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Tea Party Patriot James Webb Says He May Vote For Hillary Clinton

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A Tea Party conservative may be about to do what many in his movement consider unthinkable: vote for Hillary Clinton for president in 2016.

"I asked myself, ‘Which party has helped me out the most in the last, I don’t know, 15 years, 20?’ And it was the Democrats," James Webb, a 51-year-old charter member of his local Tea Party Patriots said in a video blog posted on YouTube. "If it wasn’t for Obama and that Obamacare, I would still be working.”

Webb said the Affordable Care Act, a.k.a. Obamacare, has allowed him to stop working without having to worry about paying high premiums for health insurance.

"I don’t trust the Republicans anymore because they’re wanting to repeal the Obamacare," Webb said in the clip. "And I don’t want them to do that, man, because then I’ll have to go to work again. My life’s already planned out.”

On the other hand, Webb may be "exhibit A" of why some Tea Partiers dislike the Affordable Care Act because in other videos on his "Hot Lead retired" channel, he boasts about how Obamacare has allowed him to retire at the age of 50.

"Since Obama changed the rules, I took advantage of it and I quit my job and I got on Obamacare because I'm not going to work my ass off and pay higher taxes and pay higher insurance premiums just so I can pay for somebody else's health insurance while they're sitting on their ass at their house," Webb said. "So if anybody's going to be sitting on their ass at the house and getting their insurance paid for it's going to be my ass."

Webb has also written in the comments that he still believes Obamacare violates the Constitution, but "I made it work in my favor."

He's worried that if a Republican repeals the Affordable Care Act, he may have to go back to work. And as a result, he said he may vote for Clinton in next year's election.

"I voted for a Republican for 32 years. I'm a charter member of my Tea Party Patriot chapter. I'm also a veteran of the U.S. Army under Reagan," Webb said. "But things have changed. Unless the Republicans change with it, I'm probably going to have to swing my vote over to Hillary."

Webb's YouTube channel has been active since 2007, has more than 750 subscribers and more than 1 million total views. It's described as "a gun channel about having fun and Shooting all types of weapons from semi to full auto and other fun stuff that hillbilly's do." Many of the clips are about guns, but Webb also posts rants about gay characters on "The Walking Dead," what he called "crazy-ass Ferguson protestors" and "annoying vegans and global warming."(h/t Mediaite)

-- This feed and its contents are the property of The Huffington Post, and use is subject to our terms. It may be used for personal consumption, but may not be distributed on a website. Reported by Huffington Post 8 hours ago.

SNL Insurance Acquires RateFilings.com

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Expands competitive intelligence solutions for Property & Casualty and Life & Health insurance companies and their investors/advisers

Charlottesville, VA (PRWEB) April 16, 2015

Announced today, SNL Insurance, a division of SNL, has acquired RateFilings.com, a division of Perr&Knight, the market leader in providing competitor rate, rule and form filings to Property & Casualty and Life & Health insurance companies for over 20 years. This combination reflects SNL’s continuing goal to provide a more accurate view of industry trends and actionable insight into company and competitor business strategy and performance.

“This new acquisition will allow SNL to combine RateFilings.com’s industry leading content and expertise with SNL’s best-in-class competitive intelligence workflow tools and derivative industry content,” noted Jon Wright, SNL Financial’s Director of Insurance. “We plan on transforming a business intelligence tool primarily used by insurance product managers and actuaries to a resource for anyone who invests in, advises or transacts business with insurers.”

SNL Insurance clients will have the option to add the SNL RateFilings.com database product to their current subscription at a preferred rate. Using RateFilings.com’s “RateWatch” and “Manual Library” applications, SNL clients can gain a 360° view of the industry and their competitors for insights needed to capture, service and retain clients more effectively while maximizing returns.

“We are excited about this new business relationship with SNL, not only as a new client but as an adviser for new product development,” remarked Tim Perr, Cofounder and CEO of Perr&Knight. “The scalable infrastructure of SNL along with the content of RateFilings.com will allow for customers like us to quickly and easily obtain the most comprehensive view of the insurance marketplace.”

To see a brief online demo or to learn more about adding SNL RateFilings.com to an existing SNL Insurance subscription, please contact insuranceinfo(at)SNL(dot)com; (866) 296-3743.

About SNL Insurance
SNL Insurance provides statutory data including detailed financial data on each filer, reinsurance, investment and loss reserve schedules, data by state and line of business and hundreds of ratios, snapshots and analytics, available exclusively as part of SNL Unlimited service for Financial Institutions. SNL is the only information provider to offer clients a comprehensive insurance product, linking statutory data with public company data, mergers & acquisitions data, proprietary news, documents and more.

About SNL Financial
SNL Financial is a leading provider of financial information on more than 6,500 public companies and 50,000 private companies in the business sectors critical to the global economy: Banking, Financial Services, Insurance, Real Estate, Energy, Metals & Mining, and Media & Communications. The SNL information service integrates breaking news, comprehensive data and expert analysis into an electronic database available online and updated around the clock. For more information, visit http://www.snl.com.

About Perr&Knight
Perr&Knight is a leading provider of insurance support services and a strategic resource that companies utilize to reduce their fixed costs while increasing the efficiency and value of their insurance operations. The company’s insurance support services include Actuarial Consulting, Competitive Intelligence, Data Services, Insurance Technology, Regulatory Compliance and Risk & Financial Services. For more information, visit http://www.perrknight.com. Reported by PRWeb 6 hours ago.

Discovery Health Partners Announces $78 Million in Restored Medicare Premiums for Healthcare Payers

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Discovery Health Partners, a division of LaunchPoint, today announced it has restored $78 million in Medicare premiums for 12 health plans using Discovery’s Medicare Secondary Payer (MSP) Validation solution over the past 18 months.

ITASCA, IL (PRWEB) April 16, 2015

Discovery Health Partners, a division of LaunchPoint, today announced it has restored $78 million in Medicare premiums for 12 health plans using Discovery’s Medicare Secondary Payer (MSP) Validation solution over the past 18 months. As part of the work, Discovery restored $8.5 million for a 32,000-member Northeastern community Medicare Advantage (MA) plan and $13.4 million for a 38,000-member Midwestern community MA plan. Both plans partnered with Discovery for a full-service reexamination of their MSP programs and enjoyed restorations within an initial validation process that typically lasts 4 months.

“Restored premiums of this level are very significant, as they show that even when plans are very focused on restoring underpaid premiums due to MSP, they may not be catching all opportunities, which can add up to millions of dollars for plans of any size,” said Laura Cohen, vice president of operations at Discovery Health Partners. “Our success has been due to our expert MSP validation team; a series of best practices in validation, CMS communications, and results tracking; and Discovery Health Partners’ new proprietary MSP Validation software solution.”

Over the last 18 months, Discovery has dedicated a growing practice to helping MA plans become more focused and diligent about restoring premiums reduced incorrectly for MSP, with substantial results. In addition, Discovery is offering its new MSP Validation software solution on a subscription basis for its health insurance customers, adding to its suite of Discovery Eligibility solutions. Developed by experts in information management, MSP validation, and CMS communication, the new proprietary Discovery software solution helps automate the MSP validation process. By enabling payers to speed up the identification and validation of open records and track CMS communications, the system automatically calculates expected adjustments and delivers complete visibility of progress throughout the entire process. The software solution can be used to supplement a plan’s current in-house MSP efforts or used as a part of an ongoing relationship with Discovery’s MSP validation experts. In either case, the software helps improve efficiency and speed of validation and foster best practices, which can lead to increased premium restorations.

About Discovery Health Partners
Discovery Health Partners offers the Discovery Payment Integrity SuiteTM of software and solutions to help health plans and other healthcare organizations optimize revenue, avoid costs, and improve recoveries. A combination of deep healthcare experience and powerful technology solutions helps clients drive improved payment integrity and generate measurable results. Discovery Health Partners is a division of LaunchPoint, which was recently named the 100th fastest-growing company on the 2014 Inc. 500 list. LaunchPoint operates businesses that provide cloud-based solutions, software, and services for healthcare organizations. Learn more at http://www.discoveryhealthpartners.com. Reported by PRWeb 4 hours ago.

AIS Newsletter Finds Four Key Reasons for Lack of Interest in Small Business Health Options Program

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The April issue of Atlantic Information Services’s Inside Health Insurance Exchanges identifies four key barriers that could limit participation in the federal Small Business Health Options Program.

Washington, DC (PRWEB) April 16, 2015

Since the beginning of the year, the Department of Health and Human Services has offered regular enrollment updates for federally facilitated exchanges, but has been silent about the state of its Small Business Health Options Program (SHOP). Some industry observers contacted by Atlantic Information Services, Inc.’s (AIS) Inside Health Insurance Exchanges (HEX) wonder if SHOP will ever attract interest. For its April issue, HEX identified four key barriers that could have led to limited participation in SHOP.

(1) The small-business tax credit isn’t attractive enough. The maximum credit is available only to the smallest small businesses (10 or less) with lower average annual wages per worker ($25,000 or less), and without real financial incentives, private insurance exchanges will appear to be the better option.

(2) There’s a lack of employee choice when it comes to choosing a plan in SHOP. In most states with federally facilitated exchanges, employers aren’t given the choice to choose a plan on the program, due largely to calls for a delay from state regulators who worried that a poorly functioning employee choice program would lead to delayed payments to carriers, misinformation, consumer confusion and adverse selection, HEX says. Chris Condeluci, a principal at CC Law & Policy in Washington, D.C., who worked for the Senate Finance Committee during the crafting of the health reform law, told HEX that SHOP is “clunky” and “glitch-riddled.”

(3) SHOP faces competition from private exchanges. For most small businesses, private exchanges offer more options and better features, such as decision-support systems, education tools and end-to-end transactional services, Condeluci tells HEX. They also offer full employee choice for medical coverage, and offer ancillary products and services such as vision, dental, life, financial and payroll, increasing their attractiveness.

(4) Once employers have to give up their grandfathered, non-ACA compliant plans, enrollment on SHOP is expected to increase slightly, HEX says, but the majority of employers are expected to explore their options with a broker or move to a private exchange.

“The underlying market isn’t so broken that employers are crying out for a solution,” Rosemarie Day, president of Day Health Strategies and former chief operating officer of the Massachusetts exchange, told HEX. “What they want is dramatically lower premiums, and that’s not what SHOP offers.”

Condeluci worries that more tax dollars will be funneled into SHOP “until we come to the realization that we spent billions of dollars on SHOP, which was a failing exercise.”

Visit http://aishealth.com/archive/nhex0415-01 to read the article in its entirety, which also reviews some of the most successful state-based exchanges in Utah, California and New Mexico.

About Inside Health Insurance Exchanges
Inside Health Insurance Exchanges provides hard-hitting news and strategies on public and private health insurance exchanges, written for business leaders with health plans, pharma companies, hospitals and health systems, brokers and agents, and exchange managers and vendors. The newsletter delivers reliable intelligence on this critical cornerstone of health reform — the players and their partners, product designs and enrollment results, employer perspectives and much more. Visit http://aishealth.com/marketplace/inside-health-insurance-exchanges for more information.

About AIS
Atlantic Information Services, Inc. (AIS) is a publishing and information company that has been serving the health care industry for more than 25 years. It develops highly targeted news, data and strategic information for managers in hospitals, health plans, medical group practices, pharmaceutical companies and other health care organizations. AIS products include print and electronic newsletters, websites, looseleafs, books, strategic reports, databases, webinars and conferences. Learn more at http://AISHealth.com. Reported by PRWeb 4 hours ago.

Flat Iron Technologies, LLC Unveils Comprehensive Compliance Solutions and Information Security Policies & Procedures Packets for Cloud & SaaS Businesses

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Information security policies and procedures are a necessity in today’s world of regulatory compliance, and Flat Iron Technologies, LLC offers the very best set of policy documents and toolkits for technology companies, such as cloud & SaaS businesses.

Atlanta, GA (PRWEB) April 16, 2015

Information security policies and procedures are a necessity in today’s world of regulatory compliance, and Flat Iron Technologies, LLC offers the very best set of policy documents and toolkits for technology companies, such as cloud & SaaS businesses. With thousands of pages of professionally developed documentation, along with numerous toolkits available for purchase, trust Flat Iron Technologies, LLC for the very best information security policies and procedures. It’s called the Global Information Security Compliance Packet (GISCP), and it contains approximately 2,850 pages of the very best information security documentation found anywhere today. With hundreds of security policies, procedures, forms, checklists, templates – and more – to choose from, the GISCP is the favored choice by information security professionals all throughout the globe.

Flat Iron Technologies, LLC (FIT) is comprised of highly talented and experienced professionals with a true passion for helping businesses succeed in today’s growing world of regulatory compliance mandates. From Sarbanes-Oxley to the Health Insurance Portability and Accountability Act (HIPAA) - and the dozens of other regional and global laws, legislative requirements and industry specific demands – Flat Iron Technologies, LLC (FIT) is a perfect FIT for helping your company prosper and thrive.
Professional services from Flat Iron Technologies, LLC include the following:·     Policy Writing & Consulting
·     Regulatory Compliance Consulting
·     FISMA
·     NIST SP 800
·     Infrastructure & Grid Compliance
·     US-EU Safe Harbor
·     CFPB Compliance
·     FIPS Compliance
·     CMSR
·     Meaningful Use | CMS Compliance
·     HIPAA & HITECH
·     FFIEC
·     GLBA
·     ISO 27001 & 27002
·     ISO 27005
·     ISO 27032
·     Cyber Security Consulting
·     Business Continuity and Disaster Recovery Planning (BCDRP)
·     PCI DSS
·     IT Due Diligence
·     Information Security Readiness Assessments
·     Risk Management & Assessments
·     NIST SP 800-37 Risk Management Framework (RMF) & DIARMF
·     Security Awareness Training | Corporate Classes, PowerPoint (PPT), Manuals, Certification
·     DFAR 252.204-7012 Safeguarding of Unclassified Controlled Technical Information
·     Experian Precise IDSM Personal Protection Alerts (PIPPA) Policy Writing
·     American Land Title Association (ALTA) Best Practices Assessment Consulting
·     SBIR & STTR Information Security Compliance
·     FBI CJIS Security Policy Compliance

Talk to the regulatory compliance experts today at Flat Iron Technologies, LLC by calling 1-800-554-1829, or emailing us at info(at)flatirontech(dot)org. Reported by PRWeb 4 hours ago.

Zynex, Inc. Provides Financial Update

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Zynex, Inc., provides preliminary insight to financial results for the first quarter of 2015 and outlook for the second quarter of 2015.

Lone Tree, CO (PRWEB) April 16, 2015

Zynex, Inc. (OTCQB: ZYXI), an innovative medical technology company specializing in the manufacture and sale of non-invasive medical devices for pain management and stroke rehabilitation, and transdermal pain creams, provides update on its turnaround of operations and financial estimate for the first and second quarters of 2015.

The company estimates first quarter revenues will be slightly higher than the $3,167,000 reported in the first quarter of 2014 and will report significant improvement in the loss from operations for the first quarter of 2015 compared to the $1,286,000 reported in the 2014 period. In addition, based on the trends in the first quarter and early second quarter, management expects that second quarter revenue will be in the range of $4.0 to $4.4 million and Zynex will generate positive income from operations for the quarter. Revenue in the second quarter of 2014 was $1,349,000 and the loss from operations was $5,424,000. The company intends to release its first quarter earnings on or before May 15, 2015.

President and CEO Commentary:

Thomas Sandgaard, CEO commented: “I am excited to see orders and revenue growing again not only sequentially, but also year-over year. We see growth in both our electrotherapy business and compound pharmacy and we find that insurance reimbursement rates are still strong and stable in both areas. We also expect to receive a response from the FDA regarding our request for the De Novo route as well as collecting additional clinical data during the second quarter for our Blood Volume Monitor.”

About Zynex
Zynex, founded in 1996, markets and sells its own design of electrotherapy medical devices used for pain management and rehabilitation; and the company's proprietary NeuroMove device designed to help recovery of stroke and spinal cord injury patients. Zynex operates a non-sterile compound pharmacy providing topical and transdermal pain creams. Zynex is also developing a new blood volume monitor for use in hospitals and surgery centers. For additional information, please visit: http://www.zynex.com.

Safe Harbor Statement
Certain statements in this release are "forward-looking" and as such are subject to numerous risks and uncertainties. Actual results may vary significantly from the results expressed or implied in such statements. Factors that could cause actual results to materially differ from forward-looking statements include, but are not limited to, the need to obtain additional capital or augment our liquidity in order to continue our business, the success of our compound pharmacy and international expansion efforts, our ability to engage additional sales representatives, the success of such additional sales representatives, the need to obtain FDA clearance and CE marking of new products, the acceptance of new products as well as existing products by doctors and hospitals, larger competitors with greater financial resources, the need to keep pace with technological changes, our dependence on the reimbursement from insurance companies for products sold or rented to our customers, acceptance of our products by health insurance providers, our dependence on third party manufacturers to produce our goods on time and to our specifications, implementation of our sales strategy including a strong direct sales force, the uncertain outcome of pending material litigation and other risks described in our filings with the Securities and Exchange Commission including the “Risk Factors” section of our Annual Report on Form 10-K for the year ended December 31, 2014.
Contact:
Brian Alleman
Zynex, Inc.
(303) 703-4906 Reported by PRWeb 2 hours ago.

UnitedHealth hits all the notes, shares head for new heights

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Shares of the nation's largest health insurer climbed toward another all-time high hours before markets opened Thursday after it said it now expects annual earnings of $6.15 to $6.30 per share, up from a forecast of $6 to $6.25 per share that it made late last year. UnitedHealth also raised its revenue forecast as the Minneapolis company's first quarter backed up an optimistic vibes that company executives exuded in January, when they said the insurer was carrying momentum into 2015 from a strong finish last year. Health insurance is the company's largest business, but it also operates a fast-growing Optum segment that offers pharmacy benefits management and data technology services, and it provides care through clinics and doctor's offices. Reported by SeattlePI.com 2 hours ago.

Study: Taxpayer covers living costs for low-wage workers

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When corporations don’t pay a living wage, the taxpayer is left to fill the gap, according to a new study by the University of California, Berkeley, Center for Labor Research and Education. In North Carolina, for example, working families received 51 percent of the state costs for public assistance programs like Medicaid, Children’s Health Insurance Program (CHIP) and the basic household income assistance program Temporary Aid to Needy Families (TANF). That means North Carolina taxpayers contributed… Reported by bizjournals 31 minutes ago.

WellCare Gives $12,000 to Marshall County, Kentucky Initiative to Improve Youth Activity and Nutrition

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WellCare Health Plans, Inc. (NYSE: WCG), a leading provider of managed care services for government-sponsored health care programs, announced today that it gave $12,000 to the Marshall County Health Department, located in Western Kentucky, to help fund an after-school program designed to increase physical activity, improve nutrition and promote good character.

TAMPA, Fla. (PRWEB) April 16, 2015

WellCare Health Plans, Inc. (NYSE: WCG), a leading provider of managed care services for government-sponsored health care programs, announced today that it gave $12,000 to the Marshall County Health Department, located in Western Kentucky, to help fund an after-school program designed to increase physical activity, improve nutrition and promote good character. The program, called Team Ultra, is open to third, fourth and fifth graders in the county.

Team Ultra is offered at all six of the county’s elementary schools and provides more than 300 students with 45 minutes of moderate physical activity and ten minutes of nutritional counseling, once a week. During the activities, coaches incorporate lessons to teach good character, such as self-respect and respect for others, courtesy, fairness and citizenship. The program also promotes preventive health by rewarding students with a pedometer when they participate in an annual well-child visit.

Team Ultra also reinforces healthy behaviors by encouraging at-home activities, such as creating and running obstacle courses (with parent approval), planting vegetable gardens, eating healthy and reading nutrition labels.

“The Marshall County Health Department is grateful to WellCare for helping us make Team Ultra available to every student who wanted to participate this school year,” said Paul Rudd, registered dietician for the Marshall County Health Department and program director for Team Ultra. “The program’s primary objective is to encourage personal responsibility to establish a lifetime of health and wellness to combat obesity, which is most often the result of poor eating habits and lack of physical activity.”

“WellCare is proud to make programs, which help to teach life-long healthy habits, available to even more children,” said Dr. Howard Shaps, medical director for WellCare of Kentucky. “The benefits of Team Ultra also extend to the entire family, as it encourages the children to share what they have learned to positively impact the overall health of everyone in the home.”

To learn more about Team Ultra go to http://www.marshallcohealthdepartment.com/clinic/nutrition.php#ultra.

As of Dec. 31, 2014, WellCare serves approximately 408,000 Medicaid members, 5,000 Medicare Advantage plan members and 21,000 Medicare Prescription Drug Plan members in Kentucky. To learn more about how we care for Kentuckians, watch Brandi’s story at http://youtu.be/YwOw5EgeSYo.

About WellCare Health Plans, Inc.
WellCare Health Plans, Inc. provides managed care services targeted to government-sponsored health care programs, including Medicaid, Medicare, Prescription Drug Plans and the Health Insurance Marketplace. Headquartered in Tampa, Fla., WellCare offers a variety of health plans for families, children, and the aged, blind and disabled. The company serves approximately 4.1 million members nationwide as of Dec. 31, 2014. For more information about WellCare, please visit the company's website at http://www.wellcare.com or view the company’s videos at https://www.youtube.com/user/WellCareHealthPlan. Reported by PRWeb 47 minutes ago.

Life and Health Insurance Equities Technical Commentary -- MetLife, Prudential Financial, Manulife Financial, Lincoln National, and Principal Financial

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LONDON, April 16, 2015 /PRNewswire/ -- Editor Note: For more information about this release, please scroll to bottom. Investor-Edge has initiated coverage on the following equities: MetLife Inc. (NYSE: MET), Prudential Financial Inc. (NYSE: PRU), Manulife Financial Corporation (NYSE:... Reported by PR Newswire 40 minutes ago.

IdentityForce Releases White Paper about Medical Identity Theft

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New white paper focuses on the growing problem of medical identity theft, offering strategies to keep your information safe and what you need to do if you’re a victim.

Framingham, MA (PRWEB) April 16, 2015

IdentityForce, the Boston, MA-based provider of identity, privacy, and credit protection, announces the publication of “Medical Identity Theft: What Is It, How to Protect Yourself, and What to Do If You’re a Victim,” a detailed white paper about this vicious, fast-growing type of identity theft.

"Medical Identity Theft" looks at the latest industry data, explains why medical identities are so valuable, and pinpoints who’s committing this crime. More importantly, it offers effective strategies to protect yourself and your family from medical identity theft and the critical steps you need to take if you’re a victim.

Theft of medical information has become big business, occurring in alarming numbers. More than two million Americans were victims of medical identity theft in 2014 and medical identity theft increased nearly 22% last year, according to a study released earlier this year by the Medical Identity Fraud Alliance and Ponemon Institute. Medical identities are 20 to 50 times more valuable to criminals than financial identities, according to a recent Fortune magazine article. “Medical identity theft is dangerous because it not only has financial implications but can have life-threatening consequences,” says Steven Bearak, founder and CEO at IdentityForce. “If your identity is stolen, there could be misinformation on your medical record, which can result in you receiving the wrong treatment or undergoing an unnecessary procedure.” If a thief’s health information is mixed with your medical records, then your treatment, health insurance, payment records, and credit report may all be affected, according to the Federal Trade Commission. Medical identity theft can disrupt your life, damage your credit rating, increase your health insurance premiums, and waste taxpayer dollars.

About IdentityForce
IdentityForce is a leading provider of proactive identity, privacy, and credit protection for individuals, businesses, and government agencies. IdentityForce offers medical identity theft protection plans with three layers of protection, including comprehensive identity monitoring and near real-time alerts of suspicious activity, assistance with obtaining a report from insurance companies for all benefits paid to the subscriber’s account, and medical identity theft insurance coverage. Visit their website for more information. Reported by PRWeb 18 minutes ago.

GOP Candidates Confounded by Questions from Press

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Typically, at least in the last decade or so, Republicans have avoided the press. They've remained aloof and distant from what they commonly refer to as the "Liberal Media" or what Sarah Palin and her ilk likes to call, "The Lame Stream Media" in that signature catty mean girl way of hers. They've tended to opt for a friendlier FOX that barely qualifies as "The Press" in any real sense, lobbing soft ball questions, coaching answers, and never asking follow up questions.

Recently however, GOP presidential contenders have started to wander out of their self-congratulatory echo chamber to brave the supposed adversarial reporters they see as the enemy. It's an enemy armed with substantive questions and who expect, of all things, answers to those questions - a scenario most of the GOP are not only ill prepared and ill equipped for, but seem almost shocked that they weren't asked onto the show to bloviate and expound on their latest talking point.

It gets a little dangerous for the candidate and a little comical for the rest of us when the media actually questions the rhetoric and vitriol spouted to the otherwise ignorant and uninformed. It's easy to claim that Obamacare is a job killer, that you're for the middleclass, that there's a war on Christians, that gays have declared Jihad, or that we need to take our country back when the person sitting across from you is nodding their head in agreement, spewing the same lies and BS day in and day out. It's an entirely different scenario when an actual journalist presents you with facts and statistics proving you wrong.

We were treated to one hell of a show when Mitt Romney ran against President Obama in 2012 and the entire campaign and FOX echo chamber sulked in disbelief when Romney was crushed. There was no preparation for that outcome. Romney was so sure that he would win he hadn't even prepared a concession speech. Carl Rove was apoplectic on the night of the election and remained that way for days having to be reminded, several times, by Megyn Kelly that Obama won.

That's not the first time Megyn Kelly seemingly went against the FOX grain, nor the last. Shortly after Ted Cruz announced his plans to run for president before a literally captive audience (attendance was mandatory) he appeared on Kelly's show. At first she eased in, addressing the comparison by critics that he and President Barack Obama had both served just one term in the Senate before announcing their presidential run. "We already tried a first-term Senator," Fox News contributor Charles Krauthammer said earlier the same week, suggesting that Cruz is inexperienced. The following night, Cruz argued that there are several differences between him and Obama, calling Obama a "backbencher" in the Senate while he, Cruz, has been a leader. "Yes, you've led the fight on certain issues," Kelly said, "but what have you actually accomplished?" Cruz, who is now incidentally and hypocritically covered by Obamacare, responded that his accomplishments are "stopping bad things from happening," calling out his efforts to stop Obamacare, lower debt and protect the Second Amendment.

The Washington Post aptly pointed out the hypocrisy:
But this isn't a case of following the law or not. The law does not require Cruz to get health insurance on the exchanges. Instead of going through the exchanges, he could have paid the tax penalty for not having insurance, "likely cheaper than buying an insurance plan," but at the cost of being uninsured. Or his wife could have applied to COBRA and extended her benefits from Goldman Sachs for up to 18 months, though she would have to pay all of the premium. Or he could bypass the exchanges and buy insurance directly from a private insurer. Sure, he'd have to spend time navigating the market himself, but I'm sure the Princeton graduate can figure it out.
Earlier this month Cruz showed up on CNBC with John Harwood and was called out for several statements he made that were factually incorrect.

Harwood, during the one-on-one with Cruz brought up one comment in particular that Cruz made during a speech in March about taking the "110,000 agents at the IRS" and putting them on the southern border.

"They've only got 25,000 agents or something," Harwood said. "You've talked about the job-killing nature of Obamacare. We're adding jobs at a very healthy clip right now. Why shouldn't somebody listen to you and say, 'The guy'll just say anything -- doesn't have to be true'?"

True to form, Cruz then lashed out at the media, because that's another good idea, saying, "There is a game that is played by left-wing editorial writers. It's this new species of yellow journalism called politi-fact. That particular stat is in a joke I used. So, they're literally fact-checking a joke. I say that explicitly tongue in cheek."

Cruz defended himself, saying he was just making a joke. A joke that no on laughed at and no one got. Is that where we are now? Where politicians running for the highest office can excuse their gross misrepresentations by claiming that they were, "just kidding?"

As Mediate puts it:
Point 1: Cruz clearly made a joke, and it was "explicitly tongue in cheek."

Point 2: The joke, however, was about an over-the-top thing Cruz wanted to do with the IRS.

Point 2(a): The number of IRS agents was not implicated in the joke-making, and thus seemed like a plausible number of agents that could exist.

Point 3: Even if he defined "agents" as "all employees of the IRS," the number is still off: The IRS had roughly 90,000 employees as of 2013, and is actually facing a staffing shortage.

Point 4: Cruz could have made the joke without sacrificing accuracy -- 25,000 agents is still a lot of agents, enough to make a joke argument that one should abolish the IRS. But 110,000 agents is on a completely different magnitude than 25,000; and while it's not OMG FALSEHOOD level of bad, it's a worrisome tendency towards embellishment.

Alternative Point 4: Cruz needs new joke writers?

Alternative Point 4(a): This is getting pedantic.

Rand Paul has also shown his adversity to being questioned, going beyond righteous indignation to on-air tantrums. During a Today Show interview Savannah Guthrie asked Paul, "You've had views in the past on foreign policy that are somewhat unorthodox, but you seem to have changed over the years. You once said Iran was not a threat, but now you say it is. You once proposed ending foreign aid to Israel. You now support it, at least for the time being, and you once offered to drastically cut defense spending and now you want to increase it sixteen percent, so I just wonder if you've mellowed out?"

Paul went into full meltdown and tantrum, berating Guthrie:
Why don't you let me explain instead of talking over me, ok? Before we go through a litany of things you say I've changed on, why don't you ask me a question. Have I changed my opinion on? That would be sort of a better way to approach an interview. No, no, no, no, no. You've editorialized. Let me answer a question. You ask a question and say have your views changed, instead of editorializing and saying my views have changed.
Guthrie then pointed out specific examples of Paul changing positions and flip-flopping in every direction on every issue because he is trying to make himself an acceptable candidate to Republican primary voters. Guthrie asked Paul, during the friendliest morning show, if his positions had changed. She was giving him a chance to explain away inconsistencies, not brow beating him.

Paul, rather than take the opportunity to clarify his position and explain to prospective voters where he stands, instead demonstrated his inability to answer simple questions. He chose to lecture Guthrie, a former White House correspondent and accomplished journalist, in an obviously sexist way, begging the question if he would have addressed a male reporter in the same way.

Speaking of facts, here's a fact-checker destroying Rand Paul's campaign in a short video.

Marco Rubio is next on the chopping block, having announced his bid earlier this week. If he decides to venture out into the world of Cruz's mythical "yellow journalism" he may be asked about his past scandals like double-billing flights or misuse of party credit cards; or why he flip-flopped on immigration reform; how he used to believe in climate change and God forbid, science. Maybe he'll be asked why he thinks his ideas to defeat ISIS differ from Obama's sound exactly like them. The one that may be of most interest though, is that Rubio is not the son of Cuban exiles as his Senate bio claims:
Up until last year, Marco Rubio described his parents as exiles from Fidel Castro's communist regime in Cuba: "In 1971, Marco was born in Miami to Cuban-born parents who came to America following Fidel Castro's takeover," his Senate biography stated. But it turns out his parents actually arrived in the US in 1956, before the revolution, and even made multiple trips back to the communist island. Rubio insisted he hadn't known his family's actual history, but polls showed most of his constituents thought he'd "embellished" his account.

Things get even messier: According to a Rubio biography due out in June by Washington Post reporter Manuel Roig-Franzia, Rubio's grandfather Pedro Victor Garcia was an illegal immigrant to the United States. Disillusioned by his financial prospects, Garcia reportedly left the United States for Cuba two weeks after Fidel Castro took power in 1959. He flew back to the States two years later without a visa...and was booked by a US immigration official, who stated: "[Y]ou do not appear to me to be clearly and beyond a doubt entitled to enter the United States." Garcia was ordered deported, but instead he hung out illegally in Miami, resurfacing in 1967 to petition for permanent residency. Even though Garcia had been in the US since 1962, "The form he filled out then states that he had been a Cuban refugee since February 1965," according to Roig-Franzia.

Maybe that was a joke? Written in jest, misinterpreted or taken out of context? We hear that a lot too. Even in this day of constant video, recordings, and 24-hour news, politicians seem to find a way to weasel out of what they actually said.

The level of false indignation, arrogance and accusatory tone many of these candidates seem to think they can take with the press is a bit surprising. The Press is there to hold politicians accountable for what they say. In many cases, particularly with those on the right, many of it is fabricated, exaggerated and misinterpreted. When they're called on it they lash out like petulant children caught in a lie. They throw tantrums, whine that they've been treated unfairly, and sulk. Hopefully reporters and journalist will continue to do what they do best and call politicians out in an effort to hold them accountable for what comes out of their mouths.

There's an old quote that's been attributed to different sources from Mark Twain to Civil War Generals that should give anyone dealing with the media pause. Particularly a dejected and disrespected media. While I do like the quotes that are often attributed to Mark Twain, this rendition by Donald Sensing is particularly appropriate:
Boston is a tough town. It was a Boston newspaper, names escapes me, during the Civil War that became the object of a vendetta by a Union general, who banned the paper's reporter from his division. So the paper simply responded by running only negative stories about the general and generally ruining his reputation. He is said later to have remorse, "Never argue with someone who buys ink by the barrel and paper by the ton."
The GOP have gotten used to a FOX softball press that offers them a national stage to say whatever they want with no push-back. If the little resistance to their BS we've seen in the last few weeks is any indication of what's to come, it should make for an entertaining campaign season.

-- This feed and its contents are the property of The Huffington Post, and use is subject to our terms. It may be used for personal consumption, but may not be distributed on a website. Reported by Huffington Post 5 minutes ago.

Inside Dentistry Addresses the Economic Imperative of Oral Health

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A multidisciplinary forum at the Harvard School of Dental Medicine has begun a movement to integrate oral and medical health care.

Newtown, PA (PRWEB) April 16, 2015

A growing body of research suggests an association between oral and systemic health, particularly in terms of the impact of periodontal disease on chronic illnesses, including diabetes and cardiovascular disease, and pregnancy outcomes. Numerous studies have already demonstrated that receiving concurrent care for both oral and medical disease enhances the effectiveness of both; further, some show reduced costs mainly due to lower hospital-related expenses.

In the April issue of Inside Dentistry, the cover story "Joining Forces" focuses on the potential integration of oral and primary health care and what affect this could have on the dental community.

The concept of greater integration of dental and medical education and practice is not new; in fact, the 2001 Surgeon General’s Report on Oral Health recommended this approach. Yet barriers are preventing this from occurring. R. Bruce Donoff, DMD, MD, is among those seeking to overcome such barriers. Donoff, who is dean of the Harvard School of Dental Medicine (HSDM), hosted a forum on this issue at the school last fall. The forum also featured thought leaders outside the dental community, including insurers, business leaders, economists, and public health experts, to explore the costly impact of poor oral health care on overall health, especially chronic disease. Donoff believes that the integration of medical care and dental care within a single system is good for the patient and would improve overall health in this country. “Because dentistry stayed out of Medicare, we have a situation where there’s an increasing population of elderly patients who cannot receive the oral care they need,” observes Donoff.

Economist Clayton Christensen regards integration of oral and overall health care as a problem whose solution may lie in application of the “disruptive innovation” economy theory for which he is known worldwide. “The reason why health care is complicated and expensive and not accessible is because the pricing of individual services does not work," according to Christensen “You have to put the pricing inside the system.”

Donoff adds that while medicine was forced to adapt to new realities involved in serving patients covered by Medicare and Medicaid as well as employer-provided health insurance, dentists remained largely in their fee-for-service “bubble,” in which oral health care was either covered inadequately or not at all by health benefits.

“Burgeoning data from a whole host of insurance companies that insure both medically and dentally now indicate that there are economic as well as health benefits to be gained from including oral health care coverage in their plans,” says Donoff. This offers a compelling cost-saving case for integration during a time of skyrocketing health care costs.

To read the full report, go to http://www.insidedentistry.net.

Media contact:
Mark Macaulay
Director of Corporate Communications
AEGIS Communications
215-504-1275 Ext. 232
mmacaulay(at)aegiscomm(dot)com

About AEGIS Communications:
Founded in 2005 with the launch of its flagship publication, Inside Dentistry, AEGIS Communications is the culmination of more than 100 combined years of professional experience and insight into healthcare publishing, education, and multimedia communications. Our extensive oral healthcare platform includes The Compendium of Continuing Education in Dentistry, Inside Dental Technology, DentalAegis and CDEWorld. AEGIS provides the entire team—clinicians, technicians, hygienists, assistants, and students—with a comprehensive collection of accessible, high–quality, purposeful content designed to enhance their practice and patient care. Reported by PRWeb 6 minutes ago.

GOP Candidates Confounded by Questions from Press

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Typically, at least in the last decade or so, Republicans have avoided the press. They've remained aloof and distant from what they commonly refer to as the "Liberal Media" or what Sarah Palin and her ilk likes to call, "The Lame Stream Media" in that signature catty mean girl way of hers. They've tended to opt for a friendlier FOX that barely qualifies as "The Press" in any real sense, lobbing soft ball questions, coaching answers, and never asking follow-up questions.

Recently however, GOP presidential contenders have started to wander out of their self-congratulatory echo chamber to brave the supposed adversarial reporters they see as the enemy. It's an enemy armed with substantive questions and who expect, of all things, answers to those questions -- a scenario most of the GOP are not only ill prepared and ill-equipped for, but seem almost shocked that they weren't asked onto the show to bloviate and expound on their latest talking point.

It gets a little dangerous for the candidate and a little comical for the rest of us when the media actually questions the rhetoric and vitriol spouted to the otherwise ignorant and uninformed. It's easy to claim that Obamacare is a job killer, that you're for the middleclass, that there's a war on Christians, that gays have declared Jihad, or that we need to take our country back when the person sitting across from you is nodding their head in agreement, spewing the same lies and BS day in and day out. It's an entirely different scenario when an actual journalist presents you with facts and statistics proving you wrong.

We were treated to one hell of a show when Mitt Romney ran against President Obama in 2012 and the entire campaign and FOX echo chamber sulked in disbelief when Romney was crushed. There was no preparation for that outcome. Romney was so sure that he would win he hadn't even prepared a concession speech. Carl Rove was apoplectic on the night of the election and remained that way for days having to be reminded, several times, by Megyn Kelly that Obama won.

That's not the first time Megyn Kelly seemingly went against the FOX grain, nor the last. Shortly after Ted Cruz announced his plans to run for president before a literally captive audience (attendance was mandatory) he appeared on Kelly's show. At first she eased in, addressing the comparison by critics that he and President Barack Obama had both served just one term in the Senate before announcing their presidential run. "We already tried a first-term Senator," Fox News contributor Charles Krauthammer said earlier the same week, suggesting that Cruz is inexperienced. The following night, Cruz argued that there are several differences between him and Obama, calling Obama a "backbencher" in the Senate while he, Cruz, has been a leader. "Yes, you've led the fight on certain issues," Kelly said, "but what have you actually accomplished?" Cruz, who is now incidentally and hypocritically covered by Obamacare, responded that his accomplishments are "stopping bad things from happening," calling out his efforts to stop Obamacare, lower debt and protect the Second Amendment.

The Washington Post aptly pointed out the hypocrisy:
But this isn't a case of following the law or not. The law does not require Cruz to get health insurance on the exchanges. Instead of going through the exchanges, he could have paid the tax penalty for not having insurance, "likely cheaper than buying an insurance plan," but at the cost of being uninsured. Or his wife could have applied to COBRA and extended her benefits from Goldman Sachs for up to 18 months, though she would have to pay all of the premium. Or he could bypass the exchanges and buy insurance directly from a private insurer. Sure, he'd have to spend time navigating the market himself, but I'm sure the Princeton graduate can figure it out.
Earlier this month Cruz showed up on CNBC with John Harwood and was called out for several statements he made that were factually incorrect.

Harwood, during the one-on-one with Cruz brought up one comment in particular that Cruz made during a speech in March about taking the "110,000 agents at the IRS" and putting them on the southern border.

"They've only got 25,000 agents or something," Harwood said. "You've talked about the job-killing nature of Obamacare. We're adding jobs at a very healthy clip right now. Why shouldn't somebody listen to you and say, 'The guy'll just say anything -- doesn't have to be true'?"

True to form, Cruz then lashed out at the media, because that's another good idea, saying, "There is a game that is played by left-wing editorial writers. It's this new species of yellow journalism called politi-fact. That particular stat is in a joke I used. So, they're literally fact-checking a joke. I say that explicitly tongue in cheek."

Cruz defended himself, saying he was just making a joke. A joke that no on laughed at and no one got. Is that where we are now? Where politicians running for the highest office can excuse their gross misrepresentations by claiming that they were, "just kidding?"

As Mediate puts it:
Point 1: Cruz clearly made a joke, and it was "explicitly tongue in cheek."

Point 2: The joke, however, was about an over-the-top thing Cruz wanted to do with the IRS.

Point 2(a): The number of IRS agents was not implicated in the joke-making, and thus seemed like a plausible number of agents that could exist.

Point 3: Even if he defined "agents" as "all employees of the IRS," the number is still off: The IRS had roughly 90,000 employees as of 2013, and is actually facing a staffing shortage.

Point 4: Cruz could have made the joke without sacrificing accuracy -- 25,000 agents is still a lot of agents, enough to make a joke argument that one should abolish the IRS. But 110,000 agents is on a completely different magnitude than 25,000; and while it's not OMG FALSEHOOD level of bad, it's a worrisome tendency towards embellishment.

Alternative Point 4: Cruz needs new joke writers?

Alternative Point 4(a): This is getting pedantic.

Rand Paul has also shown his adversity to being questioned, going beyond righteous indignation to on-air tantrums. During a Today Show interview Savannah Guthrie asked Paul, "You've had views in the past on foreign policy that are somewhat unorthodox, but you seem to have changed over the years. You once said Iran was not a threat, but now you say it is. You once proposed ending foreign aid to Israel. You now support it, at least for the time being, and you once offered to drastically cut defense spending and now you want to increase it sixteen percent, so I just wonder if you've mellowed out?"

Paul went into full meltdown and tantrum, berating Guthrie:
Why don't you let me explain instead of talking over me, ok? Before we go through a litany of things you say I've changed on, why don't you ask me a question. Have I changed my opinion on? That would be sort of a better way to approach an interview. No, no, no, no, no. You've editorialized. Let me answer a question. You ask a question and say have your views changed, instead of editorializing and saying my views have changed.
Guthrie then pointed out specific examples of Paul changing positions and flip-flopping in every direction on every issue because he is trying to make himself an acceptable candidate to Republican primary voters. Guthrie asked Paul, during the friendliest morning show, if his positions had changed. She was giving him a chance to explain away inconsistencies, not brow beating him.

Paul, rather than take the opportunity to clarify his position and explain to prospective voters where he stands, instead demonstrated his inability to answer simple questions. He chose to lecture Guthrie, a former White House correspondent and accomplished journalist, in an obviously sexist way, begging the question if he would have addressed a male reporter in the same way.

Speaking of facts, here's a fact-checker destroying Rand Paul's campaign in a short video.

Marco Rubio is next on the chopping block, having announced his bid earlier this week. If he decides to venture out into the world of Cruz's mythical "yellow journalism" he may be asked about his past scandals like double-billing flights or misuse of party credit cards; or why he flip-flopped on immigration reform; how he used to believe in climate change and God forbid, science. Maybe he'll be asked why he thinks his ideas to defeat ISIS differ from Obama's sound exactly like them. The one that may be of most interest though, is that Rubio is not the son of Cuban exiles as his Senate bio claims:
Up until last year, Marco Rubio described his parents as exiles from Fidel Castro's communist regime in Cuba: "In 1971, Marco was born in Miami to Cuban-born parents who came to America following Fidel Castro's takeover," his Senate biography stated. But it turns out his parents actually arrived in the US in 1956, before the revolution, and even made multiple trips back to the communist island. Rubio insisted he hadn't known his family's actual history, but polls showed most of his constituents thought he'd "embellished" his account.

Things get even messier: According to a Rubio biography due out in June by Washington Post reporter Manuel Roig-Franzia, Rubio's grandfather Pedro Victor Garcia was an illegal immigrant to the United States. Disillusioned by his financial prospects, Garcia reportedly left the United States for Cuba two weeks after Fidel Castro took power in 1959. He flew back to the States two years later without a visa...and was booked by a US immigration official, who stated: "[Y]ou do not appear to me to be clearly and beyond a doubt entitled to enter the United States." Garcia was ordered deported, but instead he hung out illegally in Miami, resurfacing in 1967 to petition for permanent residency. Even though Garcia had been in the US since 1962, "The form he filled out then states that he had been a Cuban refugee since February 1965," according to Roig-Franzia.

Maybe that was a joke? Written in jest, misinterpreted or taken out of context? We hear that a lot too. Even in this day of constant video, recordings, and 24-hour news, politicians seem to find a way to weasel out of what they actually said.

The level of false indignation, arrogance and accusatory tone many of these candidates seem to think they can take with the press is a bit surprising. The Press is there to hold politicians accountable for what they say. In many cases, particularly with those on the right, many of it is fabricated, exaggerated and misinterpreted. When they're called on it they lash out like petulant children caught in a lie. They throw tantrums, whine that they've been treated unfairly, and sulk. Hopefully reporters and journalist will continue to do what they do best and call politicians out in an effort to hold them accountable for what comes out of their mouths.

There's an old quote that's been attributed to different sources from Mark Twain to Civil War Generals that should give anyone dealing with the media pause. Particularly a dejected and disrespected media. While I do like the quotes that are often attributed to Mark Twain, this rendition by Donald Sensing is particularly appropriate:
Boston is a tough town. It was a Boston newspaper, names escapes me, during the Civil War that became the object of a vendetta by a Union general, who banned the paper's reporter from his division. So the paper simply responded by running only negative stories about the general and generally ruining his reputation. He is said later to have remorse, "Never argue with someone who buys ink by the barrel and paper by the ton."
The GOP have gotten used to a FOX softball press that offers them a national stage to say whatever they want with no push-back. If the little resistance to their BS we've seen in the last few weeks is any indication of what's to come, it should make for an entertaining campaign season.

-- This feed and its contents are the property of The Huffington Post, and use is subject to our terms. It may be used for personal consumption, but may not be distributed on a website. Reported by Huffington Post 23 hours ago.

Insurance Coverage Of Birth Control Is Uneven, Despite Obamacare Mandate

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Health insurance coverage of contraceptives like hormonal implants, patches and vaginal rings remains inconsistent for American women, even though the Affordable Care Act requires no-cost access to birth control, according to a report published Thursday.

Women who seek contraceptives other than the pill may find that their insurers charge copayments, require prior approval from a doctor or simply don’t cover their preferred method, the Henry J. Kaiser Family Foundation and the Lewin Group discovered in a survey of 20 health insurance companies in five states.

The Obamacare birth control mandate, which promises access to FDA-approved contraceptives at no charge from the pharmacy or doctor’s office, is imperfect in practice, the survey shows. Although access to no-cost contraception has significantly increased since this part of the Affordable Care Act took effect in 2012, health insurance companies still restrict access to some forms of birth control. The survey also found that it’s difficult for many women to understand what their health plans cover, and to compare one plan to another when choosing what insurance to buy.

“For many women, the ACA’s contraceptive coverage provision has reduced their health care out-of-pocket costs and given them the opportunity to use more effective but more costly methods of contraception that had been unaffordable to them in the past,” the report says. “For some, however, their choice of plan may still result in limitations of their contraceptive options."

Insurance companies are interpreting the law and guidance from the Department of Health and Human Services in a number of different ways, the researchers conclude.

Although the Affordable Care Act requires health insurance companies to offer no-cost birth control, it doesn’t require them to cover every form of contraception, and it permits them to levy copayments and other charges to certain types, as they do with other medications and procedures. For example, a health insurance plan might cover generic oral contraceptives at no charge, but it might not do the same for all brand-name birth control drugs, or it might require a patient to obtain her pills via mail order.

A small and shrinking percentage of women remain enrolled in health plans still “grandfathered” from Obamacare rules, and some employers are allowed to deny contraception coverage for religious reasons.

The Kaiser/Lewin survey examined health insurance benefits for seven categories of female birth control, but it didn’t include oral contraceptives, the most popular form of pregnancy prevention in the U.S. among women who use birth control. The Kaiser Family Foundation and the Lewin Group studied insurance coverage of emergency contraception; hormonal implants; hormonal injections; hormonal patches; the intrauterine device, or IUD; vaginal rings; and sterilization. The unnamed insurers were located in California, Georgia, Michigan, New Jersey and Texas.
** Birth Control: What’s Covered? **Note: "RMM" stands for "reasonable medication management" tools, which insurers use to control costs.
Source: Henry J. Kaiser Family FoundationThe NuvaRing, a brand-name vaginal ring that transmits hormones internally and has no generic version, was found to be the least likely method to be covered by insurance at no charge. Five of the insurers required cost-sharing and one didn’t cover NuvaRing at all, the survey found.

Insurers that limit access to methods like implants, injections, patches and rings justified their policies by noting that these forms of contraception deliver the same hormones as pills that are included in their benefits, regardless of the preferences of women and their doctors, according to the survey.

Navigating the various policies for coverage of those different forms of contraception isn’t easy for many women, the report notes. In fact, it wasn't even easy for the people conducting the survey.

“One of the cross-cutting findings of this analysis was how difficult it is to ascertain the limits on contraceptive coverage used by different carriers. The contraceptive coverage policies used by health insurance carriers were not easily accessible,” the report says. “This information is even more opaque in many of the plan materials available to policyholders.”

Furthermore, the survey revealed that health insurance companies don’t appear to have required systems in place for women to appeal and gain access to forms of contraception recommended by their physicians. The Affordable Care Act calls for insurers to provide a special system for contraception appeals based on the methods used for other cases.
Source: The Guttmacher Institute

Women who believe they have inappropriately been denied coverage for contraception can seek help. For those who get their insurance from an employer, a human resources professional may be able to explain the health plan's benefits and intervene with the insurer. Health insurers themselves can assist in some cases, such as when a pharmacy incorrectly charges a copayment. Additional information and guidance is available from organizations such as the National Women's Law Center and Planned Parenthood Action Fund.

-- This feed and its contents are the property of The Huffington Post, and use is subject to our terms. It may be used for personal consumption, but may not be distributed on a website. Reported by Huffington Post 1 day ago.

In the Wake of Major Anthem and Premera Healthcare Breaches, ThreatMetrix Provides Strategies for Cybercrime Prevention

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As the Healthcare Industry Continues to be a Major Target for Cybercrime, ThreatMetrix Calls for the Need for Protection Beyond Encryption

San Jose, CA (PRWEB) April 16, 2015

ThreatMetrix®, the fastest-growing provider of context-based security and advanced fraud prevention solutions, today announced strategies for cybercrime prevention in the healthcare industry following the high profile data breaches of Anthem and Premera in recent months. According to ThreatMetrix, the Anthem and Premera breaches could have been prevented through the use of real-time digital identity intelligence.

Stolen health credentials can sell for $10 each on the black market—about 10 or 20 times the value of a U.S. credit card number. The Anthem hack exposed the health records of more than 80 million personal identities, and the numbers for the more recent Premera breach rose above 11 million. With more than 90 million healthcare records exposed in the first few months of 2015, it’s clear that the healthcare industry is a growing target for cybercriminals. However, healthcare providers are still using antiquated authentication and fraud prevention solutions.

“The most valuable data stores for fraudsters are stolen patient records that are associated with a valid health insurance policy,” said Reed Taussig, president and CEO at ThreatMetrix. “While most enterprises continue to focus on securing their internal networks, what is really required is broad adoption and use of secure, anonymized global shared intelligence that will identify what for and where those 90 million stolen identities are being used.”

Increased attacks on healthcare and other insurance organizations are likely due to the high value of stolen health information. To help prevent these massive healthcare breaches and their far-reaching implications, ThreatMetrix offers the following preventative strategies:· Implement unified fraud prevention that leverages a digital identity network to detect and prevent mobile and online fraud while remaining agile and responsive for customers, agents, brokers and others.
· Implement advanced device and malware detection capabilities to ensure insurance providers’ systems are not breached due to stolen or third-party credentials.
· Leverage anonymized shared intelligence on personas (digital identities) to connect users with their online activity and device-related behavior patterns beyond the confines of a company’s network.

“When Anthem and Premera sneezed, the cybersecurity industry caught a cold,” said Alisdair Faulkner, chief products officer at ThreatMetrix. “Most organizations are focusing purely within their own networks, but the board room needs to be aware that these massive data breaches are just a precursor to the main event – a systemic and continuous attack on their customer and employee authentication, fraud and identity systems. To do a credible job defending against stolen identities, organizations need better risk intelligence based on anonymized shared intelligence to differentiate between trusted users and cyber threats.”

The data that was stolen in the Anthem breach was encrypted, but it’s clear that encryption alone isn’t enough to protect employees’ and customers’ personal information. Hackers began infiltrating Anthem’s systems 10 months prior to the announcement of the attack and Anthem needed real-time intelligence to stop these hackers in their tracks.

In December 2014, ThreatMetrix predicted 2015 would see increased healthcare breaches, because with more money flowing into the healthcare industry – U.S. healthcare spending hit $3.8 trillion in 2014 – fraudsters will follow to cash in on the market. In addition, as healthcare information makes the shift electronically via the Health Insurance Portability and Accountability Act (HIPAA), fraudsters will find new ways to commit healthcare fraud and steal personal information.

To avoid further breaches in the healthcare and insurance industries, it is crucial that corporations and businesses take steps toward preventing future attacks. The ThreatMetrix® Global Trust Intelligence Network delivers real-time intelligence, providing businesses with consistent risk assessments of data and creating unique digital identities for users by mapping their online behaviors and devices to protect customers from fraudulent transactions.

ThreatMetrix Resources· Share this news on Twitter: Will #healthcare breaches continue in 2015? @ThreatMetrix thinks fraudsters aren’t done yet http://goo.gl/kyiexx
· Press Release: ThreatMetrix Predicts Mobile Will Represent More Than Half of Transactions in 2015 and Cybercrime Threats Will Continue to Evolve
· Press Release: ThreatMetrix Shares Strategies for Businesses to Protect Privacy, Safeguard Data and Build Trust on the Internet in Alignment with Data Privacy Day
· ThreatMetrix Blog: The Anthem Tipping Point

About ThreatMetrix
ThreatMetrix builds trust on the Internet by offering market-leading advanced fraud prevention and frictionless context-based security solutions leveraging a global shared digital identity network and real-time customer-driven analytics platform. These solutions help customers differentiate between trusted users and potential fraud resulting in reduced friction, incremental revenue and lower fraud and operational costs.

ThreatMetrix secures customers against account takeover, payment fraud, fraudulent account registrations resulting from malware, and data breaches. Underpinning the solution is the ThreatMetrix® Global Trust Intelligence Network, which analyzes more than one billion monthly transactions and protects more than 250 million active user accounts across 3,000 customers and 15,000 websites and mobile applications. ThreatMetrix is deployed by industry leaders across financial services, e-commerce, payments, social networks, government and insurance.

For more information, visit http://www.threatmetrix.com or call 1-408-200-5755.

Join the cybersecurity conversation by visiting the ThreatMetrix blog, Facebook, LinkedIn and Twitter pages.

© 2015 ThreatMetrix. All rights reserved. ThreatMetrix, TrustDefender ID, TrustDefender Cloud, TrustDefender Mobile, TrustDefender Client, the TrustDefender Cybercrime Protection Platform, ThreatMetrix Labs, and the ThreatMetrix logo are trademarks or registered trademarks of ThreatMetrix in the United States and other countries. All other brand, service or product names are trademarks or registered trademarks of their respective companies or owners. Reported by PRWeb 1 day ago.

Union-Busting Huntington Hospital Gets Into the Voter Suppression Game

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Huntington Hospital nurse Dolly Farquhar with two colleagues from the critical care unit
How low will Huntington Memorial Hospital stoop to undermine its nurses' union drive?

Dolly Farquhar -- who has worked at the Pasadena, California hospital for 31 years -- just found out.

The hospital arbitrarily moved her resignation date from April 16 to April 12 so that Farquhar -- an outspoken supporter of the nurses' affiliation with the California Nurses Association (CNA) -- wouldn't be eligible to vote in the union election scheduled for Wednesday and Thursday of this week, April 15 and 16.

Since the union drive began last May, the 123-year old 625-bed hospital (named for Henry E. Huntington, a turn-of-the-century railroad baron) has engaged in a nasty and expensive union-busting effort, paying a bevy of experienced and high-priced anti-union firms and consultants - including Littler Mendelson, IRI, and Genevieve Clavreul of Solutions Outside the Box -- to harass and intimidate nurses and undercut their organizing efforts. If a majority of the 1,220 nurses vote to unionize, the hospital will be required to negotiate a collective bargaining contract with the nurses, who will be represented by CNA.

Taking a page from the Republican Party's escalating attack on voting rights among Democratic-leaning constituencies, the hospital has tried to restrict pro-union nurses from voting in this week's union election.

Last month, Farquhar -- who is well-known within the hospital as a pro-union supporter -- met with Patricia Villarroel, a senior benefits officer, to announce her plan to retire, effective April 16. They talked about Farquhar's pension plan and other benefits. When Villarroel told Farquhar that the hospital would continue to cover her health insurance until April 30, the 66-year old nurse was relieved, and began filling out paperwork to switch to Medicare starting May 1. Farquhar submitted her official resignation on March 26, went on a short vacation, and returned to Pasadena expecting to cast her ballot on Wednesday (April 15) in favor of giving nurses a voice at work.

She learned about the hospital's devious (and potentially illegal) action last Friday night, when the hospital sent a letter to her house announcing the change. A hospital-sent courier entered the service gate and dropped the envelope on Farquhar's front doorstep. The letter, signed by Candace McMullin from the hospital's human resources office and dated April 10, said that "we've processed your resignation effective April 12." It noted that her benefits, including health insurance, would expire that day.

"The letter was a huge surprise, a real shock," explained Farquhar, "because I had filled out my forms last month indicating that I had planned to retire effective April 16. I wanted to vote in the union election."

"Is this how they treat someone who has worked there since 1984?" Farquhar asked. "This is very dirty and very low."

On Monday morning, Farquhar went to the hospital where she's worked for three decades to talk with CEO Steve Ralph. She had to enter the hospital through the patients' entrance because her employee identification card had already been deactivated.

"He knows me," explained Farquhar, who worked in the critical care unit. "I've been there over 30 years. My two daughters volunteered at the hospital when they were in high school. I figured he'd see me."

Farquhar met Ralph in the hospital cafeteria, where they talked for about 20 minutes.

"I told him I was really upset. I've done everything right. Then I get this letter, cutting off my medical benefits. I gave him all the paperwork. I said I didn't expect this kind of treatment. I've served this place loyally. Somebody had the audacity to arbitrarily change my date of my retirement from April 16 to April 12."

"I told him that this is very dirty and very low."

Farquhar -- who had spoken out in favor of the union at several hospital-sponsored forums where Ralph was present and had attended pro-union rallies -- didn't mention the union election in her conversation with Ralph, who makes over $1.2 million a year.

"I didn't have to say anything about it," Farquhar explained, "He knew why it happened."

Yesterday (Wednesday) Farquhar went to the hospital to cast her vote in favor of unionization.

"My suspicion was 100 percent accurate," she said. "My name was on the list of employees, but I was in a different category than most of the other nurses."

At a pre-election conference yesterday, Robert Millman -- an attorney with Littler Mendelson, the expensive union-busting law firm that represents the hospital -- insisted that Farquhar be removed from the list of nurses eligible to cast ballot. CNA disagreed, so her name was kept on the list and she cast a ballot which a hospital-sponsored "observer" then officially challenged. The dispute will be resolved by the National Labor Relations Board after the election results are tabulated.

"It's like not being a full citizen," said Farquhar. "I've earned the right to vote. "

A native of the Phillipines, where she earned her nursing degree, she came to the United States in 1970 to work at the famous Mayo Clinic in Minnesota. After two years, she moved to California, worked at a hospital in downtown Los Angeles, then joined the Huntington staff in 1984.

Farquhar expects to spend her retirement years traveling, playing with her three grandchildren, and tending to her new vegetable and herb garden.

"But before that, I want to make sure that my vote will count. We're going to fight this. They're trying to disenfranchise me. That's why nurses need a voice at work. That's why we need a union."

--

*Peter Dreier is professor of politics and chair of the Urban & Environmental Policy Department at Occidental College. His most recent book is The 100 Greatest Americans of the 20th Century: A Social Justice Hall of Fame (Nation Books, 2012)*

-- This feed and its contents are the property of The Huffington Post, and use is subject to our terms. It may be used for personal consumption, but may not be distributed on a website. Reported by Huffington Post 23 hours ago.

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