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Avant Systems, Inc Announces the Development of its Consumer Driven Health Care Tool

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In light of the Affordable Care Act and the rising costs of healthcare, Avant Systems Inc announces the development of its Consumer Driven Healthcare Tool, which aims to enable people and businesses to customize their healthcare plans in order to cut extraneous costs and make purchasing healthcare a more efficient and independent process.

Dallas, TX (PRWEB) July 25, 2014

Avant Systems, Inc, an entrepreneur-minded business in IT product development, aims to change the way healthcare plans are implemented, with the intent of giving businesses and consumer the option to fully customize their healthcare plans. With its web-enabled, consumer-controlled health plan, Avant Systems seeks to individualize healthcare dependent on each consumer’s individual healthcare needs with the intent on saving money for everyone involved in the healthcare industry.

The Consumer Driven Health Care Tool will allow a family to custom design their plan based on their health history and it will estimate their out-of-pocket expenses. It also allows members to compare the cost and quality of different hospitals.

Recent surveys suggest that one out of every four employers is in the process of adopting alternative health plans known as Consumer-Directed Health Plans. As per the statistics in 2007, about 4.5 Million members were enrolled in Health Savings Account Plans. Consumer-Directed Health Plan enrollees have consistently reported better health status than traditional-plan enroll-lees, exhibiting better health behavior than traditional plan enrollees.

By late 2014, when major portions of The Patient Protection and Affordable Care Act, commonly known as the Affordable Care Act, is implemented in the United States, "high deductible plans" and the concept of consumer-driven health care may become more popular. Although new federal tax subsidies shall help reduce health insurance rates for many consumers, individuals and families that do not qualify are expected to consider Health Savings Accounts (HSAs) if they do not have employer-sponsored coverage.

As consumer-driven healthcare becomes more prevalent in society, the development of the Consumer Driven Healthcare tool will allow consumers to wisely decide how to invest money on their healthcare, and it will make it easier for them to decide on where they should make healthcare investments, such as whether to invest their money in Health Savings Accounts (HSAs) or Health Reimbursement Accounts (HRAs), and how to best utilize their investments in a High Deductible Health Plan (HDHP) in order to avoid devastating healthcare costs.

“The capability to make independent decisions in regards to healthcare is dynamic in nature. It provides tools for conveying cost and quality information to providers, depending on their need for prescription drugs and other medical treatments. For example, if the plan includes prescription drug coverage with a formula tied to the rollover spending account, then, the need for a prescription drug comparison and formula cost communication tool is necessary for members to understand their costs and utilization patterns,” says a representative of Avant Systems.

Efficiencies are accomplished by combining a high-deductible major medical plan with an employer funded and employee managed payment vehicle for routine medical services. This model provides genuine first-dollar coverage for the employee by eliminating co-pays, out of network costs and other miscellaneous charges. This type of customizable healthcare may reduce costs by as much as 20-30% in the first year.

About Avant Systems, Inc.

Avant Systems, Inc. is a company comprised of young entrepreneurs who specialize in providing full-cycle IT solutions and services that addresses the need for strategic implementation of sophisticated software. Serving small to medium businesses as well as the government, Avant Systems seeks to deliver information solutions that are flexible, scalable, operable, reliable, and affordable.

Contact Avant Systems For more information about the Consumer Driven Healthcare Tool, contact marketing@avantsinc.com. Reported by PRWeb 2 hours ago.

One Of Obamacare's Architects Just Gave Conservatives Some Major Ammo In A Case That Could Destroy It

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One Of Obamacare's Architects Just Gave Conservatives Some Major Ammo In A Case That Could Destroy It One of the key architects of the Affordable Care Act made little-noticed comments in 2012 that could provide the law's conservative challengers a major boost in the most high-profile, ongoing challenge to undo it.

Earlier this week, the D.C. Circuit Court of Appeals, considered the second-most powerful court in the U.S., threw out an IRS regulation that helps the federal government hand out key subsidies under the Affordable Care Act. The court sided with plaintiffs, who argued the law specifically only allows states that run their own exchanges to provide subsidies to help lower-income people buy health insurance.

Supporters of the law have called the challenge unserious. But conservatives who support the plaintiffs in the case — Halbig v. Burwell — say one of the men that makes their case is Jonathan Gruber, the MIT economist who was one of the authors of the Massachusetts health law that served as the model for Obamacare.

Late Thursday night, comments from Gruber in 2012 were unearthed by the Competitive Enterprise Institute's Ryan Radia. During a 2012 question-and-answer session following a lecture, he made the same basic argument aboutt the point of the lawsuit. 

Here's the key portion of Gruber's comments (emphasis added):

*I think what’s important to remember politically about this, is if you’re a state and you don’t set up an Exchange, that means your citizens don’t get their tax credits. But your citizens still pay the taxes that support this bill. So you’re essentially saying to your citizens, you’re going to pay all the taxes to help all the other states in the country.* I hope that’s a blatant enough political reality that states will get their act together and realize there are billions of dollars at stake here in setting up these Exchanges, and that they’ll do it. But you know, once again, the politics can get ugly around this.

At issue in the Halbig case and others making their way through the federal court system is whether Congress authorized the federal government to give out subsidies. It's a big deal, since 36 states' healthcare exchanges run at least partly through the federal government. The theory presented by the challengers posits the federal government wanted to pressure states into setting up their own exchanges by refusing them subsidies if they did not.

In the 2012 clip, Gruber seems to be suggesting Congress intended subsidies to run only through state exchanges. 

"I couldn't have said it better myself!" Michael Cannon, the director of health policy at the Cato Institute and one of the key architects of the Halbig lawsuit, told Business Insider gleefully on Friday.

Jonathan Adler, a law professor at Case Western Reserve University in Ohio and another conservative legal scholar behind the challenge, told Business Insider that Gruber's comments "just show how knowledgeable folks would understand statutory text when there was no pressure to reach 'right' answer."For his part, Gruber on Friday called his 2012 comments a "mistake" and a "speak-o"— the spoken-word version of a typo. When Business Insider reached out for comment, he said he was busy running a conference but forwarded along an email he had sent to The New Republic's Jonathan Cohn. 

Here it is, in part:

I honestly don’t remember why I said that. I was speaking off-the-cuff. It was just a mistake. People make mistakes. Congress made a mistake drafting the law and I made a mistake talking about it.

During this era, at this time, the federal government was trying to encourage as many states as possible to set up their exchanges. [...]

At this time, there was also substantial uncertainty about whether the federal backstop would be ready on time for 2014. I might have been thinking that if the federal backstop wasn't ready by 2014, and states hadn't set up their own exchange, there was a risk that citizens couldn't get the tax credits right away. [...]

But there was never any intention to literally withhold money, to withhold tax credits, from the states that didn’t take that step. That’s clear in the intent of the law and if you talk to anybody who worked on the law. My subsequent statement was just a speak-o—you know, like a typo.

There are few people who worked as closely with Obama administration and Congress as I did, and at no point was it ever even implied that there’d be differential tax credits based on whether the states set up their own exchange. And that was the basis of all the modeling I did, and that was the basis of any sensible analysis of this law that’s been done by any expert, left and right. 

I didn’t assume every state would set up its own exchanges but I assumed that subsidies would be available in every state. It was never contemplated by anybody who modeled or worked on this law that availability of subsides would be conditional of who ran the exchanges.

But later on Friday, the conservative site Breitbart unearthed a second, perhaps more damning clip in which Gruber openly acknowledged states could "undercut the law" by revolting and not setting up their own exchanges.

However, he said he was "enough of a believer in democracy" to hope that voters would eventually vote out politicians who rejected hundreds of millions of dollars in federal-government support through tax credits as subsidies.

Cannon told Business Insider it's clear that Gruber changed his tune when he, like many other supporters of the law, realized it could become a political nightmare.

"He allows us to knock down this talking point that we keep hearing from members of the administration," Cannon said. "Which is that it's implausible that Congress intended this. Gruber went around telling people that this is how the statute works.

"And this was at a time when that language did not present any kind of threat, because everyone assumed that most or all states were going to establish exchanges. Gruber changed his story around the time that language became politically problematic."

You can watch the clips below (the first remarks start around the 31-minute mark):

 

Join the conversation about this story » Reported by Business Insider 11 minutes ago.

Friday Talking Points -- Prelude To Silly Season

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Planes have been dropping out of the sky at an alarming rate recently. I don't know what portents such omens signify, but the media certainly has had no lack of videos of debris fields to show, that's for sure.

Back in Washington, we have one week to go before the opening of "Silly Season 2014," an annual event brought on by hordes of political reporters scrambling around, devoid of actual stories, while Congress is away on its six-week vacation. What will the main Silly Season story become, for pundits to endlessly obsess over this August? Your guess is as good as mine. Several candidates have already popped up ("Hey, let's all talk about impeachment!" for starters), but perhaps some lonely town hall meeting (with some hapless member of Congress) somewhere in the hinterlands will provide the fodder for this year's Silly Season obsession -- hopefully, with an epic rant caught on video!

But before we get there, Congress actually has one more week of "work" scheduled. They've got a lot on their plate, and it's looking like nothing much will get accomplished. "Border crisis!" was the rallying cry a few weeks ago, but the House can't agree on anything to do to fix it, so they'll likely not manage to pass anything. Likewise, few expect any action on immigration reform itself. The only thing the House may accomplish is to vote to go ahead and sue President Obama. Such is the state of modern politics. Call it fear of legislating.

House Republicans face a very basic conundrum on the border crisis. Two of their bedrock beliefs are clashing with each other, which is why they can't agree on any concrete plan. You see, when you want government to do something that you consider worthwhile, you actually have to pay for it. Need more Border Patrol agents? It costs money. More fences? More money. Waiting time for judicial hearings too long? That can be fixed, but it's going to cost money. However, Republicans believe that smaller government is always better, and budgets should always be cut, not increased. Which is why they're in such a bind on the border. They really want to live in a magical world where spending less on a problem solves it faster. Since reality doesn't work like this, they can't agree on any plan to address the problem. Instead, the House Republicans collectively are going to have a sort of nervous breakdown. That's what's on schedule for next week, at any rate.

In hopefully-unrelated news, a Republican staffer was arrested for bringing a handgun to work. Representative Tom Marino's press secretary is being charged with a felony, and has been placed on unpaid leave in the meantime.

Out in Kentucky a very Republican town came up with a novel idea to fight high gas prices: open a government gas station! That is some original thinking, as we've never before heard of such a tactic being used in this fashion by an American town. The town of Somerset is near a popular recreational lake, and the gas stations in town apparently upped their prices to fleece the tourists. Locals weren't amused. They now seem delighted with the mayor's plan to sell gas with only a small markup to cover costs -- the town is explicitly not trying to make a profit. Local gas station owners aren't happy, and are calling the move "socialism," so it'll be interesting to see how this all plays out. Perhaps more towns will consider the idea, especially after hearing how delighted this town's customers/constituents are.

Republican hawks got a slap in the face this week, as the House overwhelmingly passed a resolution stating that before President Obama sends any more troops to Iraq, he should consult Congress. Since Congress is unlikely to approve, this was a strongly anti-war vote, with a very bipartisan 370-40 split.

Paul Ryan is attempting to address poverty, once again. What he's really doing is trolling the media to write "compassionate conservative" columns about him (which, so far, doesn't seem to be working very well), to bolster his chances to get the Republican presidential nomination.

Let's see, what else? The chief judge of the 9th Circuit Court wrote some astonishing things about capital punishment this week, stating that using drugs to execute people is "a misguided effort to mask the brutality of executions by making them look serene and beautiful" when in fact they are "brutal, savage events" which should not be masked in any way. "I've always thought that executions should be executions -- not medical procedures," the judge told the Associated Press. His answer? Firing squads.

Most of the media ignored it, but a great article from Jeremy Scahill and Ryan Devereaux appeared which exposed the criteria for being added to the "no-fly list." Unsurprisingly, the standards are quite low for inclusion, something that has been long suspected.

Netroots Nation happened, but sadly, we did not attend this year. R. J. Eskow at the Huffington Post has an excellent write-up, if you're interested in how it went.

The marijuana researcher fired by the University of Arizona is still fighting to get her job back, or (alternatively) get another school interested in helping her perform the research on post-traumatic stress disorder in returning soldiers which she finally got governmental approval to conduct.

The town of Warren, Michigan is being sued by an atheist because it allows a "prayer station" in City Hall's atrium, but turned down a request to set up a "reason station" alongside. Its mayor showed an astounding lack of knowledge of the First Amendment in his response, where he also equated atheism with Nazis and the Ku Klux Klan.

Which brings us to our final story, which is an interesting historical fact from the first moon landing, which happened 45 years ago this week. Buzz Aldrin actually celebrated communion on the moon! NASA did not broadcast the ceremony, though (which is why we've never heard of it, we're guessing), because it was already being sued by Madalyn Murray O'Hair over Apollo 8's broadcast of the astronauts reading from the book of Genesis.

 

Sadly, we have no Democrats who were impressive enough to get an award this week, so we will not be presenting the coveted *Most Impressive Democrat Of The Week* this time around.

Instead, we're creating an alternative *Most Impressive Opinionator Of The Week* award, and handing it to Catherine Rampell for an article she wrote for the Washington Post. This absolutely brilliant article is well worth reading in full, but can be summed up (like all strokes of genius) very simply: if corporations are people, then people must be corporations. Which means people should be able to avail themselves of all the juicy corporate-welfare tax breaks given to corporate legal entities.

It's pretty easy to follow this train of thought down some very interesting tracks. We'd start by allowing individuals to only be taxed on their profits instead of their income, personally. Rampell gives several other good examples in her piece.

As we said, the idea is absolutely stunning in its simplicity. For such a brilliantly original idea, we're giving Catherine Rampell the first-ever *Most Impressive Opinionator Of The Week* award. Perhaps, in the future, we'll award other *MIOOTW* awards when faced with similar "Wow, I wish I had thought of that!" moments. For now, we're doing what we can to help the idea go viral. "If corporations are people, then I deserve the same tax breaks they get!" should become a national rallying cry among the public.

[Congratulate Catherine Rampell via her author page at the Washington Post, to let her know you appreciate her efforts.]

 

We have two people worth mentioning this week.

We're not entirely sure this guy's a Democrat, but he certainly deserves some public shaming. Adam Eidinger, chair of the D.C. Cannabis Campaign, met this week with the chief of staff to the House Republican who has been very heavy-handed in thwarting the will of the voters of D.C. when it comes to relaxing marijuana laws in the District. Now, we're as against what Representative Andy Harris is doing as much as the next fellow, but there are certain lines you just do not cross in politics. One of these is "don't casually talk about armed revolution or terrorism" when trying to convince an elected official to change his ways.

Eidinger uttered what can only be read as a threat, saying: "the next step will be civil disobedience and then after that, you're talking about terrorist organizations. Do you want a terrorist organization in Washington, D.C.?" After being told he might want to tone down his rhetoric, Eidinger answered back:



I would suggest that you take democracy more seriously, OK? Because that's what happens in other countries when they don't provide local democracy -- people take up arms. And since I think your member is a pro-gun nut and thinks guns should be in everyone's hands -- if that's the case, then I think maybe we should call up some militia types and come here and defend the local democracy.



This is Exhibit A in "how not to lobby an elected official," folks. Threatening armed revolution is not the way to convince anybody of anything. Eidinger should be forced to resign from his leadership of the D.C. Cannabis Campaign, at the very least.

But this week's winner of the *Most Disappointing Democrat Of The Week* is John Walsh, senator from Montana, who was caught in a plagiarism scandal this week by the New York Times. To achieve a master's degree from the Army War College, Walsh cut-and-pasted a large part of his final paper from other sources, without attribution. This, unfortunately for Walsh, happened right before a week in which he was supposed to shine.

Walsh has only been a senator for a short time, since he was appointed to take the seat Max Baucus vacated (to become ambassador to China). He is in a very tough race to get elected back to the Senate -- a race we now consider to be a foregone conclusion. Walsh has, to be blunt, not responded well to the scandal so far.

He still has time to step down and let another Democrat have a shot at retaining this Senate seat, which at this point might be the best option for all concerned -- especially if the War College decides to yank his master's degree. What happens next is up to Walsh, but for the time being he has earned this week's *Most Disappointing Democrat Of The Week* award.

[Contact Senator John Walsh on his Senate contact page, to let him know what you think of his actions.]

 

*Volume 313* (7/25/14)

This week's talking points are all over the map. You'd think things would be a little more focused, politically, in the week right before Congress takes their usual Brobdingnagian August vacation, but you'd be wrong.

Here are this week's offerings, peripatetic though they may be, for Democrats everywhere, whether appearing on Sunday morning political chatfests or just talking with your relatives at the beach house.

 *   I hereby incorporate!*This one is, as mentioned, a downright brilliant idea.

"If corporations are people, according to the Supreme Court, then people should be the equals of corporations in every way. It's got to be a two-way street, right? This means I shouldn't be taxed on any costs I have in living my life, such as buying a house -- or 'corporate headquarters,' I should say -- or paying bills, or any health care dollars I spend. Just like corporations, I should only pay taxes on my profits and not my whole income. It's only fair -- if corporations are people, then everyone should share the lavish tax breaks given to 'corporate persons.' Every American should automatically be considered to be a corporation from this point on, in fact."

 *   Obama's final gay rights action*This was really the last thing on the list for gay activists, when it comes to what President Obama can accomplish on his own.

"Since the Republican House is incapable of action on just about anything, it doesn't look like the Employee Non-Discrimination Act is going to pass any time soon. I applaud President Obama for acting on his own this week to provide this important non-discrimination protection to all federal workers and all federal contractors. Sooner or later, this important advancement in civil rights will indeed become the law of the land for all, but for the time being the president has done what he can to ensure that all Americans are treated equally in employment."

 *   More good news for Obamacare*Keep beating this drum, people.

"Yet another study was released this week on the effects of Obamacare, and it showed that 10 million people have acquired health insurance through Obamacare. Data continues to arrive showing the benefits of Obamacare. The interesting thing is that none -- that's none, mind you -- of the doom-and-gloom scenarios have appeared in all this data. All those things Republicans darkly warned about have not come to pass. Obamacare, just to pick one of these, is not a 'job-killer,' as a quick look at the last year's unemployment data plainly shows. For all the fear-mongering, we continue to see more new data showing the sky still hasn't fallen. Sooner or later, the public is going to realize how wrong Republicans really were about Obamacare."

 *   Thank you, Harry Reid*I wrote a long and detailed article earlier this week which explains this concept more fully (as it is rather complicated).

"We had two decisions from a total of six federal appellate judges this week on whether Obamacare state exchanges are the legal equivalent of the federal exchange. Four of these judges agreed that it is idiotic to think otherwise, but two judges ruled that Congress really didn't mean that at all. The next step for the case where the Obama administration lost is to be heard by the full 11-judge D.C. Circuit Court, where it is expected the ruling will be overturned. This court consists of four judges appointed by Republicans and seven judges appointed by Democrats. But if Harry Reid hadn't used the so-called 'nuclear option' to break the logjam of Republicans filibustering every nominee in sight, the court might now have only been 4-to-4. So, while watching the federal Obamacare exchange case move to its next step, I'd like to say a hearty 'thank you' to Harry Reid for the current makeup of the D.C. Circuit Court."

 *   Makin' stuff up*It's campaign season once again. Woo hoo!

"I see that Republicans running for office are already stooping to just flat-out lying out on the campaign trail. The Republican running for Senate in Arkansas is boldly taking credit for aid to farmers that he voted against. That takes a certain amount of brass, doesn't it? And out in Illinois, the Republican gubernatorial candidate is running one of those 'look at the scary newspaper headlines' campaign ads on television, but the only problem is that the campaign just went ahead and rewrote the headlines to say what they wanted. Don't like the headlines that were written? Well, why not just make stuff up instead? Better put on hip-waders, everyone, because if it's already getting this deep in July, imagine what things will be like come October!"

 *   How many states will legalize this year?*Many states decided to sit out this election, and instead make the push in the 2016 presidential year, but that hasn't stopped everyone.

"By the end of the year, voters in two more states -- and in Washington D.C. -- will get the chance to legalize recreational marijuana for adults. In November, both Alaska and Oregon may join Colorado and Washington in moving away from the War On Weed. This is an important step towards a much more rational policy nationwide. So far, political leaders at the national level have been reluctant to admit what is going on out in the states. But when 33 states have legalized some form of medical marijuana and as many as four might soon legalize recreational marijuana, it's pretty obvious that the people are indeed leading on this issue -- and sooner or later, the political leaders will follow."

 *   Even the protesters have given up*We saved this one for last, just because.

"Every time you think Congress can't sink any further in public opinion, they surprise you by charting new lows. I refer to an article in the Washington Post whose title asks the question: 'Has Congress Gotten So Pathetic That Even The Protesters Aren't Bothering To Show Up?' Oh, well, I suppose we can all hope that some entertaining local protesters show up at a few town hall meetings next month. It's a sad day indeed when even the 'mad as Hell and not going to take it anymore' crowd gives up on Congress."

 

Chris Weigant blogs at:Follow Chris on Twitter: @ChrisWeigant
Become a fan of Chris on Huffington Post
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  Reported by Huffington Post 1 day ago.

General Insurance Price Finder Now Explores SR22 Quotes for Motorists to Review Online

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General insurance price finder is now updated to find SR22 rates for motorists at the Quotes Pros website. Multiple policy rates can be viewed at http://quotespros.com/auto-insurance.html.

Miami, FL (PRWEB) July 25, 2014

Locating different company rates for vehicle related insurance packages is one of the most time consuming procedures that Americans complete independently, according to the QuotesPros.com website. A new exploration option is now installed to find SR22 quotes through the general insurance price finder at http://quotespros.com/auto-insurance.html.

The SR22 quotations that are now in place are supplied through a select list of companies that are underwriting plans for motorists in all 50 states. The risk level plans that are available are competitive with local agency rates that a person normally is presented with while conducting local research.

"We've opened up the general portion of our insurance website to help explore company packages that are available nationwide and that offer a way to sort through multiple rates," said a Quotes Pros source.

The finder that is installed is now setup to find SR22 and other coverage options from agencies that use zip codes to calculate rates based on U.S. locations. It is now possible for a person to find liability, non owner, high risk, full coverage and agreed value insurance plans easily by entering a zip code.

"The format that we've designed to supply consumers with insurance research options is location based and does not need typical VIN data or driver's license numbers to operate," said the source.

The Quotes Pros company will continue its support this year for American consumers who cannot find rates discounts using local agents. While the auto industry section of the company website is now complete, new sections that include life insurance and health insurance are now in beta testing mode at http://quotespros.com/life-insurance.html.

About QuotesPros.com

The QuotesPros.com company supplies rates information to consumers who research the vehicle insurance industry on the Internet. A programmed search tool is now present on the homepage that provides a quick research option to the public. The QuotesPros.com company helps American citizens to quote, compare or explore different insurer packages that are underwritten nationally for a variety of protection types. Reported by PRWeb 1 day ago.

Car Insurance Comparison System Now Features Liability Rate Quotes for Motorists

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A car insurance comparison system is now offering liability rates quotes to drivers at the Quotes Pros website. Base and state minimum plans can be found at http://quotespros.com/auto-insurance.html.

San Francisco, CA (PRWEB) July 25, 2014

New ways to compare the different price changes and discounts from insurance agencies exists at the QuotesPros.com website. The updated car insurance comparison system now showcases different liability rates and other variations of policies for consumers at http://quotespros.com/auto-insurance.html.

The complete system has been built with the public in mind to remove the standard information blocks that are common using offline research techniques for insurance. The rate quotes that are currently being supplied online are calculated based on the precise location of a vehicle owner in the U.S.

"Our system is now statewide and uses a zip code to locate regional, state or nationwide companies that can underwrite an affordable car liability insurance policy," said a Quotes Pros company source.

One of the new advantages that are presented to users of the Quotes Pros website this year is the assortment of companies based on pricing. A person who is seeking out the best discounts and rates drops can select multiple agencies to ensure the best pricing is found when using the search tool.

"Our website is one of the most resourceful tools that a car owner has to their advantage when pricing different insurance agencies before purchasing a coverage plan," the source included.

The Quotes Pros company has made it easier for the public to use its search tools this year and has opened new database options for the public. It is now possible to receive a real time quote for life insurance and for health insurance by entering a zip code at http://quotespros.com/life-insurance.html.

About QuotesPros.com

The QuotesPros.com company uses a research team and its connections in the insurer industry to provide a range of price information to American consumers who depend on the company website each day. The QuotesPros.com company utilizes new technology to present insurer data to the public and helps to coordinate the sale of coverage packages in one click on the Internet. New agency prices are added weekly to the search tool on the homepage. Reported by PRWeb 1 day ago.

Affordable Insurance for Florida Drivers Added to State Finder Tool at Insurer Website

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Affordable insurance for drivers in Florida is now added inside the state searchable system at the QuotesPros.com website. Low cost policies are now available at http://quotespros.com/auto-insurance.html.

Orlando, FL (PRWEB) July 25, 2014

Drivers in the state of Florida can now use a new platform for insurance lookups at the Quotes Pros website. Affordable insurance for Florida drivers is now included inside the state system for research now accessible from http://quotespros.com/auto-insurance.html.

Drivers now have the ability to save money when purchasing a policy due to the discounts that are featured from providers inside the search database. Less expensive plans for PIP insurance and other types are now positioned for review by car owners this year.

"The state of Florida is one of the states within the U.S. that has legislation in place that raises the PIP coverage limits more often for drivers," said a Quotes Pros company source.

Motorists who gain entry to the system for this year can easily find liability, full coverage or other variations of plans that can be priced individually. The main search platform is coordinated by zip code to make it safe and nearly effortless for a person to find a discounted policy.

"Florida car owners enter their zip code to make sure that there are enough providers that are returned in the price quote section of the database," the source included.

The Quotes Pros company has adjusted the types of policies that someone can find while performing research this year. The auto industry providers have the capability to supply homeowner, life and health insurance coverage that is quoted at http://quotespros.com/health-insurance.html.

About QuotesPros.com

The QuotesPros.com company is one of the national companies offering a direct method of pricing research for the insurance industry. Sets of free tools have been included direct from the company homepage that introduce price options to the public. The QuotesPros.com company has emerged since 2013 as a top provider of quotations in the insurance industry and consistently adds different companies every month of the year for consumers to review. Reported by PRWeb 1 day ago.

ObamaFraud: GAO Study Finds Almost All Fake Applicants Are Approved For Subsidized ObamaCare

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ObamaFraud: GAO Study Finds Almost All Fake Applicants Are Approved For Subsidized ObamaCare Submitted by Michael Krieger of Liberty Blitzkrieg

*ObamaFraud: GAO Study Finds Almost All Fake Applicants are Approved for Subsidized ObamaCare*

Although it hasn’t been a focus for a while, the incompetent disaster that has been the ObamaCare rollout has been well documented on this site. Here are just a few posts on the subject:

*The Obama Administration is Forcing Insurance Companies to Keep Quiet About ObamaCare Problems*

*Woman Touted as Obamacare Success Story is Now Kicked Off Obamacare*

*Humana Warns of “‘Adverse ObamaCare Enrollment Mix”*

*Computer Security Expert Claims he Hacked the ObamaCare Website in 4 Minutes*

*Serfs Up – Average Healthcare Premiums Have Soared 39%-56% Post Obamacare*

 

Well the hits just keep on coming. The U.S. Government Accountability Office (GAO), recently conducted a study in which investigators attempted to use fake identities to sign up for subsidized healthcare under ObamaCare. The results are frightening. All but one phony applicant was successful. Moreover, the GAO more broadly notes that *“about 2.6 million ‘inconsistencies’ existed among applicants who had chosen a health plan.”*

The Washington Post reports that:



In undercover tests of the new federal health insurance marketplace, government investigators have been able to procure health plans and federal subsidies for fake applicants with fictitious documents, according to findings that will be disclosed to lawmakers Wednesday.

 

The results of the inquiry by the Government Accountability Office are evidence of still-imperfect work by specialists intended to assist new insurance customers as well as government contractors hired to verify that coverage and subsidies are legitimate. The GAO also pointed to flaws that linger in the marketplace’s Web site, HealthCare.gov.

 

According to testimony to be delivered before a House Ways and Means subcommittee, *undercover GAO investigators tried to obtain health plans for a dozen fictitious applicants online or by phone, using invalid or missing Social Security numbers or inaccurate citizenship information.*

 

*All but one of the fake applicants ended up getting subsidized coverage* *— and have kept it.* In one instance, an application was denied but then approved on a second try. In six other attempts to sign up fake applicants via in-person assisters, just one assister accurately told an investigator that the applicant’s income was too high for a subsidy.

 

The GAO’s account of fictitious applicants obtaining subsidized coverage goes beyond a related problem that surfaced this spring and that the investigators also cited: *The government may be paying incorrect insurance subsidies to a significant share of the 5.4 million Americans who signed up for health plans for this year through the federal marketplace.*

 

The GAO testimony contains updates on that problem, saying that, as of mid-July, about 2.6 million “inconsistencies” existed among applicants who had chosen a health plan and that 650,000 of them had been resolved.



Just more proof of a completely disconnected and incompetent government. As if you needed any more evidence.

Full article here. Reported by Zero Hedge 23 hours ago.

State Auto Insurance Companies Quoting Minimum Coverage Now Viewable at Automotive Website

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State auto insurance companies are now quoting minimum coverage plans through the QuotesPros.com company website online. These rates are viewable by drivers at http://quotespros.com/auto-insurance.html.

Cincinnati, OH (PRWEB) July 25, 2014

The rates for different vehicle insurance packages that are promoted by insurance companies are tied to coverage options selected by car owners. The Quotes Pros company is now providing a way to search state auto insurance companies online offering base minimum pricing at http://quotespros.com/auto-insurance.html.

The minimum rates data that is immediately available to consumers is calculated by a list of the top companies specializing in the state coverage throughout the U.S. Because the system is national, a driver enters a zip code to explore quotes offered by state level insurers in real time through the database.

"Minimum insurance is one form of a liability package that is quite popular with preowned car owners and our system is currently delivering updated rates for this coverage," said a Quotes Pros rep.

Locating deals for car insurance can be one struggle for car owners who have few options apart from what is available in their local area. The different formats for research that is now provided by the QuotesPros.com website is taking the guesswork out of the true costs for motor vehicle insurance prices.

"It is possible for any car owner to find minimum, full coverage or policies that are dedicated to high risk drivers using our search functions," said the rep.

The Quotes Pros company has emerged as one of the leading consumer oriented data companies offering free of charge information online. The search tool to find state legal insurance pricing is now enhanced to feature health insurance policies for consumers quoted at http://quotespros.com/health-insurance.html.

About QuotesPros.com

The QuotesPros.com company supplies American car owners with a direct research method for finding different insurance company pricing on the Internet. The simple quotation system that is built for the public to use now displays all annual rates packages. The QuotesPros.com company is U.S. based and collects zero data from system uses and is positioned to continue providing an automated lookup solution for insurer coverage packages. Reported by PRWeb 23 hours ago.

Car Insurance Comparison System Now Sorts Agencies by Zip Code at Insurance Website

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A car insurance comparison tool is now helping to sort agencies through zip codes at the Quotes Pros website. This tool can be used by motorists at http://quotespros.com/auto-insurance.html.

Indianapolis, IN (PRWEB) July 25, 2014

Getting a good deal on vehicle insurance rates is now possible for American drivers who visit the Quotes Pros website. The car insurance comparison system announced this year is now sorting agencies by zip code to make it safer and easier for motorists to explore available prices at http://quotespros.com/auto-insurance.html.

Automotive owners who are unhappy with the rates that are received when contacting local agencies for car insurance will receive the most benefits when accessing the search tool this year. Because the system includes a larger variety of providers, the most affordable plans can be selected at the touch of a button.

"Sorting prices and agencies by zip code allows a person to narrow in on only the providers that are offering a certain coverage package for a specific price," said a Quotes Pros rep.

The sorting that takes place inside of the programmed system is also used to present different coverage policies. While liability is one popular coverage type for car owners, some vehicle owners could prefer to evaluate SR22 or high risk plans. This research is now possible and quotes are determined by zip code.

"Entering a valid zip is the best way that consumers can quote insurance policies through our website due to the connectivity with 50-state agencies that we provide," said the rep.

The Quotes Pros company is currently providing more access online this year aside from vehicle insurance agencies. A consumer can easily select life insurance, health insurance or homeowner insurance quotes by using the updated finder at http://quotespros.com/life-insurance.html.

About QuotesPros.com

The QuotesPros.com company is helping drivers with in the U.S. to find different insurance prices using its national tool on the Internet. The standard company pricing that is displayed using the real time tool is a direct calculation by insurance agencies. The QuotesPros.com company uses all of its North American resources to obtain discounts, rate decreases and other special pricing that agencies rarely promote to the public. Reported by PRWeb 23 hours ago.

Exigent Med Group, LLC to Launch SelfPayMD in September

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Regardless of Obamacare, "Direct-Access" Primary Care Models Will Thrive

Miami, FL (PRWEB) July 26, 2014

Exigent Med Group, LLC announced the scheduled September launch of SelfPayMD (SPMD), the first of five medical offices in Miami-Dade dedicated to providing deeply-discounted, “direct-access” to board certified Primary Care Physicians (PCP) to self-pay patients. Absolutely no health insurance will be accepted.

Even the best health insurance companies pay MDs only 20% to 25% of billed amount, while the latter shoulders rising overhead and labor-intensive collection efforts.“We do not accept any type of health insurance,” said Dr. Arroyave, MD, CEO. “Credit/debit card payments eliminate paperwork, billing and collection staff, and the huge savings allow $75 visits for the uninsured.”

As a direct result of diminishing reimbursements and rising overhead costs (long before the Affordable Care Act, aka: ObamaCare), some PCPs refused government or private insurance, opting for a 100% direct- access practice model. Currently in the US, direct-access accounts for 4%-6% of primary care medical practices – and growing. Even in England, with decades of socialized medicine, direct-pay is growing at 5% per year.

“Understanding our market of self-pay patients, we don’t stop there; we also navigate them (as needed) to a network of independent medical and surgical specialists, labs, imaging centers and even SurgiCenters offering deep discounts to direct-access patients - a free service to our patients. Patients are seen by appointments and walk-ins. “Membership is optional, at only $250 per year for individuals,” said Arroyave. “We will also offer special membership pricing to families and employers with less than 50 employees.”

Although ObamaCare provides health insurance for the poor, many in the middle-middle class who don’t qualify for subsidies will be unable to afford health insurance. Then there are those who will game the system, providing false information to get subsidies, and some young people who will opt for the small penalty rather than pay high premiums. Further, those with mandatory high deductibles of $5K - $9K may shop around for low, “out-of-pocket” prices. The government estimates that about 4 million people, or 1.2% of the population, will wind up paying the penalty tax rather than purchase health insurance. Healthcare experts believe that number is way underestimated, as there will be millions flying under the radar - without insurance.

Increased insurance rolls, a shortage of physicians, and more government control of healthcare access will result in long wait-times to be seen by a PCP. ObamaCare will add 32 million patients to the insurance rolls, and, by the government’s own admission, they expect a shortage of 52,000 PCPs by 2020. Even with the full implementation, they also predict that over 30 million people will remain uninsured (you read correctly)! This will lead to congestion.

Today in Massachusetts, with its mini-ObamaCare, the wait time to see a PCP is about two months; and, if patient care at VA Hospitals is an indication of things to come from more government involvement in health care, long appointment wait-times will be the norm. “Thus, many insured patients who want to be seen quickly will come to SPMD, even if they have to pay a small out-of-pocket fee,” said Chris Merlano, a senior executive with SPMD.

Corporate America is taking notice of direct-pay primary care models. “People will always need PCPs, regardless of recession or inflation. This is an opportunity for serious investors,” said Larry Chilson, a senior executive with DevelopMED since 2006.

For more information please contact:

Exigent Med Group, LLC
Marketing |Public Affairs | Communications
444 Brickell Avenue, Suite 51-121 | Miami, FL 33131| O 305.252.7921
contact(at)selfpaymd(dot)com | http://www.SelfPayMD.com Reported by PRWeb 19 hours ago.

Less Pay, More Weekend? Some Americans Are Ready To Say Yes

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WASHINGTON -- Four years into the economic recovery, HuffPost's measure of America's overemployment rate stands tall at 16 percent.

In a new poll by The Huffington Post and YouGov, 16 percent of working Americans said they would trade 20 percent less pay for 20 percent less work. In other words, about 23 million people would take a proportionate pay cut in exchange for a three-day weekend.

In a HuffPost/YouGov poll conducted a year ago, 18 percent of working Americans said they would take a pay cut in exchange for an extra day off. The difference is within the two surveys' margins of error.

According to the latest poll, 13 percent of full-time workers would give up one-fifth of their pay in exchange for an extra day off. Among part-time workers, the percentage was even higher, with 25 percent willing to take that deal.
Full-time workers spent an average of 42.6 hours per week on the job last year, according to the Bureau of Labor Statistics. With part-time laborers included, the average workweek stood at 38.6 hours.

The American workweek has stood at about 40 hours since World War II, after having fallen steadily for the previous century. Labor activists had once demanded more time off, arguing that it would make workers' lives easier and that it would reduce unemployment. Those demands fizzled after the Fair Labor Standards Act pegged the standard workweek at 40 hours in 1938.

Today it's rare for politicians to cheer for shorter hours. When the Congressional Budget Office reported that the Affordable Care Act would let some workers toil less because they would no longer need an employer's health insurance policy, Republicans were outraged -- and Democrats grew defensive.

In the most recent HuffPost/YouGov poll, more money was still much more popular than more time off. In fact, 53 percent of working Americans, including 50 percent of full-time workers and 60 percent of part-time workers, said they would labor an additional day each week for 20 percent more pay.

The government's broadest measure of labor market underutilization, which includes the jobless and part-time workers who want more hours, puts the underemployment rate at 12.1 percent.

Although the Bureau of Labor Statistics tracks a plethora of economic indicators, overemployment is not one of them. In 2001, a government survey found that 7 percent of Americans would work less for less money.

Lonnie Golden is an economics professor who has studied overemployment at Penn State Abington. "We just haven't considered seriously enough that overemployment is a solvable problem," Golden said. "It has its source in 'institutions' we take for granted, such as health insurance premiums being per employee rather than per hours worked."

The money being equal, the HuffPost/YouGov poll indicates American workers would rather work less than more. Only 9 percent said they would work an extra day each week without any change to their pay, while 85 percent would jump at the chance to work a day less if they could receive the same pay.

The HuffPost/YouGov poll was conducted July 22-23 among 1,000 U.S. adults using a sample selected from YouGov's opt-in online panel to match the demographics and other characteristics of the adult U.S. population. Factors considered include age, race, gender, education, employment, income, marital status, number of children, voter registration, time and location of Internet access, interest in politics, religion and church attendance.

The Huffington Post has teamed up with YouGov to conduct daily opinion polls. You can learn more about this project and take part in YouGov's nationally representative opinion polling. Data from all HuffPost/YouGov polls can be found here. Reported by Huffington Post 14 hours ago.

Obamacare Architect's Comments on State Exchanges Weren't a 'Mistake'

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Obamacare Architect's Comments on State Exchanges Weren't a 'Mistake' On Thursday, footage surfaced of Jonathan Gruber, an MIT economist and chief architect of Obamacare, discussing the issue at the heart of the latest ACA court cases: whether subsidies are only available for state-run insurance exchanges or can also be paid as part of a federal exchange. 

During a January 2012 lecture Gruber said, "I think what’s important to remember politically about this, is if you’re a state and you don’t set up an exchange, that means your citizens don’t get their tax credits."

Gruber spoke with Jonathan Cohn, a senior editor at The New Republic, about the video on Friday and said the remarks were a "mistake" made while "speaking off-the-cuff."

Shortly after Gruber’s excuse, Breitbart News and John Sexton released an article with an audio clip of Gruber making the same “mistake” in a prepared speech in 2012. 

Rather than wait around to hear Gruber’s excuse for this second “mistake,” I looked into what Gruber had put in writing. I wanted to see what the facts were. Gruber wrote an article for the New England Journal of Medicine in December 2009 titled “Getting the *Facts* Straight on Health Care Reform.” In the article, Gruber wrote, “The primary role of the government in this reform is as a financier of the tax credits that individuals will use to purchase health insurance from private companies through state-organized exchanges.”

Was this a mistake? What about the analysis the New York Times printed of Jonathan Gruber titled “The Senate Finance Committee Proposal Lowers Nongroup Premiums”? In this analysis, Gruber wrote, “The Senate Finance Committee proposal includes health insurance and delivery system reforms, new options, premium assistance and other proposals to improve quality, affordable health care for all Americans through state-based exchanges.”

Must have been another typo. Perhaps his analysis changed over time. Well, what about the April 11, 2011 research report Gruber wrote with Ian Perry called “Realizing Health Reform’s Potential - Will the Affordable Care Act Make Health Insurance Affordable?" In this research report, Gruber and Perry wrote, “Under the Affordable Care Act, individuals may obtain health insurance from a variety of sources. Most people will remain enrolled in the employer-sponsored insur­ance that is the major source of coverage today. The lowest-income residents—those with incomes below 133 percent of the federal poverty level (FPL)—will be eligible for free public insurance through the Medicaid program. All others will be able to purchase insur­ance through the newly established state insurance exchanges.”

Good luck to Democrats arguing this was a “typo,” or as White House Press Secretary Josh Earnest said Tuesday in response to the court ruling, "You don't need a fancy legal degree to understand Congress intended for the Affordable Care Act to provide tax credits regardless who was running the marketplace".

I think this will turn out to be the first major step in “Oblimination” – the reversal of Obama’s failed policies. Reported by Breitbart 12 hours ago.

New Evidence Debunks Democrat Claim About 'Obamacare' Intent; Could Prevent Millions From Getting Insurance

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New videos surfaced Friday that could debunk the claims of Democrats who say that the Affordable Care Act, or "Obamacare," did not intend to deny insurance subsidies in the states that did not set up their own health care exchanges. The finding could lead courts to prevent millions from getting health insurance and to an unraveling of the new health care law, without a legislative fix. Reported by Christian Post 11 hours ago.

Malware Can Hide in the Most Obvious Places

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You never know when malware will bite. Even browsing an online restaurant menu can download malicious code, put there by hackers.

Much has been said that Target’s hackers accessed the giant’s records via its heating and cooling system. They’ve even infiltrated thermostats and printers among the “Internet of Things”.

It doesn’t help that swarms of third parties are routinely given access to corporate systems. A company relies upon software to control all sorts of things like A/C, heating, billing, graphics, health insurance providers, to name a few.

If just one of these systems can be busted into, the hacker can crack ‘em all. The extent of these leaky third parties is difficult to pinpoint, namely because of the confidential nature of the breach resolution process.

A New York Times online report points out that one security expert says that third party leaks may account for 70 percent of data breaches, and from the least suspected vendors, at that.

When the corporation’s software remotely connects to all those other things like the A/C, vending machines, etc., this is practically an invitation to hackers. Hackers love this “watering hole” type crime , especially when corporations use older systems like Windows XP.

Plus, many of the additional technological systems (such as videoconference equipment) often come with switched-off security settings. Once a hacker gets in, they own the castle.

The New York Times online report adds that nobody thinks to look in these places. Who’d ever think a thermostat could be a portal to cyber crime?

Security researchers were even able to breach circuit breakers of the heating and cooling supplier for a sports arena—for the Sochi Olympics.

One way to strengthen security seems too simple: Keep the networks for vending machines, heating and cooling, printers, etc., separate from the networks leading to H.R. data, credit card information and other critical information. Access to sensitive data should require super strong passwords and be set up with a set of security protocols that can detect suspicious activity.

Robert Siciliano is an Identity Theft Expert to AllClear ID. He is the author of 99 Things You Wish You Knew Before Your Identity Was Stolen See him knock’em dead in this identity theft prevention video. Disclosures. Reported by Huffington Post 5 hours ago.

Health Insurance Quote Tool Added to Insurer Portal for Adult Usage Online

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Health insurance quote tool is now included for adults to use at the Quotes Pros website. National and local insurers can be reviewed for prices at http://quotespros.com/health-insurance.html.

New York, NY (PRWEB) July 26, 2014

Adults who are beginning to search different insurance companies for the best quotes for health insurance now have a positive way to obtain prices on the Internet. The Quotes Pros company is including a health insurance quote tool inside of its established tool for consumers at http://quotespros.com/health-insurance.html.

The use of this tool could help a person to find national or local rates for a number of different policies related to health and wellness. The recent closure of applications for the health exchange network as part of the Affordable Health Care Act has reduced some of the options that consumers have for finding policies.

"The platform we're using to connect providers with consumers does not require a person to provide any health information or answers to health questions," said a Quotes Pros rep.

Because health records privacy is important, the Quotes Pros company has established its search tool to use a zip code in place of more formal data to supply rates information. The insurers that are calculating rates are able to supply price data for individuals, families, children and seniors.

"The basic quotes that companies supply offline are usually tied to medical information or family history of health issues and our system removes these requirements," said the rep.

The Quotes Pros company is expected to make positive changes to its national database service this year to enhance the coverage packages that consumers can price individually online. The recent inclusion of automobile coverage at http://quotespros.com/auto-insurance.html is helping car owners find affordable prices.

About QuotesPros.com

The QuotesPros.com company has expanded its website to the national market to help explore insurance pricing by way of entering a zip code online. The company has built a simple tool that offers access the a range of rates daily. The QuotesPros.com company is now one of the providers that are offering free of charge access to its database and is now adding other partners in the insurer industry to supply the best range of annual price quotes. Reported by PRWeb 1 day ago.

Plan to simplify 2015 health renewals may backfire; old assumptions costly

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If you have health insurance on your job, don't make the assumption to not think about each year's renewal. Reported by Deseret News 6 hours ago.

Alta Resources to Fill Approximately 2,500 Positions

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Expanding client programs spur companywide growth, including increasing health-insurance support.

Neenah, Wisconsin (PRWEB) July 27, 2014

Alta Resources, a global provider of customer management business process outsourcing (BPO) for Fortune 500 brands, announced today that it plans to fill more than 2,500 jobs across its locations in Wisconsin, California, Florida and the Philippines.

A majority of the hiring is to support several health-insurance clients, which have seasonal ramp-ups that require additional staffing in preparation for the Annual Enrollment Period (AEP), November 2014 through February 2015. As more consumers become eligible for health-plan coverage under the Affordable Care Act (ACA), Alta Resources’ health-insurance clients anticipate an increase in contact volumes during AEP. Alta Resources plays a strategically important role in assisting these clients with their year-round and seasonal needs, including servicing the increase in health-plan questions, leads and enrollment.

The seasonal positions range from full to part time, and the company noted that various regular full- and part-time roles are also available. Positions are immediate, and qualified applicants will start as soon as possible.

Lisa Schulze, vice president of human resources at Alta Resources, said, “We have core values that we call ‘Guiding Principles.’ We have seven of them. It’s difficult to attribute our growth to just one, but, if I had to, I’d say our Guiding Principle of Results is most fitting. We’re looking for people who, in embodying our Guiding Principles, are eager to learn, excel and deliver defined results for our leading client brands.”

Available opportunities include customer care; inbound sales, including licensed health-insurance sales; technology and back-office support; fulfillment; and team leadership. Alta Resources offers a variety of advantages to job seekers: flexible schedules completely tailored to individuals’ lifestyle, paid training, competitive pay, a team-based culture, skills development and advancement potential for high performers. The company also pays for health-insurance sales licensing for qualified candidates; licensing will be for the specific state(s) a sales representative will service and is his/hers to retain for as long as the license is valid, meaning it can be reused in the future.

To fill the 2,500-plus roles, the company is asking interested candidates to visit JoinAlta.com to search current openings, create a profile and apply. They can also get details pertaining to Alta Resources’ upcoming job events.

Alta Resources will host interview/hiring events near all of its locations. Schulze concluded, “Events like job fairs are unique opportunities for interested candidates to immediately and directly network with Alta Resources’ professionals. We have a number of events planned over the next few months at all our locations, and they’ll feature immediate interviews, a chance to learn more about Alta Resources and the available job openings, and so much more.”

About Alta Resources

Formed in 1995, privately held Alta Resources is a leading provider of customer management business process outsourcing (BPO) for many of the world’s best-known brands in a variety of industries, including consumer-packaged goods (CPG), health care and insurance, and entertainment. With its comprehensive service lines — care, sales, e-commerce, back office and fulfillment — working in tandem, clients can seamlessly integrate their core business processes through a single partner. In turn, Alta Resources helps clients improve and better manage their customer experiences across every touch point, online and offline, ultimately delivering results that provide sales growth and/or cost savings.

With headquarters, a main campus and a fulfillment facility in Neenah, Wisconsin, Alta Resources has additional operations in Michigan, California, Florida and the Philippines. To learn more, visit AltaResources.com. Reported by PRWeb 15 hours ago.

What Americans Should Know About Health Insurance Renewals to Avoid Unexpected Costs

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WASHINGTON—If you have health insurance on your job, you probably don’t give much thought to each year’s renewal. But make the same assumption in one of the new health law plans, and it could lead to costly surprises.

Insurance exchange … Reported by Epoch Times 11 hours ago.

Obamacare for ex-inmates: Is health insurance an antidote to crime?

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Some jails and prisons are pushing to sign up exiting inmates for Medicaid, courtesy of Obamacare. The idea is that if ex-prisoners receive regular health care on the outside, fewer will reoffend. Not all experts are believers, however. Reported by Christian Science Monitor 11 hours ago.

Any Insurer Angst On Obamacare Subsidies May Emerge This Week

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If there is any anxiety from the health insurance industry in regard to the potential for certain Americans who signed up for medical coverage on the federally-run exchange to lose coverage, it could emerge later this week. Reported by Forbes.com 11 hours ago.
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