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Visit One News Page for Health Insurance news from around the world, aggregated from leading sources including newswires, newspapers and broadcast media. Search millions of archived news headlines. This feed provides the Health Insurance news headlines.

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    Healthereum, a blockchain solution that rewards healthy behavior, is solving major healthcare issues related to patient no-shows, medical surveys, quality of care, and medical billing.

    (PRWEB) March 22, 2018

    Healthereum's objective is clear and differs from the typical “expose medical data to the blockchain” startup. Not only is the team composed of real medical professionals who already live and breathe healthcare, The company is also addressing real issues in the industry: Patient no-shows, medical surveys, quality of care, and medical billing.

    These are all factors that directly impact patient financials and make medical bill balances look like a phone number. Healthereum's medical professionals experience these inefficiencies first-hand. In fact, these issues also impact provider's bottom line at hospitals and Healthereum is finally engaging the medical community to address it.

    Healthereum was founded to solve these issues. The company is enabling hospitals, gyms, and the neighborhood grocery store to reward healthy activity. Yes, a reward will finally be available for living a healthy lifestyle. It’s that simple.

    Healthereum is motivating individuals to become accountable for things like going to the doctor, staying in shape, and maintaining a proper diet. This positive behavior will be used to propel the innovative blockchain design and save the healthcare industry millions of dollars. The patient user contributes to the platform as a participant and is in return rewarded with HEALTH tokens

    Healthereum is a new concept. The team wants hospitals to win, doctors to win, and patients to win. In fact, there are also benefits to health insurance companies to adopt Healthereum as the platform addresses a little known issue called “insurance claim fraud.” This issue costs insurance companies billions of dollars per year.

    Subscribe to Healthereum today and start changing the healthcare system together. Reported by PRWeb 6 hours ago.

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    In a move that increases health care insurance options and manages cost for consumers, Accel at Golden Ridge, a premier skilled nursing center and rehabilitative facility, announces a new in-network insurance provider agreement between Cigna Healthcare of Colorado and Accel at Golden Ridge, effective March 15, 2018

    GOLDEN, Colo. (PRWEB) March 22, 2018

    Accel at Golden Ridge Announces New Health Plan Option

    In a move that increases health care insurance options and manages cost for consumers, Accel at Golden Ridge announces a new in-network insurance provider agreement between Cigna Healthcare of Colorado and Accel at Golden Ridge, effective March 15, 2018. Accel at Golden Ridge is a premier skilled nursing center and rehabilitative facility, also offering wound care treatment services for the Colorado marketplace.

    “Increased access to insurance options is a top priority for Accel at Golden Ridge,” says Aaron Aguilera, Director of External Relations, Accel at Golden Ridge. “The addition of Cigna Health Insurance, as one of Colorado’s largest health plans, ensures these customers have access to our exceptional skilled nursing, rehabilitation and wound care services.”

    The new in-network insurance provider agreement between Cigna Healthcare and Accel at Golden Ridge will allow admittance for short-term, in-patient therapies and skilled nursing with lower, in-network copays, deductibles, and annual out-of-pocket expenses.

    For more information, visit: http://accelgolden.com/

    About Accel at Golden Ridge
    Accel at Golden Ridge opened in July 2017 in Golden, Colorado to serve Jefferson County and the greater Denver area. The new facility offers in-patient transitional care and state-of-the-art wound care services with trained personnel. The 60,000-square-foot facility offers two rehabilitation gyms, modern equipment, technologies and programs that are designed to help patients recover as quickly as possible and return to their prior level of function. Accel provides pulmonary, cardiac, wound, infectious disease, physiatry and orthopedic care. http://accelgolden.com/

    About StoneGate Senior Living:
    StoneGate Senior Living is the management company for Accel at Golden Ridge and is an award-winning full-spectrum senior care and housing company with 44 properties across Texas, Oklahoma and Colorado. Recently ranked as the nation’s 31st largest transitional and long-term care company by Provider magazine, StoneGate is a fully-integrated post-acute health care company, with service-lines and business units that offer transitional care, long-term care, assisted living, memory care, rehabilitation, wellness, pharmacy, care navigation and post-acute analytical services.

    Learn more at http://www.stonegatesl.com/. Reported by PRWeb 5 hours ago.

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    Company Wellness Programs have become more common over the last few years and are proven to increase productivity and retention, reduce sick days, and lower insurance premiums. Along with gym memberships and fitness trackers, there is a growing trend of companies adding adjustable height standing desks, like MojoDesk, to their program.

    DENVER (PRWEB) March 22, 2018

    Company Wellness Programs have become more common over the last few years, and for good reason. The benefits are, in short, happier and healthier employees. These programs are proven to increase productivity and retention, reduce sick days, and lower health care costs.

    Wellness programs range from adding gyms, on-site yoga classes, walking meetings or simply offering a yearly credit towards health-related purchases. Many companies have expanded their list of items or services that qualify for reimbursement: health club membership dues, entry fees for marathons, stress management class costs, group exercise class expenses, and fitness trackers. Additionally, there is a growing trend of companies focusing on the benefits of ergonomic workstations such as adjustable height standing desks, like MojoDesk.

    Sit-to-Stand desks are often referred to as “standing desks.” Which is better? Sitting or standing? The right answer is both. The health benefits of an ergonomically correct workstation are detailed in the book called Get Up! Why Your Chair Is Killing You and What You Can Do About It, written by James Levine, professor of medicine at the Mayo Clinic. Frequently changing positions promotes blood flow to large muscle groups and increased metabolism.

    Corporate Kinesiologist Stevyn Guinnip also reinforces the importance of moving throughout the workday. “It’s no secret that we sit too much as a culture. As a result, people are looking for standing desk solutions to combat the negative effects that sitting has on the body,” said Guinnip. The key for workplace wellness is to alternate between sitting and standing. This is known as postural rotation. Traditional task chairs with lumbar support and armrests hinder your ability to be strong and injury free because the core muscles that stack and protect the spine begin to get smaller and weaker. That’s why, as a Kinesiologist, I recommend a two-part solution by adding an adjustable desk like MojoDesk and an active, ergonomic chair, such as the Varier MOVE, to your workstation.”

    Three main factors in active seating:· Open hip angle
    · Stacked spine using your own muscles
    · Ability to move, change position, or fidget. Adding an active, ergonomic chair such as MOVE

    A video by Stevyn Guinnip discussing ergonomics, demonstrating correct seating positions, and the importance of both standing and sitting at work can be viewed here.

    Wellness programs are often managed by health insurance companies. An example is BlueCross Blue Shield of Tennessee that "assists employers in implementing or structuring customized programs to encourage and reward healthy choices and behavior" (Press release). They customize programs, such as wellness credits, with the incentive of premium reductions.

    Other ways of improving health are changing from boxes of donuts in the breakroom and bottomless candy dishes to fruit platters and a smoothie bar. Stressful days can lead to grabbing a bag of fast food or turning to other unhealthy choices. Combine that with sitting for 8-10 hours at a traditional desk and this can lead to weight gain and sluggishness. An ergonomically correct sit-to-stand desk keeps employees comfortable throughout their workday. Exercising is not enough if they go right back to sitting.

    In summary, there are many factors companies must take to improve employee wellness and for their programs to be successful. A successful wellness program will result in benefits for both the employee and company. And these programs don’t need to be a massive investment for a company. The first step is a biometric screening so employees can know their health numbers. This includes monitoring improvement in body mass index (BMI), blood pressure, and cholesterol. The second stop is accountability and monitoring progress. Examples of increasing engagement and motivation in the program are monthly newsletters and building a community of collaboration with a Facebook group. In conclusion, any effort a company takes towards workplace health will result in companies lowering their healthcare costs, higher productivity, and happier employees.

    Related Articles:

    · Mashable: Unique Wellness Programs

    · Harvard Business Review: Wellness Program ROI

    About MojoDesk:

    Designed and made in the US, MojoDesk is a commercial grade electric sit-to-stand desk that is as beautiful as it is functional and minimalistic. Each desktop is finished with UL Greenguard certified 3-D NextGen laminate. An innovative magnetic cable management system, called MAGicSnap, hides all wires for a clean, uncluttered look. Desktops are available in 6 finishes: American Oak, Concrete, Carbon Fiber, Obsidian Oak, Natural Maple, and White.

    MojoDesk is a new consumer product division of Xybix. The company, which employs 75 people, manufactures all desktops at their 40,000-square foot factory in Littleton, CO. Xybix has been in business since 1991.

    MojoDesk Showroom and Factory:

    8207 SouthPark Circle
    Littleton, CO 80120 Reported by PRWeb 5 hours ago.

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    PreparedHealth expands advisory board with care transitions expert, Mary Naylor, to accelerate impact of enTouch and DINA

    CHICAGO (PRWEB) March 22, 2018

    PreparedHealth (http://www.entouchnetwork.com) announced today the appointment of Dr. Mary Naylor to their advisory board. Dr Naylor is currently the Marian S. Ware Professor of Gerontology and Director of the NewCourtland Center for Transitions and Health at the University of Pennsylvania School of Nursing. Her work with the Transitional Care Model has been integral to advancing care for older adults, managing their transition from hospital to home while improving the health outcomes and also lowering costs.

    "Mary Naylor is an integral voice in advancing care for the rapidly growing elderly population in the US. We are thrilled to have such an esteemed partner on our team helping us to empower the care providers and family members that are striving to keep their loved ones healthy and happy at home. Her work in transitional care will be vital to the evolution of enTouch and DINA," said Ashish V. Shah, President and CEO of PreparedHealth.

    Dr. Naylor (https://www.nursing.upenn.edu/live/profiles/52-mary-d-naylor) is a pioneer in the design, evaluation, and spread of health care innovations that have significantly improved the outcomes of chronically ill older adults and their family caregivers, while reducing health care costs. In collaboration with a multidisciplinary team of clinical scholars and health services researchers, her work has resulted in the Transitional Care Model, a cost-effective advanced practice nurse-led model to improve the transitions of older adults who are navigating complex and often fragmented systems of care.

    "I'm thrilled to join forces with PreparedHealth and am excited to see how our partnership can further enhance care models for the booming aging population while lowering costs and avoiding unnecessary hospitalizations," said Dr. Mary Naylor.

    Dr. Naylor has worked tirelessly to advocate for changes in health care practices and policies across the globe that are informed by rigorous research. For example, her advocacy contributed to the inclusion of evidence-based transitional care in multiple policies designed to foster health care delivery and payment reforms, including several provisions of the 2010 Affordable Care Act. As a member of the Medicare Payment Advisory Commission, Dr. Naylor advised the U.S. Congress on policies designed to offer a more promising future for Medicare beneficiaries.

    About PreparedHealth
    PreparedHealth is focused on helping people get well faster and stay well longer in the comfort of their home. With the enTouch Network, everyone stays connected in real-time, receiving care updates as they happen, and improving the odds a patient's in-home care will be a success. From home-based providers to hospitals to health insurance plans, PreparedHealth is transforming the industry by leveraging technology and data to optimize care and improve outcomes for patients.
    For more information, visit http://www.entouchnetwork.com. Reported by PRWeb 5 hours ago.

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    Humana Inc. agreed to pay  $2.5 million in back wages and interest as part of a conciliation agreement with the U.S. Department of Labor. The payment resolves allegations of pay discrimination against 753 women at the health insurance company’s Louisville headquarters, according to a news release from the Labor Department. The Labor Department's Office of Federal Contract Compliance Programs claims that in 2011-12, Humana paid women in consulting, project manager and manager positions less… Reported by bizjournals 6 minutes ago.

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    The US Senate passed a USD 1.3 trillion federal spending bill in dramatic dark-of-night fashion early today, overcoming hurdles that threatened to send the government into its third shutdown of 2018.

    Lawmakers stared down a self-imposed deadline of midnight today, when federal funding was set to expire, and passed the mammoth package by a vote of 65-32, with hours to spare.

    It now goes to the White House to be signed by President Donald Trump, whose aides have said he supports the bill.

    The measure boosts military and domestic spending, increases border security, funds infrastructure and student loan projects, and includes provisions to reduce gun violence, but does not address protections for undocumented immigrants or efforts to stabilize health insurance prices. Reported by Deccan Herald 9 hours ago.

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    Dublin, March 23, 2018 (GLOBE NEWSWIRE) -- The "Encryption Software Market by Component (Solution and Services), Application, Deployment Type, Organization Size, Vertical, and Region - Global Forecast to 2022" report has been added to *ResearchAndMarkets.com's* offering.The encryption software market size is expected to grow from USD 3.87 billion in 2017 to USD 12.96 billion by 2022, at a Compound Annual Growth Rate (CAGR) of 27.4%.Stringent regulatory compliances and the increasing concern for data security are expected to be driving the growth of the encryption software market.The market is expected to be driven by factors, such as the rising concerns of critical data loss in the on-premises environment, risk on cloud environment due to exploitation of big data analytics, and the regulations to increase the adoption of the encryption solutions.

    However, the major hindrance faced by the enterprises while adopting the encryption software are believed to be the lack of budget for the adoption of the best-in-class encryption solutions, lack of awareness about encryption, and the performance concerns among enterprises. Cloud encryption application is expected to have the fastest growth rate during the forecast period

    The cloud encryption application in the encryption software market is expected to grow at the fastest rate, during the forecast period. The major reason for the high growth rate of the cloud encryption application is said to be the ongoing expansive adoption of cloud among companies across the world.

    The increasing usage of mobile technology has enhanced the adoption of encryption solutions and services in the financial organizations. The financial sector uses encryption solutions to control and secure the sensitive data of customers and protect the data from the internal and external risks of theft.

    *Market Dynamics *Drivers· Growing Concern Over Critical Data Loss In On-Premises Environment
    · Exploitation Of Big Data Analytics Poses Risk To Cloud Environment
    · Regulations To Increase Adoption Of Encryption Solutions

    Restraints· Lack Of Budget For Adopting Best-In-Class Encryption Solutions
    · Lack Of Awareness About Encryption And Performance Concerns Among Enterprises

    Opportunities· Surge In Demand For Integrated, Cloud-Based Encryption Solutions Among Smes
    · Large-Scale Adoption Of Encryption Solutions In Bfsi Vertical

    Challenges· Complexities In Management Of Encryption Keys
    · Lack Of Skilled Workforce Among Enterprises

    Regulatory Implications· Payment Card Industry Data Security Standard
    · Health Insurance Portability And Accountability Act
    · Federal Information Security Management Act
    · Sarbanes-Oxley Act
    · Gramm-Leach-Bliley Act
    · Federal Information Processing Standards
    · General Data Protection Regulation

    Use Cases· Large-Scale Adoption Of Email Encryption By Financial Organizations In The Uk
    · Adoption Of Encryption Solution By A Clinical Research Company
    · Reliance Of Small And Medium Financial Companies On Data Encryption
    · Large-Scale Adoption Of Encryption By It And Telecom Company
    · Need For Best-In-Class Encryption Solutions For Government Sector In Canada
    · Healthcare Vertical Relying On Cloud-Based Encryption Solutions

    Type Of Encryption Algorithms· Data Encryption Standard
    · Advanced Encryption Standard
    · Triple-Des
    · Blowfish Algorithm
    · Homomorphic Encryption
    · Rsa
    · Diffie-Hellman Key Exchange
    · Quantum Cryptography
    · Post Quantum Cryptography

    *Company Profiles*· CipherCloud (California, US)
    · Dell (Texas, US)
    · ESET (Bratislava, Slovakia)
    · Gemalto (Amsterdam, Netherlands)
    · IBM (New York, US)
    · McAfee (California, US)
    · Microsoft (Washington, US)
    · PKWARE (Wisconsin, US)
    · Sophos (Abingdon, UK)
    · Symantec (California, US)
    · Thales e-Security (La Defense, France)
    · Trend Micro (Tokyo, Japan)

    For more information about this report visit https://www.researchandmarkets.com/research/f3skkt/12_96_bn?w=12
    CONTACT: CONTACT: ResearchAndMarkets.com
    Laura Wood, Senior Manager
    press@researchandmarkets.com
    For E.S.T Office Hours Call 1-917-300-0470
    For U.S./CAN Toll Free Call 1-800-526-8630
    For GMT Office Hours Call +353-1-416-8900
    Related Topics: Software Reported by GlobeNewswire 6 hours ago.

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    Do you know? People who renew their car insurance at least 4 days prior to expiry are less likely to file a claim for damages over those who do it at a later stage. Similarly, consumers driving petrol cars are less likely to claim insurance in comparison to those who are using diesel or CNG vehicles. These are some of the interesting findings of the first-ever industry report on the behaviour of digital car insurance customers in India, compiled by Policybazaar.com’s “*Product & Innovation Centre*”.

     

    *Key takeaways of the report:*

    · People who renew their car insurance at least 4 days prior to expiry are less likely to file a claim for damages over those who do it at a later stage.

    · People who buy on their own exhibit lesser claims.

    · Karnataka, AP and Maharashtra are the top-3 in terms of performance.

    · Interestingly, Delhi is among the top-5 performers, when conventionally they are not seen in the same light in the offline market.

    · Maruti, Hyundai and Mahindra are among the top performers on claims outcome.

    · Skoda & Volkswagen show a higher frequency to claim and cost more per claim.

    · If a car owner has claimed in the previous year, he is more likely to claim again in the current year.

    · Diesel/CNG car buyers are usually driving more and consequently are more likely to have a claim because they spend more time on the road.

    · SUV customers tend to show comparatively better claims behaviour then conventionally known.

    · Smaller hatchback customers have less propensities to claim.

    The report titled, “*Driving the Digital Way: The World of Car Insurance Buyers*” has been compiled after analysing the behaviour of almost 3 lakh digital consumers, and focuses onstarting an informed discussion on how car insurance premium can be priced in India.

     

    The report analyses the loss behaviour of digital car insurance customers across multitude of parameters – geography, car brand, Amount of NCB (no claim bonus) carried by the customer, fuel type, car type and vehicle age. But more importantly, the report also attaches the correlation of digital behaviour parameters of customer to such loss ratios – the number of days prior to expiry that the customer renews his insurance as well as whether he needed assistance to buy the policy.

     

    Speaking on this,* Tarun Mathur, Director, Policybazaar.com*, said, “In India, car insurance policies are priced according to the vehicles and geography but not on drivers, resulting into unanimous pricing for both good and bad drivers. After studying the behaviour of almost 3 lakh Policybazaar.com customers who have bought car insurance from us, we have been able to analyse their claims pattern and likelihood to claim in future. The report further highlights the strong correlation of claims and digital buying behaviour of the customer.”

     

    He further added, “As a company, we play a strategic role for all our partners in designing and bringing value creating products for the customers. The key inferences of the report will help all our partners to build profitable and sustainable businesses by segmenting profiles of customers according to their buying behaviours.”

     

    Commenting on this,* Vaidyanathan Ramani, Head- Product and Innovation Center, Policybazaar.com*,* *said, “Across developed markets, car insurance customer gets a price quotes based on a number of personal characteristics besides the description of the car.In India, the current pricing model is a result of channel and cost considerations. We believe that this report and our associated work can help move the market towards delivering personalized pricing”

     

    According to the findings of the report, the online car insurance industry (only the own damage component) is roughly operating at a loss ratio of 76%. In the long term, the report envisions to aid motor insurance companies to understand and assimilate the characteristics of individual customers in India, which shall improve product offerings and enable the insurers to adopt new business strategies and tactics.  

     

    To download the report, please visit:

    https://www.policybazaar.com/pdfs/driving-the-digital-way-report-from-policybazaar.pdf.

     

    *About PolicyBazaar.com*:

    PolicyBazaar.com is India's largest insurance marketplace. It has backing from a host of investors including the likes of Temasek, Tiger Global Management, True North, InfoEdge (Naukri.com), Premji Invest, besides investments from other PE funds and family offices. The portal started with a purpose to educate people on insurance products and has had a significant influence on how insurance is bought in India. It has helped in driving penetration of pure life insurance, health insurance and such products which were barely bought earlier.

     

    From receiving traffic of 180,000 visitors in 2008, PolicyBazaar.com has come a long way and today hosts over 100 million visitors yearly and records sale of nearly 200,000 transactions a month. Currently, PolicyBazaar.com accounts for nearly 25% of India’s life cover, and over 7% of India’s retail health business. It accounts for roughly half of all internet based insurance purchase in the country, and is more than doubling annually.

     

    The company has received several accolades in India and globally. The most noteworthy being recognized as India’s top and world’s leading “*Fin Tech Innovator*” by the Global consultancy firm, KPMG and venture capital fund, H2 Ventures for 2015 & 2016. It has won a range of awards, including The Financial Express “*Best Fintech Marketplace*”, The Economic Times “*Best Corporate Brand*”, Internet & Mobile Association of India (IAMAI) “*Best Financial Website*” for two years, and BML Munjal Award for “*Excellence in Learning & Development*” among the most notable ones in the last couple of years. Reported by NewsVoir 4 hours ago.

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    The US Senate passed a $1.3 trillion federal spending bill in dramatic dark-of-night fashion early today, overcoming hurdles that threatened to send the government into its third shutdown of 2018.

    Lawmakers stared down a self-imposed deadline of midnight today, when federal funding was set to expire, and passed the mammoth package by a vote of 65-32, with hours to spare.

    With the House of Representatives comfortably passing the bill yesterday, it now goes to the White House for President Donald Trump's signature, as lawmakers began their escapes from Washington to start a two-week holiday.

    The bill was introduced late Wednesday after weeks of haggling, leaving lawmakers mere hours to peruse and vote on a mega-bill that will touch every aspect of American life.

    Defense spending levels for this fiscal year ending September 30 were set at $700 billion, an increase of USD 61 billion over the 2017 cap. Non-defense domestic spending will reach USD 591 billion, a hike of about 10 per cent.

    Even though Trump had given his blessing to the bipartisan deal, the 2,232-page bill's fate in the Senate was up in the air throughout Thursday, with one of Trump's fellow Republicans, Rand Paul, threatening to stall the voting process.

    "I think you ought to read the bills before we vote on them," Paul told Fox News. "I've been working all day diligently through the bill and I'm up to page 600."

    Under Senate rules any member can object to rapidly moving legislation through the chamber.

    Paul, who singlehandedly caused a brief shutdown last month by refusing to allow a quick vote ahead of a deadline, was on track to be the spoiler again, but he ultimately relented.

    He did not hesitate to slam the secretive process, however, or his party's role in blowing up the federal deficit.

    "Time and again, spending skyrockets, and conservatives are expected to fall in line to praise the party for making the big-spending status quo worse."

    In addition to Paul, Senate leaders had to fight another personnel fire behind the scenes, with Idaho Republican Jim Risch fuming over language that would rename the White Clouds Wilderness in his state for ex-governor Cecil Andrus, a Democrat.

    Andrus, who died last year, was a longtime political rival of Risch. The senator voted against the bill.

    Establishment Republican leaders praised the legislation.

    House Speaker Paul Ryan called it a vote "to rebuild our military, secure our borders, and give our service members their largest pay raise in eight years," while Democrats sounded pleased at the outcome of negotiations.

    "Overall, we Democrats are very happy with what we were able to accomplish on a number of priorities to the middle class and America, including infrastructure, education, opioids, mental health, and child care," Senate Minority Leader Chuck Schumer said.

    The White House acknowledged it did not fulfill all of its wishes, but said Trump was ready to sign on.

    "Is it perfect? No," acknowledged Mick Mulvaney, the director of the Office of Management and Budget. "Is it exactly what we asked for? No."

    Triggering a third government shutdown of the year would have been a deep embarrassment for the Republican-led Congress ahead of mid-term elections in November.

    The spending bill had become a political battleground, as it included -- and in some cases excluded -- politically charged provisions known as riders which ramp up the level of controversy over the legislation.

    It provides $1.6 billion -- far less than Trump wanted -- for border security and construction or repair of nearly 100 miles (160 kilometers) of border fencing and barriers, boosts infrastructure spending, and increases funds for student grants.

    It leaves intact funding for women's health provider Planned Parenthood, a target of relentless criticism from pro-life Republicans.

    But in a major blow to Democrats, it fails to include protections for undocumented immigrants who arrived in the country illegally as children.

    And it leaves out a long-sought provision to stabilize the health insurance market by funding subsidies that could lower rates for low-income families by 40 per cent.

    That negotiation apparently broke down over disputes about abortion-related language in the bill.

    "I'm extremely disappointed," said the provision's co-author, Senate Republican Susan Collins.

    Among the sensitive issues included is gun safety, which has been a national focus following multiple school shootings, including one in Parkland, Florida that killed 17 people.

    One provision strengthens compliance with background checks for firearm sales, and another reverses what has essentially served as a ban on federal research on gun violence.

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    Highlights:  Reported by DNA 4 hours ago.

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    Getting state governments to buy into Modicare and execute it by August, 2018, will be a huge challenge, especially in a big election year. Reported by Firstpost 3 hours ago.

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    Democrats won't back latest health-insurance stabilization bill because it includes language restricting federal funding of abortions.

     
     
     
     
     
     
      Reported by USATODAY.com 4 days ago.

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    WASHINGTON (AP) — The polarizing politics of abortion have burst into the congressional budget debate, overwhelming bipartisan efforts to help millions of consumers who buy their own health insurance policies get relief from soaring premiums. On Monday, Senate and House Republicans released their latest plan to stabilize the Affordable Care Act's insurance markets. It provides new federal money to offset the cost of treating the sickest patients and restores insurer subsidies that President Donald Trump terminated last year. That's clearly a big shift from last year, when repealing "Obamacare" was the GOP's demand. Reported by SeattlePI.com 4 days ago.

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    ROCKVILLE, Maryland, March 23, 2018 (GLOBE NEWSWIRE) -- The American Kidney Fund (AKF) is disappointed by the introduction of SB 1156, sponsored by Senator Connie Leyva (District 20). 

    If passed this bill would cause profound harm to many of the nearly 67,000 Californians who rely on dialysis to stay alive. AKF provides a safety net to dialysis patients who are unable to afford their health care coverage.  More than 17,000 people who are on dialysis live in the counties in Sen. Leyva’s district, and nearly 300 of them are receiving assistance from AKF to pay their health insurance premiums. This bill seeks to limit those patients’ access to lifesaving financial assistance and is nothing more than a thinly-veiled attempt by large health insurance companies to kick kidney patients off their insurance plans.

    AKF provides financial assistance for all types of health insurance plans, including Medicare, Medigap and Medicare Advantage. In California last year, we helped more than 3,800 dialysis patients pay their health insurance premiums; 65% of plans were Medicare, Medigap or Medicare Advantage and 35% were employer-provided plans. The remaining 10% were private commercial plans.

    Though most end-stage renal disease (ESRD) patients qualify for Medicare regardless of their age, California is one of only two states that specifically excludes ESRD patients who are under 65 from supplemental Medigap coverage. Because Medicare covers only 80% of all of medical appointments and treatments, including dialysis (with no out of pocket maximum), patients without a Medigap plan are financially liable for 20% of the cost. For someone with an expensive, chronic health condition like ESRD, that could mean financial ruin.  That’s why the American Kidney Fund steps in to make charitable grants to help patients meet their expenses. 

    The majority of California’s dialysis patients are under 65 and disproportionately low-income and minorities.  This bill would harm some of the most vulnerable people in California.  We strongly urge state lawmakers to vote against this bill.
    *About the American Kidney Fund*

    As the nation’s leading nonprofit working on behalf of the 30 million Americans with kidney disease, the American Kidney Fund is dedicated to ensuring that every kidney patient has access to health care, and that every person at risk for kidney disease is empowered to prevent it. AKF provides a complete spectrum of programs and services: prevention outreach, top-rated health educational resources, and direct financial assistance enabling 1 in 5 U.S. dialysis patients to access lifesaving medical care, including dialysis and transplantation. AKF holds the highest ratings from the nation’s charity watchdog groups, including Charity Navigator, which includes AKF on its “top 10” list of nonprofits with the longest track records of outstanding stewardship of the donated dollar, and GuideStar, which has awarded AKF its Platinum Seal of Transparency.

    For more information, please visit KidneyFund.org, or connect with us on Facebook, Twitter and Instagram.   

    Attachment:

    A photo accompanying this announcement is available at http://www.globenewswire.com/NewsRoom/AttachmentNg/c9064580-59f3-44a6-93e4-444bc6afe657

    CONTACT: Alice Andors
    American Kidney Fund
    240-292-7053
    aandors@kidneyfund.org Reported by GlobeNewswire 5 minutes ago.

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    Federal Government Endangers Charitable Patient Assistance Programs, Putting Hundreds of Thousands of Medicare Beneficiaries at Risk

    PLANO, Texas (PRWEB) March 19, 2018

    Good Days, a national, independent 501(c)(3) non-profit charitable organization that makes life-saving and life-extending treatments affordable, invites the public to co-sign an open letter urging the federal government to protect patient assistance on behalf of the hundreds of thousands of Medicare patients who lack access to medication they desperately need but cannot afford.

    There is currently no policy to fix the holes in government-sponsored health insurance plans that patient assistance charities were established to address. But now government officials are endangering these programs, and, most importantly, the chronically ill patients who are unable to afford their life-sustaining medical treatment.

    Growing public criticism on the rising costs of drugs is being directly associated with patient assistance charities. This has had a significant impact on the ability of these charities to raise funds, thereby threatening patients and families in need. Patient assistance programs such as those provided by Good Days are the only available financial resource to economically vulnerable Medicare patients who face debilitating, life-altering and oftentimes life-threatening diseases.

    “The voices of those individuals who have been affected by patient assistance are needed to remind key officials in the federal government of the vital need for these charities,” said Clorinda Walley, president of Good Days. “We are a safety net for patients who otherwise have nowhere to turn. We strive to fill that role as transparently as we can, until the day a better solution is in place.”

    Pharmaceutical companies once assisted Medicare beneficiaries through their own patient assistance programs because Medicare did not broadly cover outpatient prescription drugs. The passage of Medicare Part D in 2003 established coverage for pharmaceutical costs and allowed for non-profit patient-advocacy groups to establish co-pay funds that could be funded by the pharmaceutical industry. Since many of the prescriptions to treat chronic conditions like cancer are expensive specialty medications with no generic equivalent, charitable patient assistance programs became the sole vehicle through which needy Medicare beneficiaries could receive co-pay assistance.

    Good Days programs operate at no cost to the tax-payer by government design. The U.S. Department of Health and Human Services has issued guidance to these charities so that they can operate according to best practices. This has led to the establishment of safeguards to prevent outside influence on patient and provider choices of treatments. Importantly, before a person receives charitable assistance, they have already met with a physician, been given a diagnosis, and prescribed a therapy plan. It is only after this point that a patient can seek to obtain charitable assistance.

    The federal government should continue to work with these charities and protect patient assistance. Visit https://www.change.org/p/protect-life-saving-charitable-patient-assistance to sign an open letter that urges the federal government to protect vulnerable patients.

    Good Days is a national, independent 501(c)(3) non-profit charitable organization that makes life-saving and life-extending treatments affordable. Since 2003, Good Days has provided more than 800,000 grants and helped more than 500,000 people with access to healthcare resources. Reported by PRWeb 5 days ago.

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    THE INSURANCE AND THE IoT REPORT: How insurers are using connected devices to cut costs and more accurately price policies This is a preview of a research report from BI Intelligence, Business Insider's premium research service. To learn more about BI Intelligence, click here.

    Insurance companies have long based their pricing models and strategies on assumptions about the demographics of their customers. Auto insurers, for example, have traditionally charged higher premiums for parents of teenage drivers based on the assumption that members of this demographic are more likely to get into an accident.

    But those assumptions are inherently flawed, since they often aren't based on the actual behaviors and characteristics of individual customers. As new IoT technologies increasingly move into the mainstream, insurers are able to collect and analyze data to more accurately price premiums, helping them to protect the assets they insure and enabling more efficient assessment of damages to conserve resources.

    A new report from BI Intelligence explains how companies in the auto, health, and home insurance markets are using the data produced by IoT solutions to augment their existing policy pricing models and grow their customer bases. In addition, it examines areas where IoT devices have the potential to open up new insurance segments.

     Here are some of the key takeaways:

    · The world's largest auto insurers now offer usage-based policies, which price premiums based on vehicle usage data collected directly from the car.
    · Large home and commercial property insurers are using drones to inspect damaged properties, which can improve workflow efficiency and reduce their reliance on human labor.
    · Health and life insurance firms are offering customers fitness trackers to encourage healthy behavior, and discounts for meeting certain goals.
    · Home insurers are offering discounts on smart home devices to current customers, and in some cases, free devices to entice new customers.

    In full, the report:

    · Forecasts the number of Americans who will have tried usage-based auto insurance by 2021.
    · Explains why narrowly tailored wearables could be what's next for the health insurance industry.
    · Analyzes the market for potential future insurance products on IoT devices.
    · Discusses and analyzes the barriers to consumers opting in to policies that collect their data.

    To get your copy of this invaluable guide to the IoT, choose one of these options:

    1. Subscribe to an ALL-ACCESS Membership with BI Intelligence and gain immediate access to this report AND over 100 other expertly researched deep-dive reports, subscriptions to all of our daily newsletters, and much more. >> *START A MEMBERSHIP*
    2. Purchase the report and download it immediately from our research store. >> *BUY THE REPORT*

    The choice is yours. But however you decide to acquire this report, you’ve given yourself a powerful advantage in your understanding of insurance and the IoT.

    Join the conversation about this story » Reported by Business Insider 19 hours ago.

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    The growing financial services firm in Waltham, Massachusetts adds two more advisors to their successful team.

    WALTHAM, MA (PRWEB) March 25, 2018

    Michael Broderick and Chris Battersby, founders of Atlantic Planning Group, have recently hired two new financial advisors, Duke Martin and Chris Eppich, to join their growing firm.

    “We are delighted to have Duke and Chris join the Atlantic Planning Group team,” said Broderick. “Their experience serving individuals and business owners is a great asset to our company and community.”

    Prior to joining the firm, Duke Martin earned his Bachelor of Science in finance and marketing from Boston College in 2001 and went on to earn two designations from the American College, Certified Life Underwriter (CLU®) in 2007 and Certified Financial Planner (CFP®) in 2009. Duke also holds his Series 6, 63, and 65 securities licenses, as well as Life, Accident, and Health Insurance producer’s licenses in Massachusetts, New York, New Jersey, District of Columbia, Illinois, North Carolina, Pennsylvania and Virginia. He operated his own firm, Martin Strategies, until he saw the opportunity to combine forces and join the Atlantic Planning Group team.

    Chris Eppich earned a Bachelor of Arts degree in economics from Providence College, and went on to earn his Series 7 and Series 66 securities licenses, as well as Life, Accident, and Health Insurance producer’s licenses in District of Columbia, Massachusetts, New Hampshire and Rhode Island. He is currently enrolled in additional professional designation programs, and is a great addition to the team.

    Atlantic Planning Group has more than two decades of experience in wealth strategies, primarily working with high net worth business owners and families to build custom-tailored financial solutions with competency and integrity. They are based in Waltham, MA, and serve clients around the nation.

    Chris Eppich and Duke Martin are Registered Representatives offerings securities through NYLIFE Securities, LLC. Member FINRA/SIPC, a Licensed Agency, (201 Jones Road, 5th Floor, Waltham, MA 02451, 781-647-4100). Financial Advisers offering investment advisory services through Eagle Strategies LLC, a Registered Investment Adviser. Atlantic Planning Group, LLC is not owned or operated by either NYLIFE Securities LLC, Eagle Strategies, LLC or its affiliates.
    SMRU #1769573 Reported by PRWeb 15 hours ago.

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    Democrats and Republicans point fingers and blame each other after months of negotiations fail to reach a compromise to lower health insurance premiums.

     
     
     
     
     
     
      Reported by USATODAY.com 4 hours ago.

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    The Australian Medical Association's latest private health insurance report card warns of disturbing industry trends. Reported by Brisbane Times 22 minutes ago.

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    JACKSON, Miss. (AP) — A dispute over rules for Mississippi’s state-federal Medicaid health insurance program is threatening the budget for the program. The Mississippi House sent the budget back Sunday for more talks with the Senate on a voice vote, demanding the Senate agree on rules for the program before the House approves the $6 […] Reported by Seattle Times 23 hours ago.

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    Takes care of expensive medical treatment at affordable cost even as you get quality treatment and tax benefit out of it, says Naval Goel Reported by Rediff.com 19 hours ago.

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