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CVS buys health insurer Aetna to counter Amazon

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Amazon is considering diving into the pharmacy business, and that's making incumbents nervous... so nervous, in fact, that it just sparked one of the larger acquisitions in recent memory. CVS Health is acquiring the insurance giant Aetna for the equ... Reported by engadget 11 hours ago.

Author Karen Ann McDaniel’s newly released “The Miracle Of Tested Love: The Lord’s Gift of Alzheimer’s” is a book for caregivers of loved ones with Alzheimer’s Disease.

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“The Miracle Of Tested Love: The Lord’s Gift of Alzheimer’s” from Christian Faith Publishing author Karen Ann McDaniel shares her personal experiences as a caregiver to multiple loved ones who suffered from Alzheimer’s Disease. She recounts her thoughts and feelings as she faced a future as a newly appointed caregiver, struggled to cope as a caregiver, and reflected on her time as a caregiver.

(PRWEB) December 04, 2017

“The Miracle Of Tested Love: The Lord’s Gift of Alzheimer’s”: a caregiver’s insights for those taking care of loved ones afflicted with Alzheimer’s Disease. “The Miracle Of Tested Love: The Lord’s Gift of Alzheimer’s” is the creation of published author, Karen Ann McDaniel. Karen has been the director of West Valley Assistance Center, a case manager, and a benefits specialist for low income, at-risk senior citizens. She has also been the director and a counselor for the Tri County Council on Domestic Violence & Sexual Assault, Inc. in Northern Wisconsin, which required her to maintain the shelter house and transitional living facility for victims and their children. She has served on the Wisconsin Counties Association. She has worked as a paralegal and teacher, who taught fourth grade, seventh grade, eighth grade, ESL, and GED courses. Karen Ann McDaniel was the first women in her home county elected as the county supervisor. She served eight years. She has also published a weekly column in her local newspaper on local government for seven years. She is a certified SHIP (State Health Insurance Program) counselor through the Area Agency on Aging. She has also received training as a grief counselor. Karen has been a caregiver for her godmother, two brothers-in-law, and mother who all suffered from Alzheimer’s Disease.

Karen shares, “This book is for those on the caregiving path who welcome insight on how to make the journey less painful and less difficult. On these pages I share my unedited, heartfelt concerns and challenges along with thoughts and fears that are rarely exposed and addressed much less spoken.”

Published by Christian Faith Publishing, Karen Ann McDaniel’s new book, “The Miracle Of Tested Love: The Lord’s Gift of Alzheimer’s” is a book for those facing the prospects of caring for a loved one with Alzheimer’s Disease. It is also intended for those already caring for a loved with Alzheimer’s. It is a book for those who have already taken care of a loved who has since passed. Author Karen Ann McDaniel shares her thoughts and feelings as a caregiver of a several loved one who suffered from Alzheimer’s Disease.

Caring for a loved one with Alzheimer’s is a caregiver’s final and most important responsibility. Caretakers do not want to unintentionally ruin, disrespect, or even destroy the memories and opportunities offered to them as caregivers. They must remember to cherish their time for it will never be repeated They must hold onto their memories as though letting go might mean certain death. Recalling the memories will bring tears and sadness. In time, however, they will also reappear as treasures of the heart that will comfort them with untold warmth and love.

View a synopsis of “The Miracle Of Tested Love: The Lord’s Gift of Alzheimer’s” on YouTube.

Consumers can purchase“The Miracle Of Tested Love: The Lord’s Gift of Alzheimer’s” at traditional brick & mortar bookstores, or online at Amazon.com, Apple iTunes store, Kobo or Barnes and Noble.

For additional information or inquiries about “The Miracle Of Tested Love: The Lord’s Gift of Alzheimer’s”, contact the Christian Faith Publishing media department at 866-554-0919. Reported by PRWeb 4 hours ago.

CVS-Aetna mega deal; Brexit crunch; Tax bill boost

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1. Massive pharma deal: CVS Health is buying Aetna in the largest health insurance deal in history. Reported by CNNMoney 2 hours ago.

Aditya Birla health insurance to focus on retail

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Reported by newKerala.com 48 minutes ago.

NM health care enrollments tracking higher than past years

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With two weeks left for people to enroll in a health insurance plan, thousands more New Mexicans are signing up for health care during this open enrollment season than in the past couple of years. Data from the Centers for Medicare Services shows 15,440 people in New Mexico have enrolled for health insurance four weeks into the six-week period. This year's enrollment season is four weeks shorter than usual. Week four numbers were 12,071 in 2016 and 10,284 in 2015. Those numbers, released every… Reported by bizjournals 23 hours ago.

Five Tips for Including Your Dog in Your Holiday Photos

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Embrace Pet Insurance offer top tips for including your pet in your holiday photos.

CLEVELAND (PRWEB) December 05, 2017

The holidays are a time for families to come together and celebrate the joy of the season; your family dog isn't exempt from the festivities either! From stockings stuffed with bones to squeaky toys wrapped under the tree, your dog has many things to look forward to this holiday season. Fido can even join in the traditional holiday family photo. Whether you hired a photographer to take your photos in a snowy field or you're setting up a tripod for a DIY session, preparation is always helpful when including your pup in a photo session.

Embrace Pet Insurance has assembled five tips for including your dog in your photos this year. They encourage their pet parents to use the #EmbraceYourPets hashtag, so they never miss a pup-star moment.

1. Schedule Grooming Accordingly
We all want to look best in our portraits, and our dogs are no exception. Plan for a grooming appointment the day before your photo session, and book it a few weeks ahead of time to ensure you get the date and time you want. Waiting until the day of can create an overbooked, stressful day for a pup. Don't forget to add a nail grinding since the nails might show up in some of the close-up shots.

2. Stock Up On Treats
Getting your dog to look at the camera can be the difference between an okay image and a great portrait. Be sure to pack your dog's favorite treats - and don't be shy! When it comes time to get your dog's attention, give the treats to the photographer. If you're taking your own photos, it will be helpful to have a friend along who can help focus your dog's attention. Once all the human family members are posed and ready, have the assistant -who is standing near the camera - bring out a treat to get your dog's attention. Be sure to get your dog's attention last because he won't be able to stay focused very long.

Bonus tip: Don't feed your dog a huge meal before the photo session. If he's stuffed, he won't be as easily swayed by the treats.

3. Walk Your Dog
Dog trainers, dog owners, and vets all know the secret to a happy dog: activity! An active dog is a happy dog. Be sure to walk your dog in the morning before a session, and don't stop there. During the session, itself take breaks to walk around the studio or play a quick round of fetch.

4. Beauty Rest
Research continually shows us that our canine friends experience a range of emotions and moods. A dog can have a grumpy day or a happy-go-lucky-everything-is-awesome kind of day. And just like humans, our mood can depend a lot on the quality and quantity of sleep we get. Before a photo shoot - which does require a bit of openness and patience on the part of your dog - make sure he gets a good nice of rest. A well-rested dog is much more likely to be in a good mood and more tolerable of the posing and multiple shots during a session.

5. Consider Dog-Friendly Locations
Regardless of whether you hire a professional, a friend or your Uncle Bob to take your photos, you are going to need to choose a location for your session. Does your photographer have a studio or are you aiming for an outdoor holiday scene? Ask yourself the following questions:· Is the studio dog-friendly? Are there easily accessible outdoor potty spots? Is the studio "puppy-proofed?" Note that professional studios that specialize in pet photography should take extra precautions to make sure your session is enjoyable and safe. For instance, clients with dogs should never be booked with overlapping appointments; some dogs may be easily frightened by other dogs, which would not result in a stress-free session.
· Is the outdoor location safe for dogs? Are there nearby roads that are busy? Doing a session in the middle of a busy street (a la The Beatles) isn't a great idea for Rover. If you are choosing a meadow or field for your photos, make sure that your dog won't be posing in any plants that are toxic to dogs.
· What is the weather? Is a snowy winter scene appropriate for small breed puppy? Probably not. Is your snowy scene good to go for your Husky? Sure. Consider all weather conditions (including temperature) for your specific dog. Not all dogs enjoy snow, but some love it. If your dog is petrified of any form of precipitation, it's best to avoid it all together.

If this is your dog's first photo session, remember to take the time to let him get used to the equipment and photographer. You'll be rewarded with great holiday photos!

About Embrace Pet Insurance
Embrace Pet Insurance is an Ohio-based pet health insurance provider, offering comprehensive, personalized insurance products for dogs and cats across the United States. Embrace is consistently ranked as one of the highest-rated U.S. pet insurance companies, and is a proud member of the North American Pet Health Insurance Association. Embrace is the only company to offer a diminishing deductible feature, the Healthy Pet Deductible, and continues to innovate and improve the pet insurance experience for pet parents across the country. For more information about Embrace Pet Insurance, visit http://www.embracepetinsurance.com or call (800) 511-9172.

About the North American Pet Health Insurance Association
Embrace is a proud member of the North American Pet Health Insurance Association (NAPHIA). NAPHIA is comprised of reputable pet health insurance (PHI) organizations across Canada and the United States. NAPHIA’s membership makes up over 99 percent of all pet health insurance coverage in effect in North America.

As a coalition, NAPHIA works to advance and grow the PHI industry through proactive research, data sharing, benchmarking initiatives, advocacy efforts, strategic partnerships, resource sharing, and the dissemination of information to collaboratively address challenges and opportunities. To learn more, visit http://www.naphia.org/. Reported by PRWeb 23 hours ago.

Government Shutdown Looms Amid Clash Over "Dreamers" Fate

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Government Shutdown Looms Amid Clash Over Dreamers Fate In an announcement that will provide some measure of relief for T-bill traders and others who are skeptical about Republican lawmakers' ability to compromise with their Democratic colleagues, the Republican House leadership said Tuesday they would bring a stopgap bill to extend funding at its current levels - and preserve funding for a popular child health-care program - until Dec. 22. Otherwise, the current continuing resolution would expire on Friday, tilting the federal government into its first shutdown since 2013.

The compromise leaves much to be desired, however, and a workable, long-term spending compromise will unlikely be reached, which is making markets nervous. As we reported yesterday, the T-bill market has once again been under pressure, with the Dec 14 Bill the traders' focus for now:

Lawamakers' unwillingness to compromise on this bill, however, is due to one policy demand that Democrats have staked their political future on, but Republicans see as tantamount to amnesty: Enshrining DACA, or DREAM Act, protections into law.

The deal look ready to go in Setember when Trump annoounced he'd struck a deal with "Chuck and Nancy" to pass a continuing resolution in exchange for a series of Democratic compromises on imigration enforcement while Trump would fight to push Congress to authorize the DACA privileges. Trump had canceled an executive order granting those protections earlier this year.

However, a few weeks later, Trump went back on his word, proposing that the final legislation include funding for his border wall - something Democrats had never agreed to. Meanwhile, some Republicans have taken a hard line on the DACA protections, saying there's "no way" they'd be included in a spending bill before the end of the year. More from Bloomberg:



John Cornyn of Texas, the Senate’s No. 2 Republican leader, said Monday that talks with Senate Democrats over combining new border security measures and deportation protections are at an impasse. Cornyn said he sees little chance for resolution before the year is over, pushing the matter into early 2018.

 

He also told reporters that *“no way”* would he back combining such a package with a must-pass year-end spending deal designed to keep the government open, a key demand of Democrats to get their needed support to move it through the Senate.

 

Speaking on the Senate floor, he accused Democrats of a “hysterical and cynical ploy” of threatening to trigger a shutdown over the matter.* Republicans are angling for a two-week stop-gap measure to get past a Dec. 8 deadline when agency spending authority lapses, with the potential for a second such measure later in the month that extends into January. Democrats haven’t agreed to those terms.*



Widening the divide, many powerful Democrats are demanding these protections be enshrined in law by the end of the year. 



Senator Richard Durbin of Illinois, the No. 2 Democratic leader, said later that he continues to insist that Congress act this year to address the needs of the young immigrants, brought to the U.S. by their parents when they were children. *Their deportation protections were put in place by President Barack Obama and temporarily extended by Trump until early March. Ending them will affect 1,000 young people each day over two years if the deadline is reached, Durbin said.*

 

*“I want it done this year,” Durbin said. “This calendar year.”*



At least one Republican who’s in favor of keeping the protections has said it’s possible they pass by the end f the year – just not as part of the bill to reauthorize spending.



The protection for the those covered by Obama’s Deferred Action for Childhood Arrivals program, or DACA, has been up in the air throughout the first year of Trump’s presidency. Trump in September agreed with Senate Minority Leader Chuck Schumer of New York and House Minority Leader Nancy Pelosi of California to move a border security bill by year’s end, and pair it with protections for the immigrants. He has since backed away from it.

 

*A Senate Democratic aide familiar with the negotiations said that Republicans proposed a plan for a dramatic increase for border resources, some cuts to the number of legal immigrants and only temporary protections for the young immigrants. *Durbin put forth a counter proposal with more modest border resources, combined with a permanent DACA fix and a pathway to citizenship for the immigrants.



Given the rancor these negotiations have instilled in both Democrats and Republicans, it’s also unlikely the two sides will be able to compromise on issues like preserving Obamacare subsidies, funding for Planned Parenthood and disaster relief spending.

For now, at least, Republicans have cobbled together a stopgap - *though it's still unclear if this will have the votes to pass the senate*. The plan maintains the current federal spending levels but includes a provision to ensure that states are not forced to suspend the popular Children's Health Insurance Program, which annually provides health insurance for nearly 9 million children in low-income families.

*"This bill, one without any controversial policy riders, will continue government funding and give the House and Senate time to complete their work on a long-term solution," *McConnell said on the Senate floor Monday.

"It will keep the government open and functional, and it includes critical resources for our national defense and to give states certainty to continue the Children's Health Insurance Program while the bipartisan work on CHIP reauthorization continues," he added.

McConnell summarized the republican position best, noting that that Congress has until March before those covered by the Deferred Action for Childhood Arrivals (DACA) program lose protections from the program President Trump is ending.

*“I don’t think the Democrats would be very smart to say they want to shut down the government over a nonemergency,” *McConnell said on ABC’s “This Week.”

Of course, the Democrats will claim that it is an emergency, and certainly a worthy cause for government shutdown, just as Trump enjoyed his biggest legislative victory to date.

As the Hill pointed out, *Pelosi and Schumer said in a statement accepting an invitation to meet at the White House on Thursday that a “bipartisan deal” could be found to pass the “DREAM Act along with tough border security measures.”*

“There is a bipartisan path forward on all of these items,” the two said in the statement, which also emphasized the need to boost defense and nondefense spending and provide disaster relief.

* * *

Meanwhile, on Tuesday morning, as touched upon up top, the House Republican leadership said it was forging ahead with a stop-gap bill to keep the government funded through Dec. 22 and avoid a shutdown, despite a Monday night push from the conservative Freedom Caucus to move the date past Christmas. Lawmakers emerged from a House GOP conference meeting on Tuesday morning indicating that leaders are leaning toward a two-week continuing resolution (CR).

“Leadership is locked in on Dec. 22,” Freedom Caucus Rep. Andy Biggs (R-Ariz.) told The Hill.

The Freedom Caucus had protested the strategy and held up a vote on a motion to go conference with the Senate on tax legislation Monday night until they got assurances from leadership that they would consider a longer CR. But leaders appear to be sticking with their original plan.

* * *

Still, the question remains: How long can lawmakers keep doing this before they get tired of pretending they have some deal in the worlds, and realize that a permanent solution is impossible and usher in the first shutdown since 2013? Reported by Zero Hedge 22 hours ago.

Lowering income helps some people afford health insurance

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Anne Cornwell of Tennessee reduced her hours at work to lower her income and thereby become eligible for subsidies under the  -More-  Reported by SmartBrief 21 hours ago.

Support Waves for Senate Bill to Shore Up Health-Insurance Markets

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Republicans appear to be on the brink of striking down the Affordable Care Act’s health-insurance requirement. But the fate of a bipartisan bill that centrist Republicans hoped would offset some of the fallout is in doubt. Reported by Wall Street Journal 21 hours ago.

The CHIP Program Is Beloved. Why Is Its Funding in Danger?

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A children’s health insurance program popular with both Republicans and Democrats is in limbo because of partisan rancor that has stymied legislative action in Washington. Reported by NYTimes.com 17 hours ago.

Analysts weigh pros and cons of $69B CVS merger with Aetna

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Analysts say the bid by CVS Health Corp. to acquire health insurance giant Aetna Inc. could provide benefits like better access to consumers and possibly lower costs, but also may drive other insurers away from CVS to other pharmacy benefit managers. Reported by bizjournals 19 hours ago.

Walker asks Congress to renew children’s insurance program

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MADISON, Wis. (AP) — Gov. Scott Walker is calling on Congress to renew the Children’s Health Insurance Program which sends $115 million in federal payments to Wisconsin. Walker on Tuesday sent House Speaker Paul Ryan and Senate Majority Leader Mitch McConnell a letter urging renewal of the program that faces an uncertain future in Congress. […] Reported by Seattle Times 18 hours ago.

Support Wavers for Senate Bill to Shore Up Health-Insurance Markets

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Republicans appear to be on the brink of striking down the Affordable Care Act’s health-insurance requirement. But the fate of a bipartisan bill that centrist Republicans hoped would offset some of the fallout is in doubt. Reported by Wall Street Journal 8 hours ago.

West Virginia senators urge extending child health program

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MORGANTOWN, W.Va. (AP) — West Virginia’s U.S. senators are pushing to reauthorize funding for the 20-year-old Children’s Health Insurance Plan, which expired in October. According to health officials, the program covers 21,321 children statewide and about 9 million nationally. It provides low-cost health coverage for children under 19 in working families that earn too much […] Reported by Seattle Times 15 hours ago.

Leave children’s health off the bargaining table

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Congressional leaders should stop using the vital federal Children’s Health Insurance Program as a bargaining chip and get it reauthorized. Reported by Seattle Times 14 hours ago.

Hickenlooper says he’s frustrated, baffled that Congress hasn’t renewed Children’s Health Insurance Program

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Colorado Gov. John Hickenlooper on Tuesday renewed his call for Congress to reauthorize the Children's Health Insurance Program, expressing exasperation and bewilderment that funding for the bipartisan children's health care program had been allowed to expire in the first place. Reported by Denver Post 14 hours ago.

Island Air failed to pay employee health insurance prior to conversion

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Island Air did not pay the health insurance premiums for its 423 employees last month because it failed to do so before converting its Chapter 11 bankruptcy to a Chapter 7 liquidation. Reported by bizjournals 13 hours ago.

NYPD Surgeon Among Those Accused In Health Insurance Fraud Plot

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A health insurance fraud plot has led to the arrests of 20 people, including an NYPD doctor. Reported by CBS 2 11 hours ago.

York School Board, Supervisors to see if joining health insurance would save money

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The York County School Board and Board of Supervisors are moving forward to see if projected savings of joining health insurance plans are actually possible — about a year after they debated the merits of even doing the study.

The two boards met for a meeting at Tabb Library Tuesday ahead of budget... Reported by dailypress.com 11 hours ago.

Island Air fails to pay for ex-workers’ November health care

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HONOLULU (AP) — Court records say Island Air promised employees it would continue to pay for their health insurance until the end of November, but failed to do so. The Honolulu Star-Advertiser reports that the airline, which ceased operations Nov. 10, did not pay for its 423 former employees’ November health care, leaving some without […] Reported by Seattle Times 7 hours ago.
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