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CPAC 2015: Right-Wing American Dream Kind of Crappy

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(Photo: C-SPAN)

(L-R) Raffi Williams of the Republican National Committee, Charlie Kirk of Turning Point USA, U.S. Representative Mia Love and U.S. Senator Ben Sasse, appear on a panel about millennials and the American dream at the Conservative Political Action Conference on February 26, 2015.

 

What is the American dream? Is it owning a house and having a job you love? Perhaps you want to be able to have children and send them off to school? Well, this year at the annual Conservative Political Action Conference, members of the Republican Party are promising to help you make your dreams come true. On Thursday morning, CPAC—an annual gathering at which a broad range of right-wing constituencies are represented—officially started as presidential hopefuls, political pundits, conservative activists and college students filled the Gaylord National Convention Center at National Harbor, Maryland, just outside of the nation’s capital.

Because both political parties go through great lengths to win over the powerhouse voting bloc—millenials—it was no surprised that “Reclaiming the American Dream: Millennials Look Toward Their Future” was on the agenda. And who better to sit on that panel than U.S. Representative Mia Love of Utah?

Love never misses a chance to remind people about her parents’ humble beginnings. Jean and Mary Bordeaux immigrated to the U.S. from Haiti, and Love has crafted a touching narrative about her parents’ arrival in this country with only $10 to their name. But they still managed, as she tells it, to pull themselves up by their bootstraps; it’s the Republican fairytale.

Despite having their salaries paid by tax dollars, Republican politicians are rarely shy about expressing some hatred of the government, and Mia Love is no exception. Presenting government as nothing more than a hindrance to lives of Americans, Love explained to the CPAC audience that “the American people will rise to the occasion on their own. No nanny state needed, no big government required.”

“We must advance the conservative principles that have lifted more people out of poverty and fueled more freedom and driven more dreams than any set of principles in the history of world,” Love said. Of course, if conservative policies are supposed to help Americans achieve the dream that she speaks so fondly of—I’ve got a lot of questions.

In 2013, Frank Lucas sponsored the FARM bill that would have cut the Supplemental Nutrition Assistance Program (SNAP) by $21 billion over the next 10 years. Nearly 2 million people, comprising mostly working families with children and the elderly, would have lost their food assistance.

The bill failed in the House, though—Democrats thought the cuts were too deep while Tea Party Republicans believed they didn’t go far enough. (Two million hungry people are just not enough.) The farm bill eventually passed in 2014 with “modest” cuts of only $9 billion.

How exactly does cutting food assistance for millions of food insecure Americans lift them out of poverty?

Not only do conservative policies send kids to school hungry, they send them to schools that routinely face budget cuts. On February 5, Republican Governor of Kansas, Sam Brownback, announced cuts to the education budget to the tune of $44.5 million dollars. Nothing says “helping children succeed” like forcing their schools to scrape for resources.

No Republican star missed their chance to criticize Obamacare. Referencing the supposed failure of the Affordable Care Act, Mia Love asked the audience to “imagine a healthcare system that is centered on service and measured by outcomes. Not dictated by Washington.” If conservatives have it their way, the Supreme Court will rule in their favor in the King v. Burwell case. According to Joshua Green, writing at Bloomberg News:



If the plaintiffs prevail, millions of people in 34 states who bought insurance on federal exchanges would suddenly lose the subsidies that make it affordable. Consequently, most would lose their coverage.



Millions of people will lose their health insurance…making them one medical emergency away from bankruptcy—or worse, death. The American dream indeed! Reported by The American Prospect 5 hours ago.

Tax Glitch Affects 800,000 Healthcare.gov Enrollees; 1-800Accountant Can Help

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There has been a major tax glitch on Healthcare.gov affecting nearly 800,000 taxpayers who have insurance through the Affordable Care Act. 1-800Accountant is here to ensure you get your taxes prepared and filed on time with the IRS despite any issues you may be dealing with during the 2015 tax season.

(PRWEB) February 28, 2015

Nearly 800,000 American taxpayers who are enrolled in the Affordable Care Act’s insurance programs through Healthcare.gov have been affected by a major glitch involving how much they owe Uncle Sam in taxes this year, according to a report from CBS News released on Feb. 21, 2015 (http://www.cbsnews.com/news/800000-healthcare-gov-users-given-wrong-tax-info/).

Taxpayers received erroneous information from the government. Because of this error, they were told to hold off on filing their tax returns with the IRS until the problem is resolved.

The erroneous information about taxpayers’ insurance policies involves calculations related to how much they owe in taxes. The government said that taxpayers should receive corrected information during the first week of March. However, until then, they will not know for sure what they owe as some are expected to owe more and some may owe less than what the incorrect information indicates. This will delay the ability of many taxpayers to file their returns in a timely manner.

According to officials, there is still no answer on what caused this invalid and unusable information to be distributed. An estimated 20% of all forms sent out with this type of insurance information contained incorrect calculations. The information was included on copies of Form 1095-A, which is the equivalent of a Form W-2 for health care. The forms contain a monthly record of the subsidies consumers received in 2014 to help pay their insurance premiums.

This is the first tax season in which Americans can face a tax penalty for failing to have health insurance through either a private provider or through the healthcare exchanges. February 15th was the original deadline for taxpayers to get insurance through Healthcare.gov if they were uninsured and did not want to pay the penalty on their taxes. However, the government is opening a second enrollment period for those who have not yet purchased insurance.

This special enrollment period will begin March 15th and ends on April 30th. It is currently set to take effect in 37 states, but the others are expected to follow suit in some capacity. In Minnesota, for instance, taxpayers will have from March 1st to April 30th to get insurance and avoid a penalty.

According to federal officials at the Treasury Department, approximately 6 million individuals will be on the hook for a penalty since they did not have health insurance in 2014. But there are 30 different exemptions on the books for being uninsured, which means some of these taxpayers will not incur a fine at tax time. There are also tax credits and other ways around being uninsured to assist certain individuals.

In addition to the nearly 1 million taxpayers impacted by this glitch, an estimated 50,000 who have already filed their income taxes will be required to resubmit their returns.

Brendon Pack, Vice President at 1-800Accountant, said this tax glitch is just one piece of a widespread confusing puzzle in the 2015 tax season.

“This glitch represents only a small part of how difficult the 2015 tax season has been for Americans,” Pack said in a statement. “Both individuals and business owners alike are experiencing so many challenges in getting their taxes filed properly and on time. 1-800Accountant is staffed with a team of experienced accountants, CPAs and enrolled agents who ensure all clients’ returns are prepared and filed on time, regardless of what a client’s filing situation entails.”

Learn more about 1-800Accountant’s tax preparation and filing services by calling 727-350-9655. Or schedule a complimentary one-on-one tax consultation at http://1800accountant.com/1on1/. Reported by PRWeb 2 days ago.

March is Kidney Cancer Awareness Month

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Hollywood star Denise Richards helps the Kidney Cancer Association to create greater awareness

Hollywood, Calif. (PRWEB) February 28, 2015

March is Kidney Cancer Awareness Month and the Kidney Cancer Association (KCA) and its nearly 91,000 members in more than 100 countries will celebrate by honoring the many collaborators who have helped to make it the largest organization of its kind.

Since its founding in 1990 by the late Eugene P. Schonfeld, Ph.D., KCA has developed scores of highly effective relationships with organizations and institutions around the world.

Carrie Konosky, KCA Vice President for Development, says, “By working with others who specialize in helping people whose lives have been touched by renal cancers, we've made remarkable strides in the investigation of new medicines, along with advancements in surgery, and helping patient families to manage the psychosocial aspects of dealing with cancer.”

Among the earliest collaborations were those that brought medical experts on board as advisors to KCA. Doctors and researchers from Memorial Sloan-Kettering, University of Chicago, Loyola University, Cleveland Clinic, M. D. Anderson Cancer Center, and other major academic centers were among the first to join this effort. Soon faculty from West Coast institutions joined, followed by doctors from the major European centers.

In the 1990s, KCA joined the Washington, DC, based Cancer Leadership Council, where others with a shared interest in the eradication of death and suffering from cancer gather monthly to work on a common advocacy agenda.

Members of KCA have served on the governing board of Friends of Cancer Research and as advisors to the director of the National Cancer Institute through the Director’s Consumer Liaison Group.

KCA’s longstanding affiliation with Patient Advocate Foundation enables families to receive prompt assistance with questions related to health insurance, as well as co-payment assistance for drugs.

Nurses working in the biotherapy unit at Providence Portland Medical Center answer patients’ questions related to side-effects from drug treatments and also provide referrals to expert physicians.

“Obviously, there are too many KCA collaborations for us to list, " Konosky says. “These relationships will be evident to anyone who visits our website. Recently, we began working with Lotsa Helping Hands, a group that facilitates online connections for families that need help dealing with routine tasks because of a loved one’s experience with kidney cancer.”

KCA also collaborates with two groups that help patients to raise funds for medical expenses. Details are available on the charity’s website, where information about one-to-one patient support through Imerman Angels may also be found.

Konosky adds, “We're grateful to Hollywood star Denise Richards, one of our directors, for helping to bring much needed awareness to kidney cancer, the disease that took her mother’s life in 2007. Denise has been wonderfully supportive in helping us to raise funds, so that KCA's work can continue.”

KCA CEO, Bill Bro, a 26-year kidney cancer survivor, serves as a member of National Cancer Institute’s Renal Cancer Task Force, as well as being an active participant in endeavors aimed at improving patient care. Reported by PRWeb 1 day ago.

Annoyance arises from gov't error on health care tax forms

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[...] there's an added hassle this year for nearly a million consumers who got financial help with health insurance premiums under President Barack Obama's law. The government sent consumers erroneous information on forms that they need to complete their 2014 tax returns. The mistake the government made affected 800,000 customers receiving subsidized health coverage through the federal insurance market. The Obama administration says it's trying to figure out what caused the broader mistake, even as it rushes corrected information to affected taxpayers. The health care law offers subsidized private insurance to people who do not have access to coverage on the job. Because those subsidies are delivered as tax credits, recipients have to account for them each year on their tax returns. Stephens said he's spent a lot of time on the phone with his insurer and the Colorado health insurance exchange, which is run by that state. Spokesman Curtis Hubbard said the Colorado exchange is reviewing its records and working with Stephens' insurer to resolve the situation. Reported by SeattlePI.com 1 day ago.

India Network Announces Pre-existing Condition Health Insurance Coverage for Diabetic Visitors of All Ages Traveling to the United States

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A recent report in Times of India indicated that diabetic patients on metformin drug are likely to face some serious side effects. India Network re-assures all visitors with diabetic related issues coverage under pre-existing condition insurance plans.

Orlando, FL (PRWEB) February 28, 2015

India Network Foundation, a US based non-profit community organization has sponsored visitor health insurance programs for visitors coming to the United States for the last 25 years. Most Indian elderly parents traveling to the United States are suffering from one or two medical conditions such as diabetes and blood pressure. These diseases are so common among the elderly population that they do not even list them as medical conditions. There were 66.8 million cases of diabetes in India in 2014. Metformin is the first drug prescribed to more than 90% of type 2 diabetics. The side effects of prolonged use of metformin combination need to further investigated (Times of India, 27 Feb 2015).

Pre-existing conditions are typically excluded from coverage of all insurance plans offered to visitors in the market place except India Network Health Insurance.India Network visitor health insurance with pre-existing condition coverage provides valuable coverage for all ages 0-99 years old. ACE American Insurance plans such as ACE Network and ACE Premier treat pre-existing conditions and new medical conditions for outpatient and inpatient benefits. The insurance plans cover any sickness of the policy holder whether that sickness is caused by diabetics or blood pressure or another pre-existing medical condition. India Network health insurance plans are open to all nationalities coming the United States, Canada, or Mexico and can be purchased online from India Network web site.

Dr. KV Rao, President, India Network Foundation said that the health insurance plans sponsored by the Foundation were helping thousands of families every year with critical insurance coverage that is otherwise not available in the market place, particularly for 65+ aged visitors. Today, India Network health insurance is the only company offering complete pre-existing coverage for all ages. However, one must purchase the policy before leaving the home country and have it purchased for a minimum period of 90 days. Every visitor to the United States is to take advantage of the plan offering.

About India Network Foundation
India Network Foundation, established as a US non-profit organization, has been helping the Asian Indian community in North America with programs and grants to academics from India for more than two decades. India Network Foundation sponsors visitor health insurance to tourists, students, temporary workers (H1 visa holders) and their families. All insurance products sponsored by the foundation are administered by India Network Services and underwritten by ACE American Insurance Company (ACE). All operations are carried out in the United States only.
For more information visit http://www.indianetwork.org

About India Network Health Insurance
India Network Health Insurance is a US based company that administers visitor health insurance to transition residents, tourists, students, temporary workers and their families. All insurance products are underwritten by The ACE American Insurance Company (ACE). Visitor medical plans are offered for all age groups with both fixed coverage, comprehensive coverage and with pre existing condition coverage.
For more information visit http://www.kvrao.org Reported by PRWeb 17 hours ago.

Remembering a Health Care Advocate Who Got a Lot Done in a Short Time

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You may not have heard the name Peter Harbage before. But if you are one of the millions of people getting health insurance because of Obamacare or some other government program, it's possible Peter had something to do with it.

Peter was a health policy analyst, advocate, and consultant who spent most of his professional life shuttling between Washington and Sacramento, California -- at times working for the government, at other times working with it. To reporters covering health policy, such as myself, he was a source and, yes, a friend -- a reliably honest source of information and expertise, and unfailingly good cheer.

Earlier this month, Peter lost a battle to leukemia. He was 43 and had been married, for a little more than five years to Hilary Haycock, a veteran health policy and public affairs expert.

Peter's eclectic legacy includes running with the bulls in Spain and a drink named for him at The Grange, an upscale restaurant frequented by California pols in Sacramento. But it was Peter's advocacy for health care reform -- particularly his success at rallying people and groups behind the cause of expanding access -- that left the most indelible impression in political circles.

"He was a man of passion who was dedicated to the cause," says Chris Jennings, the former Clinton administration official and well-known advocate for health care reform in Washington. "He so wanted to made a difference and he did not rest until he did."

"Peter is the unsung architect of health care reform in the United States," says Anthony Wright, executive director of Health Access, a California-based advocacy group. "For two decades, Peter has been on the front lines of the work to improve our health system, as an administrator, consultant, policy guru; as an evangelist, a thinker and a provider of social lubricant."

Peter got his start in health policy in the 1990s, after graduating from the University of Michigan with a bachelor's degree and a master's in public policy. He had taken a position at the Department of Health and Human Services when, during a meeting about a new initiative, he impressed Nancy Ann Deparle -- who was, at the time, the Clinton administration's newly confirmed administrator for the Medicare and Medicaid programs.

"The room was filled with probably 50 or 60 staffers representing the staff and operating divisions of the department, and they were all peppering me with questions about implementation," DeParle recalls. "I noticed this one young man who kept asking very good questions, and sometimes helping me answer others' questions. I knew right then and there I wanted him on my team."

Later, Peter's trajectory took him to California, where he worked in the administration of Gov. Gray Davis and, then, joined the crusade to create a version of universal health care while Arnold Schwarzenegger was governor. That effort came up just short, but a parallel effort, in Massachusetts, succeeded -- thus establishing a program that would become the model for Obamacare.

Peter played a key role in that evolution -- thanks to an episode that history has largely, and wrongly, forgotten. Early in the 2008 presidential campaign cycle, Peter was working on the campaign staff of then-Sen. John Edwards, whom he had also advised in 2004. Within the inner circle of advisers, Peter was among those urging Edwards to propose an ambitious plan that would seek to make coverage nearly universal. Edwards would go on to lose the primary campaign and, subsequently, to disgrace himself with a personal scandal. But Edwards' early embrace of such a sweeping health care plan, including a requirement that everybody get coverage, set the standard by which other candidates would be judged -- making universal coverage, or something close to it, a prerequisite for serious consideration in the race.

"Peter was John Edwards' principal adviser on health policy for six years, including both of his White House campaigns," says James Kvaal, who was policy director in the 2008 campaign and now works in the Obama administration. "His fingerprints were all over Edwards' plan for universal health care, the first from a presidential candidate in over 15 years."

After Obama's election, Peter worked on reform from the outside -- helping to rally interest groups behind what eventually became the Affordable Care Act. He understood, more than most people, that simply passing legislation was only step one -- and started working closely with local and state officials, with a focus on programs that would help low-income Californians get access to care.

"Peter Harbage has improved the lives of countless people through his generosity as a friend, advisor and policymaker," Mari Cantwell, chief deputy director at California's Department of Health Care Services, told the California HealthLine. "He was intelligent and passionate about our work to improve and expand health care to Californians in need, and we are grateful that he shared his time and knowledge with us."

Peter was in the midst of his California work when he got the leukemia diagnosis. He remained an incorrigible optimist, finding an upside even in such a dire personal moment -- suggesting to me, at one point, that he thought his experiences as a cancer patient would make for a good book. His treatment seemed to be going well, when, a few weeks ago, he took a sudden turn for the worse.

"He quietly took his battle against leukemia head-on and seemed to be winning it as he did with virtually all challenges he confronted," says Jennings. "But this time, he could not overcome an infection and we all learned what is all too hard to accept -- we all eventually fail in the battle against death. The good news is that Peter won the battle of life and we are all the better for it."

"Peter's work in health care was deeply driven by a sense of fairness and a fight against the idea that somehow it's acceptable to have 'two Americas' -- one where care is available and one where it is not," says Haycock, who will remain at the helm of Harbage Consulting. "He spent his career supporting the safety net and those who need it, and helping to level the playing field for Medicaid."

Peter set aside starting funds for a new fellowship, to pay for recent graduates in health policy to spend time working with advocacy and education groups in California. Information about the fellowship, and how to support it financially, is available at the Harbage Consulting website. Reported by Huffington Post 1 day ago.

How GOP Takes Away Obamacare From Its Own

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The U.S. Supreme Court, which next week begins to hear a case that could decide whether millions of Americans retain subsidies to buy health insurance, could harm low income Americans in states generally governed by Republicans who brought the suit. At stake in the case known as King v. Burwell is [...] Reported by Forbes.com 1 day ago.

Insurers Forced to Balance More Obamacare Risks

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In a few weeks, the U.S. Supreme Court will hear arguments in King v. Burwell, and a few months after that it will decide whether the Affordable Care Act authorizes the Barack Obama administration to offer subsidies for health-insurance policies sold via federally operated... Reported by Newsmax 22 hours ago.

The Supreme Court & Obamacare Round II

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The plaintiffs in King v. Burwell argue that federal subsidies under the Affordable Care Act (the "ACA") are lawful only in states which have set up their own health care exchanges. This case is now pending before the United States Supreme Court, and the very survival of the ACA could be at stake. In the words of the Fourth Circuit Court of Appeals which ruled against the plaintiffs, "[w]ith only sixteen state-run Exchanges currently in place, the economic framework supporting the Act would crumble if the credits were unavailable on federal Exchanges."

As I read plaintiffs' argument, it primarily turns on the interaction of three provisions of the ACA. First, Section 1311 of the ACA provides that states "shall" set up Exchanges although Section 1321 recognizes that a state may elect not to do so. Second, Section 1321 provides that if a state does not elect to set up an Exchange, the Department of Health and Human Services "shall . . . establish and operate such Exchange within the State." Third, Section 1401 of the ACA provides subsidies for coverage "enrolled in through an Exchange established by the State under Section 1311. . . ." Since no express mention is made of federal Exchanges in the last provision, plaintiffs argue that subsidies are available only for Exchanges set up by the states themselves.

This is not a strong argument. As Judge Davis points out in his Fourth Circuit concurring opinion, "[w]hen a state elects not to establish an Exchange, the contingency provision authorizes federal officials to establish and operate 'such Exchange' . . . ." In other words, federal officials are effectively acting on behalf of the state in creating "such Exchange." Read in that full context, it's hard to see why subsidies would not be available. Instead, if Congress had wanted to provide unsubsidized coverage for federal exchanges in an act purporting to make healthcare more affordable and available, wouldn't one expect explicit language to that effect? As Judge Davis puts it, "If Congress wanted to limit . . . tax credits . . . to state-run Exchanges, it would have said so rather than tinkering with the formula in a subprovision governing how to calculate the amount of the credit."

Plaintiffs have a further problem. Granting for the sake of argument that the statutory language is reasonably subject to different interpretations, the IRS has determined that credits are available for both federal and state Exchanges. Under the Chevron doctrine, where statutory language is reasonably subject to different interpretations courts have long deferred to agency interpretations that are not "arbitrary, capricious, or manifestly contrary to the statute." Such review "is highly deferential, with a presumption in favor of finding the agency action valid." As the Fourth Circuit noted, ". . . widely available tax credits are essential to fulfilling the Act's primary goals. . . ." Furthermore, again, the Fourth Circuit recognized that "the economic framework supporting the Act would crumble if the credits were unavailable on federal Exchanges." Since the IRS interpretation both furthers essential goals of the ACA and prevents the very crumbling of the act itself, it's hard to see how the interpretation could be arbitrary, capricious, or manifestly contrary to statute under any standard of review, especially a highly-deferential one.

Apart from the substantive problems with their case, plaintiffs must also convincingly address the practical absurdity of their argument. Given the clear purpose of the ACA to extend the reach of affordable healthcare, how can it not be absurd to choose a reading of the ACA which denies subsidies to federal exchanges? I deliberately use "choose" here since, as noted above, such a reading is not required. Plaintiffs have a hard task defending their choice in a legal tradition long averse to absurd practical results.

William Blackstone, for example, instructs us to avoid "a very absurd signification" resulting from "effects and consequence[s]" of a statute. One example he gives is a law of Bologna which provided "that whoever drew blood in the streets should be punished with the utmost severity." Though the Burwell plaintiffs would presumably disagree with the result, Blackstone notes that the law "was held after long debate not extend to the surgeon, who opened the vein of a person that fell down in the street with a fit."

In Church of the Holy Trinity v. U.S., the Supreme Court also famously avoided statutory absurdity. Though a federal statute criminalized importing persons into the country for "labor or service of any kind," the Court found it absurd to apply the statute to pastors brought in to serve a church. They noted that the act was titled "An act to prohibit the importation of foreigners and aliens under contract or agreement to perform labor in the United States . . . ." They also noted that "the thought expressed in this reaches only to the work of the manual laborer, as distinguished from that of the professional man." They further looked at "contemporaneous events, the situation as it existed and as it was pressed upon the attention of the legislative body." Doing so, the Court explored "the evil which [the act was] designed to remedy" and found that to be "cheap, unskilled labor" rather than "brain toilers."

Context and purpose mattered in Holy Trinity and context and purpose matter here. The subsidy subsection of the ACA must be read in the context of the entire act and its goal of expanding not shrinking affordable healthcare. The title of the ACA ("Patient Protection and Affordable Care Act") leaves little doubt of its purpose which the Fourth Circuit noted is to "increase the number of Americans covered by health insurance and decrease the cost of health care." How do plaintiffs respond? They argue that Congress meant to limit subsidies to state exchanges as a means of "inducing states to take the desired action of establishing Exchanges." In other words, they answer one absurdity with another. A Congress hoping to expand affordable healthcare withheld it in states refusing to set up exchanges.

Oddly enough, the weakness of plaintiffs' case may be a blessing for Republicans. If plaintiffs succeed, Republicans may well be disproportionate first casualties. Many Republican-led states have refused to set up state exchanges. Their citizens would thus be among the first to feel the "victory" in this case. Not only would many Republicans lose their subsidies, might they have to pay them back as well? What happens if many lower-income and middle-class Republicans feel an awful sting of having voted against their own economic self-interest? What would Republicans leaders do then? Set up state exchanges they had previously condemned? Replace the ACA with concrete legislation that preserves things people like about the ACA such as coverage for pre-existing conditions? What are the odds of that happening any time soon if at all?

Perhaps the Supreme Court has taken this case not only to end spurious argument. Perhaps it would remind us of other things as well. Law is not a game of words played by taking parts out of their full context. Nor should the hammer rule the carpenter. Words are tools of life, not the reverse. Perhaps the Supreme Court will both reject plaintiffs' weak statutory argument and expressly reaffirm Holy Trinity's renunciation of the absurd. Reported by Huffington Post 22 hours ago.

Best Life Insurance Companies for Single Adults Now Searchable at Insurance Website

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The best life insurance companies for single adults are now searchable for rates packages through the Quotes Pros company website at http://quotespros.com/life-insurance.html.

New York, NY (PRWEB) March 01, 2015

Adults who are not legally married in the U.S. and seek insurance rates for term or universal policies can now use the QuotesPros.com portal online. A group of some of the best life insurance companies for single adults can now be researched for rates data through the system at http://quotespros.com/life-insurance.html.

The rate plans that nationwide agencies are now offering through the search portal are tied to a number of life protection policies. The term, universal and guaranteed plans are available as well as whole and survivorship to research. Single men and women who search for an individual policy will now have access to this data through the search portal.

"We've updated our tools to showcase brand new rates from providers when our system is used to find top insurers across the U.S.," said one Quotes Pros rep.

Because not all life insurance plans are considered permanent, pricing that is explored can appear higher or lower to adults who research a policy. The Quotes Pros system is now enabled to clearly define which providers offer permanent or short-term plans when a consumer uses the system to find rates or policies.

"Some provider plans across the country allow a person to build cash value when paying premiums, and these types of plans are mixed into our search system," said the rep.

The Quotes Pros company is now helping adults to find and compare different insurer plans because needs of each person can over the course of time. Someone who is interested in obtaining medical coverage through different providers for 2015 can now use the tool at http://quotespros.com/health-insurance.html.

About QuotesPros.com

The QuotesPros.com company has one of the most feature-packed databases linked to nationwide insurers that consumers have access to on the web. The company changes out companies regularly to give more adults easier access to affordable priced policies. The QuotesPros.com company extends use of its database to any consumer who can enter a zip code that matches a U.S. city or town. Reported by PRWeb 22 hours ago.

GOP Senators Pledge Help If Court Bars Obamacare Subsidies

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Three leading Republican senators are promising to help millions of people who may lose federal health insurance subsidies if the Supreme Court invalidates a pillar of President Barack Obama's healthcare law. Reported by Newsmax 18 hours ago.

GOP senators pledge help if court bars health law subsidies

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Three leading Republican senators are promising to help millions of people who may lose federal health insurance subsidies if... Reported by Deseret News 13 hours ago.

Now Available from AIS: 12th Edition of Annual Book Containing Health Plan Enrollment Data, Contact Information

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AIS’s Directory of Health Plans: 2015 is the most comprehensive resource available on the U.S. health plan market, with enrollment data and contact information for health plans operating in the United States.

Washington, DC (PRWEB) March 02, 2015

Atlantic Information Services, Inc. (AIS) is pleased to announce the publication of AIS’s Directory of Health Plans: 2015, the all-new 12th edition of the most comprehensive resource available on the U.S. health plan market, with enrollment data and contact information for health plans operating in the United States.

Available as a printed book containing the full directory and an “Executive Summary” of enrollment trends in quick-view tables and charts, as well as an electronic version, AIS’s Directory of Health Plans is a thorough and definitive tool to calculate health plan market share. The electronic version, which comes with a free print version, contains enrollment and market data in three different file formats, and verified contact names in mailing lists on a CD, or – new for this year – a USB Flash Drive.

The Directory listings include:· National and state-level enrollment data by company,
· National enrollment by company, by sector,
· Company contact information and ownership information, and
· Key executives listed by job function.

To produce the Directory, AIS’s on-staff researchers personally interview or survey a knowledgeable person at each health plan — including subsidiaries and parent companies — to get a clear picture of product offerings, contracts and markets, ensuring that each covered life is counted only once, and is categorized by plan models that are defined in a consistent and meaningful manner which reflect the current industry. By maintaining impeccable research standards and strict methodology through twelve annual editions, AIS’s Directory of Health Plans offers true year-over-year comparisons and extremely accurate and sensitive insight into developing trends. And, for the twelfth year in a row, America’s Health Insurance Plans (AHIP) — the national trade association representing health plans — has selected AIS’s Directory of Health Plans as the official directory resource.

For more information on AIS’s Directory of Health Plans: 2015, including tables of contents for the printed and the electronic versions, data fields and sample pages, visit http://aishealth.com/marketplace/aiss-directory-health-plans.

About Atlantic Information Services
Atlantic Information Services, Inc. (AIS) is a publishing and information company that has been serving the health care industry for more than 25 years. It develops highly targeted news, data and strategic information for managers in hospitals, health plans, medical group practices, pharmaceutical companies and other health care organizations. AIS products include print and electronic newsletters, websites, looseleafs, books, strategic reports, databases, webinars, and conferences. Learn more at http://AISHealth.com. Reported by PRWeb 8 hours ago.

Research Group Media Matters To Scrutinize Hispanic News More Closely

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Media Matters is taking a closer look at Latino news.

The research group known for calling out what it considers “conservative misinformation” in the mass media launched a Hispanic engagement initiative on Monday aimed at undermining what it views as attempts by rightwing organizations to influence Latinos through Spanish-language media and digital upstarts with diverse audiences.

The new initiative will monitor not just conservative-leaning media outlets, but also the Spanish-language giants Univision and Telemundo, along with the newer wave of digital outlets that prioritize engaging Hispanics, like BuzzFeed, Fox News Latino, Fusion and The Huffington Post.

“Media has to be more critical of stories that relate to Hispanics and not traffic in poorly vetted stories and misinformation,” Miguel Ferrer, a senior adviser to Media Matters, told The Huffington Post. "A lot of this rightwing distortion as it relates to media has assumed that nobody’s checking."

Ferrer is a former vice president of digital media at Fusion and a former managing editor at The Huffington Post’s Latino Voices and Spanish-language Voces sections.

The new program will highlight the lack of Latino voices in mass media, contest stereotypes and challenge what it views as biased presentations of issues that concern Latinos. Media Matters cited the case of the Libre Initiative when explaining the need for the program.

A conservative group that aims to increase Latino political engagement and presses for individualistic values, the Libre Initiative has been widely cited in mass media as a voice representing Latino conservatives.

“We know Hispanics want the American dream, but there’s a system, and it’s called free enterprise, that allows them to access that dream,” Rachel Campos-Duffy, a Libre spokeswoman, said on Fox News in a clip cited by Media Matters. “So we promote self-reliance.”

Libre Initiative’s director and public face, Daniel Garza, has urged fellow conservatives to get behind immigration reform efforts.

But Media Matters takes issue with news outlets presenting the group as a “grassroots organization,” pointing out in materials prepared for Monday’s launch that the group is funded by the Koch brothers -- billionaire industrialists often derided by the left. The Koch brothers fund other groups that vigorously oppose President Barack Obama’s health care law, which Media Matters views as a key issue for Hispanics. Media Matters described progressive organizations like the National Council of La Raza and Voto Latino as more representative of public opinion in the Latino community.

The Libre Initiative declined an interview, but disputed the characterization of the group in an emailed statement from Garza, the group's executive director.

"Maybe if Media Matters had shown any interest in talking to one of the thousands of people we've helped obtain a driver's license, learn English, celebrate Thanksgiving, develop a household budget, or receive a health care checkup, they would have discovered what we are really up to -- building up our Latino communities to become self-reliant, informed, defenders of America's free market legacy," the statement reads

Media Matters also criticized the Spanish-language media’s coverage of Republican Jeb Bush as he prepares for a 2016 presidential campaign, saying that outlets like Univision and Spain’s El País have framed him as a “Hispanic candidate” by focusing only on his favorable view of immigration reform and the fact that his wife is Mexican.

But Bush’s more conservative positions on climate change and Obama’s health care reform received far less attention from Univision, Media Matters says.

A poll conducted last year by The New York Times, Stanford University and the environmental research group Resources for the Future shows that 63 percent of Hispanics favor government action to curb climate change, Media Matters points out.

The group also noted that the expansion of health insurance under Obama’s reform has disproportionately affected the Latino community, though polling data does not reflect the same widespread support.

A survey by the Pew Research Center’s Hispanic Trends Project found that 47 percent of respondents supported the health care law -- a figure that topped the general public’s support, at 41 percent, but fell short of a majority. Reported by Huffington Post 4 hours ago.

Companies Seeing Year-over-Year Decreases in Health Care Costs and Higher Employee Engagement with RightOpt Private Health Insurance Exchange

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Companies Seeing Year-over-Year Decreases in Health Care Costs and Higher Employee Engagement with RightOpt Private Health Insurance Exchange NEW YORK--(BUSINESS WIRE)--Clients using the RightOpt private insurance exchange from Buck Consultants at Xerox are seeing an average year-over-year decrease in claim cost per employee of 3.7 percent. Reported by Business Wire 5 hours ago.

GOP Senators Reveal Anti-Obamacare Plan

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GOP Senators Reveal Anti-Obamacare Plan GOP Senators Reveal Anti-Obamacare Plan
GOP Senators Reveal Anti-Obamacare Plan
Has Been Optimized

On March 1, three U.S. Senators, all Republicans, released a newly-crafted plan that they believe would be the answer to the Affordable Care Act, or ObamaCare, signed into law in 2010.

Just days before the U.S. Supreme Court hears court case King v. Burwell, which political analysts agree is the biggest challenge to ObamaCare since the court’s controversial decision upholding the law in 2012, Senators Orrin Hatch (R-Utah), Lamar Alexander (R-Tennessee) and John Barrasso (R-Wyoming) penned a statement, although no specifics or statistics accompanied the policy agenda.

The court case is questioning the legality of how a section of the Affordable Care Act was implemented; the text of the law says states had to create and maintain their own individual health care exchanges to receive government subsidies promised in the ACA.  For states that did not follow this process, the federal government allows for the creation of an exchange run by the federal government.  However, the exchanges run by the federal government do not offer the subsidies promised like the one the states are receiving. 

Instead of fixing the problem, the Obama administration ignored the text in the Affordable Care Act and supplied the federal government-run exchanges with subsidies, breaking the law.  Now, the Supreme Court has to decide whether it’s allowed for the Obama administration to continue with this process or halt this part of the ACA.  If the Supreme Court agrees with the federal government, then nothing will change.  If they vote against the Obama administration, federally supported health care exchanges would be invalid and removed, with the 36 states relying on that program now having to create their own state-based exchange, putting millions of Americans’ health care plans in jeopardy.

The Republican Senators have already planned a possible alternative in case the Court votes against the Obama administration.  In their letter, they write that their plan would “provide financial assistance to help Americans keep the coverage they picked for a transitional period,” but did not offer any specific on who would receive these benefits or how would they be paid for.  They also write that they “will give states the freedom and flexibility to create better, more competitive health insurance markets offering more options and different choices,” but, again, did not offer specifics on this.

The Court begins hearing the case on March 4, but their decision will not be revealed until June.  The results of this case on ObamaCare comes nearly three years after the Court ruled 5-4 in favor of the “individual mandate”, virtually allowing the ACA to continue as law.  In that case, the four left-leaning members – Ruth Bader Ginsburg, Sonia Sotomayor, Elena Kagan and Stephen Breyer – voted with the right-leaning Chief Justice John Roberts in upholding the mandate, based on the law’s ability to tax individuals to pay for the program.

Sources: Forbes, Washington Post, Fox News / Photo Credit: PC/Flickr

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A.M. Best Special Report: Provider-Owned Plans Fare Well In Wake of the Patient Protection and Affordable Care Act

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A.M. Best Special Report: Provider-Owned Plans Fare Well In Wake of the Patient Protection and Affordable Care Act OLDWICK, N.J.--(BUSINESS WIRE)--Although the health insurance industry has experienced significant headwinds in recent years with the slow economic recovery and sweeping changes in the health care environment due to the implementation of the Patient Protection and Affordable Care Act (ACA), provider-owned plans have been able to keep up with the rest of the industry in terms of membership expansion, profitable premium growth and risk-adjusted capitalization, according to a new A.M. Best special Reported by Business Wire 3 hours ago.

A.M. Best Briefing: Looking Ahead to the Exchanges’ 2015 Open Enrollment

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A.M. Best Briefing: Looking Ahead to the Exchanges’ 2015 Open Enrollment OLDWICK, N.J.--(BUSINESS WIRE)--A new A.M. Best briefing, based on a U.S. Department of Health and Human Services (HHS) report, states that during the inaugural open-enrollment period, from Oct. 1, 2013, to March 31, 2014, more than 8 million individuals signed up for health insurance coverage through the Health Insurance Marketplace—better known as the exchanges. The Best’s Briefing is titled, “Looking Ahead to the Exchanges’ 2015 Open Enrollment.” A HHS brief released in November 2014 stated Reported by Business Wire 3 hours ago.

Remke Markets to trim fat from workforce through health insurance

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Remke Markets, which operates a dozen supermarkets in Greater Cincinnati, hopes to improve the wellness of its 900 employees through a health insurance program that includes a Weight Watchers membership. Louisville-based Humana Inc. teamed up with Weight Watchers to offer the program to Remke and others with qualified employer-sponsored health plans. Workers can join Weight Watchers for six months at no cost as part of the wellness program built into their health plan. The typical cost of Weight… Reported by bizjournals 2 hours ago.

ZoomCare Announces 28-Location, On-Demand Neighborhood Health Campus

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Offering Primary Through Specialist Care All On-Demand

Portland, OR (PRWEB) March 02, 2015

ZoomCare announced today the next phase of its plan to remake American healthcare. Zoom will expand its Portland on-demand neighborhood health campus to include 28 neighborhood clinics and advanced care studios delivering urgent care, primary care, advanced self-care, pediatrics, mental health, emergency services, specialty care and outpatient surgery. With its new neighborhood campus, Zoom will provide on-demand access to almost all healthcare needs outside of hospitalization.

“2015 is the year we bring our vision to reality. We’re building a modern on-demand neighborhood health campus from the ground up with people at the center,” said Dave Sanders, MD, Zoom’s Co-founder and CEO. “We started with our on-demand neighborhood storefronts. Now we’re adding complete on-demand care from supercharged self-care and primary care, to emergency, specialists and surgery. Delivering more complete on-demand care will enable us to deliver on our promise of twice/half/ten: twice the health, half the price, ten times the delight.”

“Our on-demand neighborhood clinics changed the doctor’s visit forever,” stated Steve McCallion, ZoomCare Chief Member Officer and Creative Director. “Now we’re giving people radical access and control of their preventive and advanced care. With our new on-demand neighborhood health campus, Zoom is changing the industry and creating new care and economic models for healthcare.”

ZoomCare is building the world’s first neighborhood and mobile healthcare platform. These nine new neighborhood locations are added to the current 19 neighborhood healthcare clinics in Portland, linked by the ZoomCare engineered technology platform that seamlessly connects its members and providers.

ZOOM ON-DEMAND NEIGHBORHOOD HEALTH CAMPUS

The Zoom On-Demand Neighborhood Health Campus includes 19 Current Portland Area Neighborhood Clinics, plus the following 9 new services:

Zoom+Super​- On-Demand, Emergency Care for 1/10th the ER Price.
Summer 2015
Neighborhood: Inner East Side/ Convention Center
607 NE Grand Ave

Zoom+Surgery​- On-Demand One-hour Surgery
Winter 2015
Neighborhood: Inner East Side/Convention Center
107 NE Grand Ave

Zoom+Specialists ​- On-Demand Specialist Care in Your Neighborhood.
Fall 2015
Neighborhood: NE Broadway
606 NE Broadway

Zoom+Vibes​- Olympian Training for All.
Summer 2015
Neighborhood: North Pearl
10th & NW Lovejoy

Zoom+Prime​- On-Demand Holistic Health to Prevent and Cure Chronic Disease.
Summer 2015
Neighborhood: Hollywood
33rd & NE Broadway

Zoom+Kids ​- Discovery Center for Parenting Awesome Kids.
Summer 2015
Neighborhood: Beaumont
43rd & NE Fremont

Zoom+Smile​- On-Demand Healthy, Clean White Teeth.
Spring 2015
Neighborhood: Division
33rd & SE Division

Zoom+Care ​- On-Demand Illness, Injury and Well Visits In Your Neighborhood.
Fall 2015
Neighborhood: St. Johns
8157 N. Lombard

Zoom+Care ​- On-Demand Illness, Injury and Well Visits In Your Neighborhood.
Spring 2015
Neighborhood: Central Vancouver
2510 Columbia House Blvd., Suite 107
Vancouver, WA 98661

About ZoomCare – visit https://www.zoomcare.com and http://www.facebook.com/ZoomCare.

Headquartered in Portland, Oregon, ZoomCare is changing the healthcare industry forever by delivering on its promise of twice the health at half the price and ten times the delight. Zoom is building the nation’s first on-demand neighborhood health campus accessible from your phone. The Zoom On-Demand Neighborhood Health Campus combined with the Zoom Health Plan will make healthcare more accessible, more complete, and more affordable. (The Oregon Insurance Division has issued a Certificate of Authority to Zoom Health Plan, Inc to provide health insurance in Oregon.)

Established in 2006, ZoomCare currently operates neighborhood clinics in Portland and Seattle. Zoom has been responsible for many industry firsts including building the first mobile online scheduler with same-day access to over 500 no-wait appointments; creating the innovative neighborhood retail clinic format; inventing the “Magic Minute” and “Painless Procedure”; developing staffing models that give providers 3 days off every week; passing legislation to allow clinics to provide prescription medications; and publishing transparent prices on its website; staying open 365 days a year and until midnight in some neighborhoods. Zoom was selected one of the most admired healthcare companies in Oregon in 2014 and a finalist for the Oregon Entrepreneur Network’s Growth Company of the Year. Reported by PRWeb 1 hour ago.
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