Trump weighs in on Republicans' tax bills, possibly throwing a monkey wrench into their plan

November 13, 2017, 8:06 am

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· *President Donald Trump tweeted about the Republican tax plan on Monday.*
· *Trump said the bill should include the repeal of Obamacare's individual mandate.*
· *That would raise revenue for the bill, but also complicate the political math.*

--------------------President Donald Trump on Monday weighed in via Twitter on the latest GOP tax plans.

Trump praised new bills in the House and Senate, called the Tax Cuts and Jobs Act (TCJA), but suggested a few improvements.

"I am proud of the Rep. House & Senate for working so hard on cutting taxes {& reform.} We’re getting close!" Trump tweeted from Asia, where he is attending an economic summit in the Philippines. "Now, how about ending the unfair & highly unpopular Indiv Mandate in OCare & reducing taxes even further? Cut top rate to 35% w/all of the rest going to middle income cuts?"

Trump's tweet reiterated a long-standing push for the tax bill to include a repeal of the Affordable Care Act's penalty for not having health insurance. The Congressional Budget Office determined in a new report Wednesday that the mandate's repeal would decrease the federal deficit by $338 billion over the next 10 years, but would also leave 13 million more people without coverage than under current law.

Sens. Ted Cruz and Tom Cotton have also advocated for the repeal, with Cruz attacking the House TCJA because it does not include the provision. (The Senate legislation also does not include it.)

Trump and others have argued the move would allow Republicans to make their tax plan more generous, including cutting the top tax rate to 35%. The House's bill would keep the top rate at 39.5% while the Senate would lower it slightly to 38.5%.

Whether or not the mandate repeal would be enough to offset the reduced rate Trump proposes is unclear. But it would add another difficult layer to the already complex math issue that Republican leaders are facing, since the bill can only add $1.5 trillion to the deficit over 10 years.

Adding healthcare into the already contentious tax issue could also complicate the road ahead. Senate Republicans were unable to pass any Obamacare repeal and replace bill over the summer, and an individual mandate repeal could face similar pushback from some Republican senators.

*SEE ALSO: Paul Ryan, McConnell, and Trump are on a collision course over the competing GOP tax bills*

Join the conversation about this story »

NOW WATCH: Senator Bob Corker slams Trump and says he has 'great difficulty with the truth' Reported by Business Insider 9 hours ago.

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Trump names former drug exec as new health secretary

November 13, 2017, 7:57 am

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WASHINGTON (AP) — Turning to an industry he's rebuked, President Donald Trump on Monday picked a former top pharmaceutical and government executive be his health and human services secretary, overseeing a $1 trillion department responsible for major health insurance programs, medical research, food and drug safety, and public health. The nomination of Alex Azar is unusual because HHS secretaries have tended to come from the ranks of elected officials such as governors, leaders in academia, or top executive branch managers — not industries regulated by the department. "He will be a star for better healthcare and lower drug prices!" Trump tweeted in announcing the nomination Monday morning. Reported by SeattlePI.com 10 hours ago.

With Obamacare, fewer Americans were uninsured when they were told they had cancer

November 13, 2017, 8:19 am

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As President Trump and his allies in Congress keep pushing to get rid of Obamacare, new research shows that the contentious law has succeeded in expanding health insurance coverage for Americans with cancer.

But not everywhere. This upside of Obamacare — known formally as the Patient Protection... Reported by L.A. Times 9 hours ago.

Lauren’s List: Getting A Discount On Dental Care

November 13, 2017, 8:19 am

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Many people are still weighing their health insurance options for 2018, including figuring out how you pay to keep your teeth in tip-top shape. Reported by cbs4.com 9 hours ago.

Donald Trump names former drug executive as new health secretary

November 13, 2017, 9:00 am

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Turning to an industry he's rebuked, Trump picked Alex Azar, former top pharmaceutical and government executive be his health and human services secretary, overseeing a $1 trillion department responsible for major health insurance programs, medical research, food and drug safety, and public health. Reported by IndiaTimes 9 hours ago.

Max Bupa redefines health insurance; introduces 'AnyTimeHealth' machines

November 13, 2017, 8:53 am

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Reported by newKerala.com 9 hours ago.

Pet Health Insurance Offer Extended for AARP Members

November 13, 2017, 9:04 am

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Petplan Renews Agreement with AARP to provide discounts and special promotions to AARP members

NEWTOWN SQUARE, Pa. (PRWEB) November 13, 2017

Petplan pet insurance is excited to announce a new three-year extension to its relationship with AARP as a pet insurance provider, helping thousands of Americans save money on pet health care.

“Helping AARP members take the best care of their pets, no matter their budget, has been rewarding since we first started offering this AARP member benefit in 2014,” says Natasha Ashton, co-founder and co-CEO of Petplan. “We’re so pleased to have this opportunity to ensure that millions of AARP members have access to affordable pet insurance.”

Under the agreement, AARP members will receive exclusive special offers, discounted rates and other benefits. The most significant perk AARP members receive via the relationship is up to a 10% online discount (1) on their monthly premiums.

Members will also receive:· complete coverage for new illnesses and unexpected injuries
· freedom to use any veterinarian in North America
· a dedicated 24/7 customer service team (available at 1.800.239.6870)
· express claims submission with the Petplan app or via online account
· a subscription to Petplan’s award-winning pet health magazine, fetch!
· up to a $35 Petplan Visa® Prepaid Card (2) on initial signup, which can be used toward annual veterinary exams and other pet wellness care expenses

“Our members regard their pets as part of the family, who deserve the same top-notch health care any other relative would receive,” says AARP Services Inc. senior vice president Angela Jones. “The security of being financially backed by the world’s largest pet insurance provider when faced with unexpected veterinary bills—and being able to obtain that service at a discount—gives great peace of mind to AARP members. Petplan has proven themselves as more than just an insurance provider; they’re truly passionate about pet health and that is why we are excited to continue our relationship.”

“Our relationship with AARP allows us to help extend longevity and quality of life for their members’ pets, which in turn enriches the health and wellbeing of the members themselves,” says Ashton. “We’ve used our more than 40 years of global industry experience to offer a product that truly fits pet owners’ needs, and we service that product with compassionate, friendly, round-the-clock customer care. Our goal is to offer more than just financial aid to pet owners—we’re here to help them support the health of their pets through every stage of life.”

For more information about how AARP members can take advantage of this exclusive offer, please visit http://www.gopetplan.com/aarp.

1. 5% member discount, 5% online discount. Subject to state approvals. Discounts not available in FL, HI and TN.
2. This Visa® Prepaid Card is issued by MetaBank®, Member FDIC, pursuant to a license from Visa U.S.A. Inc. Prepaid card offer is not available in FL, ND and WA. Offer subject to change, subject to state approvals, and may not be available in all states. Not valid with any other offer.

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ABOUT PETPLAN
Petplan has built an industry-leading pet insurance policy for pet parents who demand a higher pedigree of care for their best friends. We’ve leveraged 40 years of global experience to create completely customizable coverage pet parents can feel confident in, and world-class claims service that operates 24 hours a day, every day.

Petplan’s innovative approach to pet insurance has been recognized by Forbes, Financial Times, Bloomberg, Inc. magazine, Smart CEO, the Communicator Awards, Ernst & Young and many others.

Petplan policies are underwritten in the U.S. by XL Specialty Insurance Company and in Canada by XL Specialty Insurance Company-Canadian Branch. The company is rated A+ by S&P (2017). Coverage may not be available in all jurisdictions. For more information about Petplan pet insurance, visit http://www.petplan.com or call 1-866-467-3875.

ABOUT AARP

AARP is the nation’s largest nonprofit, nonpartisan organization dedicated to empowering Americans 50 and older to choose how they live as they age. With nearly 38 million members and offices in every state, the District of Columbia, Puerto Rico, and the U.S. Virgin Islands, AARP works to strengthen communities and advocate for what matters most to families with a focus on health security, financial stability and personal fulfillment. AARP also works for individuals in the marketplace by sparking new solutions and allowing carefully chosen, high-quality products and services to carry the AARP name. As a trusted source for news and information, AARP produces the world’s largest circulation publications, AARP The Magazine and AARP Bulletin. To learn more, visit http://www.aarp.org or follow @AARP and @AARPadvocates on social media.

ABOUT AARP SERVICES, INC.
AARP Services, Inc., founded in 1999, is a wholly-owned taxable subsidiary of AARP. AARP Services manages the provider relationships for and performs quality control oversight of the wide range of products and services that carry the AARP name and are made available by independent providers as benefits to AARP’s millions of members. The provider offers currently span health products, financial products, travel and leisure products, and life event services. Specific products include Medicare supplemental insurance; credit cards, auto and home, mobile home and motorcycle insurance, life insurance and annuities; member discounts on rental cars, cruises, vacation packages and lodging; special offers on technology and gifts; pharmacy services and legal services. AARP Services also engages in new product development activities for AARP and provides certain consulting services to outside companies. Reported by PRWeb 9 hours ago.

Trump Again Wades Into Tax Debate, Suggesting Repeal of Obamacare Mandate

November 13, 2017, 9:53 am

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President Trump took to Twitter to suggest that Republicans cut taxes even further by repealing the Affordable Care Act’s mandate that most people have health insurance. Reported by NYTimes.com 8 hours ago.

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Republicans are kicking their tax reform push into high gear

November 13, 2017, 10:10 am

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· *Both the House and Senate plan to move forward with different versions of the Republican tax bill this week.*
· *The House is aiming to bring its version of the Tax Cuts and Jobs Act to the floor on Thursday for final passage.*
· *The Senate Finance Committee is starting the markup of the chamber's version of the TCJA on Monday.*

--------------------It's a make-or-break week for Republicans, as the party tries to speed its massive tax plan through both chambers of Congress in an attempt to finish the bill by the end of the year.

In the House, leaders are hoping for final passage of their version of the Tax Cuts and Jobs Act (TCJA) in time for the Thanksgiving break — but they still face significant hurdles.

In the Senate, the Finance Committee will take up the bill for a markup on Monday, as GOP leaders in the upper chamber try and solve some complex math issues with the bill.

Any delay at this point could put President Donald Trump's aggressive timeline in jeopardy.

*House tries to get agreement for final passage*

The House Budget Committee is scheduled to take up the version of the TCJA that was reported out of the Ways and Means Committee last week. That will likely set up a vote on the bill some time of Thursday or Friday on the House floor.

Passage remains uncertain, as some Republican lawmakers have continued to express concern over some of the bill's proposals. The biggest concern remains proposed changes to the state and local (SALT) deduction.

GOP members from states like New York and California have expressed significant concerns over how the bill would hit their constituents. Eight Republicans have said they will vote against the bill or have serious doubts. Republicans can only lose 22 members for the bill to pass.

Given that margin, however, and the pressure for members to pass the bill to at least advance it to the next stage, there is a good chance it will clear the hurdle, said Isaac Boltansky, an analyst at the research firm Compass Point.

"As of Sunday evening, there were at least seven GOP defections and the focus this week will be on securing the support from reticent Republicans in high-tax states such as California, New York, and New Jersey," Boltansky wrote Monday. "While the whip count is fluid, we believe odds favor the House clearing its tax package by the end of the week."

If the the bill does not pass, the entire GOP timeline would be thrown into flux. The House is scheduled to recess for the week of November 20 for Thanksgiving. Given that a government shutdown fight is waiting on the other side of the break, having to push the tax vote off until after the holiday could complicate their desire to get the bill done by the end of the year.

*Senate Finance takes up their TCJA*

Starting at 3 p.m. ET, the Senate Finance Committee will begin its markup of the Tax Cuts and Jobs Act, as written by committee chair Sen. Orrin Hatch of Utah.

The markup is likely to last several days and include policy arguments, procedural gripes from Democrats, and at least a little bit of political posturing.

Perhaps the biggest questions posed at the meeting will be revolve around how the legislation will fit into the budget reconciliation's constraints.

The Senate TCJA can only add $1.5 trillion to the federal deficit over the first 10 years it is enacted. And after that window, it can't add any new debt at all.

The Senate's legislation skirts by on the first point, according to analyses, but misses on the second part. According to reports, GOP aides on the finance committee have admitted the bill would add to the deficit outside of 10 years and will need fixes. But how to implement those fixes — whether by cutting out current provisions or simply ending certain cuts after 10 years — remains to be seen.

If you want an idea of just how long and contentious the committee process may be, there are 355 possible amendments to the legislation filed with the committee. (It is not likely, but possible, that all will be considered.)

*Trump returns from Asia, could throw push into flux*

Nearly wrapping up a 13-day trip to Asia, Trump pitched a new tax reform idea via Twitter on Monday.

The president said both chambers should include the repeal of Obamacare's individual mandate as part of their tax bills. While such a move would lower the federal deficit by $388 billion over the next 10 years, according to the Congressional Budget Office, it would also leave 13 million more people without health insurance compared to current law over that timeframe.

Trump also suggested using those savings from the mandate repeal to cut the top individual tax rate for people making over $500,000 to 35% from current proposals of 39.5% in the House bill and 38.5% in the Senate bill.

While the mandate repeal was something many conservatives wanted included in the tax bill, it would likely complicate the political calculus in the Senate. More moderate Republicans like Sens. Susan Collins and Lisa Murkowski voted against a similar measure during the Obamacare fight over the summer.

Trump's insertion into the talks, however, adds another volatile element into a process that already has enough potential stumbling blocks.

*SEE ALSO: Trump weighs in on Republicans' tax bills, possibly throwing a monkey wrench into their plan*

Join the conversation about this story »

NOW WATCH: Watch Paul Manafort — Trump's former campaign chairman — surrender to the FBI Reported by Business Insider 7 hours ago.

Humana expands board of directors with former federal health administrator

November 13, 2017, 10:42 am

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Humana Inc. has expanded its board of directors for the second time this year. Humana (NYSE: HUM), a Louisville-based health insurance and health services company, named Dr. Karen DeSalvo as the 12th member of its board of directors. DeSalvo, 52, is a former government public health administrator and university administrator, according to a news release. Most recently, she held two overlapping roles with the U.S. Department of Health and Human Services: national coordinator for health information… Reported by bizjournals 7 hours ago.

Fin24.com | NHI could go same route as e-tolls, Davis Tax Committee warns

November 13, 2017, 11:35 am

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The uncertainty around National Health Insurance is cause for concern, says the Davis Tax Committee, which emphasised the need for proper consultation before its implementation. Reported by News24 6 hours ago.

Business Highlights

November 13, 2017, 3:20 pm

≫ Next: Marcel’s Culinary Experience and Marché (Glen Ellyn, Ill.) Announce Holiday Gift-Giving, Party-Planning and Entertaining Offerings

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___ Oil prices are up now, but surge might be short-term The price of oil has risen by about one-third since the summer, but many experts think the surge won't last. They point to growing U.S. production. Still, higher prices for energy could translate into higher prices for airline tickets and consumer goods. ___ Trump turns to drug industry for his new health secretary WASHINGTON (AP) — President Donald Trump has picked a former top pharmaceutical and government executive to be his health and human services secretary. If confirmed by the Senate, Alex Azar will oversee a $1 trillion department responsible for major health insurance programs, medical research, food and drug safety, and public health. Reported by SeattlePI.com 2 hours ago.

Marcel’s Culinary Experience and Marché (Glen Ellyn, Ill.) Announce Holiday Gift-Giving, Party-Planning and Entertaining Offerings

November 14, 2017, 12:04 am

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Gourmet retail store/cooking school Marcel’s Culinary Experience and "sister store" cheese/wine shop Marché, both in Glen Ellyn, Ill., have announced new offerings for year-end holiday gift-giving, party planning and entertaining.

GLEN ELLYN, Ill. (PRWEB) November 14, 2017

Gourmet retail store/cooking school Marcel’s Culinary Experience and cheese/wine shop Marché—just three doors apart in downtown Glen Ellyn—have announced new offerings for year-end holiday gift-giving, party planning and entertaining.

“There’s literally something for every culinary, food and wine enthusiast, as well as anyone who’s planning a party, holiday meal or other event,” says Jill Foucré, longtime Glen Ellyn resident who owns both award-winning businesses with her husband Bob Bye.

Ready for the upcoming holidays are:· An updated selection of gift boxes and gift baskets at both stores, starting at $50 that can be picked up or shipped anywhere in the continental U.S. Attractively packaged, they feature savory and sweet specialty foods, artisan cheeses and meats and other accoutrements for individual or corporate gift-giving. Custom boxes and baskets are also available, according to Foucré.

· Marché’s CultureClub cheese subscription, now available in month-to-month, 4-, 8-, or 12-month packages. A “ViniCulture” option is also available, with wines that complement the cheeses.

· Cheese and charcuterie boards in a variety of sizes beautifully arranged and ready for presentation at home and work events, sandwich trays, even a “wedding cake” made of cheese—all from Marché.

· Gift cards in any amount for merchandise or classes. Marcel’s sells cookware, professional tools, tableware, specialty foods and many one-of-a-kind items at all price points. It offers classes nearly every day on a wide range of topics for cooks of all ages and skill levels. Marché sells items for serving and enjoying wine and cheese; its classes focus on cheese appreciation, how to pair it with wine or beer and related topics.

· In-store private events—including cocktail parties, group classes and wine/cheese tastings—for up to 60 attendees at Marcel’s and up to 25 at Marché. For each venue, the store’s staff tailors the menu, beverages and guest participation levels according to hosts’ preferences and budgets.

· Chef-driven in-home or in-office events for groups of practically any size throughout Chicagoland with Marcel’s Maison service. Unlike traditional caterers, hosts and guests can observe and interact with the chef. “It’s like a chef’s table in a restaurant. Weekend dates through the end of the year are booking up quickly,” Foucré said.

For more information, stop by Marcel’s or Marché, visit http://www.marcelsculinaryexperience.com or http://www.marche496.com, or call Foucré at 630-790-8500.

About Marcel’s Culinary Experience
Marcel’s Culinary Experience is a combination retail store and recreational cooking school located at 490 N. Main St. in historic downtown Glen Ellyn, Ill., about 20 miles west of downtown Chicago. Marcel’s operates a full schedule of culinary classes for cooks of all ages and skill levels, and is available for in-store private events of up to 60 people, as well as in-home or in-office options featuring a private chef. The retail space is stocked with fine cookware and hardworking professional tools, exquisite tablewares, specialty foods and one-of-a-kind items. Marcel’s owner is Jill Foucré, a former health insurance executive, who named the space after her grandfather, a French chef and restaurateur.

About Marché
Marché is a cheese shop at 496 N. Main St. in downtown Glen Ellyn, Ill., that also sells sandwiches, charcuterie, cheese boards, wine, beer and complementary items. It offers catering, on-site classes and private events. Reported by PRWeb 18 hours ago.

CEO Of Florida Addiction Recovery Center Talks Opioid Abuse During Today Show Appearance

November 14, 2017, 1:06 am

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Brittany Ringersen, CEO of Lighthouse Recovery Institute in Boynton Beach, Florida, recently appeared on NBC. She spoke during a Today show television segment documenting the steps companies like CVS and Walgreens are taking to curb opioid addiction. As a recovering addict, Ringersen was able to offer insight from both sides of the coin in hopes of preventing others from having to suffer through the turmoil of drug and alcohol abuse.

BOYNTON BEACH, Fla. (PRWEB) November 14, 2017

Speaking from heartfelt personal experience, Lighthouse Recovery Institute CEO Brittany Ringersen recently appeared on a Today show television segment regarding opioid prescriptions in the U.S. Given that Ringersen, 28, battled drug and alcohol addiction for years, being able to speak during the NBC television spot was personally fulfilling. However, she hopes that those still suffering hear her words and soon seek help.

The September 2017 Today show story addressed national drug store chains CVS and Walgreens making sincere efforts to curb opioid abuse. According to the article, CVS will soon distribute just one week’s worth of opioids in hopes of lowering instances of addiction. CVS, which is largest drug store chain in U.S., has 90 million members who’ll soon need a second note from their doctor in order to refill their opioid prescription. According to the report, Walgreens is also airing videos that offer personal perspectives from those affected by drug addiction.

“I think that if the physicians would have taken the time years ago when I was an adolescent and prescribed controlled substances and educated not only me, but my family, that things could have possible ended up differently,” Ringersen said, adding that her own battle with addiction was sparked by a simple visit to have her wisdom teeth taken out.

Given that the opioids OxyContin, Vicodin and Percocet are often prescribed after dental surgery, Ringersen isn’t the first to be given powerful drugs to deal with post-surgery pains. However, she was able to overcome the grip of these painkillers and has been clear for nearly 10 years.

According to federal statistics, some 300,000 people have died as a result of opioid abuse in the U.S. since 2000. It’s appropriate then that the White House in late October 2017 declared the issue a “national health emergency.” Ringersen is encouraged by this as well as the fact that Florida’s largest health insurance company’s plans to no longer cover OxyContin as of Jan. 1, 2018. With this recent progress in mind, Lighthouse Recovery Institute has developed comprehensive and wide-ranging approaches to curbing opioid addition as well as abuse of other drugs and alcohol.· Group and individual therapy to identify the continuing causes of substance abuse.
· Treatment of addiction as a disease and approaching it through medical, psychotherapeutic and social service means.
· Affordable and flexible payment plans that are covered by most insurance policies and a staff who can help guide you through the process.

For more information about Ringersen and Lighthouse Recovery Institute, please visit lighthouserecoveryinstitute.com.

About:

Lighthouse Recovery Institute is an addiction treatment center staffed by medical professionals and licensed practitioners. Lighthouse Recovery Institute, whose motto is “The Leaders in Comprehensive Addiction Treatment,” has been certified by the Florida Department of Children and Families as well as the Florida Association of Recovery Residences among other institutions. Reported by PRWeb 17 hours ago.

ez1095 Software Now Supports Multiple Accounts for Growing Companies Printing ACA Forms

November 14, 2017, 2:04 am

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Halfpricesoft.com updates ez1095 ACA software to add an unlimited amount of accounts within the single user software at no additional cost for year 2017. Test drive before purchase at http://www.halfpricesoft.com.

SAN DIEGO (PRWEB) November 14, 2017

The brand new 2017 version of ez1095 ACA form software from Halfpricesoft.com has just been released. It continues to satisfy the requirements by the government to file forms 1094 and 1095 starting in 2017.

ez1095 2017 can easily be updated with 2016 version information for returning customer ease of use. The quick start guide will walk new customers step by step on setup of the software and how to print the forms correctly.

“The new print and mail version of ez1095 2017 software has just been released to accommodate unlimited accounts and clients,” said Dr. Ge, the founder of Halfpricesoft.com.

The new healthcare law requires all employers with 50 or more full-time employees or equivalents to file an annual return reporting health insurance they offered employees.

ez1095 software is compatible with Windows 10, 8.1, 8, 7, Vista, XP and other Windows systems. Potential customers can download and try this software at no obligation by visiting http://www.halfpricesoft.com/aca-1095/form-1095-software-free-download.asp

Some unique features of this innovative application are:· Print ACA Form 1095-C, 1094-C, 1095-B and 1094-B on white paper for recipients and IRS with inkjet or laser printer.
· PDF print 1095-C and 1095-B recipient copies.
· Efile version available at additional cost.
· Support unlimited companies.
· Support unlimited number of recipients.
· Print unlimited number of 1095 and 1094 forms.
· Data import feature.
· Print Form 1095 C: Employer-Provided Health Insurance Offer and Coverage Insurance.
· Print Form 1094 C: Transmittal of Employer-Provided Health Insurance Offer and Coverage Information Returns.
· Print Form 1095-B: Health Coverage.
· Print Form 1094-B: Transmittal of Health Coverage Information Return.

Prices have not increased from last year. The single user version is only $195, ($295 for efile version) this ACA forms filing software saves employers time and money by processing forms, in-house. To learn more about ez1095 ACA software, customers can visit http://www.halfpricesoft.com/aca-1095/aca-1095-software.asp

About halfpricesoft.com
Founded in 2003, Halfpricesoft.com has established itself as a leader in meeting the software needs of small businesses around the world with its payroll software, employee attendance tracking software, check printing software, W2 software, 1099 software and barcode generating software. It continues to grow with its philosophy that small business owners need affordable, user friendly, super simple, and totally risk-free software. Reported by PRWeb 16 hours ago.

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Did NJEA consultant steer teachers to a shoddy Florida rehab center?

November 14, 2017, 6:28 am

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Some New Jersey teachers say they were essentially trapped in a Florida rehab facility while their health insurance was billed thousands, according to an investigation by STAT and the Boston Globe. Reported by NJ.com 12 hours ago.

Another guilty plea in multi-million dollar health insurance scam

November 14, 2017, 6:51 am

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A pharmaceutical sales representative from Galloway is the latest to admit his role in the wide-ranging fradulent scheme Reported by NJ.com 11 hours ago.

uBiome Launches SmartJane™ - Revolutionary Test for Women's Health

November 14, 2017, 9:10 am

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uBiome launches SmartJane™. A revolutionary, doctor-ordered, at-home, clinical precision-sequencing™ women's health test to combine screening for multiple strains of HPV+STIs+vaginal flora and risk factors to get the answers you need.

SAN FRANCISCO (PRWEB) November 14, 2017

UBIOME LAUNCHES SMARTJANE™—
REVOLUTIONARY TEST FOR WOMEN’S HEALTH THAT COMBINES HPV, STIs, AND VAGINAL RISK FACTORS
TO GET YOU THE ANSWERS YOU NEED

uBiome’s Combined HPV, STI, and Vaginal Risk Factors Test Lets You Test at Home — And It’s Covered by Health Insurance
.......

uBiome, the leader in microbial genomics, launches SmartJane™— the first sequencing-based at-home women’s health test. SmartJane™ is the first test to combine human papillomavirus (HPV) genotyping, sexually transmitted infections (STI) testing, and microbial risk factors for HPV infection, bacterial vaginosis, cervicitis, idiopathic infertility, pelvic inflammatory disease, bacterial vaginosis, and aerobic vaginitis. Patients can sample in the comfort of their own home. The test is not intended to replace traditional Pap smears or well woman visits. SmartJane™ is only available with a valid lab test order from a healthcare provider.

SmartJane™ can tell doctors and patients which type of HPV strain they have (genotyping), and how the microbiome interacts with HPV to increase or decrease risk. SmartJane tests for 14 high-risk HPV types which are associated with cervical cancer, squamous intraepithelial lesions, and cervicitis. SmartJane also tests for 5 low-risk HPV strains.

In a combined approach, SmartJane™ tests for three common STIs as well as HPV and vaginal flora balance: Chlamydia trachomatis (chlamydia), Neisseria gonorrhoeae (gonorrhea), and Mycoplasma genitalium. Mycoplasma genitalium is a common STI that can be a cause of unexplained pregnancy. This bacterium has been recently implicated in cervicitis, pelvic inflammatory disease, and infertility in women. Mycoplasma genitalium was recently found to have a prevalence at least as high as that of Chlamydia trachomatis and Neisseria gonorrhoeae, but has not been included in standard STI tests, until now with SmartJane™.

“Our mission focuses on using the most advanced technologies to understand the human microbiome. SmartJane™ uses our proprietary precision sequencing technique to test for eleven strains of high risk HPV as well as common STIs, and microbial co-factors associated with HPV and other conditions,” said Dr. Jessica Richman, co-founder and CEO of uBiome. “This is a great step forward for women’s health and an exciting addition to uBiome’s line of sequencing-based lab developed tests.”

Collecting the sample is simple and takes just two minutes at home. Once the sample is collected, it is then placed in a prepaid mailer and dropped in the mailbox for return to the uBiome CLIA-licensed (Clinical Laboratory Improvement Amendments) and CAP-accredited (College of American Pathologists) laboratory in San Francisco. After the sample is processed, uBiome sends a link to its HIPAA-compliant website. Here the patient and prescribing doctor can access the test report, which can then be used as a valuable resource for further treatment planning.

Dr. Zachary Apte, co-founder and CTO of uBiome and Adjunct Professor of Biochemistry and Biophysics at the University of California, San Francisco adds: “Our vast dataset collected over five years, with hundreds of thousands of samples, along with our patented analytical techniques and peer-reviewed methods, allow us to create revolutionary new assays.

One of these is SmartJane™, the world’s first sequencing-based clinical test for the vaginal microbiome.”

uBiome’s proprietary methods have exceptional sequencing accuracy for the detection of HPV infection, according to a paper in preparation for submission to peer review. On average, the sensitivity, specificity, precision, and negative prediction value for the microorganisms of the vaginal microbiome included on the test are 99.3%, 100.0%, 98.1%, 100.0% for the species, and 97.0%, 100.0%, 99.9%, 100.0% for the genera, respectively.

SmartJane™ is the second in a series of ground-breaking clinical tests that uBiome has developed. The first in the series, SmartGut™, the world’s first sequencing-based clinical microbiome test, was launched in the fall of 2016.

About uBiome:
Founded in 2012, uBiome is the world’s leading microbial genomics company with a mission to explore important research questions about the microbiome and develop reliable, accurate products and services, focused on the microbiome. uBiome is funded by Y Combinator, Andreessen Horowitz, 8VC, and other leading investors. uBiome’s mission is to transform the science of the microbiome into useful ducts and services that improve people’s lives.

PR Contact: uBiome.com Lisa.micarelli(at)ubiome.com Reported by PRWeb 9 hours ago.

Repealing the individual mandate in tax reform would be an admission Republicans are giving up on healthcare

November 14, 2017, 12:06 pm

≫ Next: Senate Republicans will try to repeal a core piece of Obamacare in their massive tax bill

≪ Previous: uBiome Launches SmartJane™ - Revolutionary Test for Women's Health

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· *Senate Republicans are set to include a provision to repeal the Affordable Care Act's individual mandate in their legislation to overhaul the federal tax code.*
· *The money saved from the move was supposed to go toward other healthcare-focused priorities.*

--------------------At the urging of President Donald Trump and Sen. Rand Paul, Senate Republicans are now set to include a repeal of the Obamacare individual mandate as part of their tax cut package.

Counterintuitively, repealing the tax penalty that gets imposed on the uninsured would substantially reduce the budget deficit. This is because ending the penalty would cause millions of people to lose health insurance, and therefore not to take government subsidies offered for health insurance.

This would mean a little more than $300 billion in budget savings over a decade that Republicans could then allocate to tax cuts.

But Republicans are supposed to have other plans for that money. In the various Republican plans to repeal and replace Obamacare, proceeds from the mandate repeal were supposed to be put toward some combination of repealing Obamacare-specific taxes and funding a replacement program to fund health insurance.

If Republicans go ahead and repeal the mandate as part of a tax bill, using the proceeds to finance tax cuts, the associated funds won't be available to fund a future replacement on healthcare.

This is a major reason Republicans in Congress were — until Tuesday, perhaps — resisting the urge to throw mandate repeal into the tax package.

But maybe they're realizing they'll never get a replacement passed. They know the mandate is unpopular and that it can help address some of the math problems associated with their tax plan.

The key political question is whether the main message voters would hear is "unpopular mandate repealed" or "tax bill causes 4 million Americans to lose health insurance next year and 13 million by 2027."

*SEE ALSO: A Republican senator finally admitted what's needed to fix the tax bill — and Trump won't like it*

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Senate Republicans will try to repeal a core piece of Obamacare in their massive tax bill

November 14, 2017, 12:27 pm

≫ Next: McConnell Reveals Senate Tax Bill Will Include Repeal Of Obamacare Mandate

≪ Previous: Repealing the individual mandate in tax reform would be an admission Republicans are giving up on healthcare

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· *Senate Republicans are set to include the repeal of a key part of Obamacare in their tax bill to raise revenue.*
· *The idea has the support of top Republican senators and President Donald Trump.*
· *It could prompt opposition from moderate GOP senators since it could lead to 13 million more people going without health insurance.*

--------------------Even as Republicans embark on their attempt to overhaul the federal tax code, the fight over the future of the Affordable Care Act is again coming to the forefront.

Senate Republican leaders on Tuesday said the massive tax bill in the chamber would include the repeal of a key part of the healthcare law to free up more money for tax cuts.

Senate Majority Leader Mitch McConnell told reporters Tuesday that it would be "helpful" to include the repeal of Obamacare's individual mandate in the tax bill, the Tax Cuts and Jobs Act (TCJA).

Other members of GOP leadership, Sens. John Thune and John Cornyn, also told reporters that the mandate repeal would be included in the bill.

Senate Finance Committee Chair Sen. Orrin Hatch, who crafted the Senate's TCJA, told reporters Tuesday that the mandate's repeal was still on the table. During a hearing on the legislation, Hatch told committee members that the mandate repeal was not in the current version of the bill but demurred on whether it would be included a later version.

Adding the healthcare fight into the tax bill mix adds another political complication to an already volatile process. 

The individual mandate, which imposes a penalty on people who go without health insurance, is a key part of the Affordable Care Act, or Obamacare. According to a recent analysis from the Congressional Budget Office, repealing the mandate would reduce the federal deficit by $338 billion over 10 years.

The savings, according to the CBO, would come from 13 million more people going without health insurance compared to the current baseline. By eliminating the mandate, healthy people would likely drop out of the Obamacare exchanges leading to a sicker group of enrollees and higher costs. As costs rise, more and more people would be priced out of the market, causing the uninsured rate to increase.

The developments Tuesday came few hours after Sen. Rand Paul said he would offer an amendment to the bill to include the mandate repeal.

"Today I am announcing my intention to amend the Senate tax bill to repeal the individual mandate and provide bigger tax cuts for middle income taxpayers," Paul tweeted. "The mandate repeal is a promise we all made and we should keep. It also allows an additional $300 billion+ in tax cuts."

The Obamacare individual mandate repeal has become a point of emphasis for many conservative GOP members in the debate over the TCJA.

Sens. Ted Cruz and Tom Cotton have both advocated for the mandate repeal to be part of the tax bill.

 President Donald Trump has also supported the inclusion of the repeal in tweets multiple time including on Monday.

"Now, how about ending the unfair & highly unpopular Indiv Mandate in OCare & reducing taxes even further? Cut top rate to 35% w/all of the rest going to middle income cuts?" Trump tweeted.

But including the mandate repeal runs the risk of losing more moderate votes, like GOP Sens. Lisa Murkowski and Susan Collins. They helped block earlier efforts to repeal and replace Obamacare, in part because they felt the attempts would leave too many people without coverage.

*SEE ALSO: A key Senate Republican admitted the current tax reform bill can't pass without significant changes*

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