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Obamacare Cut The Uninsured Rate To Single Digits Last Year

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WASHINGTON -- More than 7 million previously uninsured Americans gained health coverage in 2015, the second full year of the Obamacare coverage expansion, according to new data from the Centers for Disease Control and Prevention.

During the fourth quarter of last year, just 9.1 percent of U.S. residents, or 28.6 million people, had no health coverage, the National Health Interview Survey found. That's a decline of 2.4 percentage points and 7.4 million people from a year before.

The additional 7.4 million insured builds on the 8.8 million previously uninsured people who got covered in 2014, the first year of the Affordable Care Act's full benefits.

Obamacare's health coverage programs remain works in progress, with 19 states continuing to refuse the law's Medicaid expansion for the poorest uninsured and financial difficulties facing some major insurance companies participating in the exchange marketplaces where low- and middle-income households buy subsidized private insurance.

But when it comes to covering the uninsured, the law has been a clear success.

The CDC data demonstrate that 16.2 million fewer people were uninsured during the fourth quarter of 2015 than at the end of 2013.

A previous estimate from the Department of Health and Human Services puts the total number of newly covered people higher, at 20 million. This year, Gallup reports the uninsured rate continued to fall, even though the pollster's findings show a greater share of people without coverage than the CDC's data.

Change in the Percentage of Uninsured Adults (18-64) Between 2014 and 2015About half of those still uninsured are eligible for some form of assistance, according to the Henry J. Kaiser Family Foundation. But even with subsidies, the cost of coverage is out of reach for a portion of them, and significant premium increases are expected next year.

According to the CDC assessment through the fourth quarter of last year, states that expanded Medicaid to people earning 133 percent of the federal poverty level, which amounts to about $15,700 for a single person, saw better results than those that didn't. The uninsured rate for adults ages 18-64 in expansion states was 9.8 percent, compared to 17.5 percent in non-expansion states. More states are currently debating expansion, including Oklahoma and South Dakota.

Likewise, states that operate their own health insurance exchanges have lower uninsured rates than those where residents use the federal HealthCare.gov system. 

More than 9 million U.S. residents, or 3.4 percent of the population, had private health insurance obtained via the exchanges at the end of 2015, the CDC found. That's more than the 6.7 million at the end of the prior year, but a decline from the 11.3 million during the third quarter of 2015, reflecting consumers who dropped their exchange plans and either obtained another form of coverage or became uninsured.

Percentage of Uninsured Adults (18-64) From 2013 to 2015Republicans continue to seek repeal of the Affordable Care Act, and House GOP leaders have vowed to unveil health care reform policies of their own in the coming weeks. Whatever they propose, the plan is likely to result in fewer people with insurance, as indicated by a preview of that plan offered by House Speaker Paul Ryan (R-Wis.) this month.

Presumptive Republican presidential nominee Donald Trump also has proposed policies that would roll back Obamacare's coverage expansion.

Democratic presidential candidate Hillary Clinton's platform calls for building on the Affordable Care Act, including offering additional assistance to households with high medical costs. Rival Democratic hopeful Sen. Bernie Sanders (I-Vt.) wants to implement a government-run, single-payer program that would replace all existing forms of health coverage.

-- This feed and its contents are the property of The Huffington Post, and use is subject to our terms. It may be used for personal consumption, but may not be distributed on a website. Reported by Huffington Post 20 hours ago.

AIS-3M Webinar to Address Strategies for Managing Special Needs Populations

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In a complimentary May 25 webinar managed and moderated by Atlantic Information Services, a senior executive at 3M Health Information Systems will discuss value-based approaches health plans can use to serve special needs populations.

Washington, DC (PRWEB) May 17, 2016

Special needs populations require special care, with services that address mental health and substance abuse issues, certain comorbidities, economic disadvantages, housing instability and more. These services can be expensive, especially if care is not managed appropriately. In “Effective Strategies for Managing Special Needs Populations Within Value-Based Care,” a complimentary May 25 webinar managed by Atlantic Information Services, Inc. (AIS) and presented by 3M Health Information Systems, Herb Fillmore, senior director of market development at 3M Health Information Systems, will discuss value-based approaches health plans can use to serve these populations.

Webinar attendees will learn how to:· Stratify populations to see which subgroups and individuals have the greatest health risk.
· Pinpoint issues related to cost, quality and access.
· Manage care for super-utilizers by prioritizing those who persistently need extra care and predicting who may become high-need in the future.
· Allocate resources to serving special needs populations within an existing value-based care program.
· Establish and reward providers who deliver preventive care and reduce avoidable high-cost utilization.

Visit https://aishealth.com/3M-webinar-0516 for more details and registration information.

About 3M
3M Health Information Systems works with providers, payers and government agencies to anticipate and navigate a changing healthcare landscape. 3M provides healthcare data aggregation, analysis and strategic services that help clients move from volume to value-based health care, resulting in cost savings, improved provider performance and higher quality care. 3M’s innovative software is designed to raise the bar for computer-assisted coding, clinical documentation improvement, performance monitoring, quality outcomes reporting and terminology management. For more information, visit http://www.3Mhis.com/vbc or follow on Twitter @3MHISNews.

About AIS
Atlantic Information Services, Inc. (AIS) is a publishing and information company that has been serving the health care industry for nearly 30 years. It develops highly targeted news, data and strategic information for managers in hospitals and health systems, health insurance companies, medical group practices, purchasers of health insurance, pharmaceutical companies and other health care organizations. AIS products include print and electronic newsletters, databases, websites, looseleafs, strategic reports, directories, webinars, virtual conferences and training programs. Reported by PRWeb 16 hours ago.

Insurance Agent Stephanie Owens Celebrates 10th Anniversary with State Farm

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Stephanie Owens proudly announces her ten-year anniversary with State Farm.

Rosedale, MD (PRWEB) May 17, 2016

Stephanie Owens recently marked her tenth year selling State Farm insurance. “It’s been an honor and a privilege for the past decade to be a part of this wonderful company that is a household name,” said Owens, who is one of the top 1% of State Farm agents in the country.

Owens not only focuses on auto and home insurance, but life insurance as well. “There is only one guarantee in life, and that is we will all die one day,” said Owens. “That is why I am passionate about ensuring my clients’ life insurance needs are met.”

Owens also serves bilingual customers and insures people with foreign driver’s licenses or passports, thus helping people in “limbo.” To accommodate her growing clientele, Owens opened a new office last year at 1544 York Road in Lutherville, MD. “I saw a need in Lutherville, and opened the second office there so that my clients could have an experienced agent to assist them with their needs,” said Owens.

Combined, the new office and the old, located at 8766 Philadelphia Road in Rosedale, consist of a large team of licensed agents who are available 24/7 and make house calls. “Together, these two offices better serve the community,” said Owens.

About Stephanie Owens-State Farm Insurance Agent
Stephanie Owens State Farm offers auto, home and property, life and health insurance, as well as banking products, annuities and mutual funds. Her State Farm offices are open six days a week. For more information, call the Rosedale office at (410) 866-8333 or the Lutherville office at (410) 832-8777, or visit http://www.stephaniezowens.com.

About the NALA™
The NALA offers small and medium-sized businesses effective ways to reach customers through new media. As a single-agency source, the NALA helps businesses flourish in their local community. The NALA’s mission is to promote a business’ relevant and newsworthy events and achievements, both online and through traditional media. For media inquiries, please call 805.650.6121, ext. 361. Reported by PRWeb 16 hours ago.

State Farm Agent Meridth Lamas Helping Create World Free of MS

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Meridth Lamas, State Farm agent, volunteers for Walk MS: Savannah 2016, which raises funds for multiple sclerosis research.

Savannah, GA (PRWEB) May 17, 2016

Meridth Lamas, of State Farm, is proud to announce she recently volunteered at the National Multiple Sclerosis Society Walk MS: Savannah 2016 in Daffin Park, helping with registration/check-in, face painting and distribution of T-shirts for the walkers. “This was a wonderful event that helped raise money for MS education, awareness and research,” said Lamas. “MS research is helping to create disease-modifying drugs to reduce progression and is moving towards finding a cure.”

MS is a debilitating disease, resulting in a myriad of symptoms. It is often hard to diagnose, and the cause of the disease is unknown. Walk MS: Savannah 2016 enabled participants to team up with friends, loved ones and co-workers to change the world for everyone affected by this disease. MS: Savannah raises over $61,000 every year, which supports programs and services that help people affected by MS live their best lives.

“Dr. Virginia Morrison started a MS support group in Savannah for her daughter, Calaundra Hazzard, who unfortunately succumbed as a result of complications from the disease. However, I was moved by her mother’s continuation to rally for the cause, facilitate support meetings and keep others abreast on all new research and developments, which inspired me to volunteer for Walk MS,” said Lamas. “Every step and every dollar raised can help end MS forever.”

To get involved with the National Multiple Sclerosis Society, please visit http://www.nationalmssociety.org.

About Meridth Lamas, State Farm
Meridth Lamas has been with State Farm for over 20 years. She offers home, auto, life and health insurance, focusing on new purchases and relocations to Savannah. For more information, please call (912) 354-2390, or visit http://www.savannahinsurancelady.com. The office is located at 329 Eisenhower Dr., Suite C, Savannah, GA 31406.

About the NALA™
The NALA offers small and medium-sized businesses effective ways to reach customers through new media. As a single-agency source, the NALA helps businesses flourish in their local community. The NALA’s mission is to promote a business’ relevant and newsworthy events and achievements, both online and through traditional media. For media inquiries, please call 805.650.6121, ext. 361. Reported by PRWeb 16 hours ago.

MAP Health Management Reveals Compelling Addiction Treatment Outcomes Data in its First White Paper

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MAP Clinical Directors recap five years of outcomes data collection and look to the future of behavioral health.

Austin, TX (PRWEB) May 17, 2016

MAP Health Management, the nation’s leader in the advancement of data-driven technology to improve clinical and financial outcomes in behavioral health, has released its first clinically-focused white paper. The paper, ‘Post-Treatment Recovery Support – The future of long-term recovery from addiction’, recaps MAP’s initial five years of outcomes data collection and points to the future of addiction treatment.

The paper serves as MAP’s foundational story and offers a comprehensive recap of the first five years of its operations. Due to its advanced algorithm-driven technologies and population health management platform, MAP has quickly established itself as a pioneer in the behavioral health space utilizing telehealth resources to improve the outcomes of people treated for addiction and substance use disorder.

“After many years of data gathering, we are happy to release our first white paper. In a rapidly changing field, what we have learned about the process of recovery, peer-to-peer support, assessing risk and intervening, as well as using a telehealth platform to provide recovery support and gather data is groundbreaking. Most importantly, the information and data presented in the paper represents individual lives saved and improved through extending the continuum of care”, commented co-author and MAP Clinical Director, Tom Kimball, Ph.D.

The paper showcases the rapid evolvement of the Austin based, data-driven company which has taken empirical outcomes data, interpreted the results, and has begun to demonstrate effective means in which treatment providers can extend the care continuum for discharged patients rendering successful treatment results. The data demonstrated by MAP has sparked the attention of major health insurance payers motivated to contain the rising costs of increased recidivism in addiction treatment and who have begun to express interest in reimbursing providers for extending the care continuum.

According to co-author and MAP Clinical Director, Kerby Stewart, M.D., “This is a breakthrough for the discipline of addiction management and an opportunity to dramatically expand effective recovery support. We have been able to document and enhance treatment efficacy not seen in this arena since the emergence of MAT.”

In addition to demonstrating game-changing outcomes data, the authors have set the stage for the future of addiction treatment and long-term, sustainable recovery. Based on the knowledge gleaned from its initial data gathering, MAP has evolved to delivering population health management solutions, predictive analytics, risk management and care coordination – all components to improving outcomes. From its position on the forefront of the behavioral health field, we can expect to see future white papers that expound on the importance of collecting and demonstrating outcomes data to addiction treatment providers, health insurance payers and healthcare consumers.

MAP’s white paper can be downloaded at https://thisismap.com/insights/white-papers

MAP media contact:
Haven Lindsey
512-982-9245

About MAP Health Management, LLC
MAP Health Management is the nation’s leader in the provision of a comprehensive, accessible technology platform designed to improve treatment outcomes for patients treated for addictions and other behavioral health illnesses. MAP provides telehealth services, recovery support programs and revenue cycle management to its clients. The MAP Recovery Network, The Premier Outcomes-Driven Provider Network, is comprised of quality treatment providers committed to measuring and demonstrating outcomes data. Network members are able to differentiate themselves to behavioral health consumers and health insurance payers by demonstrating treatment success rates. Nationally recognized treatment facilities trust MAP to help them navigate and thrive in the new healthcare paradigm by utilizing the latest data-driven technologies. MAP’s dedicated teams of research analysts, clinical directors, recovery advocates, technology professionals and billing experts work to improve patient outcomes, empower treatment providers with data, reduce costs and drive facility revenue.

For more information, see http://www.ThisisMAP.com. Reported by PRWeb 16 hours ago.

New Correction Form Included in ez1095 ACA Software From Halfpricesoft.com

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ez1095 software is now available with correction forms for 1095 C, 1094 C, 1095 B & 1094 B per customer requests. Test drive the 30 day no cost or obligation trial at http://www.halfpricesoft.com.

Miami, FL (PRWEB) May 17, 2016

ez1095 Affordable Care Act (ACA) software application from Halfpricesoft.com has just been released with the new replacement and correction form feature. Customers that have to correct forms can now do so either by mailing corrected forms in at no additional cost. If the customer is an efile subscriber for ez1095, they may efile the replacement or corrected forms to the IRS.

“The latest version of ez1095 ACA software will allow for correction and replacement forms as well as regular forms for peace of mind.” said Dr. Ge, the founder of Halfpricesoft.com.

Qualifying employers that are required to send in ACA forms are:

Applicable large employers with 50 or more full-time or full-time-equivalent employees use ez1095 to for preparing, printing, mailing efiling and submitting their 1095-C and 1094-C forms.

Smaller, self-insured employers who must fill out the 1095-B and 1094-B transmittal forms to report the names, addresses and Social Security numbers of employees and family members who have coverage under their plans.

Anyone who supports these employers to meet their ACA-reporting requirements can use ez1095 to get the job done securely and accurately.

New ez1095 ACA form software is easy-to-use and flexible. Developer’s created this software in anticipation of the requirements by the government to file forms 1094 and 1095 starting in 2016. ez1095 software’s graphical interface leads customers step-by-step through setting up company, adding employees, add forms and print forms. Customers can also click form level help links to get more details regarding the software.

ez1095 software is compatible Windows 10, 8.1, 8, 7, Vista, XP and other Windows systems. Potential customers can download and try this software at no obligation by visiting http://www.halfpricesoft.com/aca-1095/form-1095-software-free-download.asp

Many unique features include:· Print ACA Form 1095-C, 1094-C, 1095-B and 1094-B on white paper for recipients and IRS with inkjet or laser printer.

· Replacement and corrected forms available
· PDF print 1095-C and 1095-B recipient copies
· Efile version available at additional cost.
· Support unlimited companies.
· Support unlimited number of recipients.
· Print unlimited number of 1095 and 1094 forms.
· Fast data import feature
· Print Form 1095 C: Employer-Provided Health Insurance Offer and Coverage Insurance
· Print Form 1094 C: Transmittal of Employer-Provided Health Insurance Offer and Coverage Information Returns
· Print Form 1095-B: Health Coverage
· Print Form 1094-B: Transmittal of Health Coverage Information Return

Priced at just $195, ($295 for efile version) this ACA forms filing software saves employers time and money. To learn more about ez1095 ACA software, customers can visit http://www.halfpricesoft.com/aca-1095/aca-1095-software.asp

About halfpricesoft.com
Founded in 2003, Halfpricesoft.com has established itself as a leader in meeting the software needs of small businesses around the world with its payroll software, employee attendance tracking software, check printing software, W2 software, 1099 software and barcode generating software. It continues to grow with its philosophy that small business owners need affordable, user friendly, super simple, and totally risk-free software. Reported by PRWeb 13 hours ago.

Why Hillary Clinton

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In Mario Cuomo's famous dictum, politicians "campaign in poetry and govern in prose."

While Hillary Clinton has effectively secured her party's nomination, her primary campaign has been difficult and distinctly un-poetic. By personality and inclination, Clinton is prose. Which, fortuitously or not, makes her a fit for the temper of these fractious times, where patience, pragmatism and a mastery of policy count for more than soaring rhetoric and promises which cannot be kept.

Our politics is trench warfare. The Republicans are dug in, protected by a bulwark of gerrymandering and demographics which means that, out of 435 congressional districts, all but 35 or so are electorally impregnable. So, too, are roughly 45 red state senators - not enough to make majority, but sufficient to sustain a filibuster. And the machinery of polarization - including a media which tells right-wing voters what they want to hear - blocks transformational change.

We may not like it. But our quarrel is not merely with our current noxious politics, but with the founding fathers who, fearful of popular excesses, gave us political institutions ideal for dividing power and resisting change. Unwittingly, they embedded within our Constitution a system which is now exploited by a GOP mired in stasis and self - interest. The political front moves, if at all, by inches instead of miles.

In this environment things like single - payer healthcare are casualties of war. The question is how to carve out territory where progress, however incremental, is meaningful and lasting.

Take Barack Obama and the Affordable Care Act. Imperfect and incomplete as it may be, Obamacare has delivered health insurance to about 20 million Americans, with the greatest benefit to the poor, minorities and struggling workers. Not only is this important - in the Hobbesian world of our politics, it was optimal.

From the day he entered office, Obama had to claw for every inch of political turf in the face of unrelieved opposition to any legislation he offered. Often, he had to stretch the limits of his executive authority to achieve anything at all.

In short, we elected a man who campaigned in poetry, and found that prose was writ in mud and paid for in partisan bloodshed. One doubts that, today, he would campaign quite as he did in 2008 - indeed, he did not do so in 2012. Now Hillary Clinton is campaigning as she must govern - as a combatant, not an innocent, whose greatest weapon will sometimes be a veto.

She understands that progress in health care, infrastructure, financial regulation, tax reform, the environment, and limiting money in politics can only come through a mastery of detail and a keen sense of the potential, and limits, of presidential power. She is coming to the job prepared.

As a politician, she is like that congenital A student we all knew in high school - steeped in policy, enthralled by detail, and conscientious to a fault. Give her something to read, and she will read it and remember. When it comes to knowing her job, Hillary Clinton does not believe in faking it.

She has specific plans to improve the lot of embattled Americans, including women and their families. She has a well - conceived program to regulate the financial sector - a priority she spelled out a year before the crash of 2008. Indeed, there is no area of pressing need where she is not stocked with proposals which, mercifully, have an actual chance of moving forward.

Importantly, her agenda can be paid for without busting the budget, primarily by increasing taxes on the wealthy. One can quarrel with the details: certainly, it is easy to imagine more sweeping and ideal solutions than some which she proposes - indeed, Bernie Sanders often does.

What is impossible to imagine is passing them. And there is no reasonable doubt that a Clinton presidency will focus on building a fairer and more inclusive society. These things account, at least in part, for Clinton's decisive lead in the primary vote and pledged delegates: critically, Clinton enjoys broader support among Democrats then does Sanders - including from minorities who will be critical in November.

Then there is national security, an area where she must combat Donald Trump's empty bluster.To this task Clinton brings a sophisticated grasp of diplomacy, military strategy and counter-terrorism.

To he sure, the Iraq vote was a mistake that Trump, as has Sanders, will make her reckon with - it helped lead to a foreign policy disaster, and it will not suffice to say that she had lots of company. And, for some, Clinton is too inclined to interventions in the Middle East which, inevitably, have as many unintended consequences as those which we intend - assuming, of course, that we can realize even those.

But Iraq was 14 years ago. And is too easy to second - guess more recent decisions in a region where both action and inaction can be equally problematic - and which ISIS uses as a launching pad for terrorism and terrorists. Over time, Hillary Clinton has acquired the knowledge to be president in a dangerous and ever - shifting global environment.

She has thought about this environment in detail and with care. Foreign leaders respect her. She is prepared to deal with issues as disparate as climate change, cyber warfare, and international drug cartels. Her plan for combating ISIS is thorough and considered. She understands counter-terrorism and the threat of nuclear proliferation - including nuclear terrorism. She has the sophistication to maintain and build alliances, but also to understand their limits.

During their primary contest, Bernie Sanders has cited Iraq as proof that his judgment is superior, and that experience alone is not enough. But the latter truism is no substitute for an ongoing absorption in the complications of a complex world.That was never a priority for Sanders and, when it comes to picking a president, this matters. And being right on a single vote in 2002, however critical, is no guarantee of mastery of difficult issues in, say, 2018.

In any event, the alternative to Clinton in November is not Sanders, but the ignorant, xenophobic, chronically offensive, Putin - loving moron Donald Trump. She is as fit to be president as Trump is not. The gap is daunting - the wrong result would be dangerous to America and the world. But to win Clinton must address her own weaknesses as a candidate, reflected in uncomfortably high negatives, and rooted in difficulties which cannot be wished away.

Some derive from 25 years of being pounded with lies, distortions and half - truths, rooted in a pervasive double standard. In a way, this Darwinian experience is oddly reassuring. Hillary Clinton is tough - if she hasn't cracked by now, she never will.

But other problems are self-inflicted. In terms of credibility, the speeches on Wall Street cost her much more than she was paid, and her failure to perceive that suggests a certain tone deafness. Her reasons for not releasing the transcripts are so unpersuasive as to suggest discomfort with the speeches themselves. Similarly, the email problem has grown bigger with each shifting explanation.

Put simply, she does not excel at changing stories or admitting error. And, yes, Iraq truly is the gift that keeps on giving, especially when coupled with the suspicion that Clinton's positions are too often calibrated to suit the public mood.

The latter, of course, is commonplace. That's how candidates get elected, and the flipside is the tactical flexibility needed to get things done. But, in Clinton, the air of contrivance is exacerbated by the fact that she is not, as events have compelled her to admit, a natural. Too often she exudes caution and, at times, wariness - understandable, to be sure, but unhelpful in conveying passion or authenticity.

All this feeds the perception, fair or not, that, in the immortal word of Kevin McCarthy, Clinton is "untrustable." There is irony here - by any reasonable measure of truth telling, Clinton's assertions during the campaign are, relative to other candidates, accurate and grounded in fact. But the perception has hurt her nonetheless - including among young women who have forgotten the hard and bitter fight which enabled a woman to run for president at all.

Another problem is that Clinton will need enthusiastic support from a Democratic electorate which is divided in a couple of different ways. One divide is between Clinton past - as examples, the crime bill and welfare reform of the 90s - and this Clinton in the very different present. Both Clintons are addressing this, and must continue to do so in a way that reaches progressives, minorities and the young: the alternative, after all, is not some beau ideal, but Donald Trump.

The second divide is between the pragmatic governing philosophy of Hillary Clinton, and the idealistic all or nothing populism of Bernie Sanders. Practicality is harder to sell than visionary phrases, and reality is not always a place where all voters want to live.

She cannot make these problems go away. What she can do is continue to remind voters that a president owes them reality, not fantasy - a critique even more apt for Trump than for Sanders. And then- through command, specifics and an added dollop of passion - persuade the majority of Americans to trust her as a president.

This is not the stretch that some might think it. In debate, she is smart, informed, unyielding and even compelling - one can see her as our president in tough moments. That's a form of trust not easy to come by. And her mastery of policy will be a bracing contrast to Trump's abysmal ignorance. Part of her campaign must be focused on that - relentlessly disqualifying Trump on the issues and, critically, as the unpredictable and unstable megalomaniac that he is.

A second element is convince Americans that behind her programs is a deep desire to make their lives, and the country itself, better -including a strong and persuasive indictment of the influence of big money in politics. She need not be Bill Clinton or Barack Obama - or, for that matter, Bernie Sanders. What she does need - and what many Americans still want from her - is an animating vision of the better place she wants America to become.

Given her immersion in pressing issues from college on, by now this should not be all that hard. Clearly she is thinking about this; so are others who want her to be president. By email Sam Brown - whose concern this has been since the civil rights and antiwar movements of the 1960s - sketches a platform which, while not meant to be definitive, suggests a template for uniting Democrats and reaching Americans at large.

The basic vision it serves is that only a country which values all its people can be vibrant and strong -now and in the future. With a few additions, I venture it as a starting place:

"We believe that every student in America has the right to a debt free college education. Because the voice of every citizen should carry equal weight, we support a constitutional amendment to stem the influence of money in politics.

"We believe that every American has the right to quality healthcare regardless of their means. We believe in providing job retraining, education and support for Americans dislocated by the forces of globalization.

"We believe in a society where opportunity is not defined by wealth. We believe that every American should bear their fair share of paying for our defense, rebuilding our infrastructure, and providing opportunity and security for all.

"We believe in protecting the equal rights of every citizen, regardless of race, gender or sexual orientation. We believe in combating the scourge of gun violence through laws which protect the Second Amendment rights of law-abiding citizens, while keeping guns away from demonstrably dangerous people who would use them to kill others.

"We believe that it is imperative to protect our environment and combat climate change. We believe in addressing the complex problems of immigration and providing a path to citizenship for those who wish to be good citizens. We reject scapegoating of any kind, whether it be of Mexicans, Muslims or those who wish to seek refuge from violence and oppression."

Is there any doubt that Hillary Clinton wants to lead that kind of country? Or that Donald Trump does not?

Her task is to make more Americans see her as that leader - and to believe that our future is not a given, for good or ill, but a choice. If she succeeds, then she can bring this better country closer to reality.

-- This feed and its contents are the property of The Huffington Post, and use is subject to our terms. It may be used for personal consumption, but may not be distributed on a website. Reported by Huffington Post 12 hours ago.

Chargebacks911 to Airlines: Customer Service Investments Can Pay Dividends in Increased Loyalty and Profitability

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With recent surveys revealing airlines’ low marks for customer satisfaction and declining loyalty, risk management firm Chargebacks911 counsels air carriers that a renewed focus on service can boost revenues and provide a competitive edge.

Tampa Bay, Fla. (PRWEB) May 17, 2016

Consumer satisfaction rankings reveal that airlines are tied for second-to-last place among 43 industries (1), and a recent survey found that brand loyalty has taken a dive among air travelers (2). Monica Eaton-Cardone, co-founder and COO of dispute mitigation and risk management firm Chargebacks911, cautions that dissatisfied consumers are more likely to file chargebacks; so she advises airlines to focus on customer service as a way to raise satisfaction, reclaim loyalty, reduce chargebacks and increase revenue.

According to the latest rankings published by the American Customer Satisfaction Index (ACSI), airlines currently average a 72% satisfaction rate—ranging from a high of 80% for JetBlue and Southwest to a low of 62% for Spirit, with legacy carriers American, Delta and United at or just below the average (3). The 2015 year-end ratings put airlines in a four-way tie for second-to-last place, along with fixed-line telephone service, health insurance and the U.S. Postal Service; only Internet service providers and subscription telephone service scored lower (1).

Another survey found that “airlines and hotels are missing the mark on consumer loyalty,” reporting that just 22% of travelers care whether a particular airline or hotel is offered during the booking process (2). These findings echo Deloitte data that showed only 44% of travelers fly at least three-quarters of their air miles on their “preferred” airline (2).

“Today’s savvy digital consumers pose new challenges—and opportunities—for the airline industry,” said Eaton-Cardone. “With just a few clicks, travelers can compare prices and schedules; and they can also share their customer service experiences with the world. Positive experiences can improve brand reputation and market share, as Southwest and JetBlue have shown. However, poor experiences often result in widespread negative publicity and are increasingly leading disgruntled fliers to file chargebacks, to the detriment of airlines’ earnings.”

Unhappy travelers frequently voice their displeasure via critical tweets, posts or reviews; and if they happen to be journalists or bloggers, those experiences can be broadcast to an audience of millions. A Time article documented one reporter’s canceled flight, lost-luggage issues and inability to reach a live customer service representative (4), while a post on The Digerati Life details how the author filed a chargeback to resolve an overcharge and goes on to explain how and when to file a credit card dispute with an airline or other online merchant (5).

Eaton-Cardone acknowledges that airlines often have to contend with issues that are beyond their control, such as weather-related flight delays, penalty charges, or confrontations between passengers, in addition to the issues they are accountable for, such as luggage handling, overbilling or oversold flights. She says the way airlines handle all traveler complaints, regardless of the source, can have a tremendous impact on their reputation, satisfaction ratings and profitability.

“Travel-related problems have the potential to ruin vacations, interfere with business or make fliers miss important family events; so, understandably, travelers are often very upset, angry or stressed when they encounter difficulties. Having live representatives available to provide prompt resolution or even just a sympathetic ear can go a long way toward improving consumer satisfaction and goodwill. It can also help prevent issues from escalating to the point where travelers feel compelled to air their grievances in a public forum or file credit card chargebacks to obtain a refund,” she noted.

Eaton-Cardone counsels airlines to adopt additional customer service options that better align with their online presence. She says that the industry has grown beyond traditional communication methods, citing the fact that nearly 60% of all travel purchases are conducted through mobile. “We can all learn from online veterans like Amazon” she says, “where customer service is not only provided 24/7 - but the initial contact attempt is logged through a one-click inquiry form. This provides Amazon the ability to follow-up with the customer after their service call in order to help refine quality control processes to improve future relations.” In addition to implementing more intelligent customer service improvements, she advises air carriers to focus on risk management and chargeback mitigation.

Airlines can learn more about risk management and chargeback mitigation by requesting a free chargeback analysis from Chargebacks911. Monica Eaton-Cardone is committed to helping online merchants and service providers combat fraud and minimize chargebacks. She recently spoke at the Airline and Travel Payments Summit about how machine learning can thwart fraudsters, and she will be presenting at the upcoming CNP Expo in Orlando and Ticket Summit in Las Vegas. She is also available for interviews and future speaking engagements.

For further information on Chargebacks911 and its comprehensive risk management and chargeback mitigation solutions, visit http://chargebacks911.com.

About Global Risk Technologies and Chargebacks911:

Global Risk Technologies is most known for its role in payment processing solutions that cater to each side of the value chain: Chargebacks911.com and eConsumerServices.com. The firm is headquartered in Tampa Bay, Florida, with offices in Ireland and Atlanta. They have approximately 350 employees worldwide and currently manage over 150MM in transactions each month, with clients located in the U.S. and Europe.

Chargebacks911 is a division of Global Risk Technologies, and was developed specifically for merchants to offer immediate aid through proprietary technology and provide the necessary function that gives merchants the freedom to focus on their core competency and optimize their in-house skill set. Chargebacks911 focuses on chargeback mitigation and risk management. They specialize in servicing Internet merchants and acquiring banks, offering dispute response solutions and deep analytics. Chargebacks911 works with their client base to help them keep dispute rates down and retain their ability to accept credit cards. For more information, visit http://www.chargebacks911.com.

1.    Reed, Dan. “Airlines’ Customer Service Performance Has Improved, But They’re Still Near The Bottom Of The Barrel”; Forbes; April 27, 2015. forbes.com/sites/danielreed/2016/04/27/airlines-customer-service-performance-has-improved-but-theyre-still-near-the-bottom-of-the-barrel/

2.    “Airlines Look to Differentiate With Personalized Customer Experiences as Traveler Loyalty Takes a Dive”; Boxever press release, edited by Richard Carufel; Bulldog Reporter; February 29, 2016. bulldogreporter.com/airlines-look-to-differentiate-with-personalized-customer-experiences-as-traveler-loyalty-takes-a-dive/

3.    American Customer Satisfaction Index. ACSI Travel Report 2016; April 26, 2016. theacsi.org/news-and-resources/customer-satisfaction-reports/reports-2016/acsi-travel-report-2016

4.    Zoglin, Richard. “The Airlines' Customer-Complaint Lines: No Answer”; Time; September 3, 2009. content.time.com/time/business/article/0,8599,1920121,00.html

5.    Silicon Valley Blogger; contributing writer Alexis Anderson. “When To Dispute Credit Card Charges & Get A Chargeback”; The Digerati Life; June 6, 2010. thedigeratilife.com/blog/dispute-credit-card-charges-chargeback/ Reported by PRWeb 12 hours ago.

Supreme Court passes buck on birth control ruling

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The Court avoided a major ruling on a Christian nonprofit employer's challenge to an Obamacare mandate to provide female workers with health insurance covering birth control. Reported by Christian Science Monitor 12 hours ago.

US Supreme Court declines to rule in birth control challenge

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The Court avoided a major ruling on a Christian nonprofit employer's challenge to an Obamacare mandate to provide female workers with health insurance covering birth control. Reported by Christian Science Monitor 11 hours ago.

This exclusive report reveals the ABCs of the IoT

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This exclusive report reveals the ABCs of the IoT The Internet of Things (IoT) Revolution is picking up speed and it will change how we live, work, and entertain ourselves in a million ways big and small.

From agriculture to defense, retail to healthcare, everything is going to be impacted by the growing ability of businesses, governments, and consumers to connect to and control their environments:

· “Smart mirrors” will allow consumers to try on clothes digitally, enhancing their shopping experience and reducing returns for the retailer
· Assembly line sensors will detect tiny drops in efficiency that indicate critical equipment is wearing out and schedule down-time maintenance in response
· Agricultural equipment guided by GPS and IoT technology will soon plant, fertilize and harvest vast croplands like a giant Roomba while the “driver” reads a magazine
· Active people will share lifestyle data from their fitness trackers in order to help their doctor make better health care decisions (and capture discounts on health insurance premiums)

No wonder the Internet of Things has been called “the next Industrial Revolution.” It’s so big that it could mean new revenue streams for your company and new opportunities for you. The only question is: Are you fully up to speed on the IoT?

After months of researching and reporting this exploding trend, John Greenough and Jonathan Camhi of Business Insider Intelligence have put together an essential briefing that explains the exciting present and the fascinating future of the Internet of Things. It covers how IoT is being implemented today, where the new sources of opportunity will be tomorrow and how 17 separate sectors of the economy will be transformed over the next 20 years, including:

· Agriculture
· Connected Home
· Defense
· Financial services
· Food services
· Healthcare
· Hospitality
· Infrastructure
· Insurance

· Logistics
· Manufacturing
· Oil, gas, and mining
· Retail
· Smart buildings
· Transportation
· Connected Car
· Utilities

 

If you work in any of these sectors, it's important for you to understand how the IoT will change your business and possibly even your career. And if you’re employed in any of the industries that will build out the IoT infrastructure—networking, semiconductors, telecommunications, data storage, cybersecurity—this report is a must-have.

Among the big picture insights you’ll get from *The Internet of Things: Examining How the IoT Will Affect The World*:

· IoT devices connected to the Internet will more than triple by 2020, from 10 billion to 34 billion. IoT devices will account for 24 billion, while traditional computing devices (e.g. smartphones, tablets, smartwatches, etc.) will comprise 10 billion.
· Nearly $6 trillion will be spent on IoT solutions over the next five years.
· Businesses will be the top adopter of IoT solutions because they will use IoT to 1) lower operating costs; 2) increase productivity; and 3) expand to new markets or develop new product offerings.
· Governments will be the second-largest adopters, while consumers will be the group least transformed by the IoT.

And when you dig deep into the report, you’ll get the whole story in a clear, no-nonsense presentation:

· The complex infrastructure of the Internet of Things distilled into a single ecosystem
· The most comprehensive breakdown of the benefits and drawbacks of mesh (e.g. ZigBee, Z- Wave, etc.), cellular (e.g. 3G/4G, Sigfox, etc.), and internet (e.g. Wi-Fi, Ethernet, etc.) networks
· The important role analytics systems, including edge analytics, cloud analytics, will play in making the most of IoT investments
· The sizable security challenges presented by the IoT and how they can be overcome
· The four powerful forces driving IoT innovation, plus the four difficult market barriers to IoT adoption
· Complete analysis of the likely future investment in the critical IoT infrastructure: connectivity, security, data storage, system integration, device hardware, and application development
· In-depth analysis of how the IoT ecosystem will change and disrupt 17 different industries

*The Internet of Things: Examining How the IoT Will Affect The World* is how you get the full story on the Internet of Things.

To get your copy of this invaluable guide to the IoT universe, choose one of these options:

1. Purchase an ALL-ACCESS Membership that entitles you to immediate access to not only this report, but also dozens of other research reports, subscriptions to all 5 of the BI Intelligence daily newsletters, and much more. >> *START A MEMBERSHIP*
2. Purchase the report and download it immediately from our research store. >> *BUY THE REPORT*

The choice is yours. But however you decide to acquire this report, you’ve given yourself a powerful advantage in your understanding of the fast-moving world of the IoT.

Join the conversation about this story » Reported by Business Insider 11 hours ago.

As Insurance Losses Mount So Do Refusals: "Sorry, We Don't Take Obamacare"

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As Insurance Losses Mount So Do Refusals: Sorry, We Don't Take Obamacare Submitted by Michael Shedlock via MishTalk.com,

A McKinsey study shows Obamacare insurers lost money in 2014 and the* losses doubled in 2015*.

Amazingly, the study concludes there’s *nothing to worry about because “30 percent of insurers nationwide were profitable.”*

Meanwhile, outright refusals to accept Obamacare mount. “Sorry, We Don’t Take Obamacare” is now a frequent response.

**Losses Pile Up**

The Hill reports Study Shows ObamaCare Insurers’ Losses Grew in 2015.



The study from McKinsey & Company finds that in 2014, insurers had a margin of minus-4.8 percent, translating to an overall loss of $2.7 billion on the individual health insurance market, which includes ObamaCare’s marketplaces.

 

*The study finds those losses roughly doubled in 2015 to between minus-9 and -11 percent margins, based on preliminary data.*

 

Still, the study finds that not all insurers lost money. In 45 states, there was at least one profitable insurer in the market in 2014, and 30 percent of insurers nationwide were profitable.

 

*“The individual market has little risk of entering a classic insurance ‘death spiral’ as long as the federal government continues to offer subsidies,” *the study states, adding that “there will likely continue to be a large, viable individual market.”



**Second Class Patients**

The New York Times tells the sad tale of an increasing number of “Sorry, We Don’t Take Obamacare” responses to those seeking medical assistance.



AMY MOSES and her circle of self-employed small-business owners were supporters of President Obama and the Affordable Care Act. They bought policies on the newly created New York State exchange. But when they called doctors and hospitals in Manhattan to schedule appointments, they were dismayed to be turned away again and again with a common refrain: *“We don’t take Obamacare,” the umbrella epithet for the hundreds of plans offered through the president’s signature health legislation.*

 

Though their insurance cards look the same as everyone else’s — with names like Liberty and Freedom from insurers like Anthem or United Health — the plans are often very different from those provided to most Americans by their employers. *Many say they feel as if they have become second-class patients.*

 

Compared with the insurance that companies offer their employees, plans provide less coverage away from patients’ home states, require higher patient outlays for medicines and include a more limited number of doctors and hospitals, referred to as a narrow network policy. And while employers tend to offer their workers at least one plan that allows them coverage to visit doctors not in their network, patients buying insurance through A.C.A. exchanges in some states do not have that option, even if they’re willing to pay higher premiums.

 

*Some of the problems may have been predictable.* When designing the new plans, for-profit insurers naturally tended to exclude high-cost, high-end hospitals with whom they had little clout to negotiate discounts. That means, for example, that as of late last year none of the plans available in New York had Memorial Sloan Kettering Cancer Center in their network — an absence that would be unacceptable to many New York-based employers buying policies for their employees. Another issue is out-of-state coverage, which many A.C.A. plans don’t offer aside from emergencies, and which is routinely offered in policies from companies — especially large ones — with workers in more than one state.

 

As a result, many parents who were excited that they would be able to keep their children on their policies until age 26 have discovered that this promise has gone unfulfilled. When Sara Hamilton of New York was shopping on the exchange for a plan to cover her and her two young-adult children — who live in distant states — she discovered that none of the plans covered doctor visits in those places.

 

*In 2013, Angie Purtell of Tega Cay, S.C., bought a gold plan offered by Coventry Health Care. When notified that the plan would double its monthly premium the following year, to nearly $1,000, she went shopping again on the state exchange and chose a Blue Cross silver plan for $500. It was branded “Choice.”*

 

*But when she tried to visit her longtime doctor using the new plan, she found she could not. *The doctor’s practice, while in South Carolina, was not covered because it is affiliated with the Carolina Medical Center, a few miles over the border in Charlotte, N.C.



**Service Refused**

 

Hey! We don’t serve their kind here. They’ve got Obamacards. Reported by Zero Hedge 9 hours ago.

United States: What's New With HIPAA? - Holland & Knight

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Several recent developments have taken place related to the Health Insurance Portability and Accountability Act (HIPAA) privacy and security compliance requirements, and enforcement is increasing. Reported by Mondaq 10 hours ago.

Specialist Pet Insurance Technology Provider Confirmed as Associate Member of NAPHIA

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Anglo-American Aquarium Software has today confirmed that following its sponsorship of the North American Pet Health Insurance Association (NAPHIA) Summit in 2014 and lead sponsor status in 2015, the firm is now an Associate Member and will be attending NAPHIA’s board meeting in San Diego on May 17/18.

(PRWEB) May 17, 2016

Aquarium has established itself over the past few years as a global player in the insurance technology sector and becoming an Associate Member of NAPHIA is seen as a logical next step to taking relations with the Association and the North American pet insurance market more generally to the next level of engagement.

“We are delighted to be associated with NAPHIA and look forward to playing our part in the future direction of pet insurance in North America,” said Mark Colonnese, Aquarium’s VP Sales and Marketing. “Becoming an Associate Member was a natural progression following on from our sponsorship of last year’s Summit. We hope that our views and experience on new and emerging technologies will be beneficial, not only to NAPHIA and its members, but to all pet parents in North America.”

The status of Associate Member is for those companies and organizations that are closely aligned with NAPHIA’s mandate and vision, and who are interested in the pet health insurance industry and marketplace—all things Aquarium has a proven track record in, both in the UK and North America.

“Aquarium is already a global business and our assets deployed in the US market reflect that,” added Colonnese. “NAPHIA is a key plank of our US pet strategy and Associate Membership provides us with additional collateral to further underscore our presence in the US pet insurance sector. We are here to stay and the strengthening of our position with NAPHIA makes our intentions and commitment clear where no one can miss it and we are very much looking forward to San Diego next week.”

Pet insurance growth in the US in 2014 was triple the pace of accident and health coverage and what is already a $600 million industry is expanding. Aquarium Software can already boast an ongoing trans-Atlantic partnership with leading pet insurance brands having already delivered an adaptable platform tailored to the complexities of the pet insurance market.

“Our work with existing clients in North America and Canada is based on ‘transactional revenues’ or ‘risk sharing’—but call it what you will, they are phrases the sector’s going to be hearing a lot more of,” added Colonnese. “Instead of a huge up-front fee and charging per user, the only cost is for volume of policies sold, renewed, or claims processed through the system. This way, clients keep the vast majority of their capital intact to spend on marketing and business development.”

While not a new concept within Property & Casualty Insurance (P&C), the introduction of transactional revenues into the pet insurance market certainly is. For an industry with such massive growth potential, Colonnese is clear that the industry must lead the way in treating the product with the same intellectual rigor and methodology as any other P&C line.

“The time is right to push pet insurance to the next level,” added Colonnese. “Associate Members of NAPHIA include everyone from White Label Partners to Veterinary Practice Groups and Animal Hospitals. Working together, we can accomplish extraordinary things – from better pet care to an enhanced customer journey. Our strategy is nothing less than to be the worldwide de facto pet insurance technology platform supplier and anything we can do to help NAPHIA members will only assist us on that journey.”

Aquarium Software develops and hosts a cloud platform solution designed to integrate data, deliver robotic process automation and produce intelligent management information. Aquarium Software is currently being implemented by a number of key global insurers and affinity partners across the UK, Europe and North America. For further information, contact Aquarium Software at +44 (0)161 927 5620 or visit http://www.aquarium-software.com Reported by PRWeb 10 hours ago.

United States: Medicaid And CHIP Managed Care Final Rule: It's All About Consistency - BakerHostetler

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The Centers for Medicare & Medicaid Services recently issued a 1,425-page regulation on managed care in Medicaid and the Children's Health Insurance Program, dubbed the first overhaul of these regulations in over a decade. Reported by Mondaq 9 hours ago.

Fully understand the IoT with this report

$
0
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The Internet of Things (IoT) Revolution is picking up speed and it will change how we live, work, and entertain ourselves in a million ways big and small.

From agriculture to defense, retail to healthcare, everything is going to be impacted by the growing ability of businesses, governments, and consumers to connect to and control their environments:

· “Smart mirrors” will allow consumers to try on clothes digitally, enhancing their shopping experience and reducing returns for the retailer
· Assembly line sensors will detect tiny drops in efficiency that indicate critical equipment is wearing out and schedule down-time maintenance in response
· Agricultural equipment guided by GPS and IoT technology will soon plant, fertilize and harvest vast croplands like a giant Roomba while the “driver” reads a magazine
· Active people will share lifestyle data from their fitness trackers in order to help their doctor make better health care decisions (and capture discounts on health insurance premiums)

No wonder the Internet of Things has been called “the next Industrial Revolution.” It’s so big that it could mean new revenue streams for your company and new opportunities for you. The only question is: Are you fully up to speed on the IoT?

Research analysts John Greenough and Jonathan Camhi of BI Intelligence, Business Insider's premium research service, spent months of researching and reporting this exploding trend and have put together a report on the Internet of Things that explains its exciting present and the fascinating future.

It covers how IoT is being implemented today, where the new sources of opportunity will be tomorrow and how 17 separate sectors of the economy will be transformed over the next 20 years, including:

· Agriculture
· Connected Home
· Defense
· Financial services
· Food services
· Healthcare
· Hospitality
· Infrastructure
· Insurance

· Logistics
· Manufacturing
· Oil, gas, and mining
· Retail
· Smart buildings
· Transportation
· Connected Car
· Utilities

 

If you work in any of these sectors, it's important for you to understand how the IoT will change your business and possibly even your career. And if you’re employed in any of the industries that will build out the IoT infrastructure—networking, semiconductors, telecommunications, data storage, cybersecurity—this report is a must-have.

Among the big picture insights you’ll get from *The Internet of Things: Examining How the IoT Will Affect The World*:

· IoT devices connected to the Internet will more than triple by 2020, from 10 billion to 34 billion. IoT devices will account for 24 billion, while traditional computing devices (e.g. smartphones, tablets, smartwatches, etc.) will comprise 10 billion.
· Nearly $6 trillion will be spent on IoT solutions over the next five years.
· Businesses will be the top adopter of IoT solutions because they will use IoT to 1) lower operating costs; 2) increase productivity; and 3) expand to new markets or develop new product offerings.
· Governments will be the second-largest adopters, while consumers will be the group least transformed by the IoT.

And when you dig deep into the report, you’ll get the whole story in a clear, no-nonsense presentation:

· The complex infrastructure of the Internet of Things distilled into a single ecosystem
· The most comprehensive breakdown of the benefits and drawbacks of mesh (e.g. ZigBee, Z- Wave, etc.), cellular (e.g. 3G/4G, Sigfox, etc.), and internet (e.g. Wi-Fi, Ethernet, etc.) networks
· The important role analytics systems, including edge analytics, cloud analytics, will play in making the most of IoT investments
· The sizable security challenges presented by the IoT and how they can be overcome
· The four powerful forces driving IoT innovation, plus the four difficult market barriers to IoT adoption
· Complete analysis of the likely future investment in the critical IoT infrastructure: connectivity, security, data storage, system integration, device hardware, and application development
· In-depth analysis of how the IoT ecosystem will change and disrupt 17 different industries

*The Internet of Things: Examining How the IoT Will Affect The World* is how you get the full story on the Internet of Things.

To get your copy of this invaluable guide to the IoT universe, choose one of these options:

1. Subscribe to an ALL-ACCESS Membership with BI Intelligence and gain immediate access to this report AND over 100 other expertly researched deep-dive reports, subscriptions to all of our daily newsletters, and much more. >> *START A MEMBERSHIP*
2. Purchase the report and download it immediately from our research store. >> *BUY THE REPORT*

The choice is yours. But however you decide to acquire this report, you’ve given yourself a powerful advantage in your understanding of the fast-moving world of the IoT.

Join the conversation about this story » Reported by Business Insider 5 hours ago.

Hickenlooper signs health-insurance study bill

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Colorado Gov. John Hickenlooper set in motion a process Tuesday that could lead to the redefining of health-insurance rating in this state — and the possibility that Denver-area premiums could rise to subsidize sky-high costs in the mountain areas. Hickenlooper signed House Bill 1336 — sponsored by Reps. Millie Hamner, D-Dillon, and Bob Rankin, R-Carbondale — that directs the Division of Insurance to study possible effects of reducing Colorado’s geographic insurance rating areas from nine… Reported by bizjournals 3 hours ago.

Ruling limits financial incentives for wellness programs

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Employers seeking to get workers to join wellness programs and provide medical information can set financial rewards -- or penalties -- of up to 30 percent of the cost for an individual in the company's health insurance plan, according to controversial rules finalized by the Equal Employment Opportunity Commission Monday. Reported by CNN.com 3 hours ago.

Rate of Floridians without health coverage reaches new low

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The uninsured rate in Florida reached a low of 12.1 percent in 2015, according to the U.S. Department of Health & Human Services’ latest survey on health insurance. Florida had one of the biggest declines in the uninsured rate in the nation, although it still above the national rate of 9.1 percent without coverage. The state also led the nation in signups to the Affordable Care Act's health insurance exchange marketplace. HHS credited ACA with boosting the rates of insurance. In addition to offering… Reported by bizjournals 3 hours ago.

KidsCare revived, accepting applications this summer

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Now that Arizona Gov. Doug Ducey signed Senate Bill 1475 to restore KidsCare coverage to poor children, the state's Medicaid program is preparing to enroll kids this summer. Children who live in households between 133 percent and 200 percent of the Federal Poverty Limit can qualify for coverage for KidsCare, which is the state's version of the federally-created Children's Health Insurance Program, or CHIP. As part of the budget crisis during the recession, KidsCare enrollment was frozen in January… Reported by bizjournals 23 hours ago.
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