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Rhode Island Instructs Moms to Use Hook-Up App to 'Nag' Kids into Obamacare Enrollment

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Rhode Island Instructs Moms to Use Hook-Up App to 'Nag' Kids into Obamacare Enrollment In an attempt to boost lagging youth Obamacare enrollments, the Rhode Island Obamacare exchange has decided to launch a "Nag Toolkit" website designed to help moms pester their children to enroll in Obamacare by using "hook-up" dating app Tinder, SnapChat, dating website OKCupid, and other social media.

The "Nag Toolkit" website instructs parents to "Select a tutorial and learn how to be where your kids are. And how to nag them mercilessly." 

The site then offers download instructions for SnapChat, OKCupid, Tinder, Twitter, and Vine.  

For the hook up app Tinder, parents are advised to "Add a Facebook Profile photo with a sign saying 'Get Health Insurance.'" The Rhode Island Obamacare website then explains that if you "'Like' the same things as your son/daughter on Facebook" that will make the hook-up app "increase your tinder compatibility" with your own child, thereby increasing the chances they will see a photo of their parent "nagging" them to enroll in Obamacare. 

The website also offers a way to outsource a parent's "nagging" by entering their child's email address into the website. "If this all seems too confusing," the website says, "give us your kid's email address and we'll do the nagging." 

With just 12 days until Obamacare's open enrollment period ends, the White House is scrambling to find ways to boost abysmally low youth enrollment rates to avoid the unpopular program falling into an actuarial death spiral.

 
 
 
  Reported by Breitbart 10 hours ago.

Another Obamacare Lie Exposed: Premiums Could Skyrocket Next Year

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Contrary to a promise candidate Obama made more than 50 times, Health insurance premiums are going up substantially next year. That's the word from an insurance industry executive who says rates will double in some places around the country.

The unnamed executive tells the Hill "I think everybody knows that the way the exchange has rolled out … is going to lead to higher costs." The executive says he expects his own company to triple rates next year. He blames "major delays on very significant portions of the law" for the coming increases.

Last week Sec. Sebelius admitted during congressional testimony that premiums would increase next year. However, Sebelius suggested the increases would be "at a smaller pace" than in previous years.

Bill Hoagland, a former executive at Cigna, tells the Hill Sebelius' admission was "her way of getting out in front of it." The problem of course is that the President claimed over 50 times during the 2008 campaign that family's premiums would go down by $2,500 under his plan.

Turns out that promise was based on some back-of-the-envelope figuring by a few of Obama's advisers. The NY Times explained how they came up with it back in 2008:



In May 2007, three Harvard professors who are unpaid advisers to the Obama campaign — Mr. Cutler, David Blumenthal and Jeffrey Liebman — produced a memorandum offering their “best guess” that a menu of changes would produce savings of at least $200 billion a year...

The total savings were then divided by the country’s population, multiplied for a family of four, and rounded down slightly to a number that was easy to grasp: $2,500.



So this was always intended to be an estimate of potential savings to the entire health system. It was never a $2,500 cut in family premiums, even though Obama repeatedly said it just that way during the campaign. Now that insurers are about to announce some big increases, it's necessary for the administration to backtrack.

That big savings to the system were possible can be excused as political optimism. That Obama transmuted these theoretical savings into a direct discount on family premiums is something much more cynical. As with his other promises about keeping plans and doctors, Obama should have known better. He wasn't just wrong, he intentionally misled people even after the figures were questioned by the NY Times.

Avik Roy created this video showing Obama making this promise more than a dozen times in 2007-2008. Again, note his use of the the word "premiums" when he makes this claim about big savings.

 
 
 
  Reported by Breitbart 9 hours ago.

Colorado health insurance sign-ups gaining momentum as deadline nears

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With less than two weeks left before the deadline, the rate of health-insurance enrollment has been accelerating, with more than 251,000 Coloradans having signed up for health coverage, Reported by Denver Post 9 hours ago.

Kaiser Permanente Again Ranks No. 1 in Customer Loyalty in the 2014 Satmetrix Net Promoter® Benchmark Study

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OAKLAND, Calif., March 19, 2014 /PRNewswire/ -- Kaiser Permanente received the highest customer loyalty ranking in the health insurance category based on the Satmetrix® 2014 Net Promoter® industry rankings, the company announced today. Kaiser Permanente received a Net... Reported by PR Newswire 10 hours ago.

Confusion abounds over the penalty for not having health insurance

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If you think the health insurance landscape is confusing now, just wait until next year at tax time. That’s went millions of taxpayers will face the task of establishing that they have insurance coverage or paying a penalty. “We believe it’s going to create massive confusion,” Mark Ciaramitaro, vice president of health care enrollment services for H&R Block, told the Wall Street Journal. What many people don’t realize is that they could end up paying more than the minimum of $95 for… Reported by bizjournals 10 hours ago.

Ted Cruz Urges Boldness in Acceptance Speech for Claremont Institute's Churchill Award

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Ted Cruz Urges Boldness in Acceptance Speech for Claremont Institute's Churchill Award Sketching out themes for what could be his stump speech in a potential presidential campaign, Sen. Ted Cruz (R-TX) last Saturday ripped the lawlessness of President Barack Obama's imperial presidency.

He also used examples from history to imply that the Washington consultants who insist on Democrat-lite policies and candidates for the GOP in what Cruz said is a "now or never" moment to save the country fit the definition of insanity.

America is relinquishing its leadership role on the global stage. Obama's economy is devastating low-income and working Americans. Meanwhile, Obama feels unbound to even his own signature legislation.

After receiving the Claremont Institute's Winston Churchill Award for statesmanship at the Beverly Wilshire Hotel in Los Angeles, Cruz, in a speech that was received with a standing ovation, said that America's image abroad and its economy at home can only be restored if Republicans boldly stand on principle and nominate a strong conservative who is not afraid to "draw a line in the sand" and represents a GOP that draws sharp contrasts from Democrats.

He said the Beltway consultants want to tell conservatives to "put your head down, don't rock the boat, don't stand for anything," because they believe that standing for principles is inconsistent with winning elections. Cruz emphatically argued, with proven examples, that that is false. His speech implied that the country can only be turned around by ignoring the so-called "smart guys" in Washington, like Reagan did, and boldly standing for conservative principles.

As he did during his significant foreign policy address at the Uninvited II national security conference across the street from CPAC, Cruz said that, contrary to what Obama may believe, American exceptionalism has been dangerous to tyrants and dictators throughout history when Americans know why they are exceptional and defend liberty. He said that because the United States has receded from leadership in the world, nations like Russia, China, and Iran are filling the vacuum. He blasted the "tortured semantics" coming from Obama's White House on foreign policy before declaring that the nation needed a clarity and "defense of our values."

"Truth has power," he said. "And the United States has a responsibility to speak with a clarion's voice for freedom."

Cruz said that scholars have written that Churchill was a great leader because people "trusted him as they could none other." Echoing Churchill in saying that "we're entering a period of consequence" and "despite the plainest of warnings, we face grave threats," Cruz said Churchill's lessons of leadership apply to Americans as well.

Cruz said the global loss of American leadership is making the world a more dangerous place while the continued economic stagnation at home is making it tougher for American workers to achieve the American dream. To make matters worse, Cruz said that Obama has behaved in a consistently lawless manner, "undermining the constitution and undermining our rule of law." He blasted Obama's "pattern of lawlessness" and his abuse of power on a range of laws from immigration, to marriage, to welfare, and to drugs.

"If he disagrees with them he simply refuses to enforce them," Cruz said.

He said there has been "no more staggering illustration of lawlessness than the enforcement or non-enforcement of Obamacare."

"The statute says the employer mandate kicks in January 1, 2014; the President of the United States unilaterally says, 'no it doesn't,'" Cruz said. "The statute says that Members of Congress are subject to Obamacare; the president of the United States unilaterally says, 'no they're not.'" He then pointed out that the Obamacare law calls for millions of Americans to lose their health insurance despite Obama's repeated false promises to the contrary.

Instead of going to Congress to fix the law, Obama, Cruz said, "held a press conference in which he instructed private insurance companies to issue policies that are illegal under the statute."

He said Obama's message was basically, "Go ignore the law, violate the law on presidential whim." Cruz said this is not a partisan issue and it should trouble anyone who believes in the rule of law.

"Because if you have a president who can pick and choose which laws to follow and which to ignore, you no longer have a president," Cruz said.

Cruz used four contrasts from history – Winston Churchill and Neville Chamberlain, Gerald Ford and Ronald Reagan, Bob Michel and Newt Gingrich, and the Washington establishment versus free-market conservatives in the last four congressional elections – to show conservatives that boldness trumps meekness when times get tough.

After comparing Churchill's "We shall never surrender" brand of politics that would not "not acquiesce to what was happening in Europe" to Chamberlain's, Cruz used three examples of boldness triumphing over timidity in the political arena at home.

Cruz spoke at length about Ronald Reagan's fight for the heart and soul of the Republican party when he challenged President Gerald Ford for his party's nomination in 1976. Though Reagan barely lost the nomination fight to Ford, he had won the hearts of Republicans and conservatives, which was made evident when he addressed the Republican National Convention at Kemper Arena that year. And in 1980, Reagan triumphed over the Republican establishment en route to the nomination and eventually two terms in the White House.

Cruz said Reagan drew distinctions and a "line in the sand" on domestic and foreign policy and quipped that those who called Reagan and his supporters "kamikaze conservatives" are still hurling the same invective today. Cruz mocked the cognoscenti for looking down on Reagan as a Philistine when he told Mikhail Gorbachev to "tear down this wall" at the Brandenburg Gate or when Reagan said his strategy for the Cold War was simply, "we win, they lose."

He then contrasted former House Minority Leader Bob Michel, who was resigned to and comfortable with being a perpetual loser, with Newt Gingrich, who led the GOP's "Contract with America" revolution in 1994. Cruz said that in the late 1970s, Michel told freshman Republicans, according to Time magazine, that he woke up every day, looked in the mirror and said to himself, "Today, you're going to be a loser." Michel then told Republicans to not let that bother them because, over time, they'd get used to losing.

"And you wonder why we never won," Cruz said.

Today's GOP leadership has been criticized for adopting Michel's mentality even though they control the House, and Cruz said it is "a philosophy that has long predecessors." However, in 1994, what Cruz described as a "a crazy bunch of revolutionary bomb throwers" went to the American people and convinced them with a contract that "there is a better path than the one we're on." Republicans took back the House for the first time in 40 years.

Finally, Cruz contrasted the pale-pastel Washington establishment with the bold, free-market conservatives over the last four election cycles. Cruz noted that when Republicans have followed the timid philosophy of the Washington consultants, they got walloped in 2006, 2008, and 2012. He said "the only one in which the election was different was 2010" when conservatives made the case to the American people that they would try to "repeal every single world of Obamacare," turn around the national debt, and defend the Constitution and fight for liberty. Cruz said what resulted was an "epic tsunami that transformed Congress."

Yet, the Washington establishment, Cruz said, wants to go back to the philosophy of 2006, 2008, and 2012.

After saying that the definition of insanity was doing the same thing over and over and expecting a different result, Cruz said that even though Republicans win presidential elections when the party nominates a strong conservative, the Washington establishment continues to push moderate Republicans that have lost every presidential race during the last 40 years.

He said that Nixon, even though he did not govern as one, ran as a conservative and won in 1968 and 1972. Ford, running as an establishment Republican, lost in 1976 to Jimmy Carter, while Reagan won two terms by emphasizing bold policies over those that were of the "pale-pastel" variety. George H.W. Bush won when running for Reagan's third term and lost four years later when running as a moderate establishment candidate. Bob Dole lost as a moderate on top of the ticket in 1996; George W. Bush won two terms because Evangelicals turned out for him; and John McCain and Mitt Romney lost the last two presidential elections, respectively.

The beltway consultants, Cruz said, keep saying, "but the next time will be different." He said the "stakes are too serious" for such prescriptions for failure to be adopted "over and over and over again."

After mentioning that Evangelical Christians and Reagan Democrats, especially Catholics in the rust belt, stayed home in 2012 because they thought they had to choose between the lesser of two evils instead of voting for a strong leader, Cruz said that, like Reagan, Republicans will not win if they don't draw a line in the sand, but instead "[shirk] away without giving a clear choice as to why elections matter."

Quoting another British Prime Minister, Margaret Thatcher, Cruz said, "first you win the argument, then you win the vote."

As he has done in most of his other speeches, Cruz said he was still optimistic and hopeful because the grassroots revolution that is stirring across the country reminds him of the one that powered Reagan to the presidency and restored America's economy, which allowed the country to become a leader once again on the world's stage. He said that is what he wanted attendees to remember if they could remember one thing from his speech.

Before Cruz's appearance at the dinner, posters depicting a tattooed Cruz with a cigarette in his mouth, which soon went viral, were spotted in Beverly Hills and Los Angeles.

Cruz, like he did at Washington's annual Gridiron Dinner, also showed that he can thrive in such venues, which will only give him more currency for the so-called "invisible primary" if he chooses to run in 2016. He spoke about his wife, who is from San Luis Obispo and helped found the College Republicans at Claremont McKenna College. He also reflected on a humorous story about his encounter with his future-in-law when he asked for his permission to marry his daughter. Cruz said his future father-in-law said he would have to think about it and then told him the next morning that he and his wife "we're not ready to give up our daughter... but we are ready to gain a son."

He also joked that Obama may be the one person who may not like a Cruz-Churchill comparison.

"I'm pretty sure that he also would like to send my head back to England," Cruz quipped.

 
 
 
  Reported by Breitbart 9 hours ago.

New List Reveals 92 B Corps With The Biggest Impact

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B Lab just announced its B Corp Best for the World List, with the 92 social enterprises creating the most positive overall social and environmental impact of the almost 1,000 certified B Corporations  in operation. The winners earned a score in the top 10% of all certified B Corps on the B Impact Assessment. That’s an evaluation of companies according to their impact on such factors as workers, suppliers, community, and the environment.  To become certified, companies have to score at least 80 out of 200 points. The companies are divided into three categories: Midsize, with 50 or more employees; Small Businesses, with 10-49 employees; and Micro-Enterprises, with less than 10 employees. (The largest number of winners--56--were in the latter category). Here’s a look at the top scorers in each group: Midsize Businesses Echale a tu Casa (score: 168). Founded in 1997, the Mexico City-based company addresses the problem of inadequate housing in developing countries. Specifically, most families construct their own homes, but materials are expensive and financing is hard to get. Echale a Tu Casa, which calls itself a social housing production company, has a sustainable building model with innovations in construction, technology and finance. Some highlights: The lowest-paid workers receive 355% above the minimum wage, as well as free or subsidized housing. Eight-five percent of consumers using the company’s services are from underserved populations. Small Businesses Re:Vision Architecture (score: 181). The Philadelphia company is an architecture, planning, and consulting firm specializing in sustainable design and development. To encourage collaboration among professionals from different fields and community members, the company holds multi-day design events during which participants work together to develop the most sustainable design or plan for a project. Some highlights: A bonus plan is paid to 100% of non-executive employees. Seventy-five percent of completed projects are LEED certified. South Mountain Company (score: 181).  Based in Tisbury, Mass., the employee-owned company plans and develops residential and commercial buildings. It also designs and installs solar and wind energy systems and energy efficiency improvements. High-quality affordable housing is an essential part of its practice. Some highlights: The company covers 100% of individual/family health insurance premiums. Sixty percent of expenses are directed toward local suppliers. Ten percent of profits are donated to charities. Micro-Enterprises One Earth Designs (score: 165).  The Hong-Kong based business develops and markets such technology as solar ovens and generators for people who lack access to clean and affordable energy. Some highlights: About 75% of printed materials use recycled paper content, FSC certified paper, or soy-based inks. Eighty percent of health insurance is covered for full-time workers. RSF Capital Management/RSF Social Finance (score: 165). RSF Capital Management in San Francisco, a wholly owned subsidiary of RSF Social Finance (RSF), was formed in 2008 to manage all of RSF’s lending to for-profit social enterprises It provides senior working capital and subordinated term debt. Some highlights: All of individual/family health insurance premiums are covered and employees get at least six weeks paid maternity leave and four weeks paid vacation. Forty percent of expenditures are directed toward local suppliers and 50 % of net profits are given to charities. Most of the winners were in the service industry, with a big chunk in financial services and environmental consulting. But there were also honorees in businesses ranging from manufacturing to real estate. Also, 30% are from outside the U.S., including 15 in such emerging markets as Afghanistan, Kenya and Colombia. There are more lists to come: B Corp Best for the Environment, B Corp Best for Workers, and B Corp Best for the Community. Reported by Forbes.com 8 hours ago.

14 Ways To Avoid The Obamacare Tax

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There are 14 ways, in all, to avoid paying the Obamacare tax penalty. This fee hits people who don't carry health insurance that conforms to the government regulations. Reported by Forbes.com 9 hours ago.

Serfs Up – Average Healthcare Premiums Have Soared 39%-56% Post Obamacare

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Submitted by Mike Krieger of Liberty Blitzkrieg blog,

It’s been a couple months since I last updated readers on the epic disaster that is Obamacare. In case you need a refresher, here is the last article I published on the law: *Computer Security Expert Claims he Hacked the ObamaCare Website in 4 Minutes*.

Moving along, we now have some details on the average premium increase for non-Obamacare health plans following the implementation of the law, and the results are not pretty. According to a cost report from eHealthInsurance, premiums have increased by between 39%-56%.

More from The Washington Examiner:



*Americans buying health insurance outside the new Obamacare exchanges are being forced to swallow premiums up to 56 percent higher than before the health law took effect *because insurers have jumped the cost to cover all the added features of the new Affordable Care Act.

 

According to a cost report from eHealthInsurance, a nationwide online private insurance exchange, families are paying an average of $663 a month and singles $274 a month, far more than before Obamacare kicked in. *What’s more, to save money, most buyers are choosing the lowest level of coverage, the so-called “bronze” plans.*

 

In California, for example, some families are paying a high of $2,604 a month and in New York, $1,845.

 

His firm’s price index also gives an average age for singles buying plans, and the results are worrying for insurers and the Obama administration. *That’s because the average age is 36, older than the administration had hoped for.*



The demographic issue is a huge ticking time bomb, something I previously highlighted in my piece: *Humana Warns of “‘Adverse ObamaCare Enrollment Mix.”*

Moving along, while we are well aware of the financial disaster Obamacare represents for those not participating, what about those who are in (or at least think they are in) the program?

Let’s look at the story of one Las Vegas man who paid his Obamacare premiums since November yet remains uncovered and now has a $407,000 hospital bill nobody is covering.

From the Review Journal:



The hospital bills are hitting Larry Basich’s mailbox.

 

That would be OK if Basich had health insurance. But he doesn’t.

 

*Thing is, he should be covered. Basich, 62, bought a plan through the state’s Nevada Health Link insurance exchange in the fall. He’s been paying monthly premiums since November.*

 

*Yet the Las Vegan is stranded in a no-man’s-land where no carrier claims him, and his tab is mounting: Basich owes $407,000 for care received in January and February, when his policy was supposed to be in effect.* Instead, he’s covered only for March and beyond.

 

Basich has begged for weeks for help from the exchange and its contractor, Xerox. But Basich’s insurance broker said Xerox seems more interested in lawyering up and covering its hide than in working out Basich’s problems. Nor is Basich the only client facing plan-selection errors through the exchange, she added.

 

*Weeks ticked by, but Basich received nothing to confirm he had insurance. Nevada Health Link kept telling him he was enrolled, but UnitedHealthcare said he wasn’t in their system.*

 

Basich’s predicament went critical on Dec. 31, when he had a heart attack. His treatment, which included a triple bypass on Jan. 3, resulted in $407,000 in medical bills in January and February that no insurer is covering.

 

Though Basich’s problem is exceptional for its dollar value, his situation is not unusual, Burch said. She estimates that of nearly 200 Branch Benefits Consultants client sign ups via Nevada Health Link, only 5 percent have gone through problem-free. More than 20 customers have the same plan-selection issue as Basich. One gave up trying to fix it and is sticking with the plan the exchange put her in.



Serfs up suckers! Reported by Zero Hedge 8 hours ago.

House panel to take up HealthSource RI budget

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PROVIDENCE, R.I. (AP) — House lawmakers are taking up the proposed budget for Rhode Island's health insurance marketplace built as part of the federal health care overhaul.
 
 
 
  Reported by Boston.com 8 hours ago.

Florida Woman Struggles to Unenroll from Obamacare

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For one Florida woman enrolling in Obamacare was difficult but not nearly as difficult as unenrolling turned out to be.

Melissa Battles signed up for an Obamacare insurance plan last year. She said enrolling was "very convoluted" and tool a very long time. She says she encountered a "whole other level of red tape" when she tried to get her son, who is autistic, into a "healthy kids" program.

But all of that was nothing compared to what came next. When Battles got a full time job which offered her health insurance she went back to the company she had selected on Healthcare.gov and told them she wanted out of her plan. They told her since she enrolled online she would need to unenroll the same way. But at the time there was no procedure available on the website to allow people to cancel a plan.

"I was blown away that they had not thought forward enough to realize that people are going to disenroll" Battles says. After being shuffled around by phone Battles was eventually told she could unenroll from the plan the following month. Until then she had to pay for two health plans simultaneously.

This is not the first time someone has complained about difficulty unenrolling in a plan selected on Healthcare.gov. Last month, an Orlando man made a similar complaint to another local news station. Andrew Robinson spend "50-60 hours on the phone" trying to cancel a plan he decided was too expensive. He was considering closing his bank account as a way to prevent paying for a policy he no longer wanted.

WFTV News contacted HHS about the story but received no response.

 
 
 
  Reported by Breitbart 7 hours ago.

Entries in ESPN Bracket Challenge Surpass Obamacare Enrollments

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More people have filled out the 2014 NCAA tournament bracket in the three days since it was unveiled on ESPN than have signed up for Obamacare on Healthcare.gov in the six months that the website, which has malfunctioned and been plagued with glitches, has been live.

Nearly 6.45 million people have filled brackets on ESPN.com since Sunday evening, when the tournament field was revealed. In six months since the launch of Healthcare.gov, five million people have registered for Obamacare, but not everyone has health insurance because nearly 20 percent may not have made any payments. 

In January, various outlets noted that at least 20 percent of those who registered for Obamacare have not paid yet, which means they actually do not have Obamacare.  

President Barack Obama has been using March Madness to push Obamacare, even going on Spanish-language sports talk radio shows to tell Hispanics that their family members who may be in the country illegally will not be deported by the "immigration people" if they Hispanics who are legally in the country sign up for Obamacare. The deadline to enroll for 2014 is March 31, and the White House, before issuing waiver upon waiver, had predicted at least 7 million Americans would sign up for Obamacare.

James Andrew Miller, who wrote the ESPN book, made the observation on Twitter.



6.45 Million = number of brackets filed into @espn since #SelectionSunday 5 Million = number registering for #Obamacare since October 1.

— James Andrew Miller (@ESPNBook) March 19, 2014


 
 
 
  Reported by Breitbart 6 hours ago.

Obamacare Patients Denied Access to Doctors, Hospitals, Cancer Centers

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Obamacare Patients Denied Access to Doctors, Hospitals, Cancer Centers Obamacare patients are discovering that many doctors, hospitals, and top cancer centers do not accept the plans they purchased.

"It's so frustrating," Terri Durheim of Enid, Okla., told CNN. "It's not doing me a lot of good."

Durheim is not alone. Obamacare's so-called "narrow networks" are designed to limit customer choices to push patients into cheaper choices in an effort to control costs. Earlier this year Washington Post health writer Sarah Kliff warned that "Obamacare's narrow networks are going to make people furious – but they might control costs." A McKinsey and Co. study finds that more than one in three (38%) Obamacare plans permit patients to select from just 30% of the largest 20 hospitals in their geographic region. 

For patients like Durheim, the reality of Obamacare's slender options is forcing hard choices. Her son's serious heart condition means she needs a pediatric cardiologist nearby. However, the nearest doctor her Obamacare plan covers is over an hour away. 

"Obviously we'd have to pay out of pocket and go here in town, but that defeats the purpose of insurance," says Durheim. 

Cancer patients are also waking up to the realities of Obamacare's narrow networks. According to an Associated Press analysis, only four of 19 nationally recognized comprehensive cancer centers offer Obamacare patients access to their facilities through all insurance plans in their state Obamacare exchanges. 

"The challenges of this are going to become evident... as cancer cases start to arrive," Executive Vice President of Seattle Cancer Care Alliance Norman Hubbard told NBC News. 

As Obamacare customers learn that their access to doctors, hospitals, and top cancer centers have been severely curtailed, many are returning focus to promises President Barack Obama made that if you like your doctor, you can keep your doctor. 

"If you like the doctor you have, you can keep your doctor," Obama said. 

Last week, however, Obama reversed himself on that promise during a WebMD interview. 

"For the average person, many folks who don't have health insurance initially, they're going to have to make some choices, and they might end up having to switch doctors, in part because they're saving money," said Obama.

 
 
 
  Reported by Breitbart 6 hours ago.

Health insurance enrollment effort planned for East Side

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The Enroll SA coalition plans to stage an event on San Antonio’s East Side on Saturday in an effort to encourage more people in the historically underserved sector of the city to secure health insurance available under the Affordable Care Act. Even Miss Fiesta will drop in on the health fair, scheduled from 10 a.m. to 2 p.m. at Herman Hirsch Elementary School. The open enrollment period for new marketplace health plans ends on March 31. Organizers of the East Side health fair hope they can reduce… Reported by bizjournals 7 hours ago.

Scott Brown Awkwardly Finds Out That Obamacare Is Also Helping Republicans

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WASHINGTON -- As former Sen. Scott Brown barnstorms through New Hampshire in a likely prelude to another Senate run, he has dusted off a familiar playbook. Condemnation of Obamacare has been front and center of his pitch, much like it was in 2010 when he unexpectedly won a race to take over the late Ted Kennedy's Senate seat.

But times are different now. The law is no longer some theoretical set of reforms, but is being implemented with varying degrees of success and failure. And while it remains largely unpopular (virtually every Republican is making the same attacks as Brown), there are those who have already benefited, some of them Republicans.

Brown found that out on Saturday, when he stopped by the home of Herb Richardson, a Republican state representative. Sitting in Richardson's home, Brown called Obamacare a "monstrosity" that members of Congress didn't even bother to read before they passed. At that point, according to the Coos County Democrat, Richardson chimed in to explain that the law had been a "financial lifesaver" for him and his wife. From the the piece (page 14):
Richardson was injured on the job and was forced to live on his workers' comp payments for an extended period of time, which ultimately cost the couple their house on Williams Street. The couple had to pay $1,100 a month if they wanted to maintain their health insurance coverage under the federal COBRA law.

Richardson said he only received some $2,000 a month in workers' comp. payments, however, leaving little for them to live on.

"Thank God for Obamacare!" his wife exclaimed.

Now, thanks to the subsidy for which they qualify, the Richardsons only pay $136 a month for health insurance that covers them both.
The Huffington Post called and emailed Richardson to get more details on his medical and financial situation, and how and why he has benefited from Obamacare. Those requests for comment were not immediately returned. The reporter who covered the event did, however, share some details in a phone conversation Wednesday night.

"We were in [Richardson's] trailer, his wife was there, a former state rep was there, as well," said Edith Tucker. "So there were only six of us. There wasn't any interrupting. It was a general conversation. And when Scott Brown started to talk about Obamacare, it was then that Rep. Richardson explained what a boon it had been."

Richardson, Tucker noted, had gotten hurt on the job and the large costs of his health insurance premium had put him into financial disarray. "He used to live in a 12-room house in Lancaster, but he could not maintain mortgage payments during his bankruptcy proceedings," she explained, "and so he moved to a trailer home, which was where we were."

When Richardson explained how helpful Obamacare had been for him, Brown didn't interrupt, Tucker said. The conversation moved on from there to other, somewhat related topics.

"[Brown] did not [respond]," said Tucker. "You could be sure, if he had, I would have written about it."

The conversation is notable not just because Richardson spoke up, while being courted by Brown, in favor of a law Brown opposes, but because he isn't the only Republican of stature from the Granite State who is benefiting financially from Obamacare.

As The Huffington Post reported last week, former New Hampshire Republican Party chair Fergus Cullen saw his family's health insurance premiums decrease by $1,000 a month under Obamacare. But Cullen hasn't been won over by the law. He has problems with the fact that it mandates certain forms of coverage, that it's difficult to understand the benefits and costs, and that it fails to fundamentally transform the health care system.

Richardson could well have similar objections. But, like Cullen, his personal Obamacare story does underscore how the consequences of the law are not a black-and-white proposition. Supporters of the president have been undoubtedly hurt by the legislation, even as some Obama critics number among its beneficiaries. Reported by Huffington Post 6 hours ago.

New York State health care exchange gets almost 1 million applicants

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New York State health care exchange gets almost 1 million applicants [caption id="attachment_392340" align="alignnone" width="614"]
New York State has already received almost 1 million applications through its health care exchange, with around 666,000 residents already enrolled.[/caption] New Yorkers looking for health insurance through the state's exchange still have a little more than a week left deadline. The state has already received almost 1 million applications, with around 666,000 residents already enrolled. [related tag="new-york-city-health"] The New York State of Health website reported that about 995,000 New Yorkers have used the website to submit applications ahead of the March 31 deadline. New Yorkers must apply before April in order to qualify for health insurance on the individual marketplace. Of those applications, some 666,400 New Yorkers were enrolled — with about 340,000 of them qualified for Medicaid. The New York Times recently reported that the New York State and California have driven of most of the country's health care sign-ups, with California's 870,000 enrollees dwarfing every other state in the country than runs their own exchange market. Nationwide, the country has about 4.2 million Americans purchasing insurance through either federal or state-run exchanges. The national goal as of last September was 5.6 million sign ups. Follow Chester Jesus Soria on Twitter @chestersoria

The post New York State health care exchange gets almost 1 million applicants appeared first on Metro.us. Reported by metronews 6 hours ago.

Thursday Sector Leaders: Life & Health Insurance, Banking & Savings

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In trading on Thursday, life & health insurance shares were relative leaders, up on the day by about 0.8%.  Leading the group were shares of Aegon (AEG), up about 2.9% and shares of ING US (VOYA) up about 2.7% on the day. Reported by Forbes.com 13 hours ago.

Vt. has plan to save money on retiree benefits

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The state of Vermont says it has a plan to help retired state workers save money on their health insurance costs by allowing them to get the same prescription drugs available to active state employees. Reported by Miami Herald 13 hours ago.

Don't Rush to Judgment: Medical Homes Can Improve Outcomes, Save Lives

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We live in an age of immediacy, fueled by 24/7 news cycles and a robust social media environment. We find humor in watching a cat chase a laser pointer, but our pursuit of the new and shiny is no less present. One negative review can lead people to drop everything and change course. A restaurant can have a bad night, get a couple of negative reviews on Yelp, and find itself with empty tables as potential customers take their business elsewhere.

When it comes to health care, though, and decisions that affect the well-being of millions of Americans, immediacy shouldn't guide reforms or drive policy changes. It's prudent to assess research-grabbing headlines by taking a deep breath, maintaining a sense of perspective and not jumping to hasty conclusions.

This perspective is essential when reviewing a study that appeared in the Journal of the American Medical Association (JAMA) and has been garnering attention from the New York Times, Wall Street Journal and other outlets. The study, conducted by researchers at RAND, casts doubts as to whether patient-centered "medical homes" -- a care delivery structure designed to support teams of physicians in actively monitoring patients' health conditions and increasing care coordination -- are actually meeting their goals of improving patient health and generating health system cost savings.

RAND studied the Southeastern Pennsylvania Chronic Care Initiative, a multi-payer medical home pilot that allowed practices to earn bonus payments for achieving medical home accreditation recognition from the National Committee for Quality Assurance (NCQA).

The authors note that this isn't the only evidence out there. For example, a report released last year by the Patient Centered Primary Care Collaborative, assessing 46 different medical home initiatives throughout the country, found that significant progress is being made in reducing preventable emergency room visits and having patients spend less time in hospital beds. A recent evaluation of the community health teams/medical homes -- in Vermont, another multi-payer initiative found a 19 percent reduction in spending for children and 11 percent for adults with private health insurance.

As evidence continues to evolve about which medical homes are more and less successful in improving quality and reducing costs, it will be important to refine the definition of a medical home to maximize the benefits. The Vermont results in particular show that design matters. In addition to encouraging physician practices to attain NCQA medical home status, they also funded community health teams to work with providers to deliver effective prevention and care coordination services -- a hub and spoke model. In recognition of this and other best practices, NCQA has already updated their medical home accreditation requirements from those that were used as the basis for the RAND study.

It's also important to focus on the societal factors that necessitate a transformation in the way we practice medicine. There are three prevailing winds in health care that are converging to form a perfect storm that can't be ignored -- one, the aging of baby boomers is going to drive an escalation in health care utilization; two, the continuing rise in incidences of chronic disease like diabetes, heart disease and cancer pose a severe threat to our society on a number of health and economic levels; and, three, a serious shortage in the number of medical professionals available to treat these increasing demands.

The only answer to this situation is to find a better ways of keeping people healthy, warding off chronic illness and its symptoms and avoiding expensive, preventable emergency room usage and hospitalizations. That requires looking at patients holistically, which is precisely why the patient-centered medical home model makes sense. Rather than wait for patients to come through the door with urgent health problems, providers in the medical home are given tools that allow them to monitor and proactively engage with their chronically ill patients on a regular basis, so that they can balance the many needs of patients with multiple chronic conditions and prioritize prevention issues by encouraging patient self-management.

There's no question that more research needs to be done and it will take time to assess how the medical home concept should be improved to achieve optimal results. But that's why you don't overreact to a single less-than-positive report; you learn from it. Medical homes are on the right track here in addressing America's daunting health care challenges. The key is to continue improving by staying on course, learning and evolving. Reported by Huffington Post 13 hours ago.

ESPN Host Helps Obama Spin, Promote Obamacare

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ESPN Host Helps Obama Spin, Promote Obamacare Hours before the 2014 NCAA tournament kicked off on Thursday, President Barack Obama appeared on an ESPN U program to promote Obamacare and claimed, without evidence, that more than five million people have already purchased Obamacare. 

Obama's interview on The Herd with Colin Cowherd, which was taped earlier in the day, was airing simultaneously as he was giving a live address from the White House on Russia and Crimea in which he announced more sanctions on Russian leaders and banks.

Cowherd gave a favorable interview and gave Obama a forum to promote Healthcare.gov and gushed about the affordable plan his sister was able to purchase.

Obama admitted that the website did not work properly when it launched in October of 2013 and continued to promote Obamacare by saying, "if you don’t have health insurance, you are vulnerable to financial hardship or medical hardship if you get sick or you have an accident." He also said Obamacare helps people are aging jocks like he is and "think you can still play basketball and you can pop an achilles or something."

“I am pushing very hard for folks who may not be paying attention to day-to-day politics that they've got until March 31 to sign up for healthcare if they already don’t have it," Obama said before urging viewers to go to Healthcare.gov. 

Obama repeated the White House talking point that some health plans were cheaper than a cell phone bill or car insurance payment and said even those who don't like him politically have found plans that were really good deals for themselves and their families. 

"We’ve had over five million people already purchase private plans," he said without admitting that may be inaccurate because at least 20 percent of those enrolled for Obamacare, as of January, had not made payments, and therefore did not have insurance, according to a New York Times report. The White House announced that five million people have enrolled, but they have not released numbers on how many have actually made a payment.

Cowherd, the host, then jumped in and promoted Obamacare, saying his sister called him to say she saved the equivalent of a car payment per month by signing up for Obamacare. 

Obama has used March Madness to promote Obamacare, even doing so on Spanish-language sports talk radio when he told Hispanics that their family members who may be in the country illegally will not get deported by the "immigration people" if they enroll in Obamacare.

 
 
 
  Reported by Breitbart 12 hours ago.
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