Quantcast
Channel: Health Insurance Headlines on One News Page [United States]
Viewing all 22794 articles
Browse latest View live

Report: Obamacare Customers in for Deductible Sticker Shock

$
0
0
Report: Obamacare Customers in for Deductible Sticker Shock A new report finds that Obamacare customers are in for sticker shock because, unlike many employer-sponsored insurance plans, the fine print in many Obamacare policies requires patients to meet their deductible before lower-cost prescription drug co-pays kick in. 

That means hefty out-of-pocket expenses for Obamacare plan holders, especially since Obamacare deductibles are "relatively high" as compared to employer-sponsored insurance plans.  

The report, which was conducted by the Robert Woods Johnson Foundation and Breakaway Policy, concludes that even Obamacare customers who receive taxpayer-funded subsidies will "find it difficult to afford the amounts they will have to pay out-of-pocket before their Exchange plans begin to pay benefits." 

The study found that so-called "combined deductible" plans account for roughly half of the 1,208 Silver Obamacare plans analyzed and average $2,267 for a 27-year-old single person. That means that individual would have to pay full price on prescription drugs until he or she met the $2,267 deductible. 

"Deductibles under Exchange plans are being applied to products and services not generally subject to the deductible in [employer sponsored insurance] plans," said the report. "This could further complicate enrollees' task of evaluating plans' cost sharing provisions, as they will not only have to consider the amount of deductibles but also the way they are applied."

Further exacerbating Obamacare deductible sticker shock is the fact that, according to the Journal of Health Economics, just 14% of people with health insurance know what basic terms like "deductible" and "co-pay" even mean.

The most recent Pew Research/USA Today poll finds Obamacare's approval rating at an all-time low of just 41%. Reported by Breitbart 5 hours ago.

Taxing Employer Health Insurance Would Hike Social Security Benefits But Boost Federal Coffers

$
0
0
Taxing Employer Health Insurance Would Hike Social Security Benefits But Boost Federal Coffers Reported by ajc.com 4 hours ago.

Tea Party Candidate Wrestles Tiny Gator in Ad (Video)

$
0
0
Tea Party Candidate Wrestles Tiny Gator in Ad (Video) Tea Party Candidate Wrestles Tiny Gator in Ad (Video)
Tea Party Candidate Wrestles Tiny Gator in Ad (Video)
Local
Politics
Rob Maness Gator
Has Been Optimized

Rob Maness, a Tea Party candidate, is currently running against U.S. Sen. Mary Landrieu (D-La).

In a new ad (video below), Maness talks about how people must be "tough" in Louisiana because the "alligators could eat you alive."

Maness shows several clips of adult-size alligators in the beginning of the ad.

"When I get to Washington, I'lll stand up to the big spenders," says Maness. "I'll fight to repeal Obamacare and I'll protect our gun rights."

"Louisiana needs a senator that’s going to stand up to the career politicians and the alligators,” adds Maness, notes The Hill.

Towards the end of the advertisement, the former Air Force colonel sits on top of a small alligator and wraps what appears to duct tape around its junior jaws.

Maness doesn't mention in the ad what he will do for the 8 million people who are currently covered by Obamacare, notes Politico.com.

Another 4.8 million are covered via Obamacare's expansion of  Medicaid and the Children’s Health Insurance Program (CHIP).

Maness, who has been endorsed by former half-term Alaska Governor Sarah Palin (R), told ABC News, "An alligator appears to be a dangerous animal that lies in wait to devour whatever it can, because it’s always hungry, and in that way, the gators are not unlike liberal politicians. They’re willing to destroy every last vestige of our liberties and our independence.”

Sources: ABC News, Politico.com, The Hill

1
Video Piece: 
Video Piece (This piece contains embedded video content) Reported by Opposing Views 48 minutes ago.

Massachusetts Pushes Fix for State Health Exchange

$
0
0
The board of the broken Massachusetts health insurance exchange voted to buy new software to help people enroll in coverage, while preparing to join the federal marketplace if necessary. Reported by NYTimes.com 1 day ago.

United States: HHS Report Highlights "Surge" In Enrollment In Health Insurance Marketplaces - Mintz, Levin, Cohn, Ferris, Glovsky and Popeo, P.C.

$
0
0
HHS’s Office of the Assistant Secretary for Planning and Evaluation published health plan enrollment data for ACA-authorized state-based insurance marketplaces. Reported by Mondaq 17 hours ago.

9 Ways Women's Lives Have Changed For The Better Since 2005

$
0
0
When it comes to women's equality, we tend to focus on historical victories and present-day battles. We search for answers in the past to solve riddles of the future, often forgetting how lucky we are today.

As The Huffington Post celebrates its ninth anniversary, we've decided to reflect upon the remarkable progress achieved in women's equality since 2005 -- the year Arianna and Co. launched this site.

*Here are 9 ways American women's lives have changed for the better since 2005:**1. Women's access to quality health care has expanded.*
The passage of the Affordable Care Act in 2010 marked impressive gains in women's health. Insurers are now required to cover many "preventive services" particularly important to women, including birth control, mammograms, STI screenings and mental health support. The healthcare law is the first to protect against discrimination based on sex -- and more recently -- on gender identity. The law even requires most health insurance companies to provide breast pumps for new mothers.

In 2005, women required a prescription from a doctor to purchase emergency contraceptive. In nine years, availability has progressed from over-the-counter access for women over 18 in 2009 to unrestricted access when the FDA lifted age restrictions in 2013.

*2. Women's representation in Congress has increased and female politicians have continued to climb the government ranks.*
Since 2005, the number of women in Congress has risen from 81 in 2005 to 99 in 2014, an increase from 15.1 percent to 18.5 percent. Early estimates for 2014 races suggest women could earn 21 Senate seats -- breaking the current record of 20. Despite slow growth in Congress, nine years has done a lot for women at the highest levels of government: Condoleeza Rice became the first woman appointed to Secretary of State in 2005 (succeeded by Hillary Clinton in 2009), and Nancy Pelosi became the first female Speaker of the House of Representatives in 2007.

*3. The FBI codified a more inclusive definition of rape.*
As the definition stood in 2005, only the "the carnal knowledge of a female, forcibly and against her will” amounted to "rape" according to the law. The narrow, outdated definition meant a lack of uniformity among law enforcement and countless victims reluctant to report their assaults. As of 2013, the definition acknowledges that men can be raped, the possibility that victims can be coerced into sexual behavior without physical force, and that they might be unable to offer consent.

*4. The Supreme Court struck down the Defense Of Marriage Act. *
In 2005, activists and allies were trying to chip away at a 1996 law enacted to prohibit federal recognition of same-sex marriages. In 2013, it finally came tumbling down: In Windsor v. United States, the Supreme Court declared section 3 of the Defense Of Marriage Act unconstitutional. In states where same-sex marriages are recognized, women who marry women now receive the 1,100 protections of marriage formerly denied to them. In the past nine years, 16 states have legalized same-sex marriage. A more inclusive world for lesbian couples is a better world for all women.

*5. Women's equality in the workplace has improved -- along with their ability to fight for it.*
President Obama signed the Lilly Ledbetter Fair Pay Restoration Act in 2009, which allows women to file equal pay lawsuits agains their employers up to six months after receiving their last paycheck. Prior to 2007, women had to allege pay discrimination within six months of their first paycheck. By allowing female employers more time to acknowledge sex discrimination, confirm it and build a legal case, the Lilly Ledbetter Act should discourage employers from sneakily underpaying women for the same work. Just this week, Francine Katz made headlines for stepping up to Anheuser-Busch, who she alleges paid her considerably less than her male colleagues over her 20-year career.

In 2005, women who received unfair, passive aggressive treatment after coming forward about sexual harassment situation -- or supporting a colleague who did so -- had little ability to take legal action. Today, that sort of treatment is illegal. A 2006 Supreme Court case affirmed that a woman did not need to be explicitly fired after making a sexual harassment claim to legally accuse her employer of retaliating against her. Now, any "adverse employment decision or treatment" that could dissuade women (and men) from bringing or supporting a sexual harassment claim is grounds for legal action.

*6. Media and entertainment began to tell our stories more frequently -- and affirm the women behind-the-scenes who do so. *
In 2011, "Bridesmaids" passed the Bechdel Test with flying colors and also made a ton of money, reminding the movie mogul boy's club that women want to see really great movies -- and can also write them. In 2009, Kathryn Bigelow became the first woman to win the Best Director category of the Academy Awards. When it comes to the small screen, women have stepped out from sitcom ensembles throughout the past nine years to stand front and center in critically acclaimed series like "30 Rock,""Parks and Recreation,""Homeland,""Girls,""Orange Is The New Black,""Scandal," Veep" and "Grey's Anatomy." Many of these series were also created by women.

*7. Women can fight on the front lines of combat. *
The U.S. lifted its ban on women serving in combat roles in January of 2013. "The time has come to rescind the direct combat exclusion rule for women and to eliminate all unnecessary gender-based barriers to service,” wrote Martin E. Dempsey, the chairman of the Joint Chiefs of Staff in a letter to Defense Secretary Leon E. Panetta. Between two protracted conflicts in Iraq and Afghanistan, many women were effectively serving in combat in 2005. Today, they receive the recognition and support they deserve.

*8. Young, single women caught up to their male peers in large cities -- and then some.*
As of 2010, young, urban, childless women in their 20s make on average 8 percent more money than men in the same demographic. In New York City, Los Angeles and San Diego, women's lead hovers around 15 percent. Analysts attribute the "reverse pay gap" to education: for every three women earning a college or higher degree, only two men have earned the same qualifications. In cities with knowledge-based industries where education is key, women have fared pretty well since 2005.

Women's influence extends beyond purchasing power -- in 2008 and 2012, women made up 53 percent of the voting bloc -- effectively choosing the president in 2012.

*9. We see more and more women at the top of their fields, actively paving the way for the next generation. *
Women currently hold 4.8 percent of CEO positions for Fortune 1000 companies. That's 47 women occupying the top position at the world's top companies -- up from just 29 in 2005. While these numbers are rising slowly, the increased visibility of women in business, tech and media since 2005 is impressive. As Sheryl Sandberg -- herself a bellwether in her field -- says: "You can't be what you can't see." With Marissa Mayer leading a massive corporation, Jill Abramson at the top of the New York Times masthead and a woman poised to be history's most highly anticipated presidential candidate, there certainly has been movement for the better since 2005. Reported by Huffington Post 13 hours ago.

Alternative Health Therapies in Australia Industry Market Research Report Now Updated by IBISWorld

$
0
0
Surging private health insurance membership has driven strong growth in the Alternative Health industry over the past five years. For this reason, industry research firm IBISWorld has updated its report on the Alternative Health Therapies industry in Australia.

Melbourne, Australia (PRWEB) May 09, 2014

The availability and acceptance of services from the Alternative Health Therapies industry in Australia have increased strongly over the past five years. Alternative health therapies included in the industry are positioned as either alternatives to conventional Western medicine or complementary to conventional treatments. According to IBISWorld industry analyst David Whytcross, “while the increasing acceptance of alternative therapies has had a strong influence on revenue, industry revenue has also grown due to the ageing population and surging private health insurance membership.” Despite growth being stifled in the aftermath of the global financial crisis due to low consumer spending, the industry has bounced back and revenue is forecast to grow at a compound annual rate of 4.1% over the five years through 2013-14. This includes growth of 5.1% to $3.8 billion in 2013-14.

The industry includes many products and services, all of which have tended to grow over the past five years. Australia's ageing population has helped drive revenue growth as the higher frequency of illness for those over 50 years of age has led to many using the services of alternative health therapists. This is particularly the case with palliative care, as patients are often treated in tandem with conventional medical practitioners. “Booming private health insurance membership numbers have also driven growth, as many policies offer alternative treatments as part of extras or ancillary cover, diminishing the cost of visiting alternative therapists,” says Whytcross. The industry is characterised by a low level of market share concentration, with no major players.

Over the next five years, a greater spotlight is likely to be shone on the efficacy of alternative health therapies, as most are not scientifically proven. Further research to assess the efficacy of alternative treatments will either help legitimise or disprove many alternative health theories. A Federal Government review into the efficacy of treatments poses a significant threat to the Alternative Health Therapies industry. However, with key external trends persisting, industry revenue is expected to continue rising. These trends include the ageing of the population and increases in total health expenditure, some of which will be met by alternative health therapies.
For more information, visit IBISWorld’s Alternative Health Therapies report in Australia industry page.

Follow IBISWorld on Twitter: http://twitter.com/#!/ibisworldau

IBISWorld industry Report Key Topics
Practitioners in this industry primarily deliver treatments that are not commonly practiced under mainstream Western medicine. Alternative therapies are intended to either complement Western medicine or as an alternative form of treatment. The industry includes treatments such as acupuncture, traditional Chinese medicine, aromatherapy and homeopathy.

Industry Performance
Executive Summary
Key External Drivers
Current Performance
Industry Outlook
Industry Life Cycle
Products & Markets
Supply Chain
Products & Services
Major Markets
International Trade
Business Locations
Competitive Landscape
Market Share Concentration
Key Success Factors
Cost Structure Benchmarks
Basis of Competition
Barriers to Entry
Industry Globalisation
Major Companies
Operating Conditions
Capital Intensity
Technology & Systems
Revenue Volatility
Regulation & Policy
Industry Assistance
Key Statistics
Industry Data
Annual Change
Key Ratios

About IBISWorld Inc.
Recognised as the nation’s most trusted independent source of industry and market research, IBISWorld offers a comprehensive database of unique information and analysis on every Australian industry. With an extensive online portfolio, valued for its depth and scope, the company equips clients with the insight necessary to make better business decisions. Headquartered in Melbourne, IBISWorld serves a range of business, professional service and government organisations through more than 10 locations worldwide. For more information, visit http://www.ibisworld.com.au or call (03) 9655 3886. Reported by PRWeb 14 hours ago.

Gowrie Group Expands Into Crew Medical & Marine Health Insurance

$
0
0
Gowrie Group, a prominent insurance agency, is excited to announce that Rick Bagnall has joined the company's growing benefits and healthcare division. Rick brings to Gowrie Group deep marine industry expertise and a unique ability to create new medical insurance programs for marine oriented teams, groups, and industries.

(PRWEB) May 09, 2014

Gowrie Group, New England's premier independent insurance agency, is excited to announce that Rick Bagnall has joined the company's growing benefits and healthcare division. Rick will focus on Crew Medical Insurance, Association Marine Health Insurance, and Employee Benefit Consulting. Rick brings to Gowrie Group deep marine industry expertise and a unique ability to create new medical insurance programs for marine oriented teams, groups, and industries.

Rick commented, "I am thrilled to be joining the Gowrie Group team. The synergies between my crew medical expertise and Gowrie Group's national marine insurance presence open up a wide array of exciting opportunities."

Skip Young, Gowrie Groups President and Principal, Benefits Division said, "We are excited to welcome Rick Bagnall aboard. Rick is a leader in the marine health industry and we are very happy that we now have his expertise in the Marine Benefits arena. We look forward to continued growth in this exciting area."

Rick's expertise in crew medical insurance runs deep. He created and grew highly successful group programs for several associations, including a crew medical program for members of US Sailing. He also has worked closely with several Americas Cup's syndicates, providing health insurance for the crew and shore team. Several large offshore commercial fishing operations take advantage of his specialized health insurance solutions for their paid crew. His solutions are also at work protecting expatriates, international cruisers, professional sailors, crew on mega yachts, and paid captains.

Prior to joining Gowrie Group, Rick was a producer for the Allen Insurance Agency in Maine for almost 8 years. Before he began his insurance career, Rick owned and operated two Baskin Robbins franchises in Lake Tahoe CA, and worked with Preferred Capital, as a business leasing sales manager throughout the United States. Rick is a graduate of University of California, Berkeley. He resides in Guilford, CT with his wife and two young children.

Gowrie Group. Always on Watch. As one of the nation's Top 100 independent insurance agencies and the largest independent marine insurance group in the US, Gowrie Group provides total risk management services to individuals and organizations with complex insurance needs. Gowrie Group offers comprehensive insurance solutions matched with trusted advice and a commitment to service excellence. Gowrie Group's portfolio of offerings includes commercial, home/auto, equine, and yacht insurance, as well as employee benefits solutions and safety services. The company's 140+ professionals service clients across the US from offices in Westbrook CT, Darien CT, Newport RI, North Kingstown RI, and Marshfield, MA. Gowrie is endorsed by US Sailing, the national governing body for the sport of sailing. Reported by PRWeb 13 hours ago.

The Health Insurance Trap

$
0
0
The Health Insurance Trap Reported by ajc.com 12 hours ago.

UnitedHealthcare cuts small group rates effective July 1

$
0
0
In a bid for a bigger share of the Pittsburgh area health insurance market, UnitedHealthcare is reducing small group premiums up to 30 percent effective July 1, the insurer announced. Small group premiums will decrease between 14 percent and 30 percent for groups with two to 50 employees when compared to the carrier’s second quarter rates. The reduction varies on the specific plan design. Also, rates for self-funded groups of 10 to 99 members have been decreased by 14 percent effective June 1.… Reported by bizjournals 12 hours ago.

Colorado proposes fix for high health insurance premiums in mountains

$
0
0
State regulators said Friday they are seeking permission from the federal government to change Colorado's geographic rating areas for health insurance, a move that could reduce premiums in high-cost mountain areas. Reported by Denver Post 10 hours ago.

Study says nixing employer mandate would have little effect on uninsured

$
0
0
Eliminating the Affordable Care Act mandate that large employers offer health insurance to employees would have little effect on the number of people with or without health insurance, according to a study released Friday by the Robert Wood Johnson Foundation. That’s because most large employers – those with 50 or more employees – already offer insurance, and firms that don’t offer coverage tend to be small, provide low-wage jobs and aren’t bound by the mandate, the study said. If the… Reported by bizjournals 7 hours ago.

Columbia University And Hospital Will Pay $4.8 Million After Data Breach Exposed 6,800 Patient Records

$
0
0
Columbia University And Hospital Will Pay $4.8 Million After Data Breach Exposed 6,800 Patient Records New York Presbyterian Hospital and Columbia University will pay the Department of Health and Human Services a combined $4.8 million to settle potential violations of medical privacy laws. The amount of the settlement makes it the largest such payment in history.

The payment settles problems that arose in 2010, when the health records of 6,800 patients ended up online and fully Google-able. "The entities learned of the breach after receiving a complaint by an individual who found the ePHI [identifiable health records] of the individual’s deceased partner, a former patient of NYP, on the internet," HHS explained in a press release.

The data breach included patients' "status, vital signs, medications, and laboratory results," information that is closely guarded by privacy provisions of the Health Insurance Portability and Accountability Act of 1996 (HIPAA).

Through a joint arrangement, Columbia University's faculty members serve as attending doctors at New York Presbyterian. Their partnership is referred to as "New York Presbyterian Hospital/Columbia University Medical Center."

"The hospital, whose data system was breached, caught the lion's share of the settlement amount, $3.3 million, with the university agreeing to an additional $1.5 million," notes Modern Healthcare.

Both institutions have cooperated since notifying HHS of the breach.

"The inquiry arose after NYP and CUMC reported to HHS the inadvertent leakage of certain patient data to Internet search engines when a computer server was errantly reconfigured," a spokesperson for NYP told Business Insider, in an emailed statement. "Affected individuals were notified personally, as were media outlets... and there was no indication at the time or subsequently that any information was accessed or used inappropriately."

As part of the settlement, both institutions have agreed to "a substantive corrective action plan, which includes undertaking a risk analysis, developing a risk management plan, revising policies and procedures, training staff, and providing progress reports."

Here's how the private medical information became public, according to the HHS investigation:

The breach was caused when a physician employed by CU who developed applications for both NYP and CU attempted to deactivate a personally-owned computer server on the network containing NYP patient ePHI. Because of a lack of technical safeguards, deactivation of the server resulted in ePHI being accessible on internet search engines.  

The fact that this breach happened at two major, widely respected institutions, "who you expect to be the leader," is particularly worrisome, Rachel Seeger, of HHS's Office for Civil Rights, told Government Health IT. "You can only imagine what's happening at your child's pediatrician office."

Indeed, data breaches at hospitals and doctors' offices are not rare.

The latest report from the Ponemon Institute, which studies privacy and security, found that 90% of surveyed healthcare institutions had at least one data breach within the past two years. Thirty-eight percent have had more than five such incidents, a slight decline from last year, when that number was 45%.

Since 2009, more than 31.3 million patients have been affected by healthcare breaches that involved 500 people or more, which HHS is required by law to make public.

Here's the full statement from NYP/CUMC:



NewYork-Presbyterian Hospital (NYP) and Columbia University Medical Center (CUMC) have reached a voluntary settlement with the U.S. Department of Health and Human Services (HHS) resolving an inquiry by HHS into an inadvertent disclosure of patient information that occurred in 2010.

The inquiry arose after NYP and CUMC reported to HHS the inadvertent leakage of certain patient data to Internet search engines when a computer server was errantly reconfigured. Affected individuals were notified personally, as were media outlets, in September 2010, and there was no indication at the time or subsequently that any information was accessed or used inappropriately.

NYP and CUMC have agreed to augment certain relevant policies and procedures, supplement their risk analysis and risk management efforts, and provide additional training for staff.

NYP and CUMC are committed to providing not only the highest levels of medical care to our patients but also handling their personal and medical data with the greatest respect and integrity. For more than three years, we have been cooperating with HHS, by voluntarily providing information about the incident in question, as well as undertaking substantial efforts concerning the protection of privacy and security of patient data. We also have continually strengthened our safeguards to enhance our information systems and processes, and will continue to do so under the terms of the agreement with HHS.



*SEE ALSO: The Case Of The Brooklyn Therapist With A $4 Million Medicare Claim Gets Even Stranger*

Join the conversation about this story » Reported by Business Insider 6 hours ago.

Insurance CEO: Shut down Hawaii health exchange

$
0
0
The chief executive of Hawaii's largest health insurance company is calling on Hawaii to shut down its beleaguered health insurance exchange. Reported by Miami Herald 7 hours ago.

Hope Comes to RHOB 2123--Fred Upton Leads a Cure Strategy for the 21st Century

$
0
0
Hope Comes to RHOB 2123--Fred Upton Leads a Cure Strategy for the 21st Century The white-marble Rayburn House Office Building, in Washington DC, looks like a giant courts building or a central bank, fully intimidating and imposing in its hulking stony blockiness.  

And the US Congress, of course, is an institution best known for its tedium, albeit a tedium that is regularly punctuated by fiery partisan combat. On a typical day, the Rayburn building--acronymed as RHOB--is a place where politicos and bureaucrats struggle for and against some special interest, yea or nay, on regulation or appropriation. And the biggest single activity in RHOB, or in any of the other five office edifices on Capitol Hill, is answering the phone and answering the mail, both snail-mail and e-mail. In a country of 318 million souls, plenty of people have the urge to write their Member of Congress--and they want an answer, pronto. So the life of a “Hill rat” is a life of constituent service. From museum tours to Social Security checks, from requests for flags that have flown over the Capitol to requests for an admission to one of the Service Academies, there’s always work, work, work, to be done. 

In such a grinding environment, one never knows when genuine hope will pop up. Indeed, amidst the thrum of institutional activity, a sighting of hope might seem improbable.  

Yet on Tuesday, inside the marbled majesty of RHOB, several hundred people gathered for an expression of hopeful humanity, a flowering of bipartisan cooperation on behalf of an important issue--namely, medical cures. Come to think of it, it’s fair to say that medical cures are more than an important issue; they are, in the most literal sense, a vital, life-saving issue.

In fact, not many in Washington have noticed, but the number of new drugs, antibiotics, and medical devices approved by the Food and Drug Administration is lower today--dangerously lower--than it was 15 or 20 years ago.  

How did this fall-off happen? How did this “cure crash” occur, right under the noses of Washington officialdom? In truth, the decline of medicine in America is deeply ironic, insofar as American politics has been vexed by healthcare controversies for a full quarter-century: first, the Hillarycare debate of the 90s and then, more recently, Obamacare. In other words, while DC politicos have been fighting over health insurance, the more fundamental issue of health itself--is there a treatment, or a cure, for what ails us?--has been mostly ignored.

And so it has come to pass, for example, that we have a raging epidemic of Alzheimer’s Disease (AD), costing the US economy some $200 billion a year--headed toward a cumulative $20 trillion by mid-century--and no effective treatment. Thus we are in a paradoxical situation: We have extended a financial commitment to provide healthcare coverage for all, and yet we haven’t made a similar scientific commitment to actual cures. The message seems to be: Uncle Sam can guarantee you a card that says “health insurance” on it, but nobody has bothered to make sure that a health-insurance policy can, in fact, buy health. (Even if Obamacare were repealed, we might note, Uncle Sam’s commitment to the elderly, through Medicare and Medicaid, would continue.)  

Thus, if present trends continue, we face a ghastly and costly future: We will be paying trillions to warehouse AD patients as they decline into dependency and dementia--providing the ultimate in compassionate, but futile, care. Lots of expenditure, but no hope. 

Fortunately, one little-known but very powerful Member of Congress has said, “Enough!” Yet he said it quietly, because, well, that’s how Fred Upton rolls. Upton is the 60-something Republican Representative for Michigan’s Sixth District, in the southwest corner of the Wolverine State. (The flamboyance in the family is seen in model/actress Kate Upton, his niece.)  

Way back when, Fred Upton was a young officer in the Reagan Revolution. From 1981 to 1985, he served in Ronald Reagan’s Office of Management and Budget; his office was in the Eisenhower Executive Office Building, just across the driveway from the White House. The following year, 1986, he went home to St. Joseph, Michigan, and won election to a US House seat.

Since being sworn in to the 100th Congress in 1987, Upton has worked his way up the ladder; in the “workhorse” vs. “showhorse" continuum, he is definitely a Clydesdale. While a reliable vote for Republican causes, he has mainly focused on issues relating to his district. Still, he he has never hesitated to venture into important national controversies, such as the expansion of liquid natural gas exports and opposition to the Obama administration’s plan to turn the Internet over to the “international community.”

Upton’s work-ethic and diligence have paid off: He is now chairman of the mighty House Energy and Commerce Committee, which oversees the pharmaceutical and medical device industries. It’s fair to say that no one in the House is better positioned to help facilitate an American medical comeback--a resurgence of drugs, devices, and yes, the often elusive hope.

The Energy & Commerce Committee, known inside the Beltway as “E & C,” boasts broad jurisdiction over much of the US economy, from food safety to environmental regulation, from telecommunication to consumer protection. Past chairs of E & C have included such Democratic powerhouses as Sam Rayburn, John Dingell, and Henry Waxman. Each of those men wielded the gavel, orchestrated the hearings, lectured the witnesses, and enacted legislation--often draconian, even punitive legislation--that left corporate chieftains quaking and America transformed.

Today, as a Republican chairman, Upton envisions a different kind of transformation--the revival of the “pipeline” of American-made treatment and cures. Fully mindful of the reality of divided government, he wants to engineer this revival in cooperation with like-minded Democrats. The idea of both sides working together on behalf of cures might not seem particularly radical, but DC is so polarized that there’d be a fight over a resolution praising motherhood--to say nothing of a resolution praising apple pie.  

Yet hope springs eternal, even in DC. On Tuesday in 2123 RHOB, the hearing room of E & C, Upton announced that he is working toward a “21st century cures initiative,” which he defined as “a collaborative, bipartisan effort that aims to accelerate the pace of cures and medical breakthroughs in the US.” In so announcing and defining, Upton made a significant departure from the familiar battle-as-usual pattern of Congress.

Upton emphasized that he would be working with his Democratic E & C colleague, Rep. Diana DeGette of Colorado. This duo, he continued, would be working together to “review the full arc” of drug development and delivery. 

Upton described the cures issue as a twofer: improved medical treatment and improved economic development. The goal, he said, is to “cure the patients, and keep more jobs in the US. What family isn’t affected by this?” And so he asked, “What steps do we need to take as a nation to accelerate new cures and keep America as the innovation capital of the world?”

In fact, Upton has been working, quietly, on the cure issue for some time. Back on March 5, he published an op-ed for US News, entitled, “Curing Disease With a Little Help From Our Friends.” In that piece, Upton declared: 

Our FDA regulatory structure should also encourage greater collaboration among scientists, doctors, patients and big data analysts. A little help from these friends will accelerate the pace of cures and help us live healthier lives.

Shortly thereafter, Upton and DeGette sat down together to produce a video in which they jointly affirmed their determination to enhance the cure pipeline.  

For her part, DeGette is no conservative, but she approaches the world in problem-solving terms; she has eschewed the oft-heard Naderite rants against “greedy” Pharma companies and the like.  As she said,“We can either work together, or we will fall behind.” Similarly to Upton, DeGette is soft-spoken; she would obviously rather have better medical treatments, not bigger headlines.  

Still, both Upton and DeGette are firmly in league with their respective parties. For example, even as the RHOB cures hearing was taking place, the E & C website featured headlines such as “Future of Health Care Law Holds More #BrokenPromises.” And just on Wednesday, Upton joined the Republican House majority voted to hold Lois Lerner of the IRS in contempt of Congress, while DeGette sided with her fellow Democrats to vote the other way.

Yet on Tuesday, Upton and DeGette left all their partisan rancor outside of RHOB 2123. They teamed up to have a conversation with 11 witnesses, all experts in health and medical policy, including Dr. Francis Collins, director of the of the National Institutes of Health (NIH). Moreover, Upton & DeGette were joined by a dozen other Members of Congress, including the House Majority Leader, Eric Cantor, and Cathy McMorris Rodgers of Washington State, chair of the House Republican Conference.

The main themes of the witnesses’ testimony were five in number: 

First, the need for more funding--and more predictable funding--for the NIH. This was a major theme of NIH Director Collins; he pointed out that NIH funding, adjusted for inflation, has declined 25 percent over the last decade. Admittedly, Collins has an institutional perspective to defend, but the other witnesses agreed. Maybe they’re all on to something.

Second, the need for FDA reform, defined as streamlining the approval process. Two FDA officials were on the panel, and they stoutly defended their agency, but as Cantor said, it shouldn’t take 10 years, and a billion dollars, to get a drug approved. And of course, if the drug isn’t approved, the company is still out the billion dollars.

Third, the need for adequate reimbursements for drugs that do come to market.  Today, health insurers, public and private, are squeezing down payments to drug- and device-makers. Are we being penny-wise and pound-foolish? That is, in our skin-flintedness, are we discouraging future innovation? “Yes,” came the answer of venture capitalist Jonathan Leff, a partner at Deerfield Management in New York City. As Leff put it, “We need…a dialogue that provides for the value of innovation.” 

Fourth, the need to make better use of Big Data. Dr. Andrew Von Eschenbach, a former FDA commissioner now with the Manhattan Institute, was particularly emphatic on the need for better data-sharing as a key to better medicine.  

Fifth, the need for big goals and a big vision. In the words of McMorris Rodgers, “We have to do a whole lot more on brain research, Alzheimer’s…We have to do a whole lot more.”  Another panelist, Margaret Anderson, executive director of Faster Cures, pointed out, “We have 7000 diseases, but we have treatments for 500. At the rate we’re going, I don’t think that any of the diseases were threatened with have a chance of being treated in the short run.” Anderson floated the idea of a “cancer megafund,” as a new way of getting private capital into the medical-research sector. 

At the close of the session, Upton reminded the audience that this was just the first of many such hearings, to be held across the country. As he noted, the success of the whole effort depends on public support; that is, if the American people want to see a new commitment to the idea of cures, they will have to make their voice heard. And so he provided an e-mail address to make the public-input process as easy as possible: cures@mail.house.gov. As a Reagan administration alumnus, Upton remembers the success that the Gipper enjoyed when he sought to mobilize the public for action on such issues as tax reform. Upton might not be The Great Communicator--who is?--but he has a powerful issue on his hands.  

If the American people are presented with a clear choice--do you want more cures, or fewer cures?--the public answer will be thunderous. Which is to say, a big boost for the careers of pro-cure politicians. 

In the meantime, RHOB is a huge place, and it’s open to all--Although, of course, some have a louder voice than others. Within its marble confines, myriad interests are there every day, each seeking attention. And if they don’t get the attention they seek, they escalate; they wheedle, cajole, and demand. Squeaky wheels get greased; that’s the way things work in a pluralistic country. 

Meanwhile, as the trendlines of the last two decades show, other interests have crowded out the nation’s cure interest, and Americans are less healthy--and wealthy--as a result.  Do we want that unhealthy status quo to change?

Once again, that e-mail address is cures@mail.house.gov. Reported by Breitbart 5 hours ago.

The U.S. Just Can't Catch Up To Europe On This Important Measure

$
0
0
One of the most important measures of public health is also one of the most depressing to contemplate: the percentage of a country's children who die before reaching their fifth birthday.

Reducing child mortality is one of the U.N.'s eight Millennium Development Goals, and a major report from The Lancet shows that progress has been tremendous, if not up to the level global leaders had been aiming for. In 2013, 6.3 million children younger than 5 died. That's too many, but it's also a 64% decline from 1970.

Still, the variation among countries is staggering. In Singapore, only 1 in 500 children die before the age of 5. In the West African nation of Guinea-Bissau, it's almost 1 in 6.

The U.S. comes out better than many countries (1 in 152, about the same as in the United Arab Emirates), but still behind every Western European country (except Malta) as well as Central and Eastern European countries like Poland, Lithuania, Serbia, Estonia, and Slovenia.

And while the expansion of health insurance is expected to save lives, if historical trends continue, the researchers project, the U.S. will continue to lag behind most of Europe in 2030.

Here's a map that shows what things could look like then, with the child mortality rate in the same range in the U.S., Mexico, Venezuela, and Iran — far behind Japan, Australia, and almost all of Europe.
 

*SEE ALSO: This Chart Showing The Gap Between Black And White Life Expectancy Should Be A National Embarrassment*

Join the conversation about this story » Reported by Business Insider 6 hours ago.

Ballot Initiative Would Disrupt California Obamacare Exchange

$
0
0
A California ballot initiative to be voted on Nov. 4 would stymie the state's Obamacare exchange, known officially as Covered California, by permitting the state insurance commissioner to reject health insurance rate hikes.

Opponents of the measure, like advocacy group Californians Against Higher Healthcare Costs, say the change would tie the hands of Covered California in ways that would disrupt negotiations between the state's Obamacare exchange and insurance companies, as well as spark expensive legal challenges by outside organizations, reports the Sacramento Bee.

"One could decide three, four years into health reform that competition is not working, so let's take a different approach," said Obama administration health care law advisor Dr. Jon Kingsdale. "This would be asking the voters to decide less than one year into a whole new approach. We don't even know until the end of this year what kind of rate increases we are going to see for next year. It feels like it's absolutely the wrong time."

Santa Monica-based Consumer Watchdog and Insurance Commissioner Dave Jones are pushing the Nov. 4 ballot measure. Jamie Court of Consumer Watchdog said the group's successful track record of intervening in 71 cases has saved $2.9 billion. 

"We have saved huge amounts of money for consumers because insurers know better than to raise rates," said Court.  Reported by Breitbart 5 hours ago.

Triple-S Management Corporation to Negotiate Medicaid ASO Contract Extension Due to ASES' Cancellation of RFP Process

$
0
0
SAN JUAN, Puerto Rico, May 9, 2014 /PRNewswire/ -- Triple-S Management Corporation (NYSE:GTS), the largest managed care company in Puerto Rico, today announced that the Puerto Rico Health Insurance Administration (ASES) informed its health subsidiary, Triple-S Salud, that the RFP process... Reported by PR Newswire 4 hours ago.

Homeowners Insurance Quotes Now Delivered Through Zip Code Entry at Insurer Website

$
0
0
Homeowners insurance quotes are now being delivered to owners of homes through the Quotes Pros website. Property owners can now receive quotes based on their zip code.

Cincinnati, OH (PRWEB) May 09, 2014

Locating rates for insurance for any size of home will now be simpler online courtesy of the Quotes Pros company. Homeowners insurance quotes are now being delivering through a zip code process at http://quotespros.com/home-insurance.html.

The price data that is now provided is distributed by insurers that specialize in the home protection industry. Because rates normally vary based on location or home values, consumers can benefit from the locked in structure in price for each quote delivered through the automated database.

"The costs for insurance in some markets is higher based on home values or high crime rates and this is reflected in our system," said a Quotes Pros source.

The advantage to owners of homes using the quotation tool now distributing insurance prices is the sorting of zip code information. Property owners do not enter address or home value data to receive the price quotes and instead use their mailing address zip code data to review rates online.

"Anonymous rates review and delivery to homeowners is the goal of our quotes database and we'll be continuing this service throughout the next several years," said the source.

The Quotes Pros company is also supplying rates data to American consumers that is separate from home insurance costs. The special rates for automotive, life and health insurance featured at http://quotespros.com/auto-insurance.html are now active for review.

About QuotesPros.com

The QuotesPros.com company is one of the American resources offering simple ways to locate insurance products and review pricing on the Internet. The relationships built with different agencies throughout the U.S. have expanded the private research consumers now conduct through a database on the homepage. The QuotesPros.com website offers a resourceful method of comparing costs for various insurance policies that are promoted for various protection scenarios to consumers. Reported by PRWeb 3 hours ago.

Auto Insurance Quote Website Now Delivering General Policy Rates Online

$
0
0
Auto insurance quote website, Insurance Pros USA, is now providing general insurer plans to motorists at http://insuranceprosusa.com/auto-insurance.html. Statewide rates are now part of the content available.

Las Vegas, NV (PRWEB) May 09, 2014

The discovery of low prices for vehicle insurance is one of the ways that American drivers can use to save money on monthly premiums. The Insurance Pros USA has developed its auto insurance quote tool to deliver general policy rates at http://insuranceprosusa.com/auto-insurance.html.

The rates for coverage that drivers can now sort and review using the new tool are provided by general companies. These agencies include some of the top providers in the U.S. and new agencies that are all competing for the attention of drivers this year.

"The car insurance prices that can be reviewed while access our database are considered accurate upon delivery and are locked in with each insurer," said an Insurance Pros USA rep.

The push to provide new methods of discovering price discounts in the insurance industry has helped the Insurance Pros company to develop its private network of insurers. New companies that are discounting annual and monthly plans are available for research using the insurer database online.

"The types of discounts vary between companies although all of the providers inside of our network are offering lower rates compared to industry averages nationwide," said the rep.

The Insurance Pros USA company is also generating rates for consumers that apply to different coverage products apart from vehicle protection. Consumers can review life, renters and health insurance by accessing the database at http://insuranceprosusa.com/life-insurance.html.

About InsuranceProsUSA.com

The InsuranceProsUSA.com company is continuing to supply real time quotations for insurance products through its digitized set of tools for consumers to access this year. The company staff help to research different providers of coverage plans and include this information for public review daily. The InsuranceProsUSA.com website tools include health, auto, renters, medical, business and life insurance products that are available to research and compare nationally with different provider pricing. Reported by PRWeb 3 hours ago.
Viewing all 22794 articles
Browse latest View live




Latest Images