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New Assembly Speaker Flunks Water Bond Test

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New Assembly Speaker Flunks Water Bond Test California Assembly Speaker Toni Atkins (D-San Diego) seems to have flunked her first major leadership test by failing to get Governor Brown’s water bond passed during one of California’s worst droughts.

Following a failed attempt by Senate President Pro Tem Darrell Steinberg (D-Sacramento) to spike the size of a California water bond to $10.5 billion water bond last week, Democrat Governor Jerry Brown stepped in to cajole both houses to pass an affordable $6 billion measure. 

But Atkins allowed amendments to increase the bond cost to $8 billion, rather than going with Brown’s clean bill. She managed to anger both proponents for a bigger bill and opponents worried the higher cost would cut into other state spending. According to Atkins, quoted by Capital Public Radio:

“The outside interests have basically taken the time to pretty much get people who were on board before to hold out for everything that they could possibly get. Now the concern I have is that they may eventually wind up with nothing.”

The blame game may be appropriate for an Assembly member trying to get media attention for a cause, but Atkins, as the Speaker is supposed to be able to deliver the Democrat majority that just appointed her last month. Blaming outside interests reeks of either lack of leadership strength or incredibly poor negotiating skills.   

When former Speaker Karen Bass, now a member of Congress, administered the Speaker’s oath to Atkins in the Assembly chambers, Governor Brown and an audience that included a roster of past legislative leaders, statewide officials looked on proudly.

Atkins then stood behind dais holding her Speaker’s gavel and praised California's gradual return to fiscal stability, urged more investment in education and pledged to bolster California's business climate. She won applause for lauding the enrollment success of Covered California, the state's new health insurance exchange. 

But the day after her inauguration, Governor Brown's Administration admitted that the expansion of Medicaid under Obamacare now means that nearly one-third of California’s entire legal and illegal population, about 11.5 million people, are now enrolled in the zero cost Medi-Cal program.  

That higher enrollment exceeded the Administration’s previous estimates by 1.4 million and means that state is being hit with another $1.2 billion a year in unrecoverable state costs. 

The California Controller then announced on June 10 that Governor Brown’s ballyhooed $2 billion surplus was clobbered in the month of May. Expected sales, income and corporate taxes plummeted by $580 million, almost 8%, while spending was up $700 billion over budget. 

The California State Water Resources Control Board on May 16 had already issued curtailment of water use orders to 10,000 statewide water-rights holders for the first time since the drought of 1976-77. With only 31% of the holders responding by the June 30^th deadline, the Board met on July 1^st to consider issuing $500 a day fines to try to prevent the water crisis from deepening.    

Speaker Atkins promised she would “bolster” the business community, but the Controller’s report demonstrates that corporations and their executives appear to be rearranging their affairs to avoid paying the nation’s highest state corporate and income tax rates. She also was allowed her own caucus to try to increase the size of the water bond at a time when her beloved expansion of Medi-Cal is busting the state budget.    

What California desperately needs is the leadership in the Assembly to pass Governor Brown’s $6 billion bond to build new water storage. If the main qualification Atkins brings to the job is merely being a pioneering token figure as the first openly gay Speaker, California’s problems are going to get much worse.

From July 15^th to July 29^th, Chriss Street will be teaching “Entrepreneurship and Capitalist Business Strategy” at Ho Chi Mihn University in Vietnam Reported by Breitbart 2 hours ago.

New York Healthcare Premiums Are About To Explode

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New York Healthcare Premiums Are About To Explode Insurance companies operating in New York State's marketplace are expected to ask for double-digit premium hikes next year, according to new filings from the companies. 

Capital New York reports the average requested increase was 13%. The New York Post reports that number at about 12%. But the bigger insurers are seeking a bigger premium hike — according to Capital, the six most popular plans in New York are requesting an average increase of almost 15%. 

The Post reports that Excellus Health Plan, which has about 24,000 customers, is requesting a 19.7% hike. MVP Health Plan, which has nearly 33,000 customers, is seeking a 19% increase. New York's largest insurer — Health Republic Insurance of New York, which has 68,000 customers — is requesting a 15% increase.

The requests from states are being closely watched, after the end of the first open-enrollment period of the Affordable Care Act. According to the reports, insurers cited a number of reasons for the proposed premium hikes in their filings, including rising medical costs, having a sicker and/or older pool of customers, and new regulations and taxes levied by Obamacare.

"Our goal in pricing is to match expected medical spending — including medical costs, utilization and mandated coverage — with premiums. Other factors include plan design and new taxes and fees," Maria Gordon Shydlo, a spokeswoman at UnitedHealthCare, told the Post.

Health insurance premiums rise every year. But insurers' proposed increase is markedly higher than average — though there is little data with which it can directly be compared. According to a study released by the Commonwealth Fund, which supports the Affordable Care Act, individual health insurance premiums rose by more than 10% on average in the three years before President Barack Obama signed the Affordable Care Act into law.

In 2008, according to the study premiums grew by an average of 9.9%, by 10.8% the following year, and by 11.7% in 2011. According to the study, there was also considerable variation across states. For example, in 2008, premiums increased by about 3% in Iowa, compared with about 20% in Connecticut. 

Insurers within individual states have requested varying increases — and even decreases — so far next year. In Connecticut, two insurers are proposing to raise premiums by more than 10%, while one insurer, HealthyCT, is proposing almost a 9% decrease. 

Another example: In Arizona, Cigna requested an average rate hike of 14.4%. Humana, though, is looking for a startling 25.5% increase, according to The Arizona Republic.

Join the conversation about this story » Reported by Business Insider 2 hours ago.

New York's Health Insurance Exchange: Don't Pop the Champagne Quite Yet

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Obamacare advocates in New York have had good reason to celebrate. In contrast to Oregon’s and other state-based exchanges, New York’s exchange rollout was a relatively smooth, successful affair. Indeed by the time open enrollment closed, nearly 1 million enrollees were notched— split between Medicaid (525,000) and private health insurance (370,000). Moreover, state officials estimate that some 80% of enrollees were previously uninsured. Reported by Forbes.com 26 minutes ago.

Ruling backs Illinois retirees on health benefits

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The Illinois Supreme Court on Thursday sided with retired state employees who argue that health insurance premiums are a protected retirement benefit. Reported by Miami Herald 1 day ago.

Illinois Supreme Court Delivers Huge Fiscal Blow To Taxpayers

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The Illinois Supreme Court issued an opinion this morning that is a godsend to retired public employees, but a huge blow to the state’s taxpayers and creditors.  The ruling concludes that retiree health insurance falls under the protection of the state’s constitutional non-impairment clause.  In addition to overturning the attempt [...] Reported by Forbes.com 1 day ago.

Obamacare and health-care investments: Experts’ cautiously optimistic prognoses

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If you could take the pulse of the health-care sector, it would be racing.

As the Affordable Care Act takes hold in the daily lives of Americans, the law has removed long-standing barriers keeping people from buying health insurance, changed the ways doctors and hospitals are compensated and — as of this year — required that most Americans get health insurance or pay a penalty. Reported by Washington Post 20 hours ago.

HIPAA HITECH Compliance Security Audits and Assessments for South Florida Covered Entities and Business Associates Now Available from the Healthcare Experts at NDB

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NDB Accountants & Consultants (NDB) now offers industry leading HIPAA security audits and regulatory compliance assessment services for Covered Entities (CE) and Business Associates (BA) in South Florida and other surrounding areas.

Miami, FL (PRWEB) July 03, 2014

NDB Accountants & Consultants (NDB) now offers industry leading HIPAA security audits and regulatory compliance assessment services for Covered Entities (CE) and Business Associates (BA) in South Florida and other surrounding areas. With the passing of the Final Omnibus Ruling in January, 2013, the Health Insurance Portability and Accountability Act now has increased regulatory compliance powers, those that come with large penalties and costly fines. It means that now’s the time for South Florida healthcare providers to get serious about ensuring the safety and security of Protected Health Information (PHI), and the proven and trusted HIPAA security experts at NDB are ready and willing to help.

NDB has years of regulatory compliance and HIPAA specific expertise and can help develop all mandated information security and operational specific policies, procedures and processes as required by the Health Insurance Portability and Accountability Act. More specifically, NDB can assist in implementing necessary controls and drafting all information security policy documents for the HIPAA Security Rule and Privacy Rule provisions.

The HPAA security audits and assessment services for South Florida businesses offered exclusively by NDB include an in-depth HIPAA Policy Packet, along with essential security awareness training documentation, forms, checklists, and more. Trust the experts at NDB for South Florida compliance by calling NDB’s healthcare and cyber security expert Charles Denyer today at 1-800-277-5415, ext. 705, or via email at cdenyer(at)ndbcpa(dot)com. Reported by PRWeb 1 day ago.

California Ballot Initiative Would Give State Control Over Health Insurance Rate Increases

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If a ballot proposition passes later this year, the state of California will be in control of setting insurance rate increases.

Proposition 45 has already been placed on the ballot for 2014. It would allow the state's insurance commissioner to reject rate increases it deems excessive. Currently the commissioner can deem a rate to be excessive but does not have the power to prevent a rate increase from taking place.

Consumer Watchdog is the group which gathered signatures to put proposition 45 on the ballot. It claims that between April 2012 and November 2013 premium hikes which were deemed excessive (but went through anyway) cost nearly a million Californians a total of more than $250 million dollars.

Covered California has so far been non-committal about the possible impact of proposition 45. Executive Director Peter Lee told the LA Times his agency was still reviewing it; however, he also suggested it was possible giving regulators veto power over rates could lead to more insurers withdrawing from the marketplace.

Leading California insurers have reportedly put $25 million behind a push to defeat proposition 45. The effort, which goes under the name Californians Against Higher Health Care Costs, has a web page arguing against the measure. Proponents of prop. 45 see the spending by California's largest insurers as an example of the kind of non-medical expense which necessitates sharp rate increases.

California already uses a similar system to control rate increases for auto insurance. Consumer Watchdog's president notes that California is, "the only state in the nation to see a decrease in auto insurance prices." Reported by Breitbart 23 hours ago.

Same-sex newlyweds eligible for health insurance

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Gay and lesbian couples whose domestic partnerships automatically became marriages on Monday are eligible for a special health-insurance enrollment period. Reported by Seattle Times 21 hours ago.

What Hobby Lobby Won't Tell You About Abortion

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First, let's get something straight. Someone else using birth control doesn't conflict with your religious beliefs. Orthodox Jews don't drive cars on Saturday. But that doesn't mean it's against their religion for you to drive on Saturday. Heck, you can have one hand on the steering wheel and the other holding a ham sandwich and in no way are their religious beliefs compromised... even if they paid for the sandwich.

In a 5-4, dudes vs. chicks decision, the Supreme Court ruled that the government cannot require Hobby Lobby to provide insurance coverage for birth control to women who dress too provocatively, because it conflicts with Hobby Lobby's religious beliefs. I've been to church. I've never seen Hobby Lobby there.
In a different case, the big, strong men of the Supreme Court also rejected the idea of "buffer zones" for abortion clinic protesters, protecting one's 1st Amendment right to violently scream at women walking into health care clinics. And, finally, in a separate case, Justice Antonin Scalia said he doesn't like it when football players wear their hair long because it looks "girly."

But back to the Hobby Lobby ruling...

Critics of the decision are missing the bigger picture. The issue should not be whether a big building can deny his employees health insurance if it conflicts with his religious beliefs. I'm fine with that. But the real issue is about "conflicting with one's religious beliefs." How does paying for someone else's IUD conflict with your religious beliefs? For some people, religious beliefs require that they baptize their children. For other people, their religion teaches them to jump up and down on Oprah's couch. But paying for someone's morning-after pill? What does that have to do with your religion? I've read dozens of religious texts, from the Old Testament to the New Testament to Kris Jenner's autobiography. Where's the part about denying health care coverage to your employees? Is that in the same passage as the Easter Bunny?

For some unbiased information about the case, I went on-line and Googled "Hobby Lobby ruling." Let me just scroll down this first page of results and see what the news websites have to say. The NBC News website's headline is "Hobby Lobby Ruling: Employers Don't Have to Cover Birth Control." ABCnews.com has "Hobby Lobby Wins Contraceptive Ruling in Supreme Court." Oh, and here's the Fox News site: "Hobby Lobby Ruling: Why the Supreme Court Got It Right." Ah, Fox news; you're my new cocaine -- addictive, destructive, and so very, very white.

Have you ever seen that crappy CBS reality show, Undercover Boss? Each week, a wealthy CEO puts on a disguise and mingles with his employees. I'm looking forward to the Hobby Lobby episode, in which the boss investigates his employees' private sex lives and looks into their reproductive health. In other words, it will be similar to the episode at Trump Towers.

In his majority opinion, Justice Samuel Alito specified that the Court's ruling only applied to the contraceptive mandate of the Affordable Health Care Act. Hence, if a company is religiously opposed to, say, mammograms, it still has to pay for it... as long as Alito gets to watch.

Don't we all know what this case is really about? It's not about Obamacare or religion or even lady condoms; it's about abortion.

The Roe v. Wade Supreme Court case was over 40 years ago and yet the Miami Heat still can't sign Dwyane Wade to a long-term contract. And also, our country still allows men to rule over women's bodies.

A few weeks ago, I was watching Last Comic Standing on NBC, a reality competition show pitting stand-up comedians against each other. A female comedian told an abortion joke. Another female comedian told a rape joke. NBC censors bleeped out the word abortion, but not the word rape. Apparently, abortion is worse than rape. Or, another way of putting it, what a woman does to her own body is more offensive than what a man does to a woman's body. I suspect the NBC censor was a man. I wish NBC would censor The Voice -- not because it's against my religion, but because it's awful.

I've known many people who are opposed to abortion for reasons honorable and compassionate. That life is sacred is a beautiful and legitimate position to hold. And sadly, abortion is more common when the ultrasound exhibits a developmental or physical disability. And it's depressing to think that expectant parents would terminate a fetus in hopes that a "better" one will come along. My sister is developmentally disabled, and she's the most important person in the world to me... I mean, not counting porn stars. But seriously, earth is a better place with my sister in it. And her challenges do nothing to discount her worth as a human being.

But whatever your philosophy on when human life begins, it's irrelevant. The "abortion as legal" position supersedes it. Women are not transports; they're not carriers and they're not baby taxi cabs. Women are of their own physical bodies. And no government -- no government! -- should have any authority over one's body. It's your body. A government can confine your body to your home, it can imprison your body in a jail cell, it can even inject poison into your arm (though I'm not a big fan of that one), but in a civilized, decent society, the government has no rights to your physical being. That is called slavery.

The government can fry you in the electric chair, but it can't make you donate your kidney unwillingly. It's a weird, but very clear, distinction.

I'm opposed to face tattoos, but your face is your body. And there can be no laws against it... as argued in the landmark court decision, "Mike Tyson vs. We're All Still Scared Of Mike Tyson."

All the other arguments, both for and against abortion, are irrelevant. It doesn't matter when life begins. A 32-year-old grad student working on his economics dissertation might be living inside your calf muscle. But if it's your body, then it's your decision. That anyone else might have a legal say in what you can do- including the grad student who has been "working" on his PhD for like nine years and let's get real is obviously never going to finish -- constitutes the moral definition of slavery.

There are people in America without homes, without cars, without television sets, and we grudgingly accept this reality. But we must be allowed to maintain the natural, inherent ownership of our own body parts. Otherwise, we live in a state of... WTF You don't own a TV?! Then what the hell do you do when The Good Wife is on?! And can you believe they killed off Will? What a shocker.

To ban abortion rights for other people -- hey, you can do whatever you want with your own body -- is to take ownership over their bodies. That is slavery. And, in fact, that was slavery in the United States in 1850. Slave owners had legal possession of their slave women's bodies and everything inside those bodies.

You think abortion is wrong? You don't think women should have abortions? You think abortion is another Holocaust or it's worse than 9-11 or it's whatever other offensive and illogical comparison you want to make? Okay. Fine. Then make your case to women. Tell them how you feel. You might want to do better than the pro-life bumper stickers, though. That's not really changing anyone's opinion, especially if you cut me off in traffic. But, no, you don't have the right to stop a woman from having a medical procedure.

And here's some more advice to those who would urge women against abortion. Stop letting dickheads speak on your behalf. Tell Bill O'Reilly and Ann Coulter to shut the hell up; these windbags serve only to strengthen the resolve of the pro-choice movement. I mean, does anyone really think Rush Limbaugh cares about the "sanctity of life." You've heard Rush Limbaugh speak on a number of topics, I presume. At any point, regarding any issue, does this sound like a man who cries for the souls of children? This sounds more like a man who throws pears at the neighborhood kids who step on his lawn.

Men have social power. Women have wombs. And any law -- any law! -- that inhibits abortion in even the slightest way -- is about men controlling women's bodies. Men can't have children. If they could, abortion wouldn't just be legal, it would be an app on your smartphone.

Do you not get that 'abortion' is a women's issue? Only women can get pregnant. And every single law in the history of the planet -- I'm talkin' EVERY. SINGLE. LAW. -- inhibiting abortion in even the slightest way was made by men, usually overweight men who couldn't get laid in high school.

It's weird when you think about it. Women can get pregnant. Men cannot. And... men are making legal decisions about pregnancy? This is insane. Watermelon-flavored Oreos is insane. Ryan Seacrest has 13 million Twitter followers is insane. But absolutely nothing compares to the socially accepted fact that men are making laws about women's bodies. That's crazy town.

Men shouldn't even be part of the discussion. I shouldn't be part of the discussion. And the six men on the Supreme Court should've recused themselves from the Hobby Lobby case, citing "We don't know what the f**k we're talking about." And why do hobbies get their own lobby, anyway? Heck, the hobby industry is already way too powerful.

I'm going to tell all my male readers (all 14 of you) a secret. You personally know women who have had an abortion. I don't mean your female co-workers with whom you've had a couple pleasant conversations. I'm referring to your close female friends, the women in your family, your girlfriend. You've had intimate conversations with these women. When a woman feels comfortable with a man, she'll tell him about her past. She'll confide in him. She'll tell him that she's had an abortion. So... has any woman ever told you that she's had an abortion? No? I'll tell you why; it's because she thinks you're a judgmental asshole.

I'm going to tell all my male readers another secret. When you go out on a Saturday night, don't wear sneakers. It makes you look like a slacker.

Just once I'd like to hear a pro-choice politician speak honestly. Instead, they'll say stuff like "We would all like to see fewer abortions" or "I support abortion as a last resort." Why are they apologizing for abortion? Abortion is a legal, medical procedure. I don't care if there are fewer abortions. I don't care if there are more abortions. And I'm fine with abortion being a woman's first resort. Actually, I don't want to see any abortions. Nor do I want to watch any colonoscopies. Nor do I want to see the podiatrist clip that rock-hard nail on your big toe. Damn that thing's gross. These are medical visits, private procedures between a patient and doctor. This has nothing to do with you. Mind your own business. Go find a hobby. (I heard they have a nice selection of arts & crafts at A.C. Moore.)

To equate abortion with "murder" -- even a little bit -- is to lack a basic understanding of human emotions. What makes murder so horrific is not that a life is cut short. Rather, it's the humanity to which that life breathes: the victim's fear and pain, the family's devastating loss, our own infuriating inability to make sense out of the senseless. When a child is murdered, it's not a picture of the dead body that brings us to tears; it's a photograph of the boy or girl smiling during happier times. What moves us, what devours us, is the bright light in the child's eyes- not that they've "started to develop fingernails." The ultrasound on a pro-life protest placard is not a child yearning to exist, and it only furthers to weaken your case.

There is a reasonable compromise to the abortion debate. It's that both sides agree to treat all people with dignity and respect after they're born. This is the sanctity of life. Everyone is entitled to a healthy diet, a proper education, effective health care. Life is easy inside the womb. Once you're out is the tough part.

I was once asked, "What if your mother aborted you?" My answer was that I think I'd be okay with it. I was a pretty easygoing fetus. I hate to think I'd miss the new Star Wars movies, though. Reported by Huffington Post 18 hours ago.

National Briefing | Midwest: Illinois: Court Rules for Retirees in Benefits Suit

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The Illinois Supreme Court on Thursday sided with retired state employees who argue that health insurance coverage is a constitutionally protected retirement benefit. Reported by NYTimes.com 17 hours ago.

Young Women Exposed to Lies, Distortions About Hobby Lobby Case on Social Media

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In the wake of the U.S. Supreme Court’s Hobby Lobby decision, the “war on women” meme is back in full force. The abortion industry and the political left are actively distorting the ruling on social media as a way to invite younger women to view themselves as “victims” of “five male justices” and “bosses” who have decided they should no longer be able to purchase birth control.



This guy shouldn’t be making our personal #birthcontrol decisions. The fight isn’t over. #NotMyBossBusiness pic.twitter.com/cFkDpbjYWb

— NARAL (@NARAL) June 30, 2014


Hillary Clinton reacted to the decision on Monday, referring to the 5-4 ruling as a “deeply disturbing” slippery slope.

“It’s very troubling that a sales clerk at Hobby Lobby who needs contraception, which is pretty expensive, is not going to get that service through her employer’s healthcare plan because her employer doesn’t think she should be using contraception,” Clinton said.



We're with @HillaryClinton on this one. #JointheDissent pic.twitter.com/RX1e2sv2Qf

— Planned Parenthood (@PPact) July 2, 2014


Clinton’s reaction underscores the distortion of the details of Hobby Lobby’s case as well as the fact that she is really out of touch with the price of birth control.

The Green family, owners of Hobby Lobby, is against drugs that are abortive, but the company does include 16 types of contraception in its health insurance plan. A sales clerk at Hobby Lobby can purchase one of the contraceptives through her employee health plan. On the other hand, if she chooses to purchase it herself without using her health insurance, she can buy it for as little as $3.77 per month. A large tube of toothpaste costs more.



RT @feministabulous Love that a female customer went into a #HobbyLobby store today to do this. #notmybossbusiness pic.twitter.com/yAa5ePQ3vU

— NARAL (@NARAL) July 3, 2014


Clinton’s comment that an employee won’t receive “that service… because her employer doesn’t think she should be using contraception,” is another attempt to agitate uninformed women by instilling a sense of victimization. A truly empowered woman who wants to be able to have her birth control paid for by employer-provided health insurance would seek out prospective employers who offer it in their insurance plans.

Planned Parenthood is aiding the distortion of the Hobby Lobby decision as well. The abortion giant is inviting visitors to its website to “join the dissent.”



It’s unbelievable that in 2014, we’re still fighting about whether women should have access to birth control. #notmybossbusiness

— Planned Parenthood (@PPact) June 30, 2014


“The Supreme Court has issued a ruling that gives employers the power to deny women the new birth control benefits of the Affordable Care Act – allowing bosses to force their personal beliefs on employees,” Planned Parenthood writes.

It’s important to note here that, as syndicated columnist Ramesh Ponnuru reminded Wednesday, federal law has only required most employers to cover contraceptives since 2012 – the start of the second term of Barack Obama’s presidency.

Employers who hold religious or personal beliefs against artificial contraception are not denying women birth control. A truly empowered woman who wants to have birth control paid for by a health insurance plan would check to see if her employer provides it… or work someplace else. If she likes her job, she can pay as little as $3.77 per month for birth control.

As Sean Parnell, author of the Self-Pay Patient, wrote Tuesday, “In fact, because of the way third-party payer healthcare tends to drive up costs (particularly for relatively inexpensive things, like birth control) it’s entirely possible that most women will actually save money on birth control simply by paying directly for it.”

Planned Parenthood also cites Justice Ginsburg’s “powerful dissent when she said, '[The court’s decision] would deny legions of women who do not hold their employer’s beliefs access to contraceptive coverage.'”

With all due respect, Justice Ginsburg is distorting the message of empowerment for women. The high court’s decision does not prevent “legions of women” from gaining “access to contraceptive coverage.” They can buy it for as little as $3.77 per month. Even women on food stamps can afford it.

Lavish praise was heaped upon Ginsburg by the abortion industry for her dissenting opinion in the Hobby Lobby case.

Ironically, it was also Justice Ginsburg who criticized the Roe v. Wade decision in May of 2013 when she told a University of Chicago Law School group last year that Roe overruled the democratic will by handing down a ruling made by “unelected old men.”

Speaking at the University of Chicago Law School, Ginsburg said that the 1973 decision, together with Doe v. Bolton, which legalized abortion until the ninth month of pregnancy, was too overreaching. Ginsburg said it would have been her preference that the High Court struck down only the Texas law in question without a decision that affected other states.

Ilyse Hogue, president of NARAL Pro-Choice America, also reacted to the Hobby Lobby decision by channeling Hillary Clinton.



#SCOTUS #HobbyLobby ruling gives bosses power to interfere in our personal #healthcare decisions. #NotMyBossBusiness http://t.co/rMlofs4mRq

— NARAL (@NARAL) June 30, 2014


“Today's decision from five male justices is a direct attack on women and our fundamental rights,” said Hogue. “This ruling goes out of its way to declare that discrimination against women isn't discrimination.”

She continued:



Allowing bosses this much control over the health-care decisions of their employees is a slippery slope with no end. Every American could potentially be affected by this far-reaching and shocking decision that allows bosses to reach beyond the boardroom and into their employees' bedrooms. The majority claims that its ruling is limited, but that logic doesn't hold up. Today it's birth control; tomorrow it could be any personal medical decision, from starting a family to getting life-saving vaccinations or blood transfusions.



The #HobbyLobby decision means these huge corporations can now discriminate against women: #NotMyBossBusiness http://t.co/maxnzzkCaJ

— NARAL (@NARAL) July 2, 2014




Hopefully, smart young women will look beyond the left’s game of identifying them as victims who are at the mercy of “male justices” and “bosses.” The real “choice” is whether or not to have sex. If the answer is “yes,” there is plenty of access to cheap birth control – no “bosses” needed. Reported by Breitbart 15 hours ago.

CA Ballot Initiative Gives State Control over Health Insurance Rates

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CA Ballot Initiative Gives State Control over Health Insurance Rates If a ballot proposition passes later this year, the state of California will be in control of setting insurance rate increases.

Proposition 45 has already been placed on the ballot for 2014. It would allow the state's insurance commissioner to reject rate increases it deems excessive. Currently the commissioner can deem a rate to be excessive but does not have the power to prevent a rate increase from taking place.

Consumer Watchdog is the group which gathered signatures to put proposition 45 on the ballot. It claims that between April 2012 and November 2013 premium hikes which were deemed excessive (but went through anyway) cost nearly a million Californians a total of more than $250 million.

Covered California has so far been non-committal about the possible impact of proposition 45. Executive Director Peter Lee told the LA Times his agency was still reviewing it; however, he also suggested it was possible giving regulators veto power over rates could lead to more insurers withdrawing from the marketplace.

Leading California insurers have reportedly put $25 million behind a push to defeat proposition 45. The effort, which goes under the name Californians Against Higher Health Care Costs, has a web page arguing against the measure. Proponents of Prop. 45 see the spending by California's largest insurers as an example of the kind of non-medical expense which necessitates sharp rate increases.

California already uses a similar system to control rate increases for auto insurance. Consumer Watchdog's president notes that California is "the only state in the nation to see a decrease in auto insurance prices." Reported by Breitbart 13 hours ago.

Obamacare Has Already Dramatically Increased Access To Free Birth Control

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WASHINGTON (AP) — More than half of privately insured women are getting free birth control under President Barack Obama's health law, a major coverage shift that's likely to advance.

This week the Supreme Court allowed some employers with religious scruples to opt out, but most companies appear to be going in the opposite direction.

Recent data from the IMS Institute document a sharp change during 2013. The share of privately insured women who got their birth control pills without a copayment jumped to 56 percent, from 14 percent in 2012. The law's requirement that most health plans cover birth control as prevention, at no additional cost to women, took full effect in 2013.

The average annual saving for women was $269. "It's a big number," said institute director Michael Kleinrock. The institute is the research arm of IMS Health, a Connecticut-based technology company that uses pharmacy records to track prescription drug sales.

The core of Obama's law — taxpayer-subsidized coverage for the uninsured — benefits a relatively small share of Americans. But free preventive care— from flu shots to colonoscopies —is a dividend of sorts for the majority with employer coverage.

Expanded preventive coverage hasn't gotten as much attention as another bonus for the already insured: the provision that allows young adults to remain on their parents' policy until they turn 26. That may start to change with all the discussion of birth control.

Business groups and employee benefits consultants say they see little chance that employers will roll back contraceptive coverage as a result of the Supreme Court ruling. The court carved out a space for "closely held" companies whose owners object on religious grounds. Most companies don't fit that niche.

"I don't think you will see a broad impact," said Neil Trautwein, the top employee benefits expert for the National Retail Federation. "It's a commonly offered benefit for many employers, including retailers."

The court decision involved "a very unique set of facts," Trautwein added. "Intense religious beliefs, closely held companies and the vehement objection to contraceptive coverage."

Before the Supreme Court ruling, some "grandfathered" plans unchanged since the health care law passed were already exempt from covering prevention at no cost, but that number is expected to shrink over time as employers make coverage changes.

IMS says it is still too early to discern the health care law's ultimate impact on birth control.

At least for now, it doesn't seem like more women are going on birth control because it's free. The number of prescriptions for oral contraceptives that were filled grew in 2013, but at about the same rate as in recent years.

There's also not much evidence of a shift to costlier long-acting contraceptives, such as hormonal implants. More reliable than the pill, they are gaining popularity in other economically advanced countries.

"Awareness of the provisions of the law has not been very clear sometimes," said Kleinrock. "Certainly this is something we are going to be watching."

Birth control use is virtually universal in the United States, but about half of all pregnancies are still unplanned. Forgetting to take the pill is a major reason.

As recently as the 1990s, many health insurance plans didn't even cover birth control. Protests, court cases and new state laws changed that. Obama's law is taking it another step.

Many medical groups see a strong rationale for free birth control. Contraception can help make a woman's next pregnancy healthier by spacing births far enough apart, generally 18 months to two years. Closely spaced births carry a risk of such problems as prematurity, low birth weight, even autism. And even modest copays for medical care can discourage its use.

"It's one of the most concrete ways that women have seen that the Affordable Care Act is helping them," said Amy Allina, deputy director of the National Women's Health Network, an advocacy that supports the law's requirement. Reported by Huffington Post 1 hour ago.

Poll: Voters Approve of Hobby Lobby Decision by 10-Point Margin

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A Rasmussen poll finds that voters approve of the U.S. Supreme Court’s Hobby Lobby decision by a 10-point margin.

Results of the survey of 1,000 likely U.S. voters indicate that 49 percent of those polled agree that business owners should have the option of exempting themselves from ObamaCare’s HHS contraceptive mandate if it violates their religious beliefs. By comparison, 39 percent oppose the high court’s decision and 12 percent are undecided.

In addition, the poll found that 58 percent of voters say a company’s level of contraceptive coverage is not an important part of their decision to work there, compared to 38 percent who say it is at least somewhat important to their decision of where to work.

While 43 percent of voters think businesses should be required by law to provide health insurance that covers all government-approved contraceptives for women without copayment or other charges, 47 percent say companies should not be required to comply with the contraception mandate.

The same poll found that 48 percent of voters believe the government is a threat to Americans’ religious rights, while only 30 percent of voters believe the government protects those rights.

The Rasmussen survey was conducted on June 30-July 1. The margin of sampling error is +/- 3 percentage points with a 95% confidence level.

A recent Huffington Post/YouGov poll also found that a plurality of Americans supported the Hobby Lobby decision, with 44 percent agreeing with Hobby Lobby and 40 percent believing that religious owners of for-profit businesses should have to cover the costs of contraceptives for employees.

According to the Weekly Standard, the Huffington Post/YouGov poll results varied widely, likely because of differences in how the questions were phrased. Reported by Breitbart 5 hours ago.

United States: Supreme Court Creates Limited Contraceptive Exemption From Affordable Care Act Requirements - Day Pitney LLP

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The U.S. Supreme Court barred the federal government from penalizing for-profit corporations for failing to cover morning-after pills under their employee health insurance plans. Reported by Mondaq 2 hours ago.

Hospitals Buy Information About Patients' Credit Card Purchases

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Hospitals Buy Information About Patients' Credit Card Purchases Hospitals Buy Information About Patients' Credit Card Purchases
Hospitals Buy Information About Patients' Credit Card Purchases
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It's no secret that data mining goes on 24/7 on the web, from Facebook to Google, but now Carolinas HealthCare, which owns medical centers and hospitals in North and South Carolina, is mining people's credit card purchases.

Carolinas HealthCare has been mining consumer data on 2 million people to identify high-risk patients so that doctors can intervene before they get sick.

Although this type of information is usually gleaned from voluntary medical blood tests by the patients themselves, Carolinas HealthCare is buying information from brokers that will reveal patients' public records, the store loyalty programs that they are members of and purchases made with credit cards.

“What we are looking to find are people before they end up in trouble,” Michael Dulin, the chief clinical officer for analytics and outcomes research at Carolinas HealthCare, told BusinessWeek.com. “The idea is to use Big Data and predictive models to think about population health and drill down to the individual levels.”

In theory, this system would gauge how likely someone is to have a heart attack based on the kinds of food he or she buys, how often the patient goes to the gym, or how often an asthma patient buys asthma medication.

“The data is already used to market to people to get them to do things that might not always be in the best interest of the consumer,” stated Dulin. “We are looking to apply this for something good.”

However, some patients may not appreciate this uninvited monitoring of their daily lives by corporate America, even if it is done for the greater good.

“If the physician already has the information, the relationship changes from an exchange of information to a potential inquisition about behavior,” Ryan Holmes, assistant director of health care ethics at the Markkula Center for Applied Ethics at Santa Clara University, told BusinessWeek.com.

Ironically, Carolinas HealthCare won't reveal where it's going to get this patient info, but the two largest data brokers are Acxiom and LexisNexis.

USA Today reported in 2012 that some hospitals were mining patient information to boost their number of customers.

Provena St. Joseph Medical Center in Illinois buys information about local residents: age, income, marital status, shopping habits, and the number of children or pets at home.

Provena St. Joseph Medical Center then pitches expensive procedures related to cancer, heart and orthopedic care to the people who are likely suffering from those maladies.

While hospitals claim they are simply promoting important medical services, they like to target patients with private health insurance because it pays higher than someone covered on Medicaid or Medicare.

Sources: USA Today and BusinessWeek.com

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Regular Piece Reported by Opposing Views 23 hours ago.

The Supreme Court's Crafty Minefield

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Back in February in this space, I posed a question about the Harris v. Quinn case then before the Supreme Court. That question: Would a majority of justices side with hard-working women and men trying to strengthen their voice on the job through their union, or would they favor corporate interests determined to weaken that voice?

On Monday, we all got the answer and it came as no surprise to most of us in the trenches fighting for working people that the conservative majority sided with the latter. This is after all the same court that ruled in 2010's Citizens United that corporations are people.

In a 5-4 Harris v. Quinn decision authored by Justice Samuel Alito, the Court doubled down on its anti-worker, pro-corporate personhood agenda, ruling that home care providers who receive the benefits of a union bargaining fair wages on their behalf do not have to actually pay anything for that comprehensive, wage-boosting bargaining work by the union.

"Unfortunate," the Los Angeles Times editorial board branded the Harris ruling, underscoring the patent unfairness of such an arrangement. The Washington Post's Harold Meyerson rightly emphasized that home care providers affected by Harris v. Quinn are overwhelmingly female, minority, and poor.

Just minutes after undermining unions, the same 5-4 majority of the Court, again led by Justice Alito, dictated that craft megastore Hobby Lobby and other corporations are people with religious rights that trump the rights and health decisions of actual people: their female employees.

Taken together, Harris and Hobby Lobby were a maddening shot across the bow at women in this country. In his opinions, Justice Alito laid out with breadcrumbs the path for future, potentially devastating attacks on unions and women by groups like the National Right to Work Foundation, which pushed Harris all the way to his bench.

Because in 2014, that's who the five men who comprise the Court's conservative majority view as a threat to our nation needing to be tamped down under the weight of law: women. Particularly women who want to have a say in their workplace and with their own bodies.

It's worth noting that the Harris decision didn't deliver right-wing political extremists exactly what they were hoping for. The Court didn't revoke workers' longstanding right to collective bargaining. It didn't cancel anyone's contracts.

But it did single out home care providers and child care providers whom our union, AFSCME, represents. With our representation comes better care for clients, better working conditions, and fair compensation for arduous work. With Monday's ruling, the Post's Meyerson points out, comes a new reality. Home care providers are going to have a much harder time achieving any of those three things for the people they care for or themselves going forward.

It's easy to get frustrated to the point of total resignation after a one-two punch like the Harris and Hobby Lobby decisions. The politics driving these two cases, and their ultimate resolution, hit me hard as a proud unionist and a progressive woman. But resignation is not an option.

Justice Ruth Bader Ginsburg wasn't resigned. In her dissent on Hobby Lobby, Ginsburg decried her conservative colleagues' decision as leading the court "into a minefield." Hobby Lobby's owners wanted to "deny legions of women who do not hold their employers' beliefs access to contraceptive coverage," Ginsburg wrote. Put another way, a woman working as a Hobby Lobby clerk selling scrapbooking supplies to support her family shouldn't have to worry about her boss' religious beliefs while she's consulting with her doctor. (And certainly not when those same bosses invest $78 million with contraceptive manufacturers when it suits them.)

In the Harris dissent, Justice Elena Kagan wasn't resigned while talking about the importance of unions. She specified that the bargaining power that workers have through their union has raised wages, brought them much-needed health insurance and provided them better training to care for the elderly, people with disabilities and children. "The State, in return... has gotten a more stable workforce providing higher quality care," Kagan wrote.

Like Kagan, the women and men of AFSCME aren't resigned either and we're going to keep talking about how unions work for all Americans. We're organizing more than 50,000 new workers who know -- as our opponents do -- that in numbers, there is strength.

We're going to devote every day between now and the 2014 midterm elections talking in our communities about the need to elect candidates in every state who support working families. Because no matter what Justice Alito and his conservative colleagues might want, we've still got our collective voice and we intend to use it. We're going to knock on as many doors and ring as many phones as it takes to make sure that working people are paying attention to the divisive, extremist politics that begin in a city council chamber and lead ultimately to Supreme Court cases like Harris and Hobby Lobby.

Come November 4, shame on us if any worker in this country isn't paying attention and ready to join us. Because to paraphrase legendary Texas newspaperwoman Molly Ivins: If you're not completely appalled, you haven't been paying attention. Reported by Huffington Post 20 hours ago.

Health Insurance Prices for Unemployed Workers Added to National Quotes Finder Online

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Health insurance prices for unemployed workers have been included in the national quotation tool setup at the QuotesPros.com website. All rates can be compared at http://quotespros.com/health-insurance.html.

Midland, TX (PRWEB) July 04, 2014

Men and women not currently working due to layoff or job loss in the U.S. can now explore health insurance prices for unemployed workers using the quotation tool setup by the Quotes Pros company. Access to national and state pricing is now free of charge at http://quotespros.com/health-insurance.html.

Developments to the established system for price discovery this year are making it possible for out of work adults to instantly access a variety of annual pricing for life insurance products on the Internet. The comparisons for prices are possible due to the unique entry of consumer data.

"Instead of asking health related questions to consumers, our system requires a person to use a zip code for faster price delivery of localized rates," said a Quotes Pros rep.

The special pricing delivered for guaranteed, whole and term policies is directly offered through national providers underwriting plans for men and women in the U.S. Because the system is private to use, the Quotes Pros company does not participate in consumer data collection.

"We keep our system private to generate a price and all information collection from different insurance agencies takes place before a policy is paid for online," the rep added.

The Quotes Pros company is experimenting with including various vehicle insurance coverage plans that are available to explore this year. Owners of American or foreign brand cars can access prices at http://quotespros.com/auto-insurance.html.

About QuotesPros.com

The QuotesPros.com company supplies direct pricing for different insurance packages from insurers in the U.S. The levels of prices that can be discovered using the company website help the public to become aware of discounts and other packages that agencies promote. The QuotesPros.com company does not collect consumer details and instead uses a programmed tool that produces information by way of a zip code. These changes have helped to make the company website an in demand source of insurer prices. Reported by PRWeb 19 hours ago.

Hobby Lobby Shows the Need for a More Diverse Supreme Court

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The United States Supreme Court ended its most recent judicial term this week in a characteristically dramatic fashion. The Court often leaves the most contentious and controversial cases to be decided last, and this year was no exception. A deeply divided Court split 5-4 over the hashtag-friendly Burwell v. Hobby Lobby case, an innocuous name that perhaps doesn't accurately reflect the polemical questions which lie at the heart of the Justices' deliberations, namely striking the appropriate balance between religious conviction and access to contraception.

The impact of the decision cannot really be known until the United States' relatively new national health insurance scheme (aka 'Obamacare') has been fully implemented. In essence, the Justices ruled that a specific subset of corporations -- those that are 'closely-held,' which often means small and family-owned -- could not be compelled to provide insurance coverage for certain methods of birth control if the owners of such companies judged such coverage to be 'incompatible' with 'sincerely-held' religious beliefs. However, the Court suggested that United States government could step into the breach and provide coverage as necessary.

To non-American audiences, the outrage that this decision has provoked may seem bewildering. Yet the ruling affects three things that are cultural touchstones in the United States: access to health insurance (or the lack thereof), religious freedom, and reproductive rights. The dissenting justices opined that it was a decision of 'startling breadth', which might essentially legalise future discriminatory practices by corporations, so long as they claimed a violation of their convictions. This may or may not prove to be the case; nonetheless, additional legal challenges to Obamacare's provisions are a foregone conclusion.

Of perhaps more immediate relevance than trying to guess at the decision's eventual impact is speculative analysis of the Justices' motivations. The companies which brought suit in the Hobby Lobby case are run by people who identify with conservative Christian ideologies. The five male Justices who made up the majority in the case all identify as Roman Catholic, and are 59 years of age or older. There is no way to know how much their personal beliefs inform their decisionmaking in this particular case, but it's not implausible to suggest a correlation. It is reasonable to wonder if the Court would have split on similar lines had the religious convictions under examination been Muslim, Jewish or Mormon.

The Court's three female Justices found themselves in the liberal minority on the case, as they often do with decisions that touch upon hot-button cultural issues. It was predicted that they would vote in favour of unimpeded access to contraception, and it's easy to dismiss their votes as influenced simply by gender -- after all, birth control is still seen largely as a woman's responsibility, however inequitable this may be. This is unquestionably an over-simplified analysis, and yet it is sure to be expressed. More interesting by far is to hypothesise how the case might have been decided differently if the medication at the heart of the controversy were indicated for treatment of a distinctly male condition. If someone's 'sincerely-held' religious beliefs prevented them from providing insurance coverage to treat erectile dysfunction, would the Court's majority have been similarly composed?

Such provocative questions matter. Supreme Court Justices are appointed for life. While this is supposed to save them from the undignified political posturing and short-term thinking that Americans have come to loathe in their Congressmen and Senators, it can also saddle the Court with Justices whose personal opinions have not kept pace with the ever-evolving beliefs of its citizens. Nevertheless, as there are septuagenarians on both sides of the Court's ideological divide, both conservatives and liberals have an incentive to keep their favourites around as long as possible.

America's demographics are changing rapidly, and its younger generations do not generally hold one easily identifiable set of beliefs marking them as either 'progressive' or 'traditional'. Going forward, the Supreme Court will find itself increasingly out of touch if it continues to make decisions that primarily reflect the viewpoint of Christian Caucasian males nearing retirement age. Justices would do well to consider that as they begin their summer vacations. The world may look very different by the time the Court begins again in October.

*A version of this article originally appeared in the Express Tribune.* Reported by Huffington Post 17 hours ago.
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