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Many Immigrants Hesitate To Seek Health Insurance

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HOUSTON (AP) — Day after day, Adonias Arevalo tried to calm his parents' nerves, attempting to convince them it was safe for him to apply for government-subsidized health insurance through the nation's new coverage system.

Like many other immigrants, Arevalo's parents worried that personal information on their son's application could somehow draw immigration authorities' attention to the couple, who emigrated here illegally from El Salvador seven years ago. After a week of discussion, the 22-year-old Houston man, who works at a community center and has temporary legal status, finally eased their fears. But other immigrant families remain leery, and some are so concerned that they would rather see loved ones go without coverage than risk giving personal information to a federal agency.

"They are afraid," Arevalo said. "The majority of families, they know it's something they need to do. ... They're just afraid of putting themselves out like that."

Immigrants who are in the U.S. illegally cannot participate in the system. But many have eligible relatives who are citizens or legal residents.

Since the system debuted in October, immigrant advocates and the federal government have been working to reassure families that their information will not be shared with enforcement agencies. The effort has led to changes in the main health care website and a memo from immigration authorities promising not to go after anyone based on insurance paperwork.

Immigrant families are important to the success of the health care overhaul, especially in Texas, which has the nation's highest rate of uninsured people, many of whom are immigrants.

Of the nearly 40 million people living in the U.S. who were born elsewhere, about a third do not have health insurance, according to census data. And about 9 million people in the U.S. belong to immigrant families in which at least one child is a citizen, according to the Pew Research Center's Hispanic Trends Project.

Those immigrant families, which tend to be younger and healthy, are attractive to the health care program because it relies on young participants to pay premiums to help fund coverage for older people who need more expensive care.

In Houston's Harris County, where more than a quarter of the 4 million residents are foreign-born, the group Enroll America is trying to soothe anxieties that signing up for insurance could mean risking deportation.

"It has pushed people away from wanting to apply online," said Mario Castillo, who leads the group's efforts in the Houston area. "They don't want to type that into a computer ... they want to put a paper application in."

Cheryl O'Donnell, state director of Enroll America in Arizona, said her staff is confronting similar concerns.

"There is a lot of fear, particularly if the noncitizen is applying for a citizen child," she said.

In mid-October, three weeks after enrollment opened, President Barack Obama's administration stepped in. Immigration and Customs Enforcement published a "clarification" designed to assuage fears. The memo explained that information obtained through health care registration would not be used to pursue immigration cases against anyone in the country illegally.

Jenny Rejeske, a health policy analyst at the National Immigration Law Center, said advocates had shared with the government concerns they heard from mixed-status families.

Advocates had sought that clarification for years, but it wasn't until federal officials "saw that this was going to be a deterrent for people applying that they decided to do something about it," Rejeske said.

Around the same time, a new page appeared on healthcare.gov titled "What do immigrant families need to know about the marketplace?" Under a heading for mixed-status families, it states: "Family members who aren't applying for health coverage for themselves won't be asked if they have eligible immigration status."

It also said that applying to the insurance marketplace, Medicaid or the children's program known as CHIP will not mean immigrants are considered a "public charge," addressing a long-held concern that accepting a government benefit could jeopardize their chance of getting legal status or becoming a naturalized citizen.

That guidance was also worked into training for "navigators" assigned to help people enroll in the marketplace.

Esmeralda Carreon, a Texas navigator working in communities near the border with Mexico, said she explains to families that while information will be shared with the immigration agency to verify eligibility, it will not bring agents to their door.

Already with Medicaid and CHIP "we have a lot of parents who are not legal," Carreon said. "And nobody has come to their houses and told them anything because the services are for those children."

Increasing participation in those other programs in recent years suggests mixed-status families could be overcoming some of their fears, said Genevieve Kenney, a principal research associate in the Health Policy Center of the Urban Institute.

Among the nation's uninsured children — regardless of immigration status — 65 percent are eligible for Medicaid or CHIP but are not enrolled.

Arevalo, who applied for insurance after talking to his parents, works as a community resources specialist at a community center run by Neighborhood Centers Inc. He moved to the U.S. from El Salvador when he was 14 and received permission in March to stay in the country for two years through a program offered by Obama to some immigrants who were brought into the country illegally as children.

His new job puts him at an income too high to qualify for a tax subsidy in the health care marketplace, though he would also be ineligible due to his deferred immigration status. Instead, he will have to buy a basic insurance plan through his employer for about 20 percent of his monthly salary.

But to learn that, he first had to apply for coverage, and persuading his parents his application wouldn't jeopardize them was a significant hurdle.

"There was a little fear that this is like telling the government, 'Hey we're here and we're undocumented,'" he said.

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Sherman can be followed on Twitter at https://twitter.com/chrisshermanAP .

Plushnick-Masti can be followed on Twitter at https://twitter.com/RamitMastiAP . Reported by Huffington Post 2 hours ago.

Many immigrants hesitate to seek health insurance

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HOUSTON (AP) — Day after day, Adonias Arevalo tried to calm his parents' nerves, attempting to convince them it was safe for him to apply for government-subsidized health insurance through the nation's new coverage system. [...] other immigrant families remain leery, and some are so concerned that they would rather see loved ones go without coverage than risk giving personal information to a federal agency. [...] many have eligible relatives who are citizens or legal residents. Since the system debuted in October, immigrant advocates and the federal government have been working to reassure families that their information will not be shared with enforcement agencies. Immigrant families are important to the success of the health care overhaul, especially in Texas, which has the nation's highest rate of uninsured people, many of whom are immigrants. Around the same time, a new page appeared on healthcare.gov titled "What do immigrant families need to know about the marketplace?" Under a heading for mixed-status families, it states: "Family members who aren't applying for health coverage for themselves won't be asked if they have eligible immigration status." Arevalo, who applied for insurance after talking to his parents, works as a community resources specialist at a community center run by Neighborhood Centers Inc. He moved to the U.S. from El Salvador when he was 14 and received permission in March to stay in the country for two years through a program offered by Obama to some immigrants who were brought into the country illegally as children. Reported by SeattlePI.com 3 hours ago.

Obama has yet to enroll in health insurance under Affordable Care Act

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The White House said Monday that President Obama has yet to sign up for health insurance through a federal website created by his signature health care law. Reported by FOXNews.com 2 days ago.

Indiana and Oklahoma Are Suing To Make It Harder For Their Residents To Get Health Insurance — Here's Why

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Indiana and Oklahoma Are Suing To Make It Harder For Their Residents To Get Health Insurance — Here's Why The Obamacare challenges never stop.

Two states have brought cases against the federal government that are intended to undermine President Obama's greatest legislative achievement by denying subsidies to their residents.

You read that correctly. These states want to stop the federal government from giving money to their residents to purchase health insurance.

Here's what you need to know:

*What are the two cases?*

One case was filed by Oklahoma Attorney General Scott Pruitt against the Obama Administration earlier this year. Indiana Attorney General Greg Zoeller filed the other in early October. In August, U.S. District Court Judge Ronald A. White allowed Pruitt's case to proceed, rejecting the government's motion to dismiss.

Businesses and individuals in Virginia and D.C. have filed cases as well. U.S. District Judge Paul Friedman also shot down the Justice Department's attempt to have the D.C. case dismissed in October.

*So there are a bunch of cases. What is Oklahoma and Indiana's argument?*

**Everyone involved in these lawsuits is making the same case: that the federal government cannot give subsidies to individuals enrolling in Obamacare through the federal exchange. The idea comes from Case Western University law professor Jonathan Adler and the Cato Institute's Michael Cannon. They scoured the law's text and discovered that the the federal government must offer subsidies to qualifying Americans who purchase insurance “through an Exchange established by the State." Adler and Cannon argue that that means the government cannot give subsidies to residents of any state that has not set up its own exchange.

The Obama administration expected most states to set up their own exchanges, but they were wrong. Thirty six states, including Oklahoma and Indiana, chose not to do so. Only 14 states and the District of Columbia set up their own exchanges. Adler and Cannon argue that the law clearly states that the government can give subsidies to residents using a state exchange, not the federal one. They say that Congress wrote the law so that the subsidies were an incentive for states to build their own exchanges.

Obamacare also contains individual and employer health insurance mandates that are tied to the exchange subsidies. The individual mandate penalty only applies to people who decline to buy insurance that is affordable; removing the subsidies will make insurance unaffordable for many people, as defined by the law, thus exempting them from the penalty if they don't buy insurance.

Some employer penalties for failing to cover full-time workers are linked to those workers' use of exchange subsidies; eliminating the subsidies in states using federal exchanges will save some employers from penalties. Adler and Cannon argue that this gives employers standing to sue to prevent provision of subsidies in federal-exchange states. Of course, these financial savings to individuals and businesses are dwarfed by the loss of the subsidies themselves.

*That seems pretty straightforward - it says it directly in the law's text after all. So what's the federal government's rebuttal?*

The Obama Administration says that the intent of the law was clearly to allow the government to give subsidies to all states, not just those that set up their own exchange. They say it was an oversight in the legislation and that there is no evidence that Congress intended to use the subsidies as an incentive to persuade states to set up their own exchanges. Government lawyers also point to a couple of different areas in the law that would prove unnecessary if Adler and Cannon's argument were correct.

*Okay that's not so clear-cut. What would happen if Oklahoma and Indiana win their cases?*

It would be a deadly blow to Obamacare. Without the subsidies, millions of Americans would be unable to afford coverage. States who set up their own exchanges would be unaffected but the 36 states that are using the federal exchange would have trouble signing up many of their uninsured.

*Who is likely to win?*

It's unclear. No judge has ruled on the merits on the case yet, but it's likely that the lawsuits will head to an appeals court after that happens. In D.C., that would mean the D.C. Circuit Court which Democrats are in the process of filling with like-minded judges. That could give the administration an advantage there. It could potentially head to the Supreme Court after that.

Join the conversation about this story »

 
 
 
  Reported by Business Insider 2 days ago.

US immigrants wary of health insurance

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HOUSTON (AP) ? Many immigrant families hesitate to apply for government-subsidized health insurance under President Barack Obama's health care law, worried that providing personal information could draw the attention of immigration authorities and lead to deportation. Reported by WTNH.com 2 days ago.

Demystifying health insurance for small businesses

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Small employers seeking health insurance for their workers are caught in a confusing morass. Before passage of the Affordable Care Act, insurance was available through one of two imperfect arrangements. Now, there are three options, and it’s gotten even more complicated. I wrote an article abo Reported by Seattle Times 2 days ago.

15 percent of Americans lacked health insurance last year

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The latest report to look at health insurance in the United States – covering almost the last period before Obamacare takes full effect – shows about 15 percent of all Americans went without health insurance during the first half of this year. Reported by msnbc.com 1 day ago.

Now There's Absolutely No Excuse Not to Have Health Insurance

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I'm never one to tell people what to do, but I'm about to go on a bit of a soap box.

*Everyone needs to have health insurance.* If you don't have health insurance, you are essentially holding a gun to your own head and clicking through the barrels repeatedly, just asking for the bullet to embed itself in your brain.

I was once young and stupid with delusions of grandeur. I believed I'd never get sick and health insurance was a waste of money I could be spending in far more fun places.

I begrudgingly got a plan -- one I could barely afford with a ridiculously high deductible. I did so because I was healthy and in my twenties. I wasn't ever going to use this insurance, right? So, it didn't matter?

It was essentially "in case I was hit by a bus" insurance and the details didn't matter.

*Until the details mattered. *Last year, I had a freak medical emergency. I went from (I thought) healthy to unconscious in ICU for days. I lost more than half the blood in my body and required two surgeries. By sheer will of a higher power, I lived to tell the story... but I lived with thousands of dollars in medical debt. Thousands I can't even begin to pay off. And this was with insurance.

There has to be a better way. You may be reading this thinking that my story alone is proof that insurance doesn't pay. It's not. Were I not to have had insurance, my tens of thousands of debt would have been hundreds of thousands. Most definitely more.

What I learned from all this is that you need to have good insurance. You need to be covered. Medical emergencies are, quite simply, expensive. Even if you have insurance, the reality is you can very well end up with a crippling amount of medical debt. Without it? I can't even imagine a way out.

*And then there was Obamacare. *I read a lot of negativity about the Affordable Care Act, so-called Obamacare. I don't know much about politics and all that. But I will tell you some facts and figures: Under my former health insurance, I had a $5,000 deductible (per year) and that doesn't include a lot of necessary tests, treatments and drugs that are partially covered. Today, though, I got the confirmation in the mail for my new insurance purchased through the Healthcare Marketplace and my monthly payment is half of what it was before -- but my deducible is a way more manageable $500 a year.

I can't do anything about the debt I already have. But were this plan to have been an option for me a year ago, the debt wouldn't have existed. And were my health issues to reoccur -- always possible -- I could work on getting stronger without obsessing about the debt crippling my finances. I've gone through that already, and it makes a horrible situation yet worse.

The reality is that you don't have to have gotten terribly ill as I did. I hope to the heavens none of you do. But everyone needs to be armed and ready. It's very easy for a minor problem to turn into a big problem. People who don't have insurance don't go to doctors. Preventive medicine is what helps to keep something manageable and treatable. It can keep you alive. If you have insurance, a trip to the doctor for a checkup isn't a big deal.

Speaking as someone with a pre-existing condition, were ACA not an availability, it would have been very difficult for me to get a new health insurance plan. When people go through any sort of serious medical condition, they have a difficult time finding health insurance after. Even if you are fine now, you may not be tomorrow. Why wait until your window of options change?

Health insurance is not a luxury. It's a necessity. I know so many people -- intelligent people! -- who say they can't afford health insurance and then spend their money on expensive luxury items, trips, gourmet meals. Obviously, we should treat ourselves. Life is short and should be enjoyed. But don't shoot yourself in the foot. Invest in your livelihood now so you have a livelihood to enjoy tomorrow. There's really no other option.

I'm so glad that under the Affordable Care Act, people who don't have insurance will ultimately face fines. I'm so glad that people will finally be government-mandated to give themselves and their future the consideration they should have had long ago. There are good deals in this marketplace. I have solid silver-level insurance for under $200 a month. That's crazy. But it's good crazy. It's one step closer to the affordable decent health care that's commonplace in so much of the rest of the world.

Don't wait one more minute to take advantage of it. Reported by Huffington Post 19 hours ago.

Small businesses could get health insurance price break

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Small employers in Washington will now have a shot at a tax break that could cut their health insurance costs in half. Next year, small businesses that meet certain requirements and sign up for coverage through the Small Business Health Options Program, or SHOP, could apply for tax credits that woul Reported by Seattle Times 17 hours ago.

New health insurance options for WA businesses

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Although Washington state has not opened its health insurance exchange for small businesses, business owners got some good news this week. Reported by Miami Herald 14 hours ago.

LeadFerret Releases Directory of Health Insurance Experts

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LeadFerret, the free B2B data site, announced today the release of their fully searchable directory of Health Insurance Experts.

Calabasas, CA (PRWEB) December 18, 2013

LeadFerret users already enjoy free access to over 15+ million business contacts with complete information, including email addresses, social media links, and an extensive set of search tools. Today, LeadFerret announced the release of a specialized directory of health insurance experts.

See the full directory at: http://leadferret.com/directory/health-insurance-experts

One of the most prevalent topics in the media today is health insurance and the health care industry. While health care has never been particularly cut and dry, following all the recent changes in regulations, requirements, and "essential benefits" involved with the Affordable Care Act (commonly referred to as Obamacare) can feel overwhelming. For the layman, navigating through the ever-changing web of health insurance can be confusing, and potentially costly if one does not know how to avoid penalties. While the average person is by no means an expert on anything health insurance related, there are thousands of men and women who are considered just that. This specialized directory contains business professionals who have reported and demonstrated expertise in health insurance. In the present health care climate, access to such experts is invaluable.

"Builders of great wealth and empires over the ages have typically at some point realized that chaos and change bring opportunity. I'm not sure chaos has set in just yet, but I think we can all agree that health insurance is in a state of change at the very least. So, if you aren't listed in our directory of health insurance experts, you might be wise to reach out to one or more of them, whether it's part of your efforts to build the next great empire, or you just have some questions about how Obama Care will affect you," explains Forest Cassidy, Co-Founder of LeadFerret.com.    

This directory is a great resource for anyone looking to market to health insurance experts specifically, or for anyone who wants their marketing to focus on people in the health insurance industry in general. It would also be useful to working professionals looking to add health insurance experts to their team, to help them navigate the ever changing landscape of health insurance requirements. LeadFerret users will be able to make the most of this directory, by having access to the most valuable prospects, with complete information, including email addresses, social media links and more, making it easier to develop marketing campaigns.

About LeadFerret
LeadFerret, Inc offers an online B2B database with complete data for over 15+ million business contacts. Users can search and view all 15+ million records for free, with no limitations, users only pay when they want to download records. Every record comes with complete information, including email address, phone number, company information, and much more. Many records now even come with social media links. For more information, go to: http://www.LeadFerret.com. Reported by PRWeb 18 hours ago.

Cambia statement on America's Health Insurance Plan's announcement to extend deadline for consumer payments

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PORTLAND, Ore., Dec. 18. 2013 /PRNewswire/ -- Mark Ganz, president and CEO of Cambia Health Solutions, and incoming board chair for America's Health Insurance Plans (AHIP), applauds today's AHIP announcement that health plans are voluntarily extending the deadline for consumers to... Reported by PR Newswire 15 hours ago.

Thousands in Illinois told to start over on health insurance

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Illinois officials are emailing and calling thousands of people, advising them to start over on their health insurance applications if they believe the federal government mistakenly referred them to Medicaid. Reported by FOXNews.com 8 hours ago.

Health insurance enrollment falls in Florida, premiums higher

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Enrollment in health plans continued to decline in Florida in 2012 as the premiums charged per member increased. There were 3.33 million people covered in 2012, down by 8.5 percent from 3.64 million in 2011, according to the annual report by the Florida Health Insurance Advisory Board, which works with the Florida Office of Insurance Regulation. Total premiums fell by just 6.3 percent. That means health plans charged an average of $3,857 in premiums per Florida member in 2012, up from $3,768 in… Reported by bizjournals 5 hours ago.

ObamaCare catastrophe: 30,000 Illinois customers told to start over on health insurance

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Sorry if the train-wreck system incorrectly sent you to Medicaid, guys.

The post ObamaCare catastrophe: 30,000 Illinois customers told to start over on health insurance appeared first on Human Events. Reported by Human Events 1 day ago.

Shopping for health insurance at the last minute?

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*Shopping for health insurance at the last minute?*

If you’re planning to purchase insurance through your state Health Insurance Marketplace and need it to be in place by Jan. 1, you must enroll by Dec. 23. That leaves you only four more days, people!

Some reminders and tips for last-minute shoppers.

*1. Use our free online tool  *HealthLawHelper.org. It will tell you what, if anything, you need to do about your current insurance situation, what type of financial help, if any, you may have coming to you, and what steps to take next.

*2.  Check our FAQs.* We've answered lots of questions about the new health care law over the last few weeks—maybe including yours! So check our previous posts.

*3. Gather your documents. *The questions you will be asked on your application will be 0 percent about your health and 100 percent about your finances. To answer them, you’ll need: a copy of your most recent tax return, information about your employer plan if you have one, some idea of your expected income for 2014, and Social Security numbers for everyone in your household.

*4. Don't be surprised if your children are eligible for extra help.* If you have children younger than 18 and an income somewhere in the middle of the scale, don’t be surprised to find your children qualify for government-paid coverage under the Children’s Health Insurance Plan (which may be called something else in your state). This is a good thing and does not affect your own eligibility to purchase a private health plan.

*5. Don't be surprised if you're eligible for Medicaid.  *In states that are expanding Medicaid to cover all households with an income of less than 133 percent of the Federal Poverty Level, you’ll either have to take it or go without financial help. We think you should take it. And, to answer a question many have asked, this new type of Medicaid doesn’t care about your assets. You can have a six-figure 401k or a paid-up four-bedroom house and still be eligible if your income is low enough.

*6. Pay your premium promptly.* Once you have signed up and received payment information from your chosen insurer, pay your first month’s premium immediately. Nationwide, per a new federal government rule, you’ll be covered if you pay by Dec. 31. Some insurers are willing to extend the deadline to Jan. 10, but some of the state-run marketplaces won’t allow it, so don’t push your luck.

Got a question for our health insurance expert? Ask it here; be sure to include the state you live in. And if you can't get enough health insurance news here, follow me on Twitter @NancyMetcalf.

 

*Health reform countdown: We are doing an article a day on the new health care law until Jan. 1, 2014, when it takes full effect. (Read the previous posts in the series.) To get health insurance advice tailored to your situation, use our Health Law Helper, below.*

*Consumer Reports has no relationship with any advertisers or sponsors on this website. Copyright © 2007-2013 Consumers Union of U.S.*

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Update your feed preferences Reported by Consumer Reports 1 day ago.

How Max Baucus, the Next Ambassador to China, Killed Progressive Health Care Reform

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Let's concede that President Barack Obama's decision to appoint Senator Max Baucus as his ambassador to China is a clever political ploy. Baucus had already announced he wasn't going to seek re-election next year, but if he leaves the Senate now, Montana's Democratic Gov. Steve Bullock can appoint a replacement who can run next year as the incumbent, increasing the odds that the Democrats will hold onto that seat.

It's just unfortunate that Obama couldn't send Baucus to a democratic country so he could see first-hand what a decent universal health care system looks like. Almost any democracy country would do, since all of them -- including Canada, Germany, France, New Zealand, Sweden, England, or Japan -- cover more people at a much lower cost than the United States.

Baucus has been complaining that the Affordable Care Act -- Obamacare -- doesn't do enough to control health care costs. He should know. As chair of the Senate finance committee chiefly responsible for drafting the health care bill, he was the major obstacle to incorporating a "public option" into the bill -- a government-run insurance plan which would allow citizens to select a Medicare-style alternative to private insurers. The whole point of the "public option' was to establish a benchmark to hold the private insurers accountable for holding down costs.

In April, Baucus warned that Obamacare was a potential "huge train wreck." Had he forgotten that he was the guy who designed the train?

From the time Obama took office in January 2009 until he signed the Affordable Care Act in March 2010, Baucus used his considerable influence to undermine Obama's efforts to include meaningful regulations to require the insurance and drug companies to act more responsibly. He led the opposition of a handful of moderate Democrats to Obama's proposal for a public option health care plan. That opposition forced Obama and progressive Democrats in Congress to make numerous compromises to accommodate a few Senators, including Baucus, who were tools of the insurance lobby. Baucus consistently thwarted efforts by health reform advocates to protect consumers and control costs.

Baucus' opposition to government regulation made him the darling of the health insurance and pharmaceutical industries, which rewarded him with huge political donations. In the midst of the debate over health care reform, the Washington Post described Baucus as a "leading recipient of Senate campaign contributions from the hospitals, insurers and other medical interest groups hoping to shape the [health care] legislation to their advantage. Health-related companies and their employees gave Baucus's political committees nearly $1.5 million in 2007 and 2008, when he began holding hearings and making preparations for this year's reform debate."

In the previous three years, for example, Baucus received $63,350 from Blue Cross/Blue Shield; $45,250 from Aetna, and $46,750 from AIG. Over his career, the healthcare industry (including insurers, drug companies, hospitals and nursing homes, and medical professionals) have contributed $5.5 million to Baucus, including $1.6 million from the insurance industry, according to the Center for Responsive Politics.

Health industry lobby groups hired more than 350 former government staff members and retired members of Congress to lobby for them. Two of them were Baucus' former chiefs of staff.

During the Bush administration, Baucus was one of the few Democrats who sided with Republicans on tax issues and on a prescription-drug law that has predictably turned into a boondoggle for the pharmaceutical companies. In 2003 the drug companies and their trade associations deployed nearly 700 lobbyists to stamp out a proposal to permit the federal government to negotiate the cost of drugs for Medicare recipients. Instead, the Bush administration and the GOP-controlled Congress, along with Baucus, added a drug benefit to Medicare, but prohibited Medicare officials from negotiating prices with drug manufacturers. It is one of the major obstacles to reducing health care costs.

In June 2009, Baucus announced -- alongside Billy Tauzin, the former Republican Congressman from Louisiana who left to head PhRMA (the drug industry lobby) -- that the drugmakers had committed to cut prices on prescription drugs by $80 billion over ten years. But the deal was entirely voluntary -- and precluded the federal government from negotiating for lower prices.

Baucus was particularly opposed to Obama's proposal for a "public option." According to polls at the time, 72 percent of the public and 90 percent of Democrats favored the public option, which was designed to keep the insurance companies on their toes, and force them to provide better policies at a more reasonable price, or face an exodus of consumers. That's why the insurance industry lobbied against it -- with Baucus as their front man.

Likewise, the drug companies didn't want a public option, which would have exposed how they inflate the cost of medicine that contributes to our expensive and inefficient health system. Drug prices in the United States are much higher than in Canada and other countries that regulate costs. But Baucus agreed to a drug industry proposal to bar American consumers from buying US-approved prescription drugs from Canada and elsewhere.

At the time, some observers argued that Baucus' anti-regulation stance wasn't due to the massive campaign donations from the health care industry, but instead reflected the individualistic leave-me-alone values of his Montana constituents. But Brian Schweitzer, Montana's popular Democratic governor, was a big fan of government oversight of the health insurance and drug companies. At a town hall meeting in Belgrade, Montana, Schweitzer introduced Obama. According to the Great Falls Tribune, Schweitzer's "ringing endorsement of Canada's universal health care system was well received by the audience" of 1,300 people waiting to hear from the president. "Did you know that just 300 miles north of here they offered universal health care 62 years ago?" Schweitzer asked the crowd, drawing enthusiastic cheers.

In the summer and fall of 2009, the White House lost the momentum and wasted precious months as it waited for Baucus to pursue a futile bipartisan deal. Eventually, no Republican Senators voted in favor of the Affordable Care Act.

Baucus had so much influence over the health care bill because Senator Ted Kennedy, the Massachusetts Democrat who had championed health care reform for over 40 years and who chaired the key Health, Education, Labor and Pensions (HELP) committee, was too ill to quarterback the legislative maneuvering in the Senate and eventually died in August 2009, before Congress passed the Affordable Care Act. Had Kennedy been healthy, he would have been able to use his personal relationships and legislative brilliance to neutralize Baucus and push for a more progressive plan.

Instead, Baucus rounded up five colleagues -- Republicans Charles Grassley of Iowa, Olympia Snowe of Maine, and Mike Enzi of Wyoming, and Democrats Jeff Bingaman of New Mexico and Kent Conrad of North Dakota -- to help him hammer out a bipartisan health care plan that eliminated. Obama's public option alternative. (Critics point out that this group, which I called the "Baucus caucus," represents six states that have less than 3 percent of the nation's total population).

Baucus' opposition to regulating the health and insurance industry made it impossible for the Democrats to take full advantage of their 60 vote majority in the Senate. He not only lead the handful of centrist Senate Democrats against Obama's plan, but also empowered Republicans and right-wingers, including Rush Limbaugh, Bill O'Reilly, and Glenn Beck, to exploit the Democratic divisions.

Throughout the health care debate, Obama publicly praised Baucus. But Obama and the majority of the Senate Democrats were angry at Baucus for his obstructionism -- more of a drug industry pusher and an insurance industry salesman than an advocate for real reform. Now this outrageous hypocrite has the audacity to criticize the Affordable Care Act that he almost single-handedly weakened in obedience to his corporate benefactors. Soon he'll be off to China, where he can lecture the Communist Party chieftans about the benefits of democracy.

*Peter Dreier teaches politics and chairs the Urban & Environmental Policy Department at Occidental College. His latest book is The 100 Greatest Americans of the 20th Century: A Social Justice Hall of Fame. * Reported by Huffington Post 1 day ago.

Know Your 'Obamacare' Health Insurance Deadlines

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Know Your 'Obamacare' Health Insurance Deadlines Reported by ajc.com 23 hours ago.

Gov't Offers a Stopgap Health Insurance Option

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Obama administration offers stopgap health insurance option for people with canceled plans
 
 
 
  Reported by ABCNews.com 22 hours ago.

Administration Offers A Stopgap Health Insurance Option

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Millions of Americans facing canceled health insurance policies under the Affordable Care Act will no longer be fined for being uninsured in the new year. Instead, they can enroll in basic coverage — previously available only to those with a hardship exemption. Reported by NPR 15 hours ago.
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