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ALTA Announces New Member Exclusive Health Insurance Program

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The American Land Title Association (ALTA) is now offering a health insurance program that brings innovative employee benefit solutions to firms in the land title industry through its partnership with Arthur J. Gallagher & Co. (Gallagher).

Washington, DC (PRWEB) November 04, 2015

The American Land Title Association (ALTA) is now offering a health insurance program that brings innovative employee benefit solutions to firms in the land title industry through its partnership with Arthur J. Gallagher & Co. (Gallagher).

For more information please visit: http://www.altaadvantage.org

“We’re focused on producing truly innovative options for our members,” said Michelle Korsmo, ALTA’s chief executive officer. “We believe Gallagher’s solutions and strategic consulting capabilities will enable us to provide ALTA members with added-value and remedies for a common challenge they contend with.”

The program has been developed to offer benefit solutions with cost-saving opportunities that incorporate unique offerings designed exclusively for ALTA members. Many participating companies will have the opportunity to achieve cost savings on their health and welfare benefit coverage.

“Increasing health insurance premiums have been a challenge for almost every one of our members for many years. The enactment of the Affordable Healthcare Act has made it even more difficult for many of them to manage this expense,” Korsmo said. “We chose to partner with Gallagher because of their national presence, experience with affinity programs and distinct ability to develop strategies to specifically address our members’ needs in the benefits arena.”

The program will also provide ALTA members with insurance options and pricing typically available only to large companies. By leveraging the collective buying power of ALTA’s more than 6,000 member companies and the strength of Gallagher’s expertise and relationships, ALTA will be able to offer custom solutions to small-to-mid-market firms, which describes the vast majority of the nation’s title agencies.

“This new relationship is very exciting for us because of ALTA’s well-established leadership in the title industry,” said Ethan Hendrickx, Area Vice President of Gallagher Benefit Services, Ohio branch. “ALTA’s commitment to bringing value to its members creates an opportunity to provide the needed solutions using an approach made possible by partnering with ALTA.”

Individuals and companies in the land title industry interested in this program should contact Cornelia Horner, ALTA’s chief operating officer, at 202-261-2941 or cornelia(at)alta(dot)org.

### Reported by PRWeb 14 hours ago.

Employee Out-of-Pocket Health Plan Costs Skyrocketing, Deductibles Doubled in Five Years, Finds United Benefit Advisors (UBA)

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Results from the 2015 UBA Health Plan Survey Reveal a Continuing Trend of Shifting Costs to Employees, Especially Families

Indianapolis, IN (PRWEB) November 04, 2015

Employees saw modest health plan rate increases in 2015, but out-of-pocket costs continue to skyrocket, according to the 2015 UBA Health Plan Survey, the nation’s most comprehensive benchmarking survey of employer-sponsored health plans.

UBA’s survey, with responses from more than 10,000 employers that mirror 99 percent of American businesses, finds that the average annual health plan cost per employee for all plans in 2015 is $9,736. This is a 2.4 percent increase from the previous year. Employees picked up $3,333 of that cost, while employers covered the balance of $6,403.

“This increase was modest because of employees enrolling in plans that aren’t as rich, combined with large group negotiating power and small group grandmothering,” said Les McPhearson, CEO of UBA. “Out-of-pocket costs, however, continue to surge. Premiums continue to rise, forcing many employers to manage this expanding price tag by shifting costs to their employees in the form of higher deductibles, out-of-pocket maximums, and copays for both singles and families.”

The survey finds median in-network deductibles for singles jumped 33 percent from $1,500 in 2014 to $2,000 in 2015, while deductibles for families remained unchanged at $4,000.

When out-of-network, families are hit hardest: their median deductible increased 16.7 percent from $6,000 in 2014 to $7,000 in 2015, while the costs for singles remained unchanged at $3,000.

Both singles and families are seeing large increases in median in-network out-of-pocket maximums (up 14.3 percent and 8.8 percent, respectively, to $4,000 and $8,700). However, again for out-of-network costs, families are bearing larger dollar increases ($2,000) versus singles ($1,000).

FIVE-YEAR TRENDS
As previously noted, the 2015 increases in out-of-pocket costs and deductibles for both singles and families are indicative of the skyrocketing cost trends that the market has seen over the past five years. Median in-network single deductibles have doubled, and employees’ median out-of-network deductibles increased 50 percent. The median in-network deductible for families increased 33 percent and the out-of-network deductible increase was a staggering 75 percent in just five years, according the survey.

Single employee out-of-pocket maximums for in-network increased 33 percent and out-of-network increased 50 percent, while in-network maximums for families rose 45 percent and out-of-network rose 50 percent.

“Out-of-network expenses are not subject to ACA limitations, which means they’ll likely continue to increase significantly as employers continue to shift a greater share of expenses to employees through out-of-pocket cost increases and reductions in family benefits,” said McPhearson. “If we only look at slices of the health insurance market, it might appear that costs have remained relatively steady. A closer look at how much of the cost has been shifted to employees, however, reveals a much different story.”

For further information about the latest in employer-sponsored health plan trends, download a copy of the 2015 UBA Health Plan Survey Executive Summary at http://bit.ly/1RtNWQC.

ABOUT THE UBA HEALTH PLAN SURVEY
Data released in the 2015 UBA Health Plan Survey contains the validated responses of 18,186 health plans, sponsored by 10,804 employers, who cumulatively employ more than two million employees and more than five million total lives. Individually validated responses from employers in more than 3,000 communities were utilized in compiling the database.

While other surveys primarily target large employers, the focus of the UBA survey is to report results that are applicable to the small and mid-size companies that represent the overwhelming majority of the nation’s employers, while also including a mix of large companies in rough proportion to their actual prevalence nationally.

The survey includes plan renewals from June 2014 to May 2015 through the joint effort of 129 of the nation’s premier independent employee benefit advisory firms and their clients. The national distribution of UBA Partner Firms, the diversity of their client base, and the extraordinary number of survey responses provided a unique basis to conduct a non-probability sample survey that yields benchmark results that pertain to a representative cross-section of the nation’s employers.

Contact a UBA Partner Firm for a customized benchmark survey based on industry, region and business size. http://ubabenefits.com/locations.

ABOUT UNITED BENEFIT ADVISORS
United Benefit Advisors is the nation's leading independent employee benefits advisory organization with more than 200 offices throughout the United States, Canada and the United Kingdom. As trusted and knowledgeable advisors, UBA Partners collaborate with more than 2,200 fellow professionals to deliver expertise, thought leadership and best-in-class solutions that positively impact employers and make a real difference in the lives of their employees and families. Employers, advisors and industry-related organizations interested in obtaining powerful results from the shared wisdom of our Partners should visit UBA online at http://www.UBAbenefits.com. Reported by PRWeb 14 hours ago.

Union goes after General Motors for retiree health care money

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General Motors is shortchanging more than 5,000 pre-65 retirees on their retiree medical plan, according to a lawsuit filed by a Dayton-based union. On Wednesday, IUE-CWA announced it filed a complaint in the Southern District of New York Federal Bankruptcy Court. The case will go before the same judge who approved the 2009 landmark settlement between the IUE-CWA and GM that established a health insurance plan for pre-65 retirees from GM and Delphi. “IUE-CWA participants, as well as participants… Reported by bizjournals 12 hours ago.

AIS Newsletter Examines Challenges to Medicare-Medicaid Duals Demos in Certain States

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All 13 states participating in CMS’s duals demo have declared their intent to continue their participation in the program, a CMS official tells Atlantic Information Services in the Oct. 29, 2015, issue of Medicare Advantage News, although the fate of the program in a few states is uncertain.

Washington, DC (PRWEB) November 04, 2015

All 13 states participating in the Medicare-Medicaid dual eligibles demonstration have indicated that they plan to continue in the program under the terms of the two-year extension offered by the Centers for Medicare & Medicaid Services, a CMS official tells Atlantic Information Services, Inc.’s (AIS) Medicare Advantage News (MAN). But, as CMS Medicare-Medicaid Coordination Office Director Tim Engelhardt points out, the letters are nonbinding and the fate of the demo program in a few states is uncertain. MAN examines the situation in those states in its Oct. 29, 2015, issue:· Texas asked for a host of changes in its extension-request letter, some of which are “things we need to do,” Engelhardt says.
· Under state law, according to MAN, California must give notice by the beginning of 2016 that it will pull out of the demo in 2017, unless state officials can show the demo has met its projections for cost savings, with the data that will determine that decision scheduled to be released next month.
· In a memo to stakeholders sent after the state sent in its extension acceptance letter, according to MAN, Virginia’s Department of Medical Assistance Services referred in two places to its CMS-backed duals demo ending in December 2017, which will cease to enroll new participants in June of that year.
· New York’s long-term-care-focused duals demo continues to have issues attracting enrollees and seeks to make changes in its care management systems as part of its extension. Data from AIS’s Medicare-Medicaid Dual Eligibles Database indicate that the demo has enrolled only 9,942 duals since January out of about 170,000 eligibles. Another big hurdle has been the large volume of opt-outs, Engelhardt says, adding that the demo there needs “more provider engagement and buy-in.”

Visit https://aishealth.com/archive/nman102915-05 to read the article in its entirety.

About Medicare Advantage News
Medicare Advantage News is the health care industry’s #1 source of timely news and business strategies about Medicare Advantage plans, product design, marketing, enrollment, market expansions, CMS audits, and countless federal initiatives in this hotly contested area of health insurance. Published biweekly since 1994 (when it was Medicare+Choice), the newsletter exists to help plans boost revenues, increase enrollees, cut costs and improve outcomes in Medicare Advantage and Medicaid managed care. Visit http://aishealth.com/marketplace/medicare-advantage-news for more information.

About AIS    
Atlantic Information Services, Inc. (AIS) is a publishing and information company that has been serving the health care industry for more than 25 years. It develops highly targeted news, data and strategic information for managers in hospitals, health plans, medical group practices, pharmaceutical companies and other health care organizations. AIS products include print and electronic newsletters, websites, looseleafs, books, strategic reports, databases, webinars and conferences. Learn more at http://AISHealth.com. Reported by PRWeb 11 hours ago.

When cheaper health insurance is unwelcome news for some

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Cook County residents who receive financial assistance to buy health insurance under Obamacare are in for an unwelcome surprise.

Federal subsidies to reduce monthly premiums for low- and moderate-income consumers, assuming no change in their incomes, will be lower in 2016 than they were in 2015.... Reported by ChicagoTribune 4 hours ago.

Slow Going For Small Businesses And Health Exchanges

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Specialized health insurance marketplaces that cater to businesses with fewer than 50 employees haven't gotten much traction. Cheaper alternatives are one reason why. Reported by NPR 22 hours ago.

Republicans see health care mandate in Kentucky elections

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(AP) — Kentucky Republicans view Tuesday's election results as a mandate to dismantle one of the country's most heralded health care programs in the name of fiscal responsibility. Outgoing Democratic Gov. Steve Beshear used an executive order to expand the eligibility requirements of Kentucky's Medicaid program, insuring an additional 400,000 people and reducing the state's uninsured rate from 20 percent in 2013 to 9 percent by the middle of this year. Combined with the existing Medicaid program, Kentucky taxpayers now pay for the health insurance of a quarter of the state's population. [...] experts say slamming the brakes on the Affordable Care Act in a state already deeply entrenched in the program would cost lots of time and money, testing the new Republican administration's ability to rein in costs. Beshear initiated both the insurance exchange and the Medicaid expansion by executive action. If Bevin and the Obama administration can thread a middle path, Holtz-Eakin said that might defuse some of the contentious politics around the health care law. The federal government requires at least 12 months' notice from a state that's seeking to shut down its insurance exchange, said Judy Solomon of the Center for Budget and Policy Priorities in Washington, which supports the health care law. Medicaid changes could also turn into a protracted negotiation if Bevin seeks a federal waiver to put a conservative spin on the coverage expansion. Reported by SeattlePI.com 21 hours ago.

Career Training Academy Announces Relocation, Expansion for New Kensington Campus

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Lower Burrell storefront location selected for relocation of campus operations and administration.

PITTSBURGH, PA (PRWEB) November 05, 2015

Career Training Academy (CTA) has announced plans to relocate its New Kensington facility currently situated at 950 5th Avenue to a newly renovated facility in Lower Burrell, approximately 18 miles Northeast of Pittsburgh.

The new facility will provide career training in the medical fields to meet an increased demand for healthcare workers in the area and lend to economic growth and development in the Lower Burrell community.

The spacious, new storefront location in Hillcrest Shopping Center will offer increased square footage and greater and more convenient access to public transportation, proximity to restaurants and ample free parking for students and employees.

"Moving to Lower Burrell is based on our interest to create a significantly improved learning environment responsive to our unique program offerings and the expressed needs of our students and employees," said Michael Discello, Campus Director. "Relocation plans include program-focused renovation, allowing us to enhance facilities to advance student career preparation in specific fields."

Discello also notes that the new location creates opportunities for convenient part-time job opportunities for students during the course of study as well as enhanced evening class options.

CTA will offer the following programs in the Lower Burrell location: Dental Assistant, Medical Assistant, Medical Assistant, Comprehensive Health Insurance Claims Examiner / Medical Biller and Advanced Medical Billing & Coding, Therapeutic Massage Technician, Comprehensive Massage Therapist, and Advanced Bodyworker.

Area residents can expect to take advantage of CTA's Massage Clinic, a practical training program designed to offer advanced training for students open to the public by appointment.

Career Training Academy's Lower Burrell facilities will be located 179 Hillcrest Shopping Center, Lower Burrell, PA 15068. The campus expects to remain in its current location through December 17, 2015 and will begin to fully relocate all programs, faculty, learning resource materials, administrative staff and equipment for the start of classes on January 4, 2016. Reported by PRWeb 21 hours ago.

Sun Health Foundation Donors Thanked for Making A Difference in the Community

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Over nearly 50 years, Sun Health Foundation donors have given hundreds of millions of dollars to make sure that local hospitals, the research institute and more recently, Sun Health programs, have the best in equipment, services and programs.

SURPRISE, ARIZ. (PRWEB) November 05, 2015

Bonnie Boyce-Wilson, Joan Stukenborg and Debra Archer have a story to tell. Details vary, but the narratives all share a common theme. Their lives were changed for the better thanks to Sun Health Foundation donors.

Their stories, told through videos and live speeches, were part of the Foundation’s annual appreciation luncheon for donors, held Oct. 22 at The Colonnade in Surprise. The theme was “The Difference You Made,” and there was plenty of evidence to back up that accolade.

More than 220 guests heard how Boyce-Wilson, at risk for Type 2 diabetes, was able to turn her health around through weight-management and diabetes-prevention classes at the Sun Health Center for Health & Wellbeing, which receives funding from Sun Health Foundation.

Stukenborg related how heart problems had imprisoned her in her own home. “I had extreme shortness of breath, terrible chest pain at night and could barely walk,” she said. In August, she underwent a transcatheter aortic valve replacement (TAVR) procedure at Banner Boswell Medical Center. “It was a miracle for me,” Stukenborg said.

The TAVR was performed by cardiovascular and thoracic surgeon Dr. Rajeev S. Kathuria and his team in the medical center’s hybrid operating room, a high-tech marvel, underwritten by Sun Health Foundation donors.

Her gratitude was echoed by Banner Boswell CEO Dave Cheney who emphasized how Foundation support has kept Banner Boswell and Banner Del E. Webb medical centers on the “cutting edge.”

A family history of breast cancer and a lump removal made Debra Archer a prime candidate for annual screening mammograms. However, health problems (not cancer related) forced the Surprise resident to stop working and she lost her health insurance. She worried she might have to skip this year’s mammogram.

Enter the Pink Roadhouse Mammo Fund, which provided Archer with a 3-D mammography free of charge. The program, launched by breast cancer survivor Reba Mason and Banner Boswell Medical Imaging employee Gina Sheets, provides 3-D screenings to women who are uninsured or underinsured and who meet certain criteria. The fund is managed by Sun Health Foundation. “I can’t thank you enough for this gift,” Archer said. She happily added that her mammogram report came back clear.

The celebration included presenting “Spirit of Sun Health Awards” to approximately 30 donors who have supported Sun Health Foundation for 20 or more years.

Sun Health President and CEO Ron Guziak thanked all donors for their support. “Your generosity is a story in itself, a positive story that is told and retold daily in the lives of our patients, our clients, our residents and the greater community.”

About Sun Health Foundation
For nearly 50 years, Sun Health Foundation donors have supported superior health care in the West Valley. The foundation is a philanthropic partner to the Banner Sun Health Research Institute, Banner Boswell Medical Center, Banner Del E. Webb Medical Center, as well as community wellness programs and senior living services provided by Sun Health. Learn more at http://www.sunhealthfoundation.org.

# # # Reported by PRWeb 20 hours ago.

AgencyBloc Integrates With NextGen Leads

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The integration between AgencyBloc and NextGen Leads will provide greater efficiency for insurance agents in lead acquisition and prospect tracking.

Cedar Falls, IA (PRWEB) November 05, 2015

AgencyBloc, an agency management system/CRM built specifically for life and health insurance agencies, is now integrated with NextGen Leads, an insurance leads provider. The two companies prioritize user experience and are excited to bring this software integration to the insurance industry.

“Gathering and working leads is a critical aspect of our clients' business. We're excited to offer an easy, streamlined way to transmit NextGen leads directly into AgencyBloc. Working with NextGen Leads was very easy, and we really appreciate their partnership in making this a reality,” says Cory Schmidt, Chief Technology Officer at AgencyBloc.

Together, AgencyBloc and NextGen Leads aim to simplify leads acquisition and tracking for insurance agencies. With this integration, agencies will benefit from:· The elimination of re-keying information; leads from NextGen Leads are posted directly into your AgencyBloc account
· A single view of all leads within your AgencyBloc account, regardless of source
· The ability to immediately create follow-up activities for new leads and/or create email campaigns for new leads within    AgencyBloc
· The ability to track the prospecting process from start to finish
· In most cases, NextGen Leads can begin posting to your AgencyBloc account within an hour of sign-up

"We see time and again that agents who stay organized and work their leads using a CRM see a lot more success, and so we are very pleased that AgencyBloc, a clear leader in agency management systems, has made it so easy for their customers to work with our leads," said Chris Kelly, CEO of NextGen Leads.

AgencyBloc and NextGen Leads continue to pave the way in providing innovative technology for insurance agents and agencies. Together, the companies provide agencies with a solution to lead acquisition and nurturing leads, all in one. To further understand the integration, see this infographic.

To learn more about managing, nurturing and converting insurance leads, join our webinar with NextGen Leads on Tuesday, November 24th. Register here.

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About AgencyBloc: AgencyBloc helps life and health insurance agencies grow their business by organizing and automating their operations using a combination of an industry-specific CRM, commissions processing, and integrated marketing automation. For more information, contact AgencyBloc at 866-338-7075 or info(at)agencybloc(dot)com.

About NextGen Leads: NextGen Leads provides extremely high-quality insurance leads, using industry leading technology and transparent pricing to offer a superior lead buying experience to our customers. NextGen offers Exclusive, Shared and Live Transfer leads. For more information, contact NextGen Leads at 800-538-2548 or sales(at)nextgenleads(dot)com. Reported by PRWeb 18 hours ago.

Freelancers Union Partners with CareConnect to Bring Affordable Health Insurance Options to One-in-Three New Yorkers Freelancing Today

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EAST HILLS, N.Y., Nov. 5, 2015 /PRNewswire/ -- Traditionally forced to navigate the maze of health insurance options on their own, Freelancers Union is helping New York's independent workers more easily find quality, affordable care with a new partnership with CareConnect.... Reported by PR Newswire 18 hours ago.

Harken Health Insurance Opening in Downtown Decatur

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Harken Health Insurance Opening in Downtown Decatur Patch Decatur-Avondale Estates, GA -- The company is holding a grand opening event on December 3. Reported by Patch 17 hours ago.

Harken Health Opening Thursday in Brookhaven

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Harken Health Opening Thursday in Brookhaven Patch Brookhaven, GA -- The company offers its members health insurance, free primary care visits at its locations and 24-hour membership support. Reported by Patch 16 hours ago.

The People Taking Care of Our Kids Are Some Of America's Lowest-Paid Workers

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The people taking care of America's children are some of the lowest-paid workers in the country, according to a study published Thursday by the Economic Policy Institute.

The report found that nationwide, median pay for child care workers is $10.31 per hour -- 39.3 percent less than the median wage of $17 an hour earned by workers in other sectors. In fact, a look at official data shows that median child care worker pay is only slightly higher than median pay for retail salespeople, which is $10.29 an hour. 

At the same time, child care is prohibitively expensive for most American families.

Given child care workers’ lower median earnings, it is not surprising that they are much more likely to be living below the federal poverty level than Americans working in other occupations.

The poverty rate among child care workers, the report notes, is 14.7 percent -- more than twice the rate of 6.7 percent for other American workers.

The new study, which used Bureau of Labor Statistics numbers, follows an October report by the EPI showing that child care is as expensive as a year of public college tuition, making it unaffordable to the typical middle-class American family.

If the first report demonstrates how unaffordable American child care is, the second one shows that the exorbitant cost of care does not necessarily go toward paying the people doing the job.

Elise Gould, an author of both studies and senior economist at the EPI, makes clear that Thursday’s report seeks to raise questions about how the treatment of the workers affects the quality of the care itself.

“Despite the crucial nature of their work, child care workers’ job quality does not seem to be valued in today’s economy,” Gould writes in the report’s introduction.

Indeed there is ample evidence that child care workers’ poor pay has already had a negative impact. Most American day care providers offered care that was “fair” or “poor,” according to a 2007 government study. Only 10 percent of providers offered what the study called high-quality care.

The report also highlights how child care workers’ meager pay is especially harmful to women and people of color. Nearly all -- 95.6 percent -- of the 1.2 million people earning a living as child care workers are women. By contrast, women make up fewer than half of the workers in other fields.

Child care workers are also disproportionately likely to be Latino or African-American. One in five child care workers is Latino, compared with 15.7 percent of other kinds of workers. And 14.6 percent of child care workers are black, compared with 10.6 percent of workers in other occupations.
For the purposes of the study, the EPI defined child care workers as preschool teachers and professional caregivers for infants and young children. All figures are current to 2014.

The report acknowledges that child care pay is higher -- and goes further -- in some cities and towns than others.

But based on the EPI’s Family Budget Calculator, which accounts for geographic variation and measures a broader array of household expenses than the federal poverty level -- including child care, transportation and health care costs -- these people are not making enough.

Over 90 percent of non-preschool child care workers earn less than a single person needs to live in the majority of the 618 metropolitan areas examined in the EPI’s Family Budget Calculator. A single person would need an income of $26,832 a year to live in the Des Moines, Iowa, area, the median-costliest community the EPI budget calculator examined.

The map below shows the percentage of non-preschool child care workers who cannot afford to live in metropolitan areas across the country. Head over here for an interactive version where you can search by zip code.The slightly higher-paid preschool instructors are still unlikely to be able to afford living in many metropolitan areas.

That is especially true if they have children. In fact, ironically, these workers may have to choose between child care and other essential needs. Day care alone for infants in 32 states and the District of Columbia amounts to about one-third of a median preschool instructor’s annual pay.
In addition to lousy pay, child care workers are far less likely than their peers in other fields to receive health and retirement benefits on the job. Employer-sponsored health insurance is available to just 15 percent of child care workers, compared with 49.9 percent of workers in other professions. And employer-sponsored pension plans are available to 9.6 percent of child care workers, compared with 39 percent of workers in other professions.

*Also on HuffPost:*
-- This feed and its contents are the property of The Huffington Post, and use is subject to our terms. It may be used for personal consumption, but may not be distributed on a website. Reported by Huffington Post 15 hours ago.

In Greece, Healthy Teeth Are Now A Luxury

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It was the first time in weeks Anthoula Papazoi had cooked meat. She had stewed the cut of beef, donated by a friend, on a low flame all morning. But now the casserole sat untouched, as Papazoi fretted about her 13-year-old daughter Nikoleta's tooth.

The teenager – long black hair, electric-blue nail polish – emerged from the bedroom in shorts and a tank top. She had slept most of the day and was late for an appointment for a long overdue root canal procedure on a bottom front tooth.

"Do we have painkillers?" she asked, rummaging through a kitchen cabinet. "I'm going crazy."

"No, we don't. Go get ready for the dentist," Papazoi said.

"Do we have milk?" Nikoleta asked.

She pulled at a piece of masking tape that held closed the refrigerator door, reached in and grabbed a carton of milk. In a tall white mug she mixed the milk with chocolate powder and five spoonfuls of sugar, and then slumped into a chair.

"Get up and go," her mother ordered.

In few places are the wounds of Greece's economic depression more evident than in the mouths of the nation's children. By most indicators of dental health, Greece is one of the unhealthiest places in Europe. The number of Greeks 16 years or older reporting unmet dental care needs was 10.6 percent in 2013, according to Europe's statistical agency Eurostat. That compares to a European Union average of 7.9 percent.

Dental problems are particularly acute among children, according to a recent survey by the Hellenic Dental Federation, a supervisory body. And the financial crisis has made things worse. In the decade up to 2014, 60 percent of all dental problems in 15-year-olds were left untreated for at least a year, up from 44 percent in the previous decade. Almost all the five-year-olds surveyed – 86.8 percent – suffered dental problems that had not been treated, the survey found.

"Teeth are unfortunately considered a luxury," said Niki Diamanti, a dentist who works at Hatzikosta Hospital, one of two public hospitals in the northwestern town of Ioannina. "If, five years ago, people went to the dentist once a year, now they go every five years."

In Greece's case, the situation is remarkable because the dental problems are not primarily caused by changes in daily oral hygiene, experts say. Rather, children are developing tooth diseases for reasons related to the country's six-year economic depression.


By most indicators of dental health, Greece is one of the unhealthiest places in Europe.

First, money woes have led to fewer dentist visits. Disposable incomes in Greece have shrunk by about 30 percent since 2009. More than 1.2 million Greeks – one in four working-age people – are unemployed. Forty percent of children live in poverty, according to the U.N children's agency UNICEF, more than in places such as Chile, Turkey and Mexico.

As well, the publicly funded system of free or low-cost medical care that millions of Greeks relied on for decades has shrunk, largely because of public spending cuts demanded in exchange for the 326 billion euros ($354 billion) in financial aid Greece has received since 2010. Per capita health spending fell 9 percent a year between 2009 and 2012.

The result: More than 8 percent of Greeks skipped dentist visits in 2013 because it was too expensive, well above the 5.1 percent European average, according to Eurostat.

The financial crisis has also driven a surge in the consumption of cheap, high-sugar foods, dentists say. After dipping for a couple of years, sales of sugary snacks at supermarkets picked up again in 2013, according to Euromonitor, a consumer goods research group.

Greece's bad teeth may be storing up problems for the future. Studies around the world have identified links between bad oral health and chronic illnesses such as cardiovascular diseases, the world's number one killer. Severe gum disease is associated with diabetes and coronary artery disease, according to several medical studies. Scientists are still debating whether dental problems cause other health conditions, or are merely associated with them.

Doctors and scientists have long associated dental health with economic development, largely because good teeth are correlated with access to education. Pain from dental diseases keeps children in many developing countries from their studies, according to the World Health Organization.

Paula Vassallo, chair of a European lobby group that promotes oral health, said children suffering tooth pain often sleep and eat poorly, which can hurt how well they do at school. Children with tooth pain can suffer malnutrition and low levels of vitamin D, she said.

"If you're in pain like that you can't sleep, you can't eat well, you can't speak, you can't perform," says Vassallo, whose Platform for Better Oral Health in Europe receives funding from dental care firms. "The effect on Greece is going to be huge, not just in terms of the economic impact, but also the health, quality of life and employability of people."

In the Papazoi family, it's not only Nikoleta who has suffered. Anthoula Papazoi's eldest daughter, Elli, 16, was rushed to hospital last year because of pain from a pus-filled tooth, only to be turned away because there was no dentist on call. Papazoi's eldest child, Christoforos, 17, had a tooth filled recently. And Anastasis, 5, barely avoided a root canal earlier this year.

Papazoi, who runs a small business hiring out cleaners and nurses, stopped contributing to social security three years ago when she could no longer afford to. That meant the 44-year-old joined an estimated 2.5 million Greeks without access to public health care. She now owes 900 euros to four different dentists.

The family's struggles can be seen in the contents of their fridge. Five years ago, it was stocked with cheese, meat and vegetables. Today: celery, a bit of shredded pumpkin and home-churned butter Papazoi's parents send from their village. The family diet is high in carbohydrates and sugar. Most days they eat rice, pasta, or occasionally lentils.

"I always used to buy fruit but now you can't buy fruit. It's too expensive," said Papazoi. "I'd never imagine I'd reach this point: running around from day to night and not even being able to provide the basics for my children."

*SURRENDER*

Diamanti, the dentist, sees similar struggles almost every day. The 42-year-old studied in Athens and in Britain, before moving to Ioannina in 2010 after she married a local.

By that time, the city of 112,000 near the border with Albania was reeling from Greece's economic downturn. The capital of a mountainous northwest region, Ioannina has a large student population and produces feta cheese and spring water. But it is poor. Per capita output in 2012 was just 12,000 euros, down from 15,000 in 2008 and a third lower than that of Greece as a whole, according to the latest data.

The downturn has hurt local people's teeth. The prefecture around the city has the worst rate of five-year-olds with caries, or severe tooth decay, in Greece, according to the Hellenic Dental Federation survey.

"People have surrendered, psychologically. They no longer care about their health, including oral health," said Yorgos Papazaharis, head of the regional unit's dental association.

As a result, he said, dentists are struggling to keep their practices alive. He estimates that the cost of dental care in the region has dropped 35 percent over the past six years. Many dentists now treat patients for free.

At the same time, Value Added Tax on medical supplies such as cotton wool or gauze has risen from 9 percent to 13 percent during the crisis. VAT on other supplies used by dentists is as high as 23 percent thanks to Greece's bailout commitments.

Successive governments have tried to paper over the cracks. Last year, for instance, the Greek government gave uninsured citizens free prescription drugs and free care, including dental treatment, in public hospitals. And this April, the government of leftist Prime Minister Alexis Tsipras scrapped the 5-euro fee to access public hospitals. But the country's international creditors have ordered the government to reinstate the fee or come up with another way to make up the lost revenue.

Because so many people find private care unaffordable Diamanti says she now sometimes sees as many as 20 patients in one day. At private practices it costs 30 to 50 euros for a filling, 150 euros for root canal treatment, and 200 euros for a crown. For Greeks with national health insurance, treatment in a public hospital costs much less. But only two of 199 dentists in Ioannina take such patients, meaning appointments can take months to secure. Many people join the long lines at hospital emergency rooms, or wait until a rotting tooth needs to be pulled, Diamanti said.

Sitting behind her desk, she rubs her aching hands and wrists. One of the reasons for bad teeth is cultural, she said. "People in Epirus grow up with the idea that sweet things make us feel better. They put honey on children's dummies (pacifiers)."

Now many of her patients can't afford fruit and vegetables, she said, so they turn to processed food. "It's the sugar. Sugar is the food of the poor."

*ONE FAMILY'S STRUGGLE*In her kitchen, casserole on the stove, Anthoula Papazoi details her health problems. A sturdy woman with auburn hair and neatly trimmed fingernails, she has a respiratory disease that is set off by cigarette smoke, strong perfumes or the smell of food. She struggles to make it up the stairs to her two-bedroom flat in a neighborhood of low-rise buildings.

Papazoi's small business usually earns her between 30 and 60 euros a month; some months she makes nothing. The state pays her a benefit. Last year, a family with four children or more got 3,900 euros a year, though that amount has now been cut to 2,400 euros. Papazoi says she paid more than half of last year's benefit back in taxes. The rest goes towards the 200 euros monthly rent for her 70 square-meter apartment. Papazoi says her monthly expenses can reach about 1,000 euros. She has disconnected her home phone and owes hundreds of euros in unpaid water and electricity bills.

Before Papazoi divorced, her family was financially comfortable. She worked during the day, shopped in the late afternoon and cooked meals at night. There was always enough food and clothes, she said, and the children got new shoes when they needed them.

Now the hallway of her apartment doubles as an office, with overflowing bookcases, unpacked cartons and a desk stacked with columns of papers and folders. The paint has begun to chip off the mustard-colored walls of the living room, which is dotted with vases of plastic flowers. Papazoi said her ex-husband, who could not be contacted for this article, does not help with costs.

Her two girls share a room, which is overflowing with boxes and clothes. Anastasis and his older brother Christoforos sleep on a bunk bed in their mother's room.

Papazoi bakes her own bread with flour that relatives send. Though her children crave milk, she can rarely afford it. She makes up for the lost calcium with yogurt. For breakfast, she sometimes splurges on chocolate croissants.  

*"ARE YOU KIDDING ME?"*

Angelos Priovolos, who has worked on the teeth of three Papazoi children, said the family's problems were typical. People have stopped going for check-ups for fear their dentist will find problems they can't afford to fix.

That happened last year when Elli began complaining of pain in a back tooth that had filled with pus. At first, her mother told her to try to ignore it. She gave her daughter paracetamol and anti-inflammatory drugs. When she ran out, Papazoi told Elli to swish tsipouro, a Greek brandy, in her mouth.

The nights became unbearable. Papazoi and Elli quarreled. That woke Nikoleta. Exhausted, both girls would sleep their summer days away.

One afternoon, when Elli's pain became too much to bear, Papazoi told Christoforos to take his sister to the hospital. But the children were turned away because there was no dentist on call, she said.

"She (Elli) phoned and began screaming at me, saying, 'Are you kidding me? Why did you send me here?'" recalled Papazoi. Desperate, she sent her daughter to Priovolos, a private dentist, who provided basic treatment. Later, after the swelling had subsided, Elli had the tooth filled.

This summer it was Nikoleta's turn. One day in August, the roof of her mouth and part of her throat began swelling from her infected tooth. Papazoi didn't bother with hospital but took Nikoleta to a private specialist who opened up the tooth and drained the pus. Cost: 200 euros, plus extra to remove a cyst that had formed on another tooth. Priovolos said such cysts are usually found in people over 60.

On the evening of Nikoleta's next appointment, as the family awaited her return, Papazoi chopped pears sent by her mother and placed them on a plate on the kitchen table. Anastasis grabbed a yogurt dessert with chocolate flakes from the fridge.

"You never buy what we want," joked Elli as she walked into the kitchen, ignoring the pears.

The casserole sat, cold. Papazoi's mobile phone rang. It was the dentist. She listened and then hung up. "Another 100 euros," she said, leaving the room.

($1 = 0.9215 euros)

(Additional reporting by Kate Kelland; Edited by Alessandra Galloni and Simon Robinson)

*Also on HuffPost:*

-- This feed and its contents are the property of The Huffington Post, and use is subject to our terms. It may be used for personal consumption, but may not be distributed on a website. Reported by Huffington Post 14 hours ago.

The Medicare Part D Drug Program Is One Of Government's Most Efficient

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Medicare Part D is the best working and least fraud-ridden federal health insurance program, so why do Democrats want to change it? Reported by Forbes.com 14 hours ago.

Failure of Half of Health Insurance Co-ops Sparks New GOP Criticism

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Republicans heap blame on the Obama administration for the failure of more than half of the cooperatives set up under the health law. Reported by Wall Street Journal 2 hours ago.

This Thanksgiving, Couple Feels Grateful for Proton Therapy at Scripps

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After both recently undergoing proton therapy for their cancers, a married couple from California is back to full health and ready to celebrate the holidays with 17 grandchildren.

REDDING, Calif. (PRWEB) November 05, 2015

Joe and Joyce Hampton enjoy many activities together as husband and wife, such as travelling the country, exploring museums, and taking in the latest movies.

”Just being at home together is the best of all,” said Joyce.

But this Thanksgiving, the longtime Redding, Calif. residents are feeling appreciative for a totally different sort of shared experience. Both recently underwent a unique form of radiation treatment called proton therapy to treat their cancers. And both have returned to full health in time to celebrate the holiday season with a family that includes 17 grandchildren.

In May, Joyce finished her treatments for breast cancer at the Scripps Proton Therapy Center in San Diego, one of just 17 such centers in the United States. Joyce’s case was especially sensitive, due to her pre-existing heart condition. Conventional X-ray radiation to treat her breast would have also likely damaged her heart. Joyce instead chose proton therapy, an extremely precise form of external beam radiation treatment that effectively kills tumors, while sparing more of a patient’s nearby healthy tissue than conventional X-ray radiation.

This accuracy lowers the probability of patients experiencing side effects and treatment-related cancers. Proton therapy is best suited for solid tumors that have not spread to distant areas of the body, are located near sensitive normal tissue and require high doses of radiation.

Joyce said she experienced minimal side effects during her treatments. Today, she keeps active by scrapbooking, serving as a member of the California Highway Patrol’s senior volunteer program, and serving with Joe as a greeter at their church, Redding First Church of the Nazarene.

Before choosing it for herself, Joyce gained an up-close look at proton therapy, which is used with approximately 1 percent of cancer patients in the U.S. who receive radiation treatment. She was by Joe’s side when he was treated for prostate cancer at Scripps late last year.

Joe served in the U.S. Navy for 21 years and spent part of that time as a radiation technologist, so he was already familiar with the accuracy of proton therapy compared to conventional X-ray therapy. He completed his treatments just before Thanksgiving 2014 and in short order returned to his previous daily routine.

During his treatments, Joe felt well enough to join Joyce on frequent visits to San Diego landmarks including the USS Midway Museum, Cabrillo National Monument, the San Diego Zoo and Balboa Park.

“I’m as healthy now as I was before the treatments,” said Joe, 75, who personally maintains the landscaping at his home’s a 5-acre property, which is lined with giant oak, pine and manzanita trees. Ever the handyman at home, Joe completed the finish work on two bathroom remodeling projects earlier this year.

On Nov. 30, Joe and Joyce will return to San Diego for a follow-up visit at Scripps Proton Therapy Center, which holds a special place in their hearts.

“One thing really stuck with us when we were both going through our treatments,” Joyce said. “We met so many other patients who were also there to be treated for cancer, but everyone seemed so upbeat. The atmosphere was more like a party than a medical facility.”

There are currently 17 proton therapy centers for cancer care in the United States, compared to more than 2,000 conventional X-ray radiation treatment centers. Proton therapy has been used for cancer care in the U.S. since the 1950s and has gradually become more prevalent in recent decades. It is expected that the U.S. will be home to 29 proton centers by 2020, according to a recent independent report.

Proton therapy is approved by the Food and Drug Administration and has a long-established history of reimbursement by Medicare and many private health insurance payers.

ABOUT SCRIPPS HEALTH
Founded in 1924 by philanthropist Ellen Browning Scripps, Scripps Health is a nonprofit integrated health system based in San Diego, Calif. Scripps treats more than 600,000 patients annually through the dedication of 2,600 affiliated physicians and more than 15,000 employees among its five acute-care hospital campuses, hospice and home health care services, 28 outpatient centers and clinics, and hundreds of physician offices throughout the region.

Recognized as a leader in prevention, diagnosis and treatment, Scripps is also at the forefront of clinical research, genomic medicine and wireless health care. With three highly respected graduate medical education programs, Scripps is a longstanding member of the Association of American Medical Colleges. Scripps hospitals are consistently ranked by U.S. News & World Report among the nation’s best and Scripps is regularly recognized by Fortune, Working Mother magazine and AARP as one of the best places in the nation to work. More information can be found at http://www.scripps.org. Reported by PRWeb 11 hours ago.

GOP Win In Kentucky 'Heartbreaking' For Obamacare Advocates

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WASHINGTON -- Kentucky attracted the national spotlight over the past two years as the state slashed its uninsured rate and implemented Obamacare more smoothly than President Barack Obama himself. Progressive activists and health care advocates fear that's all in jeopardy after Tuesday's victory by conservative Republican Matt Bevin in the race to be the next governor.

Bevin has vowed to roll back Kentucky's participation in the Affordable Care Act by dismantling the state's health insurance exchange, Kynect, and curtailing the expansion of Medicaid that has given health coverage to about 400,000 poor Kentuckians since 2013.

"It's heartbreaking. It really is," said Emily Beauregard, the executive director of Kentucky Voices for Health, an advocacy organization in Louisville. "We see a lot of positive things happening in Kentucky, and we're really concerned that we're going to lose some of that access to care that's been so critical, and that all the work that we've done and the national model that Kentucky has become is going to be lost."

Still, Bevin has made notable steps toward moderating his position on Obamacare in Kentucky during the latter stages of the campaign. And whatever he attempts when he takes office next year, Bevin may well have to hope a Republican occupies the White House in 2017 for his more ambitious plans to become reality.

Bevin will seek those changes against a backdrop of major progress in Kentucky the past two years. Since enrollment in private coverage from health insurance exchanges like Kynect and in expanded Medicaid took effect at the beginning of 2014, Kentucky has slashed its uninsured rate by more than 11 percentage points to 9 percent, a decline second only to Arkansas' more than 13 percentage points, Gallup reported. About half a million Kentuckians have enrolled since then, and the 400,000 new Medicaid enrollees make up most of them.

Bevin's election jeopardizes those advances and marks the first time since Obamacare sign-ups started that a new governor will ascend on a platform that includes undoing elements of the program already in place. Republican Arkansas Gov. Asa Hutchinson had such an opportunity this year, but declined to support doing away with the privatized Medicaid expansion created by his Democratic predecessor, Mike Beebe, despite conservatives clamoring for its repeal. Four states either abandoned plans for handling their own enrollments or halted those activities amid technical or financial troubles, but Kynect would be the first successful state-run exchange to shut down.

During his campaign against Democratic Attorney General Jack Conway, Bevin promised to reverse the course set by term-limited Gov. Steve Beshear, a Democrat who established Kynect and expanded Medicaid under state laws that allowed him to circumvent the state legislature, which is divided between Republicans and Democrats.

"There are ways to make this program probably more efficient and still have the same result," said House Speaker Greg Stumbo (D), a state legislator from eastern Kentucky. "I'm willing to work with Gov. Bevin any way I can to try to accomplish that. I'm not willing to throw those people off the Medicaid rolls."Bevin announced plans to scrap Kynect and transition current enrollees to the federal health insurance exchange accessible from HealthCare.gov for the benefits they would use in 2017; enrollment for 2016 plans began Sunday. Bevin also vowed to take on Medicaid, which currently covers almost 1.2 million Kentuckians, or about a quarter of the state's residents. The governor-elect has said the state can't afford to pay its share of the expenses for the exchange and the Medicaid expansion, the latter of which is nearly fully federally funded.

But as the campaign progressed, Bevin backed away from earlier calls to completely eliminate the Medicaid expansion, saying instead he would seek federal permission to overhaul the program, a position he repeated in an interview with NBC News Tuesday. Bevin referred to the deal Republican Indiana Gov. Mike Pence struck with the Obama administration to expand Medicaid but add new requirements for beneficiaries, such as making them pay a higher share of their medical costs than people in other states. "Nobody's losing anything," he told NBC News.

If Bevin's ambitions are limited to remodeling Medicaid as states like Indiana, Arkansas and Michigan have done, he may win approval from the U.S. Centers for Medicare and Medicaid Services, or CMS, to move ahead.

"If he’s envisioning a negotiation along the lines of what has been successful in other states, I'm confident that officials at CMS could engage in that kind of discussion with him," White House press secretary Josh Earnest said Wednesday. "It certainly beats the alternative that he colorfully described as 'bouncing people off Medicaid.'"

Stumbo expressed skepticism that the Medicaid reforms in Indiana and other states actually improve the program. "If there's a better way to build a mousetrap and it still catches the mouse, I'm totally receptive to listen to those ideas. If we're going to build a mousetrap that can't catch a mouse and tell people that it can, I'm not going to be a part of that," he said.

And if Bevin seeks bigger changes than those obtained by Indiana and other states, like halting new enrollments, CMS would almost certainly turn him down -- at least as long as Obama or some other Democrat is in the White House.

“The administration will never agree to capping enrollment,” said Sara Rosenbaum, a law professor at George Washington University and a Medicaid expert. “It’s out of the question -- a non-starter.”

Having won conservative plaudits for his uncompromising opposition to Obamacare, Bevin could feel pressure to act swiftly in rolling back the health care law. But the newly elected governor may also get a grace period to make the reforms he promised.  David Adams, a Kentucky political operative who managed Rand Paul's successful Senate bid in 2010, said the real big steps in modifying Medicaid expansion would come if a Republican wins the White House this November.

"Anything that we can do to stem the tide is worth trying until we can effect a full repeal," said Adams, who is based near Lexington in Nicholasville. "We need to be going the opposite direction on Medicaid as fast as we can, and it may be that the fastest we can, we have to circle in red the date of Jan. 20, 2017, and hope that a new president is inclined to give us permission."

For now, Bevin's health care proposals are at odds with the views of Kentucky residents, despite his victory Tuesday, especially when it comes to expanded Medicaid, surveys have shown.

According to a Bluegrass Poll reported by the Lexington Herald-Leader, a majority of Kentuckians want the expansion maintained, compared with less than one-quarter who favor repeal. In spite of Bevin's large margin of victory Tuesday, that may provide an opening for activists who want to fight against eliminating Kynect or scaling back the Medicaid expansion, even though Bevin may be able to act unilaterally to undo these policies just as Beshear did to create them.

The legislature is limited in how much it can steer Bevin's plans for Kynect and Medicaid, especially if the Republican Senate and Democratic House aren't in sync, Stumbo said. Organized opposition to Bevin's policies from Kentuckians could make the difference, he said.

"Anything that's done by the governor that adversely affects that program is going to have some sort of impact on 1.2 million Kentuckians," Stumbo said. But Tuesday's election results leave doubt as to whether support for a fight against Bevin on health care will materialize, he said.

"It doesn't appear from what happened at the ballot box that a lot of those people showed up to vote," Stumbo said. "Will they be man enough to show up to vote if somebody tampers with or takes away their insurance coverage?"*Also on HuffPost:*

-- This feed and its contents are the property of The Huffington Post, and use is subject to our terms. It may be used for personal consumption, but may not be distributed on a website. Reported by Huffington Post 9 hours ago.

Medicaid Chief Demands "Affordable Prices" From Major Drug Suppliers

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Medicaid Chief Demands Affordable Prices From Major Drug Suppliers In the next phase of the Obama administration's other war on drugs, The Centers for Medicare & Medicaid Services (CMS) has issued a letter to the CEOs of four large drug providers (AbbVie, Gilead, Johnson & Johnson, and Merck), warning that *"manufacturers have a role to play in ensuring access and affordability to these medications," asking for "value-based purchasing arrangements."*

 

CMS Statement: ASSURING MEDICAID BENEFICIARIES ACCESS TO HEPATITIS C (HCV) DRUGS



The Centers for Medicare & Medicaid Services (CMS) remains *committed to Medicaid beneficiaries continuing to have access to needed prescribed medications,* a commitment we know that states share.  We have issued a letter to advise states on the coverage of drugs for Medicaid beneficiaries living with hepatitis C virus (HCV) infections.  Specifically, this letter addresses utilization of the direct-acting antiviral (DAA) drugs approved by the Food and Drug Administration (FDA) for the treatment of chronic HCV infected patients.

 

*Manufacturers have a role to play in ensuring access and affordability to these medications*.  CMS has sent a letter to the manufacturers of these HCV medications, asking them to* provide information regarding any value-based purchasing arrangements they offer for these drugs* so that states might be able to participate in such arrangements.



Individual letters to CEOs here...

*The key questions CMS asks of each of the drug suppliers is:*



Toward this end, CMS would like a better understanding of the types of value-based purchasing arrangements, if any, being offered to payers and to state Medicaid agencies, including the following:

· What types of *arrangements do you offer to commercial or other government-sponsored health insurance plans* that are focused on patient outcomes and enhance access to HCV or other drugs?
· Are these arrangements offered to state Medicaid programs? If so, how are these programs typically structured? If not, what are the challenges in offering these programs to states?
· *Can you estimate a monetary value of these arrangements to Medicaid, other government-sponsored or commercial health insurance plans? If so, how? If not, why not?*
· What other ideas do you have to *assist states in the affordability of these new, unbudgeted pharmaceuticals?*

CMS is committed to ensuring that pharmaceutical treatments are available to Medicaid beneficiaries, when medically necessary. *As the agency works with states on these matters, now and in the future, we cannot do that without addressing affordability concerns.*



And finally, as if to reinforce his point, Andy Slavitt, Acting Administrator, Centers for Medicare & Medicaid Services, has written a detailed blog post on *Prescription Drugs: Advancing Ideas to Improve Access, Affordability, and Innovation*...



Recently, prescription drugs have been in the news a lot, particularly with respect to their cost. *Millions of Americans rely on prescription medications to manage chronic illnesses or treat acute conditions, and drug innovation has resulted in better health outcomes for people across our nation. *Because of this, finding ways to improve affordability and access for patients, supporting and increasing innovation in the industry, and – most importantly – making people healthier has become an area of significant interest to many.

 

As medicines become more precise and targeted, there is the potential to improve health outcomes for many diseases, such as cancer and Alzheimer’s, and help us better manage our chronic conditions like diabetes, heart disease and depression, providing significant benefits to patients across the country.

 

*In order to have the maximum impact, medications must also be affordable and accessible. * This is an important issue for Americans and for patients, businesses, and governments. Surveys suggest that as many as 25 percent of Americans cannot afford and, therefore, do not fill the prescriptions on which they depend. And, spending on medicines increased 13 percent in 2014, compared to 5 percent for health care spending growth overall, the highest rate of drug spending growth since 2001. *An important element of this increase in costs is due to new specialty drugs — drugs that account for nearly a third of overall costs, but represent less than 1 percent of prescriptions.*

 

*Cost concerns aren’t only limited to brand-name medicines.*  In some instances, the prices of generics available for years have increased substantially without any additional health benefits for patients. This is a concern across the country, but particularly for consumers on fixed incomes. The Bipartisan Budget Act, just signed into law by President Obama, provides Medicaid with additional rebates if generic drug prices grow faster than inflation, which will discourage manufacturers from increasing prices for generic drugs.

 

*The rhetoric around health care costs can become heated, particularly around the cost of prescription drugs.* At times, it can appear as if some of those who produce the pharmaceuticals and those whose lives often depend on them have unaligned interests. But we will not make progress by polarizing this debate. Development of ground-breaking therapies requires significant investment and resources, and we all need to support that important work. We believe patients, manufacturers, providers, insurers and government all share a common goal to foster a health care system that leads in innovation, delivers affordable, high quality medicines, and results in healthier people with access to the care they need. *We shouldn’t accept the notion that we as a society must choose between innovation and affordability. We deserve both.*

 

A recent example of a much discussed, highly-effective drug is a therapy used by Hepatitis C patients. Hepatitis C, a debilitating and life threatening infection that leads to chronic conditions of the liver, has undergone a revolutionary improvement in cure rates with innovative new medicines. *These medicines are changing the lives of many individuals, but they are also expensive, costing tens of thousands of dollars, sometimes even more than one hundred thousand dollars, per patient. These costs have strained personal as well as public budgets, particularly state health care budgets.* Because state budgets generally need to be balanced every year, new drug treatments can surprise states with tens or hundreds of millions of dollars in new spending. As these costs often necessarily compete with other state programs like K-12 education, transportation, law enforcement, and public health programs, some states have made tough choices, including limiting access to these therapies.

 

*Recognizing that we need both access and affordability, today we issued a notice to all 50 state Medicaid directors and sent letters to the CEOs of several drug manufacturers about providing access to therapy for Hepatitis C patients.* Our notice to state Medicaid directors reminds states of their obligation to provide access to these promising therapies (consistent with section 1927 of the Social Security Act) based on the medical evidence, and that they have tools available to manage their costs. Our letter to manufacturers asks them to provide us with information on pricing arrangements and asks them for ideas to support the provision of these lifesaving medications to Medicaid programs at sustainable prices.

 

*There are no easy answers to these multifaceted challenges, but there is a significant benefit – to all of us – of working together to find a solution*. Earlier this week, Secretary of Health & Human Services Sylvia Burwell invited leaders in innovation, policy, care delivery, academia, manufacturing, purchasing, and patient advocacy to share information at a public meeting on how to achieve our common goals.

 

These are complex issues, and *we recognize that the public is relying on our leadership. * We will work to ensure that all viewpoints are considered as we strive for solutions.  In the end, we share a common goal of supporting innovation and improving affordable access to medications that improve health outcomes for patients.



*  *  *

While there is no "or else" in the letter, the focus on 'significance to many', 'costs', and 'accessible' suggest an overhang of government intervention as new* specialty drugs account for nearly a third of overall costs, but represent less than 1% of prescriptions*. Reported by Zero Hedge 9 hours ago.
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