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Is outpatient surgery safe?

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*Is outpatient surgery safe?*

The death of Joan Rivers last fall after a common procedure to examine her digestive tract has sparked concern about outpatient surgical centers. Would the comedian be alive today if she had been treated in a hospital? That’s difficult to say. But it’s clear that doctors are doing more outpatient procedures—some of them complicated—and not always on the appropriate patients. So it’s important to make sure that you’re a good candidate before your surgery is scheduled, and to know what to look for in a facility.

The number of outpatient procedures done each year has tripled in the past three decades to about 54 million. And because of shorter-acting anesthesia and less invasive surgery, people are now going to those facilities for everything from biopsies and knee surgery to mastectomies. Among the most common procedures are cataract surgery, colonoscopy, and endoscopy, the procedure Rivers reportedly had. Many centers are privately owned by physicians; others are affiliated with hospitals, sometimes even located on hospital grounds.

There have been some well-publicized problems, such as a hepatitis C outbreak in 2007 that was traced to a Las Vegas endoscopy clinic. But infections actually appear to be less likely in outpatient surgery centers than in hospitals, says Claudia Steiner, M.D., a senior physician researcher at the Agency for Healthcare Research and Quality. That’s in part because people undergoing outpatient surgery are usually healthier than hospitalized patients.

*Check our hospital Ratings to see how hospitals in your area compare on safety. And use our advice to choose the right doctor.*Though outpatient surgery in general seems safe, some procedures are riskier than others. For example, Steiner’s research found that just one out of 1,000 people undergoing a common outpatient procedure to treat an enlarged prostate gland developed a surgical-site infection within 14 days. By comparison, six times as many people who had an abdominal hysterectomy or hernia repair developed infections during that time frame.

Your risk also depends on your anesthesia. For deep sedation, or general anesthesia, an anesthesiologist who’s a physician (not a nurse) should always oversee your care, says Consumer Reports medical adviser Orly Avitzur, M.D.

It’s challenging to find information about specific centers. Unlike hospitals, most out­patient surgery centers aren’t required to report infections or other complications, and they aren’t inspected by a single organization. That makes it difficult for consumers to compare facilities. Lisa McGiffert, director of the Consumer Reports Safe Patient Project, says more oversight is needed. “Private accreditors are paid to evaluate,” McGiffert says. “And states have different licensing requirements.”

Even a simple procedure in a good center can be a bad idea if you have a serious health problem. In that case, “you face a much higher risk of complications and would be better off in a hospital, which can respond to emergencies,” says Consumer Reports’ chief medical adviser, Marvin M. Lipman, M.D. Be leery of outpatient procedures if you have a history of:

· A bleeding disorder
· Chronic lung disease
· Congestive heart failure
· A heart attack within the past four to six months
· Serious arrhythmia
· Serious weight problems
· Uncontrolled diabetes

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-1. Is it accredited?
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Check for Medicare certification or accreditation from the Joint Commission, the Accreditation Association for Ambulatory Health Care, the American Association for Accreditation of Ambulatory Surgery Facilities, or the Healthcare Facilities Accreditation Program.

-2. Who owns it?-

Outpatient centers can be a profitable business, so many doctors have invested in them. But that raises ethical concerns because they might have a vested interest in doing more procedures. And just because a doctor owns a facility doesn’t mean it’s the best place for you. So be wary if you are referred to one that’s owned by your doctor.

-3. Who is the anesthesiologist?-

If you need general anesthesia, make sure you’re under the care of someone who is board-certified.

-4. How much experience does the doctor have?-

Look for someone who has performed your procedure at least 50 times in the past year.

-5. What’s the emergency plan?-

Ask whether there’s resuscitative equipment on site and whether your doctor is certified in advanced resuscitation techniques in case something goes wrong.

-6. How close is a hospital?-

Your doctor should have admitting privileges at a nearby hospital in case there is an emergency.

-7. What’s the infection rate?-

Ask how many patients have to be hospitalized because of infections after your procedure. Your doctor should be able and willing to share that information. “The goal should be zero,” says Consumer Reports’ Lisa McGiffert.

-8. What should I do before I’m discharged?-

Get the name and number of a nurse or doctor to call if you have a problem. Also ask about signs and symptoms to watch for.

Prices for the same procedure in the same community can vary widely among ambulatory centers, so it pays to shop around. That’s especially true if you have insurance with a high co-payment or deductible. Shown here are price ranges that insurers in the Chicago area pay for two common outpatient procedures.

  Low Average High  
Endoscopy (upper gastrointestinal) $793 $1,397 $1,681  
Cataract surgery $1,914 $3,081 $3,859  

Source: Healthcare Bluebook
Use our free app to explore your health insurance optionsNot sure where to begin with getting health insurance? Our free interactive tool, Health Law Helper, will point you in the right direction.

This article also appeared in the January 2015 issue of Consumer Reports magazine.

*Consumer Reports has no relationship with any advertisers on this website. Copyright © 2006-2014 Consumers Union of U.S.*

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Paying For Health Care But Kept In The Dark

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Large companies that pay for employees' health insurance often are forbidden from knowing how much providers charge and insurers pay for care. This makes it hard to shop for cost-effective providers. Reported by NPR 10 hours ago.

GOP May Thwart Obamacare's Huge Pay Raise For Doctors

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A huge pay raise under the Affordable Care Act for primary care doctors who treat the nation’s poor covered by Medicaid health insurance is set to expire at the end of the year. And with Republicans taking control of the U.S. Senate and retaining a majority in the U.S. House, maintaining [...] Reported by Forbes.com 10 hours ago.

CEOs Threaten to Pull Obamacare Support Over Programs

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CEOs Threaten to Pull Obamacare Support Over Programs Filed under: Health Care, Personal Finance, Barack Obama, Health Insurance, Financial Education

*Susan Walsh/AP*

By Sharon Begley

NEW YORK -- Leading U.S. CEOs, angered by the Obama administration's challenge to certain "workplace wellness" programs, are threatening to side with anti-Obamacare forces unless the government backs off, according to people familiar with the matter.

Major U.S. corporations have broadly supported President Barack Obama's health care reform despite concerns over several of its elements, largely because it included provisions encouraging the wellness programs.
I don't think the White House would want the CEOs turning on them and supporting these efforts on the Hill.

The programs aim to control health care costs by reducing smoking, obesity, hypertension and other risk factors that can lead to expensive illnesses. A bipartisan provision in the 2010 health care reform law allows employers to reward workers who participate and penalize those who don't.

But recent lawsuits filed by the administration's Equal Employment Opportunity Commission, challenging the programs at Honeywell International (HON) and two smaller companies, have thrown the future of that part of Obamacare into doubt.

The lawsuits infuriated some large employers so much that they are considering aligning themselves with Obama's opponents, according to people familiar with the executives' thinking.

"The fact that the EEOC sued is shocking to our members," said Maria Ghazal, vice-president and counsel at the Business Roundtable, a group of chief executives of more than 200 large U.S. corporations. "They don't understand why a plan in compliance with the [Affordable Care Act] is the target of a lawsuit," she said. "This is a major issue to our members."

"There have been conversations at the most senior levels of the administration about this," she added.

Business Roundtable members are due to meet Obama in a closed-door session Tuesday, where they may air their concerns.

It isn't clear how many members of the group, whose companies sponsor health insurance for 40 million people, are considering any action. It is also not clear if the White House can stop the EEOC from challenging wellness programs.

A threat of a corporate backlash comes at a time when Obama faces criticism even from his Democrats' ranks that he had devoted too much political capital to health care reform.

Such action could take the form of radical changes in health benefits that employers offer. It could also mean supporting a potentially game-changing challenge to Obamacare at the Supreme Court next year and expected Republican efforts to eviscerate the law when they take control of Congress in 2015.

*Carrots and Sticks*

Obamacare allows financial incentives for workers taking part in workplace wellness programs of up to 50 percent of their monthly premiums, deductibles, and other costs. That translates into hundreds and sometimes thousands of dollars in extra annual costs for those who don't participate.

Typically, participation means filling out detailed health questionnaires, undergoing medical screenings, and in some cases attending weight-loss or smoking-cessation programs.

One of the arguments presented in the lawsuit against three employers is that requiring medical testing violates the Americans with Disabilities Act.

That 1990 law, according to employment-law attorney Joseph Lazzarotti of Jackson Lewis in Morristown, New Jersey, largely prohibits requiring medical tests as part of employment."You can't make medical inquiries unless it's consistent with job-necessity, or part of a voluntary wellness program," he said.

The lawsuits are based on the view that it is no longer voluntary if employees face up to $4,000 in penalties for non-participation, loss of insurance or even their jobs.

Employers, however, see the lawsuits as reneging on the administration's commitment to an important part of the health care reform.

On Nov. 14, Roundtable president John Engler sent a letter to the Labor, Treasury and Health and Human Services cabinet secretaries who oversee Obamacare asking them to "thwart all future inappropriate actions against employers who are complying with" the law's wellness rules, and warning of "a chilling effect across the country."

Asked for a response to the letter, an administration official told Reuters that it supported workplace health promotion and prevention "while ensuring that individuals are protected from unfair underwriting practices that could otherwise reduce benefits based on health status."

*Undermining Obamacare*

In practical terms, large corporations have several ways to undermine Obamacare if they decide to.

One is to support legal challenges to the subsidies given to low-income individuals who buy health insurance on the federal exchange established under the law. Neither the Business Roundtable nor any of its CEO members have done this so far. The Supreme Court is expected to hear oral arguments in the case in 2015.

Another option is to make top executives available for hearings on repealing or diluting Obamacare. "We never did this before," said the person familiar with the executives' thinking. "But they could turn up the noise. I don't think the White House would want the CEOs turning on them and supporting these efforts on the Hill."

The nuclear option would be to radically change employer-sponsored health insurance. Large corporations are highly unlikely to eliminate it, but they might give workers a fixed amount of money to buy coverage on a private insurance exchange. That would allow employers, almost all of which pay workers' medical claims out of their earnings, to cap their health care spending.
 

Permalink | Email this | Linking Blogs | Comments Reported by DailyFinance 8 hours ago.

Tips for Finding Affordable Health Insurance

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Tips for Finding Affordable Health Insurance Reported by ajc.com 39 minutes ago.

For Some Uninsured, Simply Signing Up Is A Challenge

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Leaburn Alexander works two jobs and has a monstrous commute. There's no wiggle room in his budget to pay a health insurance premium — and no time even to meet with an enrollment counselor. Reported by NPR 12 hours ago.

AES International Launches Corporate Solutions Team

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Following a new Dubai law requiring health insurance for all employees in the emirate, AES International launches its Corporate Solutions Team to provide the full range of employee benefits solutions.

(PRWEB UK) 30 November 2014

International financial adviser AES International has launched its team of experts specialising in corporate solutions, following a new Dubai law requiring health insurance for all employees in the emirate. The team will offer the full range of employee benefits solutions including health insurance, life insurance, disability and critical illness, and the management of gratuity and pension funding for companies operating in Dubai.

The law, initiated by the Dubai Health Authority and signed by Sheikh Mohammed bin Rashid Al Maktoum last year, came into effect in February 2014 and requires companies to provide health insurance to their employees.

In a statement to International Adviser, Sam Instone, CEO of AES International, stated that the company’s approach to Corporate Solutions would revolve around AES International’s overall mission of instilling ‘positive change’ – transforming the profit-centered financial ‘industry’ to a client-centric profession.

Instone further commented that “the regulatory, legislative and economic conditions in the UAE have all come together to create an unparalled opportunity for positive change in the way employee benefits advice is delivered in Dubai.”

The team will be led by Ilana van Huyssteen-Meyer, who takes the role of Head of Corporate Solutions. Meyer brings 10 years of corporate experience, specialising in employee benefits as well as life, health and conflict insurance. Her background in the highly regulated South African asset management and financial market is an excellent match for AES International’s vision of transforming the offshore market into an environment that exports UK best practice.

“We will also offer our clients corporate insurance solutions, focusing on protecting the whole business Information Technology Outsourcing (ITO) of its owner liability, employee liability and client liability. AES will offer the full range of corporate insurance solutions and has partnered with local and international insurance companies and underwriters to ensure we bring best practice to the market,” Meyer stressed.

Health insurance is currently a hot topic in the UAE, and the legislative changes in the country mean that the sector is predicted to be highly active in the next 2-3 years. A recent spate of very public data breaches has also focused the corporate markets’ attention on the need for better security, data protection and insuring their businesses against cyber crime.

Meyer stated that there is a rapid development of the UAE and other Middle Eastern markets, changing their requirements in favour of a more professional approach to insurance and financial service delivery. Meyer adds that AES International has a unique opportunity to export UK best practice to a market that has been ‘wrecked and threatened by unscrupulous brokers, offering low quality products at cut-throat prices, often to the detriment of the client.’

“At AES International, we strongly believe in offering our clients value, being transparent about our service levels and fees, and making sure both the employer’s and employees’ risk is being managed appropriately,” Meyer emphasised.

For more information, please visit AES International's Corporate Solutions page. Reported by PRWeb 10 hours ago.

India Network Advises on the Affordable Care Act, Immigration Reform, and what it means for visitors, temporary workers, and exchange visitors health insurance

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India Network advises all temporary visitors to take advantage of cost effective health insurance offered by India Network Health Insurance.The Affordable Care Act does not allow temporary visitors to participate in state or federal exchanges; in addition temporary visitors are not eligible for any benefits under the Affordable Care Act.

Orlando, FL (PRWEB) November 30, 2014

India Network Foundation, a US based non-profit community organization, has sponsored health plans for tourists, temporary workers and students visiting outside their home country for more than two decades. In response to the increasing need for medical coverage for emergencies related to pre-existing conditions, India Network introduced Comprehensive Visitor Health Insurance with Pre Existing Condition Coverage in February 2012. Today, India Network Health Insurance program is the only one that provides coverage for all visitors aged 0-99. All plans offered by India Network includes emergency medical evacuation to home country, repatriation benefits and accidental death benefit.

With the implementation of the Affordable Care Act, it is more important than ever that temporary visitors understand the importance of insurance coverage while traveling in the United States. Dr. KV Rao, President of the India Network Foundation, stated “I am particularly concerned about an increasing number of blogs and websites containing misleading information on Obamacare eligibility for visitors and temporary workers (including those granted amnesty by recent executive order of President Obama). These sites suggest both visitors and transitioning migrants may enroll freely in Obamacare, which is far from true.”

Although anyone can access the online healthcare marketplace, the plans offered are for long term and are very expensive without federal subsidy, available only to US tax payers. Temporary visitors to the United States and their dependents can be effectively covered by visitor health insurance plans offered by India Network Health Insurance. For example, a 60 year old has to pay more $1,000 under Obamacare to get basic bronze plan with high deductible ($6,350), compared to about $215 for India Network comprehensive plan with $250 deductible. India Network visitors medical insurance provides coverage for visitors and temporary workers of all ages, providing essential coverage needed while citizenship status is being resolved.

About India Network Foundation: India Network Foundation, established as a US non-profit organization, has been helping the Asian Indian community in North America with programs and grants to academics from India for more than two decades. India Network Foundation sponsors visitor health insurance to students, temporary workers (H1 visa holders) and their families. All insurance products sponsored by the foundation are administered by India Network Health Insurance and underwritten by ACE American Insurance Company. Additionally, plans are available from Nationwide Insurance.

About India Network Visitor Health Insurance Market Place
India Network Services administers visitor health insurance Market Place to help visiting parents, transient residents, tourists, students, temporary workers and their families. Cashless Visitor health insurance plans are offered for all age groups with network based comprehensive coverage and with pre-existing condition coverage.

For more information, visit http://www.kvrao.org or reach our operators at 855-428-3425. Reported by PRWeb 9 hours ago.

The Importance Of Overtime Pay

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The Importance Of Overtime Pay What happened to overtime? 

The extra-pay-for-extra-work idea has fallen out of fashion in most salaried, non-unionized workplaces, largely because it's no longer legally required.

In Politico Magazine, Nick Hanauer writes of the hallowing out of the middle class:

In 1975, more than 65 percent of salaried American workers earned time-and-a-half pay for every hour worked over 40 hours a week. Not because capitalists back then were more generous, but because it was the law. It still is the law, except that the value of the threshold for overtime pay—the salary level at which employers are required to pay overtime—has been allowed to erode to less than the poverty line for a family of four today. Only workers earning an annual income of under $23,660 qualify for mandatory overtime.Overtime, Hanauer says, "is absolutely essential to creating a broad and thriving middle class."

This has been true in my own experience. In my former job as a Reuters journalist, I qualified for overtime pay for work I did above 35 hours a week. I frequently put in 40+ — 45+ if you consider I rarely took a lunch "hour". It's hard to account for all of those hours in the age of the web journalist (when I check the notifications for the Reuters twitter account I ran in bed on my phone while also browsing my own personal account, am I working? What about when I eat lunch at my desk but am flipping between Amazon and my work?). So I often billed for about 40 hours, but sometimes a little under.

I always noticed when my paycheck was larger, but because I had direct deposit, I never really checked to see exactly how much it added to my pay on my payslip.

So I went back to my last paycheck and looked at the year-to-date totals. In the first three quarters of 2014 (I left for BI in late September) overtime added 13.73% to my salary. Without totally revealing my salary, let's say that it came out to be less than the price of a car, but was enough for a new bike, a couple of weekend trips, and a new TV.

The thing about overtime (in my experience) is you can't always count on it, so it can be hard to factor into your monthly fixed costs. That means that when it does come, it often goes straight to either savings or consumption. I didn't rely on it, but it allowed me to have a little bit of cushion in my life. And I put a lot of that money back into the economy (let's discuss what it did for Reuters' budget another day).

If it can do that for a single person with very few expenses beyond rent, travel, and health insurance, imagine what it could do for the average American family.

*SEE ALSO: This Is Not A Low-Wage Recovery — It's A Medium-To-Low-Wage Recovery*

Join the conversation about this story » Reported by Business Insider 2 hours ago.

Overtime Pay Is Crucial For A Strong Middle Class

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Overtime Pay Is Crucial For A Strong Middle Class What happened to overtime? 

The extra-pay-for-extra-work idea has fallen out of fashion in most salaried, non-unionized workplaces, largely because it's no longer legally required.

In Politico Magazine, Nick Hanauer writes of the hallowing out of the middle class:

In 1975, more than 65 percent of salaried American workers earned time-and-a-half pay for every hour worked over 40 hours a week. Not because capitalists back then were more generous, but because it was the law. It still is the law, except that the value of the threshold for overtime pay—the salary level at which employers are required to pay overtime—has been allowed to erode to less than the poverty line for a family of four today. Only workers earning an annual income of under $23,660 qualify for mandatory overtime.Overtime, Hanauer says, "is absolutely essential to creating a broad and thriving middle class."

This has been true in my own experience. In my former job as a Reuters journalist, I qualified for overtime pay for work I did above 35 hours a week. I frequently put in 40+ — 45+ if you consider I rarely took a lunch "hour". It's hard to account for all of those hours in the age of the web journalist (when I check the notifications for the Reuters twitter account I ran in bed on my phone while also browsing my own personal account, am I working? What about when I eat lunch at my desk but am flipping between Amazon and my work?). So I often billed for about 40 hours, but sometimes a little under.

I always noticed when my paycheck was larger, but because I had direct deposit, I never really checked to see exactly how much it added to my pay on my payslip.

So I went back to my last paycheck and looked at the year-to-date totals. In the first three quarters of 2014 (I left for BI in late September) overtime added 13.73% to my salary. Without totally revealing my salary, let's say that it came out to be less than the price of a car, but was enough for a new bike, a couple of weekend trips, and a new TV.

The thing about overtime (in my experience) is you can't always count on it, so it can be hard to factor into your monthly fixed costs. That means that when it does come, it often goes straight to either savings or consumption. I didn't rely on it, but it allowed me to have a little bit of cushion in my life. And I put a lot of that money back into the economy (let's discuss what it did for Reuters' budget another day).

If it can do that for a single person with very few expenses beyond rent, travel, and health insurance, imagine what it could do for the average American family.

*SEE ALSO: This Is Not A Low-Wage Recovery — It's A Medium-To-Low-Wage Recovery*

Join the conversation about this story » Reported by Business Insider 2 hours ago.

Blitz Contact Manager Announces New Integration with Insurance Lead Provider, Datalot

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Leads from Datalot can now drop into Blitz insurance CRM software automatically to streamline your sales and follow up process.

Toledo, OH (PRWEB) November 30, 2014

Datalot is a technology company focused on customer acquisition. Datalot has quickly become the leader in the live calls industry by delivering calls of interested consumers generated through the web and mobile. The simplicity and effectiveness of the platform lies in Datalot’s Cloud based self serve Live Call Tool. This one of a kind solution provides clients complete access to their campaigns. All calls are filtered and priced based on individual client marketplace bids. Datalot's principal focus is personal insurance, and are currently generating thousands of calls daily for Auto, Home, Life and Health insurance nationally. Datalot is turning clicks into policies more efficiently than any other product in the sector. Crain’s has acknowledged Datalot one of New York's fastest growing companies two years in a row.

Now integrated with Blitz insurance CRM software, prospects generated by Datalot will automatically drop into Blitz and distribute to an available sales producer to make contact. Blitz also delivers an immediate email to the lead, customized by the agent. Since leads are not always reached the first time around, Blitz will continue to market with an intelligent drip email system and follow up reminders. This integration saves agents valuable time, improves response time from sales staff, and in turn generates a higher ROI.

With Blitz Lead Manager’s sales force automation tool, agents are reaching more prospects and closing more sales. Sales reps are able to handle a higher volume of leads with automated follow up reminders, and a neglected leads feature to prevent lost opportunities. Reporting features provide insight into productivity, sales goals, and more to ensure the most efficient process. Archie Heinl, President of Blitz Lead Manager, said "We are excited to welcome Datalot as a new lead generation partner. This integration will save our mutual clients time distributing and following up with inbound leads, allowing them to reach them even faster to win more sales."

To learn more about Datalot, visit their website at http://www.datalot.com.

To learn more about Blitz Lead Manager, contact Blitz support at support@blitzleadmanager.com or (888)470-0606. Reported by PRWeb 1 hour ago.

Some newly insured still struggle to pay for health care

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For Martha Gruberman, a 63-year-old resident of south suburban Steger, obtaining health insurance through the Affordable Care Act hasn't made it any easier to pay for routine medical care. Reported by ChicagoTribune 33 minutes ago.

HealthCare.gov’s insurance marketplace for small businesses gets off to a slow start

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A year after the Obama administration temporarily shelved an unfinished part of HealthCare.gov intended for small businesses, it has opened with reports of only modest technical flaws — but with doubts that it will soon benefit the millions of workers at little companies with inadequate health insurance or none at all. Reported by Washington Post 22 hours ago.

Stress in the City: How to tackle it

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The opening of a Priory clinic in the Square Mile should be a call to action for employers THE PRIORY Group’s move to open a new wellbeing clinic in the City is a strong indication of an increasing problem. Recent ONS statistics show that the number of working days lost to “serious mental health” problems in the UK has doubled from 500,000 in 2009 to 1m in 2013. A further 15.2m working days were lost through “stress, anxiety and depression” that same year. The Priory’s new clinic will aim to tackle this. Anyone who works in a high pressure job will be well aware that both acute and chronic stress can cause mental health issues. And a workplace with such issues doesn’t make for a productive one. Employees suffering from depression, for example, report nearly six hours a week of lost time. Increasingly, therefore, employers are responding with various ways of de-stressing. Sessions in mindfulness and in-house masseurs are all designed to help with this. Google even offers its employees free bikes to cycle to work and beat the rush hour commute. But while these are good initiatives, they often miss the main problem: recognition. WARNING SIGNS Among those suffering from mental health problems themselves, as well as those working closely with them, the failure to even recognise the warning signs or admit the problem can undermine any proactive initiative. The business world is filled with examples of a person’s mental suffering being completely missed, to the detriment of all involved. Mental health issues should be identified as early as possible, ideally at the pre-employment stage. And this doesn’t mean simply asking whether a person has a pre-existing medical condition which may impact their job. Depression, or any mental health issue, can return at any time, so a sufferer wouldn’t and shouldn’t necessarily feel it may impact their job. There’s subsequently no obligation on them to detail a mental health issue in answer to a question at interview. A lot of care must also be taken to ensure that any pre-employment questioning does not discriminate, and complies with section 60 in the 2010 Equality Act. Trying to shed light on such a sensitive area, especially at this early stage, is very difficult. But often dancing around the topic can do more harm than good. DUTY OF CARE Businesses must always be conscious that they have a duty of care, throughout the course of employment, if mental health issues occur or re-occur. But companies need to go beyond the bare minimum of providing a safe place of work. Office happiness should be one of the top priorities for management. A study conducted by health insurance company Humana and the University of Michigan found that employees who are happy at work not only perform better, but also cost less. Humana credits good “engagement strategies” with improving everything from sales to talent retention. Tech companies have blazed a trail when it comes to finding the perfect, happy workplace, with many routinely offering employees workshops to boost wellbeing and productivity. Old school City firms could learn a thing or two from them. GETTING THE BASICS RIGHT This doesn’t just mean nice, fluffy add-ons, however. It’s crucial to get the basics right. This means clamping down on aggressive behaviour and ensuring employees take their full holiday entitlement. Annual leave isn’t just a way of employers saying “thankyou”, it’s an essential part of health and safety. Managers need to be equipped to handle their staff too. The Priory’s opening in the City is both recognition and a reminder of the consequences of the pressures that can build up in the workplace. Companies owe it to their staff to acknowledge this too. Ann Bevitt is a partner at law firm Morrison & Foerster, and head of its London office’s employment and labour group. Reduce your stress The Mindfulness App £1.49 What is mindfulness? For those wondering where to start with this zeitgeist de-stressing technique, this app seeks to help. It offers guided introductions, a suite of different options, and even includes a store to access meditations from some of the world’s foremost teachers. The app comes with a function that reminds you when to meditate. Reported by City A.M. 21 hours ago.

ObamaCare's small business site reportedly opens to scant interest

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A long-delayed section of the federal health care exchange website intended to help small business owners enroll their employees in health insurance plans for 2015 has drawn relatively little interest compared to the site's plans for individuals, according to a published report.  Reported by FOXNews.com 14 hours ago.

Doubts shroud health site

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WASHINGTON - A year after the Obama administration temporarily shelved an unfinished part of HealthCare.gov intended for small businesses, it has opened with reports of only modest technical flaws - but with doubts that it will soon benefit the millions of workers at little companies with inadequate health insurance or none at all. Reported by Journal Gazette 15 hours ago.

Officiant Guy: Increase in Holiday Weddings Says Los Angeles Wedding Officiant

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The trend this the holiday season is that many more couples are looking to get married.

Los Angeles, California (PRWEB) December 01, 2014

Chris Robinson is accustomed to the phone ringing with countless engaged couples eager to elope or have a quick wedding ceremony. It’s a daily occurrence since he is one of the top wedding officiants in Los Angeles. But this month, with the holiday season, many couples are calling to ask for a wedding before the end of the year and most do not care where or how it’s done, as long as the wedding is legal.

And that’s where Robinson, otherwise known as the Officiant Guy, steps in. He calls himself a recovering attorney, but he doesn’t use that role in his officiating services except that he’s a stickler for paperwork. “It can be very easy to mess up a marriage license, and I constantly hear about other wedding officiants who, on a regular basis, frustrate the County Clerk’s office with their sloppy paperwork,” Robinson exclaims. For these mistakes, the Los Angeles County Clerk’s Office requires yearly meetings to educate the specialized notaries about the intricate rules for issuing a marriage license. Still there are errors, not only by clumsy notaries, but also by clumsy wedding officiants who are not notaries educated in the proper procedures for completing the marriage certificate. “The County Clerk does not make it very easy on those who mess up, so I just don’t,” he explains, “It’s important to me, and it saves those couples I marry a lot of headaches.”

Still, with the year coming to an end, many engaged couples are tying the knot to seek the benefit of either income tax deductions or health insurance advantages. Many couples have formal wedding ceremonies planned in the coming year but want to take advantage of the benefits of a legal marriage but don’t want to share the information with anyone else.

“I marry many couples over a cup of coffee,” Robinson says, “It is really up to them how they want to treat their wedding ceremonies, as long as we cover the proper formalities so that it will be legal.” Since the Officiant Guy issues a marriage license, performs the wedding ceremony and hand delivers the marriage license and marriage certificate to the County Clerk’s office, his wedding services are in high demand.

Chris Robinson is known as the Officiant Guy. He is an attorney, a specialized notary and a nondenominational wedding minister in Los Angeles County. Robinson has married many celebrities and has appeared on television shows such as “Kendra”, "Gene Simmon's Family Jewels", "Ricki Lake" and "sToriBook Weddings". His website is http://www.OfficiantGuy.com Reported by PRWeb 15 hours ago.

hipaapoliciesandprocedures.com Announces Release of Enhanced HIPAA Compliance Policies and Procedures Packets & Toolkits for Covered Entities and Business Associates

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HIPAA compliance policies and procedures are now available for immediate download today from hipaapoliciesandprocedures.com, North America’s leading provider of high-quality, professionally developed healthcare & regulatory compliance documentation.

Chicago, IL (PRWEB) December 01, 2014

HIPAA compliance policies and procedures are now available for immediate download today from hipaapoliciesandprocedures.com, North America’s leading provider of high-quality, professionally developed healthcare & regulatory compliance documentation. Both Covered Entities (CE) and Business Associates (BA) are being mandated by the growing healthcare regulations to have in place a large number of information security and operational specific policies and procedures, so now’s the time to download the HIPAA compliance policies and procedures today from hipaapoliciesandprocedures.com. The toolkits, which are available for instant download, include the following professionally developed materials:·     HIPAA Information Security Policies and Procedures Manual
·     HIPAA Information Systems Hardening Checklists
·     HIPAA Disaster Recovery Plan
·     HIPAA Handbook & Reference Manual
·     HIPAA Security Awareness Training PowerPoint (PPT) Presentation
·     HIPAA Security Awareness Training Manual & Employee Quiz
·     HIPAA Security Rule & Privacy Rule Checklist & Readiness Assessment
·     HIPAA Risk Assessment Template
·     Essential HIPAA Forms
·     Additional HIPAA Policies and Procedures
·     And much more!

The HIPAA compliance policies and procedures packets & toolkits are available for immediate download today and are so essential for ensuring compliance with the Health Insurance Portability and Accountability Act. Don’t spend thousands of dollars on consulting services for HIPAA documentation – it’s not needed – simply download the very best documentation today at hipaapoliciesandprocedures.com. Reported by PRWeb 11 hours ago.

A Cadillac (Tax) for Everyone

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Obamacare may require ordinary Americans to pay ever-greater sums for health insurance -- and then penalize them for following the law. Reported by Forbes.com 10 hours ago.

HUFFPOLLSTER: Majority Now Says Things In U.S. 'Going Well'

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The percentage of Americans who say things are 'going well' continues to rise. Obama's executive action boosts his rating on immigration among non-whites and younger Americans. And Nate Cohn decodes the internal GOP polling numbers shared via Twitter. This is HuffPollster for Monday, December 1, 2014.

*MAJORITY OF U.S. NOW SAYS THINGS 'GOING WELL'* - Alexandra Jaffe: "For the first time since 2007, a majority of Americans think things are going well in the nation, a new CNN/ORC International poll found. It's a slim majority — just 52 percent of Americans said things are going well, while 48 percent said things are going badly — but *it's the most positive appraisal of the state of the nation that the poll has found since January of 2007*. And it marks consistent improvement in the mood of the nation over the past few months, despite a series of national security crises and continued gridlock in Washington. In September, 50 percent of respondents said things were going well." [CNN]

*GALLUP: COST STILL BARRIER TO MEDICAL TREATMENT* - Rebecca Rifkin: "One in three Americans say they have put off getting medical treatment that they or their family members need because of cost. *Although this percentage is in line with the roughly 30% figures seen in recent years, it is among the highest readings in the 14-year history of Gallup asking the question*...Last year, many hoped that the opening of the government healthcare exchanges and the resulting increase in the number of Americans with health insurance would enable more people to seek medical treatment. But, despite a drop in the uninsured rate, a slightly higher percentage of Americans than in previous years report having put off medical treatment, suggesting that the Affordable Care Act has not immediately affected this measure." [Gallup]

*IMMIGRATION: OBAMA POLICY POPULAR, METHOD NOT* - Eric Bradner: "President Barack Obama's policy of halting deportations for the undocumented parents of children born in the U.S. is popular -- but his method for implementing it is not. Only 26% of Americans think Obama's plan for those immigrants goes too far, while 50% called it about right and 22% said it doesn't go far enough, according to a CNN/ORC poll out Wednesday of 1,045 adults, conducted Nov. 21-23 and with a margin of error of plus or minus 3 percentage points. However, when asked for their stance on Obama using an executive order to make those changes, just 41% said they favor the move, while 56% said they oppose it....*Obama, meanwhile, got a boost from young people and minorities for his handling of immigration* after he announced his executive order last week. Approval of his handling of immigration jumped to 65% from 50% in September among non-whites, and from 39% to 52% among those between ages 18 and 34. His overall marks on immigration also jumped, with 34% of Americans approving of how he's handling the issue in September and 44% approving after last week's announcement." [CNN]

*SECRET GOP DATA DECODED* - Nate Cohn tries to decode the secret internal polling polling results shared by Republican political operatives via Twitter: "Decoding most of the meaning of the tweets is possible by identifying races with distinctive characteristics, like New York’s 19th District, in the mid-Hudson Valley and Catskills, where the Republican incumbent Chris Gibson won easily over Sean Eldridge. The result was all but assured, but it was a district that voted for President Obama. Two West Virginia districts were among the few competitive races where Mr. Obama’s approval rating was sure to be in the 20s....Using this method, the tweets appear to offer sets of data, each separated by a hyphen. First is the state, indicated by its postal code. Then come two ballot tests, the first being of an unknown character (perhaps the generic ballot, a generic re-elect question or perhaps the incumbent’s approval rating) and the second being the head-to-head result. What follows seems to be the favorability ratings for the two candidates, the president’s approval rating and the congressional district. *If the findings after the first set of numbers are indeed the results, they were more accurate than the public polls, though not by much*. On average, the findings from October differed from the results by 5.9 percentage points, compared with 6.6 points from 58 House telephone polls recorded on The Huffington Post’s Pollster page for top House races. The polls were biased toward Democrats by an average of 1.85 points, but there were three polls (all in Massachusetts) where Democratic chances were understated by at least 10 points." [NYT]

*VIA TWITTER - 'THE BEST PIE CHART EVER':*

*HUFFPOLLSTER VIA EMAIL!* - You can receive this daily update every weekday morning via email! Just click here, enter your email address, and and click "sign up." That's all there is to it (and you can unsubscribe anytime).

*MONDAY'S OUTLIERS'* - Links to the best of news at the intersection of polling, politics and political data:

-The Field Poll's Mark DiCamillo explains why California is the exception in a nation voting increasingly Republican. [Opinion Today]

-Philip Bump explains how Facebook will enable individually targeted political advertising. [WashPost]

-The 2014 election accelerated a trend of straight-ticket voting. [Bloomberg]

-John McTague and Melissa Deckman offer a theory for why the Democrats' "war on women" narrative failed in 2014. [WashPost]

-Emily Ekins reviews the racial divide on in perceptions of law enforcement and why it matters. [Reason]

-An academic exit poll sheds light on voter attitudes in Ferguson, Missouri. [WashPost]

-The NewsHour turns Ferguson witness statements into data. [PBS]

-The Census Bureau ponders a new way of asking about Hispanic ancestry. [538] Reported by Huffington Post 9 hours ago.
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