call the Alliance's Su Familia National Hispanic Family Health Helpline at 1-866-783-2645. Reported by PRWeb 6 hours ago.

Learning to Love My Unemployed Self

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I'm the funny girl. Or at least I'm supposed to be. I'm the friend who always has a laugh in her pocket. The friend who wears a smile more than a frown. The girl who'd rather die than make you cry. It's funny what a little unemployment (or in my case, a lot of it) does to the girl full of sunshine. It turns her into the girl who's full of anger and flames. The friend who doesn't always call back, who can't always be there. The girl who secretly cries in the shower.

I had everything. I had the perfect apartment, the perfect lifestyle (whatever that even means), the perfect husband, the perfect dog, the perfect job. I was bouncy lollipops and rainbows happy. That is, until it all fell apart faster than you can say downsizing.

I knew that things were going south at work. I worked for a company in Chicago that was moving the majority of its operations out of state. But our department was doing OK, they told us. Things were going to be OK, they told us. I had just been recognized nationally for my performance. I had talent. I was great at my job. I'd be fine, I told myself.

I'll never forget the day I was called into my boss' office. Thinking I was going to be shifted around, priorities changed -- but certainly not fired. Then, feeling like I had been hit by a truck. Feeling ashamed at my hubris; feeling angrier than I had ever been in my life. It was the week before Thanksgiving, but they asked, "Can you work until the week before Christmas?""Sure," I said, too humiliated to say anything else, too shocked to fight for myself. I left her office, walked into the bathroom, and crumbled to the tile floor like a ton of bricks, hugging the toilet like it was my best friend. Reliving lunch in a way I can't say I had expected to that day.

I haven't been the same girl since. Not that anyone is supposed to stay the same in their lives; but my family, my friends, my husband will tell you -- my fire simply went out. I spent most of my career begging people not to define me by who I worked for or what I did -- and here I was. Defining myself because of who I worked for and the work that I did. In the subsequent months, after my (in all honesty very generous) severance ran out, we began to panic. I made a decent chunk of change, and now I wasn't. I thought I'd find a job in no time -- I mean, my resume spoke for itself, right? Oh, how wrong I was.

We began to rely on the plastic. Hard. We couldn't afford our rent in our swanky apartment, but couldn't find a sub-leaser either. So we charged -- and we pretended like nothing was wrong. We soon accepted the reality we'd have to face -- moving back in with the 'rents. And we did -- we moved back in with mine. It'd be for a year, we thought. We'd pay off our bills, we'd fix the mistakes we made with our money. I'd find a job, it wouldn't be so bad.

I applied for jobs. I went on interviews. I never heard a word back, even after a follow up. I applied for more jobs. I went on more interviews. Again, nothing. I applied for even more jobs, but soon received less interviews, which meant even less communication. I worked for a budding tech company in Chicago for a year. Making $12 an hour, no benefits...but hey. We had an entire refrigerator of free pop whenever we wanted it. AN ENTIRE REFRIGERATOR, YOU GUYS. But, as my luck would have it, it ended up that I was debugging the software that would end up replacing me as a person. I was laid off without so much as a second thought.

And so the cycle started again. Apply, interview, silence. Apply, interview, nothing. And now? Now we were in big trouble. Unemployment at this time isn't an option. I turned down another hourly job at that same tech company that had laid me off in the customer service department. I just couldn't answer phones for them all day. And because of that? Because I turned down an opportunity that surely would have had me put in a loony bin -- I couldn't collect unemployment from the state. A decision I honestly don't regret. But it's going to be fine, right? I will find something else. My resume speaks for itself!

At this point, it had been months and I still couldn't find a thing. I applied for jobs I was overqualified for, and was told I was too overqualified. "But I don't care!" I said. Weeks went by. Months went by. I didn't want to get out of bed, let alone shower. My marriage began to suffer. I was miserable to be around. I didn't laugh... hell, I didn't even SMILE.

A funny thing happens to you when you start to live like this. The embarrassment, the shame -- becomes overwhelming... even though you know it's not your fault. It's not anything YOU did. But you know what you are? You're a glorified peddler. Sure, you're not on the streets begging for change or selling your body (thank god for that, because with these thighs...) -- but you're peddling just the same. You're asking everyone you know if they know anyone hiring. You're asking your parents to slide you a $20 so that you can go buy a damn box of tampons. And all the while, you feel completely ashamed of who you are, and flaming angry that you feel that way about yourself. You take jobs for the money. You find yourself bending over backwards for an hourly job with no benefits -- a job that is temporary. Why? So that you don't have to beg your parents for extra cash to buy feminine products. You work hard for the money. So hard for it honey -- but not for any sort of fulfillment.

I don't blame anyone for the predicament I'm in. I don't blame this president, or the one before him. I don't blame my former employers; I'm not even sure I blame myself. My life is a perfect storm of mud and muck and just utter crap. But it's a life that I am now OK with. Why do I say that? The thing is, it could always be worse. I didn't write this to gain sympathy, or to make someone feel sorry for me. I wrote it to tell a story. To share it with someone out there who might be in the same boat. Even after everything I've spilled here, I know that there are people in this country that have it so much worse than I do. And what I'm saying now may not help anyone. But if I can just help one person through this, to tell them that they're not alone, then it was worth it to me.

I'm in the worst trenches of my life -- so far. But I woke up today. I have all of my limbs. I have an actual roof over my head, tons of family and friends who think I'm pretty fantastic, the ability to take hot showers, to have a home cooked meal almost daily, to live with and spend time with my truly wonderful and amazing parents. I'm up to my eyeballs in debt, losing my current (hourly and temporary) job this May, and have no health insurance. But I'm not a failure. I'm not pathetic. I'm just me. If I can say one thing, it's that perspective is everything. Am I in pain? You're damn right I am. But this is light years beyond a teachable moment for me. I'm learning to scrape every penny together. I'm learning to be smarter with my money. I'm learning that it's OK to make mistakes, as long as I learn from them. And I'm learning to look at myself from a place of love. Things will get better, because well... they have to. Someday I will look back on this part of my life and wonder how I got through it. But when shit hits the fan again, as I'm almost certain it will in one way or another, I'll know exactly what to do. And for that? I'm very thankful.Katie Gibson, radio producing rockstar, proudly lives in her parents' basement in the suburbs of Chicago, with her husband Matt and their three-legged wonder dog, Olive.

Photo by Will Byington Photography

Katie's story is part of a Huffington Post series profiling Americans who work hard and yet still struggle to make ends meet. Learn more about other individuals' experiences here.

Have a similar story you'd like to share? Email us at workingpoor@huffingtonpost.com Reported by Huffington Post 6 hours ago.

Gary Cohen, Official In Charge Of Obamacare Exchanges, Resigns

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WASHINGTON, March 6 (Reuters) - A top U.S. healthcare official, accused by Republicans of misleading Congress about the readiness of the Obamacare rollout, will resign from his post at the end of March, officials said on Thursday.
The departure of Gary Cohen as director of the Center for Consumer Information and Insurance Oversight (CCIIO) was announced within the administration on Wednesday in an email from his boss, Marilyn Tavenner, administrator of the Centers for Medicare and Medicaid Services (CMS).
Cohen, a former California insurance regulator who took up his post in August 2012, has overseen regulatory implementation of the Obamacare health insurance marketplaces, a process that often drew fire from insurers and lawmakers for its slow pace and numerous revisions.
Along with Tavenner and U.S. Health and Human Services Secretary Kathleen Sebelius, Cohen was among top officials who assured Congress that the Oct. 1 launch of the federal enrollment website HealthCare.gov would be successful.
After technical failures rendered the site unusable for most consumers in the first two weeks of the rollout, Republicans accused him of giving them misinformation. Cohen, who was not directly responsible for HealthCare.gov, replied that his earlier optimism had been based on staff reports.
At a January hearing, two House of Representative Republicans told him point blank that he should be fired.
But Tavenner's March 5 email to CMS staff described Cohen's March 31 departure at the end of the open enrollment period as amicable.
"I asked Gary to make the personal sacrifice of moving to the East Coast and leaving his family to lead CCIIO. I am very grateful to Gary for his service and knew that the time would come when he would return home. He says that time is at the end of open enrollment," Tavenner wrote.
His temporary replacement is Dr. Mandy Cohen, a physician who currently heads the insurance oversight agency's consumer support group. (Reporting by David Morgan; Editing by Leslie Adler) Reported by Huffington Post 5 hours ago.

Study: 73% of February Obamacare Enrollees Already Had Health Insurance

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Study: 73% of February Obamacare Enrollees Already Had Health Insurance A stunning new study released Thursday reveals that Obamacare has failed in achieving its chief goal of signing up Americans lacking health insurance, reports the Washington Post.

A McKinsey & Co. report finds that just 27% of the individuals who bought health insurance through early February were previously uninsured, and of those, just half have actually activated their coverage by making their first month's premium payment. That means that just over 13% of Obamacare paying customers in February were people who were previously uninsured.

"The new health insurance marketplaces appear to be making little headway so far in signing up Americans who lack health insurance, the Affordable Care Act's central goal," reported the Washington Post.

The new study, released with just over three weeks to go before Obamacare's six-month open-enrollment window closes on March 31, delivers a major blow to Democrats and President Barack Obama's efforts to prop up the dour enrollment figures heading into the midterm elections. The study suggests that the overwhelming majority of those currently signing up for Obamacare are merely those like the five million Americans who already had health insurance until Obamacare canceled their plans.

The new findings will provide little solace to nervous Democrats. According to the RealClearPolitics average of polls, just 38% of Americans now support Obamacare.

 
 
 
  Reported by Breitbart 5 hours ago.

7 health insurers tell state they'll offer abortion coverage

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With the law requiring women to purchase a rider to their health insurance plans for abortion coverage taking effect next week, seven insurance companies have filed paperwork with the state to let it know they will provide the optional riders. Reported by Freep 4 hours ago.

Zane Benefits Publishes New Information on Defined Contribution Radically Changing Health Insurance

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Defined Contribution Transforms How Employers and Employees Purchase Health Insurance

Park City, Utah (PRWEB) March 06, 2014

Today, Zane Benefits, the #1 Online Health Benefits Solution, published new information on defined contribution healthcare.

According to Zane Benefits’ website, defined contribution healthcare is a radical change in how employers and employees purchase health insurance. Defined contribution is solving a problem for small businesses, but it is disrupting the current small group health insurance industry. Defined contribution puts consumers in the driver’s seat.

For example, according to Zane Benefits’ website, with traditional small business health insurance, the employer purchases a small group health insurance plan (or plans). The cost is typically split between the employer and employees.

With pure defined contribution, the employer sponsors a reimbursement plan and provides employees a monthly healthcare allowance. Instead of focusing their health benefit dollars on a particular plan or carrier, employers focus on the money and support they give employees to help them get individual health insurance.

This is a radical change because defined contribution removes the employer from selecting and purchasing the actual health insurance, and allows the employer to get out of the health insurance business.

Click here to read the full article.

About Zane Benefits
Zane Benefits, the #1 Online Health Benefits Solution, was founded in 2006 to revolutionize the way employers provide employee health benefits in America. We empower employees to take control over their own healthcare, while helping employers recruit and retain the best talent. Our online solutions allow small and medium-sized businesses to successfully transition to a health benefits program that creates happier employees, reduces costs and frees up more time to serve their customers. For more information about ZaneHealth, visit http://www.zanebenefits.com. Reported by PRWeb 5 hours ago.

Health reform extension won't affect many Californians

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The Obama administration's announcement Wednesday that it will allow a two-year extension for individual health insurance policies that don't meet requirements of the new health care law applies to all states, but only if the state agrees to make the change, said a spokeswoman with the Centers for Reported by San Jose Mercury News 4 hours ago.

Washington won't revive canceled insurance plans

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%%%e149f68a714a2f91ffc36c3152ab06a3%%%Washington residents are not affected by President Obama's announcement that canceled health insurance plans will be extended by an additional two years. Reported by Seattle Times 3 hours ago.

New Hampshire Senate Votes to Expand Health Insurance Coverage

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New Hampshire moves to join states like Arkansas and Iowa in the way it is choosing to use money available under the Affordable Care Act. Reported by NYTimes.com 3 hours ago.

Obamacare extension of nonconforming health plans won't affect many Californians

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The Obama administration's announcement Wednesday that allows a two-year extension for individual health insurance policies that don't conform to the health care law applies nationwide -- but only to states that agree to the plan, according to a spokeswoman with the federal Centers for Medicare & Medicaid Services. Reported by San Jose Mercury News 2 hours ago.

Renewal time extended for noncompliant health plans

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WASHINGTON — The Obama administration said Wednesday that it would allow consumers to renew health insurance policies that do not comply with the Affordable Care Act for two more years.
 
 
 
  Reported by Boston.com 54 minutes ago.

Health care law delay goes well past midterms

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WASHINGTON -- The Obama administration, grappling with continued political fallout over its health care law, said this week that it would allow consumers to renew health insurance policies that did not comply with the new law for two more years, pushing the issue well beyond this fall's midterm elections. Reported by TwinCities.com 55 minutes ago.
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