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Visit One News Page for Health Insurance news from around the world, aggregated from leading sources including newswires, newspapers and broadcast media. Search millions of archived news headlines. This feed provides the Health Insurance news headlines.

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    DECATUR, Ala. (AP) — The owner of a compounding pharmacy who pleaded guilty to plotting to defraud a federal health insurance program out of more than $10 million has been sentenced to five years in prison. News outlets report 51-year-old John Christopher Lemley was sentenced Tuesday to prison time and will have to forfeit nearly […] Reported by Seattle Times 3 hours ago.

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    Oscar Health Should Buy Oscar.com Oscar Health, a health insurance company, raised a $165 million round of funding from Alphabet, Founders Fund and other firms, CNBC reported. With the funding, the report said, the company is now reportedly valued at $3.2 billion with more than $725 million in total funding, per a Crunchbase report. In a less-than-ideal situation, Oscar Health uses the HiOscar.com domain name for its website, the report said. This use, the report said, isn’t helpful for a major health insurance company because of the potential for confusion. Who currently owns the Oscar.com domain name? Believe it or not, the report said, The Academy of Motion Picture Arts and Sciences owns the domain name, using it for it’s... Reported by WorldNews 16 hours ago.

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    Since Obamacare began providing health insurance to qualifying adults, nearly 22,000 people on Medicaid waiting lists in expansion states have died, according to a study released in early March by the Foundation for Government Accountability. Reported by Newsmax 22 hours ago.

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    Nielsen Reading Centers, LLC announces their partnership with iViews Imaging System, LLC,who are providing their unique image-management and AI reading software for Ophthalmology, to be installed and used in their Reading Center Locations.

    (PRWEB) March 29, 2018

    The mission of the Nielsen Reading Center is to aid in the prevention of diabetic retinopathy, the number 1 cause of blindness in the U.S.A.1 While 90% of diabetics will experience some type of retinal pathology during their lifetime, timely intervention will prevent serious disease. A simple digital fundus photo gives the Primary Care Physician and Family Practitioner the tool they need to identify and manage diabetic retinopathy in its earliest stages. Unfortunately over 40% of diabetic patients never have this evaluation and are therefore susceptible to possible visual loss or blindness.

    This partnership enables the process in which the digital fundus photo is taken in a Primary Care or Family Care office and then transmitted to a Nielsen Reading Center where it is read by a Board Certified Ophthalmologist. The Reading Center sends a digital pdf report back to the originating office for review with the patient and for billing and filing in the physicians EMR. This system gives the physician a new service to offer their patients AND it also helps the Practice, ACO's, or Health Insurance Provider improve their quality metrics, specifically the ACO 41 "diabetic vision test".

    Nielson Reading Center’s unique solution to this problem is to place an automatic non-mydriatic camera in the doctor’s office. A digital fundus photo is taken at the time of his or her annual/semi-annual visit so there is no need for an additional appointment or day off work. The camera in use is automatic, any member of the office staff can take the digital image and the entire process takes less than 3 minutes. This technological business model has been proven viable and has been working in Primary Care and Family Practice offices in New Jersey, Massachusetts and Florida for the last 2 years.

    iViews Imaging System, LLC is an Ophthalmology imaging software company established in 2006. Thousands of eye care professionals use their software daily, processing over 1.2 million images per week, to determine and monitor the success of their therapeutic approach. The Nielsen Reading Centers, LLC is a national service that diagnoses fundus photos for different types of Medical Practices. The reading of color digital fundus photography is a simple and accurate method for early
    detection of diabetes, which can lead to diabetic retinopathy, the number 1 cause of preventable blindness in the
    U.S.A.

    1. 2014 Study from Prevent Blindness
    2. CMS.gov Reported by PRWeb 16 hours ago.

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    Mental health is a larger concern than physical health for many companies Mental health is now a board-level priority for the majority of UK businesses, according to a new report by health insurance company Bupa.

    It is an even bigger issue than physical illnesses for 29 per cent of businesses, and 41 per cent of senior decision makers said they have witnessed more episodes of mental health issues compared to five years ago.

    “Mental health is one of the biggest people issues that businesses — big and small — face today,” Alex Perry, the Bupa chief executive, said. “We know that businesses across the UK want to be able to help safeguard employees’ mental health.”

    *Read more*: The City is coming together to end stigma around mental health

    Around 743,000 UK employees took long-term absences for mental health reasons within the past year — it was the main reason that employees did not go to work — yet Bupa’s new report found that more than half the companies said they did not know how to support employees with the challenge.

    The government found that poor mental health costs employers at least £33bn per year, and research by YouGov last year reported that 15 per cent of those who disclosed that they suffered from ill mental health in the UK faced dismissal, disciplinary action or demotion.

    Yet research by Soma Analytics found that the most profitable FTSE firms addressed mental health in the workplace. So many advocacy groups, such as Business in the Community are advocating for greater workplace mental health awareness and training

    “Getting an early diagnosis and being able to easily access treatment is key to improving someone's long term prognosis,” said Pablo Vandenabeele, Bupa’s mental health clinical director.

    He also added that the risk of suffering from a mental health condition increases after the first episode.

    Bupa’s survey was conducted with 400 UK human resources and directors, with 200 who represented large corporation and 200 who represented small and medium-sized enterprises.

    *Read more*: From surviving to thriving: Why the mental health of your employees matters Reported by City A.M. 12 hours ago.

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    Albany, NY, March 29, 2018 (GLOBE NEWSWIRE) --

    *:* Transparency Market Research (TMR) has published a new report titled “Drug Delivery System Market - Global Industry Analysis, Size, Share, Growth, Trends, and Forecast, 2017–2025”. According to the, the global drug delivery system market was valued at approximately US$ 510.0 Bn in 2016 is projected to expand at CAGR of over 6.9% from 2017 to 2025. The report suggests that rise in prevalence of diseases and increases in demand for self-administration devices are likely to spur demand for drug delivery system in the during the forecast period (2017 to 2025). Key players introduce new drugs delivery systems and devices in developed markets such a North America and Western Europe. Hence, these regions are likely to account for dominant share of the global drug delivery system market. Rise in R&D investment and launch of new and advanced technologies in emerging markets such as Japan and India are expected to boost the drug delivery system market in Asia Pacific. The market in the region is expected to expand at a CAGR of around 7.6% from 2017 to 2025.

    *Request to View Sample of Report - *https://www.transparencymarketresearch.com/sample/sample.php?flag=S&rep_id=41543

    *Targeted Drug Delivery System Dominates the Market Followed by Polymeric Drug Delivery*

    The report offers detailed segmentation of the global drug delivery system market based on delivery system, application, route of administration, and geography. In terms of delivery system, the targeted drug delivery segment is expected to account for a dominant share of the global market during the forecast period. Simplified drug administration protocols, avoidance of first pass metabolism, lower dose required as compared to the conventional drug delivery, and higher therapeutic effect in small doses are some factors propelling the segment. The polymeric drug delivery segment is likely to expand at a considerable growth rate during the forecast period. Polymeric drug delivery systems allow localized drug delivery in large quantity for the treatment of chronic diseases such as cancer (more specifically, solid tumors) with lower toxicity. This is a major factor driving the segment.

    *Download PDF Brochure of Report: *https://www.transparencymarketresearch.com/sample/sample.php?flag=B&rep_id=41543

    *Oncology and CNS: Top Two Application Areas of the Drug Delivery System Market*

    Based on application, the oncology segment is projected to hold a dominant share of the global drug delivery system market during the forecast period. It is likely to expand at CAGR of more than 7.4% from 2017 to 2025. Dominance of this segment is attributed to continuous innovations in drug offerings and wide product portfolio of major and local manufacturers. For instance, in September, 2017, Amgen Inc. and ALLERGAN collectively obtained FDA approval for the use of MVASI to treat five types of cancer, which includes metastatic carcinoma of the cervix, metastatic renal cell carcinoma, glioblastoma, metastatic colorectal cancer (mCRC), and non-squamous non-small cell lung cancer (NSCLC). Continuous launch of new products and increase in the number of patients in developed and developing countries are likely to drive the segment between 2017 and 2025. According to WHO report, in 2015, around 8.8 million people died of cancer, of which, around 1.69 million died of lung cancer and 788,000 succumbed to liver cancer. This highlights the significant need for advanced drug delivery system to treat cancer. CAN and diabetes segment, accounted for more than 36.0% share of global drug delivery system market in 2016, in terms of value. It is anticipated to have substantial growth and account for approximately 36% of market share by 2025.

    *Request For Discount On This Report:* https://www.transparencymarketresearch.com/sample/sample.php?flag=D&rep_id=41543

    *Asia Pacific to Expand at an Exponential Growth Rate and Offer Significant Incremental Opportunity*

    In terms of value, North America was leading contributor to the global drug delivery system market in 2016. North America accounted for a key share of the market due to rise in prevalence of acute and chronic diseases in the U.S. According to WHO report 2016, non-communicable diseases accounted for 23% of total deaths in the U.S. Moreover, availability of advanced technology and facilities in the health care system also drive the drug delivery system market in the U.S. Moreover, rise in research & development spending in emerging markets such as Singapore and Japan is fueling the market in Asia Pacific. Economic growth in countries such as Brazil is increasing health care expenditure through the rise in private health insurance and entry of international drug manufacturers and health care providers in Latin America. Hence, the market in the region is likely to expand at a CAGR of 5.5% from 2017 to 2025.

    *Request For Custom Research: *https://www.transparencymarketresearch.com/sample/sample.php?flag=CR&rep_id=41543

    *Key Players such as Boston Scientific Corporation, Johnson & Johnson Services, Inc. and Pfizer, Inc. are Likely to Continue to Lead the Global Drug Delivery System Market*

    The report also provides profiles of leading players operating in the global drug delivery system market, which include AstraZeneca plc., Pfizer Inc., Novartis AG, Bayer AG, F. Hoffmann-La Roche Ltd, Johnson & Johnson, Amgen Inc., Becton, Dickinson and Company, and Baxter International Inc. These player engage in expansion of drugs delivery system portfolio by improving existing drug delivery devices and developing and launching of new drug delivery system through collaboration. For instance, Becton, Dickinson and Company developed and launched 6mm pen needle for insulin to treat diabetes.

    *About TMR*

    Transparency Market Research (TMR) is a global market intelligence company providing business information reports and services. The company’s exclusive blend of quantitative forecasting and trend analysis provides forward-looking insight for thousands of decision makers. TMR’s experienced team of analysts, researchers, and consultants use proprietary data sources and various tools and techniques to gather and analyze information.

    *Contact*

    Mr. Nachiket Ghumare
    Transparency Market Research
    State Tower
    90 State Street,
    Suite 700,
    Albany, NY - 12207
    United States
    Tel: +1-518-618-1030
    USA - Canada Toll Free: 866-552-3453
    *Email*: sales@transparencymarketresearch.com
    *Website:* http://www.transparencymarketresearch.com
    *Research Blog:* http://theglobalhealthnews.com/ Reported by GlobeNewswire 11 hours ago.

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    LITTLE ROCK, Ark., March 29, 2018 (GLOBE NEWSWIRE) -- Windstream Enterprise, a leading provider of advanced network communications, announced a major hospital in the Southeastern U.S. has positioned itself for superior connectivity and rapid growth by procuring a private optic network using Windstream Enterprise’s Wavelength Services.  This continues the trend of healthcare providers breaking away from historic models to meet a growing need for raw bandwidth, transparency and direct control over management and protection schemes. The need for greater security and continuity within the healthcare industry is largely driven by the 1996 Health Insurance Portability and Accountability Act (HIPAA), and has led to the widespread use of electronic healthcare records to comply with certain data security and business continuity standards. As a result, business continuity is more vital today than ever before in the healthcare world, driving service providers to support network investments that enable businesses to gain bandwidth, transparency, security and control advantages that mirror the capabilities only held by major carriers just a few years ago. 

    “In the healthcare world, delivering the best patient care is an around-the-clock job,” says Joseph Harding, executive vice president and chief marketing officer for Windstream Enterprise and Wholesale. “High reliability and security are imperatives in healthcare, and it’s up to the technology leaders within those organizations to ensure that they are taking advantage of new technologies like dark fiber, wavelength services and software-defined networking to protect against the loss of critical patient data, and patient communication channels due to an infrastructure failure.” 

    Windstream Enterprise proudly leads U.S. communications providers in deploying the most advanced optical transport technology in the core. Through its continued expansion and investment at the edge in major markets across the U.S., Windstream Enterprise offers the value and benefits of innovative optical service that can easily be customized, implemented, expanded and managed.

    “The hospital system’s expansion plans meant a growing need for low-latency, high-bandwidth connectivity between its core hospitals, as well the ability to share operating software systems across an entire state, were top priorities,” continues Harding. “The team determined that by providing core location connectivity with Wavelengths, their IT department could maintain complete control, ensure greater security and manage multiple virtual networks without service provider intervention.”

    In addition to Wavelengths with Optical Encryption, Windstream Enterprise offers a range of complementary network and communications solutions including SD-WAN proprietary OfficeSuite^® UCaaS solution, integrated network security, and access, transport and business continuity solutions including Ethernet and Fixed Wireless that are collectively designed to help businesses increase productivity, improve ROI and win. More at windstreamenterprise.com.

    *ABOUT WINDSTREAM*

    Windstream Holdings, Inc. (NASDAQ:WIN), a FORTUNE 500 company, is a leading provider of advanced network communications and technology solutions. Windstream provides data networking, core transport, security, unified communications and managed services to mid-market, enterprise and wholesale customers across the U.S. The company also offers broadband, entertainment and security services for consumers and small and medium-sized businesses primarily in rural areas in 18 states. Services are delivered over multiple network platforms including a nationwide IP network, our proprietary cloud core architecture and on a local and long-haul fiber network spanning approximately 150,000 miles. Additional information is available at windstream.com or windstreamenterprise.com. Please visit our newsroom at news.windstream.com or follow us on Twitter at @Windstream or @WindstreamBiz.

    *Media Contact*
    Sarah C. Davis, 720.529.7611
    Sarah.C.Davis@windstream.com Reported by GlobeNewswire 10 hours ago.

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    The HIPAA certification further exemplifies the company’s rigorous focus on security, privacy, and compliance.

    OVERLAND PARK, Kan. (PRWEB) March 29, 2018

    Codero Holdings, Inc. (Codero), a leader in managed hosting services and technology enablement, today announced that the company has achieved compliance with the requirements of the US Health Insurance Portability and Accountability Act (HIPAA) and the Health Information Technology for Economic and Clinical Health (HITECH) Act. With this attestation, Codero addresses regulations and security needs that handle electronic Protected Health Information (ePHI).

    Independent compliance and risk management firm, Third Rock, validated Codero’s assertion that their solutions comply with HIPAA/HITECH security and privacy guidelines, including administrative, physical, and technical safeguard measures. This certification further exemplifies the company’s rigorous focus on security, privacy, and compliance.

    “Our customers now have a powerful declaration of security and the confidence in knowing that Codero’s managed services can be a part of their overall HIPAA compliance process,” stated Codero Chief Technology Officer, Tony Howlett. “This further validates our commitment to ensuring the integrity, confidentiality, and availability of critical assets and information for the highest demands of our customers.”

    About Codero
    Codero is a managed hosting and technology enabler that facilitates the adoption and use of advanced and custom cloud solutions. A provider of managed, dedicated, and hybrid cloud services, backed by exceptional customer service, Codero serves over 3,500 customers worldwide. Codero offers a portfolio of custom hosting and technology solutions focused on the specific needs of small and medium businesses and community anchor institutions. Codero helps customers and partners live and thrive in the cloud. Learn more about Codero at http://www.codero.com. Reported by PRWeb 9 hours ago.

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    Amazon has developed a roadmap to enter the health care market and has the capabilities to disrupt the industry, according to a new report by a global management consulting firm.  Experts say although the company has been vague about specific plans, signs point to Amazon getting into health care on multiple fronts, with a broad strategy including ventures in biopharma, primary care and health insurance, CNBC reports. In February, Amazon (NASDAQ: AMZN), Berkshire Hathaway (NYSE: BRK.A) and JPMorgan… Reported by bizjournals 8 hours ago.

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    SAN LEANDRO, Calif., March 29, 2018 (GLOBE NEWSWIRE) -- TriNet (NYSE:TNET), a leading provider of comprehensive HR services, today announced that marketing and technology veteran Michael Mendenhall has joined the Company as senior vice president and chief marketing officer/chief communications officer. 

    Mendenhall has extensive marketing leadership experience with a proven track record of creating and leading innovative marketing and communications teams and initiatives that drive successful business results.

    Reporting directly to Burton M. Goldfield, TriNet’s president and chief executive officer, he is a key addition to TriNet’s executive team and leads all marketing and communications functions, including messaging, branding, advertising, demand generation, product marketing, and corporate communications.

    Mendenhall most recently served as IBM’s chief marketing officer and chief communications officer for IBM Watson and Cloud Platform, leading all marketing and communications strategies for both business areas.  

    Prior to IBM, Mendenhall was the chief marketing officer and chief communications officer at Flex. While at Flex, he led the successful rebranding and strategic repositioning of the Company beyond an electronics manufacturing services provider to a “sketch-to-scale” supply chain solutions company, operating across 12 different industries, with 200,000 employees around the world.    

    Prior to Flex, Mendenhall was the executive vice president and chief marketing officer at Fusion-io, where he helped transform its brand positioning and product alignment prior to the acquisition of Fusion-io by SanDisk. Before Fusion-io, Mendenhall served as the senior vice president and chief marketing officer at Hewlett-Packard and spent 17 years at the Walt Disney Company, where he rose to president of marketing and synergy for Walt Disney Studios and executive vice president of global marketing for Disney Parks and Resorts.

    Mendenhall received a Bachelor of Science in Business Communications and Speech from Emerson College.

    *Supporting Quotes:*
    Michael Mendenhall, Senior Vice President and Chief Marketing Officer/Chief Communications Officer, TriNet

    “TriNet’s leadership team and growing vertical go-to-market strategy are incredibly impressive and I am thrilled to join this dynamic team and organization. Small and midsize businesses make a significant impact on the world and TriNet’s solutions can clearly positively impact their success. The market opportunity is large, and I am eager to collaborate with my colleagues and develop the messaging, branding and communications campaigns to help propel the next phase of our growth.”

    Burton M. Goldfield, President and CEO, TriNet

    “I am pleased to welcome Michael to TriNet. His leadership and experience of successfully using messaging and branding to differentiate companies and products will be instrumental in making TriNet and our value proposition known to our target audience. Michael will play a key role as we continue to deliver differentiated, industry-specific products to the market. He is a strong addition to TriNet and our executive team.”

    To stay connected, follow TriNet on Twitter, LinkedIn, YouTube and Facebook.

    For the latest HR thought leadership, subscribe to the TriNet Blog:

    *About TriNet*

    TriNet is a leading provider of comprehensive human resources solutions for small and midsize businesses (SMBs). We enhance business productivity by enabling our clients to outsource their human resources (HR) function to one strategic partner, which allows them to focus on operating and growing their core business. Our HR solution includes services such as payroll processing, human capital consulting, employment law compliance and employee benefits, including health insurance, retirement plans and workers’ compensation insurance. Our services are delivered by our expert team of HR professionals and enabled by our cloud-based technology platform, which allows our clients and their employees to efficiently conduct transactions anytime, anywhere. For more information, please visit http://www.trinet.com.

    *Media Contacts:*
    Fatima Afzal                             
    TriNet                                                   
    Fatima.Afzal@TriNet.com                     
    (510) 875-7265                                      

    TriNet and the TriNet logo are registered trademarks of TriNet. All other trademarks, service marks, registered trademarks, or registered service marks are the property of their respective owners.

    A photo accompanying this announcement is available at http://www.globenewswire.com/NewsRoom/AttachmentNg/a17e205b-e561-4a10-a13c-0dc400913e29

    The photo is also available via AP PhotoExpress. Reported by GlobeNewswire 7 hours ago.

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    Walmart reportedly discussing possible acquisition of Humana· *Walmart is reportedly in early-stage talks with Humana about developing closer ties, with the acquisition of Humana being discussed as a possibility.*
    · *Earlier this month, Walmart is believed to have approached the health insurance company.*
    · *The talks centered around new partnerships, but an acquisition of Humana was reportedly also discussed.*

    --------------------Walmart is in early-stage talks with Humana about developing closer ties, with the acquisition of Humana being discussed as one possibility, people familiar with the matter said on Thursday.

    Walmart approached Humana health insurance earlier this month and the deliberations are preliminary, one of the sources said. While the conversations have focused on new partnerships, an acquisition of Humana by Walmart is also something being discussed, the source added.

    The sources asked not to be identified because the deliberations are confidential.

    Humana and Walmart did not immediately respond to requests for comment.

    (Reporting by Carl O'Donnell and Greg Roumeliotis in New York; Editing by Sandra Maler)

    *SEE ALSO: Walmart is looking to innovate in-store*

    Join the conversation about this story »

    NOW WATCH: How all-you-can-eat restaurants don't go bankrupt Reported by Business Insider 23 hours ago.

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    TEMECULA, Calif., March 29, 2018 (GLOBE NEWSWIRE) -- Aetna Health insurance supports families and individuals struggling with drug addiction, especially important in light of the opioid epidemic that has become a national disaster.The insurance company was originally founded in 1853, providing coverage to individuals and employers. Besides standard health coverage, Aetna also covers drug rehab, alcohol rehab, behavioral health, and mental health services as well.  Aetna coverage includes “alumni” treatment programs that offer continuing support and care for people with addiction or substance abuse issues. Aetna is interested in long term sobriety and a fully healthy life. To locate Aetna drug rehab facilities review the new page providing information about drug rehabs covered by Aetna here, https://heroindetoxclinics.com/aetna-drug-rehab-facilities/

    The carrier has many different plans to choose from and the Aetna approved drug rehab coverage can vary significantly.  Using their online tool called the Navigator makes it easy for  anyone to find the right plan with the right coverage for different budgets.  There are plans that cover individual, family and couples counseling for substance abuse to help manage the effects of addiction on all loved ones. 

    Aetna determines coverage based on each individual so as to ensure each person can get the coverage they need for successful, lifelong rehabilitation. Some of the areas that can be covered are:

    -Detoxification

    -Inpatient/residential rehabilitation

    -Partial hospital treatment

    -Intensive outpatient treatment

    -Continuing care programs

    Rehab costs fall into the category of behavioral and mental health services requiring preauthorization. You need to make sure you get the authorization before starting treatment. Services requiring preauthorization include any inpatient admissions, as well as entries into a Residential Treatment Center, Partial Hospitalization Programs, and also Intensive Outpatient Programs.

     Aetna has made a suggested list of things to consider when choosing a treatment facility:

    · A local drug treatment program to allow the individual to receive love and support from their friends and family while undergoing treatment
    · PHPs or intensive outpatient programs that will allow the person to maintain their daily routines while receiving care for substance abuse
    · A program with strict monitoring and drug screening to prevent patients’ exposure to drugs and alcohol
    ·  A treatment plan that educates loved ones about substance use disorders and teaches coping skills to deal with the situation
    · A care plan that includes medications to assist in treatment and recovery, depending on the individual needs of the person receiving care
    · Psychiatric evaluations and treatment for patients with co-occurring disorders, such as depression and anxiety
    · A list of local people and programs that will aid in recovery after treatment

    Aetna prides itself on customer service and patient care.  The on-line support services and tools can help you choose the right plan for the coverage needed.  Getting verification of the benefits that are covered, getting help in choosing the Aetna plan that best fits the need, as well as finding the top Aetna drug rehab facilities can be done by contacting the information listed on the new article.

    *Author: William Leonard
    Organization: **Heroin Detox Clinics**
    Address: **27420 Jefferson Ave, Temecula, CA 92590**
    Phone: **888-325-2454*

    A photo accompanying this announcement is available at http://www.globenewswire.com/NewsRoom/AttachmentNg/4273ffbc-8f48-4af5-9133-3b54c825ba9d  Reported by GlobeNewswire 21 hours ago.

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    The Healthcare Federation of India 'NATHEALTH' said that the Government should make the health insurance mandatory for all the citizens and give healthcare a priority sector status.

    Today, medical treatment is expensive and inflation is also rising, so don't you think a trip to a hospital would make your financial problems worse when there is already a huge financial pressure on each of us? It is frequently heard that the Indian Health System must ameliorate and adapt to the new order, but we struggle to define what actually the order should be.

    What the Government has done in the last few years is to launch a scheme called Rashtriya Swastha Bima Yojana (RSBY), which provides insurance of Rs.30000 to those who are below the poverty line. 75% of the premium is paid by the Central Government and the rest 25% is paid by the State Government.

    What actually I see happening is that some States are providing insurance schemes trying to engulf more and more people, but I fail to see a Germany style mandatory insurance or USA style Obamacare.

    Currently, only 4% of the population in India has medical insurance cover. So, how do we increase the health insurance penetration in a country which holds the 2nd largest population of the world? There is a pressing need to resolve this Sisyphean issue, and thus, IRDA is constantly urging the insurers to increase the penetration of health insurance beyond the SEC A1 and A2.

    *"The major reason for the low penetration of Health Insurance is that it is currently optional", said Arvind Lal, the President of NATHEALTH.*

    *Reasons Why Health Insurance Should be Mandatory?*

    ** The Thriving BPL Population*

    Due to the health issues, many people in India end up becoming a part of BPL Section. The National Health Policy stated that every year, almost 63 million people face poverty due to major health problems. This is because when any health crisis hits them, they get compelled to use their entire savings due to the high healthcare costs. Thus, buying a health insurance is a much cheaper option. Providing health insurance mandatorily to the population belonging to BPL would help in securing their futures.

    ** Rising Cost of Healthcare*

    In India, the healthcare cost is prohibitively costly. Every year the cost of a particular treatment increases by 12% on an average which is more than the regular inflation of 7%. The skyrocketing cost of the healthcare services has made it inaccessible for a considerable part of the population. Moreover, a substantial part of healthcare services is owned by the private sector, thus making the situation more critical.

    ** Learn from the Developed Countries*

    If someone is doing better, then it is always good to learn from them. There are countries in the world that have already made health insurance mandatory and the citizens are hugely benefitted by it. Switzerland has a compulsory health insurance for all, irrespective of age or the medical condition of the citizens. The USA launched the Obamacare under which the senior citizens and the poor are insured by the Government. Moreover, Germany also has a mandatory health insurance.

    Now, whether we adopt a socialized medicine system or any health insurance tax mechanism, it is left for the policymakers to decide. The stats of the Health Insurance in India need to change drastically, and soon because unless healthcare becomes accessible and affordable to all, India can never truly develop. Time has come for those Health Insurance needs to be recognized as a speciality field of business in India as well. Reported by Deccan Herald 12 hours ago.

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    ACCC explains why knowing the difference between net and gross income is so important to living a healthy financial life

    BOSTON (PRWEB) March 30, 2018

    Consumers may notice that their paycheck shows a lower take-home amount than what they may expect given their salary or hourly wage. Because of this, it is important to know the difference between net and gross income when planning your expenses. To help consumers, national nonprofit American Consumer Credit Counseling explains the difference between net and gross income.

    “When planning your expenses and setting a budget, it is imperative that you look at your net income rather than your gross income,” said Steve Trumble, President, and CEO of American Consumer Credit Counseling, which is based in Newton, MA. “That means you should identify the amount of money you have coming in after deducting costs, such as taxes, retirement contributions, and social security. Creating your budget based on net income is crucial to living a healthy financial life.”

    According to the IRS’s preliminary data, the average American taxpayer owed $9,655 in federal income tax during the 2015 tax year. With the average gross income at $71,258, the federal income tax rate was 13.5 percent. Although state and local income taxes vary depending on where you live, the U.S. Census Bureau estimates that Americans pay an average of about nine percent annually in state and local income taxes.

    Gross income is a person’s total income earned before taxes, and other deductions are taken out. Earned income includes salaries, wages, bonuses, tips, and self-employment income.

    Net income is a person’s income earned minus deduction and taxes, which include Federal, State, local income taxes, FICA, Social Security, and Medicare. Other deductions may consist of dental insurance, health insurance, retirement contributions, dues, donations, etc.

    Withholdings on a paycheck include federal income tax, Social Security, Medicare, and state and local income tax. How you adjust your withholdings has a direct impact on your paycheck. Be sure you review the federal and state withholding forms and apply accordingly.The more money that is withheld from your paycheck, the smaller the paycheck but, the greater the tax refund will be. If too little is withheld, then it is likely a person may owe taxes at the end of the year. Other deductions on paychecks include retirement benefits or health care costs, which may vary business to business.

    ACCC is a 501(c)3 organization that provides free credit counseling, bankruptcy counseling, and housing counseling to consumers nationwide in need of financial literacy education and money management. For more information, contact ACCC:·     For credit counseling, call 800-769-3571
    ·     For bankruptcy counseling, call 866-826-6924
    ·     For housing counseling, call 866-826-7180
    ·     Or visit us online at ConsumerCredit.com

    About American Consumer Credit Counseling
    American Consumer Credit Counseling (ACCC) is a nonprofit credit counseling 501(c)(3) organization dedicated to empowering consumers to achieve financial management through credit counseling, debt management, bankruptcy counseling, housing counseling, student loan counseling and financial education concerning debt solutions. In order to help consumers reach their goal of debt relief, ACCC provides a range of free consumer personal finance resources on a variety of topics including budgeting, credit and debt management, student loan assistance, youth and money, homeownership, identity theft, senior living and retirement. Consumers can use ACCC’s worksheets, videos, calculators, and blog articles to make the best possible decisions regarding their financial future. ACCC holds an A+ rating with the Better Business Bureau and is a member of the National Foundation for Credit Counseling® (NFCC®). For more information or to access free financial education resources, log on to ConsumerCredit.com or visit http://www.consumercredit.com/financial-education.aspx Reported by PRWeb 14 hours ago.

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    Policybazaar.com (twitter handle: @policybazaar), India’s largest insurance website and comparison portal, is planning to foray into the Healthcare Technology and Services space. The new platform will provide consumers with easy, online and free access to PolicyBazaar's empanelled top-notch doctors and medical consultants.

     

    To begin with, the company intends to partner with 100 hospitals and 20,000 doctors, diagnostic centres, and clinics by the end of March 2019. The healthcare vertical also plans to offer a huge array of healthcare services, which includes in-hospital concierge services for its health insurance customers. By doing this, Policybazaar.com wants to be with its customers at the moment of truth, which is at the time of claims. 

     

    Speaking about the new business entity,* Yashish Dahiya, Co-founder & CEO, Policybazaar.com*, said, “Our foray into the healthcare services space is in sync with the vision of expanding the social security net of India. With this venture, we seek to fulfill the need of providing quality and affordable healthcare of the burgeoning population at large by connecting the consumers with our in-house medical practitioners. The new portal will facilitate the creation of an inclusive healthcare system, which will eventually offer customized options for in-patient department insurance based on detailed analysis undertaken after studying consumer healthcare habits and patient’s interactions with the doctors.”

     

    In the long run, PolicyBazaar.com wants to offer its customers a better and personalized claim and in-hospital experience. Policybazaar is also going to work with insurers to create a new category of health insurance for Out-patient expenses (OPD) and provide free online medical consultation to consumers over phone and chat. Policybazaar.com is in discussions with insurance companies to offer a first of its kind OPD insurance product.

     

    The company aims to offer 5 million OPD consultations by next FY.

     

    *About Policybazaar.com*

    PolicyBazaar.com is India's largest insurance marketplace. It has backing from a host of investors including the likes of Temasek, Tiger Global Management, True North, InfoEdge (Naukri.com), Premji Invest, besides investments from other PE funds and family offices. The portal started with a purpose to educate people on insurance products and has had a significant influence on how insurance is bought in India. It has helped in driving penetration of pure life insurance, health insurance and such products which were barely bought earlier.

     

    From receiving traffic of 180,000 visitors in 2008, PolicyBazaar.com has come a long way and today hosts over 100 million visitors yearly and records sale of nearly 200,000 transactions a month. Currently, PolicyBazaar.com accounts for nearly 25% of India’s life cover, and over 7% of India’s retail health business. It accounts for roughly half of all internet based insurance purchase in the country, and is more than doubling annually.

     

    The company has received several accolades in India and globally. The most noteworthy being recognized as India’s top and world’s leading “*Fin Tech Innovator*” by the Global consultancy firm, KPMG and venture capital fund, H2 Ventures for 2015 & 2016. It has won a range of awards, including The Financial Express “*Best Fintech Marketplace*”, The Economic Times “*Best Corporate Brand*”, Internet & Mobile Association of India (IAMAI) “*Best Financial Website*” for two years, and BML Munjal Award for “*Excellence in Learning & Development*” among the most notable ones in the last couple of years. Reported by NewsVoir 13 hours ago.

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    Walmart is in early talks about partnering with or acquiring health-insurance giant Humana, sources said.  -More-  Reported by SmartBrief 7 hours ago.

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    Baltimore, Md., March 30, 2018 (GLOBE NEWSWIRE) -- CareFirst BlueCross BlueShield (CareFirst) today announced that the company has been the victim of a “phishing” email attack potentially affecting 6,800 CareFirst members. Phishing attacks use deceptive emails and websites to gather personal information.

    On March 12, CareFirst determined that an employee was the victim of a phishing email which compromised the employee’s email account. The compromised email account was used to send spam messages to an email list of individuals not associated with CareFirst. However, because the email account was compromised, the attackers gained access to the employee’s email and could have potentially accessed personal information of 6,800 CareFirst members, including names, member identification numbers, date of birth, and in limited cases (8 individuals) social security numbers. No medical or financial information was compromised.

    The original phishing message and the resulting spam messages have been forensically examined by CareFirst’s information security team as well as by a 3rd party information security firm. CareFirst’s systems in general were also forensically analyzed. There was no evidence of malware in the phishing email or spam and no other suspicious activity was detected within CareFirst’s systems. The individual email account was reset.

    Though the information accessible in the email account would be of limited use to an attacker and there is no evidence that CareFirst member information has been improperly used, CareFirst will offer free credit monitoring and identity theft protection for those affected for two years. Potentially affected members will be contacted directly by CareFirst with information on enrolling in the protections being offered.

    CareFirst has a comprehensive information security program and employees must annually complete mandatory information security training. CareFirst conducts an ongoing security awareness program for employees through which employees are educated about cyberattack tactics about which they must remain vigilant.

    *About CareFirst BlueCross BlueShield*
    In its 80th year of service, CareFirst, an independent licensee of the Blue Cross and Blue Shield Association, is a not-for-profit health care company which, through its affiliates and subsidiaries, offers a comprehensive portfolio of health insurance products and administrative services to 3.2 million individuals and groups in Maryland, the District of Columbia and Northern Virginia. In 2017, CareFirst invested more than $33 million to improve overall health, and increase the accessibility, affordability, safety and quality of health care throughout its market areas. To learn more about CareFirst BlueCross BlueShield, visit our website at www.carefirst.com or follow us on Facebook, Twitter, YouTube, LinkedIn, Instagram or Google+.

    Attachment:

    A photo accompanying this announcement is available at http://www.globenewswire.com/NewsRoom/AttachmentNg/960ec906-4f52-49d3-bcdc-9b1d2f9ccf94

    CONTACT: Media Relations
    CareFirst BlueCross BlueShield
    1-800-914-6397
    mediarelations@carefirst.com Reported by GlobeNewswire 5 hours ago.

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    Healthereum, a blockchain solution that rewards healthy behavior, is solving major healthcare issues related to patient no-shows, medical surveys, quality of care, and medical billing.

    (PRWEB) March 22, 2018

    Healthereum's objective is clear and differs from the typical “expose medical data to the blockchain” startup. Not only is the team composed of real medical professionals who already live and breathe healthcare, The company is also addressing real issues in the industry: Patient no-shows, medical surveys, quality of care, and medical billing.

    These are all factors that directly impact patient financials and make medical bill balances look like a phone number. Healthereum's medical professionals experience these inefficiencies first-hand. In fact, these issues also impact provider's bottom line at hospitals and Healthereum is finally engaging the medical community to address it.

    Healthereum was founded to solve these issues. The company is enabling hospitals, gyms, and the neighborhood grocery store to reward healthy activity. Yes, a reward will finally be available for living a healthy lifestyle. It’s that simple.

    Healthereum is motivating individuals to become accountable for things like going to the doctor, staying in shape, and maintaining a proper diet. This positive behavior will be used to propel the innovative blockchain design and save the healthcare industry millions of dollars. The patient user contributes to the platform as a participant and is in return rewarded with HEALTH tokens

    Healthereum is a new concept. The team wants hospitals to win, doctors to win, and patients to win. In fact, there are also benefits to health insurance companies to adopt Healthereum as the platform addresses a little known issue called “insurance claim fraud.” This issue costs insurance companies billions of dollars per year.

    Subscribe to Healthereum today and start changing the healthcare system together. Reported by PRWeb 1 week ago.

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    In a move that increases health care insurance options and manages cost for consumers, Accel at Golden Ridge, a premier skilled nursing center and rehabilitative facility, announces a new in-network insurance provider agreement between Cigna Healthcare of Colorado and Accel at Golden Ridge, effective March 15, 2018

    GOLDEN, Colo. (PRWEB) March 22, 2018

    Accel at Golden Ridge Announces New Health Plan Option

    In a move that increases health care insurance options and manages cost for consumers, Accel at Golden Ridge announces a new in-network insurance provider agreement between Cigna Healthcare of Colorado and Accel at Golden Ridge, effective March 15, 2018. Accel at Golden Ridge is a premier skilled nursing center and rehabilitative facility, also offering wound care treatment services for the Colorado marketplace.

    “Increased access to insurance options is a top priority for Accel at Golden Ridge,” says Aaron Aguilera, Director of External Relations, Accel at Golden Ridge. “The addition of Cigna Health Insurance, as one of Colorado’s largest health plans, ensures these customers have access to our exceptional skilled nursing, rehabilitation and wound care services.”

    The new in-network insurance provider agreement between Cigna Healthcare and Accel at Golden Ridge will allow admittance for short-term, in-patient therapies and skilled nursing with lower, in-network copays, deductibles, and annual out-of-pocket expenses.

    For more information, visit: http://accelgolden.com/

    About Accel at Golden Ridge
    Accel at Golden Ridge opened in July 2017 in Golden, Colorado to serve Jefferson County and the greater Denver area. The new facility offers in-patient transitional care and state-of-the-art wound care services with trained personnel. The 60,000-square-foot facility offers two rehabilitation gyms, modern equipment, technologies and programs that are designed to help patients recover as quickly as possible and return to their prior level of function. Accel provides pulmonary, cardiac, wound, infectious disease, physiatry and orthopedic care. http://accelgolden.com/

    About StoneGate Senior Living:
    StoneGate Senior Living is the management company for Accel at Golden Ridge and is an award-winning full-spectrum senior care and housing company with 44 properties across Texas, Oklahoma and Colorado. Recently ranked as the nation’s 31st largest transitional and long-term care company by Provider magazine, StoneGate is a fully-integrated post-acute health care company, with service-lines and business units that offer transitional care, long-term care, assisted living, memory care, rehabilitation, wellness, pharmacy, care navigation and post-acute analytical services.

    Learn more at http://www.stonegatesl.com/. Reported by PRWeb 1 week ago.

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    Artificial intelligence (AI) can produce digital biomarkers of ageing and frailty by gathering physical activity data from smartphones and other wearables, scientists have found. The finding, published in the journal Scientific Reports, untaps the emerging potential of combining wearable sensors and AI technologies for continuous health risk monitoring with real-time feedback to life and health insurance, healthcare and wellness providers. Reported by DNA 18 hours ago.

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