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Prescription drugs among budget deal changes to Medicare

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WASHINGTON (AP) — Drug companies would bear a bigger share of Medicare's costs under the congressional budget deal, a shift that could help limit future increases in beneficiaries' premiums for prescription coverage. Changes to Medicare's popular "Part D" prescription plan headline a long list of budget-deal tweaks to the government's premier health insurance program, which covers about 60 million seniors and disabled people. Also, the drug coverage gap known as the "doughnut hole" would be eliminated one year earlier than currently scheduled, in 2019 instead of 2020. "On the whole, I think this is a good bill for people with Medicare," said Joe Baker, president of the Medicare Rights Center, an advocacy group for beneficiaries. Reported by SeattlePI.com 2 days ago.

What New York’s non-discrimination order could mean for religious liberty

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New York City, N.Y., Feb 9, 2018 / 05:00 am (CNA/EWTN News).- New York Gov. Andrew Cuomo (D) has signed an executive order that bans the state from doing business with companies that “promote or tolerate” discrimination, a move that has some religious liberty advocates crying foul.

In a press release about the executive order, Cuomo specifically cited the Trump administration’s decision to rescind the HHS contraception mandate as one of his concerns. Cuomo said that with the executive order, New York would “further protect New Yorkers’ civil rights” and that the state’s various agencies will not do business with companies that either promote or tolerate discrimination against the LGBTQ community.

As of May 1, state agencies will be prevented from “entering into contracts with entities that have institutional policies or practices that fail to address the harassment and discrimination of individuals on the basis of their gender identity, transgender status, gender dysphoria or any of the other protected classes[...].”

Further, schools that “refuse to protect transgender students” will not be eligible for state funding.

Ed Mechmann, the director of public policy and the director of the safe environment programs in the Archdiocese of New York, said that while this executive order may sound unobjectionable on the surface, it could actually be used to trample religious liberty in the state.

Writing in his “Stepping out of the Boat” blog, Mechmann said that Cuomo effectively tipped his hand by including the HHS mandate in the press release for the executive order.

“By citing this completely irrelevant federal proposal, the press release inadvertently made clear that the Governor's new order is rooted in animosity towards religious freedom,” said Mechmann.

Mechmann disputed Cuomo’s claim that the removal of the HHS mandate has caused businesses to “claim broad exemptions from nondiscrimination laws,” which in turn has “increased the vulnerability of LGBTQ rights.”

“The idea that 'LGBTQ rights' might be 'vulnerable' (whatever that means) because of a decision relating to health insurance coverage of contraceptives is something that only an ideologue could believe,” he added.

  Reported by CNA 2 days ago.

Delegation pleased budget provides opioid funding

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CONCORD, N.H. (AP) — New Hampshire’s Democratic congressional delegation says they are pleased the bipartisan budget agreement provides $6 billion in additional funding to address the opioid epidemic and provides support for veterans, children’s health insurance, and disaster relief funding. The budget also fully funds the Department of Defense, ensuring that the Portsmouth Naval Shipyard […] Reported by Seattle Times 2 days ago.

Arkansas Works cost increases 14 percent per enrollee

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LITTLE ROCK, Ark. (AP) — Recent state figures show the average cost per person of subsidized private health insurance under Arkansas Works increased more than 14 percent last month. The Arkansas Democrat-Gazette reports that the spike is in part due to premium increases that had taken effect Jan. 1. Under Arkansas Works, the state uses […] Reported by Seattle Times 2 days ago.

Kentucky hopes website will track Medicaid work requirements

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FRANKFORT, Ky. (AP) — Kentucky became the first state with a work requirement for Medicaid, and now it has to do something arguably more daring: Build a mobile-friendly website that works. This summer, the state will require many people who get taxpayer-funded health insurance to work or volunteer at least 80 hours a month. They hope nearly half a million people will use their smartphones to log their hours so the government can keep track of who is meeting the requirements. It's the kind of government program that often draws disdain from small-government Republicans, but GOP Gov. Matt Bevin has embraced it as"a more efficient use of resources. Reported by SeattlePI.com 2 days ago.

Shipping shakeup? Amazon may deliver its own packages

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Amazon has already shown that it can rattle the retail, grocery and health insurance industries, and now it is doing the same in the delivery business. The retailer is reportedly planning a service to pick up packages from businesses and deliver them to consumers. “Shipping With Amazon” is expected to start in Los Angeles shortly and roll out more broadly as soon as this year, according to the Wall Street Journal, which cited anonymous sources. Amazon, which has been edging into the delivery business for some time, would not confirm the report — but didn’t deny it either. Reported by SFGate 1 day ago.

House: Give hospitals new shot at Medicaid managed care pact

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JACKSON, Miss. (AP) — Some Mississippi lawmakers want to give hospitals another shot at a piece of a big Medicaid contract. The state House on Thursday passed House Bill 898, its version of how the state-federal health insurance program should look in coming years. Rep. Jason White, a Republican from West, amended the bill to […] Reported by Seattle Times 14 hours ago.

The quiet hints about expanding Medicaid in Virginia

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It’s probably the biggest issue before the General Assembly this year, and it’s the one nobody’s been talking about in public: expanding access to health insurance for low- and moderate-income Virginians.

But with a Feb. 18th deadline looming for General Assembly budget-writers, one thing is clear.

... Reported by dailypress.com 5 hours ago.

National health insurance plan challenging but achievable

AP count: Nearly 11.8M enroll for Obama health law in 2018

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WASHINGTON (AP) — Nearly 11.8 million Americans have signed up for coverage this year under former President Barack Obama's health care law, about 3 percent less than last year. That's according to a new tally by The Associated Press. Enrollment remained remarkably stable despite President Donald Trump's disdain for "Obamacare." The Republican-led Congress repeatedly tried to repeal the program, while the administration cut the sign-up window in half and took actions that raised premiums. The Affordable Care Act offers subsidized private health insurance to people who don't have coverage on the job, through HealthCare.gov and state-run insurance markets. Reported by SeattlePI.com 5 days ago.

Trump’s budget hits poor Americans the hardest

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President Donald Trump proposed a budget that hits the poorest Americans the hardest, slashing billions of dollars in food stamps, health insurance and housing subsidies while pushing legislation to institute broad work requirements for families receiving federal aid. Reported by Seattle Times 17 hours ago.

School workers vote allowing strike, other action for issues

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FLATWOODS, W.Va. (AP) — Public school employees across West Virginia could go on strike following a vote over pay concerns, health insurance benefit cuts and other issues. News outlets report employees voted to authorize union leaders to decide what action to take in response to the issues. The vote allows local branch leaders of the […] Reported by Seattle Times 15 hours ago.

Mobile lender launches app for paying high-deductible health insurance expenses

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Employees use a cell phone application to pay the medical expenses immediately. The zero-interest loan is repaid over 12 months through payroll deductions. The company signing up employers and health care providers in Seattle. Reported by bizjournals 16 hours ago.

California’s two health insurance regulators to investigate Aetna coverage decisions

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Both of California’s health insurance regulators said they will investigate how Aetna Inc. makes coverage decisions, as the lawsuit of a California man who is suing the nation’s third-largest insurer for improper denial of care heads for opening arguments Wednesday.

The Department of Managed Health... Reported by L.A. Times 11 hours ago.

Bajaj Allianz General Insurance partners with Quikr

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Bajaj Allianz General Insurance has entered into a partnership with Quikr, the countrys leading digital classifieds platform to increase the insurance outreach and offer people with adequate financial protection.

With 30 million monthly UVs (Unique Visitors), Quikr will be a new age distribution channel for Bajaj Allianzs general insurance products. Under this key agreement, Bajaj Allianz General Insurance will offer personal lines of insurance products such as Health, Personal Accident, Home, Motor and Travel along with commercial line of insurance products such as Property, Marine and Engineering Insurance, etc.

Tapan Singhel, MD and CEO, Bajaj Allianz General Insurance, said, "Bajaj Allianz General Insurance has always been in the forefront to explore new avenues to reach out to the customers where they are, thus providing instant insurance solutions according to their needs. The tie-up with Quikr shall add value to their customers by providing them with customised insurance products based on their individual requirements."

Pranay Chulet, Founder and CEO of Quikr said, "People come to Quikr with a specific intent to buy, sell or find something across a wide range of categories such as cars, bikes, homes, mobiles, furniture, electronic appliances, jobs and services. Bajaj Allianz General Insurance would be able to offer right solutions to the buyers in our verticals based on their specific intent. We already have integrated Motor Insurance of Bajaj Allianz into our auto vertical."

This partnership aims to improve penetration of insurance by leveraging technology and reaching out to the customers with appropriate insurance solution when they are making a purchase on the platform.

A joint venture between Allianz SE, the leading insurer and largest asset manager, and Bajaj Finserv Limited, Bajaj Allianz General Insurance offers general insurance products such as motor insurance, home insurance, health insurance as well as other unique insurance plans such as wedding insurance, event insurance, and film insurance.

The company, which began its operations in 2001, has a pan-India presence in over 1,000 towns and cities. Reported by Deccan Herald 5 hours ago.

Trump wants to overhaul America’s safety net with giant cuts to housing, food stamps and health care

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The budget that President Donald Trump proposed Monday takes a hard whack at the poorest Americans, slashing billions of dollars from food stamps, public health insurance and federal housing vouchers, while trying to tilt the programs in more conservative directions. Reported by Denver Post 38 minutes ago.

Lincoln, Reagan, and Truman Lead the Polls in Embrace Pet Insurance’s List of Presidential-named Pets

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Embrace Pet Insurance Reveals the Top Presidential Pet Names

Cleveland, Ohio (PRWEB) February 13, 2018

President’s Day gives us an opportunity to reflect on the leadership of our great country and appreciate how far we’ve come. But what about the support that the presidents received while they were in the White House? We’re talking about their pets here. We all know that pets are truly the backbone to all great things. It’s only fair that we give them credit where credit is due.

In honor of President’s Day, we've compiled a list of Embraced pets with presidential names.· George Washington/ Washington – 3
· Harrison – 23
· Fillmore – 4
· Lincoln – 93
· Ulysses – 6
· Cleveland – 4
· McKinley – 9
· Theodore Roosevelt/ Teddy Roosevelt/ Roosevelt – 11
· Woodrow – 5
· Calvin Coolidge – 1
· Hoover – 2
· Harry Truman/ Truman – 31
· Kennedy – 11
· Lyndon – 2
· Nixon – 8
· Ford – 6
· Carter – 25
· Reagan – 48
· Clinton – 1
· Obama/ Barack – 1

The State of Embrace: Noteworthy Stats for Presidential Names· The Embraced pets named Hoover are both Labrador Retrievers.
· Embrace covered a total of 605 claims for pets named Lincoln in 2017 and paid a total of $99,984.78. Great Danes contributed 133 of these claims, totaling $40,145.16.
· Only one pet named Roosevelt had a claim in 2017, a Petit Basset Griffon Vendéen who lives in – you guessed it – Washington DC.
· Embrace covers three pets named Biden. One is a Domestic Shorthair cat with a pet-sibling named Obama.
· There were 113 claims covered for pets named McKinley in 2017 for a total of $64,351.52.

For more presidential pet points, visit https://www.embracepetinsurance.com/waterbowl/article/presidential-pets.

About Embrace Pet Insurance
Embrace Pet Insurance is an Ohio-based pet health insurance provider, offering comprehensive, personalized insurance products for dogs and cats across the United States. Embrace is consistently ranked as one of the highest-rated U.S. pet insurance companies, and is a proud member of the North American Pet Health Insurance Association. Embrace is the only company to offer a diminishing deductible feature, the Healthy Pet Deductible, and continues to innovate and improve the pet insurance experience for pet parents across the country. For more information about Embrace Pet Insurance, visit http://www.embracepetinsurance.com or call (800) 511-9172. Reported by PRWeb 7 hours ago.

Enrolled Agents at Santos Associates Accountants Educate Taxpayers on 2018 Tax Reform

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Santos Associates Accountants examines the top ten tax changes for 2018.

PEMBROKE PINES, Fla. (PRWEB) February 13, 2018

Tax reform in 2018 has become a reality. “Changes have been made to both individual and corporate taxes,” said Ed Santos, founder of Santos Associates Accountants, since 1961. “However, these changes will not affect your 2017 taxes.”

To educate taxpayers about tax reform in 2018, Santos lists the following ten changes:

No. 1: New income tax rates and brackets. 2018 federal withholding tax rates have changed and taxpayers may see changes in their W2 wages based on their personal allowances. New rates are 10%, 12%, 22%, 24%, 32% 35% and 37%.

No. 2: The standard deduction has nearly doubled. “For Single filers, it has increased $12,000; for Married filing Joint filers, it has increased to $24,000, and for Heads of Household filers, it has increased to $18,000,” noted Santos.

No. 3: Personal exemptions are eliminated. “The $4,500 exemption for yourself, spouse and each of your dependents has been eliminated,” stated Santos.

No. 4: The child tax credit has doubled to $2,000 for children under the age of 17. It's now available, in full, to more people. “The entire credit can be claimed by single parents who make $200,000, and married couples who make up to $400,000,” added Santos.

No. 5: Casualty losses will be limited. Deduction is only for official national disasters.

No. 6: The individual mandate on health insurance has dropped. The elimination of the Affordable Care Act individual mandate, which penalizes people who do not have health care, goes into effect in 2019.

No. 7: Alimony. “Beginning with new divorces in 2019, alimony payments to an ex-spouse are not deductible and not taxable to the recipient,” stressed Santos.

No. 8: C-corporate tax rates are coming down. The c-corporate tax rate has been cut to 21% and corporate AMT has been eliminated.

No. 9: Rule change on recharacterization of ROTH IRA conversions. The last year to recharacterize a conversion will be for 2017. The deadline is October 15, 2018.

No. 10. New uses of 529 plan distributions. “It expands the use of qualified higher education expenses (up to $10,000 a year, per beneficiary) to be used for tuition and enrollment at an elementary or secondary public, private, or religious school and for tutoring,” concluded Santos.

About Santos Associates Accountants
Santos Associates Accountants is a family owned and operated business including tax practitioners Edward J. Santos, Patricia Santos-Golis, Edna Santos-Modlics and Susan Santos-Stevens. Its team of tax professionals keep current on tax law changes and offer insight on how to use the tax breaks available. For more information, please call (954) 437-1040, or visit http://www.low-tax.net. The office is located at 1961 N.W. 150th Avenue, Suite 104, Pembroke Pines, FL 33028.

About the NALA™
The NALA offers small and medium-sized businesses effective ways to reach customers through new media. As a single-agency source, the NALA helps businesses flourish in their local community. The NALA’s mission is to promote a business’ relevant and newsworthy events and achievements, both online and through traditional media. The information and content in this article are not in conjunction with the views of the NALA. For media inquiries, please call 805.650.6121, ext. 361. Reported by PRWeb 6 hours ago.

Central Texas Attorney Carolyn H. Young Educates Couples About Divorce

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Austin family law and divorce attorney Carolyn H. Young, of the Law Office of Carolyn H. Young, lists five tips on what to decide when divorcing.

AUSTIN, Texas (PRWEB) February 13, 2018

The beginning of the year is reportedly the most popular time of year to file for divorce. In fact, January is ominously nicknamed “Divorce Month” in legal circles. Divorce can be a painful decision, and many people, once they’ve decided to separate, have little to no idea what to do moving forward. But why is this important?

“If you would like to be able to decide which schools your kid(s) attend, the doctors they see when they are sick, or which after-school and weekend activities your kids participate in, this is an important distinction for you to consider,” said family law attorney Carolyn H. Young, founder of the Law Office of Carolyn H. Young.

To educate couples seeking divorce, Ms. Young lists the following five tips on what to decide:

No. 1: Decide who makes the decisions going forward. Typically, the courts would
prefer both parents be equally responsible for these decisions. “But in the case where parents are unable to agree, the court may place the responsibility of these decisions with a single parent,” noted Ms. Young.

No. 2: Decide who gets the children and when. Again, the importance of this decision is paramount. “How you make that schedule least disruptive for the kids is the most important part of this decision,” stressed Ms. Young. “You cannot afford to be selfish. You must take into consideration how a schedule might impact their emotional well-being.”

No. 3: Decide who pays child support and health insurance. “Just because you have visitation with your child or children half of the available time does not necessarily mean you are not responsible to pay child support and health insurance,” claimed Ms. Young. “The courts will help determine what works best for the family based on today’s circumstances -- the ability to earn from one parent to the other and how that impacts the family’s overall finances.”

No. 4: Decide who gets what assets. This is usually a tough decision, as some people can be emotionally attached to certain assets. “Discussing who gets what early in the settlement proceedings is important to make sure everyone agrees before they see the division of assets in writing and are caught off guard,” said Ms. Young.

No. 5: Decide who gets which debts. Typically, the courts would prefer to see debts pass to the party that is keeping the asset associated with that debt; for example, auto loans. “In the case of a home loan, this may not be possible if the party who ‘gets the house’ does not have the income to cover the associated loan and expenses,” concluded Ms. Young. “The other party may assume these expenses for a period of time agreed upon in the settlement. Once that time period ends and if the income situation is still as before, the house may need to be sold to make new housing arrangements for the future.”

About Carolyn H. Young, Law Office of Carolyn H. Young
Carolyn H. Young has been a family law sole practitioner in central Texas for more than 23 years. Practice areas of The Law Office of Carolyn H. Young include divorce, child custody and child support agreements and modifications, spousal support or maintenance, domestic violence, paternity, grandparents’ rights, prenuptial agreements, adoption and attorney general cases. For more information, call (512) 481-0900, or visit http://www.carolynyounglaw.com. The law office is located at 3508 Far West Blvd., Suite 190, Austin, TX 78731.

About the NALA™
The NALA offers small and medium-sized businesses effective ways to reach customers through new media. As a single-agency source, the NALA helps businesses flourish in their local community. The NALA’s mission is to promote a business’ relevant and newsworthy events and achievements, both online and through traditional media. The information and content in this article are not in conjunction with the views of the NALA. For media inquiries, please call 805.650.6121, ext. 361. Reported by PRWeb 6 hours ago.

Tulsa Nursing Center Secures Contract with CommunityCare

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U.S. News & World Report-cited Best Nursing Home, Tulsa Nursing Center, will deliver skilled nursing care and rehabilitation through the MCO agreement

TULSA, Okla. (PRWEB) February 13, 2018

StoneGate Senior Living, LLC, an award-winning full spectrum senior care and housing facility, announces a new contract agreement with CommunityCare, a health insurance provider owned by St. John Ascension and Saint Francis Health System. The contract provides access to Tulsa Nursing Centers’ beds and care for individuals within the CommunityCare network. Tulsa Nursing Center, a 2015 U.S. News & World Report-cited Best Nursing Home, delivers comprehensive skilled nursing care and rehabilitation services.

“We are proud to partner as bed and service providers for the patients of St. John Ascension and Saint Francis Health Systems,” says Alicia Conner-Todd RN MSN, StoneGate Senior Living’s Regional Director of Business Development and Clinical Liaison for Tulsa Nursing Center. “The expanded contract ensures that Tulsa area seniors will have access to beds, facilities and care upon discharge from the area’s leading hospitals.”

“Our commitment is to serve our members with care and compassion in an efficient manner,” said Sharon Fletcher, CommunityCare president and CEO. “This contract agreement expands our network of relationships with quality healthcare providers, and ensures our members have access to skilled nursing care and rehabilitation when needed.”

Tulsa Nursing Center also offers a progressive senior wellness program called “LifeWorks,” which delivers a purpose-driven curriculum for enhancing quality of life, and an exceptional dining services program called “Dining Your Way.”

For more information, visit http://tulsanc.com/ and http://www.ccok.com.

About CommunityCare
Launched in 1993, CommunityCare is Oklahoma’s largest locally owned and operated health insurance organization. CommunityCare provides health care services to more than 500,000 individuals and employs 450 individuals in its Tulsa and Oklahoma City offices.

About Tulsa Nursing Center
Tulsa Nursing Center is a 104-bed facility offering comprehensive skilled nursing care and rehabilitation services in a comfortable setting.  Tulsa Nursing Center provides physical, occupational and speech therapy with customized treatment plans. The facility earned a Best Nursing Home citation from US New & World Report in 2015, and is further recognized for its innovative LifeWorks and Dining Your Way programs, providing exceptional life quality and dining choices for its patients.

About StoneGate Senior Living:
StoneGate Senior Living is an award-winning full-spectrum senior care and housing company with 44 properties across Texas, Oklahoma and Colorado. Recently ranked as the nation’s 31st largest transitional and long-term care company by Provider magazine, StoneGate is a fully-integrated post-acute health care company, with service-lines and business units that offer transitional care, long-term care, assisted living, memory care, rehabilitation, wellness, pharmacy, care navigation and post-acute analytical services.
Learn more at http://www.stonegatesl.com/. Reported by PRWeb 4 hours ago.
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