A fiscal patch that Congress approved last month isn't big enough to keep the Children's Health Insurance Program afloat, according to the Centers for Medicaid and Medicare Services.
Reported by NPR 14 hours ago.
CHIP Funding Could Run Out On Jan. 19 For Some States
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CHIP funding could run out as soon as this month in some states
Some states could run out of funding for their Children's Health Insurance Program (CHIP) as early as this month, despite recently approved spending by Congress that was expected to keep the program running through the end of March, federal health officials said Friday.
Reported by CNNMoney 12 hours ago.
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National Improved Medicare For All Making Progress – OpEd
In The Road to Medicare for Everyone, Jacob Hacker is once again working to dissuade single payer healthcare supporters from demanding National Improved Medicare for All and use our language to send us down a false path. Hacker comes up with a scheme to convince people to ask for less and calls those who disagree “purists”. Hacker calls his “Medicare Part E” “daring and doable,” I call it dumb and dumber. Here’s why.
Hacker makes the same assertions we witnessed in August of 2017 when other progressives tried to dissuade single payer supporters.
He starts with “risk aversion,” although he doesn’t use the term in his article. Hacker asserts that those who have health insurance through their employers won’t want to give it up for the new system. Our responses to this are: there is already widespread dislike for the current healthcare system; people don’t like private insurance while there is widespread support across the political spectrum for Medicare and Medicaid; there is also widespread support for single payer; and those with health insurance can be reassured that they will be better off under a single payer system. It is also important to note that employers don’t want to be in the middle of health insurance. Healthcare costs are the biggest complaint by small and medium sized businesses and keep businesses that operate internationally less competitive.
Next, Hacker brings up the costs of the new system and complains that it will create new federal spending. He points to the failures to pass ‘single payer’ in Vermont and California. First, it must be recognized that the state bills were not true single payer bills, and second, states face barriers that the federal government does not, they must balance their budgets. Hacker ignores the numerous studies at the national level, some by the General Accounting Office and the Congressional Budget Office that demonstrate single payer is the best way to save money. Of course there would be an increase in federal spending, the system would be financed through taxes, but the taxes would replace premiums, co-pays and deductibles, which are rising as fast as health insurers can get away with. Hacker proposes a more complex system that will fail to provide the savings needed to cover everyone, the savings that can only exist under a true single payer system.
Hacker also confuses “Medicare for All” with simply expanding Medicare to everyone, including the wasteful private plans under Medicare Advantage. This is not what National Improved Medicare for All (NIMA) advocates support. NIMA would take the national infrastructure created by Medicare and use it for a new system that is comprehensive in coverage, including long term care, and doesn’t require co-pays or deductibles. The system would negotiate reasonable pharmaceutical prices and set prices for services. It would also provide operating budgets for hospitals and other health facilities and use separate capital budgets to make sure that health resources are available where they are needed. And the new system would create a mechanism for negotiation of payment to providers.
Finally, Hacker tries to convince his readers that the opposition to NIMA will be too strong, so we should demand less. We know that the opposition to our lesser demands will also be strong. That was the case in 2009 when people advocated for the ‘public option’ gimmick. If we are going to fight for something, if we are going to take on this opposition, we must fight for something worthwhile, something that will actually solve the healthcare crisis. That something is NIMA. We are well aware that the opposition will be strong, but we also know that when people organize and mobilize, they can win. Every fight for social transformation has been a difficult struggle. We know how to wage these struggles. We have decades of history of successful struggles to guide us.
One gaping hole in Hacker’s approach is that it prevents the social solidarity required to win the fight and to make the solution succeed. Hacker promotes a “Medicare Part E” that some people can buy into. Not only will this forego most of the savings of a single payer system, but it also leaves the public divided. Some people will be in the system and others will be out. This creates vulnerabilities for the opposition to exploit and further divide us. Any difficulties of the new system will be blown out of proportion and those in the system may worry that they are in the wrong place. When we are united in the same system, not only does that create a higher quality system (a lesson we’ve learned from other countries), but it also unites us in fighting to protect and improve that system.
Hacker succeeded in convincing people who support single payer to ask for something less in 2009 and we ended up with a law that is further enriching the health insurance, pharmaceutical and private healthcare institutions enormously while tens of millions of people go without care. Now, Hacker rises again to use the same scare tactics and accusations that he used then to undermine the struggle for NIMA. This is to be expected. The national cry for NIMA is growing and the power holders in both major political parties and their allies in the media and think tanks are afraid of going against the donor class. Social movements have always been told that what they are asking for is impossible, until the tide shifts and it becomes inevitable.
Our task is to shift the tide. We must not be fooled by people like Jacob Hacker. We know that single payer systems work. We have the money to pay for it. We have the framework for a national system and we have the institutions to provide care. Just as we did in 1965 when Medicare and Medicaid were created from scratch, and without the benefit of the Internet, we can create National Improved Medicare for All, a universal system, all at once. Everybody in and nobody out.
We know that we are close to winning when the opposition starts using our language to take us off track. “Medicare Part E” is not National Improved Medicare for All, it is a gimmick to protect the status quo and convince us that we are not powerful. We aren’t falling for it. This is the time to fight harder for NIMA. We will prevail. Reported by Eurasia Review 6 hours ago.
Hacker makes the same assertions we witnessed in August of 2017 when other progressives tried to dissuade single payer supporters.
He starts with “risk aversion,” although he doesn’t use the term in his article. Hacker asserts that those who have health insurance through their employers won’t want to give it up for the new system. Our responses to this are: there is already widespread dislike for the current healthcare system; people don’t like private insurance while there is widespread support across the political spectrum for Medicare and Medicaid; there is also widespread support for single payer; and those with health insurance can be reassured that they will be better off under a single payer system. It is also important to note that employers don’t want to be in the middle of health insurance. Healthcare costs are the biggest complaint by small and medium sized businesses and keep businesses that operate internationally less competitive.
Next, Hacker brings up the costs of the new system and complains that it will create new federal spending. He points to the failures to pass ‘single payer’ in Vermont and California. First, it must be recognized that the state bills were not true single payer bills, and second, states face barriers that the federal government does not, they must balance their budgets. Hacker ignores the numerous studies at the national level, some by the General Accounting Office and the Congressional Budget Office that demonstrate single payer is the best way to save money. Of course there would be an increase in federal spending, the system would be financed through taxes, but the taxes would replace premiums, co-pays and deductibles, which are rising as fast as health insurers can get away with. Hacker proposes a more complex system that will fail to provide the savings needed to cover everyone, the savings that can only exist under a true single payer system.
Hacker also confuses “Medicare for All” with simply expanding Medicare to everyone, including the wasteful private plans under Medicare Advantage. This is not what National Improved Medicare for All (NIMA) advocates support. NIMA would take the national infrastructure created by Medicare and use it for a new system that is comprehensive in coverage, including long term care, and doesn’t require co-pays or deductibles. The system would negotiate reasonable pharmaceutical prices and set prices for services. It would also provide operating budgets for hospitals and other health facilities and use separate capital budgets to make sure that health resources are available where they are needed. And the new system would create a mechanism for negotiation of payment to providers.
Finally, Hacker tries to convince his readers that the opposition to NIMA will be too strong, so we should demand less. We know that the opposition to our lesser demands will also be strong. That was the case in 2009 when people advocated for the ‘public option’ gimmick. If we are going to fight for something, if we are going to take on this opposition, we must fight for something worthwhile, something that will actually solve the healthcare crisis. That something is NIMA. We are well aware that the opposition will be strong, but we also know that when people organize and mobilize, they can win. Every fight for social transformation has been a difficult struggle. We know how to wage these struggles. We have decades of history of successful struggles to guide us.
One gaping hole in Hacker’s approach is that it prevents the social solidarity required to win the fight and to make the solution succeed. Hacker promotes a “Medicare Part E” that some people can buy into. Not only will this forego most of the savings of a single payer system, but it also leaves the public divided. Some people will be in the system and others will be out. This creates vulnerabilities for the opposition to exploit and further divide us. Any difficulties of the new system will be blown out of proportion and those in the system may worry that they are in the wrong place. When we are united in the same system, not only does that create a higher quality system (a lesson we’ve learned from other countries), but it also unites us in fighting to protect and improve that system.
Hacker succeeded in convincing people who support single payer to ask for something less in 2009 and we ended up with a law that is further enriching the health insurance, pharmaceutical and private healthcare institutions enormously while tens of millions of people go without care. Now, Hacker rises again to use the same scare tactics and accusations that he used then to undermine the struggle for NIMA. This is to be expected. The national cry for NIMA is growing and the power holders in both major political parties and their allies in the media and think tanks are afraid of going against the donor class. Social movements have always been told that what they are asking for is impossible, until the tide shifts and it becomes inevitable.
Our task is to shift the tide. We must not be fooled by people like Jacob Hacker. We know that single payer systems work. We have the money to pay for it. We have the framework for a national system and we have the institutions to provide care. Just as we did in 1965 when Medicare and Medicaid were created from scratch, and without the benefit of the Internet, we can create National Improved Medicare for All, a universal system, all at once. Everybody in and nobody out.
We know that we are close to winning when the opposition starts using our language to take us off track. “Medicare Part E” is not National Improved Medicare for All, it is a gimmick to protect the status quo and convince us that we are not powerful. We aren’t falling for it. This is the time to fight harder for NIMA. We will prevail. Reported by Eurasia Review 6 hours ago.
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CHIP funding could run out in some states
Some states could exhaust their funding for the Children's Health Insurance Program, known as CHIP, before March 31 despite a recent Congressional spending infusion.
Reported by CNNMoney 54 minutes ago.
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Issues to watch in the 2018 legislative session
MONTGOMERY, Ala. (AP) — Alabama lawmakers return to Montgomery on Tuesday to begin the 2018 legislative session that comes at the start of an election year. The session is expected to be dominated by two major budgetary issues: prisons and the Children’s Health Insurance Program. Alabama is facing a court order to improve conditions in […]
Reported by Seattle Times 6 hours ago.
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Medical Research? Congress Cheers. Medical Care? Congress Brawls.
Lawmakers are pushing for billions in new funding for biomedical research, but sparring over health insurance and almost everything else related to the Affordable Care Act.
Reported by NYTimes.com 4 hours ago.
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Exotic Medical Research? Congress Swoons. Basic Medical Care? Congress Brawls.
Lawmakers are pushing for billions in new funding for biomedical research, but sparring over health insurance and almost everything else related to the Affordable Care Act.
Reported by NYTimes.com 5 hours ago.
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It may finally be time for Trump's 'good shutdown'
**· *Congress must pass a bill to fund the government by January 19, or the federal government will enter a partial shutdown.*
· *President Donald Trump has previously advocated for a "good" shutdown.*
· *Between policy fights and political willingness, that shutdown might actually come.*
--------------------In May, President Donald Trump tweeted that it may be time for a "good" shutdown of the federal government.
He may finally get his wish.
If Congress does not pass a bill to fund the government by January 19, the federal government will enter a partial shutdown.
Lawmakers from both parties avoided the fate a slew of times in 2017 with a series of short-term extensions. Now, a confluence of political and policy-based factors could make avoiding a shutdown a significant hurdle.
*Why it didn't happen before*
Congress faced down a potential shutdown multiple times in 2017.
Two deadlines in late April resulted in a punt to September, as Republicans attempted to avoid complicating their healthcare push.
The September deadline resulted in a punt to December because the bill was tied to a critical increase in the debt ceiling. The December deadlines were pushed back because of a combination of disagreements over key policy issues — and the holiday break. As the conservative House Freedom Caucus feared, lawmakers don't like sticking around Capitol Hill on Christmas.
*Why this time is different*
Congress has been fine with punting on a long-term funding solution before — but now there is urgency to complete a longer-term deal. That means, however, that the chances of a shutdown are higher.
Greg Valliere, chief strategist at Horizon Investments, said the odds of a short-term punt don't seem as great this time.
"Perhaps there will be another extension, but the 'kick the can down the road' strategy, which was so popular last fall, has fewer supporters now," Valliere said in a note to clients. "We got a couple of emails yesterday from readers who think Congress is crying wolf once again on a government shutdown, but we think this time may be different."
The January deadline seems opportune because no outside legislative issues that lawmakers want to attach to the funding bill — the Deferred Action for Childhood Arrivals immigration program, Children's Health Insurance Program, and others — have a hard and fast deadline.
This could make ideological conservatives more likely to oppose any short-term bill — and Democrats more likely to push for their legislative priorities to be added.
Those same issues, however, are ideological sticking points for different factions of each party, and agreements won't be easy to reach.
Chris Kreuger, an analyst at Cowen Washington Research Group, said in a note to clients Thursday that Trump may not consider a government shutdown a bad outcome for a few reasons. For one, Kreuger said, it would play to Trump's "Drain the Swamp" narrative.
For another, Kreuger added, Trump may view the shutdown as a power play.
"Analogous to President Reagan firing the air-traffic controllers, this will make Trump look like a strong leader standing up for the core deliverables his base wants, i.e. The Wall," the strategist said.
Additionally, Kruger wrote, a shutdown could play into the hands of both parties.
"The central irony in this standoff is that both Trump and Congressional Democrats believe they command the high ground," he said. "Trump believes a shutdown over funding The Wall is good politics for him and the Congressional Democrats believe shutting down the government over DACA/Dreamer funding is good politics for them — they both may be right."
*Why this time isn't different*
A few factors in this round of negotiations, however, point to Congress either avoiding a shutdown with a large package or simply punting again.
Congressional leaders have been working on the same core set of issues as part of a funding package since September. Democrats are still insistent on codifying the DACA program, but the deadline to do so won't come until March. They've already punted on items like CHIP before with short-term extensions in funding.
A shutdown would be a serious black eye for Republican leaders. It would also be the first time since 1979 that a party has allowed the government to shut down while controlling Congress and the White House.
And if employees are furloughed or sent on leave, it would be the first time that has ever happened under one-party control.
Maintaining the status quo is fairly simple in Washington, and punting on the deadline again could be the simplest solution — for now.
"Even if these issues are resolved quickly, which looks unlikely, still another enormous budget issue looms in March," Valliere said. "Raising the debt ceiling, which cannot be accomplished without help from Democrats."
*SEE ALSO: The government-shutdown fight is about to get nasty over Democrats' key issue*
Join the conversation about this story »
NOW WATCH: How the net neutrality repeal will hurt small businesses — including anyone who sells things on sites like Etsy Reported by Business Insider 4 hours ago.
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Congress cheers medical research, balks at medical care
Lawmakers are pushing for billions in new funding for biomedical research, but sparring over health insurance and almost everything else related to the Affordable Care Act.
Reported by Seattle Times 20 hours ago.
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Chubb enhances Work Injury Compensation Insurance in Singapore
SINGAPORE - Media OutReach - 8 January 2018* - *Chubb today announced the enhancement to its *Chubb Work Guard^TM* product -- a Work Injury Compensation Insurance for Singapore businesses. The enhanced wording will apply to all risks bound from 1 January 2018, unless separately agreed.
At the core of the enhanced policy, is the broader suite of insurance coverages that encompasses Increased Common Law Limit and Increased Medical Expenses provision. These have been incorporated to meet the evolving business needs in the face of changing workplace safety and health management systems in Singapore.
Chubb Work Guard also offers benefits such as coverage for Hospitalisation Leave and Non-Occupational Accidental Death and Total Permanent Disability, both of which are beyond the statutory requirements. Twelve new benefits have also been added:
· Traditional Chinese Medicine expenses
· Replacement Staff/Recruitment Costs
· Funeral Expenses
· Continuous Worldwide Bed Confinement
· Accidental HIV Infection
· Terrorism Benefit -- Injury (Lump Sum)
· Terrorism Benefit -- Witness (Lump Sum)
· Terrorism Benefit -- Incapacity (Lump Sum)
· Workplace Trauma Benefit
· 24-hour Cover on Worldwide Business Travel
· Travelling to and from Work (excluding travelling on two-wheelers)
· Contingent Liability to Independent Contractors
Adam Clifford, Chubb's Country President for Singapore said, "To ensure a holistic and progressive solution for businesses in Singapore, we have redesigned our product offering so that it remains competitive and tailored to our clients' needs. With our deep market insight and commitment to quality service, we aim to provide a best-in-class solution for our existing and potential clients so they have adequate protection to mitigate the impact of a workplace accident."
*About Chubb in Singapore*
Chubb is the world's largest publicly traded property and casualty insurer. Chubb Insurance Singapore Limited, via acquisitions by its predecessor companies, has been present in Singapore since 1948. Chubb in Singapore provides risk management and underwriting expertise for all major classes of general insurance, including Property & Casualty, Marine, Liability, Financial Lines and Group Personal Accident insurance. As one of the leading providers of Accident & Health insurance through direct marketing, the company partners with financial institutions and other companies to tailor individual policies for their clients and employees. In addition, it offers a suite of customised Personal & Specialty insurance solutions to meet the needs of consumers. Over the years, Chubb in Singapore has established strong client relationships by offering responsive service, developing innovative products and providing market leadership built on financial strength.
More information can be found at www.chubb.com/sg. Reported by Media OutReach 7 minutes ago.
At the core of the enhanced policy, is the broader suite of insurance coverages that encompasses Increased Common Law Limit and Increased Medical Expenses provision. These have been incorporated to meet the evolving business needs in the face of changing workplace safety and health management systems in Singapore.
Chubb Work Guard also offers benefits such as coverage for Hospitalisation Leave and Non-Occupational Accidental Death and Total Permanent Disability, both of which are beyond the statutory requirements. Twelve new benefits have also been added:
· Traditional Chinese Medicine expenses
· Replacement Staff/Recruitment Costs
· Funeral Expenses
· Continuous Worldwide Bed Confinement
· Accidental HIV Infection
· Terrorism Benefit -- Injury (Lump Sum)
· Terrorism Benefit -- Witness (Lump Sum)
· Terrorism Benefit -- Incapacity (Lump Sum)
· Workplace Trauma Benefit
· 24-hour Cover on Worldwide Business Travel
· Travelling to and from Work (excluding travelling on two-wheelers)
· Contingent Liability to Independent Contractors
Adam Clifford, Chubb's Country President for Singapore said, "To ensure a holistic and progressive solution for businesses in Singapore, we have redesigned our product offering so that it remains competitive and tailored to our clients' needs. With our deep market insight and commitment to quality service, we aim to provide a best-in-class solution for our existing and potential clients so they have adequate protection to mitigate the impact of a workplace accident."
*About Chubb in Singapore*
Chubb is the world's largest publicly traded property and casualty insurer. Chubb Insurance Singapore Limited, via acquisitions by its predecessor companies, has been present in Singapore since 1948. Chubb in Singapore provides risk management and underwriting expertise for all major classes of general insurance, including Property & Casualty, Marine, Liability, Financial Lines and Group Personal Accident insurance. As one of the leading providers of Accident & Health insurance through direct marketing, the company partners with financial institutions and other companies to tailor individual policies for their clients and employees. In addition, it offers a suite of customised Personal & Specialty insurance solutions to meet the needs of consumers. Over the years, Chubb in Singapore has established strong client relationships by offering responsive service, developing innovative products and providing market leadership built on financial strength.
More information can be found at www.chubb.com/sg. Reported by Media OutReach 7 minutes ago.
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Policybazaar.com Launches its First Ever TV Campaign on Travel Insurance
*Policybazaar.com *(twitter handle: @policybazaar_in), India’s largest insurance website and comparison portal, has launched its first ever television campaign on travel insurance, highlighting its importance especially when travelling overseas.*PolicyBazaar.com Travel Insurance*
The campaign emphasizes particularly on the unforeseen medical emergencies that a traveller may face in a foreign land which may burn a hole in their pocket without an adequate travel insurance cover.
Some people travel abroad for medium to long term work, and they are generally insured by their employer. However, there are 40 to 50% Indians who are eligible to take travel insurance from India but they don't due to various reasons.
“We have found through our internal research that people tend to believe travel insurance takes care of only air accidents, while some others assume their regular health policy will take care of any unforeseen incidents abroad. Both these assumptions are incorrect. If you fall sick or become a victim of an accident abroad, it is only travel insurance that can give you protection against substantial expenses in a foreign land,” said *Mr. Tarun Mathur- Director, Policybazaar.com. *
As per the estimates of the United Nations World Tourism Organization (UNWTO), the number of Indians travelling abroad has been growing with an average 10-12% annual growth over the last seven years, and by 2020, India will account for 50 million outbound tourists.
“Even as more and more Indians are travelling abroad, what we have observed is most people ignore buying travel insurance where it’s not mandatory. This is being penny wise but pound foolish. People don’t realize that a medical emergency in a foreign land can cost them heavily on their pocket. We, the largest insurance aggregator in India, feel it is our responsibility to create mass awareness about the importance of travel insurance when traveling abroad,” added *Mr.* *Sai Narayan, Associate Director and Head of Marketing, Policybazaar.com.*
The week-long campaign is designed by the in-house team of Policybazaar.com and executed by *K Silent Productions*. The TV campaign has gone on air since December 16, 2017.
The TV commercial starts with a young traveller (actor *Aparshakti Khurana*) sitting on his bags with one broken hand in a sling. He says before he could enjoy his foreign trip, he suffered the hand injury. He rues that travel insurance was available on policybazaar.com for as low as Rs 300, but he did not take it, and had to shell out Rs 3 lakhs to get his injury treated. The ad ends with the young man saying, “*Policybazaar.com par apna travel insurance zaroor karana*.”
*PolicyBazaar.com Travel Insurance Ad 2017*
*You Tube Link*
https://www.youtube.com/watch?v=1n7X1AQNcFg
*Creative Credits*
Policybazaar.com Marketing Team
Associate Director and Head of Marketing - *Sai Narayan*
Marketing Manager - *Samir Sethi*
*Production House:* K Silent Productions
*Writer/ Creative Director:* Riazat Khan
*Director:* Ankit Mehrotra
*Executive Producer:* KC Pandey/ Riazat Khan
*About PolicyBazaar.com*
PolicyBazaar.com is India's largest insurance marketplace. It has backing from a host of investors including the likes of Temasek, Tiger Global Management, True North, InfoEdge (Naukri.com), Premji Invest, besides investments from other PE funds and family offices. The portal started with a purpose to educate people on insurance products and has had a significant influence on how insurance is bought in India. It has helped in driving penetration of pure life insurance, health insurance and such products which were barely bought earlier.
From receiving traffic of 180,000 visitors in 2008, PolicyBazaar.com has come a long way and today hosts over 80 million visitors yearly and records sale of nearly 150,000 transactions a month. Currently, PolicyBazaar.com accounts for nearly 25% of India’s life cover, and over 7% of India’s retail health business. It accounts for roughly half of all internet based insurance purchase in the country, and is more than doubling annually.
The company has received several accolades in India and globally. The most noteworthy being recognized as India’s top and world’s leading “*Fin Tech Innovator*” by the Global consultancy firm, KPMG and venture capital fund, H2 Ventures for 2015 & 2016. It has won a range of awards, including The Financial Express “*Best Fintech Marketplace*”, The Economic Times “*Best Corporate Brand*”, Internet & Mobile Association of India (IAMAI) “*Best Financial Website*” for two years, and BML Munjal Award for “*Excellence in Learning & Development*” among the most notable ones in the last couple of years. Reported by NewsVoir 4 minutes ago.
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Trump administration rule would let more Americans drop Obamacare
WASHINGTON (Reuters) - The Trump administration on Thursday proposed a rule to allow Americans who are self-employed or work for small businesses to buy health insurance that does not comply with all Obamacare requirements in an effort to unwind the 2010 healthcare law.
Reported by Reuters 4 days ago.
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Phoenix Band Monika Almon goes from Foreclosure to Hollywood
In an inspiring turnaround, a relatively unknown married pop duo MONIKA ALMON have gone from foreclosing on their home to earning the support and backing of music industry heavy hitters.
PHOENIX, Ariz. (PRWEB) January 08, 2018
In an inspiring turnaround, a relatively unknown married pop duo MONIKA ALMON have gone from foreclosing on their home to earning the support and backing of music industry heavy hitters.
“You’ll be hard-pressed to find a more passionate duo than Monika Almon.“
Karlie Hustle, Beats1 Radio + Apple Music
“Monika and Almon… are creating music that pushes the boundaries of the genres.”
Ariel Chobaz, Grammy® Nominated Mix/Sound Engineer
“talented partners, spouses and lifelong friends… whose passion for music goes beyond the recording studio.. Watch this power music couple take over!!!!”
Rachel Cole, NBC 12 News
In a Cinderella story of sorts this musical duo has found a way to not only garner the attention and support from names like Ariel Chobaz, a Grammy® nominated Mix and Sound Engineer, and Karlie Hustle, the Music Manager for Beats1 Radio + Apple Music, but they’ve been able to thrive as a couple for over 15 years.
In 2009 they released their first album and soon after found themselves struggling financially. Almon was laid off from work and, like so many people at this time, they were upside-down on a home they could no longer afford. Through tears and hard choices, they decided the only option was to let go of their home and soon after their car. Opting to ride bikes for over a year and a half as a way to save so they could continue working on music, Almon suffered an injury. Adding to an already stressful situation, his injury left him unable to work and without health insurance.
-
These hard times have brought them closer together and have helped to form an even deeper love for each other and their music. With a lot of hard work, persistence, and support from friends and family, they are back on their feet and working on their best music ever.
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Teasing a 90 sec clip of their first completed song with Ariel Chobaz Hearts Bleeding on their Kickstarter page, they are well on their way. Since launching their Kickstarter campaign, they have been featured on NBC News 12 and have raised over $11,000 in less than 15 days.
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Excited to share their new music and the story of how they got here, MONIKA ALMON invite you to join “THETEAM” and become a part of the journey! The Kickstarter is live and runs until Wednesday, January 17 2018 8:00 PM MST.· NBC News 12 Coverage: https://goo.gl/tF8mT5
MONIKA ALMON are available for interviews.
To schedule, contact 602-689-9915 or prinfo(at)monikaalmon(dot)com Reported by PRWeb 17 hours ago.
PHOENIX, Ariz. (PRWEB) January 08, 2018
In an inspiring turnaround, a relatively unknown married pop duo MONIKA ALMON have gone from foreclosing on their home to earning the support and backing of music industry heavy hitters.
“You’ll be hard-pressed to find a more passionate duo than Monika Almon.“
Karlie Hustle, Beats1 Radio + Apple Music
“Monika and Almon… are creating music that pushes the boundaries of the genres.”
Ariel Chobaz, Grammy® Nominated Mix/Sound Engineer
“talented partners, spouses and lifelong friends… whose passion for music goes beyond the recording studio.. Watch this power music couple take over!!!!”
Rachel Cole, NBC 12 News
In a Cinderella story of sorts this musical duo has found a way to not only garner the attention and support from names like Ariel Chobaz, a Grammy® nominated Mix and Sound Engineer, and Karlie Hustle, the Music Manager for Beats1 Radio + Apple Music, but they’ve been able to thrive as a couple for over 15 years.
In 2009 they released their first album and soon after found themselves struggling financially. Almon was laid off from work and, like so many people at this time, they were upside-down on a home they could no longer afford. Through tears and hard choices, they decided the only option was to let go of their home and soon after their car. Opting to ride bikes for over a year and a half as a way to save so they could continue working on music, Almon suffered an injury. Adding to an already stressful situation, his injury left him unable to work and without health insurance.
-
These hard times have brought them closer together and have helped to form an even deeper love for each other and their music. With a lot of hard work, persistence, and support from friends and family, they are back on their feet and working on their best music ever.
-
Teasing a 90 sec clip of their first completed song with Ariel Chobaz Hearts Bleeding on their Kickstarter page, they are well on their way. Since launching their Kickstarter campaign, they have been featured on NBC News 12 and have raised over $11,000 in less than 15 days.
-
Excited to share their new music and the story of how they got here, MONIKA ALMON invite you to join “THETEAM” and become a part of the journey! The Kickstarter is live and runs until Wednesday, January 17 2018 8:00 PM MST.· NBC News 12 Coverage: https://goo.gl/tF8mT5
MONIKA ALMON are available for interviews.
To schedule, contact 602-689-9915 or prinfo(at)monikaalmon(dot)com Reported by PRWeb 17 hours ago.
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Proposed federal rule could be game-changer for small biz health insurance
A proposed rule by the U.S. Department of Labor would allow small business to band together for large group insurance. The new "small business health plans," a new take on association health plans, would allow small businesses to band together for the purposes of health insurance, either by forming industry-based associations or location-based associations. The possibility could be attractive to numerous small businesses that had previously sought insurance through small group plans. Self-employed…
Reported by bizjournals 15 hours ago.
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Senate Bill Would Boost Contraceptive Coverage
Under a bill filed in the state Senate, health-insurance policies would be required to provide coverage for FDA-approved contraceptive drugs without imposing deductibles, coinsurance or co-payment requirements.
Reported by cbs4.com 11 hours ago.
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Center for Autism and Related Disorders Donates Thousands of Treatment Hours to Individuals with Autism Spectrum Disorder
In service of its social justice initiative, CARD provided over $1,000,000 in free treatment to families in need in 2017.
WOODLAND HILLS, Calif. (PRWEB) January 08, 2018
Center for Autism and Related Disorders (CARD) announced today that it is continuing its long tradition of donating treatment hours to families affected by autism spectrum disorder (ASD). While CARD has provided free treatment every year since it was founded in 1990, 2017 marked a record year in which over 12,000 hours of treatment were provided at no cost to families.
CARD is a premier leader in the field of autism treatment and specializes in using the principles of applied behavior analysis (ABA) to treat individuals of all ages diagnosed with ASD. ABA is the only scientifically validated treatment for ASD and is most effective when delivered early and at a high level of intensity. ABA is unique in the number of hours of treatment that are often required to ensure optimal outcomes, and the cost of ABA often puts treatment out of reach for families without insurance.
“We have come a long way in the effort to secure insurance coverage for autism treatment, but we continue to encounter families who have no health insurance or whose insurance doesn’t include mental health benefits,” explained Doreen Granpeesheh, Ph.D., BCBA-D, founder and CEO of CARD. “From the beginning, I have been committed to an inclusive treatment model that provides access to treatment for families across all demographics, and I remain more committed than ever to ensuring that treatment is accessible and affordable to all who need it.”
CARD’s mission includes a social justice initiative to protect and expand the rights of people with disabilities through legislation, public policy, advocacy, and civic engagement.
“Despite CARD’s engagement in advocacy and public policy, the prevalence of autism makes it likely that we will always encounter families in desperate need of our help. It’s humbling to realize that we have the means to provide that help,” said Dr. Granpeesheh.
About Center for Autism and Related Disorders (CARD)
CARD treats individuals of all ages who are diagnosed with autism spectrum disorder (ASD) at treatment centers around the globe. CARD was founded in 1990 by leading autism expert and clinical psychologist Doreen Granpeesheh, PhD, BCBA-D. CARD treats individuals with ASD using the principles of applied behavior analysis (ABA), which is empirically proven to be the most effective method for treating individuals with ASD and recommended by the American Academy of Pediatrics and the US Surgeon General. For more information, visit http://www.centerforautism.com or call (855) 345-2273.
To learn more or to schedule an interview, contact Sarah Tweddell at (818) 345-2345, extension 1112 or via email at S.Tweddell(at)centerforautism.com. Reported by PRWeb 8 hours ago.
WOODLAND HILLS, Calif. (PRWEB) January 08, 2018
Center for Autism and Related Disorders (CARD) announced today that it is continuing its long tradition of donating treatment hours to families affected by autism spectrum disorder (ASD). While CARD has provided free treatment every year since it was founded in 1990, 2017 marked a record year in which over 12,000 hours of treatment were provided at no cost to families.
CARD is a premier leader in the field of autism treatment and specializes in using the principles of applied behavior analysis (ABA) to treat individuals of all ages diagnosed with ASD. ABA is the only scientifically validated treatment for ASD and is most effective when delivered early and at a high level of intensity. ABA is unique in the number of hours of treatment that are often required to ensure optimal outcomes, and the cost of ABA often puts treatment out of reach for families without insurance.
“We have come a long way in the effort to secure insurance coverage for autism treatment, but we continue to encounter families who have no health insurance or whose insurance doesn’t include mental health benefits,” explained Doreen Granpeesheh, Ph.D., BCBA-D, founder and CEO of CARD. “From the beginning, I have been committed to an inclusive treatment model that provides access to treatment for families across all demographics, and I remain more committed than ever to ensuring that treatment is accessible and affordable to all who need it.”
CARD’s mission includes a social justice initiative to protect and expand the rights of people with disabilities through legislation, public policy, advocacy, and civic engagement.
“Despite CARD’s engagement in advocacy and public policy, the prevalence of autism makes it likely that we will always encounter families in desperate need of our help. It’s humbling to realize that we have the means to provide that help,” said Dr. Granpeesheh.
About Center for Autism and Related Disorders (CARD)
CARD treats individuals of all ages who are diagnosed with autism spectrum disorder (ASD) at treatment centers around the globe. CARD was founded in 1990 by leading autism expert and clinical psychologist Doreen Granpeesheh, PhD, BCBA-D. CARD treats individuals with ASD using the principles of applied behavior analysis (ABA), which is empirically proven to be the most effective method for treating individuals with ASD and recommended by the American Academy of Pediatrics and the US Surgeon General. For more information, visit http://www.centerforautism.com or call (855) 345-2273.
To learn more or to schedule an interview, contact Sarah Tweddell at (818) 345-2345, extension 1112 or via email at S.Tweddell(at)centerforautism.com. Reported by PRWeb 8 hours ago.
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BATON ROUGE, La. (AP) — A short-term infusion of cash from Congress for a health insurance program for low-income children has given Louisiana a few extra weeks to pay for coverage. But the money is expected to run out sometime around March. Before the short-term patch approved by Congress before the holidays, the Louisiana Department […]
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Exclusive: What NM Health Connections' new CEO sees in her, and the nonprofit's, future
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The Children's Health Insurance Program Is In Peril Again. But There's Good News.
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